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Ord. 1111 05-12-03ORDINANCE NO. 1111 AN ORDINANCE AUTHORIZING THE ISSUANCE OF CITY OF PEARLAND, TEXAS CERTIFICATES OF OBLIGATION, SERIES 2003; PRESCRIBING THE TERMS AND FORM THEREOF; PROVIDING FOR THE PAYMENT OF THE PRINCIPAL THEREOF AND INTEREST THEREON; AWARDING THE SALE THEREOF; AUTHORIZING THE PREPARATION AND DISTRIBUTION OF AN OFFICIAL STATEMENT TO BE USED IN CONNECTION WITH THE SALE OF THE CERTIFICATES; AUTHORIZING THE PURCHASE OF BOND INSURANCE; MAKING OTHER PROVISIONS REGARDING SUCH CERTIFICATES, INCLUDING USE OF THE PROCEEDS THEREOF, AND MATTERS INCIDENT THERETO; AND DECLARING AN EMERGENCY BE IT ORDAINED BY THE CITY COUNCIL OF THE CITY OF PEARLAND: ARTICLE I FINDINGS AND DETERMINATIONS Section 1.1: Findings and Determinations. The City Council hereby officially finds and determines that: (a) The City of Pearland, Texas (the "City"), acting through its City Council, is authorized pursuant to and in accordance with the provisions of Texas Local Government Code, Chapter 271, Subchapter C, as amended (the "Act"), to issue certificates of obligation to provide all or part of the funds to pay contractual obligations to be incurred for (i) certain City-wide road and drainage projects and improvements incident thereto; (ii) City-wide water meter replacement; (iii) the purchase and refurbishment of certain equipment including a gradall vehicle, fire truck and ambulance; (iv) certain improvements at Independence Park located at 3919 Liberty, Pearland, Texas 77581; (v) certain improvements and acquisitions associated with an expansion to the City's service center located at 3509 Orange Street in Pearland, Texas, and the purchase of equipment related thereto; and (vi) professional services rendered in connection with the above listed projects. (b) The City Council authorized the publication of a notice of intention to issue Certificates of Obligation, Series 2003 (the "Certificates") to the effect that the City Council was tentatively scheduled to meet at 7:30 p.m. on May 12, 2003 at its regular meeting place to adopt an ordinance authorizing the issuance of the Certificates to be payable from (i) an ad valorem tax levied, within the limits prescribed by law, on the taxable property located within the City, and (ii) the revenues to be derived from the City's waterworks and sanitary sewer system (the "System") after the payment of all operation and maintenance expenses thereof (the "Net Revenues") in an amount not to exceed $10,000, to the extent that ad valorem taxes are ever insufficient or unavailable for such purposes, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. HOU:2148670.1 (c) Such notice was published at the times and in the manner required by the Act. (d) No petition signed by at least five percent (5%) of the qualified voters of the City has been filed with or presented to any official of the City protesting the issuance of such Certificates on or before May 12, 2003, or the date of passage of this Ordinance. (e) The City has determined that it is in the best interests of the City and that it is otherwise desirable to issue the Certificates to provide all or part of the funds to pay contractual obligations to be incurred for the purposes authorized by the Act. ARTICLE II DEFINITIONS AND INTERPRETATIONS Section 2.1: Definitions. As used herein, the following terms shall have the meanings specified, unless the context clearly indicates otherwise: "Act" shall mean Texas Local Government Code, Chapter 271, Subchapter C, as amended. "Attorney General" shall mean the Attorney General of the State of Texas. "Certificate" or "Certificates" shall mean any or all of the City of Pearland, Texas Certificates of Obligation, Series 2003, authorized by this Ordinance. "City" shall mean the City of Pearland, Texas and, where appropriate, its City Council. "City Council" shall mean the governing body of the City. "Code" shall mean the Internal Revenue Code of 1986, as amended. "Comptroller" shall mean the Comptroller of Public Accounts of the State of Texas. "Fiscal Year" shall mean the City's then designated fiscal year, which currently is the twelve-month period beginning on the first day of October of a calendar year and ending on the last day of September of the next succeeding calendar year and each such period may be designated with the number of the calendar year in which such period ends. "Interest Payment Date," when used in connection with any Certificate, shall mean September 1, 2003, and each March 1 and September 1 thereafter until maturity or earlier redemption of such Certificate. "Issuance Date" shall mean the date on which the Certificates are delivered to and paid for by the Purchaser. hereto. "Ordinance" shall mean this Ordinance and all amendments hereof and supplements 2 HOU:2148670.1 "Outstanding", when used with reference to the Certificates, shall mean, as of a particular date, all Certificates theretofore and thereupon delivered pursuant to this Ordinance except: (a) any Certificates canceled by or on behalf of the City at or before such date; (b) any Certificates defeased pursuant to the defeasance provisions of this Ordinance or otherwise defeased as permitted by applicable law; and (c) any Certificates in lieu of or in substitution for which a replacement Certificate shall have been delivered pursuant to this Ordinance. "Paying Agent/Registrar" shall mean Wells Fargo Bank Texas, N.A., Houston, Texas, and its successors in that capacity. "Purchaser" shall mean the entity or entities specified in Section 6.1 hereof. "Record Date" shall mean the close of business on the fifteenth day of the calendar month immediately preceding the applicable Interest Payment Date. "Register" shall mean the registration books for the Certificates kept by the Paying Agent/Registrar in which are maintained the names and addresses of, and the principal amounts registered to, each Registered Owner of Certificates. "Registered Owner" shall mean the person or entity in whose name any Certificate is registered in the Register. Section 2.2: Interpretations. All terms defined herein and all pronouns used in this Ordinance shall be deemed to apply equally to singular and plural and to all genders. The titles and headings of the articles and sections of this Ordinance have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof. This Ordinance and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein and to sustain the validity of the Certificates and the validity of the levy of ad valorem taxes to pay the principal of and interest on the Certificates. ARTICLE III TERMS OF THE CERTIFICATES Section 3.1: Amount, Purpose and Authorization. (a) The Certificates shall be issued in fully registered form, without coupons, under and pursuant to the authority of the Act in the total authorized aggregate principal amount of NINETEEN MILLION SIX HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($19,650,000) for the purpose of providing all or part of the funds to pay contractual obligations to be incurred for (i) certain City-wide road and drainage projects and improvements incident thereto; (ii) City-wide water meter replacement; (iii) the purchase and refurbishment of certain equipment including a gradall vehicle, fire truck and ambulance; (iv) certain improvements at Independence Park located at 3919 Liberty, Pearland, Texas 77581; (v) certain improvements and acquisitions associated with an expansion to the City's service center located at 3509 Orange Street in Pearland, Texas, and the purchase of equipment related thereto; and (vi) professional services rendered in connection with the above listed projects. 3 HOU:2148670.1 Section 3.2: Designation, Date and Interest Payment Dates. The Certificates shall be designated as the "City of Pearland, Texas Certificates of Obligation, Series 2003," and shall be dated May 1, 2003. The Certificates shall bear interest at the rates set forth in Section 3.3 below, from the later of May 1, 2003 or the most recent Interest Payment Date to which interest has been paid or duly provided for, calculated on the basis of a 360-day year of twelve 30-day months, payable on September 1, 2003, and each March 1 and September 1 thereafter until maturity or earlier redemption. If interest on any Certificate is not paid on any Interest Payment Date and continues unpaid for thirty (30) days thereafter, the Paying Agent/Registrar shall establish a new record date for the payment of such interest, to be known as a Special Record Date. The Paying Agent/Registrar shall establish a Special Record Date when funds to make such interest payment are received from or on behalf of the City. Such Special Record Date shall be fifteen (15) days prior to the date fixed for payment of such past due interest, and notice of the date of payment and the Special Record Date shall be sent by United States mail, first class, postage prepaid, not later than five (5) days prior to the Special Record Date, to each affected Registered Owner as of the close of business on the day prior to mailing of such notice. Section 3.3: Numbers, Denomination, Interest Rates and Maturities. The Certificates shall be initially issued bearing the numbers, in the principal amounts and bearing interest at the rates set forth in the following schedule, and may be transferred and exchanged as set out in this Ordinance. The Certificates shall mature on March 1 in each of the years and in the amounts set out in such schedule. Certificates delivered in transfer of or in exchange for other Certificates shall be numbered in order of their authentication by the Paying Agent/Registrar, shall be in the denomination of $5,000 or integral multiples thereof and shall mature on the same date and bear interest at the same rate as the Certificate or Certificates in lieu of which they are delivered. Certificate Year of Principal Interest Number Maturity Amount Rate I-1 2004 $ 310,000 I-2 2005 340,000 I-3 2006 370,000 I-4 2007 390,000 I-5 2008 415,000 I-6 2009 435,000 I-7 2010 1,110,000 I-8 2011 1,175,000 I-9 2012 1,235,000 I-10 2013 1,295,000 I-11 2014 1,035,000 I-12 2015 1,090,000 I-13 2016 1,145,000 I-14 2017 1,210,000 I-15 2018 1,180,000 I-16 2019 1,240,000 I-17 2020 1,310,000 I-18 2021 1,380,000 4 HOU:2148670.1 I-19 2022 1,455,000 I-20 2023 1,530,000 Section 3.4: Redemption Prior to Maturity. (a) Optional Redemption. The Certificates maturing on and after March 1, 2014 are subject to redemption prior to maturity, at the option of the City, in whole or in part, on March 1, 2013, or any date thereafter, at par plus accrued interest to the date fixed for redemption. (b) Certificates may be redeemed in part only in integral multiples of $5,000. If a Certificate subject to redemption is in a denomination larger than $5,000, a portion of such Certificate may be redeemed, but only in integral multiples of $5,000. In selecting portions of Certificates for redemption, each Certificate shall be treated as representing that number of Certificates of $5,000 denomination which is obtained by dividing the principal amount of such Certificate by $5,000. Upon presentation and surrender of any Certificate for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of this Ordinance, shall authenticate and deliver in exchange therefor a Certificate or Certificates of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Certificate so surrendered. (c) Notice of any redemption, identifying the Certificates or portions thereof to be redeemed, shall be sent by United States mail, first class, postage prepaid, to the Registered Owners thereof at their addresses as shown on the Register, not less than thirty (30) days before the date fixed for such redemption. By the date fixed for redemption, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the Certificates called for redemption. If such notice of redemption is given, and if due provision for such payment is made, all as provided above, the Certificates which are to be so redeemed thereby automatically shall be redeemed prior to their scheduled maturities, they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being Outstanding except for the purpose of being paid with the funds so provided for such payment. Section 3.5: Manner of Payment, Characteristics, Execution and Authentication. The Paying Agent/Registrar is hereby appointed the paying agent for the Certificates. The Certificates shall be payable, shall have the characteristics and shall be executed, sealed, registered and authenticated, all as provided and in the manner indicated in the FORM OF CERTIFICATES set forth in Article IV of this Ordinance. If any officer of the City whose manual or facsimile signature shall appear on the Certificates shall cease to be such officer before the authentication of the Certificates or before the delivery of the Certificates, such manual or facsimile signature shall nevertheless be valid and sufficient for all purposes as if such officer had remained in such office. The approving legal opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel, may be printed on the back of the Certificates over the certification of the City Secretary, which may be executed in facsimile. CUSIP numbers also may be printed on the Certificates, but errors or omissions in the printing of either the opinion or the numbers shall have no effect on the validity of the Certificates. 5 HOU:2148670.1 Section 3.6: Authentication. Except for the Certificates to be initially issued, which need not be authenticated by the Registrar, only such Certificates as shall bear thereon a certificate of authentication, substantially in the form provided in Article IV of this Ordinance, manually executed by an authorized representative of the Paying Agent/Registrar, shall be entitled to the benefits of this Ordinance or shall be valid or obligatory for any purpose. Such duly executed certificate of authentication shall be conclusive evidence that the Certificate so authenticated was delivered by the Paying Agent/Registrar hereunder. Section 3.7: Ownership. The City, the Paying Agent/Registrar and any other person may treat the person in whose name any Certificate is registered as the absolute owner of such Certificate for the purpose of making and receiving payment of the principal thereof and interest thereon and for all other purposes, whether or not such Certificate is overdue, and neither the City nor the Paying Agent/Registrar shall be bound by any notice or knowledge to the contrary. All payments made to the person deemed to be the Registered Owner of any Certificate in accordance with this Section shall be valid and effective and shall discharge the liability of the City and the Paying Agent/Registrar upon such Certificate to the extent of the sums paid. Section 3.8: Registration, Transfer and Exchange. The Paying Agent/Registrar is hereby appointed the registrar for the Certificates. So long as any Certificate remains Outstanding, the Paying Agent/Registrar shall keep the Register at the City Administrator's office in which, subject to such reasonable regulations as it may prescribe, the Paying Agent/Registrar shall provide for the registration and transfer of the Certificates in accordance with the terms of this Ordinance. Each Certificate shall be transferable only upon the presentation and surrender thereof at the principal corporate trust office of the Paying Agent/Registrar, accompanied by an assignment duly executed by the Registered Owner or his authorized representative in form satisfactory to the Paying Agent/Registrar. Upon due presentation of any Certificate for transfer, the Paying Agent/Registrar shall authenticate and deliver in exchange therefor, within seventy-two (72) hours after such presentation, a new Certificate or Certificates, registered in the name of the transferee or transferees, in authorized denominations and of the same maturity and aggregate principal amount and bearing interest at the same rate as the Certificate or Certificates so presented and surrendered. All Certificates shall be exchangeable upon the presentation and surrender thereof at the principal corporate trust office of the Paying Agent/Registrar for a Certificate or Certificates, maturity and interest rate and in any authorized denomination, in an aggregate principal amount equal to the unpaid principal amount of the Certificate or Certificates presented for exchange. The Paying Agent/Registrar shall be and is hereby authorized to authenticate and deliver exchange Certificates in accordance with the provisions of this Section. Each Certificate delivered by the Paying Agent/Registrar in accordance with this Section shall be entitled to the benefits and security of this Ordinance to the same extent as the Certificate or Certificates in lieu of which such Certificate is delivered. All Certificates issued in transfer or exchange shall be delivered to the Registered Owners thereof at the principal corporate trust office of the Paying Agent/Registrar or sent by United States mail, first class, postage prepaid. 6 HOU:2148670.1 The City or the Paying Agent/Registrar may require the Registered Owner of any Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Certificate. Any fee or charge of the Paying Agent/Registrar for such transfer or exchange shall be paid by the City. The Paying Agent/Registrar shall not be required to transfer or exchange any Certificate called for redemption in whole or in part during the forty-five (45) day period immediately prior to the date fixed for redemption; provided, however, that this restriction shall not apply to the transfer or exchange by the Registered Owner of the unredeemed portion of a Certificate called for redemption in part. Section 3.9: Replacement Certificates. Upon the presentation and surrender to the Paying Agent/Registrar of a damaged or mutilated Certificate, the Paying Agent/Registrar shall authenticate and deliver in exchange therefor a replacement Certificate, of the same maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding. The City or the Paying Agent/Registrar may require the Registered Owner of such Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith and any other expenses connected therewith, including the fees and expenses of the Paying Agent/Registrar and the City. If any Certificate is lost, apparently destroyed or wrongfully taken, the City, pursuant to the applicable laws of the State of Texas and ordinances of the City, and in the absence of notice or knowledge that such Certificate has been acquired by a bona fide purchaser, shall execute, and the Paying Agent/Registrar shall authenticate and deliver, a replacement Certificate of the same maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding, provided that the Registered Owner thereof shall have: (a) furnished to the City and the Paying Agent/Registrar satisfactory evidence of the ownership of and the circumstances of the loss, destruction or theft of such Certificate; (b) furnished such security or indemnity as may be required by the Paying Agent/Registrar and the City to save and hold them harmless; (c) paid all expenses and charges in connection therewith, including, but not limited to, printing costs, legal fees, fees of the Paying Agent/Registrar and any tax or other governmental charge that may be imposed; and (d) met any other reasonable requirements of the City and the Paying Agent/Registrar. If, after the delivery of such replacement Certificate, a bona fide purchaser of the original Certificate in lieu of which such replacement Certificate was issued presents for payment such original Certificate, the City and the Paying Agent/Registrar shall be entitled to recover such replacement Certificate from the person to whom it was delivered or any person taking therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the City or the Paying Agent/Registrar in connection therewith. 7 HOU:2148670.1 If any such mutilated, lost, apparently destroyed or wrongfully taken Certificate has become or is about to become due and payable, the City in its discretion may, instead of issuing a replacement Certificate, authorize the Paying Agent/Registrar to pay such Certificate. Each replacement Certificate delivered in accordance with this Section shall be entitled to the benefits and security of this Ordinance to the same extent as the Certificate or Certificates in lieu of which such replacement Certificate is delivered. Section 3.10: Cancellation. All Certificates paid or redeemed in accordance with this Ordinance, and all Certificates in lieu of which exchange Certificates or replacement Certificates are authenticated and delivered in accordance herewith, shall be canceled and destroyed upon the making of proper records regarding such payment or redemption. The Paying Agent/Registrar shall periodically furnish the City with certificates of destruction of such Certificates. ARTICLE IV FORM OF CERTIFICATES The Certificates, including the Form of Comptroller's Registration Certificate, Form of Paying Agent/Registrar Authentication Certificate and Form of Assignment, shall be in substantially the following forms, with such omissions, insertions and variations as may be necessary or desirable, and not prohibited by this Ordinance: 8 HOU:2148670.1 NUMBER R- REGISTERED UNITED STATES OF AMERICA STATE OF TEXAS CITY OF PEARLAND, TEXAS DENOMINATION CERTIFICATE OF OBLIGATION REGISTERED SERIES 2003 INTEREST RATE: ISSUE DATE: MATURITY DATE: CUSIP: May 1, 2003 March 1, REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS THE CITY OF PEARLAND, TEXAS, a municipal corporation of the State of Texas (the "City"), for value received, hereby promises to pay to the Registered Owner identified above or its registered assigns, on the maturity date specified above (or on earlier redemption as herein provided), upon presentation and surrender of this Certificate at the principal corporate trust office of Wells Fargo Bank Texas, N.A., Houston, Texas, or its successor (the "Paying Agent/Registrar"), the principal amount identified above (or so much thereof as shall not have been paid or deemed to have been paid upon prior redemption) payable in any coin or currency of the United States of America which on the date of payment of such principal is legal tender for the payment of debts due to the United States of America, and to pay interest thereon at the rate shown above, calculated on a basis of a 360-day year composed of twelve 30-day months, from the later of the Issue Date identified above or the most recent interest payment date to which interest has been paid or duly provided for. Interest on this Certificate is payable on September 1, 2003, and each March 1 and September 1 thereafter until maturity or earlier redemption of this Certificate, by check sent by United States mail, first class, postage prepaid, by the Paying Agent/Registrar to the Registered Owner of record as of the close of business on the fifteenth day of the calendar month immediately preceding the applicable interest payment date, as shown on the registration books kept by the Paying Agent/Registrar. Any accrued interest payable at maturity or earlier redemption shall be paid upon presentation and surrender of this Certificate at the principal corporate trust office of the Paying Agent/Registrar. THIS CERTIFICATE IS ONE OF A DULY AUTHORIZED SERIES OF CERTIFICATES (the "Certificates") in the aggregate principal amount of $19,650,000 issued pursuant to an ordinance adopted by the City Council of the City on May 12, 2003 (the "Ordinance") for the purpose of providing all or part of the funds to pay contractual obligations to be incurred for (i) certain City-wide road and drainage projects and improvements incident thereto; (ii) City-wide water meter replacement; (iii) the purchase and refurbishment of certain equipment including a gradall vehicle, fire truck and ambulance; (iv) certain improvements at Independence Park located at 3919 Liberty, Pearland, Texas 77581; (v) certain improvements and acquisitions associated with an expansion to the City's service center located at 3509 Orange 9 HOU:2148670.1 Street in Pearland, Texas, and the purchase of equipment related thereto; and (vi) professional services rendered in connection with the above listed projects. REFERENCE IS HEREBY MADE TO THE FURTHER PROVISIONS OF THIS CERTIFICATE SET FORTH ON THE REVERSE HEREOF, WHICH PROVISIONS SHALL HAVE THE SAME FORCE AND EFFECT AS IF SET FORTH AT THIS PLACE. THIS CERTIFICATE shall not be valid or obligatory for any purpose or be entitled to any benefit under the Ordinance unless this Certificate either (i) is registered by the Comptroller of Public Accounts of the State of Texas by due execution of the registration certificate endorsed hereon or (ii) is authenticated by the Paying Agent/Registrar by due execution of the authentication certificate endorsed hereon. IN WITNESS WHEREOF, the City has caused its corporate seal to be impressed or placed in facsimile hereon and this Certificate to be signed by the Mayor, countersigned by the City Secretary by their manual, lithographed or printed facsimile signatures. (AUTHENTICATION OR REGISTRATION CERTIFICATE) CITY OF PEARLAND, TEXAS c- 2--1Zori (SEAL) Mayor COUNTERSIGNED: 10 HOU:2148670.1 * * * [REVERSE OF CERTIFICATE] THE CITY RESERVES THE RIGHT, at its option, to redeem, prior to their maturity, Certificates maturing on and after March 1, 2014, in whole or in part, on March 1, 2013, or any date thereafter, at par plus accrued interest to the date fixed for redemption. CERTIFICATES MAY BE REDEEMED IN PART only in integral multiples of $5,000. If a Certificate subject to redemption is in a denomination larger than $5,000, a portion of such Certificate may be redeemed, but only in integral multiples of $5,000. In selecting portions of Certificates for redemption, each Certificate shall be treated as representing that number of Certificates of $5,000 denomination which is obtained by dividing the principal amount of such Certificate by $5,000. Upon surrender of any Certificate for redemption in part, the Paying Agent/Registrar, in accordance with the provisions of the Ordinance, shall authenticate and deliver in exchange therefor a Certificate or Certificates of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Certificate so surrendered. NOTICE OF ANY SUCH REDEMPTION, identifying the Certificates or portions thereof to be redeemed, shall be sent by United States mail, first class, postage prepaid, to the Registered Owners thereof at their addresses as shown on the books of registration kept by the Paying Agent/Registrar, not less than thirty (30) days before the date fixed for such redemption. By the date fixed for redemption, due provision shall be made with the Paying Agent/Registrar for the payment of the redemption price of the Certificates called for redemption. If such notice of redemption is given, and if due provision for such payment is made, all as provided above, the Certificates which are to be so redeemed thereby automatically shall be redeemed prior to their scheduled maturities, they shall not bear interest after the date fixed for redemption, and they shall not be regarded as being outstanding except for the purpose of being paid with the funds so provided for such payment. THIS CERTIFICATE IS TRANSFERABLE only upon presentation and surrender at the principal corporate trust office of the Paying Agent/Registrar, accompanied by an assignment duly executed by the Registered Owner or its authorized representative, subject to the terms and conditions of the Ordinance. THIS CERTIFICATE IS EXCHANGEABLE at the principal corporate trust office of the Paying Agent/Registrar for a Certificate or Certificates of the same maturity and interest rate and in the principal amount of $5,000 or any integral multiple thereof, subject to the terms and conditions of the Ordinance. THE PAYING AGENT/REGISTRAR is not required to accept for transfer or exchange any Certificate called for redemption, in whole or in part, during the forty-five (45) day period immediately prior to the date fixed for redemption; provided, however, that such limitation shall not apply to the transfer or exchange by the Registered Owner of an unredeemed portion of a Certificate called for redemption in part. THE CITY OR PAYING AGENT/REGISTRAR may require the Registered Owner of any Certificate to pay a sum sufficient to cover any tax or other governmental charge that may be 11 HOU:2148670.1 imposed in connection with the transfer or exchange of a Certificate. Any fee or charge of the Paying Agent/Registrar for a transfer or exchange shall be paid by the City. THE REGISTERED OWNER of this Certificate by acceptance hereof, acknowledges and agrees to be bound by all the terms and conditions of the Ordinance. IT IS HEREBY DECLARED AND REPRESENTED that this Certificate has been duly and validly issued and delivered; that all acts, conditions and things required or proper to be performed, exist and to be done precedent to or in the issuance and delivery of this Certificate have been performed, exist and have been done in accordance with law; that the Certificates do not exceed any constitutional or statutory limitation; and that annual ad valorem taxes sufficient to provide for the payment of the interest on and principal of this Certificate, as such interest comes due and such principal matures, have been levied and ordered to be levied, within the limits prescribed by law, against all taxable property in the City and have been irrevocably pledged for such payment. IT IS FURTHER DECLARED AND REPRESENTED that the revenues to be derived from the City's waterworks and sanitary sewer system, after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $10,000, are pledged to the payment of the principal of and interest on the Certificates, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. The City also reserves the right to issue, for any lawful purpose at any time, in one or more installments, bonds, certificates of obligation and other obligations of any kind, secured in whole or in part by a pledge of Net Revenues, that may be prior and superior in right to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. REFERENCE IS HEREBY MADE TO THE ORDINANCE, a copy of which is filed with the Paying Agent/Registrar, for the full provisions thereof, to all of which the Registered Owners of the Certificates assent by acceptance of the Certificates. *** 12 HOU:2148670.1 FORM OF COMPTROLLER'S REGISTRATION CERTIFICATE The following form of Comptroller's Registration Certificate shall be attached or affixed to each of the Certificates initially delivered: THE STATE OF TEXAS REGISTER NO. OFFICE OF THE COMPTROLLER OF PUBLIC ACCOUNTS I hereby certify that this certificate has been examined, certified as to validity and approved by the Attorney General of the State of Texas, and that this certificate has been registered by the Comptroller of Public Accounts of the State of Texas. WITNESS MY SIGNATURE AND SEAL OF OFFICE this [SEAL] Comptroller of Public Accounts of the State of Texas * * * FORM OF PAYING AGENT/REGISTRAR'S AUTHENTICATION CERTIFICATE The following form of authentication certificate shall be printed on the face of each of the Certificates other than those initially delivered: AUTHENTICATION CERTIFICATE This Certificate is one of the Certificates described in and delivered pursuant to the within -mentioned Ordinance; and, except for the Certificates initially delivered, this Certificate has been issued in exchange for or replacement of a Certificate, Certificates, or a portion of a Certificate or Certificates of an issue which originally was approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts of the State of Texas. WELLS FARGO BANK TEXAS, N.A. By: Authorized Signature Date of Authentication: *** 13 STATEMENT OF INSURANCE [TO COME] 14 HOU:2148670.1 FORM OF ASSIGNMENT The following form of assignment shall be printed on the back of each of the Certificates: ASSIGNMENT For value received, the undersigned hereby sells, assigns and transfers unto (Please print or type name, address, and zip code of Transferee) (Please insert Social Security or Taxpayer Identification Number of Transferee) the within certificate and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer such certificate on the books kept for registration thereof, with full power of substitution in the premises. DATED: Signature Guaranteed: NOTICE: Signature must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. Registered Owner NOTICE: The signature above must correspond to the name of the registered owner as shown on the face of this certificate in every particular, without any alteration, enlargement or change whatsoever. ARTICLE V SECURITY FOR THE CERTIFICATES Section 5.1: Pledge and Levy of Taxes and Revenues. (a) To provide for the payment of principal of and interest on the Certificates, there is hereby levied, within the limits prescribed by law, for the current year and each succeeding year thereafter, while the Certificates or any part of the principal thereof and the interest thereon remain outstanding and unpaid, an ad valorem tax upon all taxable property within the City sufficient to pay the interest on the Certificates and to create and provide a sinking fund of not less than 2% of the principal amount of the Certificates or not less than the principal payable out of such tax, whichever is greater, with full allowance being made for tax delinquencies and the costs of tax collection, and such taxes, when collected, shall be applied to the payment of principal of and interest on the 15 HOU:2148670.1 Certificates by deposit to the Certificates of Obligation, Series 2003 Debt Service Fund and to no other purpose. (b) The City hereby declares its purpose and intent to provide and levy a tax legally sufficient to pay the principal of and interest on the Certificates, it having been determined that the existing and available taxing authority of the City for such purpose is adequate to permit a legally sufficient tax. As long as any Certificates remain outstanding, all moneys on deposit in, or credited to, the Certificates of Obligation, Series 2003 Debt Service Fund shall be secured by a pledge of security, as provided by law for cities in the State of Texas. (c) In addition, pursuant to the authority of Chapter 1502, Texas Government Code, as amended, the City also hereby pledges the revenues to be derived from the City's waterworks and sanitary sewer system, after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $10,000, to the payment of the principal of and interest on the Certificates, provided that the pledge of Net Revenues is and shall be junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of the Net Revenues to the payment of the Certificates. The City also reserves the right to issue, for any lawful purpose at any time, in one or more installments, bonds, certificates of obligation and other obligations of any kind, secured in whole or in part by a pledge of Net Revenues, that may be prior and superior in right to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. (d) The City hereby appropriates from current funds on hand and legally available therefor, funds sufficient, when added to the accrued interest received from the sale of the Certificates, to pay the interest on the Certificates payable on September 1, 2003. Section 5.2: Debt Service Fund. The Certificates of Obligation, Series 2003 Debt Service Fund is hereby created as a special fund solely for the benefit of the Certificates. The City shall establish and maintain such fund at an official City depository and shall keep such fund separate and apart from all other funds and accounts of the City. Any amount on deposit in the Certificates of Obligation, Series 2003 Debt Service Fund shall be maintained by the City in trust for the Registered Owners of the Certificates. Such amount, plus any other amounts deposited by the City into such fund and any and all investment earnings on amounts on deposit in such fund, shall be used only to pay the principal of, premium, if any, and interest on the Certificates. Section 5.3: Further Proceedings. After the Certificates to be initially issued have been executed, it shall be the duty of the Mayor to deliver the Certificates to be initially issued and all pertinent records and proceedings to the Attorney General for examination and approval. After the Certificates to be initially issued shall have been approved by the Attorney General, they shall be delivered to the Comptroller for registration. Upon registration of the Certificates to be initially issued, the Comptroller (or a deputy lawfully designated in writing to act for the Comptroller) shall manually sign the Comptroller's registration certificate prescribed herein to be affixed or attached to the Certificates to be initially issued, and the seal of said Comptroller shall be impressed, or placed in facsimile, thereon. 16 HOU:2148670.1 ARTICLE VI CONCERNING THE PAYING AGENT/REGISTRAR Section 6.1: Acceptance. Wells Fargo Bank Texas, N.A., Houston, Texas, is hereby appointed as the initial Paying Agent/Registrar for the Certificates pursuant to the terms and provisions of the Paying Agent/Registrar Agreement by and between the City and the Paying Agent/Registrar. The Paying Agent/Registrar Agreement shall be substantially in the form attached hereto as Exhibit A, the terms and provisions of which are hereby approved, and the Mayor is hereby authorized to execute and deliver such Paying Agent/Registrar Agreement on behalf of the City in multiple counterparts and the City Secretary is hereby authorized to attest thereto and affix the City's seal. Such initial Paying Agent/Registrar and any successor Paying Agent/Registrar, by undertaking the performance of the duties of the Paying Agent/Registrar hereunder, and in consideration of the payment of any fees pursuant to the terms of any contract between the Paying Agent/Registrar and the City and/or the deposits of money pursuant to this Ordinance, shall be deemed to accept and agree to abide by the terms of this Ordinance. Section 6.2: Trust Funds. All money transferred to the Paying Agent/Registrar in its capacity as Paying Agent/Registrar for the Certificates under this Ordinance (except any sums representing Paying Agent/Registrar's fees) shall be held in trust for the benefit of the City, shall be the property of the City and shall be disbursed in accordance with this Ordinance. Section 6.3: Certificates Presented. Subject to the provisions of Section 6.4, all matured Certificates presented to the Paying Agent/Registrar for payment shall be paid without the necessity of further instructions from the City. Such Certificates shall be canceled as provided herein. Section 6.4: Unclaimed Funds Held by the Paying Agent/Registrar. Funds held by the Paying Agent/Registrar that represent principal of and interest on the Certificates remaining unclaimed by the Registered Owner thereof after the expiration of three years from the date such funds have become due and payable (a) shall be reported and disposed of by the Paying Agent/Registrar in accordance with the provisions of Title 6 of the Texas Property Code, as amended, to the extent such provisions are applicable to such funds, or (b) to the extent such provisions do not apply to the funds, such funds shall be paid by the Paying Agent/Registrar to the City upon receipt by the Paying Agent/Registrar of a written request therefor from the City. The Paying Agent/Registrar shall have no liability to the Registered Owners of the Certificates by virtue of actions taken in compliance with this Section. Section 6.5: Paying Agent/Registrar May Own Certificates. The Paying Agent/Registrar in its individual or any other capacity, may become the owner or pledgee of Certificates with the same rights it would have if it were not the Paying Agent/Registrar. Section 6.6: Successor Paying Agents/Registrars. The City covenants that at all times while any Certificates are Outstanding it will provide a legally qualified bank, trust company, financial institution or other agency to act as Paying Agent/Registrar for the Certificates. The City reserves the right to change the Paying Agent/Registrar for the Certificates on not less than 17 HOU:2148670.1 sixty (60) days' written notice to the Paying Agent/Registrar, as long as any such notice is effective not less than 60 days prior to the next succeeding principal or interest payment date on the Certificates. Promptly upon the appointment of any successor Paying Agent/Registrar, the previous Paying Agent/Registrar shall deliver the Register or a copy thereof to the new Paying Agent/Registrar, and the new Paying Agent/Registrar shall notify each Registered Owner, by United States mail, first class, postage prepaid, of such change and of the address of the new Paying Agent/Registrar. Each Paying Agent/Registrar hereunder, by acting in that capacity, shall be deemed to have agreed to the provisions of this Ordinance. ARTICLE VII PROVISIONS CONCERNING SALE AND APPLICATION OF PROCEEDS OF CERTIFICATES Section 7.1: Sale of Certificates; Insurance. The sale of the Certificates to (the "Purchaser") at a price of the par value thereof plus accrued interest on the Certificates, is hereby approved, and delivery of the Certificates to the Purchaser shall be made upon payment therefor in accordance with the terms of sale and the terms and conditions of the Purchaser's bid. It is hereby officially found, determined and declared that the Purchaser is the highest bidder for the Certificates as a result of invitations for competitive bids. It is further officially found, determined and declared that the Certificates have been sold at public sale to the bidder offering the lowest interest cost, which is hereby determined to be a net effective interest rate of %, after receiving sealed bids pursuant to an Official Notice of Sale and Preliminary Official Statement prepared and distributed in connection with the sale of the Certificates. The City hereby acknowledges that the Purchaser's bid is contingent upon the issuance of a policy of municipal bond guaranty insurance from (" ") insuring the timely payment of principal of and interest on the Certificates. Such insurance is to be obtained at the Purchaser's expense. The appropriate officials and representatives of the City are hereby authorized and directed to execute such documents and certificates and to do any and all things necessary or desirable to obtain such insurance, and the printing on the Certificates of an appropriate legend or statement regarding such insurance, as provided by , is hereby approved. Section 7.2: Approval, Registration and Delivery. The Mayor is hereby authorized to have control and custody of the Certificates and all necessary records and proceedings pertaining thereto pending their delivery, and the Mayor and other officers and employees of the City are hereby authorized and directed to make such certifications and to execute such instruments as may be necessary to accomplish the delivery of the Certificates and to assure the investigation, examination and approval thereof by the Attorney General and the registration of the initial Certificates by the Comptroller. Upon registration of the Certificates, the Comptroller (or the Comptroller's certificates clerk or an assistant certificates clerk lawfully designated in writing to act for the Comptroller) shall manually sign the Comptroller's Registration Certificates prescribed herein to be attached or affixed to each Certificates initially delivered and the seal of the Comptroller shall be impressed or printed or lithographed thereon. 18 HOU:2148670.1 Section 7.3: Offering Documents; Ratings. The City hereby approves the form and contents of the Official Notice of Sale, Preliminary Official Statement and the final Official Statement, dated as of the date hereof, relating to the Certificates, and any addenda, supplement or amendment thereto, and ratifies and approves the distribution of such Preliminary Official Statement and Official Statement in the offer and sale of the Certificates and in the reoffering of the Certificates by the Purchaser, with such changes therein or additions thereto as the officials executing same may deem advisable, such determination to be conclusively evidenced by their execution thereof. The Mayor is hereby authorized and directed to execute, and the City Secretary is hereby authorized and directed to attest, the final Official Statement. It is further hereby officially found, determined and declared that the statements and representations contained in the Official Notice of Sale, Preliminary Official Statement and final Official Statement are true and correct in all material respects, to the best knowledge and belief of the City Council, and that, as of the date thereof, the Preliminary Official Statement was an official statement of the City with respect to the Certificates that was deemed "final" by an authorized official of the City except for the omission of no more than the information permitted by subsection (b)(1) of Rule 15c2-12 of the Securities and Exchange Commission. Copies of the Official Notice of Sale, the Preliminary Official Statement and the Official Statement are attached hereto as Exhibits B, C and D, respectively. Further, the City Council hereby ratifies, authorizes and approves the actions of the Mayor, the City's financial advisor and other consultants in seeking a rating on the Certificates from Moody's Investors Service, Inc. and Standard & Poor's Ratings Services and such actions are hereby ratified and confirmed. Section 7.4: Application of Proceeds of Certificates; Appropriation. Proceeds from the sale of the Certificates shall, promptly upon receipt by the City, be applied as follows: (1) Accrued interest shall be deposited into the Certificates of Obligation, Series 2003 Debt Service Fund created in Section 5.2 of this Ordinance; (2) A portion of the proceeds shall be applied to pay expenses arising in connection with the issuance of the Certificates; (3) The remaining proceeds shall be applied, together with other funds of the City, to provide funds to pay contractual obligations to be incurred for the purposes set forth in Section 3.1 of this Ordinance. Section 7.5: Tax Exemption. The City intends that the interest on the Certificates shall be excludable from gross income of the owners thereof for federal income tax purposes pursuant to Sections 103 and 141 through 150 of the Internal Revenue Code of 1986, as amended (the "Code"), and all applicable temporary, proposed and final regulations (the "Regulations") and procedures promulgated thereunder and applicable to the Certificates. For this purpose, the City covenants that it will monitor and control the receipt, investment, expenditure and use of all gross proceeds of the Certificates (including all property the acquisition, construction or improvement of which is to be financed directly or indirectly with the proceeds of the Certificates) and take or omit to take such other and further actions as may be required by Sections 103 and 141 through 150 of the Code and the Regulations to cause interest on the 19 HOU:2148670.1 Certificates to be and remain excludable from the gross income, as defined in Section 61 of the Code, of the owners of the Certificates for federal income tax purposes. Without limiting the generality of the foregoing, the City shall comply with each of the following covenants: (a) The City will use all of the proceeds of the Certificates to (i) provide funds for provide funds to pay contractual obligations to be incurred for the purposes set forth in Section 3.1 hereof and (ii) to pay the costs of issuing the Certificates. The City will not use any portion of the proceeds of the Certificates to pay the principal of or interest or redemption premium on, any other obligation of the City or a related person. (b) The City will not directly or indirectly take any action, or omit to take any action, which action or omission would cause the Certificates to constitute "private activity bonds" within the meaning of Section 141(a) of the Code. (c) Principal of and interest on the Certificates will be paid solely from ad valorem taxes and pledged revenues collected by the City, investment earnings on such collections, and as available, proceeds of the Certificates. (d) Based upon all facts and estimates now known or reasonably expected to be in existence on the date the Certificates are delivered, the City reasonably expects that the proceeds of the Certificates will not be used in a manner that would cause the Certificates or any portion thereof to be an "arbitrage bond" within the meaning of Section 148 of the Code. (e) At all times while the Certificates are outstanding, the City will identify and properly account for all amounts constituting gross proceeds of the Certificates in accordance with the Regulations. The City will monitor the yield on the investments of the proceeds of the Certificates and, to the extent required by the Code and the Regulations, will restrict the yield on such investments to a yield which is not materially higher than the yield on the Certificates. To the extent necessary to prevent the Certificates from constituting "arbitrage bonds," the City will make such payments as are necessary to cause the yield on all yield restricted nonpurpose investments allocable to the Certificates to be less than the yield that is materially higher than the yield on the Certificates. (f) The City will not take any action or knowingly omit to take any action, if taken or omitted, would cause the Certificates to be treated as "federally guaranteed" obligations for purposes of Section 149(b) of the Code. (g) The City represents that not more than fifty percent (50%) of the proceeds of the Certificates will be invested in nonpurpose investments (as defined in Section 148(f)(6)(A) of the Code) having a substantially guaranteed yield for four years or more within the meaning of Section 149(g)(3)(A)(ii) of the Code, and the City reasonably expects that at least eighty-five percent (85%) of the spendable proceeds of the Certificates will be used to carry out the governmental purpose of the Certificates within the three-year period beginning on the date of issue of the Certificates. (h) The City will take all necessary steps to comply with the requirement that certain amounts earned by the City on the investment of the gross proceeds of the Certificates, if any, be rebated to the federal government. Specifically, the City will (i) maintain records regarding the 20 HOU:2148670.1 receipt, investment, and expenditure of the gross proceeds of the Certificates as may be required to calculate such excess arbitrage profits separately from records of amounts on deposit in the funds and accounts of the City allocable to other obligations of the City or moneys which do not represent gross proceeds of any obligations of the City and retain such records for at least six years after the day on which the last outstanding Certificate is discharged, (ii) account for all gross proceeds under a reasonable, consistently applied method of accounting, not employed as an artifice or device to avoid in whole or in part, the requirements of Section 148 of the Code, including any specified method of accounting required by applicable Regulations to be used for all or a portion of any gross proceeds, (iii) calculate, at such times as are required by applicable Regulations, the amount of excess arbitrage profits, if any, earned from the investment of the gross proceeds of the Certificates and (iv) timely pay, as required by applicable Regulations, all amounts required to be rebated to the federal government. In addition, the City will exercise reasonable diligence to assure that no errors are made in the calculations required by the preceding sentence and, if such an error is made, to discover and promptly correct such error within a reasonable amount of time thereafter, including payment to the federal government of any delinquent amounts owed to it, interest thereon and any penalty. (i) The City will not directly or indirectly pay any amount otherwise payable to the federal government pursuant to the foregoing requirements to any person other than the federal government by entering into any investment arrangement with respect to the gross proceeds of the Certificates that might result in a reduction in the amount required to be paid to the federal government because such arrangement results in a smaller profit or a larger loss than would have resulted if such arrangement had been at arm's length and had the yield on the Certificates not been relevant to either party. (j) The City will timely file or cause to be filed with the Secretary of the Treasury of the United States the information required by Section 149(e) of the Code with respect to the Certificates on such form and in such place as the Secretary may prescribe. (k) The City will not issue or use the Certificates as part of an "abusive arbitrage device" (as defined in Section 1.14810(a) of the Regulations). Without limiting the foregoing, the Certificates are not and will not be a part of a transaction or series of transactions that attempts to circumvent the provisions of Section 148 of the Code and the Regulations, by (i) enabling the City to exploit the difference between tax-exempt and taxable interest rates to gain a material financial advantage, or (ii) increasing the burden on the market for tax-exempt obligations. (1) Proper officers of the City charged with the responsibility for issuing the Certificates are hereby directed to make, execute and deliver certifications as to facts, estimates or circumstances in existence as of the date of issuance of the Certificates and stating whether there are facts, estimates or circumstances that would materially change the City's expectations. On or after the date of issuance of the Certificates, the City will take such actions as are necessary and appropriate to assure the continuous accuracy of the representations contained in such certificates. (m)The covenants and representations made or required by this Section are for the benefit of the Certificate holders and any subsequent Certificate holder, and may be relied upon by the Certificate holders and any subsequent Certificate holder and bond counsel to the City. 21 HOU:2148670.1 In complying with the foregoing covenants, the City may rely upon an unqualified opinion issued to the City by nationally recognized bond counsel that any action by the City or reliance upon any interpretation of the Code or Regulations contained in such opinion will not cause interest on the Certificates to be includable in gross income for federal income tax purposes under existing law. Notwithstanding any other provision of this Ordinance, the City's representations and obligations under the covenants and provisions of this Section 7.5 shall survive the defeasance and discharge of the Certificates for as long as such matters are relevant to the exclusion of interest on the Certificates from the gross income of the owners for federal income tax purposes. Section 7.6: Related Matters. In order that the City shall satisfy in a timely manner all of its obligations under this Ordinance, the Mayor, the Mayor, City Secretary and all other appropriate officers, agents, representatives and employees of the City are hereby authorized and directed to take all other actions that are reasonably necessary to provide for the issuance and delivery of the Certificates, including, without limitation, executing and delivering on behalf of the City all certificates, consents, receipts, requests, notices, and other documents as may be reasonably necessary to satisfy the City's obligations under this Ordinance and to direct the transfer and application of funds of the City consistent with the provisions of this Ordinance. ARTICLE VIII CONTINUING DISCLOSURE UNDERTAKING Section 8.1: Annual Reports. The City shall provide annually to each NRMSIR and any SID, within six months after the end of each fiscal year ending in or after 2003, financial information and operating data with respect to the City of the general type included in the final Official Statement authorized by Section 7.3 of this Ordinance, being the financial information and operating data described in the Official Statement under the captions "CITY TAX DEBT," "TAX DATA," "SELECTED FINANCIAL DATA" and in Appendix B to the Official Statement. Any financial statements so to be provided shall be (1) prepared in accordance with the accounting principles described in Appendix B to the Official Statement and (2) audited, if the City commissions an audit of such statements and the audit is completed within the period during which they must be provided. If audited financial statements are not so provided, then the City shall provide audited financial statements for the applicable fiscal year to each NRMSIR and any SID, when and if audited financial statements become available. If the City changes its fiscal year, it will notify each NRMSIR and any SID of the change (and of the date of the new fiscal year end) prior to the next date by which the City otherwise would be required to provide financial information and operating data pursuant to this Section. The financial information and operating data to be provided pursuant to this Section may be set forth in full in one or more documents or may be included by specific reference to any document (including an official statement or other offering document, if it is available from the MSRB) that theretofore has been provided to each NRMSIR and any SID or filed with the SEC. 22 HOU:2148670.1 Section 8.2: Material Event Notices. The City shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any of the following events with respect to the Certificates, if such event is material within the meaning of the federal securities laws: (a) Principal and interest payment delinquencies; (b) Non-payment related defaults; (c) Unscheduled draws on debt service reserves reflecting financial difficulties; (d) Unscheduled draws on credit enhancements reflecting financial difficulties; (e) Substitution of credit or liquidity providers, or their failure to perform; (f) Adverse tax opinions or events affecting the tax-exempt status of the Certificates; (g) Modifications to rights of holders of the Certificates; (h) Certificate calls; (i) Defeasances; (j) Release, substitution, or sale of property securing repayment of the Certificates; and (k) Rating changes. The City shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any failure by the City to provide financial information or operating data in accordance with Section 8.1 of this Ordinance by the time required by such Section. Section 8.3: Limitations, Disclaimers and Amendments. The City shall be obligated to observe and perform the covenants specified in this Article for so long as, but only for so long as, the City remains an "obligated person" with respect to the Certificates within the meaning of the Rule, except that the City in any event will give the notice required by Section 8.2 of any Certificate calls and defeasance that cause the City to be no longer such an "obligated person." The provisions of this Article are for the sole benefit of the holders and beneficial owners of the Certificates, and nothing in this Article, express or implied, shall give any benefit or any legal or equitable right, remedy, or claim hereunder to any other person. The City undertakes to provide only the financial information, operating data, financial statements, and notices which it has expressly agreed to provide pursuant to this Article and does not hereby undertake to provide any other information that may be relevant or material to a complete presentation of the City's financial results, condition, or prospects or hereby undertake to update any information provided in accordance with this Article or otherwise, except as expressly provided herein. The City does not make any representation or warranty concerning such information or its usefulness to a decision to invest in or sell Certificates at any future date. 23 HOU:2148670.1 UNDER NO CIRCUMSTANCES SHALL THE CITY BE LIABLE TO THE HOLDER OR BENEFICIAL OWNER OF ANY CERTIFICATE OR ANY OTHER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE CITY, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIFIED IN THIS ARTICLE, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE. No default by the City in observing or performing its obligations under this Article shall constitute a breach of or default under the Ordinance for purposes of any other provision of this Ordinance. Nothing in this Article is intended or shall act to disclaim, waive, or otherwise limit the duties of the City under federal and state securities laws. The provisions of this Article may be amended by the City from time to time to adapt the changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the City, but only if (1) the provisions of this Article, as so amended, would have permitted an underwriter to purchase or sell the Certificates in the primary offering of the Certificates in compliance with the Rule, taking into account any amendments or interpretations of the Rule to the date of such amendment, as well as such changed circumstances, and (2) either (a) the holders of a majority in aggregate principal amount (or any greater amount required by any other provision of this Ordinance that authorizes such an amendment) of the outstanding Certificates consent to such amendment or (b) a person that is unaffiliated with the City (such as nationally recognized bond counsel) determines that such amendment will not materially impair the interests of the holder and beneficial owners of the Certificates. If the City so amends the provisions of this Article, it shall include with any amended financial information or operating data next provided in accordance with Section 8.1 an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information or operating data so provided. The City may also amend or repeal the provisions of this Article if the SEC amends or repeals the applicable provisions of the Rule or a court of final jurisdiction enters judgment that such provisions of the Rule are invalid, and the City also may amend the provisions of this Article in its discretion in any other manner or circumstance, but in either case only if and to the extent that the provisions of this sentence would not have prevented an underwriter from lawfully purchasing or selling Certificates in the primary offering of the Certificates, giving effect to (a) such provisions as so amended and (b) any amendments or interpretations of the Rule. Section 8.4: Definitions. As used in this Article, the following terms have the meanings ascribed to such terms below: "MSRB" means the Municipal Securities Rulemaking Board. 24 HOU:2148670.1 "NRMSIR" means each person whom the SEC or its staff has determined to be a nationally recognized municipal securities information repository within the meaning of the Rule from time to time. "Rule" means SEC Rule 15c2-12, as amended from time to time. "SEC" means the United States Securities and Exchange Commission. "SID" means any person designated by the State of Texas or an authorized department, officer, or agency thereof as, and determined by the SEC or its staff to be, a state information depository within the meaning of the Rule from time to time. ARTICLE IX MISCELLANEOUS Section 9.1: Defeasance. The City may defease the provisions of this Ordinance and discharge its obligations to the Registered Owners of any or all of the Certificates to pay the principal of and interest thereon in any manner permitted by law, including by depositing with the Paying Agent/Registrar or with the State Treasurer of the State of Texas either: (a) cash in an amount equal to the principal amount of such Certificates plus interest thereon to the date of maturity or redemption; or (b) pursuant to an escrow or trust agreement, cash and/or (i) direct noncallable obligations of United States of America, including obligations that are unconditionally guaranteed by the United States of America; (ii) noncallable obligations of an agency or instrumentality of the United States, including obligations that are unconditionally guaranteed or insured by the agency or instrumentality and that, on the date the governing body of the issuer adopts or approves the proceedings authorizing the issuance of refunding bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent; or (iii) noncallable obligations of a state or an agency or a county, municipality, or other political subdivision of a state that have been refunded and that, on the date the governing body of the issuer adopts or approves the proceedings authorizing the issuance of refunding bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent, which, in the case of (i), (ii) or (iii), may be in book -entry form, and the principal of and interest on which will, when due or redeemable at the option of the holder, without further investment or reinvestment of either the principal amount thereof or the interest earnings thereon, provide money in an amount which, together with other moneys, if any, held in such escrow at the same time and available for such purpose, shall be sufficient to provide for the timely payment of the principal of and interest thereon to the date of maturity or earlier redemption; provided, however, that if any of the Certificates are to be redeemed prior to their respective dates of maturity, provision shall have been made for giving notice of redemption as provided in this Ordinance. Upon such deposit, such Certificates shall no longer be regarded to be Outstanding or unpaid. Any surplus amounts not required to accomplish such defeasance shall be returned to the City. 25 HOU:2148670.1 Section 9.2: Ordinance a Contract - Amendments. This Ordinance shall constitute a contract with the Registered Owners from time to time, be binding on the City, and shall not be amended or repealed by the City so long as any Certificate remains Outstanding except as permitted in this Section. The City may, without the consent of or notice to any Registered Owners, from time to time and at any time, amend this Ordinance in any manner not detrimental to the interests of the Registered Owners, including the curing of any ambiguity, inconsistency, or formal defect or omission herein. In addition, the City may, with the consent of Registered Owners who own in the aggregate 51 % of the principal amount of the Certificates then Outstanding, amend, add to, or rescind any of the provisions of this Ordinance; provided that, without the consent of all Registered Owners of Outstanding Certificates, no such amendment, addition, or rescission shall (i) extend the time or times of payment of the principal of and interest on the Certificates, reduce the principal amount thereof, the redemption price, or the rate of interest thereon, or in any other way modify the terms of payment of the principal of or interest on the Certificates, (ii) give any preference to any Certificate over any other Certificate, or (iii) reduce the aggregate principal amount of Certificates required to be held by Registered Owners for consent to any such amendment, addition, or rescission. Section 9.3: Legal Holidays. In any case where the date interest accrues and becomes payable on the Certificates or principal of the Certificates matures or the date fixed for redemption of any Certificates or a Record Date shall be in the City a Saturday, Sunday, legal holiday or a day on which banking institutions are authorized by law to close, then payment of interest or principal need not be made on such date, or the Record Date shall not occur on such date, but payment may be made or the Record Date shall occur on the next succeeding day which is not in the City a Saturday, Sunday, legal holiday or a day on which banking institutions are authorized by law to close with the same force and effect as if (i) made on the date of maturity or the date fixed for redemption and no interest shall accrue for the period from the date of maturity or redemption to the date of actual payment or (ii) the Record Date had occurred on the fifteenth day of that calendar month. Section 9.4: No Recourse Against City Officials. No recourse shall be had for the payment of principal of or interest on any Certificates or for any claim based thereon or on this Ordinance against any official of the City or any person executing any Certificates. Section 9.5: Further Proceedings. The Mayor, Mayor Pro-Tem, City Secretary and other appropriate officials of the City are hereby authorized and directed to do any and all things necessary and/or convenient to carry out the terms of this Ordinance. Section 9.6: Severability. If any Section, paragraph, clause or provision of this Ordinance shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability of such Section, paragraph, clause or provision shall not affect any of the remaining provisions of this Ordinance. Section 9.7: Open Meeting. It is hereby found, determined and declared that a sufficient written notice of the date, hour, place and subject of the meeting of the City Council at which this Ordinance was adopted was posted at a place convenient and readily accessible at all 26 HOU:2148670.1 times to the general public at City Hall for the time required by law preceding this meeting, as required by the Open Meetings Law, Chapter 551, Texas Government Code, and that this meeting has been open to the public as required by law at all times during which this Ordinance and the subject matter thereof has been discussed, considered and formally acted upon. The City Council further ratifies, approves and confirms such written notice and the contents and posting thereof. Section 9.8: Repealer. All orders, resolutions and ordinances, or parts thereof, inconsistent herewith are hereby repealed to the extent of such inconsistency. Section 9.9: Emergency. It is hereby officially found and determined that this Ordinance relates to an immediate public emergency affecting life, health, property and the public peace, and that such emergency exists, the specific emergency being that the proceeds from the sale of the Certificates are required as soon as possible for necessary and urgently needed improvements, and that this Ordinance be passed and approved on the date of its introduction. Section 9.10: Effective Date. This Ordinance shall be in force and effect from and after its passage on the date shown below. 27 HOU:2148670.1 PASSED AND APPROVED on first reading pursuant to Section 3.10 of the City Charter this May 12 , 2003. CITY OF PEARLApE XAS Mayor ATTEST Secret; (SEAL) Exhibit A - Paying Agent/Registrar Agreement Exhibit B - Official Notice of Sale Exhibit C - Preliminary Official Statement Exhibit D - Official Statement 28 HOU:2148670.1 EXHIBIT A PAYING AGENT/REGISTRAR AGREEMENT See Tab No. _ HOU:2148670.1 EXHIBIT B OFFICIAL NOTICE OF SALE See Tab No. _ HOU:2148670.1 EXHIBIT C PRELIMINARY OFFICIAL STATEMENT See Tab No. _ HOU:2148670.1 EXHIBIT D OFFICIAL STATEMENT See Tab No. _ HOU:2148670.1 CERTIFICATE FOR ORDINANCE THE STATE OF TEXAS COUNTIES OF BRAZORIA AND HARRIS CITY OF PEARLAND We, the undersigned officers of the City of Pearland, Texas (the "City"), hereby certify as follows: 1. The City Council of the City convened in a regular meeting on May 12, 2003, at the regular meeting place thereof, within the City, and the roll was called of the duly constituted officers and members of the City Council, to wit: Tom Reid Mayor Woodrow "Woody" Owens Mayor Pro Tem Richard F. Tetens Council Member Klaus Seeger Council Member Charles Viktorin Council Member Larry R. Marcott Council Member Young Lorfing City Secretary and all of such persons were present except N/A , thus constituting a quorum. Whereupon, among other business, the following was transacted at said meeting: a written AN ORDINANCE AUTHORIZING THE ISSUANCE OF CITY OF PEARLAND, TEXAS CERTIFICATES OF OBLIGATION, SERIES 2003; PRESCRIBING THE TERMS AND FORM THEREOF; PROVIDING FOR THE PAYMENT OF THE PRINCIPAL THEREOF AND INTEREST THEREON; AWARDING THE SALE THEREOF; AUTHORIZING THE PREPARATION AND DISTRIBUTION OF AN OFFICIAL STATEMENT TO BE USED IN CONNECTION WITH THE SALE OF THE CERTIFICATES; AUTHORIZING THE PURCHASE OF BOND INSURANCE; MAKING OTHER PROVISIONS REGARDING SUCH CERTIFICATES, INCLUDING USE OF THE PROCEEDS THEREOF, AND MATTERS INCIDENT THERETO; AND DECLARING AN EMERGENCY (the "Ordinance") was duly introduced for the consideration of the City Council and read in full. It was then duly moved and seconded that the Ordinance be adopted on first reading; and, after due discussion, such motion, carrying with it the adoption of the Ordinance, prevailed and carried by the following vote: AYES: 3_ NAYS: 0 ABSTENTIONS: 0 2. That a true, full and correct copy of the Ordinance adopted at the meeting described in the above and foregoing paragraph is attached to and follows this certificate; that the Ordinance has been duly recorded in the City Council's minutes of such meeting; that the above 1 HOU:2148670.1 and foregoing paragraph is a true, full and correct excerpt from the City Council's minutes of such meeting pertaining to the adoption of the Ordinance; that the persons named in the above and foregoing paragraph are the duly chosen, qualified and acting officers and members of the City Council as indicated therein; that each of the officers and members of the City Council was duly and sufficiently notified officially and personally, in advance, of the date, hour, place and subject of the aforesaid meeting, and that the Ordinance would be introduced and considered for adoption at such meeting, and each of such officers and members consented, in advance, to the holding of such meeting for such purpose; that such meeting was open to the public as required by law; and that public notice of the date, hour, place and subject of such meeting was given as required by the Open Meetings Law, Chapter 551, Texas Government Code. SIGNED AND SEALED this Mayor Y • ' ' EARLAND, TEXAS CITY OF PEARLAND, TEXAS (SEAL) 2 HOU:2148670.1 AFFIDAVIT OF PUBLICATION The Pearland Reporter News 2404 South Park Pearland, Texas 77581 State of Texas Brazoria and Harris Counties I, Randy Emmons, hereby certify that the notice hereby appended was published in Brazoria and Harris Counties in THE REPORTER NEWS, a newspaper of general circulation in Brazoria, Harris & Galveston Counties, for / issues; as follows: No. / Date C _I 20 No. Date 20 No Date 20 No Date 20 No. Date 20 Subscribe and sworn to before me this 2003 LAURA ANN EMMONS Notary Public, State of Texas Commission Expires 09-09-2006 President Laura Ann Emmons, Publisher Notary Public, State of Texas Joint Public Hearing - Application No. 1111 Published 05/28&06/04/2003 Published May 28 & June 4, 2003 NOTICE OF A JOINT PUBLIC HEARING OF THE CITY COUNCIL AND THE PLANNING AND ZONING COMMISSION OF THE CITY OF PEARLAND, TEXAS Notice is hereby given thaton the 16th day of June, 2003, at 6:30 p.m., the City Council and Planning and Zoning Commission of the City of Pearland, Brazoria, Harris and Fort Bend Counties, Texas, will conduct a joint public hearing in the Council Chambers of City Hall, 3519 Liberty Drive, Peariand,; Texas, on the rer eet of Eric E. and Viseeta Brown, own- ers, for an ameiximia to the Land Use and Urban Development Ordinance of said City from Classification Suburban Development District (SD) to Single Family Dwelling District (R-1) on the following described property, to wit: 0.59 acres of land, being out of and part of the Commercial Reserve of Block 12, Lot 2, West Lea Subdivision, Section 3, Abstract 546, as recorded in Volume 12, Page 23, of the Plat Records of Brazoria County, Texas (FM 1128 at Heron Lane) At said hearing all interested parties shall have the right and opportunity to appear and be heard on the $ubject: /s/ Theresa Grahmann Planner I CITY OF PEARLAND, TEXAS (Brazoria and Harris Counties) OFFICIAL STATEMENT DATED- APRIL 30, 2003 $19,650,000 COMBINATION TAX AND REVENUE CERTIFICATES OF OBLIGATION SERIES 2003 SELLING 5.00 P.M. MONDAY, MAY 12, 2003 C.D.S T. RBC Dain Rauscher Member NYSE/SIPC Financial Advisor to the City This Official Notice of Sale does not alone constitute an offer to sell but is merely notice of sale of the Certificates described herein. The offer to sell such Certificates is being made by means of this Official Notice of Sale, the Official Bid Form and the Preliminary Official Statement. f OFFICIAL NOTICE OF SALE CITY OF PEARLAND, TEXAS (Brazoria and Harris Counties, Texas) $19,650,000 CERTIFICATES OF OBLIGATION, SERIES 2003 Sealed Bids Will Be Received Monday, May 12, 2003 at 5:00 P.M. Central Daylight Saving Time This Official Notice of Sale does not alone constitute an invitation for bids but is merely notice of sale of the Certificates described herein. The invitation for bids on such Certificates is being made by means of this Official Notice of Sale, the Official Bid Form and the Official Statement. Prospective purchasers are urged to carefully examine all the documents to determine the investment quality of the Certificates. OFFICIAL NOTICE OF SALE $19,650,000 CITY OF PEARLAND, TEXAS (Brazoria and Harris Counties, Texas) CERTIFICATES OF OBLIGATION SERIES 2003 1'HE SALE CERTIFICATES OF OBLIGATION OFFERED FOR SALE AT COMPETITIVE BID The City Council (the "Council") of The City of Pearland, Texas (the "City") is offering for sale at competitive bid its $19,650,000 Certificates of Obligation, Series 2003 (the "Certificates). PLACE AND TIME OF SATE The Council will receive sealed bids at the City Hall, 3519 Liberty Drive, Pearland, Texas 77581 until 5.00 P.M., C.D.S.T., Monday, May 12, 2003, and the bids will be opened and publicly read at 7.00 P.M. Sealed bids, which must be submitted in duplicate on the Official Bid Form and plainly marked "Bid for Certificates," are to be addressed to "Mayor and City Council, City of Pearland, Texas." All bids must be delivered at the above address prior to the above -scheduled time. Any bid received after such scheduled time for bid opening will not be accepted and will be returned unopened. ELECTRONIC BIDDING PROCEDTTRE. Any prospective bidder that intends to submit an electronic bid must submit its electronic bid through the facilities of PARITY Bidders must submit, prior to Monday, May 12, 2003, SIGNED Official Bid Forms, in duplicate, to Frank Ildebrando, RBC Dain Rauscher Inc., 1001 Fannin, Suite 400, Houston, Texas 77002. Subscription to the i-Deal's BIDCOMP Competitive Bidding System is required in order to submit an electronic bid. The City will neither confirm any subscription nor be responsible for the failure of any prospective bidder to subscribe. Electronic bids must be received via PARITY in the manner described below, until 5.00 p.m., C.D.S.T., on Monday, May 12, 2003 Electronically bids must be submitted via PARITY in accordance with this Official Notice of Sale, until 5.00 p.m., C.D.S.T., but no bid will be received after the time for receiving bids specified above. An electronic bid made through the facilities of PARITY shall be deemed an irrevocable offer to purchase the Certificates on the terms provided in the Official Notice of Sale, and shall be binding upon the bidder as if made by a signed, sealed bid delivered to the City The City shall not be responsible for any malfunction or mistake made by, or as a result of the use of the facilities of, PARITY, the use of such facilities being the sole risk of the prospective bidder. If any provisions of the Official Notice of Sale shall conflict with information provided by PARITY as the approved provider of electronic bidding services, this Official Notice of Sale shall control. Further information about PARITY, including any fee charged, may be obtained from i-Deal, 395 Hudson Street, New York, New York 10014, (212) 806- 8304 For purposes of both the written bid process and the electronic bidding process, the time as maintained by PARITY shall constitute the official time. For information purposes only, bidders are requested to state in their electronic bids the true interest cost to the City, as described under "CONDITIONS OF THE SALE - Basis of Award" below All electronic bids shall be deemed to incorporate the provisions of this Official Notice of Sale and the Official Bid Form. BIDS BY TELEPHONE OR FACSIMILE Bidders must submit, prior to Monday, May 12, 2003, SIGNED Official Bid Forms to Frank Ildebilando, RBC Dain Rauscher Inc., 1001 Fannin, Suite 400, Houston, Texas 77002 and submit their bid by telephone or fa simile (fax) on the date of sale by 5.00 p.m., C.D.S.T Frank Ildebrando of RBC Dain R Forms prior to the date of the sale. Frank Ildebrando of RBC Dain Rat uscher Inc. will call telephone bidders who have submitted SIGNED Official Bid Fax bids must be received by 5.00 p.m, C.D.S.T., on the date of the sale. Contact Scher Inc. on the day of the sale to obtain the fax phone numbers. RBC Dain Rauscher Inc. will not be responsible for the submission of any bids received after the above deadlines. RBC Dain Rauscher Inc. assumes no responsibility or liability with respect to any irregularities associated with the submission of any bids. AWARD OF THE CERTIFICATES. The Council will take action to award the Certificates (or reject all bids) at a regular meeting of the City Council on the date of the bid opening, and will adopt an ordinance authorizing the Certificates and approving the Official Statement (the "Ordinance"). The City reserves the right to reject any or all bids and to waive any irregularities. THE CERTIFICATES DESCRIPTION The Certificates will be dated May 1, 2003 and interest will be calculated on the basis of a 360- day year of twelve 30-day months. Interest on the Certificates will be paid on September 1, 2003, and semiannually on March 1 and September 1 of edch year thereafter until maturity or prior redemption. The Certificates maturing on or after March 1, 2014 are subjegt to redemption prior to their scheduled maturities on March 1, 2013, or any date thereafter, at the option of the city Upon redemption the Certificates will be payable at a price equal to the principal amount thereof plus accrued interest to the date of redemption. The Certificates will be issued in fully registered form in principal amo is of $5,000 or any integral multiple thereof. Principal and semiannual interest will be paid by Wells Fargo Bank Texas, N.A., Houston, Texas, the Paying Agent/Registrar Interest will be paid by check dated as of the interest p yment date and mailed on or before each interest payment date by the Paying Agent/Registrar to the registers owner appearing on the Paying Agent/Registrar's books on the Record Date (hereinafter defined). Principal 11 be paid to the registered owners at maturity upon presentation of the Certificates to the Paying Agent/Registrar Th Certificates will mature March 1 in each year as follows. Maturity Date 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Principal Maturity Principal Amount Date Amount $ 310,000 2014 $1,035,000 340,000 2015 1,090,000 370,000 2016 1,145,000 390,000 2017 1,210,000 415,000 2018 1,180,000 435,000 2019 1,240,000 1,110,000 2020 1,310,000 1,175,000 2021 1,380,000 1,235,000 2022 1,455,000 1,295,000 2023 1,530,000 PAYING AGENT/REGISTRAR The initial Paying Agent/Registrar shall be Wells Fargo Bank Texas, N.A., Houston, Texas (see "Paying Agent/Registrar" in Official Statement). SOTTRCE OF PAYMENT The Certificates are direct obligations of the City, and the principal thereof and interest thereon are payable solely from the proceeds of an annual ad valorem tax levied upon all taxable property within the City, within the limits prescribed by law and are further payable from a limited junior and subordinate pledge of the Net Revenues (as defined in the Ordinance) of the City's waterworks and sewer system (the "System"), but only to the extent of and in an amount not in excess of $10,000 00 of the Net Revenues of such System. ii CONDITIONS OF THE SALE TYPES OF BIDS AND INTEREST RATES The Certificates will be sold in one block on an "All or None" basis, and at a price of not less than their par value plus accrued interest to the date of delivery of the Certificates. Bidders are invited to name the rate(s) of interest to be bome by the Certificates provided that each rate bid must be in a multiple of 1/8 of 1% or 1/20 of 1% and the net effective interest rate for the Certificates (calculated in the manner required by Chapter 1204, Texas Government Code, as amended) must not exceed 15%. The highest rate bid may not exceed the lowest rate bid by more than 2% in rate. No limitation is imposed upon bidders as to the number of rates or changes which may be used. All Certificates of one maturity must bear one and the same rate. No bids involving supplemental interest rates will be considered. Each bidder shall state in his bid the total interest cost in dollars and the net effective interest rate determined hereby, which shall be considered informative only and not as a part of the bid. BASIS OF AWARD. For the purpose of awarding sale of the Certificates, the interest cost of each bid will be computed by determining at the rate(s) specified therein, the total dollar cost of all interest on the Certificates from the date thereof to their respective maturities, using the table of Bond Years herein, and deducting therefrom the premium bid, if any Subject to the City's right to reject any or all bids and to waive any irregularities, the Certificates will be awarded to the bidder (the "Purchaser") whose complying bid, based on the above computation, produces the lowest net interest cost to the City GOOD FAITH DEPOSIT A Good Faith Deposit, payable to the "City of Pearland" in the amount of $393,000 is required. Such Good Faith Deposit shall be in the form of a Cashier's Check, which is to be retained uncashed by the City pending the Purchaser's compliance with the terms of his bid and the Notice of Sale and Bidding Instructions. The Good Faith Deposit may accompany the Official Bid Form or it may be submitted separately If submitted separately, it shall be made available to the City prior to the opening of the bids, and shall be accompanied by instructions from the bank on which drawn which authorize its use as a Good Faith Deposit by the Purchaser who shall be named in such instructions. Unless otherwise agreed, the Good Faith Deposit will be returned to the purchaser of the Certificates on the date of delivery of the Certificates. No interest will be allowed on the Good Faith Deposit. In the event the Purchaser should fail or refuse to take up and pay for the Certificates in accordance with his bid, then said check shall be cashed and accepted by the City as full and complete liquidated damages. The checks accompanying bids other than the winning bid will be returned immediately after the bids are opened, and an award of the Certificates has been made. FTNANCIAT, ADVISOR'S RIGHT TO BID- The City has given RBC Dain Rauscher Inc., its Financial Advisor, the right to bid on the Certificates. INITIAL OFFERING PRICE CERTIFICATE, To provide the City with information to enable it to comply with certain conditions of the Internal Revenue Code of 1986 relating to the exclusion of interest on the Certificates from gross income for federal income tax purposes, the successful bidder will be required to complete, execute, and deliver to the City, at the time that the Certificates are awarded, a certification regarding "issue price" substantially in the form attached hereto. If the successful bidder will not reoffer the Certificates for sale or has not sold a substantial amount of the Certificates of any maturity by the date of delivery, such certificate may be modified in a manner approved by the City and the City's Bond Counsel (as hereinafter defined). In no event will the City fail to deliver the Certificates as a result of the successful bidder's inability to certify actual sales of Certificates at a particular price prior to delivery Each bidder, by submitting its bid, agrees to complete, execute, and deliver such a certificate by the date of the award of the Certificates, if its bid is accepted by the City It will be the responsibility of the successful bidder to institute such syndicate reporting requirements, to make such investigation, or otherwise to ascertain the facts necessary to enable it to make such certifications with reasonable certainty Any questions concerning such certification should be directed to Bond Counsel. iii DELIVERY OF THE CERTIFICATES AND ACCOMPANYING DOCUMENTS The delivery of the Certificates is subject to receipt of the opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel for the City, as hereinafter described. CTJSTP NUMBERS It is anticipated that CUSIP identification numbers will appear on the Certificates, but neither the failure to print or type such number on any Certificates nor any error with respect thereto shall constitute cause for a failure or refusal by the Purchaser to accept delivery of and pay for the Certificates in accordance with the terms of this Notice of Sale and the terms of the Official Bid Form. All expenses in relation to the printing or typing of CUSIP numbers on the Certificates shall be paid by the City; provided, however, that the CUSIP Service Bureau fee for the assignment of the numbers shall be the responsibility of and shall be paid for by the Purchaser INITIAL DELIVERY OF INITIAL CFRTTFTCATFS: Initial delivery will be accomplished by the issuance of registered Certificates in the aggregate principal amount of $19,650,000, payable to the Purchaser, signed by the manual or facsimile signature of the Mayor and City Secretary of the City, approved by the Attorney General, and registered by the Comptroller of Public Accounts. Initial delivery will be at the corporate trust office of the Paying Agent/Registrar Payment for the Certificates must be made in immediately available funds for unconditional credit to the City, or as otherwise directed by the City The Purchaser will be given five (5) business days' notice of the time fixed for delivery of the Certificates. It is anticipated that initial delivery of the Initial Certificates can be made on or about June 12, 2003, and it is understood and agreed that the Purchaser will accept delivery and make payment for Initial Certificates by 10.00 A.M., C.D.S.T on June 12, 2003, or thereafter on the date the Certificates are tendered for delivery, up to and including July 15, 2003 If for any reason the City is unable to make delivery on or before July 15, 2003, then the City shall immediately contact the Purchaser and offer to allow the Purchaser to extend its offer for an additional fifteen (15) days. If the Purchaser does not elect to extend its offer within six (6) days thereafter, then its Good Faith Deposit will be returned, and both the City and the Purchaser shall be relieved of any further obligation. In no event shall the City be liable for any damages, whether direct, consequential or otherwise, by reason of its failure to deliver the Certificates. DELIVERY OF DFFINITTVE CERTIFICATES. Upon payment for the Initial Certificates at the time of the initial delivery, the Paying Agent/Registrar shall cancel the Initial Certificates, provided registration instructions have been received by the Paying Agent/Registrar, and shall register and deliver the registered definitive Certificates, in any integral multiple of $5,000 for any one maturity, in accordance with written instructions received from the Purchaser and/or members of the Purchaser's syndicate account. It shall be the duty of the Purchaser and/or members of the Purchaser's syndicate account to furnish to the Paying Agent/Registrar, at least five business days prior to the initial delivery, final written instructions designating the names in which the Certificates, are to be registered, the addresses of the registered owners, the maturities, interest rates and denominations. The Paying Agent/Registrar will not be required to accept registration instructionsafter the fifth business day prior to initial delivery If such instructions are not received within the specified time period, the cancellation of the Initial Certificates and delivery of registered definitive Certificates will be delayed until such instructions are received. CONDITIONS TO DELIVERY The obligation of the Purchaser to take up and pay for the Certificates is subject to the Purchaser's receipt of (a) the legal opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel for the City ("Bond Counsel"), (b) a certificate to the effect that no litigation of any nature has been filed or is then pending to restrain the issuance and delivery of the Certificates, and (c) the certification as to the Official Statement, all as further described in the Official Statement. T.FGAT, OPINION The City will furnish the Purchaser a transcript of certain certified proceedings held incident to the authorization and issuance of the Certificates, including a certified copy of the unqualified approving opinion of the Attorney General of Texas, as recorded in the Bond Register of the Comptroller of Public Accounts of the State of Texas, to the effect that the Certificates, which the Attomey General will have examined, are valid and binding obligations of the City under the Constitution and laws of the State of Texas. The City also will furnish the approving legal opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond counsel, to the effect that, based upon an examination of such transcript, the Certificates are valid and binding obligations of the City under the Constitution iv and laws of the State of Texas. The legal opinion of Bond Counsel will further state that taxable property in the City is subject to the levy of a continuing, direct annual ad valorem tax, within the limits prescribed by law, to pay the Certificates and interest thereon. The opinion of Bond Counsel is expected to be reproduced on the back panel of the Certificates over a certification by the City Clerk of the City attesting that such legal opinion was dated as of the date of delivery of and payment for the Certificates and is a true and correct copy of the original opinion. Errors or omissions in the printing of such legal opinion on the Certificates shall not affect the validity of the Certificates nor constitute case for the failure or refusal by the Purchaser to accept delivery of and pay for the Certificates. REGISTRATION The Certificates are transferable only on the bond register kept by the Paying Agent/Registrar upon surrender and reissuance. The Certificates are exchangeable for an equal principal amount of Bonds of the same maturity in any authorized denomination upon surrender of the Certificates to be exchanged at the principal office of the Paying Agent/Registrar. No service charge will be made for any transfer or exchange, but the City may require payment of a sum sufficient to cover any tax or governmental charge payable in connection therewith. NO -LITIGATION CERTIFICATE; The customary closing papers, including a certificate to the effect that no litigation of any nature has been filed or is then pending to restrain the issuance and delivery of the Certificates, or, which would affect the provisions made for their payment or security, or in any manner questioning the validity of said Certificates will also be furnished. NO MATERIAL ADVERSE CHANGE. The obligations of the Initial Purchaser to take and pay for the Certificates, and of the City to deliver the Certificates, are subject to the condition that, up to the time of delivery of and receipt of payment for the Certificates, there shall have been no material adverse change in the condition (fmancial or otherwise) of the City subsequent to the date of sale from that set forth or contemplated in the Preliminary Official Statement, as it may have been supplemented or amended through the date of sale. CHANGE IN TAX EXEMPT STATIJS At any time before the Certificates are tendered for delivery, the Purchaser may withdraw its bid if the interest received by private owners of certificates of the same type and character as the Certificates shall be declared to be taxable income under present federal income tax laws, either by ruling of the Internal Revenue Service or by a decision of any Federal court, or shall be declared taxable or be required to be taken into account in computing any federal income taxes, by the terms of any federal income tax law enacted subsequent to the date of this Official Notice of Sale. CONTTNTTING DISCI,OSTTRE AGREEMENT The City will agree in the Ordinance authorizing the Certificates to provide certain periodic information and notices of material events in accordance with the Securities and Exchange Commission Rule 15c-12, as described in the Preliminary Official Statement under "CONTINUING DISCLOSURE OF INFORMATION " The Purchaser's obligation to accept and pay for the Certificates is conditioned upon delivery to the Purchaser or its agent of a certified copy of the Ordinance containing the agreement described under such heading. GENERAL CONSIDERATIONS FINANCIAT. ADVISOR RBC Dain Rauscher Inc. is employed as Financial Advisor to the City in connection with the issuance of the Certificates. The Financial Advisor's fee for services rendered with respect to the sale of the Certificates is contingent upon the issuance and delivery of the Certificates. RBC Dain Rauscher Inc., in its capacity as Financial Advisor, has not verified and does not assume any responsibility for the information, covenants and representations contained in any of the legal documentation with respect to the federal income tax status of the Certificates. BLUE SKY LAWS By submission of its bid, the Purchaser represents that the sale of the Certificates in states other than Texas will be made only pursuant to exemptions from registration or, where necessary, the Purchaser will register the Certificates in accordance with the securities law of the states in which the Certificates are offered or sold. The City agrees to cooperate with the Purchaser, at the Purchaser's written request and expense, in registering the Certificates or obtaining an exemption from registration in any state where such action is necessary, but the City will not consent to service of process in any such state. v MTTNTCTPAT, BOND INSITRANCF.. The City has submitted an application for municipal bond insurance under the bidder option program. The premium for such insurance, if any, will be paid by the Purchaser OFFICIAL STATEMENT By accepting the winning bid, the City agrees to the following representations and covenants to assist the Purchaser in complying with Rule 15c2-12 of the Securities and Exchange Commission ("SEC"). FINAL OFFICIAL STATEMENT. The City has prepared the accompanying Official Statement for dissemination to potential purchasers of the Certificates, but will not prepare any other document or version for such purpose except as described below The Purchaser will be responsible for informing the City of the initial offering yields. The City will prepare a fmal Official Statement describing these offering yields, the interest rates on the Certificates, the selling compensation, the final debt service schedule, the ratings assigned to the Certificates (if not currently included), and the terms of and obligor on any policy of municipal bond insurance. Accordingly, the City deems the accompanying Official Statement to be final as of its date, within the meaning of SEC Rule 15c2-12(b)(1), except for the omission of the foregoing items. By delivering the final Official Statement or any amendment or supplement thereto to the Purchaser on or after the sale date, the City represents the same to be complete as of such date, within the meaning of SEC Rule 15c2-12(e)(3). Notwithstanding the foregoing, the only representations concerning the absence of material misstatements or omissions from the Official Statement which are or will be made by the City are those described in the Official Statement under "GENERAL CONSIDERATIONS - Certification as to Official Statement." CHANGES TO OFFICIAL STATEMENT If, subsequent to the date of the Official Statement, the City learns, through the ordinary course of business and without undertaking any investigation or examination for such purposes, or is notified by the Purchaser of any adverse event which causes the Official Statement to be materially misleading, and unless the Purchaser elects to terminate its obligation to purchase the Certificates, as described above under "DELIVERY AND ACCOMPANYING DOCUMENTS - Conditions to Delivery," the City will promptly prepare and supply to the Purchaser an appropriate amendment or supplement to the Official Statement satisfactory to the Purchaser; provided, however, that the obligation of the City to do so will terminate when the City delivers the Certificates to the Purchaser, unless the Purchaser notifies the City on or before such date that less than all of the Certificates have been sold to ultimate customers, in which case the City's obligations hereunder will extend for an additional period of time (but not more than 90 days after the date the City delivers the Certificates) until all of the Certificates have been sold to ultimate customers. DELIVERY OF OFFICIAL STATEMENTS. The City will furnish to the Purchaser (and to each other participating purchaser of the Certificates, within the meaning of SEC Rule 15c2-12(a), designated by the Purchaser), within seven days after the sale date, up to 200 copies of the Official Statement. The City will also furnish to the Purchaser a like number of any supplement or amendment prepared by the City for dissemination to potential purchasers of the Certificates as described above as well as such additional copies of the Official Statement or any supplement or amendment as the Purchaser may request prior to the 90th day after the end of the underwriting period referred to in SEC Rule 15c2-12(e)(2). The City will pay the expense of preparing up to 200 copies of the Official Statement and up to 200 copies of any supplement or amendment issued on or before the delivery date, but the Purchaser must pay for all other copies of the Official Statement or any supplement or amendment thereto. OFFICIAL STATEMENT- Upon the award of the sale of the Certificates, the Preliminary Official Statement will be amended to conform to the terms of the Purchaser's bid and, if necessary, to make certain other changes. In connection therewith, the Purchaser will be required to furnish information concerning the initial resale offering prices and yields of the Certificates as well as the names of the members of the underwriting syndicate. vi &DDMONAI. COPIES OF NOTICE, Rill FORM AND STATEMENT A limited number of additional copies of this Official Notice of Sale, the Official Bid Form and the Official Statement, as available over and above the normal mailing, may be obtained at the offices of RBC Dain Rauscher Inc., 1001 Fannin, Suite 400, Houston, Texas, 77002, Financial Advisor to the City On the date of the sale, the City Council will, in the Ordinance authorizing the issuance of the Certificates, confirm its approval of the form and content of the Official Statement, and any addenda, supplement or amendment thereto, and authorize its use in the reoffering of the Certificates by the Purchaser April 30, 2003 /s/ Tom Reid Mayor City of Pearland, Texas vii OFFICIAL BID FORM Mayor and City Council City of Pearland 3519 Liberty Drive Pearland, Texas 77581 Gentlemen. May 12, 2003 Subject to the terms of your Official Notice of Sale and Official Statement, dated April 30, 2003, which are incorporated herein by reference, we hereby submit the following bid for the $19,650,000 THE CITY OF PEARLAND, TEXAS, CERTIFICATES OF OBLIGATION, SERIES 2003, dated May 1, 2003 This offer is being made for all said Certificates and for not less than all. For said legally issued Certificates of Obligation, we will pay you the par value thereof, plus accrued interest from their date to the date of delivery to us, plus a cash premium of $ for the Certificates maturing and bearing interest per annum as follows: Maturity Principal Interest Maturity Pnncipal Interest Date Amount Rate Date Amount Rate March 1, 2004(a) $ 310,000 % March 1, 2014(a)(b) $1,035,000 March 1, 2005(a) 340,000 March I, 2015(a)(b) 1,090,000 March 1, 2006(a) 370,000 March 1, 2016(a)(b) 1,145,000 March 1, 2007(a) 390,000 March 1, 2017(a)(b) 1,210.000 March 1, 2008(a) 415,000 March 1, 2018(a)(b) 1,180,000 March 1, 2009(a) 435,000 March 1, 2019(a)(b) 1,240,000 March 1, 2010(a) 1,110,000 March 1, 2020(a)(b) 1,310,000 March 1, 2011(a) 1,175,000 March 1, 2021(a)(b) 1,380,000 March 1, 2012(a) 1,235,000 March 1, 2022(a)(b) 1,455,000 March 1, 2013(a) 1,295,000 March 1, 2023(a)(b) 1,530,000 (a) At the option of the Initial Purchaser, any or all of such serial maturities may be designated as tern bonds subject to mandatory sinking fund redemption as follows; provided that the mandatory sinking fund amount in each year shall equal the amounts shown above as maturing in such year Term Bonds Years of First Maturity Date Mandatory (March 1) Redemption Principal Amount of Term Certificates $ Interest Rate (b) Subject to optional redemption and payment, at the option of the City, in whole or, from time to time, in part, on March 1, 2013, or on any date thereafter at a price equal to the principal amount thereof, plus accrued interest to the date fixed for redemption. Interest cost, in accordance with the above bid, is: Total Interest Cost from May 1, 2003 $ Less: Premium. $ NET INTEREST COST $ NET EFFECTIVE INTEREST RATE The Initial Certificates shall be registered in the name of (syndicate manager). We will advise Wells Fargo Bank Texas, N.A., in Houston, Texas the Paying Agent/Registrar, on forms to be provided by the Paying Agent/Registrar and on registration instructions at least five business days prior to the date set for initial delivery Cashier's Check of the Bank, , Texas, in the amount of $393,000 which represents our Good Faith Deposit (is attached hereto) or (has been made available to you prior to the opening of this Bid), and is submitted in accordance with the terms as set forth in the "Official Notice of Sale" and "Official Statement." We agree to accept delivery of and make payment for the Initial Certificates in immediately available firndR at the Corporate Trust Office, Wells Fargo Bank Texas, N.A., in Houston, Texas not later than 10:00 A.M., on June 12, 2003, or thereafter on the date the Certificates are tendered for delivery, pursuant to the terms set forth in the Official -Notice of Sale. The undersigned agrees to complete, execute and deliver to the City, by the date of delivery of the Certificates, a certificate relating to the "issue price" of the Certificates in the form and to the effect attached to or accompanying the Official Notice of Sale, with such changes thereto as may be acceptable to the City and its Bond Counsel. Respectfully submitted, By Authorized Representative ACCEPTED this 12th day of May, 2003, the City. Council, City of Pearland, Texas. Mayor ATTEST City Clerk (For your information you will fmd attached a list of the group of purchasers associated with us in this proposal) OFFICIAL BID FORM Mayor and City Council City of Pearland 3519 Liberty Drive Pearland, Texas 77581 Gentlemen. May 12, 2003 Subject to the terms of your Official Notice of Sale and Official Statement, dated April 30, 2003, which are incorporated herein by reference, we hereby submit the following bid for the $19,650,000 THE CITY OF PEARLAND, TEXAS, CERTIFICATES OF OBLIGATION, SERIES 2003, dated May 1, 2003 This offer is being made for all said Certificates and for not less than all. For said legally issued Certificates of Obligation, we will pay you the par value thereof, plus accrued interest from their date to the date of delivery to us, plus a cash premium of $ for the Certificates maturing and bearing interest per annum as follows: Maturity Principal Interest Maturity Principal Interest Date Amount Rate Date Amount Rate March 1, 2004(a) $ 310,000 % March I, 2014(a)(b) $1,035,000 March 1, 2005(a) 340,000 March I, 2015(a)(b) 1,090,000 March 1, 2006(a) 370,000 March 1, 2016(a)(b) 1,145,000 March 1, 2007(a) 390,000 March 1, 2017(a)(b) 1,210,000 March 1, 2008(a) 415,000 March I, 2018(a)(b) 1,180,000 March 1, 2009(a) 435,000 March 1, 2019(a)(b) 1,240,000 March 1, 2010(a) 1,110,000 March 1, 2020(a)(b) 1,310,000 March 1, 2011(a) 1,175,000 March 1, 2021(a)(b) 1,380,000 March 1, 2012(a) 1,235,000 March 1, 2022(a)(b) 1,455,000 March 1, 2013(a) 1,295,000 March 1, 2023(a)(b) 1,530,000 (a) At the option of the Initial Purchaser, any or all of such serial maturities may be designated as term bonds subject to mandatory sinking fund redemption as follows; provided that the mandatory sinking fund amount in each year shall equal the amounts shown above as maturing in such year Term Bonds Years of First Maturity Date Mandatory (March 1) Redemption Principal Amount of Term Certificates Interest Rate (b) Subject to optional redemption and payment, at the option of the City, in whole or, from time to time, in part, on March 1, 2013, or on any date thereafter at a price equal to the principal amount thereof, plus accrued interest to the date fixed for redemption. Interest cost, in accordance with the above bid, is: Total Interest Cost from May 1, 2003. $ Less: Premium. $ NET INTEREST COST $ NET EFFECTIVE INTEREST RATE The Initial Certificates shall be registered in the name of (syndicate manager). We will advise Wells Fargo Bank Texas, N.A., in Houston, Texas the Paying Agent/Registrar, on forms to be provided by the Paying Agent/Registrar and on registration instructions at least five business days prior to the date set for initial delivery Cashier's Check of the Bank, , Texas, in the amount of $393,000 which represents our Good Faith Deposit (is attached hereto) or (has been made available to you prior to the opening of this Bid), and is submitted in accordance with the terms as set forth in the "Official Notice of Sale" and "Official Statement." We agree to accept delivery of and make payment for the Initial Certificates in immediately available finnd.s at the Corporate Trust Office, Wells Fargo Bank Texas, N.A., in Houston, Texas not later than 10.00 A.M., on June 12, 2003, or thereafter on the date the Certificates are tendered for delivery, pursuant to the terms set forth in the Official Notice of Sale. The undersigned agrees to complete, execute and deliver to the City, by the date of delivery of the Certificates, a certificate relating to the "issue price" of the Certificates in the form and to the effect attached to or accompanying the Official Notice of Sale, with such changes thereto as may be acceptable to the City and its Bond Counsel. Respectfully submitted, By Authorized Representative ACCEPTED this 12th day of May, 2003, the City Council, City of Pearland, Texas. Mayor ATTEST City Clerk (For your information you will find attached a list of the group of purchasers associated with us in this proposal) CERTIFICATE REGARDING ISSUE PRICE The undersigned hereby certifies with respect to the sale of $19,650,000 City of Pearland, Texas (the "Issuer"), Certificates of Obligation, Series 2003 (the "Certificates"): 1 The undersigned is the underwriter or the manager of the syndicate of underwriters (the "Underwriters") which has purchased the Certificates at competitive sale. In this capacity, the undersigned is familiar with the facts stated herein. 2. The term "Initial Offering Prices" means the respective initial offering prices for the Certificates (expressed as a dollar amount, yield percentage, or percentage of principal amount and exclusive of accrued interest) as set forth in the following table: Principal Principal Amount Year of Offering Amount Year of Offering Maturing Maturity Price Maturing Maturity Price $ 310,000 March 1, 2004 % $1,035,000 March 1, 2014 340,000 March 1, 2005 % 1,090,000 March 1,.2015 % 370,000 March 1, 2006 % 1,145,000 March 1, 2016 % 390,000 March 1, 2007 % 1,210,000 March 1, 2017 % 415,000 March 1, 2008 % 1,180,000 March 1, 2018 % 435,000 March 1, 2009 % 1,240,000 March 1, 2019 % 1,110,000 March 1, 2010 % 1,310,000 March 1, 2020 % 1,175,000 March 1, 2011 % 1,380,000 March 1, 2021 1,235,000 March 1, 2012 % 1,455,000 March 1, 2022 % 1,295,000 March 1, 2013 % 1,530,000 March 1, 2023 3 The term "Sale Date" means the first day on which there was a binding contract in writing for the sale of the Certificates by the Issuer to the Underwriters on specific terms that were not later modified or adjusted in any material respect. In the case of the Certificates, the Sale Date is May 12, 2003 4 The term "Issue Date" means the first day on which there is physical delivery of the written evidence of the Certificates in exchange for the purchase price (but not earlier than the day interest on the Certificates begins to accrue for federal income tax purposes). In the case of the Certificates, the Issue Date is June 12, 2003 5 The term "Public" shall not include bond houses, brokers, and similar persons or organizations acting in the capacity of wholesalers or underwriters. 6. Based on the actual facts and reasonable expectations in existence on the Sale Date, the Initial Offering Price for each Certificate: a. Represented the price (payable in cash, with no other consideration being included, and exclusive of accrued interest), at which the Underwriters reasonably expected, as of the Sale Date, each such Certificate would be sold to the Public; and b. Did not exceed what the Underwriters believed to be the respective fair market value of each such Certificate. 7 The Underwriters have purchased the Certificates for contemporaneous sale to the Public and not for investment for their own account. Each of the Certificates has actually been offered to the Public at its respective Initial Offering Price in a bona fide offering of all the Certificates and, as of the Issue Date, a substantial amount of the Certificates (at least 10 percent) of each maturity has been sold to the Public in arm's length transactions for cash prices (with no other consideration being included). 8. The accrued interest on the Certificates as of the Issue Date is $ The aggregate of the respective Initial Offering Prices of all of the Certificates, without adjustmentfor any costs of issuance, is 9 The Underwriter [has] [has not] purchased bond insurance or another form of credit enhancement ("Guarantee") from securing the payment of the principal of, or interest on, any of the Bonds. With respect to the Guarantee, a. The provider of the Guarantee is (the "Guarantor"). b. The fee or premium paid to the Guarantor for the Guarantee is $ (the "Premium"). The Premium is set forth in the Guarantor's commitment, does not exceed a reasonable charge for the transfer of the credit risk provided, and does not include any direct or indirect payment or compensation for any service other than the transfer of such credit risk. The Guarantor has not provided any service other than the Guarantee, except for any such service for which the Guarantor has charged a reasonable arm's length price which will be in addition to, and stated separately from, the Premium No portion of the Premium is refundable upon the redemption or defeasance of any of the Certificates. c. As a result of the Guarantee, the interest rates on the Bonds, as set forth above, are less than those which would have been necessary in order to sell the bonds at the respective Initial Offering Prices without the Guarantee. As of the Issue Date, the present value of such interest savings expected to result from the Guarantee is greater than the present value of the Premium, using the yield on the Bonds (computed for this purpose by treating the Premium as additional interest on the Certificates) as the discount rate. We understand that the Issuer will rely on the above in making certain representations to Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel, and in complying with the conditions of the Internal Revenue Code of 1986, as amended, and the Treasury Regulations in effect thereunder, necessary for interest on the Certificates to be and remain excludable from gross income for federal income tax purposes. EXECUTED and DELIVERED this , 2003 (Name of Underwriter or Manager) By Title: CERTIFICATE REGARDING ISSUE PRICE The undersigned hereby certifies with respect to the sale of $19,650,000 City of Pearland, Texas (the "Issuer"), Certificates of Obligation, Series 2003 (the "Certificates"): 1 The undersigned is the underwriter or the manager of the syndicate of underwriters (the "Underwriters") which has purchased the Certificates at competitive sale. In this capacity, the undersigned is familiar with the facts stated herein. 2. The term "Initial Offering Prices" means the respective initial offering prices for the Certificates (expressed as a dollar amount, yield percentage, or percentage of principal amount and exclusive of accrued interest) as set forth in the following table: Principal Principal Amount Year of Offering Amount Year of Offering Maturing Maturity Price Maturing Maturity Price $ 310,000 March 1, 2004 340,000 March 1, 2005 370,000 March 1, 2006 390,000 March 1, 2007 415,000 March 1, 2008 435,000 March 1, 2009 1,110,000 March 1, 2010 1,175,000 March 1, 2011 1,235,000 March 1, 2012 1,295,000 March 1, 2013 $1,035,000 March 1, 2014 % 1,090,000 March 1,.2015 % 1,145,000 March 1, 2016 % 1,210,000 March 1, 2017 % 1,180,000 March 1, 2018 % 1,240,000 March 1, 2019 % 1,310,000 March 1, 2020 % 1,380,000 March 1, 2021 % 1,455,000 March 1, 2022 % 1,530,000 March 1, 2023 3 The term "Sale Date" means the first day on which there was a binding contract in writing for the sale of the Certificates by the Issuer to the Underwriters on specific terms that were not later modified or adjusted in any material respect. In the case of the Certificates, the Sale Date is May 12, 2003 4 The term "Issue Date" means the first day on which there is physical delivery of the written evidence of the Certificates in exchange for the purchase price (but not earlier than the day interest on the Certificates begins to accrue for federal income tax purposes). In the case of the Certificates, the Issue Date is June 12, 2003 5 The term "Public" shall not include bond houses, brokers, and similar persons or organisations acting in the capacity of wholesalers or underwriters. 6. Based on the actual facts and reasonable expectations in existence on the Sale Date, the Initial Offering Price for each Certificate: a. Represented the price (payable in cash, with no other consideration being included, and exclusive of accrued interest), at which the Underwriters reasonably expected, as of the Sale Date, each such Certificate would be sold to the Public; and b. Did not exceed what the Underwriters believed to be the respective fair market value of each such Certificate. 7 The Underwriters have purchased the Certificates for contemporaneous sale to the Public and not for investment for their own account. Each of the Certificates has actually been offered to the Public at its respective Initial Offering Price in a bona fide offering of all the Certificates and, as of the Issue Date, a substantial amount of the Certificates (at least 10 percent) of each maturity has been sold to the Public in arm's length transactions for cash prices (with no other consideration being included). 8. The accrued interest on the Certificates as of the Issue Date is $ The aggregate of the respective Initial Offering Prices of all of the Certificates, without adjustment for any costs of issuance, is 9 The Underwriter [has] [has not] purchased bond insurance or another form of credit enhancement ("Guarantee") from securing the payment of the principal of, or interest on, any of the Bonds. With respect to the Guarantee, a. The provider of the Guarantee is (the "Guarantor"). b. The fee or premium paid to the Guarantor for the Guarantee is $ (the "Premium"). The Premium is set forth in the Guarantor's commitment, does not exceed a reasonable charge for the transfer of the credit risk provided, and does not include any direct or indirect payment or compensation for any service other than the transfer of such credit risk. The Guarantor has not provided any service other than the Guarantee, except for any such service for which the Guarantor has charged a reasonable arm's length price which will be in addition to, and stated separately from, the Premium. No portion of the Premium is refundable upon the redemption or defeasance of any of the Certificates. c. As a result of the Guarantee, the interest rates on the Bonds, as set forth above, are less than those which would have been necessary in order to sell the bonds at the respective Initial Offering Prices without the Guarantee. As of the Issue Date, the present value of such interest savings expected to result from the Guarantee is greater than the present value of the Premium, using the yield on the Bonds (computed for this purpose by treating the Premium as additional interest on the Certificates) as the discount rate. We understand that the Issuer will rely on the above in making certain representations to Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel, and in complying with the conditions of the Internal Revenue Code of 1986, as amended, and the Treasury Regulations in effect thereunder, necessary for interest on the Certificates to be and remain excludable from gross income for federal income tax purposes. EXECUTED and DELIVERED this , 2003 (Name of Underwriter or Manager) By. Title: CERTIFICATE YEARS Dated. May 1, 2003 Due: As shown below Years Maturity Certificate Cumulative Date Amount Years Certificate Years March 1, 2004 $ 310,000 258.3333 258.3333 March 1, 2005 340,000 623.3333 881 6667 March 1, 2006 370,000 1,048.3333 1,930 0000 March 1, 2007 390,000 1,495 0000 3,425 0000 March 1, 2008 415,000 - 2,005 8333 5,430 8333 March 1, 2009 435,000 2,537.5000 7,968.3333 March 1, 2010 1,110,000 7,585 0000 15,553.3333 March 1, 2011 1,175,000 9,204 1667 24,757.5000 March 1, 2012 1,235,000 10,909 1667 35,666.6667 March 1, 2013 1,295,000 12,734 1667 48,400.8333 March 1, 2014 1,035,000 11,212.5000 59,613.3333 March 1, 2015 1,090,000 12,898.3333 72,511 6667 March 1, 2016 1,145,000 14,694 1667 87,205.8333 March 1, 2017 1,210,000 16,738.3333 103,944 1667 March 1, 2018 1,180,000 17,503.3333 121,447.5000 March 1, 2019 1,240,000 19,633.3333 141,080.8333 March 1, 2020 1,310,000 22,051.6667 163,132.5000 March 1, 2021 1,380,000 24,610 0000 187,742.5000 March 1, 2022 1,455,000 27,402.5000 215,145 0000 March 1, 2023 1,530,000 30,345 0000 245,490 0000 AVERAGE MATURITY — 12.493 YEARS PRELIMINARY OFFICIAL STATEMENT DATED APRIL 30, 2003 This Preliminary Official Statement is subject to completion and amendment. Upon sale of the Certificates, the Official l i Statement will be completed and delivered to the Underwriter. Prospective purchasers must read the entire Official Statement to make an informed investment decision. 75 0 o IN THE OPINION OF BOND COUNSEL, INTEREST ON THE CERTIFICATES IS EXCLUDABLE FROM GROSS INCOME t .p, FOR FEDERAL INCOME TAX PURPOSES UNDER EXISTING LAW SUBJECT TO THE MATTERS DESCRIBED UNDER B "TAX EXEMPTION" HEREIN, AND IS NOT INCLUDABLE IN THE ALTERNATIVE MINIMUM TAXABLE INCOME OF n INDIVIDUALS. SEE "TAX EXEMPTION" FOR A DISCUSSION OF THE OPINION OF BOND COUNSEL, INCLUDING THE ALTERNATIVE MINIMUM TAX ON CORPORATIONS. 1 4 . NEW ISSUE Ratings: Moody's Investors Service, Inc. " " CO i Standard & Poor's Ratings Services "_" 4 o $19,650,000 s irl CITY OF PEARLAND 'o. " (A political subdivision of the State of Texas located within Brazoria and Harris Counties) I.a CERTIFICATES OF OBLIGATION, SERIES 2003 Dated: May 1, 2003 Due: March 1, as shown below ils Principal and interest on the $19,650,000 City of Pearland, Texas, Certificates of Obligation, Series 2003 (the "Certificates") are g § payable by Wells Fargo Bank Texas, N.A., Houston, Texas, the paying agent/registrar (the "Paying Agent/Registrar"). The o c Certificates are issued in fully registered form in principal denominations of $5,000 or any integral multiple thereof. Interest on 1 l the Certificates is payable on March 1 and September 1 of each year, commencing September 1, 2003, to the registered owners .8 appearing on the registration books of the Paying Agent/Registrar on the 15th day of the month preceding each interest payment .0 § date (the "Record Date"). Upon redemption the Certificates will be payable at a price equal to the principal amount thereof plus accrued interest to the date of redemption. See "THE CERTIFICATES - Description" and "THE CERTIFICATES - Redemption a 1 Provisions." g . The Certificates are authorized by an ordinance (the "Ordinance") to be approved by City Council on May 12, 2003. The Yt o Certificates, when issued, will constitute valid and binding obligations of the City of Pearland, Texas (the "City") and will be payable from the proceeds of an annual ad valorem tax, levied within the limits prescribed by law, against taxable property within g the City and will be further payable from a limited junior and subordinate pledge of the Net Revenues (as defined in the g o Ordinance) of the City's waterworks and sewer system (the "System") in an amount not to exceed $10,000. See "THE . CERTIFICATES - Source of Payment." 6 : PRINCIPAL AMOUNTS, MATURITIES; INTEREST RATES AND PRICES (Due March 1) o g Initial Initial % q Principal Interest Reoffering Principal Interest Reoffering s o Amount Maturity Rate Yield (a) Amount Maturity Rate Yield (a) t; 8 0' $ 310,000 2004 % % $1,035,000 2014(b) V I 340,000 2005 1,090,000 2015(b) 370,000 2006 1,145,000 2016(b) § 390,000 2007 1,210,000 2017(b) s 3 415,000 2008 1,180,000 2018(b) V i 435,000 2009 1,240,000 2019(b) 2I1,110,000 2010 1,310,000 2020(b) 'Li p 1,175,000 2011 1,380,000 2021(b) 8 2.8 1,235,000 2012 1,455,000 2022(b) g °' 1,295,000 2013 1,530,000 2023(b) 111 -A ot i (a) The initial yields will be established by and are the sole responsibility of the Underwriter (as defined herein), and may 1 subsequently be changed. e Ill (b) The Certificates maturing on or after March 1, 2014, are subject to redemption, at the option of the City, at the par value thereof plus accrued interest, in whole or in part, on March 1, 2013, or any date thereafter. See THE CERTIFICATES — Redemption Provisions." The Certificates are offered when, as and if issued, subject to the approving opinion of the Attorney General of the State of Texas o s and the opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel to the City, as to the validity of the issuance of the :I ,...0 Certificates under the Constitution and the laws of the State of Texas. See "LEGAL MATTERS" Delivery of the Certificates is expected to be on or about June 12, 2003. rE SELLING: MONDAY, MAY 12, 2003 w AT 5:00 P.M. C.D.S.T. USE OF INFORMATION IN OFFICIAL STATEMENT No dealer, broker, salesman or other person his been authorized by the City to give any information or to make any representation other than those contained in this Official Statement, and, if given or made, such other information or representations must not be relied upon as having been authorized by the City This Official Statement is not to be used in an offer to sell or the solicitation of an'offer to buy in any state in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. This Official Statement contains, in part, estimates, assumptions and matters of opinion which are not intended as statements of fact, and no representation is made as to the correctness of such estimates, assumptions or matters of opinion or as to the likelihood that they will be realized. Any information and expressions of opinion herein contained are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the condition of the City or other matters described herein since the date hereof. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviewed the information in this Official Statement in accordance with, and as part of, their responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction, but the Underwriters do not guarantee the accuracy or completeness of such information. TABLE OF CONTENTS Page USE OF INFORMATION IN OFFICIAL STATEMENT ...... 1 INTRODUCTION ... ... ...... ... 3 SALE AND DISTRIBUTION OF THHE CERTIFICATES .3 Sale of the Bonds 3 Prices and Marketability 3 Securities Laws 3 Municipal Bond Ratings 4 Municipal Bond Insurance. 4 OFFICIAL STATEMENT SUMMARY 5 INTRODUCTION .. .... ...... ...... 7 THE CERTIFICATES 7 Description. 7 Redemption Provisions 7 Paying Agent/Registrar 7 Successor Paying Agent/Registrar 8 Source of Payment 8 Authority for Issuance 8 Use of Proceeds. 8 Future Debt 8 Legal Investments in Texas 8 Remedies in the Event of Default. 9 INVESTMENT AUTHORITY AND INVESTMENT OBJECTIVES OF THE CITY 9 Legal Investments 9 Investment Policies 10 Current Investments 10 Additional Provisions 10 CITY TAX DEBT 11 11 General Bonded Indebtedness Payable from Ad Page Valorem Taxes 11 Pro -Forma Debt Service Schedule 12 Estimated Overlapping Debt 13 Debt Ratios13 TAX DATA ... ....... 13 General 13 Property Tax Code and County -Wide Appraisal District 13 Tax Rate Limitations 14 Property Subject to Taxation by the City 14 Notice and Hearing Procedures 15 Levy and Collection of Taxes. 15 Collection of Delinquent Taxes 15 Historical Analysis of Tax Collection 16 Analysis of Tax Base 17 Estimated Overlapping Taxes. 18 Sales Tax 18 SELECTED FINANCIAL DATA ...... ... 19 Historical Operations of the City's General Fund. 19 General Fund and Debt Service Fund Balance for the Past Five Fiscal Years. .20 Pension Fund. 20 Financial Statements .20 ADMINISTRATION OF THE CITY 20 Mayor and City Council 20 Administration 21 Consultants 21 LEGAL MATTERS ........... ....Zl Legal Opinions .21 No -Litigation Certificate. 22 No Material Adverse Change .22 TAX EXEMPTION ... TAX TREATMENT OF ORIGINAL ISSUE DISCOUNT AND PREMIUM CERTIFICATES ... ... Discount Certificates. Premium Certificates CONTINUING DISCLOSURE OF INFORMATION ... Annual Reports Material Event Notices . 22 . 23 23 24 ....25 25 .25 Availability of Information From NRMSIRs and SID• .25 Limitations and Amendments. 26 Audited Financial Report of the City .26 Compliance With Prior Undertakings .26 GENERAL CONSIDERATIONS 26 Sources and Compilation of Information .26 Certification as to Official Statement .27 Updating of Official Statement. .27 APPENDIX A - Economic and Demographic Characteristics of the City APPENDIX B - Audited Financial Statements of the City APPENDIX C - Form of Bond Counsel Opinion 2 INTRODUCTION All of the summaries of the statutes, resolutions, ordinances, contracts, audits, engineering, and other related reports set forth in this Official Statement are made subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions, and reference is made to such documents, copies of which are available from the City This Official Statement contains, in part, estimates, assumptions, and matters of opinion which are not intended as statements of fact and no representation is made as to the correctness of such estimates, assumptions, or matters of opinion, or as to the likelihood that they will be realized. However, the City has agreed to keep this Official Statement current by amendment or sticker to reflect material changes in the affairs of the City and to the extent that information actually comes to its attention, the other matters described in this Official Statement until delivery of the Certificates to the Underwriter and thereafter only as specified in "GENERAL CONSIDERATIONS - Updating of Official Statement" and "CONTINUING DISCLOSURE OF INFORMATION " SALE AND DISTRIBUTION OF THE CERTIFICATES Sale of the Bonds After requesting competitive bids for the. Certificates, the City has accepted the bid resulting in the lowest net interest cost, which bid was tendered by a syndicate managed by ("Underwriter") to purchase the Certificates bearing the interest rates shown on the cover page hereof under "PRINCIPAL AMOUNTS, MATURITIES, INTEREST RATES AND PRICES" at a price of the par value thereof, plus a cash premium of $ plus accrued interest to the date of delivery The net effective interest rate on the Certificates is %. Prices and Marketability The delivery of the Certificates is conditioned upon the receipt by the City of a certificate executed and delivered by the Underwriter on or before the date of delivery of the Certificates stating the prices at which a substantial amount of the Certificates of each maturity have been sold to the public. For this purpose, the term "public" shall not include any person who is bondhouse, broker or similar person acting in the capacity of underwriter or wholesaler The City has no control over trading of the Certificates after a bona fide offering of the Certificates is made by the Underwriter at the yields specified on the cover page. Information concerning reoffering yields or prices is the responsibility of the Underwriter The prices and other terms respecting the offering and sale of the Certificates may be changed from time to time by the Underwriter after the Certificates are released for sale, and the Certificates may be offered and sold at prices other than the initial offering price, including sales to dealers who may sell the Certificates into investment accounts. IN CONNECTION WITH THE OFFERING OF THE CERTIFICATES, THE UNDERWRITER MAY OVER - ALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE CERTIFICATES AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. Securities Laws For purposes of compliance with Rule 15c2-12 (the "Rule") of the Securities and Exchange Commission (the "SEC"), this document, as may be supplemented or corrected by the City from time to time, may be treated as an Official Statement with respect to the Certificates described herein "deemed fmal" by the City as of the date hereof (or of any such supplement or correction) except for the omission of certain information referred to in the succeeding sentence. This document, when further supplemented by adding information specifying the interest rates and certain other information relating to the Certificates shall constitute a "FINAL OFFICIAL STATEMENT" of the City with respect to the Certificates, as such term is defined in the Rule. No registration statement relating to the Certificates has been filed with the SEC under the Securities Act of 1933, as amended, in reliance upon the exemptions provided thereunder The Certificates have not been registered or qualified under the Securities Act of Texas in reliance upon various exemptions contained therein; nor have the Certificates been registered or qualified under the securities acts of any jurisdiction. The City assumes no responsibility for registration or qualification of the Certificates under the securities laws of any jurisdiction in which the Certificates may be offered, sold or otherwise transferred. This disclaimer of responsibility for registration or qualification for sale or other disposition of the Certificates shall not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration or qualification provision in such jurisdictions. 3 Municipal Bond Ratings In connection with the sale of the Certificates, the City has made application to Moody's Investors Service, Inc. ("Moody's") and Standard & Poor's Ratings Services ("S&P") for ratings and the ratings of "_" and "", respectively, have been assigned to the Certificates. An explanation of the significance of such ratings may be obtained from Moody's and S&P The ratings reflect only the views of Moody's and S&P, and the City makes no representation as to the appropriateness of such ratings. There is no assurance that such ratings will continue for any period of time or that they will not be revised downward or withdrawn entirely by Moody's and/or S&P, if, in the judgment of Moody's and S&P, circumstances so warrant. Any such downward revision or withdrawal of the ratings may have an adverse effect on the market price of the Certificates. Municipal Bond Insurance The City has made application for municipal bond insurance under the bidder option program. The premium for such insurance, if purchased, will be paid for by the Underwriter 4 OFFICIAL STATEMENT SUMMARY The following material is a summary of certain information contained herein and is qualified in its entirety by the detailed information and financial statements appearing elsewhere in this Official Statement. The reader should refer particularly to sections that are indicated for more complete information. The Issuer The City of Pearland, Texas (the "City") is a political subdivision and home rule city of the State of Texas located primarily within Brazoria and Harris Counties, Texas. See "ADMINISTRATION OF THE CITY" and "APPENDIX A -Economic and Demographic Characteristics of the City" herein. The Certificates $19,650,000 Certificates of Obligation, Series 2003 (the "Certificates"), are dated May 1, 2003 and mature March 1, 2004 through March 1, 2023 Interest on the Certificates accrues from May 1, 2003, and is payable September 1, 2003, and on each March 1 and September 1 thereafter until maturity See "THE CERTIFICATES - Description." Other Characteristics The Certificates are issued in fully registered form in integral multiples of $5,000 The Certificates maturing on or after March 1, 2014 are subject to redemption prior to their scheduled maturities on March 1, 2013 or any date thereafter at the option of the City Upon redemption the Certificates will be payable at a price equal to the principal amount thereof plus accrued interest to the date of redemption. See "THE CERTIFICATES - Description of the Certificates" and "THE CERTIFICATES - Redemption Provisions." Paying Agent/Registrar The initial paying agent/registrar is Wells Fargo Bank Texas, N.A., Houston, Texas (the "Paying Agent/Registrar"). See "THE CERTIFICATES - Paying Agent/Registrar " Source of Payment Principal of and interest on the Certificates are payable from the proceeds of a continuing, direct annual ad valorem tax, levied within the limits prescribed by law against taxable property located within the City and will be further payable from a limited junior and subordinate pledge of the Net Revenues (as defined in the Ordinance) of the City's waterworks and sewer system (the "System") in an amount not to exceed $10,000. See "THE CERTIFICATES - Source of Payment." Use of Proceeds Proceeds from the sale of the Certificates will be used for the acquisition, construction and improvement of certain public works and pay costs of issuance.related hereto. See "THE CERTIFICATES - Use of Proceeds." Ratings Moody's Investors Service, Inc. Standard & Poor's Ratings Services Payment Record. The City has never defaulted on the timely payment of principal of and interest on its obligations. 5 - Selected Financial Information - (Unaudited) The Certificates 2002 Certified Assessed Valuation (100% of estimated market value) $2,171,317,975 Direct Debt: Outstanding Bonds and Certificates (as of April 1, 2003). $ 79,715,000 The Certificates 19,650,000 The Bonds. 15,000.000 (b) Total Direct Debt. $ 114,365,000 Estimated Overlapping Debt. $ 179,470,120 Direct and Estimated Overlapping Debt $ 293,83 ,120 Debt Service Fund Balance (as of April 1, 2003) $ 3,951,826 (c) % of 2002 Per Assessed Capita Valuation (43,103) Debt Ratios: Direct Tax Supported Debt 5.27% $2,653 Direct Tax Supported and Estimated Overlapping Debt 13.53% $6,817 2002 Tax Rate (per $100 of Assessed Valuation) Maintenance and Operation. $0 406 Debt Service 0.280 Total $0.686 Estimated Annual Debt Service Requirements: Average (Fiscal Years 2003-2028). $ 6,195,346 Maximum (2007) $ 7,985,158 Tax Collections: Arithmetic Average, Tax Years (1996/2001) - Current Years - Current and Prior Years 97.84 % 99.20 % (a) Provided by the Brazoria County Appraisal District (the "Appraisal District") and net of exemptions. See "TAX DATA." (b) Concurrently with the issuance of the Certificates, the City anticipates issuing $15,000,000 Permanent Improvement Bonds, Series 2003 (the "Bonds"). See "CITY TAX DEBT," herein. (c) Includes the City's remaining debt service requirements due in 2003 on Outstanding Bonds and Certificates of Obligation in the aggregate amount of $1,602,587 to be paid September 1, 2003 6 INTRODUCTION This Official Statement and the Appendices hereto provide certain information with respect to the issuance by the City of Pearland, Texas (the "City") of its $19,650,000 Certificates of Obligation, Series 2003 (the "Certificates"). The Certificates are issued pursuant to the Texas Constitution, the general laws of the State of Texas, and an Ordinance authorizing issuance of the Certificates (the "Ordinance") adopted by the City Council of the City (the "Council"). This Official Statement describes the Certificates, the plan of financing, and certain information about the City and its finances. All descriptions of documents contained herein are only summaries and are qualified in their entirety by reference to each such document and speak only as of the date of this Official Statement. Copies of such documents may be obtained from the City upon request. Certain capitalized terms used in this Official Statement have the same meanings assigned to such terms in the Ordinance, except as otherwise indicated herein. THE CERTIFICATES Description The Certificates are dated May 1, 2003, bear interest from such date at the stated interest rates indicated under "PRINCIPAL AMOUNTS, MATURITIES, INTEREST RATES AND PRICES," which interest is payable September 1, 2003, and each September 1 and March 1 thereafter until maturity or prior redemption. The Certificates are issued in fully registered form in denominations of $5,000 each or any multiple thereof. Principal of the Certificates is payable at the principal payment office of Wells Fargo Bank Texas, N.A., Houston, Texas (the "Paying Agent/Registrar"). Interest on the Certificates will be payable by check, dated as of the interest payment date, and mailed by the Paying Agent/Registrar to registered owners as shown on the records of the Paying Agent/Registrar See "THE CERTIFICATES - Paying Agent/Registrar " The Certificates are transferable only on the bond register kept by the Paying Agent/Registrar upon surrender and reissuance. The Certificates are exchangeable for an equal principal amount of Certificates of the same maturity in any authorized denomination upon surrender of the Certificates to be exchanged at the principal payment office of the Paying Agent/Registrar No service charge will be made for any transfer, but the City may require payment of a sum sufficient to cover any tax or governmental charge payable in connection therewith. The record date (the "Record Date") for the interest payable on any interest payment date means the 15th day of the month next preceding such interest payment date. It will be required that all transfers be made within three business days after request and presentation. The City has agreed to replace mutilated, destroyed, lost or stolen Certificates upon surrender of the mutilated Certificates, or receipt of satisfactory evidence of such destruction, loss or theft, and receipt by the City and the Paying Agent/Registrar of security or indemnity to keep them harmless. The City may require payment of taxes, governmental charges and other expenses in connection with any such replacement. Redemption Provisions The Certificates maturing on March 1, 2014 and thereafter are subject to optional redemption prior to maturity, in whole or in part, on March 1, 2013, or any date thereafter, at the option of the City at a price equal to the principal amount thereof plus accrued interest to the date of redemption. If less than all of the Certificates are to be redeemed at any time, the maturities of the Certificates to be redeemed shall be selected by the City The Ordinance requires that notice of any redemption, identifying the Certificates or portions thereof to be redeemed, must be given by the Paying Agent/Registrar to the registered owners thereof by first class mail, postage prepaid, at least 30 days prior to the redemption date. Paying Agent/Registrar The initial Paying Agent/Registrar is Wells Fargo Bank Texas, N.A., Houston, Texas. The Certificates are being issued in fully registered form in integral multiples of $5,000 of principal amount. Interest on the Certificates will be payable semiannually by the Paying Agent/Registrar by check mailed on each interest payment date by the Paying Agent/Registrar to the registered owner at the last known address as it appears on the Paying Agent/Registrar's books on the Record Date. 7 Successor Paying Agent/Registrar Provision is made in the Ordinance for replacing the Paying Agent/Registrar If the City replaces the Paying Agent/Registrar, such Paying Agent/Registrar shall, promptly upon the appointment of a successor, deliver the Paying Agent/Registrar's records to the successor paying agent/registrar (the "Successor Paying Agent/Registrar"), and the Successor Paying Agent/Registrar shall act in the same, capacity as the previous Paying Agent/Registrar Any Successor Paying Agent/Registrar selected by the City shall, be a commercial bank or trust company organized under the laws of the United States or any state and duly qualified and legally authorized to serve and perform the duties of the Paying Agent/Registrar for the Certificates. Source of Payment The Certificates, are payable as to principal and interest from, and secured by, the proceeds of a continuing, direct annual ad valorem tax, levied within the limits prescribed by law, against taxable property within the City The Certificates will be further payable from a limited junior and subordinate pledge of Net Revenues (as defined in the Ordinance) of the City's waterworks and sewer system (the "System") in an amount not to exceed $10,000 In the Ordinance the City covenants that while the Certificates are outstanding, it will levy, assess and undertake to collect such tax. See "TAX DATA - Tax Rate Limitations" and "THE CERTIFICATES - Remedies in the Event of Default." Authority for Issuance The Certificates are being issued pursuant to the applicable provisions of the Constitution and laws of the State of Texas, particularly Sections 271.041-271.065, Texas Local Government Code, as amended, and the provisions of the Ordinance, which specifically authorizes the sale and issuance of the Certificates. Further reference to the Ordinance is hereby made. No election was required as a prerequisite to the sale and issuance of the Certificates, as a petition signed by 5% of the qualified voters of the City was not filed with the City Secretary protesting the issuance of such Certificates prior to the authorization of their issuance. Use of Proceeds Proceeds of the Certificates are being used for (1) certain City-wide road and drainage projects, (2) City-wide water meter replacement, (3) purchase of certain equipment, (4) certain improvements at Independence Park and the City's service center, and (5) to pay the costs of issuance of the Certificates, including the Financial Advisor's fee and Bond Counsel's fee, both of which is contingent upon the sale of the Certificates, as well as other administrative costs incurred. Future Debt Concurrently with the issuance of the Certificates, the City anticipates issuing $15,000,000 Permanent Improvement Bonds, Series 2003 (the "Bonds"). After the issuance of the Bonds the City will have $75,000,000 authorized but unissued bonds. The City plans to issue such authorized bonds in annual installments over the next four years. The City may also issue additional certificates of obligation for City projects. Depending on the rate of development within the City, changes in assessed valuation, and the amounts, interest rates, maturities and time of issuance of additional certificates of obligation or bonds, increases in the City's annual ad valorem tax rate may be required to provide for the payment of the principal of and interest on the City's outstanding bonds (including the Bonds), the Certificates, and such future certificates of obligation or bonds. Legal Investments in Texas The Public Security Procedures Act provides that the Certificates are negotiable instruments, are investment securities to which Chapter 8, Texas Business and Commerce Code applies, and are legal and authorized investments for insurance companies, for fiduciaries or trustees and for a sinking fund of a municipality or other political subdivision or public agency of the State of Texas. Texas law further provides that the Certificates are eligible to secure deposits of any public funds of the state, its agencies or political subdivisions and are lawful and sufficient, security for those deposits to the extent of their market value. For political subdivisions in the State which have adopted investment policies and guidelines in accordance with the Public Funds Investment Act (Texas Government Code, Chapter 2256), the Certificates may have to be assigned a rating of "A" or its equivalent as to investment quality by a national rating agency before such obligations are eligible investments for sinking funds and other public funds. 8 The City has not made any investigations of any other laws, rules, regulations or investment criteria that might affect the suitability of the Certificates for any of the above purposes or limit the authority of any of the above entities or persons to purchase or invest in the Certificates. Remedies in the Event of Default The Ordinance requires the City to assess and collect ad valorem taxes each year sufficient to pay principal and interest when due on the Certificates. The Ordinance does not provide any other security for the payment of the Certificates (other than the limited, subordinate Net Revenue pledge described above), or any express remedies in the event of default, makes no provision for acceleration of maturity of the Certificates in the event of default, and does not provide for a trustee to protect the rights of the holders of the Certificates. Although a holder of the Certificates could presumably obtain judgment against the City in the event of default in the payment of principal or interest on the Certificates, such judgment could not be satisfied by execution against any property of the City A holder of the Certificates could, in the event of default, ask a court for a mandamus or court order compelling the City to levy, assess and collect sufficient ad valorem taxes to pay principal of and interest on the Certificates as it falls due. Such remedy might need to be enforced on a periodic basis. The enforcement of a claim for payment of principal or interest on the Certificates would be subject to judicial discretion, sovereign police powers and the applicable provisions of the federal bankruptcy laws and to any other similar laws affecting the rights of political subdivisions generally INVESTMENT AUTHORITY AND INVESTMENT OBJECTIVES OF THE CITY The City invests its investable funds in investments authorized by Texas law in accordance with investment policies approved by the City Council of the City Both state law and the City's investment policies are subject to change. Legal Investments Current Texas law provides the City with authority to invest in: (1) obligations of the United States or its agencies and instrumentalities, (2) direct obligations of the State of Texas or its agencies and instrumentalities, (3) collateralized mortgage obligations directly issued by a federal agency or instrumentality of the United States, the underlying security for which is guaranteed by an agency or instrumentality of the United States, (4) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by, or backed by the full faith and credit of, the State of Texas or the United States or their respective agencies and instrumentalities, (5) obligations of states, agencies, counties, cities, and other political subdivisions of any state rated as to investment quality by a nationally recognized investment rating firm not less than A or its equivalent, (6) certificates of deposit that are issued by a state or national bank domiciled in the State of Texas, a savings bank domiciled in the State of Texas, or a state or federal credit union domiciled in the State of Texas and are guaranteed or insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund or are secured as to principal by obligations described in the preceding clauses or in any other manner and amount provided by law for City deposits, (7) fully collateralized repurchase agreements that have a defined termination date, are fully secured by obligations described in clause (1), and are placed through a primary government securities dealer or a financial institution doing business in the State of Texas, (8) certain bankers' acceptances with the remaining term of 270 days or less, if the short-term obligations of the accepting bank or its parent are rated at least A-1 or P-1 or the equivalent by at least one nationally recognized credit rating agency, (9) commercial paper with a stated maturity of 270 days or less that is rated at least A-1 or P-1 or the equivalent by either (a) two nationally recognized credit rating agencies or (b) one nationally recognized credit rating agency if the paper is fully secured by an irrevocable letter of credit issued by a U.S. or state bank, (10) no-load money market mutual funds registered with the Securities and Exchange Commission that have a dollar -weighted average stated maturity of 90 days or less and include in their investment objectives the maintenance of a stable net asset value of $1 for each share, (11) no-load mutual funds registered -with the Securities and Exchange Commission that have an average weighted maturity of less than two years, invest exclusively in the foregoing obligations and are continuously rated as to investment quality by at least one nationally recognized investment rating firm of no less than AAA or its equivalent, (12) bonds issued, assumed, or guaranteed by the State of Israel, and (13) guaranteed investment contracts that have a defined termination date and are secured by obligations described in clause (1) above in an amount at least equal to the amount of bond proceeds invested under such contract. The City may invest in such obligations directly or through government investment pools that invest solely in such obligations provided that the pools are continuously rated no lower than AAA or AAA-m or an equivalent by at least one nationally recognized rating service. The City is specifically prohibited from investing in: (1) obligations whose payment represents the coupon payments on the outstanding principal balance of the underlying mortgage -backed 9 security collateral and pays no principal, (2) obligations whose payment represents the principal stream of cash flow from the underlying mortgage -backed security and bears no interest; (3) collateralized mortgage obligations that have a stated final maturity of greater than 10 years; and (4) collateralized mortgage obligations the interest rate of which is determined by an index that adjusts opposite to the changes in the market index. Investment Policies Under Texas law, the City is required to invest its funds under written investment policies that primarily emphasize safety of principal and liquidity; that address investment diversification, yield, maturity, and the quality and capability of investment management; and that includes a list of authorized investments for City funds, maximum allowable stated maturity of any individual investment and the maximum average dollar -weighted maturity allowed for pooled fund groups. All City funds must be invested consistent with a formally adopted "Investment Strategy Statement" that specifically addresses each fund's investment. Each Investment Strategy Statement will describe its objectives concerning: (1) suitability of investment type, (2) preservation and safety of principal, (3) liquidity, (4) marketability of each investment, (5) diversification of the portfolio, and (6) yield. Under Texas law, City investments must be made "with judgment and care, under prevailing circumstances, that a person of prudence, discretion, and intelligence would exercise in the management of the person's own affairs, not for speculation, but for investment, considering the probable safety of capital and the probable income to be derived." At least quarterly, the investment officers of the City shall submit an investment report detailing: (1) the investment position of the City; (2) the beginning market value, any additions and changes to market value and the ending market value for each pooled fund group, (3) the book value and market value of each separately listed asset at the beginning and end of the reporting period, (4) the maturity date of each separately invested asset, (5) the account or fund or pooled fund group for which each individual investment was acquired, and (6) the compliance of the investment portfolio as it relates to: (a) adopted investment strategy statements and (b) state law No person may invest City funds without express written authority from the City Council. The City's policies require investments in accordance with applicable state law The City's Statement of Investment Policy does not exclude any investments allowable under State 'law described above under "Legal Investments." The City generally invests in certificates of deposit, money market accounts and obligations of the United States or its agencies and instrumentalities. Current Investments The City's investment balances on March 31, 2003 were as follows: Principal Market Book Amount Value Value Repurchase Agreements $ 970,077 $ 970,077 $ 970,977 Money Market Funds 11,368,393 11,368,393 11,368,393 Government Securities 12,920,000 12,891,492 12,850,248 Certificates of Deposit 14,361,628 14,361,628 14,361,628 Investment Pool 25,530,631 25,530,631 25,530,631 Total Portfolio $65,150,729 $65,122,222 $65,110,978 Additional Provisions Under Texas law, the City is additionally required to: (1) annually review its adopted policies and strategies; (2) require any investment officers with personal business relationships or relatives with firms seeking to sell securities to the entity to disclose the relationship and file a statement with 'the Texas Ethics Commission and the Mayor and Council, (3) require the registered principal of firms seeking to sell securities to the City to: (a). receive and review the City's investment policy, (b) acknowledge that reasonable controls and procedures have been implemented to preclude imprudent investment activities, and (c) deliver a written statement attesting to these requirements; (4) perform and annual audit of the management controls on investments and adherence to the City's investment policy; (5) provide specific investment training for the Treasurer, Chief Financial Officer and investment officers; (6) restrict reverse repurchase agreements to not more than 90 days and restrict the investment of reverse repurchase agreement funds to no greater than the term of the reverse repurchase agreement; (7) restrict the investment in money market mutual funds in the aggregate to no more than 80% of the City's monthly average fund balance, excluding bond proceeds and reserves and other funds held for debt service, and further restrict the investment in 10 non -money market mutual funds to not more than 15% of the City's monthly average fund balance, excluding bond proceeds and reserves and other funds held for debt service; and (8) require local government investment pools to confirm to the new disclosure, rating, net asset value, yield calculation, and advisory board requirements. CITY TAX DEBT General The following tables and calculations relate to the Certificates and to all other tax supported debt of the City In addition to outstanding certificates and bonds, the City also has issued revenue bonds and has incurred contractual and other indebtedness and liabilities which are not included below The City and various other political subdivisions of government which overlap all or a portion of the City are empowered to incur debt to be paid from revenues raised or to be raised by taxation against all or a portion of property within the City Bonded Indebtedness Payable from Ad Valorem Taxes 2002 Certified Assessed Valuation (100% of estimated market value). $2,171,317,975 (a) Direct Debt: Outstanding Debt (as of April 1, 2003) $ 79,715,000 The Certificates. 19,650,000 The Bonds 15,000,000 (b) Total Direct Debt. $ 114,365,000 Debt Service Fund Balance (as of April 1, 2003) $ 3,951,826 (a) 'Provided by the Brazoria County Appraisal District (the "Appraisal District") and net of exemptions. See "TAX DATA." (b) Concurrently with the issuance of the Certificates, the City anticipates issuing $15,000,000 Permanent Improvement Bonds, Series 2003 (the "Bonds"). See "CITY TAX DEBT," herein. (c) Includes the City's remaining debt service requirements due in 2003 on Outstanding Bonds and Certificates of Obligation in the aggregate of $1,602,587 to be paid September 1, 2003 11 Pro -Forma Debt Service Schedule The following sets forth the principal and interest on the City's Outstanding Debt and the Certificates. Fiscal Year Plus: Debt Total Debt Ending Outstanding Plus: The Certificates (b) Service on Service 9/30 Debt (a) Principal Interest the Bonds (c) Requirement 2003 $ 5,544,806 $ 333,083 $ 250,000 $ 6,127,889 2004 5,620,374 $ 310,000 992,175 750,000 7,672,549 2005 5,809,314 340,000 977,331 847,500 7,974,145 2006 5,791,654 370,000 961,138 852,250 7,975,041 2007 5,794,801 390,000 943,856 856,500 7,985,158 2008 5,784,201 415,000 925,619 860,250 7,985,070 2009 5,593,204 435,000 906,456 863,500 7,798,160 2010 4,738,284 1,110,000 869,306 1,046,625 7,764,215 2011 4,727,749 1,175,000 812,994 1,044,500 7,760,243 2012 4,725,714 1,235,000 753,625 1,046,500 7,760,839 2013 4,727,766 1,295,000 691,269 1,047,500 7,761,535 2014 4,739,984 1,035,000 632;269 1,047,500 7,454,753 2015 4,757,559 1,090,000 576;694 1,051,375 7,475,628 2016 4,758,018 1,145,000 518,238 1,049,125 7,470,380 2017 3,474,230 1,210,000 456,638 1,289,625 6,430,493 2018 3,483,358 1,180,000 394,013 1,292,375 6,349,745 2019 2,852,375 1,240,000 330,488 1,293,125 5,715,988 2020 2,856,875 1,310,000 263,550 1,291,875 5,722,300 2021 2,865,625 1,380,000 192,938 1,288,625 5,727,188 2022 2,878,125 1,455,000 118,519 1,293,125 5,744,769 2023 1,811,625 1,530,000 40,163 1,290,250 4,672,038 2024 1,817,375 1,290,000 3,107,375 2025 1,819,125 1,292,125 3,111,250 2026 1,826,625 1,291,500 3,118,125 2027 1,829,625 1,293,000 3,122,625 2028 1,291,500 1,291,500 Total $100,628,391 $19,650,000 $12,690,362 $28,110,250 $161,079,001 (a) Excludes $17,000,000 Certificates of Obligation, Series 1998 which are self-supporting. (b) Interest estimated at 5.50% for illustration purposes. (c) Concurrently with the issuance of the Certificates, the City anticipates issuing $15,000,000 Permanent Improvement Bonds, Series 2003 (the "Bonds"). Estimated Average Annual Requirements (2003-2028) $6,195,346 Estimated Maximum Annual Requirement (2007) $7,985,158 12 Estimated Overlapping Debt The following table indicates the indebtedness, defined as outstanding obligations payable from ad valorem taxes, of governmental entities overlapping the City and the estimated percentages and amounts of such indebtedness attributable to property within the City This information is based upon data secured from the individual jurisdictions and/or the Texas Municipal Reports. Such figures do not indicate the tax burden levied by the applicable taxing jurisdictions for operation and maintenance or for other purposes. The City has not independently verified the accuracy or completeness of the information shown below except for amounts related to the City Taxing Jurisdiction Brazoria County Brazoria County MUD No. 17 Brazoria County MUD No. 18 Brazoria County MUD No. 19 Fort Bend County Pearland ISD Harris County Harris County Flood Control District Port of Houston Authority TOTAL ESTIMATED OVERLAPPING The City Total Direct and Estimated Overlapping Debt Debt Ratios Debt as of Overlapping April 1, 2003 Percent Amount $ 25,955,000 14,885,000 17,070,000 13,900,000 84,670,000 179,276,130 1,195,546,590 92,089,985 324,595,000 6.97% 100.00 99.86 100.00 0.01 73.35 0.02 0 02 0.02 $ 1,809,064 14,885,000 17,046,102 13,900,000 8,467 131,499,041 239,109 18,418 64,919 $179,470,120 114,365,000 $293,835,120 Direct and Direct Debt Overlapping Debt Per 2002 Certified Assessed Valuation ($2,171,317,975) 5.27% 13.53% Per Capita (42,103) $2,653 $6,817 TAX DATA General One of the City's principal sources of operational revenue and its principal source of funds for debt service payments is the receipts from ad valorem taxation. See "SELECTED FINANCIAL DATA" The following is a recapitulation of (a) the Texas Property Tax Code, including methodology, limitations, remedies and procedures; (b) historical analysis of collection and trends of tax receipts and provisions for delinquencies; (c) an analysis of the tax base, including relative property composition, principal taxpayers and adequacy of the tax base to service debt requirements; and (d) taxation that may add to the City's taxpayers' tax costs. Property Tax Code and County -Wide Appraisal District The Texas Property Tax Code (the "Property Tax Code") establishes for each county in Texas a single appraisal district with responsibility for recording and appraising property for all taxing units within the county, and a single appraisal review board, with responsibility for reviewing and equalizing the values established by the appraisal district. The Property Tax Code requires the appraisal district, by May 15 of each year, or as soon thereafter as practicable, to prepare appraisal records of property as of January 1 of each year based upon market value. The chief appraiser must give written notice before May 15, or as soon thereafter as practicable, to each property owner whose property value is appraised higher than the prior tax year or the value rendered by the property owner or whose property was not on the appraisal roll the preceding year or whose property was reappraised in the current tax year Notice must also be given if ownership of the property changed during the preceding year The appraisal review board has the ultimate responsibility for determining the value of all taxable property within the City; however, any property owner who has timely filed notice with the appraisal review board may appeal a fmal determination by the appraisal review board by filing suit in a Texas district court. Prior to such appeal or any tax delinquency date, however, the property owner must pay the tax due on the value of that portion of the property involved that is not in 13 dispute or the amount of tax imposed in the prior year, whichever is greater, or the amount of tax due under the order from which the appeal is taken. In such event, the value of the property in question will be determined by the court, or by a jury, if requested by any party In addition taxing units such as the City are entitled to challenge certain matters before the appraisal review board, including the level of appraisals of a certain category of property, the exclusion of property from the appraisal records or the grant in whole or in part of an exemption. A taxing unit may not, however, challenge the valuation of individual properties. Although the City has the responsibility for establishing tax rates and levying and collecting its taxes each year, under the Property Tax Code the City does not establish appraisal standards or determine the frequency of revaluation or reappraisal. The appraisal district is governed by a board of directors elected by the governing bodies of the county and all cities, towns, school districts and, if entitled to vote, the conservation and reclamation districts that participate in the appraisal district. The Property Tax Code requires each appraisal district to implement a plan for periodic reappraisal of property to update appraised values. Such plan must provide for reappraisal of all real property in the appraisal district at least once every three years. It is not known what frequency of reappraisals will be utilized by the Brazoria County Appraisal District or whether reappraisals will be conducted on a zone or county -wide basis. Tax Rate Limitations Article XI, Section 5 of the Texas Constitution, provides for an overall limitation for Home Rule Cities of $2.50 per $100 assessed valuation. The Attorney General of Texas follows a policy, with respect to Home Rule Cities which have such a $2.50 limitation, of approving ad valorem tax bonds only to the extent that all of such city's ad valorem tax debt can be serviced by a debt service tax rate of $1.50 at 90% collection. Property Subject to Taxation by the City Except for certain exemptions provided by Texas law, all real and tangible personal property and certain categories of intangible personal property with a tax situs in the City are subject to taxation by the City; however, no effort is expected to be made by the Brazoria County Appraisal District to include on the tax roll tangible or intangible personal property not devoted to commercial or industrial use. Principal categories of exempt property include: property owned by the State of Texas or its political subdivisions; property used for public purposes; property exempt from ad valorem taxation by federal law; certain household goods, family supplies, and personal effects; farm products owned by the producer; certain property owned by charitable organizations, youth development associations, religious organizations, and qualified schools; designated historical sites; solar and wind -powered energy devices; most individually -owned automobiles; and property of disabled veterans, only to the extent of $3,000 of taxable property In addition, taxpayers who are over 65 years of age are entitled to apply for an additional exemption from market value of their residential homestead of $25,000. These over 65 exemptions and disabled veterans exemptions amounted to $66,413,223 from the 2002 tax roll. The state constitution permits local governments the option of granting homestead exemptions of up to 20% of market value. The City has not granted such additional homestead exemption for the 2002 tax year An eligible owner of agricultural and timberland may apply to have such properties which meet certain requirements appraised on the basis of productivity value or market value, whichever is less. The loss of value due to property values based on productivity value on the 2002 tax roll was approximately $42,789,750. The City has authority to enter into tax abatement agreements to encourage economic development. Under such agreements, a property owner agrees to construct certain improvements on its property The City in turn agrees not to levy a tax on all or part of the increased value attributable to the improvements until the expiration of the agreement. Such abatement agreement may last for a period of up to 10 years. The City has $16,257,530 of such property that was subject to abatement on January 1, 2002. The constitution of the State of Texas authorizes a property tax exemption for certain business personal property The City Council had the option to take official action to override, the exemption and to continue taxing the property exempted by the amendment. On December 18, 1989, the City's City Council took such official action not to tax the property in 1990 and to allow the exemption for 1991 and all future years. This Freeport Goods exemption amounted to $22,012,030 on the 2002 tax roll. 14 Notice and Hearing Procedures The Property Tax Code establishes procedures for providing notice and the opportunity for a hearing for taxpayers in the event of certain proposed tax increases and provides for taxpayer referenda which could result in the repeal of certain tax increases. The Property Tax Code also establishes a procedure for notice to property owners of reappraisals reflecting increased property values over $1,000, appraisals which are higher than renditions, and appraisals of property not previously on an appraisal roll. Levy and Collection of Taxes The City is responsible for the collection of its taxes, unless it elects to transfer such functions to another governmental entity Before the later of September 30 or the 60th day after the date the certified appraisal roll is received by the City, the rate of taxation is set by the City Council based upon the valuation of property within the City as of the preceding January 1 and the amount required to be raised for debt service, maintenance purposes and authorized contractual obligations. The City Council may under certain circumstances be required to advertise and hold a public hearing within the City on a proposed tax rate before the City Council can hold a public meeting to vote on the tax rate. If the tax rate adopted exceeds by more than 8% the rate needed to pay debt service and certain contractual obligations and to produce, when applied to the property which was on the prior year's roll, the prior year's total taxes levied for purposes other than debt service and such contractual obligations (the "rollback rate"), such excess portion of the levy may, subject to constitutional restrictions on the impairment of existing obligations, be repealed at an election within the City held upon petition of 10% of the City's qualified voters and the tax rate adopted for the current year be reduced to the rollback rate. The City is prohibited from adopting a tax rate that exceeds the lower of the rollback tax rate or 103 percent of the "effective tax rate!' until it has held a public hearing on the proposed tax rate and has otherwise complied with the Property Tax Code. Reference is made to the Property Tax Code for defmitive requirements for the levy and collection of ad valorem taxes and the calculation of the various defined tax rates. Taxes are due on receipt of the tax bill, and become delinquent after January 31 of the following year, or on the first day of the calendar month next following the expiration of twenty-one (21) days after mailing of the tax bills, whichever occurs later A delinquent tax account incurs an initial penalty of six percent (6%) of the amount of the tax and accrues an additional penalty of one percent (1%) per month up to July 1, at which time the total penalty becomes twelve percent (12%). In addition, delinquent taxes accrue interest at one percent (1%) per month. If the tax is not paid by July 1, an additional penalty of up to fifteen percent (15%) may under certain circumstances be imposed by the City The Property Tax Code also makes provision for the split payment of taxes, discounts for early payments, partial payments of taxes and the postponement of the delinquency date of taxes under certain circumstances. The City does not permit such payments, except for those property owners who are over the age of 65 as provided in the Property Tax Code. Collection of Delinquent Taxes Taxes levied by the City are a personal obligation of the property owner on January 1 of the year for which the tax is imposed. On January 1 of each year, a tax lien attaches to property to secure the payment of all taxes, penalties and interest ultimately imposed for the year on the property The lien exists in favor of the State and each taxing unit, including the City, having the power to tax the property The City's tax lien is on a parity with tax liens of all other such taxing units. A tax lien on real property has priority over the claim of most creditors and other holders of liens on the property encumbered by the tax lien, whether or not the debt or lien existed before the attachment of the tax lien. In the event a taxpayer fails to make timely payment of taxes due the City, the City may file suit to foreclose its lien securing payment of the tax, to enforce personal liability for the tax, or both. Whether a lien of the United States is on a parity with or takes priority over a tax lien of the City is determined by applicable federal law In the absence of such federal law, the City's tax lien takes priority over a tax lien of the United States. The ability of the City to collect delinquent taxes by foreclosure may be adversely affected by the amount of taxes owed to other taxing units, the foreclosure sale price attributable to market conditions, the taxpayer's right to redeem the property within two years of foreclosure, or by bankruptcy proceedings which restrain the collection of a taxpayer's debts. 15 Historical Analysis of Tax Collection - Collection Ratios - Tax Rate Fiscal Per $100 of % of Collections Year Tax Assessed Assessed Adjusted Current Current and Ending Year Valuation Valuation Tax Levy Year Prior Years (b) 9-30 1990 $ 575,624,520 $.8000 $ 4,604,996 98.24% 99.99% 1991 1991 617,887,160 .8000 4,943,097 97.80 98.97 1992 1992 654,804,750 7970 5,218,794 98.53 100.37 1993 1993 730,329,940 7153 5,224,050 96.11 98.24 1994 1994 763,443,870 .6974 5,316,625 98.37 99.65 1995 1995 844,357,847 .6950 5,869,525 98.65 99 72 1996 1996 875,483,990 .6950 6,343,113 98.31 99 43 1997 1997 1,012,049,410 .6950 7,062,826 98.29 99 45 1998 1998 1,172,298,277 .6950 8,147,473 98.10 99.27 1999 1999 1,322,581,461 .6950 9,174,224 98.35 99.65 2000 2000 1,563,565,809 .6950 10,864,049 97.66 99.31 2001 2001 1,760,551,863 .6860 12,890,902 96.79 98.34 2002 2002 2,171,317,975 .6860 14,895,214 91.31(a) 96.62(a) 2003 (a) Collections as of April 1, 2003 - Tax Rate Distribution - 2002 2001 2000 1999 1998 1997 1996 Maintenance $ $0.430 $0 435 $0.440 $0.440 $0 440 $0.440 Debt Service 0.256 0.260 0.255 0.255 0.255 0.255 Total $0.686 $0.686 $0.695 $0.695 $0.695 $0.695 $0.695 - Analysis of Delinquent Taxes - The following is an analysis, by tax year, of taxes delinquent as of September 30, 2002. Uncollected Adjusted Percentage Tax Year As of September 30, 2002 Tax Levy (a) of Tax Levy 2001 $699,841 $12,890,902 5 43% 2000 285,091 10,864,049 2.62 1999 479,170 9,174,224 5.22 1998 389,445 8,147,473 4.87 1997 293,915 7,062,826 4 16 1996 258,104 6,343,113 4.07 1995 280,499 5,869,525 4 78 1994 383,032 5,316,625 7.20 1993 286,677 5,224,050 5 49 1992 303,983 5,218,769 5.82 (a) The total tax levy has been adjusted to reflect additions and deletions from the tax roll for prior years. - Delinquent Tax Collection Procedures - In addition to the legal procedures and penalties described under "Levy and Collection of Taxes", the City has retained a delinquent tax attorney on a contract basis to file suit to collect delinquent taxes due the City The fees due such attorney for acting as delinquent tax attorney are payable from an additional penalty imposed upon the delinquent taxpayer, not to exceed 15% of the tax due. 16 Analysis of Tax Base 2002 Tax Roll - Tax Base Distribution - 2001 Tax Roll Type of Property Amount % Amount Residential $1,569,533,680 71 7% $1,319,762,380 Acreage 61,390,260 2.8 67,023,150 Vacant Lots/Tracts 78,875,380 3.6 66,695,330 Farm & Ranch 4,627,370 .2 4,810,310 Commercial/Industrial 428,454,870 19 4 398,620,140 Utilities 43,116,930 2.0 39,293,380 Real Inventory 5,982,970 .3 3,109,880 Other 16,693,020 .8 4,383,520 Gross Assessed Value $2,208,674,480 Less: Exemption (148,669,259) Net Assessed Value $2,060,005,221(a) $1,903,698,090 (143,146,227) $1,760,551,863(a) 68.7% 3.6 3.6 .3 20.7 2.1 4 .6 2000 Tax Roll Amount $1,085,401,620 67 4' 67,239,100 4.2 46,888,440 2.9 3,826,610 .2 358,489,680 22.3 32,500,440 2.0 7,180,080 4 9,643,330 .6 $1,611,169,300 (86,664,421) $1,524,504,870 (a) (a) Value may differ from those shown elsewhere in this Official Statement due to subsequent adjustments to the tax roll. Principal Taxpayer (a) Weatherford U.S. Inc. Reliant Energy Lowe's Home Centers Southwestem Bell Telephone Aggreko, Inc. Landar Mary's Creek Apartments Green Hollow Krogers West Lake Residential Texas Windmill Apts. Pearland Enclave Apts. TurboCare Home Depot USA Inc. Continental 34 Fund Ltd. Phillips Petroleum Total Ten Principal Taxpayers - Principal Taxpayers - Type of Property Oil Field Equipment Utility Retail Store Utility Mobile Temperature Control Apartments Apartments Shopping Center Apartments Apartments Apartments Manufacture Retail Store Department Store Oil Field Percentage Ten Principal Taxpayers Comprise of their Respective Tax Rolls (a) Not a principal taxpayer in such tax year 2002 Taxable Assessed Valuation 2001 Taxable Assessed Valuation 2000 Taxable Assessed Valuation $ 35,033,690 $ 29,100,820 $ 29,100,820 16,221,790 14,070,710 14,070,710 13,599,840 6,931,600 6,931,600 11,405,920 10,758,360 10,758,260 10,581,530 7,649,420 7,649,420 10,097,750 (a) (a) 9,119,750 (a) (a) 8,808,890 7,719,520 7,719,520 7,649,780 (a) (a) 6,483,841 (a) (a) (a) 10,235,020 10,235,020 (a) 6,479,410 (a) (a) 6,199,660 6,199,660 (a) 6,044,420 6,044,420 (a) (a) 5,998,890 $128,957,781 $105,18 8,940 $104,760,320 6.88% 6 70% 17 - Tax Adequacy - Estimated Average Annual Debt Service Requirements based on Total New Debt Service (2003-2028) Tax Rate of $0.301 per $100 assessed valuation against the 2002 Certified Assessed Valuation, at 95% collection, produces $6,195,346 $6,208,884 Estimated Maximum Annual Debt Service Requirements based on Total New Debt Service (in the year 2008) $7,985,158 Tax Rate of $0.388 per $100 assessed valuation against the 2002 Certified Assessed Valuation, at 95% collection, produces $8,003,478 Estimated Overlapping Taxes Under Texas law, if ad valorem taxes levied by a taxing authority become delinquent, a lien is created upon the property which has been taxed, which lien is on a parity with any tax lien on such property in favor of the City In addition to ad valorem taxes required to retire the aforementioned direct and estimated overlapping debt, certain taxing jurisdictions including those mentioned in Estimated Overlapping Debt are also authorized by Texas law to assess, levy, and collect ad valorem taxes for operation, maintenance, administrative and/or general revenue purposes. Set forth below is an estimation of ad valorem taxes levied on a $100,000 single-family residence by such jurisdictions, assuming the assessments are made at their claimed basis of assessment (100%). Such residence is further assumed to be located within Brazoria County wherein substantially all of the residential property within the City is located. No recognition is given to local assessments for civic association dues, fire department contributions, or other charges made by other than political subdivisions. 2002 Tax Estimated Taxing Jurisdiction Rate/$100 2002 Tax Bill The City Brazoria County Brazoria Drainage District No. 4 Pearland ISD Estimated Total 2002 Tax Bill. $0.686 0.420 0.150 1.837 $ 686.00 420.00 150.00 1.837.00 $3,093.00(a) (a) Ad valorem taxes are levied by three separate municipal utility districts ("MUD") on property located within the specific MUD These taxes are paid in addition to the above noted City taxes. Sales Tax - Authority - The City has adopted the provisions of Article 1066c, Vernon's Texas Civil Statutes, as amended, which grants the City the power to impose and levy a 1% sales tax. The City has also voted an additional 1/2% sales and use tax for economic development under Article 5190.6, Vernon's Texas Civil Statutes, as amended. The City may not pledge the proceeds from the Sales and Use Tax as security for the Bonds. 18 - Collection History - The State Comptroller, after deduction of a 2% service fee, currently remits the City's portion of sales tax collections monthly By statute the Comptroller is required to remit at least twice annually The following is an analysis of the collection history of the City's sales and use tax: Ad Valorem Tax Comparisons Fiscal Year Sales and Use Equivalent Tax Rate % of Actual Ended 9-30 Tax Receipts Tax Year Equivalent Tax Levy 1990 $1,460,341 (1989) $0.254 30.71 1991 1,548,190 (1990) 0.269 33.62 1992 1,704,160 (1991) 0.260 32.65 1993 1,733,901 (1992) 0.265 33.22 1994 1,905,741 (1993) 0.261 36.48 1995 2,166,219 (1994) 0.284 40.74 1996 2,298,546 (1995) 0.272 3916 1997 2,589,918 (1996) 0.298 40.83 1998 2,962,481 (1997) 0.297 41.94 1999 3,415,183 (1998) 0.291 41.92 2000 3,684,676 (1999) 0.279 40.16 2001 4,795,355 (2000) 0.307 4414 2002 5,025,749 (2001) 0.285 38.99 SELECTED FINANCIAL DATA Historical Operations of the City's General Fund The following is a condensed statement of revenues and expenses of the City's General Fund for the past five fiscal years. The inclusion of the following table is not intended to imply that any revenues of the City, other than receipts from ad valorem taxes as provided in the Ordinance, are pledged to pay principal and interest on the Bonds. Fiscal Year Ended September 30 2002 2001 2000 1999 1998 REVENUES General Property Taxes (a) $ 8,054,173 $ 6,784,591 $ 5,876,495 $ 5,260,551 $ 4,555,749 Sales Taxes 5,025,749 4,795,353 3,697,523 3,426,576 2,973,058 Franchises 2,453,829 2,303,730 2,022,789 1,943,545 1,703,715 Licenses & Permits 2,256,638 1,896,728 1,469,799 955,819 615,808 Charges for Services 3,651,825 3,202,767 3,061,545 2,960,214 2,508,087 Fines & Forfeitures 845,322 856,641 731,959 675,691 576,856 Intergovernmental -0- - 0 - 15,000 489,860 345,674 Other Revenues 908,154 863,457 827,950 655,582 615,016 Total Revenues $23,195,690 $20,703,267 $17,703,060 $16,367,838 $13,893,963 EXPENDITURES General Government $ 5,052,056 $ 4,217,744 $ 3,580,693 $ 3,685,523 $ 2,828,787 Public Safety 7,411,992 6,692,138 5,944,516 5,695,956 5,015,602 Public Works 7,603,804 5,974,667 5,635,397 5,137,708 4,925,693 Community Services 2,271,052 2,043,620 1,762,770 1,580,624 1,543,440 Total $22,338,904 $18,928,169 $16,923,376 $16,099,811 $14,313,522 (a) Includes penalties and interest. Source: City's audited financial statements. 19 General Fund and Debt Service Fund Balance for the Past Five Fiscal Years General Fund Debt Service Fund Fiscal Year Ended September 30 2002 2001 2000 1999 1998 $5,024,946 $6,563,942 $ 5,205,209 $ 4,457,492 $ 3,468,849 $2,229,529 $1,544,987 $ 681,148 $ 208,324 $ 273,742 Pension Fund The City participates in the Texas Municipal Retirement System (TMRS), an agency operated by the State of Texas. Employees of the City who participate in TMRS contribute a fixed percentage, currently 7%, of their gross pay and the City matching percent is currently 10.06%. As employees leave municipal employment other than through retirement, they may withdraw from TMRS those funds they contributed, but forfeit their employer's contributions. Each municipal employer's requirements for current contributions are offset by the amounts of such forfeitures. As of March 1, 2003, the City employed 306 full-time employees and 79 part-time and seasonal employees. All full-time employees are covered by TMRS and the City's contribution for this fiscal year as of September 30, 2001, amounted to approximately $857,939 which includes amortization of prior service cost over 25 years. The City had an unfunded pension benefit obligation in the amount of approximately $3,109,399 as of December 31, 2001 The liability for prior service benefits will be amortized over a period of twenty-five years or less by contributions from the City which are a level percentage of payroll. Financial Statements A copy of the City's Financial Statements for the fiscal year ended September 30, 2002, is attached hereto in the APPENDIX B. Copies of such statements for preceding years are available, for a fee, upon request. ADMINISTRATION OF THE CITY Mayor and City Council Policy -making and supervisory functions are the responsibility of and are vested in the Mayor and City Council for the City, under provisions of the "Charter of the City of Pearland" (the "Charter") approved by the electorate February 6, 1971 The Council is elected at large on the first Saturday in May The Mayor and five Council members serve three-year staggered terms. The Mayor is entitled to vote only in the event of a tie and has no power to veto Council action. Members of the Council are described below. Council Members Period Served Tom Reid Mayor Woody Owens Council Member Mayor Pro-Tem Larry Marcott Council Member Richard Tetens Council Member Charles Viktorin Council Member Klaus Seeger Council Member 13 Years 3 Years Term Expires May Occupation 2005 Retired 2003 Consultant 3 Years 2003 Management 2 Years (a) 2004 Retired 1 Year 2005 Financial Analyst 5 Years 2004 Engineer (a) Elected May, 2001, however Councilman Tetens has served two previous terms (6 years) on the City Council. 20 Administration Under provisions of the Charter, the City Council enacts local legislation, adopts budgets, determines policies and appoints the City Manager, who is charged with the duties of executing the laws and administering the government of the City As the chief executive officer and head of the administrative branch of the City government, the City Manager is given the power and duties to: (1) Appoint and remove all department heads and all other employees in the administrative service of the City and may authorize the head of a department to appoint and remove subordinates in his respective department; (2) Prepare the budget annually, submit it to City Council, and be responsible for its administration; (3) Prepare and submit to City Council a complete report on the finances and administrative activities of the City; (4) Keep City Council advised of the financial condition and future needs of the City and make appropriate recommendations; and Perform such other necessary duties as prescribed by the Charter or required by City Council. (5) Members of the administrative staff are described below. Name Position Period Served Bill Eisen City Manager 2 Years Alan Mueller Deputy City Manager 6 Years Tobin Maples Executive Director of Community Services 3 Years Mary Ross Director of Finance 5 Months Jerry Burns Director of Public Works 5 Years Young Lorfin City Secretary 6 Years John Hargrove City Engineer 11 Years Darrin Coker City Attorney 6 Years Joseph Wertz Director of Projects 1.5 Years Christopher Doyle Police Chief 24 Years Consultants The City has retained several consultants to perfonn professional services in connection with the independent auditing of its books and records and other City activities. Several of these consultants are identified below - Bond Counsel Certified Public Accountants Financial Advisor LEGAL MATTERS Andrews & Kurth L.L.P Houston, Texas .Pattillo, Brown & Hill, P C. Waco, Texas RBC Dain Rauscher Inc. Houston, Texas Legal Opinions The City will furnish the Underwriter a transcript of certain certified proceedings prepared incident to the authorization and issuance of the Certificates, including a certified copy of the unqualified approving opinion of the Attorney General of Texas, as recorded in the Bond Register of the Comptroller of Public Accounts of the State of Texas, to the effect that the Certificates, which the Attorney General will have examined, are valid and binding obligations of the City under the Constitution and laws of the State of Texas. The City also will furnish the approving legal opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel, to the effect that, based upon an examination of such transcript, the Certificates are valid and binding obligations of the City under the Constitution and laws of the State of Texas. The legal opinion of Bond Counsel will further state that the 21 Certificates are payable, both as to principal and interest, from the levy of ad valorem taxes, within the limits prescribed by law, against taxable property within the City The opinion of Bond Counsel is expected to be reproduced on the back panel of the Certificates over a certification by the City Secretary attesting that such legal opinion is dated as of the date of delivery of and payment for the Certificates and is a true and correct copy of the original opinion. Errors or omissions in the printing of such legal opinion on the Certificates shall not affect the validity of the Certificates nor constitute cause for the failure or refusal by the Underwriter to accept delivery of and pay for the Certificates. Bond Counsel was not requested to participate, and did not take part, in the preparation of the Official Statement, and such firm has not assumed any responsibility with respect thereto or undertaken independently to verify any of the information contained therein, except that, in its capacity as Bond Counsel, such firm has reviewed the information describing the Certificates in the Official Statement to verify that such description conforms to the provisions of the Ordinance. The legal fee to be paid Bond Counsel for services rendered in connection with the issuance of the Certificates is contingent upon the sale and delivery of the Certificates. The legal opinion will be printed on the Certificates. No -Litigation Certificate The City will furnish to the Underwriter a certificate, dated as of the date of delivery of the Certificates, executed by appropriate City officials, to the effect that no litigation of any nature has been filed or is then pending or threatened, either in state or federal courts, contesting or attacking the Certificates; restraining or enjoining the issuance, execution or delivery of the Certificates; affecting the provisions made for the payment of or security for the Certificates; in any manner questioning the authority or proceedings for the issuance, execution, or delivery of the Certificates; or affecting the validity of the Certificates. No Material Adverse Change The obligations of the Underwriter to take and pay for the Certificates, and of the City to deliver the Certificates, are subject to the condition that, up to the time of delivery of and receipt of payment for the Certificates, there shall have been no material adverse change in the condition (fmancial or otherwise) of the City subsequent to the date of sale from that set forth or contemplated in the Preliminary Official Statement, as it may have been supplemented or amended through the date of sale. TAX EXEMPTION In the opinion of Andrews & Kurth L.L.P., Houston, Texas, Bond Counsel, interest on the Certificates (1) is excludable under Section 103 of the Internal Revenue Code of 1986, as amended (the "Code"), from gross income of the owners thereof for federal income tax purposes and (2) is not includable in the alternative minimum taxable income of individuals or corporations, except as described below The foregoing opinions of Bond Counsel are based on the Code and the regulations, rulings and court decisions thereunder in existence on the date of issue of the Certificates. Such authorities are subject to change and any such change could prospectively or retroactively result in the inclusion of the interest on the Certificates in gross income of the owners thereof or change the treatment of such interest for purposes of computing alternative minimum taxable income. In rendering its opinions, Bond Counsel has assumed continuing compliance by the City with certain covenants of the ordinance authorizing the issuance of the Certificates (the "Ordinance) and has relied on representations by the City, the City's financial advisor, and the Underwriter with respect to matters solely within their knowledge, respectively, which Bond Counsel has not independently verified. The covenants and representations relate to, among other things, the use of Certificate proceeds and any facilities fmanced therewith, the source of repayment of the Certificates, the investment of Certificate proceeds and certain other amounts prior to expenditure, and requirements, that excess arbitrage earned on the investment of Certificate proceeds and certain other amounts be paid periodically to the United States and that the City file an information report with the Internal Revenue Service. If the City should fail to comply with the covenants in the Ordinance, or if its representations relating to the Certificates that are contained in the Ordinance should be determined to be inaccurate or incomplete, interest on the Certificates could become taxable from the date of delivery of the Certificates, regardless of the date on which the event causing such taxability occurs. 22 Except as stated above and set forth below under "TAX TREATMENT OF ORIGINAL ISSUE DISCOUNT AND PREMIUM CERTIFICATES," Bond Counsel will express no opinion as to any federal, state or local tax consequences resulting from the ownership of, receipt or accrual of interest on or acquisitions or disposition of the Certificates. Bond Counsel's opinion is not a guarantee of a result, but represents its legal judgment based upon its review of existing statutes, regulations, published rulings and court decisions and the representations and covenants of the City described above. No ruling has been sought from the Internal Revenue Service (the "Service") with respect to the matters addressed in the opinion of Bond Counsel, and Bond Counsel's opinion is not binding on the Service. The Service has an ongoing program of auditing the tax-exempt status of the interest on municipal obligations. If an audit of the Certificates is commenced, under current procedures the Service is likely to treat the City as the "taxpayer," and the owners of the Certificates may have no right to participate in the audit process. In responding to or defending an audit of the tax-exempt status of the interest on the Certificates, the Issuer may have different or conflicting interests from the owners of the Certificates. Public awareness of any future audit of the Certificates could adversely affect the value and liquidity of the Certificates during the pendency of the audit, regardless of its ultimate outcome. Interest on all tax-exempt obligations, such as the Certificates, owned by a corporation (other than an S corporation, a regulated investment company, a real estate investment trust (REIT), a real estate mortgage investment conduit (REMIC) or a fmancial asset securitization investment trust (FASIT)) will be included in such corporation's adjusted current earnings for purposes of calculating such corporation's alternative minimum taxable income. A corporation's alternative minimum taxable income is the basis on which the alternative minimum tax imposed by the Code is computed. Under the Code, taxpayers are required to provide information on their returns regarding the amount of tax-exempt interest, such as interest on the Certificates, received or accrued during the year Prospective purchasers of the Certificates should be aware that the ownership of tax-exempt obligations, such as the Certificates, may result in collateral federal income tax consequences to, among others, financial institutions, property and casualty insurance companies, certain foreign corporations doing business in the United States, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who are deemed to have incurred or continued indebtedness to purchase or carry tax- exempt obligations and individuals otherwise eligible for the eamed income credit. Such prospective purchasers should consult their owner tax advisors as to the consequences of investing in the Certificates. If a tax-exempt obligation, such as the Certificates, was acquired at a "market discount" and if the fixed maturity of such obligation is equal to, or exceeds, one year from the date of issue, the Code provides ordinary income tax treatment of gain recognized upon the disposition of such "market discount bond." A "market discount bond" is one which is acquired by the holder at a purchase price which is less than the stated redemption price at maturity or, in the case of a bond issued at an original issue discount, the "revised issue price" (i.e., a market discount). Such treatment applies to "market discount bonds" to the extent the gain from the disposition thereof exceeds the accrued market discount of such bonds unless a statutory de minimis rule applies. The "accrued market discount" is the amount which bears the same ratio to the market discount as the number of days during which the holder holds the obligation bears to the number of days between the acquisition date and the final maturity date. The applicability of the market discount rules may adversely affect the liquidity or secondary market price of the Certificates. Purchasers should consult their own tax advisors regarding the potential implications of market discount with respect to the Certificates. TAX TREATMENT OF ORIGINAL ISSUE DISCOUNT AND PREMIUM CERTIFICATES Discount Certificates According to representations of the Underwriter, certain of the Certificates may be offered at initial offering prices which are less than the stated redemption prices at maturity of such Certificates. If the initial offering prices of the Certificates are lower than the stated redemption price payable at maturity, the Certificates of that maturity (the "Discount Certificates") will be considered to have "original issue discount" for federal income tax purposes. An initial owner who purchases a Discount Certificate in the initial public offering of the Certificates at such an initial offering price will acquire such Discount Certificate with original issue discount equal to the difference between (a) the stated redemption price payable at the maturity of such Discount Certificate and (b) the initial offering price to the public of such Discount Certificate. Under existing law, such original issue discount will be treated for federal income tax purposes as additional interest on a Certificate and such initial owner will be entitled to exclude from 23 gross income for federal income tax purposes that portion of such original issue discount deemed to be earned (as discussed below) during the period while such Discount Certificate continues to be owned by such initial owner Except as otherwise provided herein, the discussion regarding interest on the Certificates under the caption "TAX EXEMPTION" generally applies to original issue discount deemed to be earned on a Discount Certificate while held by an owner who has purchased such Certificate at the initial offering price in the initial public offering of the Certificates and that discussion should be considered in connection with this portion of the Official Statement. In the event of a redemption, sale, or other taxable disposition of a Discount Certificate prior to its stated maturity, however, any amount realized by such initial owner in excess of the basis of such Discount Certificate in the hands of such owner (increased to reflect the portion of the original issue discount deemed to have been earned while such Discount Certificate continues to be held by such initial owner) will be includable in gross income for federal income tax purposes. Because original issue discount on a Discount Certificate will be treated for federal income tax purposes as interest on a Certificate, such original issue discount must be taken into account for certain federal income tax purposes as it is deemed to be earned even though there will not be a corresponding cash payment. Corporations that purchase Discount Certificates must take into account original issue discount as it is deemed to be earned for purposes of determining alternative minimum tax. Other owners of a Discount Certificate may be required to take into account such original issue discount as it is deemed to be earned for purposes of determining certain collateral federal tax consequences of owning a Certificate. See "TAX EXEMPTION" for a discussion regarding the alternative minimum taxable income consequences for corporations and for a reference to collateral federal tax consequences for certain other owners. The characterization of original issue discount as interest is for federal income tax purposes only and does not otherwise affect the rights or obligations of the owner of a Discount Certificate or of the City The portion of the principal of a Discount Certificate representing original issue discount is payable upon the maturity or earlier redemption of such Certificate to the registered owner of the Discount Certificate at that time. Under special tax accounting rules prescribed by existing law, a portion of the original issue discount on each Discount Certificate is deemed to be earned each day The portion of the original issue discount deemed to be earned each day is determined under an actuarial method of accrual, using the yield to maturity as the constant interest rate and semi-annual compounding. The federal income tax consequences of the purchase, ownership, redemption, sale or other disposition of Discount Certificates by an owner that did not purchase such Certificates in the initial public offering and at the initial offering price may be determined according to rules which differ from those described above. All prospective purchasers of Discount Certificates should consult their tax advisors with respect to the determination for federal, state and local income tax purposes of interest and original issue discount accrued upon redemption, sale or other disposition of such Discount Certificates and with respect to the federal, state, local and foreign tax consequences of the purchase, ownership, redemption, sale or other disposition of such Discount Certificates. Premium Certificates According to representations of the Underwriter, certain of the Certificates may be offered at initial offering prices which exceed the stated redemption prices payable at the maturity of such Certificates. If any of the Certificates of such maturities are sold to members of the public (which for this purpose excludes bond houses, brokers and similar person or organizations acting in the capacity of wholesalers or underwriters) at such initial offering prices, each of the Certificates of such maturities ("Premium Certificates ") will be considered for federal income tax purposes to have "bond premium" equal to the amount of such excess. The basis for federal income tax purposes of a Premium Certificate in the hands of an initial purchaser who purchases such Certificate in the initial offering must be reduced each year and upon the sale or other taxable disposition of the Certificate by the amount of amortizable bond premium. This reduction in basis will increase the amount of any gain (or decrease the amount of any loss) recognized for federal income tax purposes upon the sale or other taxable disposition of a Premium Certificate by the initial purchaser Generally, no corresponding deduction is allowed for federal income tax purposes, for the reduction in basis resulting from amortizable bond premium. The amount of bond premium on a Premium Certificate which is amortizable each year (or shorter period in the event of a sale or disposition of a Premium Certificate) is determined under special tax accounting rules which use a constant yield throughout the term of the Premium Certificate based on the initial purchaser's original basis in such Certificate. i 24 The federal income tax consequences of the purchase, ownership, redemption, sale or other disposition by an owner of Certificates that are not purchased in the initial offering or which are purchased at an amount representing a price other than the initial offering prices for the Certificates of the same maturity may be determined according to rules which differ from those described above. Moreover, all prospective purchasers of Certificates should consult their tax advisors with respect to the federal, state, local and foreign tax consequences of the purchase, ownership, redemption, sale or other disposition of Premium Certificates. CONTINUING DISCLOSURE OF INFORMATION In the Ordinance, the City has made the following agreement for the benefit of the holders and beneficial owners of the Certificates. The City is required to observe the agreement for so long as it remains obligated to advance funds to pay the Certificates. Under the agreement, the City will be obligated to provide certain updated financial information and operating data annually, and timely notice of specified material events, to certain information vendors. This information will be available to securities brokers and others who subscribe to receive the information from the vendors. Annual Reports The City will provide certain updated financial information and operating data to certain information vendors annually The information to be updated includes all quantitative financial information and operating data with respect to the City of the general type included in this Official Statement under the headings "CITY TAX DEBT," "TAX DATA," "SELECTED FINANCIAL DATA," and in Appendix "B" The City will update and provide this information within six months after the end of each fiscal year ending in or after 2003 The City will provide the updated information to each nationally recognized municipal securities information repository ("NRMSIR") and to the Texas Municipal Advisory Council, the state information depository ("SID") designated by the State of Texas and approved by the staff of the United States Securities and Exchange Commission (the "SEC"). The City may provide updated information in full text or may incorporate by reference certain other publicly available documents, as permitted by SEC Rule 15c2-12, as amended and in effect from time to time (the "Rule"). The updated information will include audited financial statements, if the City commissions an audit and it is completed by the required time. If audited financial statements are not commissioned or are not available by the required time, the City will provide unaudited fmancial statements and audited fmancial statements when and if they become available. Any such fmancial statements will be prepared in accordance with the accounting principles described in Appendix "B" or such other accounting principles as the City may be required to employ from time to time pursuant to state law or regulation. The City's current fiscal year end is September 30. Accordingly, it must provide updated information by March 31 in each year, beginning March 31, 2004, unless the City changes its fiscal year If the City changes its fiscal year, it will notify each NRMSIR and the SID of the change. Material Event Notices The City will also provide timely notices of certain events to certain information vendors. The City will provide notice of any of the following events with respect to the Certificates, if such event is material to a decision to purchase or sell Certificates: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves reflecting fmancial difficulties; (4) unscheduled draws on credit enhancements reflecting financial difficulties; (5) substitution of credit or liquidity providers, or their failure to perform; (6) adverse tax opinions or events affecting the tax-exempt status of the Certificates; (7) modifications to rights of holders of the Certificates; (8) calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment of the Certificates; and (11) rating changes. Neither the Certificates nor the Ordinance makes any provision for debt service reserves or liquidity enhancement. In addition, the City will provide timely notice of any failure by the City to provide information, data, or financial statements in accordance with its agreement described above under "Annual Reports." The City will provide each notice described in this paragraph to the SID and to either each NRMSIR or the Municipal Securities Rulemaking Board. Availability of Information From NRMSIRs and SID: The City has agreed to provide the foregoing information only to NRMSIRs and the SID The information will be available to holders of and beneficial owners of the Certificates only if the holders comply with the procedures and pay the charges established by such information vendors or obtain the information through securities brokers who do so. 25 The Municipal Advisory Council of Texas has been designated by the State of Texas as a SID and has been approved as such by the SEC staff. The address of the Municipal Advisory Council is 600 West 8th Street, P 0 Box 2177, Austin, Texas 78768-2177, and its telephone number is 512/476-6947 Limitations and Amendments The City has agreed to update information and to provide notices of material events only as described above. The City has not agreed to provide other information that may be relevant or material to a complete presentation of its financial results of operations, condition, or prospects or agreed to update any information that is provided, except as described above. The City makes no representation or warranty concerning such information or concerning its usefulness to a decision to invest in or sell Certificates at any future date. The City disclaims any contractual or tort liability for damages resulting in whole or in part from any breach, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, of its continuing disclosure agreement or from any statement made pursuant to its agreement. Holders or beneficial owners of Certificates may seek as their sole remedy a writ of mandamus to compel the City to comply with its agreement. No default by the City with respect to its continuing disclosure agreement shall constitute, a breach -of or default under the Ordinance for purposes of any other provision of the Ordinance. Nothing in this paragraph is intended or shall act to disclaim, waive, or otherwise limit the duties of the City under federal and state securities laws. The City's undertakings and agreements are subject to appropriation of necessary funds and to applicable legal restrictions. The City may amend its continuing disclosure agreement to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status or type of operations of the City if, but only if (i) the agreement, as so amended, would have permitted a purchaser to purchase or sell the Certificates in the offering made hereby in compliance with the Rule, taking into account any amendments or interpretations of the Rule to the date of such amendment, as well as such changed circumstances, and (2) either (a) the holders of a majority in aggregate amount of the outstanding Certificates consent to such amendment or (b) a person unaffiliated with the City (such as nationally recognized bond counsel) determines that the amendment will not materially impair the interests of the holders and beneficial owners of the Certificates. The City may also amend or repeal the agreement if the SEC amends or repeals the applicable provisions of the Rule or a court of fmal jurisdiction determines that such provisions are invalid, and the City may amend the agreement in its discretion in any other circumstance or manner, but in either case only to the extent that its right to do so would not prevent the Underwriters from purchasing the Certificates in the offering described herein in compliance with the Rule. If the City amends the agreement, it has agreed to include with any financial information or operating data next provided in accordance with its agreement described above under "Annual Reports" an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information and operating data so provided. Audited Financial Report of the City The City presently requires that an annual audit be performed by an independent public accounting firm in accordance with generally accepted auditing standards for governmental units. The most recent audit, and additional financial information are available for public inspection, or copies may be obtained by written request, to the extent permitted by law, addressed to the City, with such fee, if any, for copies as may from time to time be authorized by the City Compliance With Prior Undertakings The City has complied in all material respects with its prior continuing disclosure agreements made in accordance with the Rule. GENERAL CONSIDERATIONS Sources and Compilation of Information The information contained in this Official Statement has been obtained primarily from the City and from other sources believed to be reliable. No representation is made as to the accuracy or completeness of the information derived from sources other than the City The summaries of the statutes, orders, ordinances and other related documents are included herein subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions and reference is made to such documents for further information. 26 The information contained in this Official Statement in the section entitled "APPENDIX B - Audited Financial Statements of the City" has been provided by Null - Lairson, P.C., Houston, Texas and has been included herein in reliance upon their authority as an expert in the fields of auditing and accounting. Bond Counsel has reviewed the information herein contained under the captions "THE CERTIFICATES" (except for sections captioned "Future Debt" and "Use of Proceeds"), "LEGAL MATTERS - Legal Opinions," "TAX EXEMPTION," "TAX TREATMENT OF ORIGINAL ISSUE DISCOUNT AND PREMIUM CERTIFICATES," and "CONTINUING DISCLOSURE OF INFORMATION (except for the section captioned "Compliance With Prior Undertakings")," solely to determine whether such information fairly and accurately describes the Certificates, the Ordinance, and the law set out therein. Bond Counsel has neither independently verified other factual information contained in this Official Statement nor conducted an investigation of the affairs of the City for the purpose of passing upon the accuracy or completeness of this Official Statement. No person is entitled to rely upon the limited participation of such firms as an assumption of responsibility for, or an expression of opinion of any kind with regard to, the accuracy or completeness of any of the other information contained herein. Neither this Official statement nor any statement that may have been made orally or in writing is to be constructed as or as part of a contract with the original purchasers or subsequent owners of the Certificates. Certification as to Official Statement At the time of payment for and delivery of the Certificates, the City will furnish the Underwriter a certificate, executed by the City Secretary and Mayor, acting in their official capacities, to the effect that to the best of their knowledge and belief: (a) the descriptions and statements of or pertaining to the City contained in this Official Statement, on the date thereof and on the date of delivery were and are true and correct in all material respects; (b) insofar as the City and its affairs, including its fmancial affairs, are concerned, this Official Statement did not and does not contain an untrue statement of a material fact or omit to state a material fact required to be stated herein or necessary to make the statements herein, in the light of the circumstances under which they were made, not misleading; and (c) insofar as the descriptions and statements, including financial data contained in this Official Statement, of or pertaining to entities other than the City and their activities are concerned, such statements and data have been obtained from sources which the City believes to be reliable and that the City has no reason to believe that they are untrue in any material respect. Updating of Official Statement The City will keep the Official Statement current by amendment or sticker to reflect material changes in the affairs of the City and, to the extent that information comes to its attention, in the other matters described in the Official Statement, until the delivery of the Certificates. This Official Statement was duly authorized and approved by the City Council of the City of Pearland, Texas as of the date specified on the first page hereof. ATTEST /s/ /s/ Mayor City of Pearland City Secretary City of Pearland 27 THIS PAGE LEFT BLANK INTENTIONALLY APPENDIX A ECONOMIC AND DEMOGRAPHIC CHARACTERISTICS OF THE CITY The following information has been derived from various sources, including the 2002-2003 Texas Almanac, Texas Municipal Reports, U.S. Census data, "Sales Management Survey of Buying Power", and District officials. While such sources are believed tobe reliable, no representation is made as to the accuracy thereof. - District Economics - Pearland Independent School District (the "District"), a residential and agricultural area, includes the City of Pearland, Texas (the "City"), a commercial center located 15 miles south of downtown Houston at the intersection of State Highway 35 and Farm to Market Road 518 in the northeast corner of Brazoria County, with a small portion in Harris County. Also included within the District is the Town of Brookside Village with a reported 2000 population of 1,960. According to the Texas Financial Institutions Directory and Fact Book (2000/2001), there are eight banks in the Pearland area including Bank of America, N.A., First Community Bank; The Frost National Bank Pearland; Merchants Bank Pearland; Moody National Bank; Pearland State Bank; Union Planters Bank, N.A., and Wells Fargo Bank Texas, N.A. - Economic Factors - Because of the District's proximity to downtown Houston, it has become an area of continuing growth in residential, commercial and some light industrial development. At present, there are numerous residential subdivisions either developed or under construction within the District with homes ranging in value from $75,000 to $400,000, the average being approximately $125,000. Commercial and industrial activity is centered primarily within the City Approximately 66% of all taxable values within the District are within the City - Building Permits - (Source - City. of Pearland) Residential Commercial Year 12-3.1 No. 1990 670 1991 382 1992 402 1993 481 1994 362 1995 340 1996 478 1997 415 1998 506 1999 536 2000 818 2001 1,245 2002(b) 1,424 Value 35,378,197 36,416,253 37,249,884 39,236,381 25,173,050 34,734,829 38,301,224 43,712,441 60,691,036 64,525,679 202,795,755 212,152,849 257,282,301 (a) Includes Apartments. (b) As of December 31, 2002 No. Value No. 90 2,947,222 119 12 2,503,500 402 16 6,849,000 453 15 6,475,570 863 12 2,997,021 582 13 3,762,900 528 19 5,189,850 392 30 10,785,050 402 23 12,696,415 422 22 13,847,245 532 17 43,414,385 604 20 10,868,583 705 20 29,585,122 719 Other (a) Total Value 931,546 5,507,501 11,764,178 5,961,881 7,425,514 7,799,090 85,320,262 50,038,171 40,739,351 48,265,402 59,823,285 21,129,833 15,782,222 No. Value 879 39,256,965 796 44,427,254 871 55,863,062 1,359 51,673,832 956 35,595,585 881 46,296,819 889 128,811,066 847 104,535,662 951 114,126,808 1,090 126,638,386 1,439 306,033,425 1,970 244,151,265 2,163 302,649,645 Manufacturing and Commerce Employment in Brazoria County (the "County") is provided by the extensive petro-chemical industry (Source: Texas Municipal Report and 2002-2003 Texas Almanac. Also adding to the general economy, of the County are fishing, tourism and recreation activities and agribusiness. The Gulf Intracoastal Waterway comes through the lowlands near Surfside Beach and is an important waterway in America with reported annual tonnage comparable to the Panama and Suez Canals. Major Employers Industrial activities within the District include the manufacturing of pipe, concrete building materials, mining equipment, lighting fixtures, large storage tanks and the fabrication and forging of steel. According to the Pearland Chamber of Commerce the following is a list of the industrial employers located within the District with employment numbers above 100. Albertson's Bredero Price Davis Lynch FlightSafety International Home Depot K-Mart Kemlon Kroger Lowe's Pauluhn Electric Manufacturing Pearland, City of Pearland ISD Powell Industries U.S. Census of Population 1930 1940 1950 1960 1970 1980 1990 2000 100 — 999 Employees Pro Fax Randall's Raytheon Aircraft Services Strickland Chevrolet Super Targer Tele-Flow, Inc. Third Coat Packaging TurboCare Universal Weather & Aviation Weatherford Manufacturing 1000+ Employees Southwest Airlines Wal-Mart ECONOMIC ECONOMIC AND GROWTH INDICATORS City of Pearland Number % Change 1,497 6,444 13,248 18,927 37,640 Employment Statistics Source: Texas Workforce Commission +330.46 +105.59 +42.87 +98.87 Brazoria County Number % Change 23,054 +11.84 27,069 +17 42 46,549 +71.96 76,204 +63 71 108,312 +42.13 169,587 +56.57 191,707 +13.04 241,767 +26.11 City of Pearland 2002 2001 2000 1999 1998 1997 1996 Labor Force 12,555 12,074 12,010 11,773. 11,905 11,809 11,699 Employed 12,004 11,640 11,556 11,290 11,466 11,282 11,217 Unemployed 551 434 454 483 439 527 482 Rate 4 4 3.6 3.8 4 1 3 7 4.5 4 1 Brazoria County 2002(a) 2001 2000 1999 1998 1997 1996 Labor Force 110,179 106,660 106,312 104,330 105,383 105,274 104,171 Employed 102,593 100,336 99,685 97,274 98,970 97,580 97,144 Unemployed 7,586 6,324 6,627 7,056 6,413 7,694 7,027 Rate 6.9 5.9 6.2 6.8 6.1 7.3 6.7 (a) As of December 31, 2002. Marketing Survey of Buying Power * Houston -Galveston Brazoria CMSA Brazoria County Population (000s) Total Population 4,854 4 252.2 18-24 10.1 8.8 25-34 15.3 14.0 35-49 24.0 25.2 50+ 21.6 23.3 Households 1,700.4 85.8 Retail By Store Group Sales (000's) Total Retail Sales $ 62,625,297 $2,457,246 Food & Beverage Stores 7,892,221 418,712 Food & Beverage Stores Estab. 6,340,324 172,988 General Merchandise 7,175,810 393,373 Fumit. & Home Furnish. and Electron. & Appin. 3,787,452 57,079 Motor Vehicle & Parts Dealers $ 19,710,041 $ 789,237 Total EIB ($000) $100,908,572 $4,182,291 Median Household EBI 45,482 41,647 $20,000 - $34,999 20.2 23 1 $35,000 - $49,999 18.0 19.6 $50,000 and Over 44.0 39 4 Buying Power Index 1.8076 .0773 * Statistical data from "Sales & Marketing Management - 2002 Survey of Buying Power", copyright in 2002 Sales Management Survey of Buying Power Further reproduction is forbidden. THIS PAGE LEFT BLANK INTENTIONALLY APPENDIX B AUDITED FINANCIAL STATEMENTS OF THE CITY CITY OF PEARLAND, TEXAS COMPREHENSIVE ANNUAL FINANCIAL REPORT YEAR ENDED SEPTEMBER 30, 2002 Prepared by: Finance Department THIS PAGE LEFT BLANK INTENTIONALLY CITY OF PEARLAND, TEXAS TABLE OF CONTENTS YEAR ENDED SEPTEMBER 30, 2002 INTRODUCTORY SECTION Letter of Transmittal GFOA Certificate of Achievement for Excellence in Financial Reporting Organization Chart. Principal Officials Executive Managers FINANCIAL SECTION Independent Auditors' Report General Purpose Financial Statements: Combined Balance Sheet — All Fund Types, Account Groups and Discretely Presented Component Units Exhibit Page Numb er i-vi 1-2 1 3-4 Combined Statement of Revenue, Expenditures and Changes in Fund Balances — All Governmental Fund Types and Discretely Presented Component Units 2 5 — 6 Combined Statement of Revenue, Expenditures and Changes in Fund Balance — Budget and Actual — General and Debt Service Funds 3 7 — 8 Combined Statement of Revenue, Expenses and Changes m Retained Earnings — Proprietary Fund Type (Enterprise Fund) 4 9 (continued) CITY OF PEARLAND, TEXAS TABLE OF CONTENTS (Continued) YEAR ENDED SEPTEMBER 30, 2002 FINANCIAL SECTION (Continued) General Purpose Financial Statements: (Continued) Combined Statement of Cash Flows — All Proprietary Fund Type (Enterprise Fund) Notes to Financial Statements Required Supplementary Information: Exhibit 5 Page Number 10 11— 34 Pension Information — Texas Municipal Retirement System. 35 Combining and Individual Fund and Account Group Financial Statements and Schedules: Governmental Fund Types General Fund Comparative Balance Sheets A — 1 36 Statement of Revenue, Expenditures and Changes in Fund Balance — Budget and Actual. A — 2 37 Schedule of Expenditures — Budget and Actual A — 3 38 — 45 (continued) CITY OF PEARLAND, TEXAS TABLE OF CONTENTS (Continued) YEAR ENDED SEPTEMBER 30, 2002 Exhibit Page Number FINANCIAL SECTION (Continued) Combining and Individual Fund and Account Group Financial Statements and Schedules: (Continued) Governmental Fund Types (Continued) Special Revenue Funds Combining Balance Sheet B —1 46 — 47 Combining Statement of Revenue, Expenditures and Changes in Fund Balances B — 2 48 — 49 Debt Service Fund Comparative Balance Sheets C — 1 50 Statement of Revenue, Expenditures and Changes in Fund Balance — Budget and Actual. C — 2 51 Capital Projects Funds Combining Balance Sheet D — 1 52 — 55 Combining Statement of Revenue, Expenditures and Changes in Fund Balance D — 2 56 — 59 (continued) CITY OF PEARLAND, TEXAS TABLE OF CONTENTS (Continued) YEAR ENDED SEPTEMBER 30, 2002 Exhibit Page Number FINANCIAL SECTION (Contmued) Combining and Individual Fund and Account Group Financial Statements and Schedules: (Continued) Account Groups General Fixed Assets Schedule of General Fixed Assets by Source E —1 60 Schedule of Changes m General Fixed Assets by Function and Activity E — 2 61 Schedule of General Fixed Assets by Function and Activity E — 3 62 — 63 General Long-term Debt: Schedule of General Long-term Debt Service Requirements to Maturity F 64 — 67 Enterprise Fund Debt Schedule of Enterprise Fund Debt Service Requirements to Maturity G 68 — 69 (continued) CITY OF PEARLAND, TEXAS TABLE OF CONTENTS (Continued) YEAR ENDED SEPTEMBER 30, 2002 Exhibit FINANCIAL SECTION (Continued) Page Number Combining and Individual Fund and Account Group Financial Statements and Schedules: (Continued) Component Units Combining Balance Sheet H —1 70 Combining Statement of Revenue, Expenditures and Changes in Fund Balance H — 2 71 Combining Balance Sheet — Pearland Economic Development Corporation (PEDC). H — 3 72 Combining Statement of Revenue, Expenditures and Changes in Fund Balance — Pearland Economic Development Corporation (PEDC) H — 4 73 Combining Balance Sheet TIRZ #1 and TIRZ #2 H — 5 74 Combining Statement of Revenue, Expenditures and Changes in Fund Balance TIRZ #1 and TIRZ #2 H — 6 75 Schedule of Component Unit Funds Debt Service Requirement to Maturity H-7 76 (continued) CITY OF PEARLAND, TEXAS TABLE OF CONTENTS (Continued) YEAR ENDED SEPTEMBER 30, 2002 Exhibit Page Number UNAUDITED STATISTICAL SECTION General Governmental Expenditures by Function Last Ten Fiscal Years 1 77 General Governmental Revenue by Source — Last Ten Fiscal Years 2 78 Property Tax Levies and Collections — Last Ten Fiscal Years 3 79 Assessed Value of Taxable Property — Last Ten Fiscal Years 4 80 Property Tax Rates — Direct and Overlapping Governments — Last Ten Fiscal Years 5 81 Principal Taxpayers 6 82 Property Values, Construction and Bank Deposits 7 83 Ratio of Net General Long-term Debt to Assessed Value and Net Long-term Debt Per Capita — Last Ten Fiscal Years 8 84 Ratio of Annual Debt Service Expenditures for General Long-term Debt to Total General Governmental Expenditures and legal Debt Limits — Last Ten Fiscal Years 9 85 Computation of Direct and Overlapping Debt 10 86 Demographic Statistics 11 87 Miscellaneous Statistical Data. 12 88 — 89 INTRODUCTORY SECTION THIS PAGE LEFT BLANK INTENTIONALLY To the Honorable Mayor, Members of City Council, and Citizens of the City of Pearland Pearland, Texas: The comprehensive annual fmancial report of the City of Pearland, Texas (the "City") for the fiscal year ended September 30, 2002, is hereby submitted. Responsibility for both the accuracy of the data, and the completeness and fairness of the presentation, including all disclosures, rests with the City To the best of our knowledge and belief, the enclosed data are accurate in all material respects and are reported m a manner designed to present fairly the financial position and results of operations of the various funds and account groups of the City All disclosures necessary to enable the reader to gain an understanding of the City's fmancial activities have been included. The comprehensive annual financial report is presented in three sections: Introductory, Financial, and Statistical Section. The Introductory Section includes this transmittal letter, the City's organizational chart, and a list of principal officials. The Financial Section includes the general purpose financial statements and the combining and individual fund and account group financial statements and schedules, as well as the auditor's report on the financial statements and schedules. The Statistical Section includes selected financial and demographic information, generally presented on a multi- year basis. The financial reportmg entity (the "City") includes all the funds and account groups of the primary government (i.e., the City of Pearland as legally defined), as well as all of its Component Units. Component Umts are legally separate entities for which the primary government is financially accountable. The City provides the full range of municipal services contemplated by statute or charter. This includes police and fire protection, health and social services, public improvements, planning and zoning, and general administrative services. The City also provides water, sewer, and sanitation services. Additionally, the City has an Economic Development Corporation, designed to attract and retain jobs and more fully develop the local ad valorem tax base. ECONOMIC CONDITION AND OUTLOOK The City of Pearland hes 15 miles southeast of downtown Houston and 10 miles from the Texas Medical Center in the northeast corner of Brazona County, with small areas within Harris and Fort Bend Counties Pearland is accessible by way of four major highways and is six miles from Houston Hobby Airport. Sales tax receipts have shown favorable increases for the last several years. The Pearland Economic Development Corporation (PEDC) awarded incentive packages to either attract new businesses or allow existing businesses to expand. MAJOR INITIATIVES The Pearland City Council sets its goals each year in a strategic planning workshop Some of the highlighted goals include: • Implement the 2001 bond projects; • Advance improvements to mitigate drainage and flooding issues mcluding regional detention facilities and storm water detention regulations, • Address the growth management needs of the City; • Fiscal responsibility; • Update the Comprehensive Plan and related City codes; • Address the infrastructure needs of the City; • Address the transportation and mobility needs of the City; and • Maintain and expand intergovernmental communication and cooperation. FUTURE OUTLOOK Brazona County's current population is just under 228,000 It is estimated that this will increase to over 330,000 in the next 10 to 15 years. According to the Brazona County Partnership, job growth will be focused in four primary areas 1) aerospace/high technology, 2) transportation and distribution, 3) petrochemical and downstream petrochemical companies, and 4) tourism. In late 1998, the City of Pearland created a Tax Increment Reinvestment Zone (TIRZ #2). This involved the annexation of over 3,000 acres west of the State Highway 288 (SH 288) corridor The City hmit now extends to portions of Fort Bend County The proposed development, Shadow Creek Ranch, has the potential to develop the acreage over a 15 to 20-year time frame. It is estimated that 7,000 new single- family homes, 1,800 assisted hvmg units, and 3,900 multi -family umts could be developed. More than two billion dollars worth of value would be added over the next 20 years Shadow Creek Ranch will not only improve roads in the area, but will also bring in sewer and drainage, water, and major landscaping to the area. The added population poises SH 288 for major retail and commercial development that could eventually include major office buildings, a hospital, and hotels. 11 DEPARTMENT FOCUS Finance The Finance Department continues to improve in multiple major areas Additional staff has allowed for enhanced interest earnings and improved financial projections. The Department continues to submit winning GFOA awards for budget presentation and financial audit reportmg. FINANCIAL INFORMATION Management of the City is responsible for establishing and maintaining an internal control structure designed to ensure that the assets of the City are protected from loss, theft or misuse, and to ensure that adequate accounting data are compiled to allow for the preparation of financial statements in conformity with generally accepted accounting principles. The internal control structure is designed to provide reasonable, but not absolute, assurance that these objectives are met. The concept of reasonable assurance recognizes that (1) the cost of controls should not exceed the benefits expected to be derived and (2) the evaluation of costs and benefits requires estimates and judgments by management. Accounting Controls. We believe that the City's accounting controls provide reasonable assurance that errors or irregularities that could be material to the financial statements are prevented or would be detected within a timely period by employees in the normal course of performing then- assigned function. Budgeting Controls In addition, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual appropriated budget approved by the City's governing body Activities of the General, Debt Service, and Enterprise Funds are included in the annual appropriated budget. The level of budgetary control (the level at which expenditures cannot legally exceed the appropriated amount) is the total approved budget for each department. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. General Government Functions The revenue from the General, Special Revenue, and Debt Service Funds, and the amount and percentage of increases and decreases in relation to prior year revenue, is summarized in the following schedule. Revenue Source Property taxes and penalties Sales and hotel/motel taxes Franchise and gross receipts taxes Licenses and permits Fines and forfeitures Intergovernmental Charges for services Interest Other 2002 2001 2002 Percent 2001 Percent Amount of Total Amount of Total $12,857,995 34 60% $10,833,292 42.18% 5,103,241 13 73% 4,862,571 18.93% 2,453,829 6.60% 2,303,730 8.97% 2,256,638 6.07% 1,896,728 7.38% 845,322 2.27% 856,641 3.34% 8,383,743 22.56% 333,677 1.30% 3,651,825 9 83% 3,202,767 12.47% 202,296 0.54% 416,572 1 62% 1,404,342 3.78% 977,589 3 81% $37,159,231 100.00% .$25,683,567 100 00% Increase (Decrease) $ 2,024,703 240,670 150,099 359,910 (11,319) 8,050,066 449,058 (214,276) 426,753 $11,475, 664 Percent of Increase (Decrease) 18.69% 4.95% 6.52% 18.98% ( 1.32)% 2,412.53% 14 02% (51 44% 43 65% 11 68% fir The most significant percentage mcrease m revenue was derived from intergovernmental revenues This was primarily due to revenues from the FEMA buyout program. This revenue was a non -recurring revenue source received from FEMA. The other areas of healthy increases were m the property tax revenues and licenses and permits. These increase were due to the increase in the tax base and buildmg activity The decrease in mterest was due to the lower interest rate market in this past fiscal year Allocations of property tax levy by purpose for 2001-2002 fiscal year and the preceding two fiscal years are as follows (amount per $100/assessed value) Purpose 2002 2,001 2000 General Fund General Obligation Debt Total Tax Rate 0.430 0.256 0.686 0.435 0.260 0 695 0 440 0.255 0 695 The expenditures for the general, special revenue, and debt service funds and the amount, and percentage of increases and decreases in relation to the prior year expenditures, are summarized in the following schedule: Function 2002 Amount 2002 Percent of Total 2001 2001 Percent Increase Amount of Total (Decrease) Percent of Increase (Decrease) General Government Public Safety Public Works Community Services Debt Service $16,107, 540 7,413,321 7,603,804 2,932,228 4,112,490 $38,169,383 42.20% 19 42% 19.92% 7 68% 10.78% 100.00% $ 4,235,344 6,692,138 5,974,667 2,662,367 3,275,682 $22, 840,198 19% 29% 26% 12% 14% 100% $11,872,196 721,183 1,629,137 269,861 836,808 $15,329,185 280.31% 10.78% 27.27% 10.14% 25.55% 67 11% The most significant mcrease was in general government. Of this amount, approximately $11 million was due to the FEMA buyout program expenditures. Enterprise Operations. The City's enterprise operations are comprised of the Water and Sewer System. Water and Sewer System. Operating revenues totaled $8,223,719 compared to $7,453,484 last year, a 10 3% The increase is due to increase m growth and annexations. Comparative data for the past two fiscal years are presented in the followmg schedule Water and Sewer System Operating Revenues Operating Expenses (before depreciation) Operating Income (before depreciation) Number of customers 2002 2001 2000 $8,223,719 $7,453,484 $7,146,031 5,243,633 4,946,621 3,899,289 $2,980,086 $2,506,863 $3,246,742 14,161 11,780 11,000 iv Debt Administration. The ratio of net debt to assessed valuation and the amount of bonded debt per capita are useful indicators of the City's debt position to municipal management, citizens, and investors. This data for the City of Pearland at September 30, 2002, are presented m the statistical section of this report. The City's assigned "insured" bond ratings on its most recent issue were as follows: Moodv's Standard & Poors Revenue Bonds AAA AAA Tax Bonds AAA AAA Cash Management. Cash, temporarily idle during the year, was invested in certificates of deposit ranging from 60 to 365 days to matunty Certificate of deposit and cash amounts which exceed FDIC coverage are collateralized by securities owned by the City's depository All investments held by the City during the year and at September 30, 2002, are classified in the category of lowest credit risk as defined by the Governmental Accounting Standards Board. Risk Management. During 2001-02, the City continued an aggressive risk management program for workers' compensation. Various risk control techniques, including employee accident prevention training, have been emphasized during the year in order to minimize accident -related losses OTHER INFORMATION Independent Audit. The City Charter requires an annual audit of the books of account, financial records, and transactions of all administrative departments of the City by an independent certified public accountant. The accounting firm of Pattillo, Brown and Hill, L.L.P was selected by the City Council. This requirement has been complied with, and the auditors' opinion has been included in this report. Awards The Government Fmance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Pearland for its Comprehensive Annual Financial Report for the fiscal year ended September 30, 2001 This was the 25th consecutive year that the City has received this prestigious award. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable and efficiently organized comprehensive annual financial report, whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and apphcable legal requirements A Certificate of Achievement is valid for a period of one year only We beheve our current report continues to conform to Certificate of Achievement Program requirements and we are submitting it to GFOA to determine its eligibility for another certificate. In addition, the City also received the GFOA's Award for Distinguished Budget Presentation, the 15th consecutive year for its annual appropriated budget dated September 13, 2001 In order to qualify for the Distinguished Budget Presentation Award, the City's budget document was judged to be proficient m several categories including policy documentation, financial planning, and orgamzation. v Acknowledgments. We would like to express our appreciation to all members of the Finance and Administration Departments who assisted and contributed to its preparation. We would also like to thank the Mayor, members of the City Council, and City Manager for their interest and support in planmng and conductmg the financial operations of the City in a responsible and progressive manner Respectfully sub rutted, a e, Mary A. Ross Director of Finance March 13, 2003 vi Certificate of Achievement for Excellence in Financial Reporting Presented to City of Pearland, Texas For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2001 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports (CAFRs) achieve the highest standards in government accounting and financial reporting. N OF Ofp,C �c� OF THE et, Y UNITED STATES , S2 AND CANADA CORPORATION 3 SEAL gaz President Executive Director City of Pearland Organizational Chart CITIZENS MUNICIPAL JUDGES ECONOMIC DEVELOPMENT FINANCE ACCOUNTING PURCHASING UTILITY BILLING INFORMATION SYSTEMS FIRE MARSHAL EMERGENCY MANAGEMENT FIRE EMERGENCY MEDICAL SERVICES r PARKS & RECREATION PARKS COMMUNITY CENTER CUSTODIAL BUILDING MAINT RECREATION ATHLETICS AQUATICS/SP EVENTS RECREATION CENTER CITY COUNCIL CPT MANAGER CITY ATTORNEY DEPUTY CITY MANAGER ENGINEERING PROJECTS PUBLIC WORKS FLEET MAINTENANCE STREETS AND DRAINAGE WATER PRODUCTION AND WASTEWATER TREATMENT WATER AND WASTEWATER DISTRIBUTION AND COLLECTION WATER AND WASTEWATER CONSTRUCTION POLICE CRIMINAL INVESTIGATION DIVISION CIVILIAN d COMMUNITY SERVICE EXECUTIVE DIRECTOR OF COMMUNITY SERVICES CITY SECRETARY HUMAN RESOURCES MUNICIPAL COURT INSPECTION SERVICES BUILDING INSPECTION CODE ENFORCEMENT PLANNING AND ZONING ANIMAL CONTROL GRANTS/PUBLIC AFFAIRS SENIORS PATROL Vlll CITY OF PEARLAND, TEXAS LIST OF PRINCIPAL OFFICIALS AS OF SEPTEMBER 30, 2002 ELECTED OFFICIALS Tom Reid Mayor Richard Tetens (Position No 1) Council Member Woody Owens (Position No 2) Council Member, Mayor Pro -Tern Charles Viktorin (Position No 3) Council Member Larry Marcott (Position No 4) Council Member Klaus Seeger (Position No 5) Council Member APPOINTED OFFICIALS Bill Eisen City Manager Alan Mueller Deputy City Manager Young Lorfmg City Secretary Darrin Coker City Attorney (continued) ix CITY OF PEARLAND, TEXAS LIST OF PRINCIPAL OFFICIALS (continued) AS OF SEPTEMBER 30, 2002 EXECUTIVE MANAGERS Vacant Executive Director of P.E.D C. Cindy Soto Interim Director of Finance Chris Doyle Police Chief Larry Steed Fire Marshall/Emergency Management Director Tobin Maples Manager of Administrative Services Ed Hersh Director of Parks and Recreation Jerry Burns Director of Public Works Joseph Wertz Director of Projects Vacant Director of Inspection Services John Hargrove City Engineering Glenn Chaney Municipal Court Judge Edward Sillas Municipal Court Judge Floyd Myers Municipal Court Judge z FINANCIAL SECTION THIS PAGE LEFT BLANK INTENTIONALLY PATTILLO, BROWN & HILL,L.L.P CERTIFIED PUBLIC ACCOUNTANTS ■ BUSINESS CONSULTANTS INDEPENDENT AUDITORS' REPORT To the Honorable Mayor and Members of the City Council City of Pearland, Texas We have audited the accompanying general purpose financial statements of the City of Pearland, Texas, as of and for the year ended September 30, 2002, as listed in the table of contents. These general purpose financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We conducted our audit rn accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opimon, the general purpose financial statements referred to above present fairly, in all matenal respects, the financial position of the City of Pearland, Texas, as of September 30, 2002, and the results of its operations and the cash flows of its proprietary fund type for the year then ended in conformity with accounting principles generally accepted in the United States of America. 1 401 WEST HIGHWAY 6 ■ P 0 BOX 20725 ■ WACO, TX 76702-0725 ■ (254) 772-4901■ FAX. (254) 772-4920 ■ www.pbhcpa.com AFFILIATE OFFICES: AUSTIN, TX (512) 345-1452 ■ BROWNSVILLE, TX (956) 544-7778 ■ HILLSBORO, TX (254) 582-2583 LUFKIN, TX (936) 632-7648 ■ TEMPLE, TX (254) 791-3460 ■ ALBUQUERQUE, NM (505) 266-5904 ■ RIO RANCHO, NM (505) 898-3516 In accordance with Government Auditing Standards, we have also issued our report dated December 20, 2002, on our consideration of the City of Pearland, Texas' mternal control over financial reportmg and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. That report is an mtegral part of an audit performed in accordance with Government Auditing Standards and should be read m conjunction with this report in considering the results of our audit. Our audit was conducted for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The combining and individual fund and account group financial statements, schedules and statistical data hsted in the table of contents are presented for purposes of additional analysis and are not a required part of the general purpose financial statements of the City of Pearland, Texas. Such information, except for that portion marked "unaudited" on which we express no opmmon, has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, m our opinion, is fairly presented in all material respects in relation to the general purpose financial statements taken as a whole. The Required Pension System Supplementary Information listed in the table of contents is not a required part of the general purpose financial statements, but is supplementary information required by the Government Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. fied,6-,e,4 December 20, 2002 2 GENERAL PURPOSE FINANCIAL STATEMENTS CITY OF PEARLAND, TEXAS COMBINED BALANCE SHEET ALL FUND TYPES, ACCOUNT GROUPS AND DISCRETELY PRESENTED COMPONENT UNITS SEPTEMBER 30, 2002 (With Comparative Totals for September 30, 2001) ASSETS AND OTHER DEBITS Assets: Cash and cash equivalents Investments Receivables: Property taxes Accounts receivable Less: allowance for estimated uncollectibles Grants Receivable Sales and Other Taxes Receivable Accrued interest Due from other funds Inventories Restricted assets: Cash and cash equivalents Deferred charges Construction in progress Fixed assets (net where applicable of accumulated depreciation) accumulated depreciation) Other Debits: Amount available for debt service Amount to be provided for retirement of general long-term debt Governmental Fund Types General $ 253,932 4,804,725 462,989 588,692 ( 65,590) 1,415,722 1,626 612,373 51,915 Special Revenue $ 1,130,747 15,000 4,834 58 Debt Service Capital Projects $ 176,152 $ 5,563,010 2,053,377 26,193,112 236,852 Total Assets and Other Debits $ 8,126,384 $ 1,150,639 $ LIABILITIES, EQUITY AND OTHER CREDITS Liabilities: Accounts payable $ $ Accrued liabilities Due to other funds Security deposits Accrued compensated absences Deferred revenue Deferred issuance cost Current portion oflong-term debt Certificates of obligation Revenue bonds - less current portion Obligations under capital leases General obligation bonds Total Liabilities _ 3,101,438 273,566 1,692,549 2,266 690,584 716,039 $ 187,526 71,334 14,706 Equity and Other Credits: Contributed capital Investment in general fixed assets Retained earnings Fund balances: Reserved for encumbrances 234,010 Reserved for inventories and prepaid items 51,915 Unreserved: Designated for debt service Designated for subsequent years' expenditures 877,073 Undesignated 4,739,021 Total Equity and Other Credits 5,024,946 Total Liabilities, Equity and Other Credits $ 8,126,384 187,841 55,085 2,466,381 $ 31,999,048 236,852 236.852 2,229,529 877,073 2,229,529 $ 3,408,190 81,173 15,966 3,505,329 28,493,719 28,493,719 $ 1,150,639 $ 2,466,381 $ 31,999,048 The accompanying notes are an integral part of these financial statements. 3 EXIT 1 Proprietary Fund Type Enterprise 28,416,480 1,094,087 ( 115,883) 31,791 340,000 654,760 14,425,830 34,139,822 $ _ 78286,887 Account Groups General Fixed Assets $ 2,731,007 $ 192,682 459,866 750,519 310,541 675,000 16,835,000 24,985,000 46,939,615 22,233,110 9,814,162 32,047,272 $ 78,986,887 65,479,400 General Long-term Debt 2,229,529 64,487,273 Total Primary Government (Memorandum Only) $ 7,123,841 61,482,694 699,841 1,870,620 ( 181,473) 4,834 1,415,722 88,560 612,373 51,915 340,000 654,760 14,425,830 99,619,222 2,229,529 64,487,273 65,479,400 $ 66,716,802 $ 254,925,541 65,479,400 65,479,400 1,796,802 51,585,000 13,335,000 66,716,802 $ 8,019,272 194,948 612,373 750,519 2,797,927 983,563 675,000 68,420,000 24,985,000 13,335,000 120,773,602 22,233,110 65,479,400 9,814,162 234,010 51,915 2,229,529 29,370,792 4,739,021 134,151,939 Discretely Presented Component Unit $ 1,142,958 3,761,047 142 470,552 6,288 • 55,403 Totals (Memorandum Only) September 30, 2002 2001 $ 8,266,799 65,243,741 4,556,023 $ 9,992,413 $ $ 74,305 $ 7,726 6,023 4,550,000 $. 5,801,136 35,432,242 699,841 550,553 1,870,762 2,419,893 181,473) ( 181,473) 4,834 1,886,274 1,937,737 94,848 41,649 612,373 2,154,884 51,915 51,915 340,000 444,949 654,760 657,777 14,425,830 11,423,287 99,674,625 79,018,306 2,229,529 1,544,987 69,043,296 32,976,911 264,917,954 $ 174,274,753 8,093,577 202,674 612,373 750,519 2,803,950 983,563 675,000 72,970,000 24,985,000 13,335,000 $ 1,606,225 166,320 2,154,884 623,913 2,289,414 808,237 52,002 645,000 15,680,000 32,495,000 74,724 17,260,000 4,638,054 125,411,656 73,855,719 55,403 5,298,956 22,233,110 65,534,803 9,814,162 234,010 51,915 2,229,529 29,370,792 10,037,977 22,233,110 54,694,569 10,867,988 1,433,514 1,544,987 3,552,583 6,092,283 5,354,359 139,506,298 100,419,034 65,479,400 $ 66,716,802 $ 254,925,541 $ 9,992,413 $ 264,917,954 $ 174,274,753 4 CITY OF PEARLAND, TEXAS COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES ALL GOVERNMENTAL FUND TYPES AND DISCRETELY PRESENTED COMPONENT UNITS YEAR ENDED SEPTEMBER 30, 2002 (With Comparative Totals for Year Ended September 30, 2001) Governmental Fund Types General REVENUE Property taxes and penalties Other taxes Licenses and permits Fines and forfeitures Franchise fees Charges for services Intergovernmental Interest Other Total Revenue EXPENDITURES Current: General government Public safety Public works Community services Economic development Capital outlay Debt service: Principal retirement Interest and fiscal charges Bond issuance costs Total Expenditures EXCESS OF REVENUE OVER (UNDER) EXPENDITURES OTHLR FINANCING SOURCES (USES) Operating transfers in Proceeds from bond issuance Payments to bond escrow Operating transfers out Total Other Financing Sources (Uses) EXCESS OF REVENUE AND OTHER FINANCING SOURCES OVER (UNDER) EXPENDITURES AND O71iER FINANCING USES FUND BALANCE, BEGINNING OF YEAR PRIOR PERIOD ADJUSTMENT FUND BALANCE, END OF YEAR Special Revenue $ 8,054,173 $ 5,044,972 2,256,638 845,322 2,453,829 3,651,825 155,628 733,303 23,195,690 5,052,056 7,411,992 7,603,804 2,271,052 ( ( 58,269 8,383,743 1,649 671,039 Debt Service $ 4,803,822 45,019 9,114,700 4,848,841 11,055,484 1,329 661,176 22,338,904 11,717,989 856,786 ( 2,603,289) 91I,552 3,224,732) 2,313,180) ( 1,456,394) 6,563,942 ( 82,602) $ 5,024,946 1,920,000 2,192,490 4,112,490 Capital Projects 617,545 446,525 179,336 1,243,406 117,437 890,055 12,239,136 181,812 13,428,440 736,351 ( 12,185,034) 2,619,677 - 850,439 1,900,000 36,650,000 ( 1,900,000) ( 51,809) ( 475,440) 2,619,677 ( 51,809) 37,024,999 16,388 860,685 684,542 1,544,987 24,839,965 3,653,754 877,073 $ 2,229,529 $ 28,493,719 The accompanying notes are an integral part of these financial statements. 5 Totals Totals (Memorandum Discretely (Memorandum Only) Only) Presented Primary Component September 30, Government Units 2002 2001 $ 12,857,995 $ 2,926 $ 12,860,921 $ 10,833,292 5,103,241 2,512,463 7,615,704 7,259,846 2,256,638 2,256,638 1,896,728 845,322 845,322 856,641 2,453,829 2,453,829 2,303,730 3,651,825 3,651,825 3,202,767 9,001,288 9,001,288 363,677 648,821 648,821 691,715 1,583,678 206,383 1,790,061 1,676,909 38,402,637 2,721,772 41,124,409 29,085,305 16,224,977 16,224,977 4,235,344 8,303,376 8,303,376 6,692,138 7,603,804 7,603,804 5,974,667 2,932,228 - 2,932,228 2,662,369 571,379 571,379 1,079,177 12,239,136 1,269,651 13,508,787 4,920,448 1,920,000 368,779 2,288,779 2,050,616 2,192,490 - 2,192,490 1,595,682 181,812 181,812 - 51,597,823 2,209,809 53,807,632 29,210,441 ( 13,195,186) ( ( 4,381,668 38,550,000 1,900,000) 3,751,981) 37,279,687 511,963 ( 12,683,223) 411,639 ( 110,000) 301,639 ( ( 4,793,307 38,550,000 1,900,000) 3,861,981) 37,581,326 125,136) 700,007 ( 128,000) 572,007 24,084,501 813,602 24,898,103 446,871 12,623,368 4,526,038 17,149,406 15,128,676 ( 82,602) ( 40,684) ( 123,286) 1,573,868 36,625,267 $ 5,298,956 $ 41,924,223 $ 17,149,415 CITY OF PEARLAND, TEXAS COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL GENERAL AND DEBT SERVICE FUNDS YEAR ENDED SEPTEMBER 30, 2002 REVENUE Property taxes and penalties Other taxes Licenses and permits Fines and forfeitures Franchise fees Charges for services Interest Other Total Revenue General Variance Favorable Budget Actual (Unfavorable) $ 8,206,442 $ 8,054,173 $( 152,269) 4,712,800 5,044,972 332,172 1,637,000 2,256,638 619,638 885,700 845,322 ( 40,378) 2,135,011 2,453,829 318,818 3,586,383 3,651,825 65,442 483,000 155,628 ( 327,372) 395,625 733,303 337,678 22,041,961 23,195,690 1,153,729 EXPENDITURES Current: General government 6,916,970 Public safety 7,126,729 Public works 6,595,637 Community services 2,138,983 Debt service: Principal retirement Interest and fiscal agent fees Total Expenditures 22,778,319 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES ( 736,358) OTHER FINANCING SOURCES (USES) Operating transfers in 810,000 Proceeds from debt issuance - Payments to bond escrow Operating transfers out ( 518,000) Total Other Financing Sources (Uses) 292,000 EXCESS (DEFICIENCY) OF REVENUE AND OTHER FINANCING SOURCES AND OTHER FINANCING USES FUND BALANCES, BEGINNING OF YEAR PRIOR YEAR ADJUSTMENT ( 444,358) 6,563,942 FUND BALANCES, END OF YEAR 1 $ 6,119,584 5,052,056 7,411,992 7,603,804 2,271,052 22,338,904 856,786 911,552 ( 3,224,732) ( 2,313,180) ( 1,456,394) 6,563,942 ( 82,602) $ 5,024,946 The accompanying notes are an integral pert of these financial statements. 7 1,864,914 ( 285,263) ( 1,008,167) ( 132,069) 439,415 1,593,144 101,552 ( 2,706,732) ( 2,605,180) ( 1,012,036) ( 82,602) $( 1,094,638) Debt Service Variance Favorable Budget Actual (Unfavorable) $ 4,752,927 $ 4,803,822 $ 50,895 58,000 4,810,927 45,019 ( 12,981) 4,848,841 37,914 2,080,000 1,920,000 160,000 3,326,065 2,192,490 1,133,575 5,406,065 ( 595,138) 4,112,490 1,293,575 736,351 1,331,489 1,900,000 1,900,000 - ( 1,900,000) ( 1,900,000) ( 51,809) ( 51,809) ( 51,809) ( 51,809) ( 595,138) 684,542 1,279,680 1,544,987 1,544,987 $ 949,849 $ 2,229,529 $ 1,279,680 8 EXHIBIT 4 CITY OF PEARLAND, TEXAS COMBINED STATEMENT OF REVENUE, EXPENSES AND CHANGES IN RETAINED EARNINGS - PROPRIETARY FUND TYPE (ENTERPRISE FUND) YEAR ENDED SEPTEMBER 30, 2002 Enterprise OPERATING REVENUE Water and sewer sales and services $ 7,974,288 Other 249,431 Total Operating Revenue 8,223,719 OPERATING EXPENSES Production and wastewater 2,752,987 Distribution and collection 950,263 Accounting and collections 386,932 Other requirements 525,621 Construction and engineering 627,830 Total Operating Expenses 5,243,633 OPERATING INCOME BEFORE DEPRECIATION 2,980,086 DEPRECIATION AND AMORTIZATION 1,405,238 OPERATING INCOME 1,574,848 NONOPERATING REVENUE (EXPENSES) Earnings on investments 813,424 Impact fees 3,906,666 Interest and fiscal charges ( 1,891,400) Total Nonoperating Revenue (Expenses) 2,828,690 TRANSFERS FROM (TO) OTHER FUNDS Transfers in 128,000 Transfers (out) ( 1,059,326) Total Operating Transfers ( 931,326) NET INCOME 3,472,212 RETAINED EARNINGS, BEGINNING OF YEAR 6,341,950 RETAINED EARNINGS, END OF YEAR $ 9,814,162 The accompanying notes are an integral part of these fmancial statements. 9 EDIT 5 CITY OF PEARLAND, TEXAS COMBINED STATEMENT OF CASH FLOWS - PROPRIETARY FUND TYPE (ENTERPRISE FUND) YEAR ENDED SEPTEMBER 30, 2002 Enterprise CASH FLOWS FROM OPERATING ACTIVITIES Operating income $ 1,574,848 Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation and amortization 1,405,238 Changes in Assets and Liabilities: Decrease (increase) in accounts receivable 219,403 Decrease (increase) in accrued interest receivable 9,858 Decrease (increase) in due from other funds 31,549 Decrease (increase) in deferred charges ( 48,985) Increase (decrease) m customer deposits 126,606 Increase (decrease) in accounts payable 2,410,016 Increase (decrease) in accrued compensated absences 79,349 Increase (decrease) in due to other funds 396,858 Increase (decrease) in current portion of long-term debt 30,000 Increase (decrease) in accrued liabilities 60,390 Net Cash Provided by Operating Activities 6,295,130 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers from other funds 128,000 Transfers to other funds ( 1,059,326) Net Cash Used in Noncapital Financing Activities ( 931,326) CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Contributed capital - impact fees 3,906,666 Purchase of fixed assets (14,223,865) Revenue bond principal payments ( 675,000) Proceeds from revenue bonds 10,000,000 Interest and fiscal charges ( 1,891,400) Net Cash Used in Capital and Related Financing Activities ( 2,883,599) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 813,424 Purchase of investments (10,957,640) Proceeds from sale of investments 5,108,467 Net Cash Used in Investment Activities ( 5,035,749) NET DECREASE IN CASH ( 2,555,544) CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 2,895,544 CASH AND CASH EQUIVALENTS, END OF YEAR $ 340,000 Cash Restricted cash Cash and Cash Equivalents, End of Year The accompanying notes are an integral part of these financial statements. 10 340,000 $ 340,000 CITY OF PEARLAND, TEXAS NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2002 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Pearland, Texas, was incorporated m December 1959, and adopted the "Home Rule Charter" February 6, 1971, pursuant to the laws of the State of Texas. The City operates under a "Council -Manager" form of government and provides services authorized by its charter Presently, these services include police and fire protection, water and sewer services, drainage, sanitation, building and code inspection, planning, zoning, engineering, street repair and maintenance, park maintenance, recreational activities for citizens, and general administrative services The financial statements of the City of Pearland have been prepared in conformity with generally accepted accounting prmciples (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard -setting body for establishing governmental accounting and financial reporting prmciples The more significant of the City's accounting policies are described below. Reporting Entity The City is an independent pohtical subdivision of the State of Texas, governed by an elected mayor and five -member Council, and is considered a primary government. As required by generally accepted accounting principles, these general purpose financial statements have been prepared based on the City's financial reporting entity The Pearland Economic Development Corporation (PEDC) has been included in the City's financial reporting entity as a discretely presented component unit. The City is considered a primary government for financial reporting purposes and its activities are not considered a part of any other governmental or other type of reporting entity Considerations regarding the potential for inclusion of other entities, organizations, or functions in the City's financial reporting entity, are based on criteria prescribed by generally accepted accounting principles These same criteria are evaluated in considering whether the City is a part of any other governmental or other type of reporting entity The overriding elements associated with prescribed criteria considered in determining that the City's financial reportmg entity status is that of a primary government are that it has a separately elected governing body; it is legally separate; and is fiscally independent of other state and local governments. Additional prescribed criteria under generally accepted accounting principles include considerations pertaining to organizations for which the primary government is fmancially accountable; and considerations pertaining to other organizations for which the nature and significance of their relationship with the primary government are such that exclusion would cause the reporting entity's financial statements to be misleading or incomplete. (continued) 11 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Renortine Entity (Continued) As required by generally accepted accounting principles, the financial statements of the reporting entity mclude those of the City of Pearland (the primary government) and its component units, entities for which the City is considered to be fmancially accountable Blended component units, although legally separate entities, are, in substance, part of the government's operations and so data for these units would be combined with data of the City The City has no blended component units. The City's discretely presented component unit is reported in a separate column in the combined financial statements Discretely Presented Component Unit: The component units in the combined financial statements include the financial data of the City's component units They are reported in a separate column to emphasize they are legally separate from the City The City Council appoints the Board members for the Pearland Economic Development Corporation. The City Council appoints several members to the Tax Increment Reinvestment Zones with the remaining members being appointed in accordance with state law 1 The Pearland Economic Development Corporation (PEDC) is responsible for economic development within the City's jurisdiction. The PEDC is fiscally dependent upon the government because, besides appointing the Board, the City Council also must approve the PEDC's budget and any debt issuances. 2. The two Tax Increment Reinvestment Zone's (TIRZ #1 and TIRZ #2) provide tax assisted property development and/or redevelopment in specific geographic areas in accordance with apphcable state laws Besides appointing Board members, the City Council must also approve the TIRZ's budgets and any debt issuances The following page presents condensed financial statements for each of the three discretely presented component units. Additional financial information may be obtained from their respective administrative offices at the following address: Pearland Economic Development Corporation or Tax Increment Remvestment Zones 3 519 Liberty Drive Pearland, Texas 77581-5416 (continued) 12 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Reporting Entity (Continued) Condensed financial statements of each discretely presented component unit are as follows. Condensed Balance Sheet ASSETS Cash and investments Accounts receivable Fixed assets Amount to be provided for retirement of long-term debt Total Assets LIABILITIES Current liabilities General long-term debt Total Liabilities FUND EQUITY Investment in fixed assets Fund balance, unreserved Total Fund Equity Total Liabilities and Fund Equity Economic Development Corporation $ 4,716,064 476,982 55,403 4,556,023 $ 9,804,472 Tax Increment Tax Increment Reinvestment Reinvestment Zone #1 Zone #2 Totals $ 11,057 $ 176,884 $ 4,904,005 476,982 55,403 4,556,023 $ 11,057 $ 176,884 $ 9,992,413 $ 51,802 $ 4,550,000 4,601,802 $ 36,252 $ 88,054 4,550,000 36,252 4,638,054 55,403 55,403 5,147,267 11,057 140,632 5,298,956 5,202,670 11,057 140,632 5,354,359 $ 9,804,472 $ 11,057 $ 176,884 $ 9,992,413 Condensed Statement of Revenue, Expenditures and Changes in Equity REVENUE $ 2,586,560 EXPENDITURES Current 428,818 Capital outlay 1,269,651 Debt service 368,779 Total Expenditures 2,067,248 EXCESS (DEFICIENCY) OF REVENUE OVER (UNDER) EXPENDITURES 519,312 ( 7,616) OTHER FINANCING USES Operating transfers in Operatmg transfers out ( 110,000) Total Other Financing Uses ( 110,000) EXCESS OF REVENUE AND OTHER SOURCES OVER EXPENDITURES AND OTHER USES 409,312 FUND EQUITY, BEGINNING 4,778,639 PRIOR PERIOD ADJUSTMENT ( 40,684) FUND EQUITY, ENDING $ 5,147,267 $ 198 $ 135,014 $ 2,721,772 7,814 7,814 (continued) 134,747 571,379 1,269,651 368,779 134,747 2,209,809 267 511,963 411,639 411,639 ( 110,000) 411,639 301,639 ( 7,616) 411,906 813,602 18,673 ( 271,274) 4,526,038 ( 40,684) $ 11,057 $ 140,632 $ 5,298,956 13 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Fund Accounting The City uses funds and account groups to report on its financial position and the results of its operations Fund accounting is designed to demonstrate legal compliance and to aid financial management by segregating transactions related to certain government functions or activities. A fund is a separate accounting entity with a self -balancing set of accounts An account group, on the other hand, is a financial reporting device designed to provide accountability for certain assets and liabilities that are not recorded in the funds because they do not directly affect net expendable available financial resources. The followmg is a description of the various funds and account groups GOVERNMENTAL FUND TYPES General Fund — The General Fund is used to account for all financial transactions not properly includable in other funds. The principal source of revenue of the General Fund are property taxes, sales and use taxes, franchise fees, permit fees, and fines and forfeitures. Expenditures are for general government, finance, public safety, public works, park maintenance and recreation, municipal court, planning and zoning, and engineering. Special Revenue Funds — The Special Revenue Funds are used to account for all financial transactions for the Regional Detention, Hotel/Motel Tax, Pohce, Federal Police, Community Service Funds, and special grant revenue where the funds are for specific uses. Debt Service Fund — The Debt Service Fund is used to account for the payment of interest and principal on all general obligation debts of the City The primary source of revenue for debt service is local property taxes. Capital Projects Funds — The Capital Projects Funds are used to account for the proceeds from the sale of general obligation bonds and certificates of obligation and expenditures of these proceeds for the acquisition of fixed assets as designated in each bond issue. PROPRIETARY FUND TYPE Enterprise Fund — The Enterprise Fund is used to account for those operations that are financed and operated in a manner similar to pnvate business or where the Council has decided that the determination of revenue earned, costs incurred, and/or net income is necessary for management accountability The Enterpnse fund is used to account for the City's water and sewer service operations. (continued) 14 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Contmued) Fund Accounting (Continued) ACCOUNT GROUPS General Fixed Assets Account Group — General fixed assets are not capitalized in the funds used to acquire or construct them. Instead, capital acquisition and construction are reflected as expenditures in governmental funds, and the related assets are reported in the General Fixed Assets Account Group All purchased fixed assets are valued at cost. Donated fixed assets are valued at their estimated fair market value on the date received. The costs of normal maintenance and repairs that do not add to the value of the asset, or materially extend asset hves, are not capitahzed. Improvements to fixed assets are capitalized. Assets in the General Fixed Assets Account Group are not depreciated. Interest is not capitahzed on general fixed assets acquired through the issuance of tax-exempt debt. Pubhc domain (infrastructure) general fixed assets, consisting of roads, bridges, curbs and gutters, streets, and drainage systems, are capitalized. General Long-term Debt Account Group — This account group is used to account for the City's long-term liabilities, which include general obligation bonds, certificates of obligation and obligations under capital leases due at varying dates through 2022, and the long-term liability for employees' accrued compensated absences. Basis of Accounting The accounting and financial reporting treatment applied to a fund is determined by its measurement focus. All governmental funds are accounted for using a current financial resources measurement focus. As such, only current assets and current liabilities generally are included on the balance sheet. Operating statements of these funds present increases (revenue and other financing sources) and decreases (expenditures) m net current assets. The proprietary fund type and component unit are accounted for on a flow of economic resources measurement focus. With this measurement focus, all assets and all liabilities associated with the operation of the funds are mcluded on the balance sheet. Fund equity (net total assets) is segregated into contributed capital, if applicable, and retained earnings components. Propnetary fund type operating statements present increases (revenue) and decreases (expenses) in net total assets. (continued) 15 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Basis of Accounting (Continued) The modified accrual basis of accounting is used by the government fund types. Under the modified accrual basis of accounting, revenue is recognized when susceptible to accrual (when it becomes both measurable and available.) "Measurable" means the amount of the transaction can be determined and "available" means collectible within the current penod or soon enough thereafter to be used to pay liabilities of the current period. The City considers the majority of its major revenue as available when collected. Expenditures are recorded when the related fund liability is incurred. Principal and interest on general long-term debt are recorded as liabilities when due. Those revenue susceptible to accrual under the modified accrual basis are property taxes and other taxes (primarily sales taxes), franchise fees, mtergovernmental revenue, and interest revenue. Licenses and permits and fines and forfeitures revenue are not susceptible to accrual because generally they are not measurable until received in cash. The City recognized deferred revenue on its balance sheet. Deferred revenue arises when potential revenue does not meet both the "measurable" and "available" criteria for recognition in the current period. The accounts of the proprietary fund type are maintained, and the financial statements have been prepared on the accrual basis of accounting. Under this basis, revenue is recognized when it is earned and expenses are recognized when they are incurred. The proprietary fund type follows generally accepted accounting principles prescribed by the Governmental Accounting Standards Board (the GASB) and all Financial Accounting Standards Board's standards issued prior to November 30, 1989 Subsequent to this date, the City accounts for its propnetary fund type as prescribed by the GASB Budgets Annual budgets are adopted for the General and Debt Service Funds. The City does not legally adopt an annual budget for the Special Revenue and Capital Projects Funds. The City adopts project budgets for the Capital Projects and Special Revenue Funds, which are revised annually These budgets are created by ordinance and include all sources and uses of funds as approved by Council. All annual budgets are prepared on a basis consistent with generally accepted accounting principles (GAAP) (continued) 16 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Contmued) Budgets (Contmued) Encumbrance accounting is utilized in all governmental fund types. Encumbrances for materials, other goods, and purchased services are documented by purchase orders or contracts. Encumbrances outstanding at year-end do not constitute expenditures or liabilities. The City generally honors these commitments, and it has been the City's practice to increase the subsequent year's appropriations to complete these transactions At year-end, the City reserved a portion of fund balance for outstanding encumbrances of $234,010 m the General Fund. Cash and Temporary Investments Cash and temporary investments consist of amounts in an interest -bearing time deposit account, petty cash funds, and TexPool. TexPool is an external investment pool established by interlocal contract under state law Investments are stated at fair value based on quoted market prices at September 30,, 2002. The net increase or decrease in the fair value of investments is recorded as mvestment earnings. Investments are generally held to maturity The City pools cash resources of its various funds to facilitate the management of cash. Cash apphcable to a particular fund is readily identifiable. The balance in the pooled cash accounts is available to meet current operating requirements. Cash in excess of current requirements is invested in various interest -bearing securities and disclosed as part of the City's investments The City pools excess cash of the various individual funds to purchase investments. These pooled investments are reported in the combined balance sheet as investments in each fund based on each fund's share of the pooled investments. Interest income is allocated to each respective individual fund monthly based on its respective share of pooled in vestments. Receivables All trade receivables are shown net of an allowance for uncollectibles. Property taxes are recorded as revenue when levied for the current year and due, payable and collected in the current year Uncollected amounts at year-end are reported as deferred revenue. Property taxes collected within 60 days subsequent to September 30, 2002, were not considered material. Interfund Receivables and Payables During the course of operations, transactions occurred between individual funds for specified purposes. These receivables and payables are classified as "due from other funds" or "due to other funds" on the combined balance sheet. (continued) 17 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Use of Estimates The preparation of financial statements in conformity with generally accepted accounting prmciples requires management to make estimates and assumptions that affect the reported amounts of assets and habilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue, expenditures and expenses during the reporting period. Actual results could differ from those estimates. Inventory, which consists of gasoline and auto parts for use rn the City's vehicles, is stated at cost (first-m, first -out method) Expenditures are recognized as the fuel and auto parts are used. Restricted Assets Certain proceeds of Enterpnse Fund revenue bonds, as well as certain resources set aside for their repayment, are classified as restricted assets on the combined balance sheet because their use is limited by applicable bond covenants. Compensated Absences Compensated absences, which include unpaid vacation, sick and other employee benefit amounts, are accumulated dunng employment. Amounts accumulated are paid to employees upon separation from City service. Under the modified accrual basis of accounting, such are recorded in the General Long-term Debt Account Group net of amounts expected to be liquidated with expendable available financial resources at the end of the fiscal year, which are recorded as expenditures of the General Fund. Compensated absences are accrued when incurred in the proprietary funds and recorded as a fund habihty Fund Equity Contributed capital is recorded m proprietary funds that have received capital grants or contributions from developers, customers, or other funds. Reserves represent those portions of fund equity not available for expenditure or legally segregated for a specific future use. Designations of fund balance represent tentative management plans that are subject to change. Cash and Cash Equivalents For the purpose of the statement of cash flows, the proprietary fund type and component unit consider all mvestments with onginal maturities of three months or less from the date of acquisition to be cash equivalents. (continued) 18 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Total Columns on Combined Statements Total columns on the general purpose fmancial statements are captioned as "memorandum only" because they do not represent consolidated financial information and are presented only to facilitate financial position, results of operations or cash flows m accordance with generally accepted accounting principles. Interfund eliminations have not been made in the aggregation of this data. Comparative Data/Reclassifications Comparative total data for the prior year have been presented m selected sections of the accompanying financial statements m order to provide an understanding of the changes in the government's fmancial position and operations. Also, certain amounts presented in the prior year data have been reclassified m order to be consistent with the current year's presentation. 2. BUDGETARY COMPLIANCE The City Manager, on or before the 10th day of July of each year, shall submit to Council a proposed budget. The Council shall review the proposed budget and revise as deemed appropriate prior to circulation for public hearing. After the public hearmg, the Council may adopt the budget with or without amendment. In amending the budget, Council may add or increase programs or amounts and may delete or decrease any amount, except expenditures required by law or for debt or for estimated cash deficits, provided no amendments to the budget shall increase the authonzed expenditures to an amount greater than the total of estimated mcome plus funds available from prior years The Council shall adopt the budget by the 15th of September of each year Adoption of the budget shall constitute appropnation of the amounts specified therein as expenditures and shall constitute a levy of the property tax therein proposed. Every appropriation lapses at the close of the fiscal year to the extent it has not been expended. Any encumbered appropnation lapses at year-end, but is generally reappropnated as part of the subsequent year's budget. Expenditures may not legally exceed appropriations at the fund level. At any time during the fiscal year, the City Manager may request Council to transfer by ordmance any unencumbered appropriation balance between funds No significant supplemental appropriations were necessary during the year 19 3. DEPOSITS (CASH) AND INVESTMENTS The City's cash and investments are classified as cash and cash equivalents, investments, and restricted cash and investments. The cash and cash equivalents mclude cash on hand, deposits with financial institutions and other Investments which have maturities at purchase date of less than three months. The restricted cash includes cash on deposit with financial institutions. The Council has adopted a wntten investment pohcy regarding the investment of its funds as defined by the Public Funds Investment Act (Chapter 2256 Texas Government Code) The investments of the City are in compliance with the Council's investment pohcies It is the City's policy to restrict its investments to direct obhgations of the U S Government, commercial paper, fully collateralized certificates of deposit and other interest -bearing time and demand deposits, and other instruments and investments in public funds investment pools such as the Texas Local Government Investment Pool (TexPool) State law provides that collateral pledged as security for bank deposits must have a market value of not less than the uninsured amount of the deposits and must consist of 1) obligations of the United States of its agencies and instrumentalities; 2) direct obhgations of the State of Texas or its agencies; 3) other obhgations, the principal and interest on which are unconditionally guaranteed or insured by the State of Texas; and/or 4) obhgations of states, agencies, counties, cities, and other political subdivisions of any state having been rated as to investment quality by a nationally recognized investment rating. firm and having received a rating of not less than A or its equivalent. At year-end, the City's carrying amount of deposits was $27,904,793 and the bank balance was $28,952,694 Of the bank balance, $300,000 was covered by federal depository insurance or by collateral held by the City's agent in the City's name. Of the remaining balance, $28,652,694 was collaterahzed with securities held by the pledging financial institution's trust department or agent in the City's name. Investments are categorized into these three categories of credit risk: 1 Insured or registered, or securities held by the City or its agent in the government's name. 2. Uninsured and unregistered,with securities held by the counterparty's trust department or agent in the City's name. 3 Uninsured and unregistered, with securities held by the counterparty, or by its trust department or agent, but not in the City's name. Category Fair 1 2 3 Uncategorized Value U. S. Government securities $ 10,370,865 $ $ $ $ 10,370,865 TexPool - 35,571,048 35,571,048 $ 10,370,865 $ $ $ 35,571,048 $ 45,941,913 (continued) 20 3. DEPOSITS (CASH) AND INVESTMENTS (Continued) The deposits m TexPool are not evidenced by securities that exist in physical or book entry form and, accordingly, are not categorized by risk. However, the nature of these funds requires that they be used to purchase investments authorized by the Public Funds Act. The pnmary objective of these investment pools is to provide a safe environment for the placement of public funds rn short- term, fully collaterah7ed investments. The State Comptroller of Public Accounts exercises oversight responsibihty over TexPool, the Texas Local Government Investment Pool. Oversight includes the ability to significantly influence operations, designation of management and accountabihty for fiscal matters. Additionally, the State Comptroller has established an advisory board composed of both participants m TexPool and other persons who do not have a business relationship with TexPool. The Advisory Board members review the investment policy and management fee structure. Finally, TexPool is rated AAAm by Standard & Poors, as well as the office of the Comptroller of Public Accounts for review TexPool operates m a manner consistent with the SEC's Rule 2a7 of the Investment Company Act of 1940 Its amortized cost rather than market value to report net assets to compute share paces Accordingly, the fair value of the position m TexPool is the same as the value of TexPool shares. Fair value of investments are based on quoted market prices in accordance with GASB Statement No. 31, Accounting and Financial Reporting for Certain Investments and for External Investment Pools. The amount of increase or decrease in the fair value of investments durmg the year ended September 30, 2002, was not significant. 4. PROPERTY TAXES Property taxes for each year are required to be levied by September 15 and are due upon receipt of the City's tax bill and become delinquent on February 1 of the following year On January 1 of each year, a tax hen is attached to the property to secure the payment of all taxes, penalties, and interest. The lien exists in the favor of the State and each taxing unit. Appraised values are established by the Central Appraisal District (CAD) of Brazona County, Texas, through procedures established by the Texas Legislature. The Pearland Independent School District bills and collects the City's property taxes A penalty of 7% is added to delinquent taxes on February 1 and increases 2% each month through September An additional penalty of 15% is added in July for attorney costs. There are no discounts allowed m taxes. The City is permitted, by Article XI, Section 5, of the State of Texas Constitution and the City Charter, to levy property taxes up to $2.50 per $100 of assessed valuation for general governmental services. With the $2.50 maximum levy, there is no legal limit upon the amount of property taxes, which can be levied for debt service. The property tax rates to finance general governmental services and debt service for the 2001-2002 tax year were $.4300 and $.2560, respectively, per $100 of assessed valuation. The 2001 assessed value and total tax levy as adjusted through September 30, 2002, were $1,877,520,613 and $1,524,504,879, respectively (continued) 21 4. PROPERTY TAXES (Continued) The following is an analysis of the September 30, 2002, delinquent tax balances in the General and Debt Service Funds, by year of levy Year of Levy General Debt Service Total 2001 $ 227,518 $ 135,452 $ 362,970 2000 83,365 37,526 120,891 1999 45,707 25,554 71,261 1998 22,792 12,743 35,535 1997 14,509 8,111 22,620 1996 8,725 4,878 13,603 1995 8,020 4,484 12,504 1994 11,078 6,614 17,692 1993 8,584 5,110 13,694 1992 2,644 1,574 4,218 1991 1,807 1,076 2,883 1990 and prior 13,771 8,199 21,970 $ 448,520 $ 251,321 $ 699,841 The City has enacted an ordmance providing for the exemption of $25,000 of the assessed value of residential homesteads of persons 65 years of age or older from property taxes. This is provided by Section 1-b(a) of Article 8 of the Constitution of Texas. Additionally, the market value of agricultural land is reduced to agricultural value for purposes of the City's tax levy calculation. 5. INTERFUND RECEIVABLES AND PAYABLES Due From Due To General Fund Street Assessments $ 81,173 $ Grant Fund 71,334 Enterprise Fund 459,866 612,373 Special Revenue Fund Grant Fund - 71,334 Capital Projects Fund Street Assessments Enterprise Fund General Fund Total 81,173 459,866 612,373 $ 612,373 22 6. CHANGES IN FIXED ASSETS The following is a summary of changes in general fixed assets for the year ended September 30, 2002. Land Buildings Construction in progress Improvements other than buildings Machinery and equipment Totals Balance September 30, 2001 $ 1,607,086 9,888,234 5,961,546 25,623,297 11,559,002 Additions Deletions $ 277,319 $ 24,359 - 8,712,381 678,568 1,071,348 1,433,396 - Balance September 30, 2002 $ 1,884,405 9,912,593 13,995,359 26,694,645 12,992,398 $ 54,639,165 $ 11,518,803 $ 678,568 $ 65,479,400 The following is a summary in the Enterprise Fund fixed assets for the year ended September 30, 2002. Land Equipment Buildings and improvements Construction in progress Less allowance for depreciation Totals Balance September 30, 2001 $ 189,070 2,586,951 32, 836, 061 11,423,322 47,035,404 ( 11,288,343) $ 35,747,061 $ Additions 717,997 10,471,528 12,628,206 23,817,731 ( 1,373,442) $ 22,444,289 Deletions Balance September 30, 2002 $ $ 189,070 3,304,948 43,307,589 9,625,698 14,425,830 9,625,698 61,227,437 - (12,661,785) $ 9,625,698 $ 48,565,652 Depreciation on Enterprise Fund fixed assets is recorded usmg the straight-line method over the following estimated useful lives of the assets: Description Equipment Buildings and infrastructure Estimated Useful Lives 5 to 10 years 3 to 50 years 23 1 7. LONG-TERM DEBT General Lone -term Debt The followmg is a summary of general long-term debt transactions for the year ended September 30, 2002. Certificates of obligation General obligation bonds Capital leases Compensated absences Totals Balance September 30, 2001 $ 15,680,000 12, 610, 000 74,724 1,488,646 Additions Deletions $ 36,650,000 1,900,000 308,156 $ 745,000 1,175,000 74,724 Balance September 30, 2002 $ 51,585,000 13,335,000 1,796,802 $ 29,853,370 $ 38,858,156 $ 1,994,724 $ 66,716,802 Certificates of Obligation and General Obligation Bonds: Certificates ofobhgation and general obligation bonds at September 30, 2002, are comprised of the following individual issues: Issue $5,000,000 Public Works Series 1995 $25,000,000 Certificate of Obligation, Series 2002 $6,250,000 Tax and Revenue Series 1997 $5,500,000 Tax and Revenue Series 1997-A $11,650,000 Certificate of Obligation, Series 2001 $10,830,000 Refunding Bonds Series 2000 $2,000,000 Street Improvement Bonds, Series 1992 $1, 900, 000 TIRZ Refunding Bond, Series 2001 $6,510,000 Refunding Bonds Series 1993 7 10% to 7.35% 4 6480% 6.00% to 8.00% 4 7613% 3.9% 4 7613% 2.65% to 4 63% 4.3623% Total General Obhgation Bonds (continued) Interest Rates 5 00% to 700% 5.9% to 7 9% 5.25% to 7.25% 5.20% to 7.20% 4.9%to Net Effective Interest Rate Principal Payment Date/ Maturity Interest Payment Dates Debt Outstanding March 1/ 03/01/14 September 1 $ 4,085,000 March 1/ 03/01/27 September 1 25,000,000 March 1/ 03/01/16 September 1 5,850,000 March 1/ 03/01/18 September 1 5,200,000 March 1/ 5 1% 03/01/21 September 1 11,450,000 March 1/ 03/01/09 September 1 10, 690, 000 March 1/ 03/01/09 September 1 130,000 March 1/ 03/01/10 September 1 1,760,000 755,000 March 1/ 03/01/03 September 1 $ 64,920,000 24 7. LONG-TERM DEBT (Continued) General Lone -term Debt (Continued) The annual requirements to amortize all certificates of obhgation and general obhgation bonds outstanding as of September 30, 2002, are as follows: Year Ending September 30, Total Interest Principal 2003 $ 5,869,145 $ 3,829,145 $ 2,040,000 2004 5,882,410 3,192,410 2,690,000 2005 6,073,162 3,038,162 3,035,000 2006 6,056,922 2,866,922 3,190,000 2007-2027 78,850,684 24,885,684 53,965,000 $ 102,732,323 $ 37,812,323 $ 64,920,000 There is $2,229,529 available in the Debt Service Fund to service the above obligations and the City's obligations under capital leases. Compensated Absences Employees earn vacation leave at the rate of 15 days per year from one to 15 years, 20 days per year for service of 16 to 19 years, and 25 days per year for service of 20 years or more. Employees are required to take their earned vacation. Employees who are unable to use their vacation, for various reasons, may, with the City Manager's approval, carry over 50 percent of the unused portion of the vacation, or received compensation for a maximum of 40 hours. City employees receive 11 paid holidays per year Employees may be paid or may elect to receive compensatory time off for the hohday Overtime is earned at one and one-half times the regular rate of pay Employees may be paid or receive compensatory time The maximum accrual for overtime is 160 hours, except for employees involved in public safety, who can accrue up to 320 hours. The liability for compensated absences at September 30, 2002, is comprised of the following components. Beginning Ending Balance Additions Retirement Balance Vacation $ 169,631 $ 44,258 $ $ 213,889 Sick 1,093,044 228,229 1,321,273 Compensatory time 225,971 35,669 261,640 Totals $ 1,488,646 $ 308,156 $ $ 1,796,802 (continued) 25 7. LONG-TERM DEBT (Continued) Enterprise Fund Debt The following is a summary of Enterprise Fund long-term debt transactions of the City for the year ended September 30, 2002. Balance October 1, 2001 Additions Retirement Certificates of obligation $ 17,000,000 $ Revenue bonds Totals $ 75,000 16,140,000 10,000,000 570,000 Balance September 30, 2002 $ 16,925,000 25,570,000 $ 33,140,000 $ 10,000,000 $ 645,000 $ 42,495,000 Revenue Bonds and Certificates of Obligation Issue $8,870,000 Water and Sewer Revenue Bonds, Series 1996B $8,000,000 Water and Sewer Revenue Bonds, Series 1999 $10,000,000 Water and Sewer Revenue Bonds, Series 2001 Total Water and Sewer Revenue Bonds $17,100,000 Certificates of Obligation, Series 1998 Total Water and Sewer Certificates of Obligation Total Rates Principal Payment Date! Maturity Interest Payment Dates 2.9% to March 1/ 5.20% 09/01/16 September 1 March 1/ 4.90% 09/01/20 September 1 March 1/ 5.5% 09/01/23 September 1 2.6%to March 1/ 3 8% 03/01/18 September 1 (continued) Debt Outstanding $ 7,880,000 7,690,000 10,000,000 25,570,000 16,925,000 16,925,000 $ 42,495,000 26 7. LONG-TERM DEBT (Continued) Enterprise Fund Debt Revenue Bonds and Certificates of Obligation (Continued) The annual requirements to amortize all revenue and certificates of obhgation bonds outstanding as of September 30, 2002, are as follows: Year Ending September 30, Total Interest Principal 2003 $ 2,425,530 $ 1,750,530 $ 675,000 2004 2,595,181 1,725,181 870,000 2005 3,337,234 1,677,234 1,660,000 2006 3,335,129 1,615,129 1,720,000 2007-2023 51,817,507 14,247,507 37,570,000 Component Unit Debt $ 63,510,581 $ 21,015,581 $ 42,495,000 The following is a summary of component unit long-term debt transactions for the year ended September 30, 2002 Sales tax revenue Total Balance Balance October 1, September 30, 2001 Additions Retirement 2002 $ 4,650,000 $ $ 100,000 $ 4,550,000 $ 4,650,000 $ $ 100,000 $ 4,550,000 The terms of Sales Tax Revenue Bonds recorded in the Economic Development Corporation Fund, as of September 30, 2002, are as follows - Issue Sales Tax Revenue Bonds, Series 1997 Principal Payment Interest Interest Date/ Payment Debt Rates Maturity Dates Outstanding 5.2% to March 1/ 7% 09/01/16 September 1 $ 4,550,000 Total $ 4,550,000 (continued) 27 7. LONGTERM DEBT (Continued) Component Unit Debt (Continued) Annual requirements to amortize all Sales Tax Revenue bonds outstanding as of September 30, 2002, are as follows Year Ending September 30, 2003 2004 2005 2006 2007-2016 Total $ 445,370 447,050 442,650 437,530 4,949,100 $ 6,721,700 Annual Debt Service Requirements Year Ending September 30, 2003 2004 2005 2006 2007 - 2027 Less interest General Long-term Debt $ 5,869,145 5,882,410 6,073,162 6,056,922 78,850,684 ( Enterprise Fund Debt $ 2,425,530 2,595,181 3,337,234 3,335,129 51,817,507 102,732,323 37,812,323) ( $ 64,920,000 63,510,581 21,015,581) 42,495,000 Interest Principal $ 260,370 $ 185,000 247,050 200,000 232,650 210,000 217,530 220,000 1,214,100 3,735,000 $ 2,171,700 Total Primary Government $ 8,294,675 8,477,591 9,410,396 9,392,051 130,668,191 166,242,904 ( 58,827,904) 107,415,000 General Long-term Debt Component Unit $ 445,370 447,050 442,650 437,530 4,949,100 ( 4,550,000 Total $ 8,740,045 8,924,641 9,853,046 9,829,581 135,617,291 6,721,700 172,964,604 2,171,700) ( 60,999,604) $ 4,550,000 $ 111,965,000 28 8. OPERATING TRANSFERS BETWEEN FUNDS For the year ended September 30, 2002, operatmg transfers between funds consisted of the following: Transfers Transfers In Out General Fund. Water and Sewer Fund $ 786,552 $ 128,000 Economic Development Corporation 110,000 - TIRZ #2 - 87,056 Capital Projects Fund 15,000 390,000 Fema Fund - 2,619,677 Total General Fund 911,552 3,224,733 Special Revenue Funds: General Fund Total Special Revenue Funds Debt Service Fund: TIRZ #2 Total Debt Service Fund 2,619,677 2,619,677 51,809 51,809 Capital Projects Funds: General Fund 390,000 15,000 Capital Improvement 1997 73,765 - Certificates of Obligation 1997A 386,674 2001 Certificates of Obligation - 460,439 Total Capital Projects Funds 850,439 475,439 Enterprise Funds - General Fund 128,000 786,552 TIRZ #2 - 272,774 Total Enterprise Funds 128,000 1,059,326 Economic Development Fund - Component Unit: General Fund 110,000 Total Economic Development Fund 110,000 TIRZ #2 - Component Unit: Debt Service Fund 51,809 General Fund 87,056 Enterprise Fund 272,774 Total TIRZ 411,639 Total All Funds 4,921,307 $ 4,921,307 29 9. FUND EQUITY The City's Capital Projects Fund equity at September 30, 2002, has been designated for subsequent years' expenditures. Tentative plans for the expenditure of these resources are as follows: Balance September 30, 2002 Drainage improvements $ 11,848,458 Transportation improvements 16,495,915 Buildings and vehicles 149,346 Total $ 28,493,719 10. PENSION PLAN Plan Description The City provides pension benefits for all of its fulltime employees through a nontraditional, joint, contributory, hybrid, defined benefit plan in the statewide Texas Municipal Retirement System (TMRS), one of 758 administered by TMRS, an agent multiple -employer public employee retirement system. Benefits depend upon the sum of the employee's contributions to the plan, with interest, and the City -financed monetary credits, with interest. At the date the plan began, the City granted monetary credits for service rendered before the plan began of a theoretical amount equal to two times what would have been contributed by the employee, with interest, prior to establishment of the plan. Monetary credits for service since the plan began are a percent (100%, 150%, or 200%) of the employee's accumulated contributions In addition, the City can grant, as often as annually, another type of monetary credit referred to as an updated service credit which is a theoretical amount which, when added to the employee's accumulated contributions and the monetary credits for service since the plan began, would be the total monetary credits and employee contributions, accumulated with interest, if the current employee contribution rate and City matchmg percent had always been in existence; and if the employee's salary had always been the average of his salary in the last three years that are one year before the effective date. At retirement, the benefit is calculated as if the sum of the employee's accumulated contributions, with interest, and the employer -financed monetary credits, with interest, were used to purchase an annuity Members can retire at age 60 and above with 5 or more years of service or with 20 years of service regardless of age. A member is vested after 5 years The plan provisions are adopted by the governing body of the City, within the options available in the state statutes governing TMRS and within the actuarial constraints also in the statutes (continued) 30 10. PENSION PLAN (Continued) Contributions The contribution rate for the employees is 7% and the City matching ratio is currently 2 to 1, both as adopted by the governmg body of the City Under the state law governing TMRS, the actuary annually determines the City contribution rate. This rate consists of the normal cost contribution rate and the pnor service contribution rate, both of which are calculated to be a level percent of payroll from year to year The normal cost contribution rate finances the currently accruing monetary credits due to the City matching percent, which the obligation of the City as of an employee's retirement date, not at the time the employee's contributions are made. The normal cost contribution rate is the actuarially determined percent of payroll necessary to satisfy the obligation of the City to each employee at the time his/her retirement becomes effective. The prior service contribution rate amortizes the unfunded (overfunded) actuanal liability (asset) over the remainder of the plan's 25-year amortization period. When the City periodically adopts updated service credits and increases its annuities in effect, the increased unfunded actuarial liability is to be amortized over a new 25-year period. The unit credit actuarial cost method is used for determining the City contribution rate. Both the employees and the City make contributions monthly Since the City needs to know its contribution rate in advance to budget for it, there is a one-year delay between the actuanal valuation that is the basis for the rate and the calendar year when the rate goes into effect (i.e., December 31, 2000, valuation is effective for rates beginning January 2000) Because the actuary determines contribution rates on an annual basis and the City pays the calculated rate each month, the City will always have a net pension obligation (NPO) of zero at the beginning and end of the period, and the annually required contributions (ARC) will always equal contributions made. Trend information regarding ARC and NPO is shown below 2002 2001 2000 Net Pension Obligation (NPO) at Beginning of Period $ $ $ Annual Pension Costs Annual Required Contribution (ARC) 983,172 857,939 736,702 Contributions Made ( 983,172) ( 857,939) ( 736,702) NPO at End of Period Percent Annual Pension Cost Contributed 100% 100% 100% A schedule of funding progress for TMRS for the three most recent actuarial valuations may be found in the required supplementary information section of the City's Comprehensive Annual Financial Report. (continued) 31 10. PENSION PLAN (Continued) Contributions (Continued) Information as to the latest actuarial valuation follows Actuarial Valuation Date 12/31/01 Actuarial cost method entry age Amortization method level percentage of payroll Amortization period 25 years Asset valuation method Amortized cost Amortization period open Actuarial Assumptions: Investment rate of return 8.00% Projected salary increases None Includes inflation at None The City is one of 758 mumcipahties having its benefit plan administered by TMRS. Each of the 758 municipalities has an annual, mdividual actuarial valuation performed. All assumptions for the December 31, 2001, valuations are contained m the 2001 TMRS Comprehensive Annual Financial Report, a copy of which may be obtained by wasting to P 0 Box 149153, Austin, Texas 78714-9153 11. RISK MANAGEMENT The City is exposed to various risks of loss related to torts. theft of, damage to, and destruction of assets; errors and omissions; mjuries to employees; and natural disasters The City's risk management program mainly encompasses obtaining property and liability insurance through Texas Municipal League (TML-IRP), an Intergovernmental Risk -Pool and through commercial msurance carriers The City purchases commercial general msurance through the Texas Municipal League, an unincorporated association of political subdivisions of the State of Texas This policy encompasses general liability, incidental, medical malpractice, automobile liability, law enforcement liability, errors and omissions liability, property, automobile vehicle liability, and damages with limits of liability for each occurrence. The City has not had any significant reduction in insurance coverage, and the amounts of insurance settlements have not exceeded insurance coverage for any of the last three years. The participation of the City in the TML-IRP is limited to payment of premiums. At year-end, the City did not have any significant claims pending. (continued) 32 11. RISK MANAGEMENT (Continued) Workers' Compensation The City is a member of the Texas Municipal League (TML) Workers' Compensation Intergovernmental Risk Pool, an unincorporated association of political subdivisions of the State of Texas The fund contracts with a third -party administrator for administration, mvestigation, and adjustment services in the handling of claims. Premiums are based on the estimated City payroll by risk factor and rates. The premiums are adjusted by the City's experience modifier All loss contingencies, including claims incurred, but not reported, if any, are recorded and accounted for by the TML Pool. The City's liability is limited to the payment of premiums as assessed by TML. 12. FEDERAL TAX COMPLIANCE (ARBITRAGE) FOR LONG-TERM DEBT In accordance with provisions of Section 148 of the Internal Revenue Code of 1986, as amended, (the "Code") the City's long-term debt obligations must meet certain minimum criteria to be considered and continue to be considered "tax-exempt." This "tax-exempt" status means that interest income earned by purchasers of the City's long-term debt instruments is not subject to federal income taxes. Related Treasury Regulations promulgated under Section 148 of the Code generally provide that the determination of whether these obhgations are tax-exempt is made as of the date such obhgations are issued based on a reasonable expectation regarding the use of the proceeds of the bonds issued. Long-term debt that does not meet and continue to meet the minimum criteria of Section 148 of the Code and the related Treasury Regulations described above are considered "arbitrage bonds" and are not considered "tax-exempt" as described above. Rebate Obligations will become arbitrage bonds (as described above) if certain arbitrage profits are not paid to the federal government as rebate under Section 148(f) of the Code. The City's obligations to calculate and make rebate payments (if any) will continue as long as there are gross proceeds allocable to outstanding debt issues. The City has performed calculations required under Section 148(f) of the Code and has no present liability nor has the City ever been required to make rebate payments for issued debt in past years Unexpended Debt Issuance Proceeds (Yield Restriction Requirements) Section 148 of the Code also provides that in order for debt not to be considered arbitrage bonds (as described above), proceeds of such debt must be invested at a yield that is not materially higher than the yield on the debt issued starting on the third anniversary of the issue date of such debt. Accordingly, any unexpended proceeds of debt issued by the City that remam unexpended more than three years after such debt was issued should be yield restricted. The yield restriction may be accomplished by makmg yield reduction payments pursuant to Treasury Regulation Section 1 148-5(c) The City is currently pursuing comphance with these yield restriction requirements and does not anticipate associated sigmficant noncomphance issues The City is contmuing to proceed with reasonable diligence to expend any remaining unexpended debt issuance proceeds on qualifying projects. 33 13. FUND DEFICIT The fund balance in Grants Fund is a negative $81,223, also, the Streets Assessments Fund has a deficit balance of $49,772. These deficits will be funded by future revenue. 14. PRIOR PERIOD ADJUSTMENT The sales tax receivable amounts did not agree to the receivable amounts per the State Comptroller's sales tax reports. The amounts decreased beginning fund balance of the General Fund and the Economic Development Corporation by $82,602 and $40,684, respectively 34 THIS PAGE LEFT BLANK INTENTIONALLY REQUIRED SUPPLEMENTARY INFORMATION THIS PAGE LEFT BLANK INTENTIONALLY CITY OF PEARLAND, TEXAS REQUIRED SUPPLEMENTARY INFORMATION SEPTEMBER 30, 2002 PENSION DATA - TEXAS MUNICIPAL RETIREMENT SYSTEM The City's annual covered payroll and annual pension cost are actuarially valued on a calendar year basis. Because the City makes all of the annually required contributions, no net pension obligation exists. The information presented below was determined as part of the actuarial valuation, as of December 31, for each period presented. Schedule of Funding Progress Actuarial Valuation Date Actuarial Value Plan Assets Actuarial Accrued Liability 12/31/97 $ 8,759,905 $ 11,129,222 12/31/98 12/31/99 12/31/00 12/31/01 9,615,238 10,976,420 11,842,529 14,000,841 12,280,029 14,117,504 14,951,928 17,152,477 Percentage Funded Annual Percentage Unfunded Covered of Covered AAL Payroll Payroll 78 7% $ 2,369,317 $ 6,820,450 34 7% 78.3% 2,664,791 6,787,171 39.3% 77 8% 3,141,084 7,189,179 43 7% 79.2% 3,109,399 8,005,001 38.8% 816% 3,151,636 9,161,949 344% 35 THIS PAGE LEFT BLANK INTENTIONALLY AUSTIN DALLAS LONDON LOS ANGELES NEW YORK THE WOODLANDS WASHINGTON, D.C. APPENDIX C - FORM OF BOND COUNSEL OPINION ANDREWS & KURTH L.L.P. ATTORNEYS 600 TRAVIS, turrg 4200 HOUSTON, TEXAS 77002 June 2003 TELEPHONE: 713.220.4200 FACSIMILE: 713.220.4285 WE HAVE ACTED as Bond Counsel for the City of Pearland, Texas (the "City"), in connection with an issue of certificates of obligation (the "Certificates") described as follows: CITY OF PEARLAND, TEXAS CERTIFICATES OF OBLIGATION, SERIES 2003, dated May 1, 2003, in the aggregate principal amount of $19,650,000, maturing on March 1 in each year from 2004 through and including 2023 The Certificates are issuable in fully registered form only, in denominations of $5,000 or integral multiples thereof, bear interest and may be transferred and exchanged as set out in the Certificates and in the ordinance (the "Certificate Ordinance") adopted by the City Council of the City authorizing their issuance. WE HAVE ACTED as Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Certificates under the Constitution and laws of the State of Texas and with respect to the exclusion of interest on the Certificates from gross income under federal income tax law In such capacity we have examined the Constitution and laws of the State of Texas; federal income tax law; and a transcript of certain certified proceedings pertaining to the issuance of the Certificates, as described in the Certificate Ordinance. The transcnpt contains certified copies of certain proceedings of the City; certain certifications and representations and other material facts within the knowledge and control of the City, upon which we rely; and certain other customary documents and instruments authorizing and relating to the issuance of the Certificates. We have also examined executed Certificate No. R-1 of this issue. WE HAVE NOT BEEN REQUESTED to examine, and have not investigated or verified, any original proceedings, records, data or other material, but have relied upon the transcript of certified proceedings. We have not assumed any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Certificates. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Certificates has been limited as described therein. HOU:21 51959.2 BASED ON SUCH EXAMINATION, it is our opinion as follows. (1) The transcript of certified proceedings evidences complete legal authority for the issuance of the Certificates in full compliance with the Constitution and laws of the State of Texas presently in effect; the Certificates constitute valid and legally binding obligations of the City enforceable in accordance with the terms and conditions thereof, except to the extent that the rights and remedies of the owners of the Certificates may be limited by laws heretofore or hereafter enacted relating to bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the rights of creditors of political subdivisions and the exercise of judicial discretion in appropnate cases; and the Certificates have been authorized and delivered in accordance with law; and (2) The Certificates are payable, both as to pnncipal and interest, from, and secured by, the proceeds of a continuing, direct annual ad valorem tax, levied within the limits prescribed by law, against taxable property within the City, which taxes have been pledged irrevocably to pay the principal of and interest on the Certificates; and (3) The Certificates are further secured by a subordinate pledge of the revenues of the park system of the City The revenues to be derived from the operation of the City's park system after the payment of all operation and maintenance expenses thereof (the "Net Revenues"), in an amount not to exceed $10,000, are pledged to the payment of the principal of and interest on the Certificates, to the extent that ad valorem taxes may ever be insufficient or unavailable forsaid purpose; provided, however, that such pledge is junior and subordinate in all respects to the pledge of Net Revenues to the payment of any obligation of the City, whether authorized heretofore or hereafter, which the City designates as having a pledge senior to the pledge of Net Revenues to the payment of the Certificates. The City has reserved the nght to issue, for any lawful purpose at any time, in one or more installments, bonds, certificates of obligation and other obligations of any kind secured by a pledge of the Net Revenues that may be prior and superior in right to, on a parity with, or junior and subordinate to the pledge of Net Revenues securing the Certificates. ALSO BASED ON OUR EXAMINATION AS DESCRIBED ABOVE, it is our further opinion that, subject to the restrictions hereinafter described, interest on the Certificates is excludable from gross income of the owners thereof for federal income tax purposes under existing law and is not subject to the alternative minimum tax on individuals or, except as hereinafter described, corporations. The opinion set forth in the first sentence of this paragraph HOU:2151959.2 is subject to the condition that the City comply with all requirements of the Internal Revenue Code of 1986, as amended (the "Code"), that must be satisfied subsequent to the issuance of the Certificates in order that interest thereon be, or continue to be, excluded from gross income for federal income tax purposes. The City has covenanted in the Certificate Ordinance to comply with each such requirement. Failure to comply with certain of such requirements may cause the inclusion of interest on the Certificates in gross income for federal income tax purposes to be retroactive to the date of issuance of the Certificates. The Code and the existmg regulations, rulings and court decisions thereunder, upon which the foregoing opinions of Bond Counsel are based, are subject to change, which could prospectively or retroactively result in the inclusion of the interest on the Certificates in gross income of the owners thereof for federal income tax purposes. INTEREST ON all tax-exempt obligations, including the Certificates, owned by a corporation (other than an S corporation, a regulated investment company, a real estate investment trust (REIT), a real estate mortgage investment conduit (REMIC) or a financial asset secuntization investment trust (FASIT)) will be included in such corporation's adjusted current earnings for purposes of calculating such corporation's alternative minimum taxable income. A corporation's alternative minimum taxable income is the basis on which the alternative minimum tax imposed by the Code is computed. Purchasers of Certificates are directed to the discussion entitled "TAX EXEMPTION" set forth in the Official Statement. UNDER EXISTING LAW and based upon the assumptions stated in the Official Statement prepared for use in connection with the sale of the Certificates, it is also our opinion as follows. (1) the difference .between (a) the stated redemption price at matunty of each. Certificate maturing in the years 20_ through 20_, inclusive (the "Discount Certificates"), and (b) the initial offering price at which a substantial amount of such Discount Certificates of the same matunty were sold to the public, as described in the Official Statement, constitutes original issue discount with respect to each such Discount Certificate in the hands of an owner who purchased such Discount Certificate at the initial offering pnce in the initial public offering of the Certificates; and (2) such initial owner is entitled to exclude from gross income for federal income tax purposes with respect to such Discount Certificate that portion of the onginal issue discount deemed to be earned for federal income tax purposes during the period that such Discount Certificate continues to be owned by such owner In the event of the redemption, sale or other taxable disposition of such Discount Certificate prior to its stated maturity, however, any amount realized by such owner in excess of the basis of such Discount Certificate in the hands of such owner (adjusted upward by the portion of the onginal issue discount deemed to be earned dunng the period for which such Discount Certificate was held by such initial owner) is includable in gross income for federal income tax purposes. PURCHASERS OF DISCOUNT CERTIFICATES in the initial public offering are directed to the discussion entitled "TAX TREATMENT OF ORIGINAL ISSUE DISCOUNT AND PREMIUM CERTIFICATES" set forth in the Official Statement for purposes of determining the portion of the original issue discount which is deemed to be earned for federal HOU:2151959.2 income tax purposes during the period such Certificates are held by an initial owner The federal income tax consequences of the purchase, ownership and redemption, sale or other taxable disposition of Discount Certificates which are not purchased in the initial public offenng at the imtial offenng price may be determined according to rules which differ from those described above and in the Official Statement. EXCEPT AS DESCRIBED ABOVE, we express no opinion as to any federal, state or local tax consequences resulting from the ownership of, receipt or accrual of interest on, or the acquisition or disposition of, the Certificates. Prospective purchasers of the Certificates should be aware that the ownership of tax-exempt obligations, such as the Certificates, may result in collateral federal income tax consequences to, among others, financial institutions, property and casualty insurance companies, certain foreign corporations doing business in the United States, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who are deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations and individuals otherwise qualified for the earned income credit. Such prospective purchasers should consult their tax advisors as to the consequences of investing in the Certificates. 7867/7866 HOU.2151959.2