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R98-04 01-12-98RESOLUTION NO. R98-4 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PEARLAND, TEXAS, APPROVING THE RESOLUTION OF BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 AUTHORIZING THE ISSUANCE OF $1,980,000 WATERWORKS AND SEWER SYSTEM COMBINATION UNLIMITED TAX AND REVENUE BONDS, SERIES 1997. WHEREAS, the Brazoria County Municipal Utility District No. 5 (the "District") is located within the extraterritorial jurisdiction of the City of Pearland, Texas (the "City"); and WHEREAS, by Resolution No. R80-13, dated June 9, 1980, the City consented to the creation of the District, and placed certain conditions on the issuance of bonds by the District, including the approval by the City Council of the District's resolution authorizing the issuance of such bonds; and WHEREAS, the City Council has considered such a bond resolution in connection with the issuance of the District's proposed $1,980,000 Waterworks and Sewer System Combination Unlimited Tax and Revenue Bonds, Series 1997 and has found it to be acceptable; now, therefore, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF PEARLAND, TEXAS: Section 1. All of the matters and facts set forth in the preamble hereof are true and correct. Section 2. The resolution of the board of directors of Brazoria County Municipal Utility District No. 5, attached hereto and made a part hereof as Exhibit "A", authorizing the issuance of its $1,980,000 Waterworks and Sewer System Combination Unlimited Tax and Revenue Bonds, Series 1997, is hereby approved. 1 RESOLUTION NO. R98-4 Section 3. The Mayor of the City of Pearland is hereby authorized to execute such letters or other documents required to be provided to the Attorney General of Texas in connection with the issuance of such bonds by the District. Section 4. This Resolution shall take effect immediately from and after its passage in accordance with the provisions of the Charter of the City of Pearland and it is accordingly so resolved. PASSED, APPROVED and ADOPTED this the 12th day of January A. D., 1998. ATTEST: APPRED AS TO FORM: A MO ES McCULLOUGH CITY AT • RNEY 2 TOM REID MAYOR OFFICIAL STATEMENT DATED FEBRUARY 9, 1998 DEC ? Vic' IN THE OPINION OF BOND COUNSEL, INTEREST ON THE BONDS IS EXCLUDABLE FROM GROSS INCOME FOR FEDERAL CD INCOME INCOME TAX PURPOSES UNDER EXISTING LAW AND THE BONDS ARE NOT PRIVATE ACTIVITY BONDS. SEE "LEGAL MATTERS" FOR A DISCUSSION OF BOND COUNSEL'S OPINIONS, INCLUDING A DESCRIPTION OF ALTERNATIVE MINIMUM TAX CONSE- O QUENCES FOR CORPORATIONS. C The District has designated the Bonds as "qualified tax-exempt obligations." See "LEGAL MATTERS - Qualified Tax -Exempt Obligations - X Purchase of the Bonds by Financial Institutions." NEW ISSUE Standard & Poor's Ratings Services (MBIA) ..."AAA"�_ Z (See "SALE AND DISTRIBUTION OF THE BONDS - '* THE MBIA Insurance Corporation Insurance Policy" D and "- Municipal Bond Rating" herein.) co $1,980,000co BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 (A Political Subdivision of the State of Texas, located within Brazoria County) UNLIMITED TAX BONDS, SERIES 1998 The $1,980,000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1998 (the "Bonds") are obligations of Brazoria County Municipal Utility District No. 5 (the "District") and are not obligations of the State of Texas, Brazoria County, Texas, the City of Pearland, Texas, or any entity other than the District. Neither the faith and credit nor the taxing power of the State of Texas, Brazoria County, Texas, the City of Pearland, Texas, or any entity other than the District is pledged to the payment of the principal of or interest on the Bonds. Dated: March 1, 1998 Due: September 1, as shown below Principal of the Bonds is payable at the principal payment office of Chase Bank of Texas, National Association, currently in Dallas, Texas, the paying agent/registrar (the "Registrar"). Interest on the Bonds will be payable by check or draft, dated as of the interest payment date, and mailed by the Registrar to registered owners as shown on the records of the Registrar (the "Registered Owner") at the close of business on the 15th calendar day of the month next preceding each interest payment date (the "Record Date"), or by such other customary banking arrangements as may be agreed upon by the Registrar and the Registered Owner at the risk and expense of the Registered Owner. Interest is payable September 1, 1998, and each March 1 and September 1 thereafter until the earlier of maturity or redemption. The Bonds are fully registered in denominations of $5,000 or any integral multiple thereof. The Municipal Bond Guaranty Insurance Policy to guarantee the principal of and interest on the Bonds on ��� the stated payment dates as described herein will be issued by: MBIA INSURANCE CORPORATION MATURITY SCHEDULE (Due September 1) Initial Initial Principal Interest Reoffering Principal Interest Reoffering Amount Maturity Rate Yield(a) Amount Maturity Rate Yield(a) $ 65,000 1999 6.20% 3.90% $ 90,000 2007(b) 4.50% 4.50% 65,000 2000 6.20 4.00 95,000 2008(b) 4.60 4.60 65,000 2001 6.20 4.10 100,000 2009(b) 4.50 4.55 65,000 2002 6.10 4.15 105,000 20I0(b) 4.50 4.60 70,000 2003 4.20 4.20 115,000 2011(b) 4.60 4.70 75,000 2004 4.30 4.30 125,000 2012(b) 4.60 4.75 80,000 2005 4.40 4.40 245,000 2013(b) 4.60 4.80 85,000 2006 4.45 4.45 260,000 2014(b) 4.60 4.85 275,000 2015(b) 4.60 4.90 (a) Information with respect to the initial reoffering yields of the Bonds is the responsibility of the Underwriter. Initial reoffering yields represent the initial offering price, which may be changed for subsequent purchasers. (b) The Bonds maturing on or after September 1, 2007, shall be subject to redemption and payment at the option of the District, in whole or in part, on September I, 2006, or on any date thereafter, at par plus accrued interest to the date fixed for redemption. If less than all of the Bonds are redeemed at any time, the particular Bonds to be redeemed shall be selected by the District in integral multiples of $5,000 within any one maturity. The registered owner of any Bond, all or a portion of which has been called for redemption, shall be required to present same to the Registrar for payment of the redemption price on the portion of the Bond so called for redemption and issuance of a new Bond in the principal amount equal to the portion of such Bond not redeemed. The Bonds constitute the sixth series of unlimited tax bonds issued by the District for the purpose of acquiring and constructing a waterworks, wastewater and storm drainage system (the "System") to serve the District, and to refund certain of such bonds issued for such purpose, $7,605,000 in principal amount of which are outstanding as of the date of this Official Statement. After issuance of the Bonds, the District's total direct bonded indebtedness, included in the Bonds, will be $9,585,000. Voters in the District have authorized a total of $23,775,000 principal amount of bonds for the purpose of acquiring and constructing the System, of which S17,670,000 may be used and for refunding purposes. Following the issuance of the Bonds, $7,605,000 principal amount of unlimited tax bonds authorized by the District's voters will remain unissued. See "THE BONDS - Issuance of Additional Debt." The Bonds, when issued, constitute valid and legally binding obligations of the District, payable from the proceeds of a continuing, direct annual ad valorem tax, without legal limitation as to rate or amount, levied against all taxable property within the District. See "THE BONDS - Source of Payment." The Bonds are offered subject to prior sale, when, as and if issued by the District and accepted by the Underwriter, subject to the approval of the Attorney General of Texas and of Coats, Rose, Yale, Holm, Ryman & Lee, P.C., Bond Counsel. Delivery of the Bonds is expected on or about March 16, 1998. Resolution No. R1998-04 Exhibit "A" BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 (Brazoria County, Texas) OFFICIAL STATEMENT DATED: January 27, 1998 $1,980,000 UNLIMITED TAX BONDS SERIES 1998 SELLING: 12:30 P.M., HOUSTON TIME MONDAY, FEBRUARY 9, 1998 HOUSTON, TEXAS DAN ROSCHER INVESTMENT SERVICES INVESTMENT RANKING MEMIEA NSSE/SIIC Financial Advisor to the District p EXHIBIT RESOLUTION AUTHORIZING THE ISSUANCE OF $1, 980, 000 UNLIMITED TAX BONDS, SERIES 1997; PRESCRIBING THE TERMS AND PROVISIONS THEREOF; MAKING PROVISION FOR THE PAYMENT OF THE INTEREST THEREON AND THE PRINCIPAL THEREOF; AUTHORIZING THE SALE THEREOF; AND CONTAINING OTHER PROVISIONS RELATING TO THE SUBJECT IT IS HEREBY ORDERED BY THE BOARD OF DIRECTORS OF BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT No. 5 THAT: ARTICLE ONE STATUTORY AUTHORITY, RECITALS AND FINDINGS SECTION 1. 01 : AUTHORITY FOR THE DISTRICT. Brazoria County Municipal Utility District No. 5 (the "District") of Brazoria County, Texas, is a conservation and reclamation district created pursuant to the provisions of Article XVI, Section 59, of the Texas Constitution by order of the Texas Water Rights Commission dated March 18, 1981, and confirmed at an election held within the District on April 4, 1981. SECTION 1 . 02 : PURPOSES OF THE DISTRICT. The District was organized, created and established for the following purposes : (a) the control, storage, preservation, and distribution of its storm water and floodwater, the water of its rivers and streams for irrigation, power, and all other useful . purposes; (b) the reclamation and irrigation of its arid, semi-arid, and other land needing irrigation; (c) the reclamation and drainage of its overflowed land and other land needing drainage; (d) the conservation and development of its forests, water, and hydroelectric power; (e) the navigation of its inland and coastal water; (f) the control, abatement, and change of any shortage or harmful excess of water; (g) the protection, preservation, and restoration of the purity and sanitary condition of water within the state; and (h) the preservation of all natural resources of the state. LLR\60809.1\BONDRESOLUTION2021 • d. 4 SECTION 1 . 03 : POWERS OF THE DISTRICT. The District is authorized to purchase, construct, acquire, own, operate, maintain, repair, improve, or extend inside and outside its boundaries any and all works, improvements, facilities, plants, equipment, and appliances necessary to accomplish the purposes of its creation, - including all works, improvements, facilities, plants, equipment, and appliances incident, helpful, or necessary to: (a) supply water for municipal uses, domestic uses, power, and commercial purposes and all other beneficial uses or controls; (b) collect, transport, process, dispose of, and. control all domestic, industrial, or communal wastes whether in fluid, solid, or composite state; (c) gather, conduct, divert, and control local storm water or other local harmful excesses of water in the District; (d) irrigate the land in the District; (e) alter land elevation in the District where it is needed; (f) navigate coastal and inland waters of the District; and (g) provide parks and recreational facilities for the inhabitants in the District. SECTION 1 . 04 : AUTHORITY OF THIS RESOLUTION. The District is authorized to issue bonds for the purposes of purchasing, constructing, acquiring, owning, operating, repairing, improving, or extending any District works, improvements, facilities, plants, equipment, and appliances needed to accomplish the purposes, except for the purpose of providing parks and recreation facilities, for which the District was created, including works, improvements, facilities, plants, equipment, and appliances needed to provide a waterworks system, sanitary sewer system, and drainage system or solid waste disposal system, or to make payment of sums due or to become due under contracts for such purposes . SECTION 1. 05 : FINDINGS . It is hereby found, determined and . declared that : (a) the matters and facts set out in this Article One are true and correct; (b) at an election held on November 7, 1987, the District was authorized to issue the bonds of the District in the maximum amount of $17, 670, 000, for the purpose or purposes of purchasing, constructing, acquiring, owning, operating, repairing, improving, or extending a waterworks system, a sanitary sewer system, and a LLa\60809.1\BONDRESOLUTION2021 2 rift) rma drainage and 'storm sewer system for the District and all additions to such systems and all works, improvements, facilities, plants, equipment, appliances, interests in property, and contract rights needed therefor and administrative facilities needed in connection therewith, and for refunding all or part of the principal of or interest on the District' s bonds, and to provide for the payment of principal of and interest on bonds by the levy • and collection of a sufficient tax upon all taxable property within said District; (c) the election described in Paragraph (b) hereof was called and held under and in strict conformity with the Constitution and laws of the State of Texas, and of the United States of America, and the Board of Directors has heretofore officially declared the results of said election and declared that the District was legally created and authorized to issue the bonds described in Paragraph (b) ; (d) the District has heretofore issued to acquire and construct various phases of a waterworks, sanitary sewer, and drainage system for the District $1, 735, 000 Unlimited Tax Bonds, Series 1982 (the "Series 1982 Bonds") ; $2, 750, 000 Unlimited Tax Bonds, Series 1983 (the "Series 1983 Bonds") ; $1, 620, 000 Unlimited Tax Bonds, Series 1984 (the "Series 1984 Bonds") ; $6, 065, 000 Unlimited Tax Refunding Bonds, Series 1992 (the "Series 1992 Refunding Bonds") , to refund parts of the Series 1982 Bonds, the Series 1983 Bonds, and the Series 1984 Bonds; and $2, 020, 000 Tax Bonds, Series 1995 (the "Series 1995 Bonds") ; (e) the District intends to issue $1, 980, 000 in bonds (the "Bonds") to provide funds to reimburse a developer for construction of water distribution, sanitary sewer collection, and drainage facilities serving Southdown Subdivision, Sections 6 and 7; to reimburse a developer for construction of water distribution, sanitary sewer collection, and drainage facilities for Crystal Lake Subdivision, Sections 1 and 2 ; to finance the District' s share of a water plant expansion (remote water well) and a wastewater treatment plant expansion; to pay certain engineering costs associated with the design and construction of such facilities; to pay interest on funds advanced to the District; to set aside interest payments on the Bonds; and to pay the costs of issuing the Bonds . As a result of the issuance of the Bonds, the District' s remaining authorized but unissued bonds for the purposes of financing improvements to the District' s water, sewer, and drainage systems or any other lawful purpose will be $7, 565, 000; LLR\60809.1\BONDRESOLUTION2021 3 (f) the District has been authorized to levy taxes, and the taxes to be collected will be sufficient to make the principal and interest payments on the Bonds authorized by this Resolution; (g) the Board of Directors reserves the right to issue the remaining $7, 565, 000 in bonds which were voted on at the election described in Paragraph (b) hereof in one or more series at a future date or dates when, in the Board' s judgment, such amounts are required for the authorized purposes . ARTICLE TWO DEFINITIONS AND INTERPRETATIONS SECTION 2 . 01 : DEFINITIONS . When used in this Resolution, except in Article Five, and in any order amendatory or supplemental hereto, the terms listed below shall have the meanings specified below, unless it is otherwise expressly provided or unless the context otherwise requires : Additional Bonds . The term "Additional Bonds" shall mean the additional bonds which the District expressly reserves the right to issue in Section 9 . 01 of this Resolution. Authorized Investments . The term "Authorized Investments" shall mean all direct or indirect obligations of the United States or one of its agencies, the State of Texas, or any county, city, school district, or other political subdivision of the State and certificates of deposit of state or national banks or savings and loan associations within the State provided that they are secured in the manner provided for the security of the funds of counties of the State of Texas . Board of Directors . The term "Board of Directors" or "Board" shall mean the governing body of the District . Bondholders . The term "Bondholder" or "Bondholders" shall mean the holder or holders of a Bond or Bonds, as the context requires . LLR\60809.1\BONDRESOLUTION2021 4 Bond Register. The term "Bond Register" shall mean the books of registration kept by the Paying Agent/Registrar in which are maintained the papers and addresses of and the principal amount of the Bonds Registered to each Holder. Bond Resolution. The term "Bond Resolution" or "Resolution" shall mean this Resolution and all amendments hereof and supplements hereto. Bonds . The term "Bond" or "Bonds" shall mean any obligation of the District authorized and issued pursuant to this Resolution, whether initially delivered or issued in exchange for, upon transfer of, or in lieu of any Bond previously issued. Business Day. The term "Business Day" shall mean any day which is not a Saturday, Sunday, legal holiday, or a day on which the Paying Agent/Registrar is authorized by law or executive order to remain closed. Debt Service Fund. The term "Debt Service Fund" shall mean the District' s Debt Service Fund which is established and affirmed in Section 7 . 01 of this Resolution. • Definitive Bonds. The term "Definitive Bond" or "Definitive Bonds" shall mean the Initial Bond, as defined herein, as it may be transferred and converted into or exchanged for fully registered Bonds in the denomination of $5, 000 or any integral multiple of $5, 000 . Depository. The term "Depository" shall mean the bank or banks which the District may select from time to time as its depository or depositories . District . The term "District" shall mean Brazoria County Municipal Utility District No. 5 and any other public agency succeeding to the powers, rights, privileges and functions of the District and, when appropriate, the Board of Directors of the District . LLR\60809.1\BONDRBSOLUTION2021 5 rim.) (m) Financial Security. The term "Financial Security" shall mean Financial Security Assurance Inc. , New York, New York. Fiscal Year. The term "Fiscal Year" shall mean the accounting period for the District, which is currently the period ending September 30, 1998, and thereafter shall be the twelve-month period beginning on October 1 of each year and ending on September 30 of the following year, but which may be changed from time to time by the Board of Directors. Governmental Securities . The term "Governmental Securities" shall mean direct obligations of, or obligations the timely payment of the principal of and interest on which are fully and unconditionally guaranteed by, the United States of America. Holders . The term "Holder" or "Holders" when used with respect to any Bond means the Person in whose name such Bond is registered in the Bond Register. Initial Bond. The term "Initial Bond" shall mean the Bond authorized to be issued hereunder which have the registration certificate executed on behalf of the Comptroller of Public Accounts of the State of Texas endorsed thereon, as contemplated by Section 5 . 06 hereof . Initial Date. The term "Initial Date" means , 1997 . Interest Payment Date. The term "Interest Payment Date" shall mean the Stated Maturity of an installment of interest on any Bonds . Maturity. The term "Maturity" when used with respect to any Bond means the date on which the principal of such Bond becomes due and payable as therein and herein provided, whether at the Stated Maturity or call for redemption. LLR\60809.1\BONDRESOLUTION2021 6 i. Municipal Bond Guaranty Insurance Policy. The term "Municipal Bond Guaranty Insurance Policy" shall mean the municipal bond guaranty insurance policy issued by Financial Security insuring the payment when due of the principal and interest on the Bonds as provided therein. Net Revenues . The term "Net Revenues" shall mean the moneys received by the District from the ownership or operation of the District' s waterworks, sanitary sewer, drainage and storm sewer systems, as well as under specific contracts, after deducting the costs of operating, maintaining, and repairing the System and administration of the District . Outstanding Bonds . The term "Outstanding Bonds" shall mean the previously issued bonds that remain outstanding, specifically the remaining $60, 000 principal amount of the Series 1984 Bonds; $5, 525, 000 of the Series 1992 Refunding Bonds; and $2, 020, 000 of the Series 1995 Bonds. Paying Agent/Registrar. The term "Paying Agent/Registrar" means the Person named as "Paying Agent/Registrar" herein until a successor Paying Agent/Registrar shall have become such pursuant to the applicable provisions of this Resolution, and thereafter "Paying Agent/Registrar" shall mean such successor Paying Agent/Registrar. Person. The term "Person" means any individual, corporation, partnership, joint venture, association, joint-stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof . Predecessor Bonds . The term "Predecessor Bonds" of any particular Bond means every previous Bond evidencing all or a portion of the same debt as that evidenced by such particular Bond, and, for the purposes of this definition, any Bond registered and delivered pursuant to Section 3 . 08 in lieu of a mutilated, lost, destroyed, or stolen Bond shall be deemed to evidence the same debt as the mutilated, lost, destroyed, or stolen Bond. Purchaser. The term "Purchaser" has the meaning stated in Section 12 . 01. LLR\60809.1\BONDRESOLUTION2021 7 e , Record Date. The term "Record Date" for the interest payable on any Interest Payment Date means the fifteenth (15th) day (whether or not a business day) of the calendar month next preceding such Interest Payment Date. Redemption Date. The term "Redemption Date, " when used with respect to any Bond to be redeemed, means the date fixed for such redemption pursuant to the terms of this Resolution. Redemption Price. The term "Redemption Price" when used with respect to any Bond to be redeemed means the price at which it is to be redeemed pursuant to the terms of this Resolution, excluding installments of interest whose Stated Maturity is on or before the Redemption Date. Stated Maturity. The term "Stated Maturity" when used with respect to any Bond or any installment of interest thereon means the date specified in such Bond as the fixed date on which the principal of such Bond or such installment of interest is due and payable. System. The term "System" shall mean the District' s waterworks, sanitary sewer, drainage, and storm sewer systems presently existing or to be constructed, all additions thereto, and all works, improvements, facilities, plants, equipment, and appliances connected therewith. SECTION 2 . 02 : INTERPRETATIONS . The titles and headings of the articles and sections of this Resolution have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof. This Resolution and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein and to sustain the validity of the Bonds and the validity of the taxes levied in payment thereof . ARTICLE THREE AUTHORIZATION, DESCRIPTION, AND EXECUTION OF BONDS SECTION 3 . 01 : AMOUNT, NAME, PURPOSE AND AUTHORIZATION. The Bonds of the District, to be known and designated as Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1997, shall be issued in the aggregate principal amount of One LLR\60809.1\EONDRESOLUTION2021 8 Million Nine Hundred Eighty Thousand and No/100 Dollars ($1, 980, 000 . 00) for the purposes of purchasing and constructing extensions and additions to the District' s existing water and sanitary sewer system and drainage system and paying the costs of issuance of the Bonds, in the form specified herein and bearing the terms herein provided, under and in strict conformity with the Constitution and laws of the State of Texas, particularly Section 59 of Article XVI of the Constitution of Texas, Chapters 49 and 54 of the Texas Water Code, as amended, and Article 717k-2 , Vernon' s Texas Civil Statutes, as amended. SECTION 3 . 02 : DATE, DENOMINATION, INTEREST RATE, AND . MATURITIES . The Bonds shall be issued in fully registered form in the denomination of $5, 000 or any integral multiple thereof. The Initial Bond shall be dated , 1997, and all Bonds registered and delivered by the Paying Agent/Registrar shall be dated , 1997 . The Bonds shall mature in the respective principal amounts on September 1 of the respective years and bear interest from the Initial Date until maturity or redemption at the respective rates per annum set forth below: Principal Year of Interest Amount Maturity Rate $ 65, 000 1999 65, 000 2000 65, 000 2001 65, 000 2002 70, 000 2003 75, 000 2004 80, 000 2005 85, 000 2006 90, 000 2007 95, 000 2008 100, 000 2009 105, 000 2010 115, 000 2011 125, 000 2012 245, 000 2013 260, 000 2014 275, 000 2015 SECTION 3 . 03 : INTEREST PAYMENT DATES . The interest on the Bonds shall be payable on March 1, 1998 , and semiannually thereafter on September 1 and March 1 of each year until the maturity or redemption date of the Bonds. The amount of interest on the Bonds payable on each Interest Payment Date shall be computed on the basis of a 360-day year of twelve 30-day months . LLR\60809.1\BONDRESOLUTION2021 9 (MI � 9 { , SECTION 3 . 04 : MEDIUM AND PLACE OF PAYMENT. The Bonds shall be payable without exchange or collection charges, in any coin or currency of the United States of America which on the respective dates of payment is legal tender for the payment of debts due the United States of America, upon presentation and surrender of the certificate representing the Bonds as they become due, or at their earliest redemption date, at the principal trust office of the Paying Agent/Registrar. SECTION 3 . 05 : EXECUTION OF BONDS . The Bonds shall be signed by the President or Vice President and attested by the Secretary or Assistant Secretary of the Board of Directors by the manual or facsimile signatures, and the official seal of the District shall be impressed or placed in facsimile thereon. The facsimile signatures on the Bonds shall have the same effect as if the Bonds had been signed manually and in person, and the facsimile seal on the Bonds shall have the same effect as if the official seal of the District had been manually impressed upon each of the Bonds . Bonds bearing the manual or facsimile signatures of individuals who were at the time the proper officers of the District shall bind the District, notwithstanding that such individuals or either of them shall cease to hold such offices prior to the certification or registration and delivery of such Bonds or shall not have held such offices at the date of • such Bonds, all as provided in the Bond Procedures Act of 1981, as amended. Any Bond may be signed on behalf of the District by the actual or facsimile signature of such person as, at the actual time of execution of such Bond, shall be the proper officer of the District, although at the time of the Initial Date of the Bonds or the adoption of this Resolution, any such person was not said officer. Minor typographical and other minor errors in the text of any Bond or minor defects in the seal or facsimile signature on any Bond shall not affect the validity or enforceability of such Bond if it has been duly authenticated by the Paying Agent/Registrar. SECTION 3 . 06 : PAYING AGENT/REGISTRAR. The District shall at all times maintain a Paying Agent/Registrar meeting the qualifications herein described, for the performance of the duties hereunder. Texas Commerce Bank National Association in Dallas, Texas, is hereby appointed Paying Agent/Registrar for such purposes . The District reserves the right to appoint a successor Paying Agent/Registrar by (a) filing with the Person then performing such function a certified copy of a resolution or ordinance giving notice of the termination of the Agreement and appointing a successor, and (b) causing notice to be given to each Bondholder and the Municipal Advisory Council of Texas . Every Paying Agent/Registrar appointed hereunder shall at all times be a corporation organized and doing business under the laws of the United States of America or of any State, authorized under such laws to exercise trust powers, and subject to supervision or examination by Federal or State authority. The LLR\60809.1\BONDRESOLUTION2021 10 6 6 form of agreement submitted by the Person named above as Paying Agent/Registrar is hereby approved, and an appropriate official of the District is hereby authorized to execute such agreement for and on behalf of the District . SECTION 3 . 07 : REGISTRATION, DELIVERY, AND TRANSFER OF BONDS. Initially one Bond (the "Initial Bond" ) representing the entire principal amount of the Bonds shall be issued in the name of the Purchaser (as defined herein) , or its designee, executed and submitted to the Attorney General of Texas for approval, and thereupon certified by the Comptroller of Public Accounts of the State of Texas by manual signature of an appropriate official in such office. At any time thereafter the Holder may deliver the Initial Bond to the Paying Agent/Registrar for transfer or exchange, accompanied by instruction from the Purchaser or such designee designating the Persons, maturities, and principal amounts to and in which the Initial Bond is to be transferred or exchanged and the addresses of such Persons, and the Paying Agent/Registrar shall thereupon, within not more than three (3) Business Days, register and deliver Definitive Bonds upon authorization of the District as provided in such instructions . In the event that the Purchaser provides written instructions to the Paying Agent/Registrar at least five (5) Business Days prior to the date of delivery of the Initial Bond to the Purchaser, then the Paying Agent/Registrar shall transfer or exchange Definitive Bonds for the Initial Bond on the date of delivery upon payment for and surrender for exchange or transfer of the Initial Bond by the Purchaser. No Bond shall be entitled to any right or benefit under this Resolution, or be valid or obligatory for any purpose, unless there appears on such Bond either a certificate of registration substantially in the form provided in Section 5 . 03 , executed by the Comptroller of Public Accounts of the State of Texas or his duly authorized agent by manual signature, or a certificate of registration substantially in the form provided in Section 5 . 04, as appropriate, executed by the Paying Agent/Registrar by manual signature, and either such certificate upon any Bond shall be conclusive evidence, and the only evidence, that such Bond has been duly certified or registered and delivered. The District shall cause to be kept at the principal office of the Paying Agent/Registrar a register (herein referred to as the "Bond Register") in which, subject to such reasonable regulations as it may prescribe, registration of the Bonds and of transfers of the Bonds shall be made as provided herein. Upon surrender for transfer of any Bond at the principal payment office of the Paying Agent/Registrar, the District shall execute and the Paying Agent/Registrar shall register and deliver, in the name of the designated transferee or transferees, one or more new Bonds of the same Stated Maturity, of any authorized denominations, bearing the same rate of interest, and of like aggregate principal amount, upon surrender of the Bond to be exchanged at the principal payment office of the Paying Agent/Registrar. Whenever any Bonds are so surrendered for LLR\60809.1\BONORESOLUTION2021 11 rt g exchange, the District shall execute, and the Paying Agent/Registrar shall register and deliver, the Bonds which the Holder of Bonds making the exchange is entitled to receive . All Bonds issued upon any transfer or exchange of Bonds shall be the valid obligations of the District, evidencing the same debt, and entitled to the same benefits under this Resolution, as the Bonds surrendered upon such transfer or exchange. Every Bond presented or surrendered for transfer or exchange shall be duly endorsed or be accompanied by a written instrument of transfer in form satisfactory to the Paying Agent/Registrar duly executed by the Holder thereof or his attorney duly authorized in writing. No service charge shall be made to the Holder for any registration, transfer, or exchange of Bonds, but the District or the Paying Agent/Registrar may require payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with any transfer or exchange of Bonds . Neither the District nor the Paying Agent/Registrar shall be required (a) to issue, transfer or exchange any Bond during the period beginning at the opening of business on a Record Date and ending at the close of business on the next succeeding Interest Payment Date, or (b) to transfer or exchange any Bond selected for redemption in whole or in part where such redemption is scheduled to occur within thirty (30) calendar days . SECTION 3 . 08 : MUTILATED, DESTROYED, LOST, AND STOLEN BONDS. If (a) any mutilated Bond is surrendered to the Paying Agent/Registrar, or the District and the Paying Agent/Registrar receive evidence to their satisfaction of the destruction, loss, or theft of any Bond, and (b) there is delivered to the District and the Paying Agent/Registrar such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the District or the Paying Agent/Registrar that such Bond has been acquired by a bona fide purchaser, the District shall execute and upon its request the Paying Agent/Registrar shall register and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost, or stolen Bond, a new Bond of the same Stated Maturity and of like tenor and principal amount, bearing a number not contemporaneously outstanding. In case any such mutilated, destroyed, lost, or stolen Bond has become or is about to become due and payable, the District in its discretion may, instead of issuing a new Bond, pay such Bond. Upon the issuance of any new Bond under this Section, the District may require the payment by the Holder of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Paying Agent/Registrar, bond printing, and legal fees) connected therewith. Every new Bond issued pursuant to this Section in lieu of any mutilated, destroyed, lost, or stolen Bond shall constitute a replacement of the prior obligation of the District, whether or not the mutilated, destroyed, lost, or stolen Bond shall be at any time enforceable by anyone, and shall be entitled to all the benefits LLR\60809.1\BONDRESOLUTION2021 12 L of this Resolution equally and ratably with all other outstanding bonds . The procedures set forth in the Paying Agent/Registrar Agreement, approved in Section 3 . 06 hereof, shall also be available with respect to mutilated, destroyed, lost, or stolen Bonds . The provisions of this Section are exclusive and shall preclude (to the extent lawful) all other rights and remedies with respect to the replacement and payment of mutilated, destroyed, lost, or stolen Bonds . SECTION 3 . 09 : CANCELLATION. All bonds surrendered for payment, redemption, transfer, exchange, or replacement, if surrendered to the Paying Agent/Registrar, shall be promptly cancelled by it and, if surrendered to the District, shall be delivered to the Paying Agent/Registrar and, if not already cancelled, shall be promptly cancelled by the Paying Agent/Registrar. The District may at any time deliver to the Paying Agent/Registrar for cancellation any Bonds previously certified or registered and delivered which the District may have acquired in any manner whatsoever, and all Bonds so delivered shall be promptly cancelled by the Paying Agent/Registrar. All cancelled Bonds held by the Paying Agent/Registrar shall be disposed of as directed by the District . ARTICLE FOUR REDEMPTION OF BONDS BEFORE MATURITY SECTION 4 . 01 : REDEMPTION OF BONDS . The District reserves the right to redeem the Bonds maturing on September 1, 2008, or thereafter, prior to their scheduled maturities, in whole, or from time to time in part, in such manner as the District may determine, in integral multiples of $5, 000, on September 1, 2007, or on any date thereafter, at a price equal to the principal amount of the Bonds to be redeemed plus accrued interest thereon to the date fixed for redemption. SECTION 4 . 02 : NOTICE TO PAYING AGENT/REGISTRAR OF REDEMPTION. The exercise by the District of its option to redeem any Bonds shall be entered in the minutes of the Board of Directors of the District. The District shall, at least forty- five (45) days prior to the Redemption Date (unless a shorter notice shall be satisfactory to the Paying Agent/Registrar) , notify the Paying Agent/Registrar of such Redemption Date and of the principal amount of Bonds of each Stated Maturity to be redeemed. SECTION 4 . 03 : MANNER OF REDEMPTION. If less than all of the Outstanding Bonds of the same Stated Maturity are to be redeemed, the particular Bonds to be redeemed shall be selected by the Registrar by lot or other random method from the Bonds which have not previously been called for redemption. The District shall promptly notify the Paying Agent/Registrar in LLR\60809.1\BONDRESOLUTION2021 13 l writing of the Bonds selected for redemption and, in the case of any Bond selected for partial redemption,. the principal amount thereof to be redeemed. For purposes of this Resolution, unless the context otherwise requires, all provisions relating to the redemption of Bonds shall relate, in the case of any Bond redeemed or to be redeemed only in part, to the portion of the principal of such Bond which has been or is to be redeemed. SECTION 4 . 04 : NOTICE TO HOLDERS OF REDEMPTION. Notice of redemption shall be mailed by the Paying Agent/Registrar in the . name of and at the expense of the District, not less than thirty (30) days prior to the Redemption Date, to each Holder of Bonds to be redeemed. All notices of redemptions shall include a statement as to (a) the Redemption Date, (b) the Redemption Price, (c) the principal amount of the Bonds to be redeemed and, if less than all Bonds are to be redeemed, the identification (and, in the case of partial redemption, the respective principal amounts) of the Bonds to be redeemed, (d) that on the Redemption Date the Redemption Price of each of the Bonds to be redeemed will become due and payable and that interest thereon shall cease to accrue from and after such date, and (e) that such Bonds are to be surrendered for payment of the Redemption Price at the principal payment office of the Paying Agent/Registrar, and the address of such office. SECTION 4 . 05 : PAYMENT FOR REDEEMED BONDS . Notice of redemption having been given as aforesaid, the Bonds so to be redeemed shall, on the Redemption Date, become due and payable at the Redemption Price, and from and after such date (unless the District shall default in the payment of the Redemption Price) such Bonds shall cease to bear interest . Upon the surrender of such Bonds for redemption in accordance with such notice, such Bonds shall be paid by the Paying Agent/Registrar at the Redemption Price out of money supplied by the District . Installments of interest with a Stated Maturity on or prior to the Redemption Date shall be payable to the Holders of such Bonds registered as such on the. relevant Record Dates according to their terms . If any Bond called for redemption shall not be so' paid on the date set for redemption by reason of the failure of the District to provide collected funds, the same shall continue to bear interest from the Redemption Date at the rate borne by such Bond. SECTION 4 . 06 : PARTIAL REDEMPTION. Any Bond which is to be redeemed only in part shall be surrendered at the office of the Paying Agent/Registrar (if payment is to be made to other than the registered Holder with due endorsement by, or a written instrument of transfer in form satisfactory to the Paying Agent/Registrar duly executed by, the Holder thereof or his attorney duly authorized in writing) , and the District shall execute and the Paying Agent/Registrar shall register and deliver to the Holder of such Bond, without service charge to the Holder, LLR\60809.1\BONDRESOLUTION2021 14 L 1 a new Bond or Bonds of the same Stated Maturity and of any authorized denomination or denominations as requested by.. such Holder in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Bond so surrendered. ARTICLE FIVE FORM OF BONDS AND CERTIFICATES SECTION 5 . 01: FORMS GENERALLY. The Bonds, the Registration Certificates of the Comptroller of Public Accounts of the State of Texas, the Certificates of Registration, and the forms of Assignment to be printed on each of the Bonds, shall be substantially in the forms set forth in this Article with such appropriate insertions, omissions, substitutions, and other variations as are permitted or required by this Resolution, and may have such letters, numbers, or other marks of identification (including identifying numbers and letters of the Committee on Uniform Securities Identification Procedures of the American Bankers Association ["CUSIP"] ) and such legends and endorsements (including any reproduction of any opinion of counsel) thereon as may, consistently herewith, be established by the District or determined by the officers executing such Bonds as evidenced by their execution thereof . Any portion of the text of any Bonds may be set forth on the reverse thereof, with an appropriate reference thereto on the face of the Bond. The Definitive Bonds shall be printed, lithographed, or engraved, produced by any combination of these methods, or produced in any other similar manner, all as determined by the officers executing such Bonds as evidenced by their execution thereof, but the Initial Bond submitted to the Attorney General of Texas may be typewritten or photocopied or otherwise reproduced. SECTION 5 . 02 : FORM OF BONDS. The Bonds authorized by this Resolution shall be in substantially the following form, with such omissions, insertions, and variations as may be necessary and desirable and consistent with the terms of this Resolution: LLR\60809.1\BONDRESOLUTION2021 15 A (114 l t t. UNITED STATES OF AMERICA STATE OF TEXAS COUNTY OF BRAZORIA REGISTERED REGISTERED NUMBER AMOUNT BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT No. 5 UNLIMITED TAX BOND SERIES 1997 Interest Rate: Stated Maturity: Initial Date: CUSIP: , 1997 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT No. 5, a conservation and reclamation district, a body politic and corporate and a governmental agency created under the Constitution and laws of the State of Texas, situated in Brazoria County, Texas (herein, the "District") , FOR VALUE RECEIVED hereby acknowledges itself indebted to and PROMISES TO PAY TO (the "Holder") , or registered assigns, on the Stated Maturity specified above, the sum of DOLLARS'. (or so much thereof as shall not have been paid upon prior redemption) and to pay interest thereon from the later of the. Initial Date or the most recent Interest Payment Date to which interest has been paid or duly provided for, on March 1, 1998, and thereafter semiannually on September 1 and March 1 in each year, at the per annum rate of interest specified above, computed on the basis of a 360-day year of twelve 30-day months . The principal of this Bond is payable at the agency of the District, which shall be the principal payment office of the Paying Agent/Registrar executing the registration certificate appearing hereon, upon presentation and surrender of this Bond. The interest so payable, and punctually paid or duly provided for, on any Interest Payment Date will be paid to the person in whose name this Bond (or one or more Predecessor Bonds, as defined in the Resolution hereinafter defined) , is registered at the close of business on the Record Date for such interest, which shall be the fifteenth (15th) day of the month next preceding such Interest Payment Date. All such payments may be made by the Paying Agent/Registrar by check dated as of the Interest Payment Date and mailed to the registered Holder. LLR\60809.1\BONDRESOLUTION2021 16 (' S THE DATE OF THE INITIAL BOND OF THIS ISSUE, in conformity with the Resolution authorizing the issuance of the series of Bonds of which this Bond is a part (herein the "Resolution") , is , 1997 . THIS BOND IS ONE OF AN AUTHORIZED ISSUE OF BONDS, designated Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1997 (hereinafter sometimes called the "Bonds") aggregating One Million Nine Hundred Eighty Thousand and No/100 Dollars ($1, 980 , 000 . 00) . The Bonds are issued for the purpose of purchasing and constructing extensions of and additions to the District' s existing water and sanitary sewer system and drainage system, and paying the costs of issuance of the Bonds, all under and in strict conformity with the Constitution and laws of the State of Texas, particularly Section 59 of Article XVI of the Constitution of Texas, Chapters 49 and 54, Texas Water Code, as amended, and Article 717k-2, Vernon' s Texas Civil Statutes, as amended. THE DISTRICT RESERVES THE RIGHT TO REDEEM the Bonds of this issue maturing on September 1, 2008, or thereafter, prior to their scheduled maturities, in whole, or from time to time in part, in such manner as the District may determine, in integral multiples of $5, 000, on September 1, 2007, or on any date thereafter, at a price equal to the principal amount of the Bonds to be redeemed plus accrued interest thereon to the date fixed for redemption. AS PROVIDED IN THE BOND Resolution and subject to certain limitations therein set forth, this Bond is transferable on the Bond Register of the District, upon surrender of this Bond for transfer at the principal payment office of the Paying Agent/Registrar, duly endorsed by or accompanied by a written instrument of transfer in form satisfactory to the Paying Agent/Registrar duly executed by the registered Holder hereof or his attorney duly authorized in writing, and thereupon one or more new fully registered Bonds of the same Stated Maturity, of authorized denominations, bearing the same rate of interest, and • for the same aggregate principal amount will be issued to the designated transferee or transferees . NEITHER THE DISTRICT NOR THE PAYING AGENT/REGISTRAR shall be required (i) to issue, transfer, or exchange any Bond during a period beginning at the opening of business on a Record Date and ending at the close of business on the next succeeding Interest Payment Date, or (ii) to transfer or exchange any Bond so selected for redemption in whole or in part when such redemption is scheduled to occur within thirty (30) calendar days . THE DISTRICT, THE PAYING AGENT/REGISTRAR, and any agent of either of them may treat the person in whose name this Bond is registered as the owner hereof for the purpose of receiving payment as herein provided and for all other purposes, whether or LLR\60809.1\BONDRESOLUTION2021 17 not this Bond be overdue, and neither the District, the Paying Agent/Registrar, nor any such agent shall be affected by notice to the contrary. THIS BOND, AND THE OTHER BONDS OF THE SERIES OF WHICH IT IS A PART, is payable from the proceeds of a continuing, direct annual ad valorem tax levied, without limit as to rate or amount, upon all taxable property within the District. Reference is made to the Resolution for a more complete description of the funds charged with and pledged to the payment of this Bond and the series of which it is a part . By acceptance of this Bond, the Holder hereof expressly assents to all of the provisions of the Resolution. IN ADDITION TO THE RIGHT TO ISSUE BONDS OF INFERIOR LIEN, the District has reserved the right to issue Additional Bonds, as defined in the Resolution, which may be secured by a lien on and pledge of the Net Revenues resulting from the ownership or operation of the District' s waterworks, sanitary sewer, and drainage and storm sewer system. Such Additional Bonds may be payable solely from such revenues or solely from taxes or may be payable from a combination of taxes and such revenues . The District has also reserved the right to issue Special Project Bonds, as defined in the Resolution, which will be payable from and secured by the proceeds of a contract or contracts with persons, corporations, municipal corporations, political subdivisions, or other entities. Reference is made to the • Resolution for a complete description of the right to issue Additional Bonds and Special Project Bonds . IT IS HEREBY CERTIFIED, RECITED, AND REPRESENTED that the issuance of this Bond and the series of Bonds of which it is a part is duly authorized by law; that all acts, conditions, and things required to exist and to be done precedent to and in the issuance of this Bond and said series of Bonds to render the same lawful and valid have been properly done and performed and have happened in regular and due time, form, and manner as required by law; that due provision has been made for the payment of the interest on and the principal of this Bond and the series of Bonds of which it is a part by levy of a continuing, direct annual ad valorem tax upon all taxable property within the District sufficient for said purposes; and that the issuance of this series of Bonds does not exceed any Constitutional or statutory limitation. .IN WITNESS WHEREOF, BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT No. 5 has caused this Bond to be executed by the • facsimile signatures of the President and Secretary of its Board of Directors and its official seal to be impressed or placed in facsimile hereon, all as of the 1st day of , 1997 . LLR\60809.1\BONDRESOLUTION2021 18 (limb) _ tam') BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT No. 5 By: President, Board of Directors ATTEST: Secretary, Board of Directors (SEAL) SECTION 5 . 03 : FORM OF REGISTRATION CERTIFICATE OF COMPTROLLER OF PUBLIC ACCOUNTS . The Initial Bond shall be registered by the Comptroller of Public Accounts of the State of Texas as provided by law. The registration certificate of said Comptroller of Public Accounts shall be printed on the back of said Initial Bond in substantially the following form: OFFICE OF THE COMPTROLLER § OF PUBLIC ACCOUNTS § REGISTER NO. STATE OF TEXAS § I HEREBY CERTIFY THAT there is on file and of record in my office a certificate to the effect that the Attorney General of the State of Texas has approved this Bond, and further that this Bond has been registered this day by me. WITNESS my signature and seal of office this day of , 199 Comptroller of Public Accounts of the State of Texas (COMPTROLLER' S SEAL) SECTION 5 . 04 : FORM OF AUTHENTICATION CERTIFICATE OF PAYING AGENT/REGISTRAR. On the front of all Bonds other than the Initial Bond, the Authentication Certificate of the Paying Agent/Registrar shall be printed in substantially the following form: LLR\60809.1\BONDRESOLUTION2021 19 AUTHENTICATION CERTIFICATE It is hereby certified that this Bond has been delivered pursuant to the Bond Resolution described in the text of this Bond, in exchange for or in replacement of a bond, bonds, or a portion of a bond approved by the Attorney General of the State of Texas and registered by the Comptroller of Public Accounts of the State of Texas . Texas Commerce Bank National Association Date of Authentication: By: Authorized Signature SECTION 5 . 05 : FORM OF ASSIGNMENT. On the back of all Bonds other than the Initial Bond, the Form of Assignment shall be printed in substantially the following form: ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sells, assigns, and transfers unto (Print or typewrite name, address, and zip code of Transferee) : (Social Security or other identifying number of Transferee : the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to transfer the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: Registered Owner (s) NOTICE: The signature (s) on this assignment must correspond with the name (s) of the registered Holder (s) as shown on the face of this Bond in every particular, without enlargement or change whatsoever. LLR\60809.1\BONDRESOLUTION2021 20 • a1 T (41116) Signature Guaranteed NOTICE: Signature (s) must be guaranteed by a member firm of the New York Stock Exchange or a commercial bank or trust company. The following abbreviations, when used in the inscription on the face of the within Bond or above Assignment, shall be construed as though they were written out in full according to applicable laws or regulations : TEN COM -- as tenants UNIF GIFT MIN ACT in common Custodian (Cust . ) (Minor) TEN ENT -- as tenants by under Uniform Gifts to Minors Act the entireties State JT TEN -- as joint tenants with rights of survivorship and not as tenants in common Additional abbreviations may also be used though not in the above list. SECTION 5 . 06 : FORM OF INITIAL BOND. The Initial Bond shall be in the form set forth in Section 5 . 02 of this Article, except that: (a) immediately under the name of the bond the headings "Interest Rate" and "Stated Maturity" and "CUSIP" shall all be eliminated. (b) in the first paragraph: • (i) the words "on the Stated Maturity specified above" shall be deleted and the following will be inserted: "on the first day of September in each of the years indicated below and bearing interest at the per annum rates in accordance with the following schedule: Principal Year of Interest Amount Maturity Rate [Information to be inserted from schedules in Section 3 . 02 hereof, incorporating the Principal Amount, Year of Maturity, and Interest Rate of the Bonds . ] LLR\60809.1\BONDRESOLUTION2021 21 (ii) the words "executing the registration certificate appearing hereon" shall be deleted and an additional sentence shall be added to the paragraph as follows : "The initial Paying Agent/Registrar is Texas Commerce Bank National Association, Dallas, Texas . " (iii) the words " (or one or more Predecessor Bonds, • as defined in the Resolution hereinafter defined) " shall be deleted. (c) the Initial Bond for the Bond shall be numbered T-1. (d) the adjective "facsimile" modifying the noun "signatures" in the last paragraph shall be deleted. SECTION 5 . 07 : CUSIP REGISTRATION. The President of the Board of Directors or the Paying Agent/Registrar may secure the printing of identification numbers on the front of the Bonds through the CUSIP Service Bureau Division of Standard & Poors Corporation, New York, New York. SECTION 5 . 08 : LEGAL OPINION. The approving opinion of Coats, Rose, Yale, Holm, Ryman & Lee, P.C. , Houston, Texas, bond counsel, may be printed on the back of the Bonds over the certification of the Secretary of the Board of Directors which may be executed in facsimile. ARTICLE SIX SECURITY OF THE BONDS SECTION 6 . 01: SECURITY OF BONDS . The Bonds are secured by and payable from the levy of a continuing, direct annual ad valorem tax, without limit as to rate or amount, upon all taxable property within the District . SECTION 6 . 02 : LEVY OF TAX. To pay the interest on the Bonds, and to create a sinking fund for the payment of the principal thereof when due, and to pay the expenses of assessing and collecting such taxes, there is hereby levied, and shall be assessed and collected in due time, a continuing, direct annual ad valorem tax, without limit as to rate or amount, on all taxable property in the District for each year while any of the Bonds are outstanding. All of the proceeds of such collections, except expenses incurred in that connection, shall be paid into the Debt Service Fund, and the aforementioned tax and such payments into such fund shall continue until the Bonds and the interest thereon have been fully paid and discharged, and such proceeds shall be used for such purposes and no other. While said Bonds, or any of them, are outstanding and unpaid, an ad valorem tax each year at a rate from year to year as will be ample and sufficient to provide funds to pay the interest on said Bonds and to provide the • necessary sinking fund to pay the principal , when due, full LLR\60809.1\BONDRESOLUTION2021 22 allowance being made for delinquencies and costs of collection, shall be levied, assessed, and collected and applied to the payment of principal and interest on the Bonds . In determining the amount of taxes which should be levied each year, the Board may consider whether proceeds from the sale of Bonds have been placed in escrow to pay interest during construction and whether the Board reasonably expects to have revenue or receipts available from other sources which are legally available to pay principal of or interest or redemption price on the Bonds. SECTION 6 . 03 : CONSOLIDATION OF DISTRICT. The laws of the State of Texas permit the District to be consolidated with one or more conservation and reclamation districts . In the event the District is consolidated with another district or districts, the District reserves the right to: (a) consolidate the System with a similar system of one or more districts with which the District is consolidating and operate and maintain the systems as one consolidated system (herein for purposes of this section the "Consolidated System") ; (b) apply the net revenues from the operation of the Consolidated System to the payment of principal, interest, redemption price, and bank charges on the revenue bonds or the combination tax and revenue bonds (herein for purposes of this section the "Revenue Bonds") of the District and of the district or districts with which the District is consolidating (herein collectively the "Consolidating Districts") without preference to any series of bonds (except subordinate lien revenue bonds which shall continue to be subordinate to the first lien revenue bonds of the Consolidating Districts) ; and (c) pledge the net revenues of the Consolidated System to the payment of principal, interest, redemption price, and bank charges on revenue bonds which may be issued by the Consolidating Districts on a parity with the outstanding first lien revenue bonds of the Consolidating Districts . ARTICLE SEVEN FLOW OF FUNDS AND INVESTMENTS SECTION 7 . 01 : CREATION OF FUNDS . The establishment of the Debt Service Fund is hereby affirmed. Such fund shall be kept separate and apart from all other funds of the District . The Debt Service Fund shall constitute a trust fund which shall be held in trust for the benefit of the Bondholders and, to the extent permitted by law, the Holders of Additional Bonds, if any. SECTION 7 . 02 : SECURITY OF FUNDS . Any cash balance in any fund shall, to the extent not insured by the Federal Deposit LLR\60809.1\BONDRESOLUTION2021 23 ° Insurance Corporation or its successor, be continuously secured by a valid pledge to the District of securities eligible under the laws of Texas to secure the funds of municipal utility districts, having an aggregate market value, exclusive of accrued interest, at all times equal to the uninsured cash balance in the fund to which such securities are pledged. SECTION 7 . 03 : GENERAL OPERATING FUND. The establishment of the General Operating Fund is hereby affirmed. The District shall deposit, as collected, the Revenues (except earnings and profits derived from the investment of the funds as provided in Section 7 .09 hereof) from the operation of the System into the General Operating Fund. Preferentially, all moneys deposited in the General Operating Fund shall be used for the purpose of paying the maintenance and operation expenses of the System. The District may accumulate and maintain an operating reserve in the General Operating Fund equal to two (2) months' average maintenance and operation expenses as estimated for that Fiscal Year (the "Operating Reserve" ) . SECTION 7 . 04 : DEBT SERVICE FUND. The District shall deposit or cause to be deposited into the Debt Service Fund the aggregate of the following at the time specified: (a) as soon as practicable after the Bonds are sold, accrued interest on the Bonds from the Initial Date to the date of delivery of the Bonds to the Purchaser; (b) as soon as practicable after the Bonds are sold, capitalized interest on the Bonds; and (c) taxes levied and collected pursuant to Section 6 . 02 hereof, less costs of collection, as collected. Not later than five (5) days prior to any principal and/or interest payment date on the Bonds, the Board of Directors shall cause the transfer of moneys out of the Debt Service Fund to the Paying Agent/Registrar in an amount not less than that which is sufficient to pay the principal which matures on such date, the interest which accrues on such date, and the Paying Agent/Registrar' s fees for handling such payments on that date. SECTION 7 . 05 : CONSTRUCTION FUND. The establishment of the Construction Fund is hereby affirmed. The proceeds from the sale of the Bonds, after making the deposits to the Debt Service Fund from the proceeds of the Bonds as specified in Section 7 . 04 above, shall be deposited into the Construction Fund and shall be used solely for the expenses incident to the issuance of the Bonds and the costs of acquiring, purchasing, and constructing the facilities for which the Bonds were sold. The District shall have the authority to retain the following described monies in the Construction Fund and may expend such sums LLR\60809.1\BONDRESOLUTION2021 24 L / / for any item which may be properly paid by the District from its Construction Fund upon the approval of the Texas Natural Resource Conservation Commission. (a) The balance of the District' s Construction Fund, if any, remaining unexpended from the proceeds of the sale of the Bonds after completion of the acquisition, purchase and construction of the facilities for which the Bonds were sold; and (b) All interest, income, and increment accruing to the District as a result of the temporary investment of the proceeds of the sale of the Bonds which are placed in the District' s Construction Fund. Upon completion of the acquisition, purchase, and construction of all facilities, any unspent monies remaining from the sale of the Bonds, and the interest earned on such monies, shall be deposited into the District' s Debt Service Fund. SECTION 7 . 06 : BOND REDEMPTION FUND. The District reserves the right to create one or more funds to be known as "Bond Redemption Funds" in connection with any issue or issues of Additional Bonds or Revenue Bonds which are term bonds, and to provide for the transfer of Net Revenues into a Bond Redemption Fund for the purpose of redeeming all or a specified part of such Additional Bonds or Revenue Bonds prior to maturity. SECTION 7 . 07 : INVESTMENTS, EARNINGS . Moneys deposited into the Debt Service Fund, and any other fund or funds which the District may lawfully create may be invested or reinvested in Authorized Investments . All investments and any profits realized from or interest accruing on such investments shall belong to the fund from which the moneys for such investments were taken; provided, however, that at the discretion of the Board of Directors the profits realized from and interest accruing on investments made from any fund may be transferred to the Debt Service Fund. If any moneys are so invested, the District shall have the right to have sold in the open market a sufficient amount of such investments to meet its obligations in the event any fund does not have sufficient uninvested funds on hand to meet the obligations payable out of such fund. Under such circumstances, the District shall give . notice to the Depository to sell such investments in the open market . After such sale the moneys resulting therefrom shall belong to the fund from which the moneys for such investments were initially taken. The District shall not be responsible to the Bondholders for any loss arising out of the sale of any investments . LLR\60809.1\BONDRESOLUTION2021 25 6 ARTICLE EIGHT TAX EXEMPTION SECTION 8 . 01 Definitions. When used in this Article, the terms listed below shall have the meanings specified below, unless it is otherwise expressly provided or unless the context otherwise requires : • "Code" means the Internal Revenue Code of 1986, as amended by any amendments thereto enacted prior to the Issue Date. "Computation Date" has the meaning set forth in Section 1. 148- 3 (e) of the Regulations . "Gross Proceeds" has the meaning set forth in Section 1. 148- 1 (b) of the Regulations . "Investment" has the meaning stated in section 1. 148-1 (b) of the Regulations and includes : (1) Stock: a share of stock in a corporation or a right to subscribe for or to receive such a share, (2) Debt : any indebtedness or evidence thereof, including without limitation United States Treasury bonds, notes, and bills (whether or not of the State and Local Government Series) and bank deposits (whether or not certificated or -interest bearing or made pursuant to a depository contract) , (3) Annuities and Deferred Payments : any annuity contract, or any other deferred payment contract acquired to fund an obligation of the District, or (4) Other Property: any other investment-type property. "Issue Date" means the date on which the Bonds are initially authenticated and delivered to the Purchaser against payment therefor. "Issue Price" of the Bonds of any series and stated maturity means the amounts set out in paragraph 4 of the Certificate of Underwriters executed on the Closing Date. "Net Sale Proceeds" has the meaning set forth in section 1. 148-1 (b) of the Regulations . "Proceeds" has the meaning set forth in section 1 . 148-1 (b) of the Regulations . "Rebate Amount" has the meaning set forth in section 1 . 148-3 of the Regulations . LLR\60809.1\BONDRESOLUTION2021 26 (m) (dm) . "Regulations" shall mean the temporary or final Income Tax Regulations applicable to the Bonds issued pursuant to Sections 141 through 150 of the Code. Any reference to a section of the Regulations shall also refer to any successor provision to such section hereafter promulgated by the Internal Revenue Service pursuant to Sections 141 through 150 of the Code and applicable to the Bonds . "Sale Proceeds" has the meaning set forth in section 1. 148- 1 (b) of the Regulations . "Taxable Investment" means any Investment other than (1) Non-AMT Tax Exempt Obligations : an obligation the interest on which is excluded from the gross income, as defined in section 61 of the Code, of the owners thereof for federal income tax purposes (or, when such obligation was issued, was purported by the evidence of such obligation to be so excluded) and which is not a preference item, as defined in section 57 of the Code, (2) Tax Exempt Mutual Funds : an interest in a regulated investment company to the extent that at least 95% of the income to the holders of such interest is interest that is excludable from gross income under section 103 (a) of the Code, (3) Demand SLGS : one-day certificates of indebtedness issued by the United States Treasury pursuant to the Demand Deposit State and Local Government Series program described in 31 C.F.R. part 344, if the District in good faith attempts to comply with all the requirements of such program relating to the investment of Gross Proceeds, and (4) Exempt Temporary Investments : Taxable Investments which are held for the credit of the 1995 Debt Service Fund. "Yield" of (1) Taxable Investments : Taxable Investments to any date means the actuarial "yield" of all such Taxable Investments on or before such date as "yield" is defined in section 1. 148-5 (b) of the Regulations, and (2) Bonds : Any series of bonds means the actuarial "yield" of such Bonds, as defined in section 1. 148-4 of the Regulations, and for the Bonds shall be specified in a certificate executed by an officer of the Board on the Issue Date. LLR\60809.1\BONDRESOLUTION2021 27 'L P b SECTION 8 . 02 . Covenant To Maintain Tax-Exempt Status of Bonds. A. Not to Cause Interest to Become Taxable. The District shall not use, permit the use of, or omit to use Gross Proceeds or any other amounts (or any property acquired, constructed, or improved with Gross Proceeds) in a manner which, if made or omitted, respectively, (or take or omit to take any other action which if taken or omitted, respectively) , would cause interest on any Bond to be includable in the gross income, as defined in • section 61 of the Code, of the owners thereof for federal income tax purposes . The District shall adopt and comply with the provisions of such amendments hereof and supplements hereto as may, in the opinion of nationally recognized bond counsel, be necessary to preserve or perfect such exclusion. Without limiting the generality of the foregoing, the District shall comply with each of the specific covenants in this Section at all times prior to the last Maturity of Bonds, unless and until the District shall have received a written opinion of nationally recognized bond counsel to the effect that failure to comply with such covenant will not adversely affect the excludability of interest on any Bond from the gross income of the owner thereof for federal income tax purposes, and thereafter such covenant shall no longer be binding upon the District to the extent described in such opinion, anything in any other Subsection of this Section to the contrary notwithstanding. B. No Private Use or Payments . At all times prior to the last Maturity of Bonds, the District shall neither (1) use nor permit the use of Gross Proceeds (or any property acquired, constructed or improved with Gross Proceeds or income from the investment thereof) in any trade or business carried on by any Person (or in any activity of any Person other than an individual) other than a state or local government, nor (2) directly or indirectly impose or accept any charge or other payment for use of Gross Proceeds (or use of any property acquired, constructed, or improved with Gross Proceeds or income from the investment thereof) in any trade or business carried on by any Person (or in any activity of any Person other than an individual) other than a state or local government, unless either (i) such use is merely as a member (and, except possibly for the amount of use and any corresponding rate adjustment, is extended by the District on the same terms as to all other members) of the general public or (ii) such charge or payment consists of taxes of general application within the District or interest earned on temporary Investments acquired with Gross Proceeds pending application of such Gross Proceeds for their intended purposes . For purposes of this Subsection B, property is considered to be "used" by a Person if : LLR\60809.1\SONDRESOLUTION2021 28 a (a) Sale or Lease: it is sold or otherwise disposed of, or leased, to such Person; (b) Management Contract : it is operated, managed, or otherwise physically employed, utilized, or consumed by such Person, excluding operation or management pursuant to an agreement which meets the conditions described in I .R. S . Rev. Proc. 97-13 ; (c) Capacity, Output, or Service Commitment : capacity in or output or service from such property is reserved or committed to such Person under a take-or-pay, output, incentive payment, or similar contract or arrangement; (d) Preferential Service : such property is used to provide service to (or such service is committed to or reserved for) such Person on a basis or terms which (except possibly for the amount of use and any corresponding rate adjustment) are different from the basis or terms on which such service is provided (or committed or reserved) to members of the public generally; • (e) Developer: such Person is a developer and a significant amount of property acquired, constructed, or improved with proceeds from the sale of a series of bonds of which the Bonds are a part serves only a limited area substantially all of which is owned by such Person, or a limited group of developers, unless such property carries out an essential governmental function, use by such Person is during an initial development period, and such property is developed and sold to (and occupied by) members of the general public in accordance with the Regulations; or (f) Other Incidents of Ownership: substantial burdens and benefits of ownership of such property are otherwise effectively transferred to such Person, but the temporary investment of Gross Proceeds pending application for their intended purposes shall not constitute "use" of Gross Proceeds . C. No Private Loan. The District shall not use Gross Proceeds to make or finance loans to any Person other than a state or local government, excluding loans consisting of temporary investments of Gross Proceeds pending application of such Gross Proceeds for their intended purposes. For purposes of this Subsection C, Gross Proceeds are considered to be "loaned" to ,a Person if (1) property acquired, constructed, or improved with Gross Proceeds is sold or leased to such Person in a transaction which creates a debt for federal income tax purposes, (2) capacity in or service from such property is committed to such Person under a take-or-pay, output, or similar contract or arrangement, or (3) indirect benefits, or burdens and benefits of ownership, of Gross LLR\60809.1\BONDRESOLUTION2021 29 rift) (-11) Proceeds or such property are otherwise transferred to such Person in a transaction which is the economic equivalent of a loan. D. Not to Invest at Higher Yield. The District shall not, at any time prior to the final Maturity of the Bonds, directly or indirectly invest Gross Proceeds in any Taxable. Investment (or use Gross Proceeds to replace money so invested) , if, as a result of such investment, the Yield of all Taxable Investments acquired with (or representing an investment of) Gross Proceeds (or money replaced thereby) , whether then held or previously disposed of, to the date of such investment exceeds the Yield of the Bonds. Notwithstanding the foregoing, however, the following Investments shall be excluded from the limitation described in this Subsection D: (1) Three-Year Period for. Sale Proceeds : Taxable Investments acquired with (or representing an investment of) proceeds from the sale of the Bonds or earnings from the investment thereof, to the extent such Taxable Investments are held during the three-year period beginning on the Issue Date; (2) One-Year Period for Earnings on Sale Proceeds: Taxable Investments acquired with (or representing an investment of) income from investment of proceeds from the sale of the Bonds, to the extent such Taxable Investments are held during the first year after receipt of such income; (3) 1998 Debt Service Fund Deposits : Taxable Investments acquired with (or representing an investment of) ,amounts held for the credit of the Debt Service Fund for the payment of the debt service on the Bonds during the then current bond year (the "1998 Debt Service Fund") , but only during the first 13 months after the date of deposit of such amounts to the Debt Service Fund; (4) Debt Service Fund Deposits : Taxable Investments acquired with (or representing an investment of) amounts held for the credit of the Debt Service Fund in excess of the amounts held for the credit of the 1998 Debt Service Fund to the extent such Taxable Investments are held during the first 30 days after the date of deposit of such amounts to the Debt Service Fund or, if held more than 30 days after deposit, do not exceed 10% of the stated principal amount of the Bonds; and (5) Other Investments : any other Taxable Investments acquired with (or representing an investment of) Gross Proceeds described in Clause (3) of the definition thereof, to the extent the aggregate amount of Gross Proceeds invested in such Taxable Investments does not exceed the lesser of $100, 000 or 5% of the proceeds from sale of the Bonds . LLR\60809.1\BONDRESOLUTION2021 30 j . The District shall not use any money to pay principal of or interest on the Bonds, or pledge (or permit to be pledged) or otherwise restrict any money, funds, or Taxable Investments so as to give reasonable assurance of their availability for such, purpose, except in each case amounts deposited to the Debt Service Fund. E. No Federal Guarantees, Etc . The District shall not either (a) use Gross Proceeds in an amount which exceeds 5% of the proceeds from the sale of the Bonds (i) to make loans which. are guaranteed in whole or in part by the United States or any agency or instrumentality thereof, including any entity with statutory authority to borrow from the United States, or (ii) to invest in any deposit or account in a financial institution to the extent such deposit or account is insured under federal law by the Federal Deposit Insurance Corporation, the National Credit Union Admin- istration, or any similar federally-chartered corporation, or (b) otherwise permit payment of principal of or interest on the Bonds to be directly or indirectly guaranteed in whole or in part by the United States or any agency or instrumentality thereof, including any entity with statutory authority to borrow from the United States (e.g. , by the investment of amounts held for the credit of the Debt Service Fund in federally-guaranteed or federally-insured • obligations) . Notwithstanding the foregoing, however, the District may acquire : (1) Certain Temporary Investments : Investments described in Subsections D (1) , D (3) , or D (4) of this Section, whether or not federally-guaranteed or federally-insured, to the extent such Investments are held during the period described in such Subsection; (2) Treasury Investments : Investments issued by the United States Treasury; and (3) Investments Permitted by Regulations : Any other Investments permitted by regulations of the United States Department of Treasury issued under section 149 (b) (3) (B) (v) of the Code. F. Not to Divert Arbitrage Profits . Prior to the final Maturity of the Bonds, the District shall not at any time invest amounts held for the credit of the Construction Fund or the Debt Service Fund in any Investment purchased at other than an arm' s length price or for which there is not an established market at the . time of investment, except possibly for Investments described in Subsection D (2) of this Section to the extent such Investments are acquired and mature or are disposed of during the period described in such Subsection. G. To File Informational Report . The District shall execute and file with the Secretary of the Treasury, not later than the 15th day of the second calendar month after the close of the LLR\60809.1\BONDRESOLUTION2021 31 calendar quarter in which the Issue Date occurs (or by such later date as such Secretary may permit for reasonable cause or may prescribe with respect to any portion of such statement) , a statement containing the information and in the form required by section 149 (e) of the Code or the Regulations promulgated thereunder. H. Not to Cause Bonds to Become Hedge Bonds . The District warrants and represents that : (1) the District reasonably expects that at least 85% of the Net Sale Proceeds of the Bonds will be used to carry out the governmental purposes of the Bonds within three years from the Issue Date, and (2) not more than 50% of the Proceeds of the Bonds will be invested in nonpurpose investments (as defined in section 148 (f) (6) (A) of the Code) having a substantially guaranteed Yield for four years or more. I . Payment of Rebatable Arbitrage. Except to the extent otherwise provided in section 148 (f) of the Code and the regulations and rulings thereunder, (1) The District shall account for all Gross Proceeds (including all receipts and expenditures thereof) on its books of account separately and apart from all other funds (and receipts, expenditures, and investments thereof) and shall maintain all records of such accounting with the transcript of proceedings relating to the issuance of the Bonds until six years after the final Computation Date. The District may, however, to the extent permitted by law, commingle Gross Proceeds of the Bonds with other money of the District, provided that the District separately accounts for each receipt and expenditure of such Gross Proceeds and the obligations acquired therewith. (2) Not less frequently than each Computation Date, the District shall either (i) cause to be calculated by a nationally recognized accounting or financial advisory firm or (ii) calculate and cause its calculations to be verified by a nationally recognized accounting or financial advisory firm, in either case in accordance with rules set forth in section 148 (f) of the Code and section 1. 148-3 of the Regulations and rulings thereunder, the Rebate Amount with respect to the Bonds. The District shall maintain such calculations with the official transcript of th'e proceedings relating to the issuance of the Bonds until six years after the final Computation Date. (3) As additional consideration for the purchase of the Bonds by the Purchasers and the loan of money represented thereby, and in order to induce such purchase by measures designed to preserve the excludability of the interest thereon from the gross income of the owners thereof for federal income tax purposes, the LLR\60809.1\BONDRESOLUTION2021 32 - y V 1 District shall remit to the United States the amount described in paragraph (2) above and the amount described in paragraph (4) below, at the times, in the installments, to the place, in the manner, and accompanied by such forms or other information as is or may be required by section 148 (f) of the Code and the Regulations and rulings thereunder. (4) The District shall exercise reasonable diligence to assure that no errors are made in the calculations required by paragraph (2) and, if such error is made, to discover and promptly to correct such error within a reasonable amount of time thereafter, including payment to the United States of any interest and any penalty required by section 1. 148-3 (h) of the Regulations,. SECTION 8 . 03 . Qualified Tax-Exempt Obligations . The District hereby designates the Bonds as "qualified tax-exempt obligations" pursuant to Section 265 (b) (3) of the Code. The District hereby warrants and represents that (a) the aggregate face amount (or, in the case of obligations on which interest is paid less frequently than semiannually, the aggregate amount of principal and interest due at maturity) of all debt obligations issued or expected to • be issued by the District in the calendar year of the Closing Date (including the Bonds) is not reasonably expected to exceed $10, 000, 000; (b) there are no other Persons which derive their authority from or are subject to the control of the District and which have authority to issue obligations described in section 103 of the Code; and (c) consequently, the Bonds are eligible to be "qualified tax-exempt obligations" pursuant to section 265 (b) (3) of the Code. The President of the Board is hereby authorized to take such other action as may be necessary to make effective the designation herein. ARTICLE NINE ADDITIONAL BONDS AND REFUNDING BONDS SECTION 9 . 01 : ADDITIONAL BONDS . The District expressly reserves the right to issue, in one or more installments, for the purpose of completing, repairing, improving, extending, enlarging, or replacing the System or any other lawful purpose : (a) the unissued unlimited tax bonds which were authorized at the bond elections described in Section 1 . 05 of this Resolution; and LLR\60809.1\BONDRESOLUTION2021 33 (b) such other unlimited tax bonds as may hereafter be authorized at subsequent elections . SECTION 9 . 02 : REVENUE BONDS. The District expressly reserves the right to issue revenue bonds in one or more installments for the purpose of completing, repairing, improving, extending, enlarging, or replacing the System, which will be payable solely from the Net Revenues and such bonds may be payable from and equally secured by a lien on and pledge of the Net Revenues, if such revenue bonds are approved by the voters of the District. SECTION 9 . 03 : INFERIOR LIEN BONDS . The District also reserves the right to issue inferior lien bonds and pledge the Net . Revenues to the payment thereof, such pledge to be subordinate in all respects to the lien of previously issued Additional Bonds and Revenue Bonds . SECTION 9 . 04 : SPECIAL PROJECT BONDS . The District further reserves the right to issue bonds in one or more installments for the purchase, construction, improvement, extension, replacement, enlargement, or repair of water, sewer, and/or drainage facilities necessary under a contract or contracts with persons, corporations, municipal corporations, political subdivisions, or other entities, such bonds to be payable from and secured by the proceeds of such contract or contracts . The District further reserves the right to refund such bonds . SECTION 9 . 05 : REFUNDING BONDS . The District further reserves the right to issue Refunding Bonds in any manner permitted by law to refund any Bonds and Additional Bonds at or prior to their respective dates of maturity or redemption. ARTICLE TEN MUNICIPAL BOND INSURANCE Financial Security has made a commitment to issue a municipal bond guaranty insurance policy (the "Municipal Bond Guaranty Insurance Policy") relating to the Bonds effective as of the date of issuance of the Bonds . Under the terms of the Municipal Bond Guaranty Insurance Policy, Financial Security guarantees timely payment of principal of and interest on the Bonds . Financial Security will make such payments to the Paying Agent on the date due for payment or within one business day after receipt of notice of nonpayment, whichever is later. The insurance will extend for the term of the Bonds and, once issued, cannot be canceled. ARTICLE ELEVEN SECTION 11 . 01 : PERSONS DEEMED OWNERS . The District, the Paying Agent/Registrar, and any agent of either of them may treat the Person in whose name any Bond is registered as the owner of such Bond for the purpose of receiving payment of the principal LLR\60809.1\BONDRESOLUTION2021 34 0 (and Redemption Price) of and interest on such Bond and for all other purposes whatsoever, and to the extent permitted by law, neither the District, the Paying Agent/Registrar, nor any agent of either of them shall be affected by notice to the contrary. SECTION 11. 02 : NOTICES TO HOLDERS; WAIVER. Wherever this Resolution provides for notice to Bondholders of any event, such notice shall be sufficiently given (unless otherwise herein expressly provided) if in writing and mailed, first-class postage prepaid, to each Holder of such Bonds, at the address of such Holder as it appears in the Bond Register. In any case where notice to Holders of Bonds is given by mail, neither the failure to mail such notice to any particular Holder of Bonds, nor any defect in any notice so mailed, shall affect the sufficiency of such notice with respect to all other Bonds. Where this Resolution provides for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice, either before or after the event, and such waiver shall be the equivalent of such notice. Waivers of notice by Holders shall be filed with the Paying Agent/Registrar, but such filing shall not be ;a condition precedent to the validity of any action taken in reliance upon such waiver. SECTION 11. 03 : DUTIES OF DISTRICT OFFICIALS . The President or any Vice President and the Secretary or any Assistant Secretary of the Board of Directors and other appropriate officers and agents of the District are hereby authorized and directed to do any and all things necessary and/or convenient to carry out the provisions of this Resolution. ARTICLE TWELVE SALE AND DELIVERY OF BONDS SECTION 12 . 01 : SALE OF BONDS; BOND PURCHASE AGREEMENT. The Bonds are hereby sold and shall be delivered to (the "Purchaser") pursuant to the taking of public bids therefor on 1997, for a price of $ plus accrued interest from the Initial Date to the date of delivery. Delivery of the Bonds to the Purchaser shall be made as soon as practicable after the adoption of this Resolution, upon payment therefor, in accordance with the terms of the sale. Purchaser' s obligation to accept delivery of the Bonds is subject to it being furnished an approving legal opinion of Coats, Rose, Yale, Holm, Ryman & Lee, P.C. , bond counsel to the District, approving the Bonds as to their validity and that the interest thereon is exempt from Federal taxation, said opinion to be dated and delivered as of the date of delivery and payment for • the Bonds . The Board hereby finds and determines that the net effective interest rate of the issue or series of bonds authorized by this Resolution is , which is the lowest net effective interest rate bid to the District, as required by law. LLR\60809.1\BONDRESOLUTION2021 35 SECTION 12 . 02 : APPROVAL, REGISTRATION AND DELIVERY. The President of the Board of Directors of the District and representatives of Coats, Rose, Yale, Holm, Ryman & Lee, P.C. are hereby authorized and directed to submit the Bonds, and a transcript of the proceedings relating to the issuance of the Bonds, to the Attorney General of the State of Texas for approval and, following said approval, to submit the Initial Bond to the Comptroller of Public Accounts of the State of Texas for registration. Upon registration of the Initial Bond, the Comptroller of Public Accounts (or a deputy designated in writing to act for the Comptroller) shall manually sign the Comptroller' s registration certificate prescribed herein to be printed and endorsed on the Initial Bond. After the Initial Bond has been registered and signed by the Comptroller, it shall be delivered to . the Underwriter, but only upon receipt of the full purchase price.' ARTICLE THIRTEEN SPECIFIC OBLIGATIONS OF BOARD The Board on behalf of the District expressly stipulates and covenants that, for the benefit of the Purchaser and any and all subsequent Holders of the Bonds (and enforceable by any one or all of said Holders) , in addition to all other provisions hereof, it will: (a) Fix and maintain rates and collect charges for the facilities and services rendered by the District which, together with any taxes levied for maintenance purposes, will provide revenues sufficient at all times to pay all reasonable administration expenses of the District and all efficient operation and adequate maintenance expenses of the System. The Board has enacted and will maintain in effect an order fixing rates and charges for services which contains, among other provisions, a requirement for periodic billing of all customers of the District and a prohibition against the furnishing of water or sewer • service without charge to any person, firm, organization, or corporation. (b) Subject to the provisions of Article Six of this Resolution, levy an ad valorem tax that will be ample and sufficient to provide funds to pay the interest on the Bonds and to provide the necessary sinking fund. (c) Not mortgage or otherwise encumber the physical properties of the System, nor sell, lease, or otherwise dispose of any substantial portion of such physical properties, unless said properties of the System are deemed by the Board of Directors of the District to be unnecessary to the operation of the System. LL11\60809.1\BONDRESOLUTION2021 36 (d) Maintain the System in good condition and operate it in an efficient manner and at a reasonable cost . (e) Maintain insurance on the System of a kind and in an amount which usually would be carried by municipal corporations and political subdivisions in Texas operating similar facilities . (f) Keep records and accounts and employ an independent certified public accountant of recognized integrity and ability to direct the installation of the required accounting procedures and to audit its affairs at the close of each fiscal year. The fiscal year of the District is from October 1 to September 31 of the following year, or such other fiscal year as the Board of Directors may hereafter designate . Said audits shall include a statement in detail of the income and expenditures of the System for each year; a balance sheet as of the end of the year; the auditor' s comments regarding the manner in which the District has carried out the requirements of all Bond Resolutions; his recom- mendations, if any, for changes or improvements in the operation of the District' s plants, facilities, and improvements; a list of insurance policies in force as of the date of the audit including the amount, expiration date, risk covered, and name of the insurer for each such policy; and the number of properties connected to the System as of the end of the fiscal year. The audit report shall be delivered to each member of the Board not later than 120 days after the close of each fiscal year and shall be retained and filed in the office of the auditor. Copies of said audit shall be filed as required by law and maintained in the office of the District, available for inspection by any interested person or persons during normal office hours . ARTICLE FOURTEEN DEFEASANCE OF OBLIGATIONS OF DISTRICT SECTION 14 . 01 : DEFEASANCE. If the District shall pay or cause to be paid, or there shall otherwise be paid to the Holders, the principal of and interest on the Bonds, at the times and in the manner stipulated in this Resolution, then the pledge of any taxes or other money, securities, and funds pledged under this Resolution and all covenants, agreements, and other obligations of the District to the Holders of Bonds shall thereupon cease, terminate, and become void and be discharged and satisfied, and the Paying Agent/Registrar shall pay over or deliver all money held by it ' under this Resolution to the District . Bonds or interest installments for the payment of which money shall have been set aside and shall be held in trust by the Paying LLR\60809.1\BONDRESOLUTION2021 37 Agent/Registrar or with any other bank or trust company which has agreed to hold the same for such purpose (through deposit by the District of funds for such payment or otherwise) at the Stated Maturity thereof shall be deemed to have been paid within the meaning and with the effect expressed above in this Section. All Bonds shall be deemed to have been paid, prior to their Stated Maturity, within the meaning and with the effect expressed above in this Section, if there shall have been deposited with the Registrar either (a) money in an amount which shall be sufficient to make such payment, (b) Governmental Securities certified by an independent public accounting firm of national reputation to be of such maturities and interest payment dates and to bear such interest as will, without further investment or reinvestment of either the principal amount thereof or the interest earnings therefrom, be sufficient to make such payment, or (c) a combination . of money and Governmental Securities together so certified to be sufficient to make such payment, provided that all the expenses pertaining to the Bonds with respect to which such deposit is made shall have been paid or the payment thereof provided for to the satisfaction of the Paying Agent/ Registrar (and to such other bank or trust company) . SECTION 14 . 02 : PARTIAL DEFEASANCE. In the event such deposit is made with respect to some but not all of the Bonds then outstanding, the District shall designate the Stated .Maturities of Bonds with respect to which such deposit is made. If such deposit shall be sufficient to provide for the payment of the principal of and interest on some but not all Outstanding Bonds of a particular Stated Maturity so designated, the Paying Agent/Registrar shall select the Outstanding Bonds of such Stated Maturity with respect to which such deposit is made by such random method as the Paying Agent/Registrar shall deem fair and appropriate and which may provide for the selection of portions (equal to and leaving unredeemed an authorized denomination) of Bonds a denomination larger than $5, 000 . Notwithstanding anything herein to the contrary, no such deposit shall have the effect described in this Article if made during the subsistence of a default in the payment of any Bond (a) unless made with respect to all of the Bonds then outstanding, or (b) unless accompanied by an opinion of counsel of recognized standing in the field of federal income taxation to the effect that neither such deposit nor the investment thereof shall adversely affect the excludability of interest on any Bond from the gross income of any owner thereof for federal income tax purposes . SECTION 14 . 03 : INVESTMENTS . No money or Governmental Securities so deposited shall be invested or reinvested unless in Governmental Securities and unless such money and Governmental Securities not invested and such new investments are together certified by an independent public accounting firm of national reputation to be of such amounts, maturities, and interest payment dates and to bear such interest as will, without further investment or reinvestment of either the principal amount thereof or the interest earnings therefrom, be sufficient to make such payment . LLR\60809.1\BONDRESOLUTION2021 38 D Neither Governmental Securities nor money deposited with the Paying Agent/Registrar or other bank or trust company pursuant to this Section, nor principal or interest payments on any such Governmental Securities, shall be withdrawn or used for any purpose other than, and shall be held in trust for, the payment of the principal of, and interest on such Bonds . Any cash received from such principal of and interest on such investment securities deposited with the Paying Agent/Registrar, if not needed for such purpose, shall, to the extent practicable, be reinvested in Governmental Securities (which may be non-interest bearing) maturing at times and in amounts sufficient to pay when due the • principal of and interest on such Bonds on and prior to the maturity thereof, and interest earned from such reinvestments shall be paid over to the District as received by the Paying Agent/Registrar, free and clear of any trust, lien, or pledge and used in accordance with applicable law. Any payment for Governmental Securities purchased for the purpose of reinvesting cash as aforesaid shall be made only against delivery of such Governmental Securities . SECTION 14 . 04 : RETIREMENT OF BONDS . At such times as a Bond shall be deemed to be paid hereunder, as aforesaid, it shall no longer be entitled to the benefits of this Resolution, except for the purposes of any such payment from such money or Governmental Securities, and for the provisions of Section 3 . 07 and 3 . 08 relating to transfer, exchange, and replacement of Bonds and the covenants of -the District contained in Article Eight . At such times as all of the Bonds are retired, or provision is made for their payment, money in the Debt Service Fund, if any, may be transferred to the General Operating Fund of the District, provided that any money held by the Paying Agent/Registrar which has been provided for the payment of interest or principal and not so utilized for any reason shall continue to be held for a period of four calendar years, and if not claimed, the same may be returned to the General Operating Fund of the District, subject, however, to applicable unclaimed property laws of the State of Texas . ARTICLE FIFTEEN CONTINUING DISCLOSURE SECTION 15 . 01 : ANNUAL REPORTS . The District shall provide annually to each nationally recognized municipal securities information repository ("NRMSIR" ) and the state information depository ("SID") , within six (6) months after the end of each fiscal year ending in or after 1998, financial information and operating data with respect to the District of the general type included in the Official Statement authorized by Section 16 . 05 of this Bond Resolution, being the information described in Section 15 . 04 hereof . Any financial statements so to be provided shall be (1) in accordance with generally accepted accounting principles and (2) audited, if the District commissions an audit of such statements and the audit is complete within the period during which LLR\60809.1\BONDRESOLUTION2021 39 they must be provided. If audited financial statements are not so provided, then the District shall provide unaudited financial statements as part of the annual report and shall provide audited financial statements for the applicable fiscal year to each NRMSIR and any SID, when and if audited financial statements become available. If the District changes its fiscal year, it will notify each NRMSIR and any SID of the change (and of the date of the new fiscal year) prior to the next day by which the District would otherwise be required to provide financial information and operating data pursuant to this Article. The financial information and operating data to be provided pursuant to this Article may be set forth in full in one or more documents or may be included by specific reference to any document'1 including an official statement or other offering document, if it • is available from the Municipal Securities Rulemaking Board ("MSRB") that heretofore has been provided to each NRMSIR and any SID or filed with the United States Securities and Exchange Commission ("SEC" ) . SECTION 15 . 02 : MATERIAL EVENTS NOTICES . The District shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any of the following events with respect to the Bonds, if such event is material within the meaning of the federal securities laws : 1. Principal and interest payment delinquencies; 2 . Non-payment related defaults; 3 . Unscheduled draws on debt service reserves reflecting financial difficulties; 4 . Unscheduled draws on credit enhancements, if any,, reflecting financial difficulties; 5 . Substitution of credit or liquidity providers, if any, or their failure to perform; 6 . Adverse tax opinions or events affecting the tax-exempt status of the Bonds; 7 . Modifications of the rights of the Owners of the Bonds; 8 . Bond calls; 9 . Defeasance; 10 . Release, substitution, or sale of property securing payment of the Bonds; and • LLR\60809.1\BONDRESOLUTION2021 40 i T l ..S 11. Rating changes . SECTION 15 . 03 : LIMITATION, DISCLAIMERS, AND AMENDMENTS . The District shall be obligated to observe and perform the covenants specified in this Article for so long as, but only for so • long as, the. District remains an "obligated person" with respect to the Bonds within the meaning of the Rule, except that the District, in any event, will give the notice required by Section 15 . 02 of any Bond calls and defeasance that cause the District to no longer be an "obligated person. " The provisions of this Article are for the sole benefit of the Holders of the Bonds and nothing in this Article express or implied shall give any benefit or any legal or equitable right, remedy, or claim hereunder to any other person. The District undertakes to provide only the financial information, operating data, financial statements, and notices which it has expressly agreed to provide pursuant to this Article and does not undertake to provide any other information that may be relevant or material to a complete presentation of the District' s financial results, conditions, prospects or hereby undertakes to update any information provided in accordance with this Article or otherwise, except as expressly. provided herein. The District does not make any representation or warranty concerning such information or concerning its usefulness to a decision to invest in or sell Bonds at any future date . UNDER NO CIRCUMSTANCE SHALL THE DISTRICT BE LIABLE TO THE OWNER OF ANY BOND OR ANY OTHER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE DISTRICT, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIFIED IN THIS ARTICLE, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR IN TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE. No default by the District in observing or performing its obligations under this Article shall comprise a breach of or a default under the Resolution for purposes of any other provision of this Resolution. Nothing in this Article is intended or shall act to disclaim, waive or otherwise limit the duties of the District under federal and state securities laws . The District may amend its continuing disclosure agreement from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the District, if but only if (1) the agreement, as amended, would have permitted an underwriter to purchase or sell Bonds in the primary offering in • compliance with the Rule, taking into account any amendments or interpretations of the Rule to the date of such amendment, as well LLR\60809.1\BONDRESOLUTION2021 41 ? d as such changed circumstances, and (2) either (a) the Holders of a majority in aggregate principal amount of the outstanding bonds consent to such amendment or (b) any person unaffiliated with the District (such as nationally recognized bond counsel) determines that such amendment will not materially impair the interests of the Holders of the Bonds . The District may amend or repeal this Article if the SEC amends or repeals the applicable provisions of the Rule or a court of final jurisdiction determines that such provisions are invalid or unenforceable, but only to the extent that its right to do so would not prevent the Underwriter from lawfully purchasing, the Bonds in the initial offering. If the District amends the agreement, it will include with any financial information or operating data next provided in accordance with its agreement' described above under "Annual Reports" an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information and operating data so provided. The District has not previously made a continuing disclosure; agreement in accordance with SEC Rule 15c2-12 . 12 . SECTION 15 . 04 : DESCRIPTION OF ANNUAL FINANCIAL INFORMATION.; The following information is referred in Section 15 . 01 of this Article: a. Annual Financial Statements and Operating Data. The financial information and operating data with respect to the District to be provided annually are as specified below: (i) Appendix A to the Official Statement : Financial Statements and Auditor' s Report . b. Accounting Principles . The accounting principles referred to in Section 15 . 01 are generally accepted accounting principles for governmental units as prescribed by the Governmental Accounting Standards Board from time to time, as such principles may be changed from time to time to comply with state law or regulation, or as otherwise stated in the financial statements. ARTICLE SIXTEEN MISCELLANEOUS PROVISIONS SECTION 16 . 01 : OPEN MEETING. The Board of Directors officially finds, determines, and declares that this Resolution was reviewed, carefully considered, and adopted at a regular meeting of the Board beginning at , Central Standard Time, on , 1997, and that a sufficient written notice of the date, hour, place, and subject of this meeting was posted at a place readily accessible and convenient to the public within the District and on bulletin boards located at a place convenient to the public in the Brazoria County Courthouse for the time required by law preceding this meeting, as required by the Texas Government LLR\60809.1\BONDRESOLUTION2021 42 (41111) Q I Q Code, Section 551. 043 , as amended, and that this meeting has been open to the public as required by law at all times during which this Resolution and the subject matter hereof has been discussed, considered, and acted upon. The Board of Directors further ratifies, approves, and confirms such written notice and the contents and posting thereof. SECTION 16 . 02 : UNCLAIMED MONIES. Notwithstanding any other • provision of this Resolution to the contrary, the Texas Property Code requires that all monies (including principal and interest payments on the Bonds) which are unclaimed after three years be turned over to the Texas State Treasurer if (a) the owner' s last known address as shown in the records of the Paying Agent/Registrar is in Texas, or (b) if the holder of such unclaimed monies is a Texas governmental entity or a Texas corporation and (i) the owner' s identity is unknown or there is no known address for the owner or (ii) the last known address of the owner is in a state whose escheat or unclaimed property law is inapplicable to such monies . Bondholders are advised to be cognizant of the provisions of the Texas Property Code, particularly Chapters 71, 72, and 74 thereof as such provisions relate to the escheatment of unclaimed monies to the Texas State Treasurer. SECTION 16 . 03 : RELATED MATTERS . To satisfy in a timely manner all of the District' s obligations under this Resolution, the President and Secretary of the Board of Directors of the District and all other appropriate officers and agents of the District are hereby authorized and directed to take all other actions that are reasonably necessary to provide for the issuance, sale, and delivery of the Bonds including, without limitation, executing and delivering on behalf of the District all certificates, consents, receipts, requests, and other documents as may be reasonably necessary to satisfy the District' s obligations under this Resolution and to direct the transfer and application of funds of the District consistent with the provisions of this Resolution. , SECTION 16 . 04 : PAYING AGENT/REGISTRAR. The form of agreement setting forth the duties of the Paying Agent/Registrar is hereby approved, and the appropriate officials of the District are hereby authorized to execute such agreement for and on behalf of the District . SECTION 16 . 05 : OFFICIAL STATEMENT. The Board of Directors of the District hereby ratifies, authorizes, and approves, in connection with the sale of the Bonds, the preparation and distribution of the Preliminary Official Statement, dated 1997, and a final Official Statement substantially in the same form containing such additional information and amendments as may be necessary to conform to the terms of the Bonds and this Resolution. The appropriate officials of the District are hereby authorized to sign such Official Statement and/or to deliver certificates pertaining to such Official Statement as prescribed LLR\60809.1\BONDRESOLUTION2021 43 y therein, dated as of the date of payment for and delivery of the Bonds. SECTION 16 . 06 : REMEDIES IN EVENT OF DEFAULT. In addition to any other rights and remedies provided by the laws of the State of Texas, the District covenants and agrees that in the event of default in payment of principal of or interest on any of the Bonds when due, or, in the event it fails to make the payments required to be made into the Debt Service Fund, as defined in Section 7 . 01, or defaults in the observance or performance of any other of the covenants, conditions, or obligations set forth in this Resolution, the Holders shall be entitled to a writ of mandamus issued by a court of competent jurisdiction compelling and requiring the District and the officials thereof to observe and perform the covenants, obligations, or conditions prescribed in this Resolution. Any delay or omission to exercise any right or power accruing upon any default shall not impair any such right or power or be construed to be a waiver of any such default or acquiescence therein, and every such right and power may be exercised from time to time and as often as may be deemed expedient . In consideration of the purchase and acceptance of the Bonds . authorized to be issued hereunder by the Holders, the provisions of this Resolution shall constitute a contract between the District and the Holders; and the covenants and agreements herein set forth to be performed on behalf of the District shall be for the equal benefit, protection, and security of each of the Holders . The Bonds, regardless of the time or times of their issue or maturity; shall be of equal rank without preference, priority, or distinction of any Bond over any other, except as expressly provided herein. SECTION 16 . 07 : AMENDMENTS TO BOND RESOLUTION. The District may, without the consent of or notice to any Holders of the Bonds; amend, change, or modify this Resolution as may be required (a) by the provisions hereof, (b) for the purpose of curing any ambiguity; inconsistency, or formal defect or omission herein, or (c) in connection with any other change which is not to the prejudice of the Holders of the Bonds. Except for such amendments, changes, or modifications, the District shall not amend, change, or modify this Resolution in any manner without the consent of the Holders of the Bonds . SECTION 16 . 08 : NO PERSONAL LIABILITY. No recourse shall be had for payment of the principal of or interest on any Bonds or for any claim based thereon or in this Resolution against any official or employee of the District or any person executing any Bonds . SECTION 16 . 09 : EFFECTIVE DATE OF RESOLUTION. This Resolution shall take effect and be in full force and effect upon and after its passage. LLR\60809.1\BONDRESOLUTION2021 44 4i PASSED AND APPROVED this day of , 1997 . /s/ Ricki A. Willoughby President, Board of Directors Brazoria County Municipal Utility District No. 5 ATTEST: /s/ Kelly C. Flanagan Secretary/Treasurer, Board of Directors Brazoria County Municipal Utility District No. 5 LLR\60809.1\BONDRESOLUTION2021 45 - This Official Notice of Sale does not alone constitute an offer to sell, but is merely notice of sale of the bonds described herein. The offer to sell such bonds is being made by means of this Official Notice of Sale, the Official Bid Form and the Preliminary Official Statement. OFFICIAL NOTICE OF SALE ! $1,980,000 1 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 (A political subdivision of the State of Texas located within Brazoria County) UNLIMITED TAX BONDS SERIES 1998 Sealed Bids Will Be Received: 12:30 P.M., Monday, February 9, 1998 Houston Time This Official Notice of Sale does not alone constitute an invitation for bids,but is merely notice of sale of the bonds described herein. The invitation for such bids is being made by means of.this Official Notice of Sale, the Official Bid:Form and the Official Statement. _OFFICIAL NOTICE OF SALE $1,980,000 BRAZORIA COUNTY MUNICIPAL UTILITY-DISTRICT NO. 5 (A political subdivision of the State of Texas located within Brazoria County, Texas) UNLIMITED,TAX BONDS SERIES 1998. BONDS OFFERED FOR SALE AT COMPETITIVE BID: The Board of Directors (the "Board") of Brazoria County Municipal Utility District No.5(the"District"),is offering for sale at competitive bid$1,980,000 Unlimited Tax Bonds, Series 1998 (the "Bonds"). PLACE AND TIME OF SALE: The Board will open and publicly read sealed bids for the purchase of the Bonds at the designated meeting place outside the boundaries of the District, the offices of Coats, Rose, Yale;' Holm, Ryman & Lee, P.C., 1001 Fannin, Suite 800, Houston, Texas 77002 at 12:30 P.M., Houston Time, Monday, February 9, 1998. Sealed bids,which must be submitted in duplicate on the Official Bid Form and plainly marked "Bid for Bonds," are to be addressed to "President and Board of Directors, Brazoria County Municipal Utility District No. 5." All bids must be delivered to the above address prior to The above scheduled time for bid opening. Any bid received after such scheduled time for bid opening will not be accepted and will be returned unopened. AWARD AND SALE OF THE BONDS: The District will take action to adopt a resolution(the"Bond Resolution") authorizing-the issuance and awarding sale of the Bonds or will reject all bids promptly after the opening of bids. The Board reserves the right to reject any or all bids and to waive any irregularities, except time of filing. THE BONDS DESCRIPTION OF CERTAIN TERMS-OF THE BONDS: The Bonds will be dated March 1, 1998, with interest payable on September 1, 1998, and each March 1 and September 1 thereafter until the earlier of maturity or prior redemption. The Bonds will be delivered to the Initial Purchaser (as hereinafter defined) as one Bond, in fully registered form, and may be exchanged for bonds in the denomination.of$5,000 or any integral multiple thereof. The Bonds will be issued only in fully registered form. Principal will be payable to the registered owner(s) of the Bonds (the "Bondholder(s)") upon presentation and surrender at the principal_payment office of Chase Bank of Texas;.National Association, currently in Dallas, Texas, the paying agent/registrar (hereinafter sometimes called the"."Paying Agent" or the "Registrar"). Unless otherwise.agreed between the Paying Agent and the Bondholder, interest on the Bonds will be payable by,check or draft of the Paying Agent,,dated as of the interest payment date, and mailed by the Paying Agent to the Bondholders, as shown on the records of the Registrar at-the close of business on the 15th day of the calendar month next preceding each interest payment date(the "Record Date"). The Bonds will mature serially on September 1 in each of the following years in the following amounts: Principal Principal- Maturity Amount Maturity Amount 1999 $ 65,000 2008 $ 95,000 2000 65,000 :2009 100,000 2001 65,000 - 2010 105,000. 2002 65,000 2011 115,000 2003 70,000 - 2012 125,000 2004 . __ 75,000 - 2013 245,000 2005 "80,000- -2014 - 260,000 2006 85,000 2015 ' 275,000 2007 90,000 The Bonds maturing on or after September 1, 2007, are subject to redemption and payment, at the option of the District,in whole or in part, on September 1, 2006, or on any date thereafter, at par plus accrued interest thereon to the date fixed for redemption. If less than all the Bonds are redeemed at any time, the District shall determine the maturity or maturities and the amounts thereof to be redeemed in integral multiples of $5,000 in principal amount, and if less than all of the Bonds within a maturity are to be redeemed, the Registrar shall designate by method of random selection the Bonds within such maturity to be redeemed. The Bondholder of any Bond, all or a portion of which has been called for redemption, shall be required to present such Bond to the Registrar for payment of the redemption price on the portion of the Bond so called for redemption and issuance of an exchange Bond in a principal amount equal to the portion of the Bond not so redeemed. SECURITY FOR PAYMENT: The Bonds, when issued, will constitute valid and binding obligations of the District,payable as to principal and interest from the proceeds of a continuing,direct annual ad valorem tax,without legal limitation as to rate or amount, levied against taxable property within the District. OTHER TERMS AND COVENANTS: Other terms of the Bonds and the various covenants of the District contained in the Bond Resolution are described in the Preliminary Official Statement, to which reference is made for all purposes. MUNICIPAL BOND GUARANTY INSURANCE: An application has been made to MBIA Insurance Corporation ("MBIA"), Financial Security Assurance Inc. ("FSA"), and Ambac Assurance Corporation("Ambac") to issue a commitment for municipal bond guaranty insurance on the Bonds. The purchase of such insurance, if available, and payment of all associated costs, including fees charged by rating companies, will be at the option of the Initial Purchaser. CONDITIONS OF SALE TYPES OF BIDS AND INTEREST RATES: The Bonds will be sold in one block on an "all or none" basis at a price of not less than 97% of the par value thereof, plus accrued interest from the date of the Bonds to the date of delivery. Bidders are to name the rates of interest to be borne by the Bonds, provided that each interest rate bid must be a multiple of 1/8th or 1/20th of 1%. All Bonds maturing within a single year must bear the same rate of interest. The net effective interest rate on the Bonds may not exceed 7.03% as calculated pursuant to Article 717k- 2,Vernon's Texas Civil Statutes, as amended. No limitation will be imposed upon bidders as to the number of rates which may be used, but the highest rate bid may not exceed the lowest rate bid by more than 2-1/2% in interest rate. No bids involving supplemental interest payments will be considered. Each bid shall indicate the total and net interest costs in dollars and the net effective interest rate determined therefrom, which shall be considered informative only and not as a part of the bid. BASIS OF AWARD: For the purpose of awarding sale of the Bonds, the total interest cost of each bid will be computed by determining, at the rates specified therein, the total dollar value of all interest on the Bonds from the date thereof to their respective maturities, and adding thereto the'dollar amount of the discount bid, if any, or deducting therefrom the premium bid, if any. Subject to the District's right to reject any or all bids, sale of the Bonds will be awarded to the bidder (the "Underwriter" or the "Initial Purchaser") whose bid, under the above computation,produces the lowest net interest cost to the District. The Board reserves the right to reject any or all bids. In the event of mathematical discrepancies between the interest rate(s)bid and the interest cost determined therefrom, as both appear on the Official Bid Form, the bid will be governed solely by the interest rate(s) bid. GOOD FAITH DEPOSIT: Each bid must be accompanied by a bank cashier's check payable to the order of "Brazoria County Municipal Utility District No. 5" in the amount of $39,600.00, which is 2% of the principal amount of the Bonds (the "Good Faith Deposit"). The check of the Underwriter will be considered as the Good Faith Deposit and will be retained uncashed by the District pending the Underwriter's compliance with the terms of the bid. In the event the Underwriter should fail or refuse to take up and pay for the Bonds in accordance with such terms, then the Good Faith Deposit will be cashed and the proceeds accepted by the District as full and complete liquidated damages. The Good Faith Deposit may accompany the bid or it may be submitted separately; if submitted separately, it shall be made available to the District prior to the opening of the bids and shall be accompanied by instructions from the bank on which it is drawn which authorize its use as the Good Faith Deposit of bidders named in such instructions. The Good Faith Deposit of the Underwriter will be returned to the Underwriter uncashed on the date of delivery of the Bonds. No interest will be credited on the Good Faith Deposit. The checks accompanying all other bids will be returned immediately after the bids are opened and the award of the sale of the Bonds has been made. ii FINANCIAL ADVISOR'S RIGHT TO BID: The District's Financial Advisor, Dain Rauscher Incorporated, has requested the right to bid on the Bonds, and the District has given its consent to such request. DELIVERY OF THE BONDS AND ACCOMPANYING DOCUMENTS DELIVERY OF INITIAL BONDS: Delivery will be accomplished by the issuance of one Bond, exchangeable as set forth below. Unless otherwise agreed with the Underwriter, delivery will be at the corporate trust office of the Registrar in Houston,Texas. Payment for the Bonds must be made in immediately available funds for unconditional credit to the District, or as otherwise directed by the District. If,,at the time set for closing, the Underwriter has provided the Registrar five(5)business days written notice of its registration instructions,the Underwriter shall not be required to pay for the Initial Bonds until the Registrar is able to deliver to the Underwriter definitive,registered Bonds conforming to such registration instructions. The Underwriter will be given six(6)business days' notice of the time fixed for delivery of the Bonds. It is anticipated that initial delivery can be made on or about March 16, 1998, and subject to the aforesaid notice, it is understood and agreed that the Underwriter will accept delivery and make payment for the Initial Bonds by 10:00 A.M., Houston Time, on March 16, 1998, or thereafter on the date the Initial Bonds are tendered for delivery, up to and.including April 16, 1998. . If for any_reason the District is unable to make delivery on or before April 16,.1998, then the District immediately shall contact the Underwriter and offer to allow the Underwriter to extend its offer for an additional thirty(30) days. If the Underwriter does not elect to extend its offer within six(6) days thereafter, then the Good Faith Deposit will be returned, and both the District and the Underwriter shall be relieved of any further obligation. EXCHANGE ON DELIVERY DATE: Upon written request of the Initial Purchaser, delivered.to the Registrar not less than five business days prior to the date fixed for delivery, the Registrar will, on the delivery date, exchange the Bonds to be delivered by the District for Bonds registered in accordance with instructions contained in such request, in integral multiples of $5,000, maturing as set out in the Official Notice of Sale and bearing interest in accordance with the terms of the Initial Purchaser's bid. CUSIP NUMBERS: It is anticipated that CUSIP identification numbers will be printed on the Bonds, but neither the failure to print such number on any Bond nor any error with respect thereto shall constitute cause for a failure or refusal by.the Underwriter to accept delivery of and pay for the Bonds in accordance with the terms of this Official Notice of Sale. All expenses relating to the printing of CUSIP numbers on the Bonds shall be paid for by the District;however, payment of the CUSIP Service Bureau charge for the assignment of the numbers shall be the responsibility of the Underwriter. CONDITIONS TO DELIVERY: The obligation to take up and pay for the Bonds is subject to the following conditions: the issuance of an approving opinion of the Attorney General of Texas, the Underwriter's receipt of the Bonds(if the Underwriter has provided the Paying Agent with registration instructions as provided above), the Underwriter's receipt of the legal opinion of Bond Counsel and the no-litigation certificate, and the non-occurrence of the events described below under the caption "NO MATERIAL ADVERSE CHANGE," all as described below. Further, the Underwriter is not obligated to take up and pay for the Bonds at Initial Delivery if at any time after the award of the Bonds and at or prior to Initial Delivery, the Congress of the United States shall have declared war or a national emergency. In addition,if the District fails to comply with its obligations described under"OFFICIAL STATEMENT" below, the Underwriter may terminate its contract to purchase the Bonds by delivering written notice to the District within five (5) days thereafter. CERTIFICATION REGARDING OFFERING..PRICE OF BONDS: In order to provide the District with information required to enable it to comply with certain conditions of the Internal Revenue Code of 1986, as amended(the "Code"), relating to the exclusion of interest on the Bonds from gross income for federal income tax purposes, the Underwriter will be required to complete, execute and deliver to the District(on or before the date of delivery of the Bonds) a certification regarding the "issue price" of the Bonds substantially in the form accompanying this Official Notice of Sale. In the event the Underwriter will not reoffer the Bonds for sale or is unable to sell a.substantial amount of the Bonds of any maturity by the date of delivery, such certificate may be modified in a manner acceptable to the District. Each bidder, by submitting its bid, agrees to complete, execute and deliver such a certificate by the date of delivery of the Bonds, if its bid is accepted by the District. It will be the responsibility of the Underwriter to institute such syndicate reporting requirements, to make such investigation, or otherwise to ascertain the facts necessary to enable it to make such certification with reasonable certainty. Any questions concerning such certification should be directed to Bond Counsel. iii LEGAL OPINIONS: The District will furnish without cost to-the Underwriter a transcript of certain certified proceedings held incident to the authorization and issuance of the Bonds,including a certified copy of the unqualified approving legal opinion of the Attorney General of Texas, as recorded in the Bond Register of the Comptroller of Public Accounts of the State of Texas, to the effect that the Bonds are validly issued under the Constitution and laws of the State of Texas, payable from the proceeds of an annual ad-valorem tax levied, without limit as to rate'or amount, upon all taxable property within the District, and, based-upon an examination of such transcript- of proceedings, the approving legal opinion of Coats, Rose, Yale,Holm,Ryman&-Lee, P.C., Houston,Texas, Bond Counsel, to a like effect and to the effect that the interest on the Bonds is excludable from gross income for federal income tax purposes under existing law and that the Bonds are not private activity bonds. The opinion of Bond Counsel is-expected to be reproduced on the back panel of the Bonds overa certification by the facsimile signature of the Secretary of the Board of Directors attesting-that such reproduction is a true and correct copy of the original opinion-. The failure to print such legal opinion on any Bond shall not constitute cause for a failure or refusal by the Underwriter to accept delivery of and payment for the Bonds. QUALIFIED TAX-EXEMPT OBLIGATIONS:-The Code requires a pro rata reduction in the interest expense deduction of a financial institution to reflect such financial institution's investment in tax-exempt obligations acquired after August 7, 1986. An exception to the foregoing provision is provided in the Code for "qualified tax-exempt obligations,"which include tax-exempt obligations,such as the Bonds, (a)designated by the issuer as "qualified tax- exempt obligations" and (b) issued by a political subdivision for which the aggregate amount of tax-exempt obligations (not including private activity bonds other than qualified 501(c)(3) bonds) to be issued during the calendar year is not expected to exceed$10,000,000. The District will designate the Bonds as "qualified tax-exempt obligations" and has represented that the aggregate amount of tax-exempt bonds (including the Bonds) issued by the District and entities subordinate--to-the-District. during calendar year 1998 is not expected to exceed $10,000,000 and that the District and entities subordinate to the District have not designated more than$10,000,000 in"qualified tax-exempt obligations" (including the Bonds) during calendar-year 1998. Notwithstanding this exception, fmancial institutions acquiring the bonds will be subject to a 20% disallowance of allocable interest expense. - - NO-LITIGATION CERTIFICATE: With the delivery of the Bonds,the President and Secretary of the Board will, on behalf of the District; execute and furnish to the Initial Purchaser a certificate to the effect that no litigation of any nature has been filed or is then pending against the District; of which the District has notice, to restrain the issuance or delivery of the Bonds, or which would affect the provisions made for-their payment or security, or in any manner questioning the validity of the Bonds. - - NO MATERIAL ADVERSE CHANGE: The obligations of the Underwriter to take up-and'pay for the Bonds, and of the District to'deliver the Bonds, are subject to the condition that,up to the time of delivery of and receipt of payment for the Bonds, there shall have been no material adverse change in the condition of the District(financial or otherwise)subsequent to the date of sale from that set forth in the Preliminary Official Statement, as it may have been finalized, supplemented or amended through the date of delivery. - - - iv OFFICIAL STATEMENT To assist the Underwriter in complying with Rule 15c2=12 of the Securities and Exchange Commission("SEC"), the District and the Underwriter contract and,agree, by the submission and acceptance of the winning bid; as follows. - FINAL OFFICIAL STATEMENT: The District has approved and authorized distribution of the accompanying , Preliminary Official Statement for dissemination to potential purchasers of the Bonds,but does not presently intend to prepare any other,document or version thereof for such purpose, except as described below. Accordingly;;the District intends the Preliminary Official Statement to be final:as of its date, within the meaning of=SEC Rule 15c2- 12(b)(1), except for information relating to the offering prices, interest rates, final debt service schedule, selling compensation,identity of the.Underwriter and other similar information,terms and provisions to be specified in the competitive bidding process. The Underwriter shall be responsible for promptly informing the District of the initial offering yields of the Bonds. Thereafter, the District will complete and authorize distribution'of the Official '' Statement identifying the Underwriter and containing such omitted information.'The District does not intend to amend or supplement the Official Statement otherwise,except to take into account certain subsequent events, if any, as described_below. By'delivering the final Official Statement or any amendment or supplement thereto in the requested quantity to the Underwriter on or after the sale date, the District intends the same to be final as of such date, within the meaning of SEC Rule 15c2-12(e)(3). Notwithstanding the foregoing,'the only representations concerning the absence of material misstatements or omissions from the Official Statement which are being or which will be made by the District are those described and contained in the Official Statement under the caption "OFFICIAL STATEMENT- Certification as to Official Statement." CHANGES TO OFFICIAL STATEMENT: If, subsequent to the date of the Official Statement,the District learns, through the ordinary course of business and without undertaking any-investigation or'examination for such purposes, or is notified by the Underwriter of any adverse event which causes the Official Statement to be materially misleading; and unless the Underwriter elects to'terininate its obligation to purchase the Bonds, as described above - - under "DELIVERY OF THE BONDS AND ACCOMPANYING DOCUMENTS: -' -CONDITIONS TO . DELIVERY," the District will promptly prepare and supply to-the Underwriter'an appropriate:-amendment or supplement to the Official Statement satisfactory to the Underwriter; provided,however, that the obligation of the: District to do so will terminate when the District delivers the Bonds to the`Underwriter, unless the Underwriter notifies the District on or Welke-such date that less than all of the.Bonds:have been sold:to ultimate-customers,=in ~- ' which case the District's obligations hereunder will extend for an additional period of time (but not more than'90 days after the date the District delivers the Bonds)until all of the Bonds have been sold to ultimate customers: - DELIVERY OF OFFICIAL.STATEMENTS: :The District shall :furnish to the Underwriter (and,- to:--each.- participating°Underwriter of the Bonds,. within the meaning of SEC Rule 15c2=12(a), designated`by the Underwriter), within seven (7) business days after the sale date,.the aggregate number of Official Statements specified in the winning bid. The District also shall,furnish to the Underwriter alike number of any supplements or amendments approved and authorized for distribution by the District for dissemination to potential purchasers of the Bonds, as well as such additional copies of the Official Statement or any such supplements or amendments as the Underwriter may request;prior to the 90th day after the end of the underwriting period described in SEC Rule 15c2-12(e)(2). The District shall pay the expense of preparing the number of copies of the Official Statement specified in the winning bid and an equal number of any supplements or amendments issued-.,On or before_the' , delivery date, but the Underwriter shall pay for all other copies of the Official Statement or any supplement,or amendment thereto. ; GENERAL CONSIDERATIONS FUTURE REGISTRATION: The Bonds are transferable on the bond register kept by the Registrar upon surrender. and reissuance. The Bonds are exchangeable for an equal principal amount of Bonds of the same maturity in any authorized denomination upon surrender of the Bonds to be exchanged, but the District may requite payment of a sum sufficient to cover any tax or governmental charge payable in connection therewith. RECORD DATE: The record date ("Record Date") for the interest payable on any interest payment'date means_ - the 15th calendar day of the month next preceding such interest payment date. v , INVESTMENT CONSIDERATIONS: The Bonds involve certain investment risks as set forth in the Preliminary Official Statement. Prospective purchasers should carefully review the entire Preliminary Official Statement before making their investment decision. Particular attention should be given to the information set forth therein under the caption "INVESTMENT CONSIDERATIONS." RESERVATION OF RIGHTS: The District reserves the right to reject all bids or any bid not conforming with the terms hereof and the right to waive any and all irregularities, except time of filing. NOT AN OFFER TO SELL: This Official Notice of Sale does not alone constitute an offer to sell the Bonds but is merely notice of sale of the Bonds. The invitation for bids on the Bonds is being made by means of this Official Notice of Sale, the Preliminary Official Statement and the Official Bid Form. SECURITIES REGISTRATION AND QUALIFICATION: No registration statement relating to the Bonds has been filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended, in reliance upon exemptions provided thereunder. The Bonds have not been registered or qualified under the Securities Act of Texas in reliance upon various exemptions contained therein; nor have the Bonds been registered or qualified under the securities laws or regulations of any other jurisdiction. The District assumes no responsibility for registration or qualification of the Bonds under the securities laws or regulations of any other jurisdiction in which the Bonds may be offered, sold or otherwise transferred. This disclaimer of responsibility for registration or qualification for sale or other disposition of the Bonds shall not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration or qualification provisions in such other jurisdictions. By submission of a bid,the Underwriter represents that the sale of the Bonds in states other than Texas will be made only pursuant to exemptions from registration or qualification or, where necessary, the Underwriter will register or qualify the Bonds in accordance with the securities laws or regulations of any jurisdiction which so requires. The District agrees to cooperate,at the Underwriter's written request and expense, in registering or qualifying the Bonds, or in obtaining an exemption from registration or qualification, in any jurisdiction where such action is necessary, provided that the District shall not be required to file a general consent to service of process in any jurisdiction. CONTINUING DISCLOSURE OF INFORMATION: The District will agree in the Bond Resolution to provide certain periodic information and notices of material events in accordance with Securities and Exchange Commission Rule 15c2-12, as described in the Preliminary Official Statement under "CONTINUING DISCLOSURE OF INFORMATION." The Underwriter's obligation to accept and pay for the Bonds is conditioned upon delivery to the Underwriter or its agent of a certified copy of the Bond Resolution containing the agreement described under such heading. ADDITIONAL COPIES: Additional copies of the Official Notice of Sale, the Official Bid Form and the Preliminary Official Statement may be obtained from Dain Rauscher Incorporated,. 1001 Fannin, Suite 400, Houston, Texas 77002. Ricki A. Willoughby President, Board of Directors Brazoria County Municipal Utility District No. 5 January 27, 1998 vi CERTIFICATE OF UNDERWRITER The undersigned hereby certifies as follows with respect to the sale of$1,980,000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1998 (the "Bonds"): 1. The undersigned is the underwriter or the manager of the syndicate of underwriters (the "Underwriter") which has purchased the Bonds from Brazoria County Municipal Utility District No.5(the"District")at competitive sale. 2. The first price for each maturity of the Bonds at which a substantial amount(at least ten percent) of such maturity is sold to the public(expressed as a percentage of principal amount and exclusive of accrued interest)is as set forth below: Principal Principal Amount Year of Issue Amount Year of Issue Maturing Maturity Price Maturing Maturity Price $ 65,000 1999 $ 95,000 2008 65,000 2000 100,000 2009 65,000 2001 105,000 2010 65,000 2002 115,000 2011 70,000 2003 125,000 2012 75,000 2004 245,000 2013 80,000 2005 260,000 2014 85,000 2006 275,000 2015 90,000 2007 3. The Underwriter has made a bona fide offering to the public of all of the Bonds of each maturity at the issue prices to the public, set out above. Such issue prices have not been changed if part of the Bonds is later sold at a different price. The issue prices set forth above are determined on the date the Bonds were purchased by the Underwriters (the "sale date")based on the reasonable expectations regarding the initial public offering prices. 4. None of the issue prices described above exceeds the fair market value for such Bonds on the sale date. 5. The Underwriter[has] [has not]purchased bond insurance for the Bonds. The bond insurance, if any,has been purchased from (the "Insurer") for a fee of $ (net of any nonguarantee cost, e.g., rating agency fees). The amount of such fee is set forth in the Insurer's commitment and does not include any payment for any direct or indirect services other than the transfer of credit risk, unless the compensation for those other services is separately stated, reasonable, and excluded from such fee. Such fee does not exceed a reasonable, arms-length charge for the transfer of credit risk. The present value of the debt service savings expected to be realized as a result of such insurance exceeds the amount of the fee set forth above. For this purpose,present value is computed using the yield on the Bonds,determined by taking into account the amount of the fee set forth above, as the discount rate. No portion of the fee payable to the Insurer is refundable upon redemption of any of the Bonds in an amount which would exceed the portion of such fee that had not been earned. 6. The term "public," as used herein, does not include bondhouses, brokers, dealers and similar persons or organizations acting in the capacity of underwriters or wholesalers. 7. The undersigned understands that the statements made herein will be relied upon by the District in complying with the conditions imposed by the Internal Revenue Code of 1986, as amended, on the exclusion of interest on the Bonds from the gross income of their owners for federal income tax purposes. EXECUTED AND DELIVERED this day of , 1998. (Name of Underwriter of Manager) By Title vii OFFICIAL BID FORM February 9, 1998 President and Board of Directors- Brazoria County Municipal Utility District No. 5 c/o Coats, Rose, Yale, Holm, • Ryman & Lee, P.C. 1001 Fannin, Suite 800 _ _ Houston, Texas 77002. - _ -- - Board Members: We have read in detail the Official Notice of Sale and Preliminary Official Statement, which are hereby made a part hereof, of Brazoria County Municipal Utility District No. 5 (the "District") relating to its $1,980,000 Unlimited Tax Bonds, Series 1998 (the "Bonds"). We realize that the Bonds involve certain investment risks and that the ability of the District to service theBonds depends, in part, on the investment considerations set forth in the Preliminary Official Statement. We have made such inspections and investigations as we deem necessary relating to the investment quality of the Bonds. Accordingly,-we offer to purchase the Bonds for a cash price of $ (which represents % of par value), plus accrued interest to the date of delivery of the Bonds to us, provided such Bonds bear interest at the following rates: - Maturity Interest Maturity Interest _ (September 1) Amount Rate (September 1) Amount Rate 1999 $ 65,000 % 2008* $ 95,000 % 2000 65,000 % 2009* 100,000 2001 65,000- % 2010* 105,000 2002 65,000 % 2011* 115,000 % 2003 70,000 % 2012* 125,000 % 2004 75,000 % 2013* 245,000 2005 80,000 % 2014* 260,000 % 2006. 85,000 % 2015*. 275,000 2007* 90,000 % * Subject to optional redemption beginning September 1, 2006, at a price of par plus accrued interest. Our calculation (which is not a part of this bid) of the interest cost from the above is: - . - Total Interest Cost from March 1, 1998 $ Plus: Dollar Amount of Discount - - - - (or Less: Dollar Amount of Premium) $ NET INTEREST COST $ NET EFFECTIVE INTEREST RATE % Y' The Initial Bonds shall be registered in the name of (syndicate manager). We will advise the corporate trust office of Chase Bank of Texas, National Association, Houston, Texas, the Registrar, on forms to be provided by the Registrar, of our registration instructidns at least five (5) business days prior to the date set for Initial Delivery. __ We will require 250 copies of the final Official Statement for dissemination to potential purchasers of the Bonds. By our submission of this bid, we agree to provide such copies of the final Official Statement and of any amendments or supplements thereto in accordance with the Official Notice of Sale, and to undertake the obligations of the Underwriter described therein, as contemplated by Rule 15c2-12 of the Securities and Exchange Commission. Cashier's Check No. , issued by Bank, , and payable to your order in the amount of$39,600.00 (is attached hereto) (has been made available to you prior to the opening of this bid) as a Good Faith Deposit for disposition in accordance with the terms and conditions set forth in the Official Notice of Sale. Should we fail or refuse to make payment for the Bonds in accordance with the terms and conditions stated in the Official Notice of Sale, this check shall be cashed and the proceeds retained as complete liquidated damages against us. The Good Faith Deposit will be returned to the Underwriter uncashed on the date of delivery of the Bonds. We agree to accept delivery of and make payment for the Initial Bonds in immediately available funds at the corporate trust office of Chase Bank of Texas, National Association, in Houston, Texas, not later than 10:00 A.M., Houston Time, on March 16, 1998, or thereafter on the date the Bonds are tendered for delivery pursuant to the terms set forth in the Official Notice of Sale. The undersigned agrees to complete, execute and deliver to the District, by the date of delivery of the Bonds, a certificate relating to the "issue price" of the Bonds in the form accompanying the Official Notice of Sale, with such changes thereto as may be acceptable to the District. We hereby represent that sale of the Bonds in jurisdictions other than Texas will be made only pursuant to exemptions from registration or qualification and that, where necessary, we will register or qualify the Bonds in accordance with the securities laws and regulations of the jurisdictions in which the Bonds are offered or sold. Respectfully submitted, By: Authorized Representative ACCEPTANCE CLAUSE The above and foregoing bid is hereby in all things accepted by Brazoria County Municipal Utility District No. 5, this day of February, 1998. ATTEST: Secretary, Board of Directors President, Board of Directors Return of $39,600.00 Good Faith Deposit is hereby acknowledged: Firm: By: Date: (For your information you will find attached a list of the group of underwriters associated with us in this proposal.) . • OFFICIAL BID FORM February 9, 1998 President and Board of Directors Brazoria County Municipal Utility District No. 5 do Coats, Rose, Yale, Holm, Ryman & Lee, P.C. 1001 Fannin, Suite 800 Houston, Texas 77002 Board Members: We have read in detail the Official Notice of Sale and Preliminary Official Statement, which are hereby made a part hereof, of Brazoria County Municipal Utility District No. 5 (the "District") relating to its $1,980,000 Unlimited Tax Bonds, Series 1998 (the "Bonds"). We realize that the Bonds involve certain investment risks and that the ability of the District to service the Bonds depends, in part, on the investment considerations set forth in the Preliminary Official Statement. We have made such inspections and investigations as we deem necessary relating to the investment quality of the Bonds. Accordingly, we offer to purchase the Bonds for a cash price of $ (which represents % of par value), plus accrued interest to the date of delivery of the Bonds to us, provided such Bonds bear interest at the following rates: Maturity Interest Maturity Interest (September 1) Amount Rate (September 1) Amount Rate 1999 $ 65,000 % 2008* $ 95,000 2000 65,000 % 2009* - 100,000 2001 65,000 % 2010* 105,000 2002 65,000 % 2011* 115,000 2003 70,000 % 2012* 125,000 2004 75,000 % 2013* 245,000 2005 80,000 % ' 2014* 260,000 2006 85,000 % ' 2015* ' 275,000 2007* 90,000 * Subject to optional redemption beginning September 1, 2006, at a price of par plus accrued interest. Our calculation (which is not a part of this bid) of the interest cost from the above is: Total Interest Cost from March 1, 1998 $ Plus: Dollar Amount of Discount (or Less: Dollar Amount of Premium) $ NET INTEREST COST $ NET EFFECTIVE INTEREST RATE The Initial Bonds shall be registered in the name of (syndicate manager). We will advise the corporate trust office of Chase Bank of Texas, National Association, Houston, Texas, the Registrar, on forms to be provided by the Registrar, of our registration instructions at least five (5) business days prior to the date set for Initial Delivery. We will require 250 copies of the final Official Statement for dissemination to potential purchasers of the Bonds. By our submission of this bid, we agree to provide such copies of the final Official Statement and of any amendments or supplements thereto in accordance with the Official Notice of Sale, and to undertake the obligations of the Underwriter described therein, as contemplated by Rule 15c2-12 of the Securities and Exchange Commission. Cashier's Check No. , issued by Bank, , and payable to your-order in the amount of$39,600.00 (is attached hereto) (has been made available to you prior to the opening of this bid) as a Good Faith Deposit for disposition in accordance with the terms and conditions set forth in the Official Notice of Sale. Should we fail or refuse to make payment for the Bonds in accordance with the terms and conditions stated in the Official Notice of Sale, this check shall be cashed and the proceeds retained as complete liquidated damages against us. The Good Faith Deposit will be returned to the Underwriter uncashed on the date of delivery of the Bonds. We agree to accept delivery of and make payment for the Initial Bonds in immediately available funds at the corporate trust office of Chase Bank of Texas, National Association, in Houston, Texas, not later than 10:00 A.M., Houston Time, on March 16, 1998, or thereafter on the date the Bonds are tendered for delivery pursuant to the terms set forth in the Official Notice of.Sale. The undersigned agrees to complete, execute and deliver to the District, by the date of delivery of the Bonds, a certificate relating to the "issue price" of the Bonds in the form accompanying the Official Notice of Sale, with such changes thereto as may be acceptable to the District. We hereby represent that sale of the Bonds in jurisdictions other than Texas will be made only pursuant to exemptions from registration or qualification and that, where necessary, we will register or qualify the Bonds in accordance with the securities laws and regulations .of the jurisdictions in which the Bonds are offered or sold. Respectfully submitted, By: Authorized Representative ACCEPTANCE CLAUSE The above and foregoing bid is hereby in all things accepted by Brazoria County Municipal Utility District No. 5, this day of February, 1998. ATTEST: Secretary, Board of Directors President, Board of Directors Return of $39,600.00 Good Faith Deposit is hereby acknowledged: Firm: By: Date: (For your information you will find attached a list of the group of underwriters associated with us in this proposal.) $1,980,000 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 UNLIMITED TAX BONDS SERIES 1998 BOND YEARS Interest accrues from: March 1, 1998 Due: September 1 Accumulated Year Amount Bond Years Bond Years 1999 $ 65,000 97.50 97.50 2000 65,000 162.50 260.00 2001 65,000 227.50 487.50 2002 65,000 292.50 780.00 2003 70,000 385.00 1,165.00 2004 75,000 487.50 1,652.50 2005 80,000 600.00 2,252.50 2006 85,000 722.50 2,975.00 2007 90,000 855.00 3,830.00 2008 95,000 997.50 4,827.50 2009 100,000 1,150.00 5,977.50 2010 105,000 1,312.50 7,290.00 2011 115,000 1,552.50 8,842.50 2012 125,000 1,812.50 10,655.00 2013 245,000 3,797.50 14,452.50 2014 260,000 4,290.00 18,742.50 2015 275,000 4,812.50 23,555.00 Total Bond Years: 23,555.00 Average Maturity: 11.896465 years --r Resolution No. R1998-04 Exhibit "A" BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 (Brazoria County, Texas) OFFICIAL STATEMENT DATED: January 27, 1998 ti $1,980,000 UNLIMITED TAX BONDS SERIES 1998 SELLING: 12:30 P.M., HOUSTON TIME MONDAY, FEBRUARY 9, 1998 HOUSTON, TEXAS DAIN ROSCHER • INVESTMENT SERVICES INVESTMENT BANKING MEMSEA NYSEISIIC Financial Advisor to the District Management of the District The District is govemed by the Board of Directors(the "Board"),consisting of five directors,who have control over and management supervision of all affairs of the District. Four of the Directors reside in the District. The directors serve four-year staggered terms. Elections are held in even numbered years on the first Saturday m May. The current members and officers of the Board, along with their occupations, are listed below: Term Expires Name Title ' Occupation " in May Ricki A. Willoughby. President : . Senior'Group 1998 'Account Representative Jack T. Hollis .. Vice President Youth Development 2000 • Professional David Denton Assistant Vice President and Assistant Secretary/Treasurer Engineer 1998 Kelly'C. Flanagan Secretary/Treasurer- ' . _ Computer Support ,. - 1998 •'Specialist'- Compaq Phil Nedbalek Assistant Secretary/Treasurer Assistant Operations Manager 2000 Radio Broadcasting Although the District does not have a general manager or any other full-tithe employees; it has contracted for utility system operating, bookkeeping, tax'assessing and collecting,auditing,;engineering; financial advisory and legal services as-follows: . ' Tax Assessor/Collector • The District has engaged Wallace P. Hutchinson, Friendswood, Texas, as the District's Tax Assessor/Collector. According to Mr. Hutchinson, he presently serves 49 taxing units as tax assessor/collector. ' The 'Tax Assessor/Collector applies the District's tax levy to tax rolls prepared by the Brazoria County Appraisal District and bills and collects such levy. . - _ . - MI Bookkeeper _ f i The District's bookkeeper is District Data Services, Inc., which acts as bookkeeper for approximately y 90 Utility Operator 44 ECO Resources, Inc. is the general operator of the System. According to ECO Resources, Inc., it is curre engaged as utility system operator for 130 utility districts. ntly 4; Auditor The District has employed McCall, Gibson&Company, PLLC, Certified Public Accountants, to audit its financial statements for the year ending September 30, 1997. A copy of the District's audit for the fiscal year ended September 30, 1997, is included as "APPENDIX B" to this Official Statement. 2'0 Engineer : . The consulting engineer-for the District connection with the design-and-construction,of,the facilities for which the,Bonds are being sold to reimburse the Developer is Ferro-Saylors, Inc:,-(the.;'Engineer"): The Engineer-has also been employed by the Developer in connection with certain planning activities'arid the design of certain streets and related_'improvements.within the District. The-District has engaged'Dain Rauscher Incorporated as financial advisor(the "Financial Advisor")to the District. The fees paid to the Financial'Advisor-for services-rendered in connection with the issuance of the Bonds are based on-a-percentage of the Bonds actually issued and'sold.Therefore,,the payment of such fees'is contingent upon the sale-and-delivery of the Bonds: .. ' The District has engaged'Coats;'Rose,=Yale; Holm; 'Ryman'&-Lee;.P.C., Houston, Texas, as general counsel"to the District and as bond counsel.('Bond Counsel")°in connection withMe issuance of the Bonds.The fees to be paid Bond Counsel in connection with the issuance of the Bonds are based on a percentage of the Bonds actually issued and sold.Therefore, the payment.ofsuch-fees iis contingent upon.tlie'sale and delivery of the Bonds. See "LEGAL MATTERS." _ ,_ . .._. _- .. DEVELOPERS Role of the Developers z = .• .. . - - In general,the activities of a developer in a-municipal utilitydistrictsuch as the District include purchasing the land within the-District,designing the subdivision;designing the utilities and streets to be-constructed_in the subdivision,. designing any community facilities to''be built;'defining'a marketing;program and'building schedule; 'securing necessary'governmental approvals and,permits for development;~arranging for the construction of roads;and-the installation of utilities(including,in some cases, water;-wastewater,;and drainage facilities pursuant to'the rules of the TNRCC; as well as gas, telephone;'and-electric,service)and selling improved lots and commercial reserves to builders;developers,-lit other'third parties'.'In tnost instances; the developer will be-required.to pay up to thirty percent of the cost of constructing certain of the water, wastewater and drainage facilities-in a utility'district pursuant to the rules of the TNRCC. The relative success or failure of a developer to perform such activities in development of the property within a utility district-may have a'profound effect on the security of the unlimited tax bonds issued by a district. A developer is generally under no obligation to a district to develop the property which it owns'in a district: Furthermore, there is no-restriction:on a developer's right to sell any or all of the land which it owns.within-a district.;'In addition,'a'developer is ordinarily amajor taxpayer'within a:municipal utility district during the development-phase of the property.. _ ° - -+ - - Description of the Developers ` The development-and home construction activity which has occurred to date in'the District is described'below:under the caption "DEVELOPMENT." Such'developinent:and home construction activity includes (i).the completion of the development of 1,225 single-family residential lots, (ii) 125 additional single-family residential lots which are currently under development,,and (iii)the construction of 1,170 homes; including 57 homes under construction. 21 Resolution No. R1998-04 Exhibit "A" BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 (Brazoria County, Texas) OFFICIAL STATEMENT DATED: January 27, 1998 $1,980,000 UNLIMITED TAX BONDS SERIES 1998 SELLING: 12:30 P.M., HOUSTON TIME MONDAY, FEBRUARY 9, 1998 HOUSTON, TEXAS DAIN R(USCHER INVESTMENT SERVICES INVESTMENT BANKING MEMEEA NTSE/Si?C Financial Advisor to the District a) PRELIMINARY OFFICIAL STATEMENT DATED JANUARY 27, 1998 s D o IN THE OPINION OF BOND COUNSEL, INTEREST ON THE BONDS IS EXCLUDABLE FROM GROSS INCOME FOR FEDERAL a cn 3 INCOME TAX PURPOSES UNDER EXISTING LAW AND THE BONDS ARE NOT PRIVATE ACTIVITY BONDS.SEE "LEGAL MATTERS" v $_ FOR A DISCUSSION OF BOND COUNSEL'S OPINIONS, INCLUDING A DESCRIPTION OF ALTERNATIVE MINIMUM TAX CONSE- m=y QUENCES FOR CORPORATIONS. o8-0 crs The District has designated the Bonds as "qualified tax-exempt obligations."See "LEGAL MATTERS—Qualied Tax-Exempt Obligations— ai ap Purchase of the Bonds by Financial Institutions." .n i o 7 0 3 NEW ISSUE a c co 0 CO y $1,980,000 0 o BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 co (A Political Subdivision of the State of Texas, located within Brazoria County) E oo UNLIMITED TAX BONDS, SERIES 1998 y o = The $1,980,000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1998 (the "Bonds").are .n T�o obligations of Brazoria County Municipal Utility District No.5 (the"District") and are not obligations of the State of Texas,Brazoria Z. o g County,Texas,the City of Pearland,Texas,or any entity other than the District.Neither the faith and credit nor the taxing power of t the State of Texas,Brazoria County,Texas,the City of Pearland,Texas,or any entity other than the District is pledged to the payment Eo cr of the principal of or interest on the Bonds. a ccc Dated: March 1, 1998 Due: September 1, as shown below a) o -,..Ti Principal of the Bonds is payable at the principal payment office of Chase Bank of Texas,National Association,currentlyin Dallas, aa,, : P PY P P PY a i CO•CO Texas, the paying agent/registrar (the "Registrar"). Interest on the Bonds will be payable by check or draft, dated as of the interest (n co payment date,and mailed by the Registrar to registered owners as shown on the records of the Registrar (the"Registered Owner") at t'c o the close of business on the 15th calendar day of the month next preceding each interest payment date (the"Record Date"),or by such . E $ other customary banking arrangements as may be agreed upon by the Registrar and the Registered Owner at the risk and expense of the E 5_ Registered Owner.Interest is payable September 1, 1998,and each March 1 and September 1 thereafter until the earlier of maturity or c co 5 redemption. The Bonds are fully registered in denominations of$5,000 or any integral multiple thereof. N ffl E.0 cs b-0 = MATURITY SCHEDULE L d 1 (Due September 1) E o Initial Initial E-- Principal Interest Reoffering Principal Interest Reoffering o a Amount Maturity Rate Yield(a) Amount Maturity Rate Yield(a) c) ca o s ` $ 65,000 1999 % % $ 90,000 2007(b) % % 15 0 65,000 2000 95,000 2008(b) a)713 c 65,000 2001 100,000 2009(b) =N o 65,000 2002 105,000 2010(b) 70,000 2003 115,000 2011(b) al c o 75,000 • 2004 125,000 2012(b) c-' co80,000 2005 245,000 2013(b) E d 85,000 2006 260,000 2014(b) t 2 c 275,000 2015(b) .0.0 •c—g• c N (a) Information with respect to the initial reoffering yields of the Bonds is the responsibility of the Underwriter. Initial reoffering yields represent the cat initial offering price,which may be changed for subsequent purchasers. 8 c- (b) The Bonds maturing on or after September 1,2007,shall be subject to redemption and payment at the option of the District,in whole or in part,on cc m 3 September 1,2006,or on any date thereafter,at par plus accrued interest to the date fixed for redemption. m g. c_ €o o If less than all of the Bonds are redeemed at any time, the particular Bonds to be redeemed shall be selected by the District in o .0 integral multiples of$5,000 within any one maturity. The registered owner of any Bond, all or a portion of which has been called for redemption,shall be required to present same to the Registrar for payment of the redemption price on the portion of the Bond so called 1-0s c.= for redemption and issuance of a new Bond in the principal amount equal to the portion of such Bond not redeemed. Y g The Bonds constitute the sixth series of unlimited tax bonds issued by the District for the purpose of acquiring and constructing a C•�c waterworks,wastewater and storm drainage system (the"System") to serve the District,and to refund certain of such bonds issued for 1 E•c m such purpose,$7,605,000 in principal amount of which are outstanding as of the date of this Official Statement.After issuance of the y E Bonds,the District's total direct bonded indebtedness,included in the Bonds,will be$9,585,000.Voters in the District have authorized 1--c= co e, d a total of$23,775,000 principal amount of bonds for the purpose of acquiring and constructing the System,of which$17,670,000 may 7.E "' be used and for refunding purposes. Following the issuance of the Bonds, $7,605,000 principal amount of unlimited tax bonds 0 B d authorized by the District's voters will remain unissued.See"THE BONDS—Issuance of Additional Debt."The Bonds,when issued, constitute valid and legally binding obligations of the District,payable from the proceeds of a continuing,direct annual ad valorem tax, 1 6 c without legal limitation as to rate or amount,levied against all taxable property within the District.•See "THE BONDS—Source of c e a) Payment." i E076 (I) u) a`.c c The Bonds are offered subject to prior sale,when,as and if issued by the District and accepted by the Underwriter,subject to the W N m approval of the Attorney General of Texas and of Coats,Rose,Yale,Holm,Ryman&Lee,P.C.,Bond Counsel.Delivery of the Bonds .0 n is expected on or about March 16, 1998. TABLE OF CONTENTS Page No. USE OF INFORMATION IN OFFICIAL STATEMENT 3 SALE AND DISTRIBUTION OF THE BONDS 3 Award of the Bonds 3 Marketability 3 Securities Laws 4 Municipal Bond Rating 4 OFFICIAL STATEMENT SUMMARY 5 THE BONDS 12 General 12 Assignments, Transfers and Exchanges 12 Redemption of the Bonds 12 Replacement of Registrar 13 Authority for Issuance 13 Outstanding Bonds 13 Source of Payment 13 Issuance of Additional Debt 14 No Arbitrage 14 Annexation and Consolidation 14 Registered Owners' Remedies 15 Bankruptcy Limitation to Registered Owners' Rights 15 Legal Investment and Eligibility to Secure Public Funds in Texas 16 Defeasance 16 Use and Distribution of Bond Proceeds 16 THE DISTRICT 19 Authority 19 Description 19 Management of the District 20 Tax Assessor/Collector 20 Bookkeeper 20 Operator 20 Auditor 20 Engineer 21 Financial Advisor 21 Attorney 21 DEVELOPERS 21 Role of the Developers 21 Description of the Developers 21 DEVELOPMENT 23 BUILDERS 24 FUTURE DEVELOPMENT 24 AERIAL PHOTOGRAPH OF THE DISTRICT 25 PHOTOGRAPHS TAKEN WITHIN THE DISTRICT 26 PHOTOGRAPHS TAKEN WITHIN THE DISTRICT 27 DISTRICT DEBT 28 Debt Service Requirement Schedule 28 Bonded Indebtedness 29 Estimated Direct and Overlapping Debt Statement 3,1 Debt Ratios 31 TAX DATA 32 General 32 Tax Rate Limitation 32 Maintenance Tax 32 Historical Values and Tax Collection History 32 Analysis of Tax Base 33 Principal 1997 Taxpayers 34 Exemptions 34 Tax Rate Calculations 35 Estimated Overlapping Taxes 35 TAXING PROCEDURES 36 Authority to Levy Taxes 36 Property Tax Code and County-wide Appraisal District 36 Property Subject to Taxation by the District 36 Tax.Abatement 37 Valuation of Property for Taxation 37 District.and Taxpayer Remedies 38 Levy and Collection of Taxes - 38 District's Rights in the Event of Tax Delinquencies 38 THE SYSTEM 39 Regulation 39 Description 39 INVESTMENT.CONSIDERATIONS 41 General 41 Factors.Affecting Taxable Values and Tax Payments 41 Principal Land Owner's Obligations to the District 41 Maximum Impact on District Tax Rates 42 Tax Collection Limitations 43 Registered Owners' Remedies and Bankruptcy 43 The Effect of the Financial Institutions Act of 1989 on Tax Collections of the District 43 Marketability . . 44 Future Debt 44 Competitive.Nature of Houston Residential Housing Market 44 Continuing Compliance with Certain Covenants 44 Approval of the Bonds 44 LEGAL MATTERS 45 . _ Legal Opinions . 45 No-Litigation Certificate 45 Tax Exemption _ 45 Tax Accounting Treatment of Discount and Premium on Certain Bonds 47 QUALIFIED TAX-EXEMPT OBLIGATIONS 48 OFFICIAL STATEMENT 48 General 48 Experts 48 Certification as to Official Statement 49 Updating of Official Statement 49 . Official Statement."Deemed Final" 49 CONTINUING DISCLOSURE OF INFORMATION _ 49 Annual Reports 50 Material Event Notices 50 Availability of Information From NRMSIRs and SID 50 Limitations and Amendments 51 Compliance With Prior Undertakings 51 APPENDIX A - LOCATION MAP APPENDIX B - FINANCIAL STATEMENTS OF THE DISTRICT 2 USE OF INFORMATION IN OFFICIAL STATEMENT No dealer, broker, salesman or other person-'has been authorized -to give-any-information or to make any. representations other than those contained inthis Official Statement and, if given or made, such other information or representations must not be'reliedupon as.having.been authorized by-the District. This OfficialStatement does not constitute,and.is.notauthorized by the.District forme in connection with,'an offer to sell or the solicitation of any offer to buy in any state=in which such offer'or- is not authorized orin which the person-making such offer or solicitation:is not.qualified to do so or to any person to'wiiom-it:is unlawful. to make such offer or solicitation. M1 of the summaries of the statutes,orders, resolutions,contracts, audits, and engineering and other related reports set forth in.the`Official.Statement.aremade subject to all of the provisions•of-such_documents. These summaries do not purport to be complete-statements-of such provisions, and reference is made to such documents, copies of which are available from the Financial Advisor. This Official Statement contains, in part, estimates, assumptions and matters of opinion which are not intended as statements of fact, and no representation is made as to the correctness of such estimates, assumptions, or matters of opinion, or that they will be realized. Any information and expressions of opinion herein contained are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the District or other matters described herein since the date hereof. However, the District has agreed to keep this Official Statement current by amendment or sticker to reflect material changes in the affairs of the District and, to the extent that information actually comes to its attention, the other matters described in the Official Statement, until delivery of the Bonds to the Initial Purchaser of the Bonds(as hereinafter defined). See "OFFICIAL STATEMENT-Updating of Official Statement."All changes in the affairs of the District and other matters described in the Official Statement subsequent to the delivery of the Bonds and all information with respect to the resale of the Bonds is the responsibility of the Initial Purchaser. SALE AND DISTRIBUTION OF THE BONDS Award of the Bonds After requesting competitive bids for the Bonds, the District has accepted the lowest bid, which was tendered by a syndicate managed by (collectively referred to herein as the "Underwriter" or the "Initial Purchaser") to purchase the Bonds bearing the interest rates shown under "MATURITY SCHEDULE" at a price of % of the par value thereof plus accrued interest to the date of delivery, which resulted in a net effective interest rate of % as calculated pursuant to Article 717k-2, Vemon's Texas Civil Statutes, as amended. Marketability The District has no control over the reoffering yields or prices of the Bonds or over trading of the Bonds in the secondary market. Moreover, there is no assurance that a secondary market will be made in the Bonds. If there is a secondary market, the difference between the bid and asked prices of the Bonds may be greater than the difference between the bid and asked prices of bonds of comparable maturity and quality issued by more traditional municipal 'entities, as bonds of such entities are more generally bought, sold or traded in the secondary market. I i 3 Securities Laws No registration statement relating to the Bonds has been filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended, in reliance upon exemptions provided thereunder.The Bonds have not been registered or qualified under the,Securities Act of Texas in reliance upon various exemptions contained therein;nor have the Bonds been registered or qualified under the securities acts of any other jurisdictions.The District assumes no responsibility for registration or qualification of the Bonds under the securities laws of any jurisdiction in which the Bonds may be offered, sold, or otherwise transferred. This disclaimer of responsibility for registration or qualification for sale or other disposition of the Bonds should not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration or qualification provisions. Municipal Bond Rating The District has made no application for a municipal bond rating of the Bonds, nor is it expected that the District would have been successful in receiving an investment grade rating had such an application been made. 4 OFFICIAL STATEMENT SUMMARY The following material is a summary of certain information contained herein and is qualified in its entirety by the detailed information and financial statements appearing elsewhere in this Official Statement. THE BONDS The Issuer Brazoria County Municipal Utility District No. 5 (the "District"), a political subdivision of the State of Texas, is located in Brazoria County, Texas. See "THE DISTRICT." The Issue Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1998, in the aggregate principal amount ofi $1,980,000. Interest accrues from March 1, 1998, and is payable September 1, 1998, and each March 1 and September 1 thereafter until the`earlier of stated maturity or redemption. The Bonds mature serially on September 1, in each year 1999 through 20151, both inclusive. The Bonds maturing on or after September 11 2007,are subject to redemption,in whole or in part,on September 1, 2006;or on any date thereafter, at par plus accrued-interest,to the date fixed for redemption. See "THE BONDS-General." Source of Payment The. Bonds are payable from a continuing, direct annual ad valorem.tax, without legal limitation as to rate or amount, levied against all taxable property within the District. See"THE BONDS - Source of Payment." Principal Use of Proceeds . Proceeds of the sale of the Bonds will be used to(i)reimburse the Developers(defined below under the caption"Developers")for the costs relating to the construction of water distribution,wastewater collection, and storm drainage facilities (the "System") to serve 306 single-family residential lots platted as Southdown,Sections 6 and 7 and Crystal Lake, Sections 1 and 2;(ii)finance the Districts share of the cost of expansion of a joint wastewater treatment plant and a remote water well and booster pumps; (iii)pay engineering costs associated with the design and construction of such facilities;- (iv)pay interest on funds advanced on the District's behalf by tie Developers;`(v)capitalize an amount equal to one year in interest payments on the Bonds; and (vi) pay for administrative az d issuance costs, legal fees, fiscal agent's fees, a fee to the Texas Natural Resource Conservation Commission,and certain fmancidg costs related to the issuance of the Bonds. See "THE BONDS - Use and Distribution of Bond Proceeds." Payment Record The District has previously issued $1,735,000 Unlimited Tax Bonds, Series 1982 (the "Series 1982 Bonds"), $2,750,000 Unlimited Tax Bonds, Series 1983 (the "Series 1983 Bonds"), $1,620,000 Unlimited Tax Bonds, Series 1984 Bonds(the "Series 1984 Bonds")and$2,020,000 Unlimited Tax Bonds, Series 1995 (the"Series 1995 Bonds")to finance the acquisition or construction of components of the System. In 1992 the District issued $6,065,000 Unlimited Tax Refunding Bonds, Series 1992 (the "Series 1992 Refunding Bonds")to refund certain maturities of the Series 1982, Series 1983 and Series 1984 Bonds. Collective 5 reference is made in this Official Statement to the Series 1982, Series 1983, Series 1984, Series 1995 and Series 1992 Refunding Bonds as the "Outstanding Bonds." As of the date of this Official Statement, none of the Series 1982 Bonds and Series 1983 Bonds, $60,000 of the Series 1984 Bonds, all $2,020,000 of the Series 1995 Bonds and $5,525,000 of the Series. 1992 Refunding Bonds are outstanding. As of the date of this Official Statement, the District's total direct bonded indebtedness, consisting of the maturities of the Outstanding Bonds not previously paid by the • _ District, plus the Bonds, is $9,585,000. The District will capitalize an amount equal to one year in interest payments on the Bonds from the proceeds of the sale of the Bonds, and will deposit such sum in the District's Debt Service Fund to make such payments. The District has timely made all payments due to date on the Outstanding Bonds. See "THE BONDS - Outstanding Bonds." Municipal Bond Rating . . . . .. . ... . . . The District does not intend to make application to a rating service for a-municipal bond rating of the Bonds, nor is it expected that the District would have been successful in obtaining an investment grade rating had such application been made. See "SALE AND ' DISTRIBUTION OF THE BONDS - Municipal Bond Rating." Qualified Tax-Exempt Obligations In the Bond Resolution,the District states that it has designated the Bonds as "qualified tax-exempt obligations." The District represents that it has or will take such action as it deems necessary for the Bonds to constitute"qualified tax-exempt obligations." See "LEGAL MATTERS - Qualified Tax-Exempt Obligations - Purchase of the Bonds by Financial Institutions." THE DISTRICT Description Brazoria County Municipal Utility District No. 5, of Brazoria County, Texas, a political subdivision of the State of Texas, was created by the Texas Water Commission, now the Texas Natural Resource Conservation Commission, on March 18, 1981. The District contains approximately 570.5 acres of land. The District is located approximately 13 miles south of the central business district of Houston,Texas, and approximately seven miles south of the intersection of Interstate Highway 610 and State Highway 288. State Highway 288 traverses the western portion of the.District. Approximately 19 District acres lie to the west of SH 288, and approximately 551.5 District acres lie to the east of SH 288. The District is located entirely within Brazoria County and the extraterritorial jurisdiction of the City of Pearland. See ."THE DISTRICT - Description" and "APPENDIX A - LOCATION MAP." • Developers ' . . . . . . . . . . .:. . . . The development and home construction activity which has occurred to. date in the District is described below under the caption"Development." Such development and home construction activity.includes (i) the completion of the development of 1,225 single-family residential lots, (ii) 125 additional single-family residential:lots which are currently under development,and(iii)the construction of 1,170 homes, including 57 homes under construction. , Lennar Homes; of Texas, Inc., a wholly-owned subsidiary of Lennar:.Corporation (collectively, "Lennar"), a publicly traded • - corporations-whose stock is listed on the New York Stock Exchange,,on March 9, 1994,purchased 28 fully developed single- - - : family,residential lots plus approximately 214 acres of undeveloped • _. land located in the District from SLS Enterprises("SLS"). Lennar subsequently,: purchased 4 additional lots from SLS. See "DEVELOPERS" and "TAX DATA - Principal 1997 Property - ... Owners.".,, ,:On December 31, 1995, Lennar purchased the residential assets of Friendswood Development Company, an Arizona -corporation, and certain other assets, including approximately 1,980 acres of land and approximately 790 single- - family residential lots from Exxon Corporation. Friendswood • Development.Company was at the time of such purchase the wholly-owned land development subsidiary of Exxon Corporation. Lennar'::subsequently incorporated Friendswood Development • Company, a Texas corporation ("Friendswood"). Lennar's • activities include home building,real estate investments,residential _ :and commercial developments and financial services operations _.: throughout the United States. Lennar has appointed Friendswood as developer of,the land owned by Lennar located in the District and has granted to Friendswood a power of attorney to give and • • - grant power and authority to Friendswood to act for and on behalf :of Lennar in connection with the development, management, . • operation, marketing and sale of such property. Lennar and/or Friendswood have developed Southdown, Sections 5 through 7 (298 single-family residential lots on approximately 65 acres) and ,, have initiated:the development of Southdown, Section 8 (91 single- - � family residential lots on approximately 18 acres) located in the = District,and Lennar is currently constructing homes in the District as described- below under the captions "Development" and - •. ' "Builders." 2621 Joanel, :Ltd. ("JL"), a Texas limited partnership, the managing' general partner of which is JNT, Inc., a Texas corporation whose principal shareholder is Mr. John Taylor of - - • - Houston,,Texas,has developed Crystal Lake, Section 1, consisting of 103 fully developed single-family residential lots on approximately 49 acres located in the District,and has initiated the development_ .of Crystal Lake, Section 2, consisting of • approximately 21 acres subdivided into 34 single-family residential lots as-described below under the caption "Development." . The ' other general partner of JL is the Traylor Corporation, a Texas corporation whose principal shareholder is Mr. Travis Traylor of 7 Houston, Texas. JL is selling the lots located in Crystal Lake, Section 1 to Weekley Homes, Inc. and Morrison Homes, which are currently constructing homes on such lots as described below under the caption"Builders." Lennar through Friendswood and JL are sometimes together referred to in this Official Statement as the Developers (the "Developers"). See "DEVELOPMENT" and "BUILDERS." Development As of January 15, 1998, the District contained 1,170 homes, including 57 homes under construction. According to the District's . Engineer, the development of approximately 298 of the District's approximate 570.5 acres is complete. Such acres have been developed into (i) 1,225 fully developed single-family residential lots (Southdown, Sections 1 through 3, 5 through 7, and Crystal Lake, Section 1) plus (ii) two reserves aggregating approximately 2 acres. As described above, Southdown,Sections 5 through 7 are developments of Lennar through Friendswood, and Crystal Lake, Section 1 is a development of JL. Lennar through Friendswood has also initiated the development of Southdown, Section 8, consisting of approximately 18 acres subdivided into 91 single- family residential lots, and anticipates the completion of the development thereof, including underground water distribution, wastewater collection and storm drainage facilities and street paving, by approximately March 15, 1998. In addition, JL has initiated the development of Crystal Lake, Section 2, consisting of approximately 21 acres subdivided into 34 single-family residential lots, and anticipates the completion of the development thereof, including underground water distribution, wastewater collection • and storm drainage facilities and street paving, by approximately March.31, 1998. The District financed the cost of acquiring and constructing. the water supply and distribution, wastewater collection and treatment,and storm drainage system(the"System") to serve the 953 fully developed single-family residential lots located within Southdown, Sections 1 through 3 and 5 with proceeds of the Outstanding Bonds, and the District will acquire the water distribution, wastewater collection and storm sewer facilities which have been constructed to serve the 272 fully developed single-family residential lots located within Southdown, Sections 6 and 7 and Crystal Lake, Section 1, plus such facilities to serve the future 34 lots being developed as Crystal Lake, Section 2 with a portion of the proceeds of the sale of the Bonds. See "THE SYSTEM." In addition to the Southdown and Crystal Lake sections described above, there are approximately 83 currently undeveloped acres of land located within the District available for future development. Such undeveloped acres are owned by Lennar. In addition, approximately 150 District acres are contained within street and drainage rights-of-way, detention ponds, District plant sites, or are otherwise not available for development. Although Lennar's current plans for the approximately 83 undeveloped acres, as reported by Lennar, include the development of approximately 70 acres thereof into single-family residential lots when Lennar's current lot inventory is depleted,Lennar has no obligation to the District to develop any 8 of such land in any particular manner or at all,-and,may sell the land and lots which it owns in the District at its sole,discretion. Therefore, the District cannot represent when, or whether, any of such currently undeveloped acres might be developed. Lennar, as reported by Lennar, expects that the remaining approximately 13 currently undeveloped acres .will be used in the future for commercial purposes. See ' "FUTURE DEVELOPMENT," "INVESTMENT CONSIDERATIONS - Principal Land Owners' Obligations to the District," and "DEVELOPMENT." Builders Three homebuilding companies (collectively, the "Builders") are currently constructing homes within the District. See "BUILDERS" for descriptions of such Builders and their current home construction activity in the District. According to Lennar, homes which it is constructing in Southdown, Section 7 range in size from approximately 1,800 to'2,400 square feet of living area and in sales price from approximately$105,000 to $130,000. JL has contracted to sell all of the lots which it has not yet conveyed located in Crystal Lake, Section 1 and all lots located in future Crystal Lake, Section 2 to Weekley Homes Inc. and to Morrison Homes, under separate contracts which require each Builder to.purchase lots according to a take-down schedule. According to JL, such Builders are currently constructing homes in Crystal Lake, Section 1 located in the District which range in • size from approximately 2,400 to 3,600 square feet of living area and in sales price from approximately $170,000 to $220,000. INVESTMENT CONSIDERATIONS THE BONDS ARE SUBJECT TO SPECIAL INVESTMENT CONSIDERATIONS AS SET FORTH IN THIS OFFICIAL STATEMENT. PROSPECTIVE PURCHASERS SHOULD'CAREFULLY REVIEW THE ENTIRE OFFICIAL STATEMENT BEFORE MAKING THEIR INVESTMENT. DECISIONS, ESPECIALLY THE PORTION OF THE OFFICIAL STATEMENT ENTITLED "INVESTMENT CONSIDERATIONS." • SELECTED FINANCIAL INFORMATION (UNAUDITED) 1997 Assessed Valuation $78,484,590(a) (100% of estimated market value as of January 1, 1997) See "TAX DATA" and "TAXING PROCEDURES." Estimated Valuation at November 1, 1997 (100% of estimated market value as of November 1, 1997) See "TAX DATA" and "TAXING PROCEDURES." $91,876,840(b) Direct Debt Outstanding Bonds $ 7,605,000 The Bonds 1,980,000 $ 9,585,000(c) Estimated Overlapping Debt $ 6,545,975(c) Total Direct and Estimated Overlapping Debt $16,130,975(d) Direct Debt Ratios : as a percentage of 1997 Assessed Valuation 12.21% : as a percentage of Estimated Valuation at November 1, 1997 10.43% Direct and Estimated Overlapping Debt Ratios : as a percentage of 1997 Assessed Valuation 20.55% : as a percentage of Estimated Valuation at November 1, 1997 17.56% Debt Service Fund upon delivery of the Bonds $ 1,088,836(e) 1997 Tax Rate per $100 of Assessed Valuation $1.12(d) Average Percentage of Total Tax Collections (1990-1996) 99.92% Average Annual Debt Service Requirements on the Bonds and the Outstanding Bonds (1999-2012) $ 954,489 Maximum Annual Debt Service Requirement - on the Bonds and the Outstanding Bonds (2012) $ 967,313 Tax Rate per $100 of Assessed Valuation Required to Pay Average Annual Debt Service Requirements on the Bonds and the Outstanding Bonds (1999-2012) at 95% Tax Collections Based Upon 1997 Assessed Valuation $1.29 Based Upon Estimated Valuation at November 1, 1997 $1.10 Tax Rate per $100 of Assessed Valuation Required to Pay Maximum Annual Debt Service Requirement on the Bonds and the Outstanding Bonds (2012) at 95% Tax Collections Based Upon 1997 Assessed Valuation $1.30 Based Upon Estimated Valuation at November 1, 1997 $1.11 • 10 Number of Single-Family Homes (including 57 homes under construction) as of January 15, 1998 1,170 (a) As of January 1, 1997. All'property'located in the District is valued on the tax rolls by the Brazoria County Appraisal District (the "Appraisal'District") at 100% of estimated value as of January 1 of each year. The District's tax roll is certified by the Brazoria County Appraisal Review Board(the "Appraisal-Review Board"). See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." (b) Provided by the Appraisal District for informational purposes only,this amount is an estimate of the value of all taxable property located within the District as Of November 1, 1997, and includes an estimate of values resulting from the development and construction'of taxable`improvements from January 1, 1997, through October 31, 1997. No tax was levied for 1997 on the increased valuation of such improvements constructed subsequent to January 1, 1997, since the District's tax is levied annually on the valuation of property as of January 1, The valuation of such additional improvements may vary significantly from this estimate when the Appraisal Review Board certifies the valuation of District property for 1998: See "TAXING PROCEDURES." (c) See "DISTRICT DEBT." (d) The District levied as tax rate of$1.12 per $100 of Assessed Valuation in 1997. 'The TNRCC in it's Order authorizing the District to issue the Bonds advised the District to levy a tax rate not less than$1.12 per $100 of Assessed Valuation in the year in which the District issues the Bond's (1998). Moreover, as'described in this Official Statement under the caption "TAX DATA-Estimated Overlapping Taxes," the aggregate of the 1997 tax levies of all units of government which levy taxes against the property located within the District is $3.395631 per $100 of Assessed Valuation. One must;consider the total tax'burden of all'overlapping jurisdictions imposed upon property located within the District' as contrasted with property located in - comparable real estate developments to gauge the relative tax burden on property within the District. The tax rate necessary to service the debt issued or to be issued by the District,and the tax rates levied by other overlapping jurisdictions,are subject to numerous uncertainties and variables,'and thus the District can give no assurance that the composite tax rates imposed by overlapping jurisdictions;plus the District's tax rate,will be comparable with the tax rates of competing projects. To the extent that the District's composite tax rates are not competitive with competing developments, the growth of property tax values in the.District and the investment quality or security of the Bonds could -be' adversely 'affected. See -"INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments" and "TAX DATA:" ' (e)- Neither Texas law nor the Bond Resolution requires the District to particular sum in the Debt Service Fund.Such sum includes an amount sufficient to pay one year in interest payments on the Bonds which will be capitalized from the proceeds of the sale of the Bonds and deposited'in the District's'DebtService Fund. : . . 11 THE BONDS • General The following is a description of some of the terms and conditions of the Bonds, which description is qualified in its entirety by reference to the resolution (the "Bond Resolution") of the Board of Directors of the District (the "Board") authorizing the issuance of the Bonds. A copy of the Bond Resolution may be obtained from the District upon written request made to the District's Financial Advisor,Dain Rauscher Incorporated, 1001 Fannin,Suite 400, Houston, Texas 77002. The $1,980,000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1998, are dated March 1, 1998, with interest payable September 1, 1998, and each March 1 and September 1 thereafter until the earlier of maturity or redemption. The Bonds are filly-registered serial bonds maturing on September 1 of the years shown under "MATURITY SCHEDULE" on the cover page of this Official Statement. Principal of the Bonds will be payable to the registered owners (the "Registered Owners") at maturity or redemption upon presentation to the principal payment office of Chase Bank of Texas,National Association,currently in Dallas,Texas(the"Registrar"). Interest on the Bonds will be payable by check or draft, dated as of the interest payment date, and mailed by the Registrar to Registered Owners as shown on the records of the Registrar at the close of business on the 15th calendar day of the month next preceding the interest payment date (the "Record Date"). Assignments, Transfers and Exchanges The Bonds may be transferred, registered and assigned only on the registration books of the Registrar, and such registration and transfer shall be without expense or service charge to the Registered Owner, except for any tax or other governmental charges required to be paid with respect to such registration and transfer. A Bond may be assigned by the execution of an assignment form on the Bonds or by other instrument of transfer and assignment acceptable to the Registrar. At any time after the date of delivery of the Bonds to the Initial Purchaser (the "Initial Delivery"), any Bond may be transferred or exchanged upon its presentment and surrender at the office of the Registrar, duly endorsed for transfer or accompanied by an assignment duly executed by the Registered Owner. To the extent possible,new Bonds issued in an exchange or transfer of Bonds will be delivered to the Registered Owner or assignee of the owner in not more than three business days after the receipt of the request in proper form to transfer or exchange the Bonds. New Bonds registered and delivered in an exchange or transfer shall be in denominations of$5,000.or any integral multiple thereof for any one maturity and for a like aggregate principal amount as the Bond or Bonds surrendered for exchange or transfer. Neither the District nor the Registrar is required (1)to transfer or exchange any Bond during a period beginning at the opening of business on a Record Date and ending at the close of business on the next succeeding interest payment date, or(2)to transfer or exchange any Bond selected for redemption in whole or in part within thirty(30)calendar days of the redemption date. The District has agreed to replace mutilated, destroyed, lost or stolen Bonds upon surrender of the mutilated Bonds, on receipt of satisfactory evidence of such destruction, loss or theft and receipt by the District and the Registrar of security or indemnity to keep them harmless. The District will require payment of taxes, governmental charges and other expenses in connection with any such replacement. Redemption of the Bonds The Bonds maturing on or after September 1, 2007, shall be subject to redemption and payment at the option of the District, in whole or from time to time in part, on September 1, 2006, or on any date thereafter, at par plus accrued interest to the date fixed for redemption. Notice of the exercise of the reserved right of redemption will be given by the Registrar at least thirty(30)days prior to the redemption date by sending such notice by first class mail to the Registered Owner of each Bond to be redeemed in whole or in part at the address shown on the bond register. If less than all of the Bonds are redeemed at any time, the particular Bonds to be redeemed shall be selected by the District in integral multiples of$5,000 within any one maturity. If less than all of the Bonds within 12 one maturity are to be redeemed, the Registrar shall select the Bonds to be redeemed by lot or other random method..The Registered Owner of_any Bond, all or a.portion of which has been called for redemption, shall be required to present same to the Registrar for payment of the redemption price on the portion of the Bonds so called for redemption and issuance of a new Bond in the principal amount equal to the portion of such Bond not redeemed.-- Replacement of Registrar Provision is made in the Bond Resolution for replacement of the Registrar: If the Registrar is replaced by the District, the new paying agent/registrar shall act in the same capacity as the previous Registrar. In order to act as Registrar for the Bonds, 'any paying agent/registrar selected by the.District:shall be a national or state banking institution,organized and doing business under the laws of the.United States of America or of any State;authorized under such laws to exercise trust powers, and subject to supervision or,examination by federal or state authority. Authority for Issuance The Bonds constitute the sixth installment of$23,775,000 in:bonds for waterworks, sanitary sewer and drainage facilities, of which$17,670,000 may be used for refunding purposes authorized at elections held within the District on April 4,'1981, November'8,1983, and November.7, 1987: Following the issuance of the.Bonds, an aggregate of$7,605,000 principal amount of bonds will remain authorized but unissued. See "Issuance of.Additional Debt." The Bonds are issued pursuant to the Bond..Resolution, Chapters 49 and 54 of the Texas Water Code, and Article XVI, Section 59 of the.Texas Constitution.Issuance of the Bonds has been further authorized by the Texas Natural Resource Conservation Commission (the "TNRCC"),-formerly the Texas Water.Commission (the "TWC"). The City Council of the City of Pearland, Texas ("Pearland"), which is also required to approve the issuance of the Bonds,,approved the Bondsto be issued at a Pearland Council meeting. . . Outstanding Bonds The District has previously issued $1,735,000 Unlimited Tax Bonds, Series 1982 (the "Series 1982 Bonds"), $2,750,000.Unlimited Tax Bonds,.Series 1983(the"Series,.1.983.Bonds"),:$1,620,000 Unlimited Tax Bonds, Series 1984 Bonds(the "Series 1984 Bonds")and$2,020,000 Unlimited Tax Bonds,:Series 1995(the"Series.1995,. Bonds") to finance the acquisition or construction of components of the.System. In 1992 the.District issued $6,065;000 Unlimited Tax Refunding Bonds, Series,1992(the "Series 1992_RefundingBonds")to refund:certain maturities of the Series 1982, Series 1983 and Series.1984 Bonds. Collective reference is made in this Official Statement to.the Series 1982, Series 1983,. Series 1984, Series 1995 and Series 1992 Refunding Bonds as the"Outstanding Bonds., As of the date of this Official Statement, none.of the,Series.1982 Bonds and Series 1983 Bonds, $60,000 of the, Series 1984 Bonds, all $2,020,000 of the Series.1995;Bonds and$5,525,000 of.the.Series 1992 Refunding Bonds are outstanding. As of the date of this Official Statement,the District's total direct bonded indebtedness, consisting of the maturities of the Outstanding;Bonds not previously paid by the District,plus the Bonds, is$9,585,000. The District will capitalize an amount equal to one year in interest payments on the Bonds from the proceeds of the sale. of the Bonds, and will deposit-such sum in the District's Debt,Service Fund to make such payments. The District has timely made all payments due to date on the Outstanding Bonds. Source of Payment The Outstanding Bonds and the Bonds are payable from the proceeds of a continuing,direct annual ad,valorem tax, without legal limitation as to rate or amount, levied against all taxable property located within the District. In the Bond Resolution, the District covenants to levy a sufficient tax to pay principal of and interest on the:Bonds, with full allowance being made for delinquencies, costs of collections, Registrar fees and Appraisal District.fees. Tax proceeds, after deduction for collection costs,will be placed in the debt service fund and used solely to pay principal of and interest on the Outstanding Bonds and the Bonds, and on additional bonds payable from taxes which may be issued, and Registrar fees. . The Bonds are obligations of the District and are not the obligations:of the State of Texas, Brazoria County, Pearland, or any entity other than the District. 13 • • Issuance of Additional Debt • The District may issue'additional bonds;with the approval of'the TNRCC,'necessary to provide improvements and. facilities consistent with the purposes for'which the District was created: The District's voters have'authorized the issuance of$23,775,000 unlimited tax bonds; and'Could authorize additional amounts. Following the issuance of the Bonds, $7,605,000 unlimited tax bonds will remain authorized but unissued. The Bond Resolution imposes no limitation on the amount of additional parity bonds which may be issued by the District (if authorized by the District's voters and approved by the Board and the TNRCC). Based on present engineering'cost estimates and on'development plans supplied by'the Developer, in the opinion of the'District's consulting engineer-;Ferro-Saylors,'Inc. (the "Engineer"),'the.$7;605;000 authorized but unissued bonds will"be adequate to'finance'the extension of water,wastevvater and storm drainage facilities and services to ' serve-all of the -remaining undeveloped -portions of' the District. See r "DEVELOPMENT AND 'HOME CONSTRUCTION," "FUTURE DEVELOPMENT," and "THE SYSTEM." The District also is authorized by statute to engage in fire-fighting activities,including the issuing of bonds payable - from taxes such purposes. Before-the District could issue such bonds, the following actions would be required:_. • (a) authorization of a detailed master plan and bonds:for such purpose by the qualified voters'in the District; (b)` amendment to the existing Pearland ordinance specifying the purpose for which the'District iriay,issue bonds; (c) • approval'of the'master plan and bonds'by the TNRCC;•and(d)approval-Of bonds by the Attorney General of Texas. The Board has not considered calling an election at this time for such purposes. The District has no information concerning any determination by Pearland with respect to modification of its ordinance:If additional debt obligations are issued in the future by the District; such issuance.mayincrease gross debt/propery ratios and might adversely affect the investment security of the Bonds. See "INVESTMENT CONSIDERATIONS - Future Debt." Under certain circumstances the District also is authorized'to construct, develop and maintain park and recreational`. - facilities and to construct roads. It is not anticipated at this time that the District will participate in such activities. No Arbitrage The District certifies that based upon_all'facts and estimates now known or reasonably expected to be in existence on the date the Bonds are delivered and paid for,the District reasonably expects that the proceeds-of the Bonds will' not be used in-a manner that would cause the Bonds, or any portion of_the Bonds, to'be."arbitrage bonds" under the Internal' Revenue Code-of 1986; as amended (the "Code"), •and the regulations prescribed thereunder, Furthermore, all officers,.employees and';agents of the District have been authorized and directed to provide certifications of facts and estimates that are material to the reasonable expectations of the District as of the date the Bonds-.are delivered and paid for. In particular, all or any officers of the-District are:authorized to certify to the facts and circumstances and reasonable expectations of the District on the date-the Bonds are delivered and paid for regarding the amount and use of the proceeds of the Bonds.-Moreover;the District covenants that it shall make such' use of the proceeds'of the-Bonds, regulate"investment of proceeds of the-Bonds and'take such other and further actions and follow such procedures, including,without limitation; calculating the yield on the Bonds, as may be' • required so that the Bonds shall not become "arbitrage'bonds" under the Code and the'regulations'prescribed from' time to time thereunder. Annexation and Consolidation • • The District lies within the extraterritorial jurisdiction of Pearland. Under Texas law,the District maybe annexed in whole, but not in part, by-Pearland'without the District's consent, in which case Pearland must dissolve the District-and assume the assets, functions and obligations of the District;including the Bonds, and any other bonded indebtedness of the District existing at the tithe of annexation. 'No representation is made concerning thelikelihood of annexation or the ability of Pearland to make debt Service'payments should annexation occur:` • The District has the right to consolidate with other districts and, in connection therewith, to provide for the consolidation of the District's System with the water and wastewater systems of the district or districts with which it is consolidating. No representation is made that the District will ever consolidate its System with other systems• 14 Registered Owners' Remedies Pursuant to Texas law, the Bond Resolution provides that, in the event the.District defaults in the payment of the principal of or interest on.any of the Bonds when due, fails:to make payments required by the Bond.Resolution into the Debt Service Fund, or defaults in the observance or performance of any of the other covenants, conditions or obligations set forth in the Bond Resolution; any Registered Owner shall be entitled to seek'a writ of mandamus from a court of competent jurisdiction compelling and requiring the District to make such payments or to observe and perform such covenants, obligations or conditions. Such right is in addition to other rights the Registered Owners may be provided by the laws of the State of Texas. In the event of default in the payment of principal of or interest on the Bonds, the Registered Owners may seek a writ of mandamus requiring the District to levy adequate taxes to make such payments. Except for the remedy of mandamus, the Bond Resolution does not specifically provide for remedies to a Registered Owner in the event of a District default, nor does it provide for the appointment.of a-trustee to protect and enforce the interests of the Registered Owners. There is no acceleration of maturity of the Bonds in the event of default and,-consequently,the remedy of mandamus may have to be relied upon from year to year. Although the Registered Owners could obtain a judgment against the District,such a judgment,could not be enforced.by direct,levy and,execution against the District's property. Further, the Registered Owners cannot themselves foreclose on the,property of the District or sell property within the District in order to pay the principal of or interest on the Bonds. The enforceability of the rights and remedies of the Registered Owners may be further limited by laws relating to bankruptcy,reorganization or other similar laws of general.application affecting the,rights of creditors.of political subdivisions such as the District. For example, a Chapter 9 bankruptcy proceeding by the District could delay or eliminate payment of principal or interest to the Registered Owners. See "Bankruptcy Limitation to Registered Owners' Rights"_below. Bankruptcy Limitation to-Registered.Owners' Rights The enforceability of the rights and remedies_of':the..Registered Owners may be limited by laws relating_to bankruptcy, reorganization or other similar'laws of general application affecting the rights of creditors of political subdivisions such as the District. Subject to the requirements of Texas law, the District may voluntarily proceed under Chapter 9 of the Federal Bankruptcy Code, 11 U.S.C. 901-946, if the District: (1) is generally authorized to file for federal bankruptcy protection by State law; (2) is insolvent or unable to meet its debts as they mature; • (3)desires to effect-a plan to adjust such debts; and.(4)has either obtained the agreement of or negotiated in good faith with its creditors or is unable to negotiate with its creditors because negotiation is impracticable.,Under Texas law, a municipal utility district such as the District must obtain the approval of the TNRCC prior to filing for bankruptcy. The TNRCC must investigate the financial condition of the District and will authorize the District to proceed only if the TNRCC determines that the District has fully exercised its rights and powers under Texas law and remains unable to meet its debts and other obligations as they mature. If the District decides in the future to proceed voluntarily under the Federal Bankruptcy Code, the District would develop and file a plan for the adjustment of its debts and the Bankruptcy Court would confirm the District's plan if: (1)the plan complies with the applicable provisions of the Federal Bankruptcy Code; (2)all payments to be made in connection with the plan are fully disclosed and reasonable; (3)the-District is not prohibited by law from taking any action necessary to carry out the plan; (4) administrative expenses are.paid'in full; and (5) the plan is in the best interests of creditors and is feasible. If such a plan were-confirmed by the_bankruptcy court, it could, among other things, affect a Registered Owner lby reducing or eliminating the amount of indebtedness,.deferring or rearranging the debt service schedule, reducing or eliminating-the interest rate, modifying or abrogating collateral or security arrangements, substituting (in whole or in part) other securities, and otherwise compromising and modifying the rights and remedies of such Registered Owner's claim against the District. 15 Legal Investment and Eligibility to Secure Public Funds in Texas The Texas.Legislature has enacted several statutes which pertain to the eligibility of bonds issued;by a municipal utility district as investments for certain entities and as security for deposits of public funds in Texas: Section 49.186 of the Water Code;Article 717k-6,Vernon's Texas Civil.Statutes;Chapter 2256,Texas Government.Code("Public Funds Investment Act");=and•Chapter 2257, Texas Government Code ("Public Funds Collateral Act"). Taken together,these statutes'provide the following authorization: 1) Whether rated or unrated, bonds of the District (including the Bonds)are authorized investments in the state of Texas for banks, savings and loan associations, insurance companies, fiduciaries, trustees and the state of Texas;. • 2) " -Bonds of the:District are authorized investments for political_subdivisions of the state of Texas only if they have been rated by nationally recognized investment rating firm and have received a rating of not less than "A" or its equivalent; and 3): Whether rated or-unrated, bonds ofthe District (including the Bonds) may be used to secure the deposit of public funds in the state•of Texas: . - The District has not made any investigation of any.other laws,.rules,..regulations or investment criteria that might affect the'suitability of the Bonds for any of the above purposes or limit the authority of any of the above entities or persons to purchase or invest in.the Bonds. The District makes no representation that the Bonds will be acceptable to banks, savings and loan associations, or public entities for investment purposes or to secure deposits of public funds..The District has made no investigation of other laws, regulations, or investment criteria that might apply to or otherwise limit the availability of the Bonds for investment or collateral purposes. Prospective purchasers are urged to carefully evaluate the investment quality of the Bonds as to the acceptability of the Bonds for investment or collateral_purposes. Defeasance , - .• - - The District may defease the provisions of the Bond Resolution and discharge its obligations:to the Registered Owners of'any or all of the Bonds to pay principal, interest and redemption price thereon in any manner permitted Use`and Distribution of.Bond Proceeds_ Proceeds of the sale of the Bonds will be used to (i) reimburse the Developers (defined below under the caption "Developers") for.the costs:relating to the construction of water distribution, wastewater.collection;,and storm drainage facilities (the "System".) to serve_306 single-family residential lots platted as.Southdown Sections 6 and 7 and Crystal Lake, Sections 1 and 2; (ii)finance the District's-share of the cost of expansion of a joint wastewater treatment plant and a remote water well:and booster pumps; (iii)pay engineering costs associated.with the design and construction of such facilities;'(iv)-pay interest on funds advanced on the District's behalf by the Developers; (v) capitalize an amount equal to'one year in interest payments on the Bonds; and (vi)-pay for administrative and issuance costs, legal.fees, fiscal agent's fees, a fee to the Texas.Natural Resource Conservation Commission, and certain financing costs related to the issuance of the Bonds. • 16 I. Construction Costs Total Developer District Amount Share - 'Share A. Developer Contribution Items (a) _.. 1. Southdown, Section 6 a. Clearing $ :4;125 $ 1,238 - $ 2,887 b. Construction Facilities 9,231 2,769 6,462 c. Drainage - 220,394-' - 66,118. 154,276 d. Wastewater 91,290 - 27;387 63,903 - e. Off-site Water 8,563 2;569- 5,994 f. Water 60,381 18,114 42,267 g. Well Pointing and Wet Sand 38,600 11,580 - 27,020 Subtotal $432,584 $129,775 $302,809 • 2. Southdown, Section 7 a. Construction Facilities and Clearing $ 10,841 $ 3,252 $ 7,589 b. Drainage 58,830 17,649 41,181 c. Drainage 26,480 -7;944 = 18,536 d. Wastewater 49,312 14,793;- := 34,519 e. Water 24,018 7,205' ': 16,813 f. Well Pointing and Wet Sand 8,073 '2,422 5,651 Subtotal $ 177,554 $ 53,265 '' $ 124,289 3. Crystal Lake, Section One and Two Site Clearing and Preparation $ 2,061 $: 619 '$' 1,442 4. Crystal Lake, Section One a. Construction Facilities $ 4,745 $ 1,424 $ 3,321 b. Drainage 151,938 45581 % : '. ',106357 c. Wastewater 110,893 33,268 77,625 d. Water 79;928 '23,978 '55',950 e. Well Pointing and Wet Sand 31,080 9,324 21,756 f. Off,site Water and Force Main 51,390 _ 15.,417. 35,973 g. Lift Station'and-Force IVIam `' " ' `'74,400 22320 ' 52;080 Subtotal -' `: $ 504;374 $ 151,312 - $':353 062 5 ' 'Crystal Lake, Section Two . - ' a. Construction Facilities ' $` 4,500 - $ `-1,350 -• $ '1,150 - b Drainage =: . :; -8,370`' 2,511.,.: , ,`5,859 c. Wastewater 51,070 `15,321 35;749 Water; , -' 40,531 - s 12159 - 28;372 e. Lift Station and Force Main 80,200 24,060 56;140 f. Well Pointing and Wet Sand-'-:- :` 23,000 :c= '6,900 , 16;-100 • Subtotal $ 207,671 $ 62,301 $ 145,370 1.7 6.. Engineering $ 187,120 $ 56,136 $ 130,984 7. Contingencies 10,384 3,116 7.268 TOTAL DEVELOPER CONTRIBUTION ITEMS $1,521,748 $ 456,524 $1,065,224 B. District Items 1. Remote Water Well and Booster Pumps $ 116,646 2. Wastewater Plant Expansion . -. a. Clarifier, Digester and Chlorination Facilities 162,347 b. Generator 73,794 c. Miscellaneous Improvements 26,355 Subtotal $ 262,496 3 Easement Costs for Off-Site Water Line/Force Main 12,500 4. Engineering and Testing 50,495 5. Contingencies 32,082 ' TOTAL DISTRICT ITEMS $ 474,219 TOTAL CONSTRUCTION COSTS $1,539,443 II. Non-Construction Cost A. Legal Fees $ 49,500 B. Fiscal Agent Fees - 39,600 C. Interest Cost 1. Capitalized Interest (1 year). - 138,600 2. Developer Interest (b) 71,321 D. Bond Discount 59,400 E. Bond Issuance Costs 45,121 F. Annexation Costs 8,065 G. TNRCC Bond Issuance Fee 4,950 H. Bond Application Report 24,000 I. Contingency (c) _ 0 TOTAL NON-CONSTRUCTION COSTS . . $ 440,557 TOTAL BOND ISSUE REQUIREMENT $1,980,000 (a) The rules of the TNRCC require in certain instances that developers within a district subject to the jurisdiction of the TNRCC contribute to the construction program of such district an amount of money equal to thirty percent(30%) of the construction costs of certain water,,sewer and drainage facilities in that district. The Developer have to date expended funds equal to or in excess of their required contributions toward the construction and acquisition of the facilities being financed with the proceeds of the sale of the Bonds. (b) Represents interest owed to the Developers on advances of construction costs and,engineering.fees made on the District's behalf by the Developers. The actual amount of interest owed will be calculated at the lesser of(i)the net effective interest rate borne by the Bonds or(ii) the interest rate at which.the Developers have borrowed funds. (c) Represents funds which may be used by the District only upon approval of the TNRCC. In the instance that approved estimated amounts exceed actual costs, the difference comprises a surplus which may be expended for uses approved by the TNRCC. In the instance that actual costs exceed previously approved estimated amounts and contingencies, additional TNRCC approval and the issuance of additional bonds may be required. The Engineer has advised the District that the proceeds of the sale of the Bonds should be sufficient to reimburse the Developers for the costs of the above-described facilities. However, the District cannot and does not guarantee the sufficiency of such funds for such purposes. 18 THE DISTRICT Authority The District is a municipal utility district created-pursuant to an order. of the Texas Water Commission (the "TWC"), now the TNRCC, dated March 18, 1981. The District was created pursuant to the authority of Chapter 54, Texas Water Code, and Article XVI, Section 59 of the Texas Constitution. The rights, powers, privileges, authority, and functions of the District are..established by the general laws of the State of Texas pertaining to municipal utility districts,particularly Chapters 49 and 54,Texas Water Code,as amended. The principal functions of the District are to fmance, construct, own and operate waterworks, wastewater-, and drainage facilities and to provide such facilities and services to the customers of the District. The District, if approved by the voters within the District,the TNRCC, and other governmental entities having jurisdiction,may establish, operate, and maintain a fire department, independentlyy or with one or more other conservation and reclamation districts, and provide such facilities and services to the customers.of the_District. Under certain circumstances the District also is authorized to construct, develop and maintain park and recreational facilities and to construct roads. The District is subject to the continuing supervision of the TNRCC in certain matters. The District is empowered, among other things, to purchase, construct, operate, and maintain all works, improvements, facilities, and plants necessary for the supply of water; the collection,transportation,.and treatment of wastewater; and the control and diversion of storm water. Under certain limited circumstances the.District also is authorized to construct,.develop and maintain park and recreational facilities and to construct roads.In addition,the District is authorized to establish,operate and maintain a fire department, independently or with one or more other conservation and reclamation districts, and provide such facilities and services to the customers of the District. The TNRCC exercises continuing supervisory-jurisdiction over the District. In order to obtain:the consent of Pearland, within whose extraterritorial jurisdiction the District lies, the,District has,agreed to observe certain Pearland requirements. These requirements limit the purposes for which the District may sell bonds for the acquisition and improvement of waterworks, wastewater, and drainage facilities; limit the net effective interest rate on such bonds and other terms of such bonds; and require approval by'Pearland of the District's construction,plans and specifications, and the issuance of bonds. Description When created, the District contained approximately 423 acres of land. Subsequent annexations of land have increased the area of the District to its present size of approximately 570.5 acres. The District is located approximately 13 miles south of the central business district of Houston, Texas, and approximately seven miles south of the intersection of Interstate Highway 610 and State Highway 288. State Highway 288 traverses the western portion.of the District. "Approximately,,19 District acres lie to the.west of SH.288, and approximately 481 District acres lie to the east of SH 288. The District is located entirely- within Brazoria County and, the extraterritorial jurisdiction of the City of Pearland. See "APPENDIX A - LOCATION MAP." 19 Management of the District The District is governed by the Board of Directors(the"Board"),consisting of five directors,who have control over and management supervision of all affairs of the District. Four of the Directors reside in the District. The'directors serve four-year staggered terms. Elections are held in even numbered years on the first Saturday in May. The current members and officers of the"Board, along with their"occupations;"are listed below: : . ;Term'Expires _Name Title _ Occupation in May Ricki A. Willoughby .• : President Senior Group 1998 - - .Account Representative Jack T. Hollis 'Vice President Youth Development ` .. ,2000 .. Professional David Denton Assistant Vice President'and Assistant Secretary/Treasurer Engineer 1998 Kelly C. Flanagan Secretary/Treasurer Computer Support ,'` ' ''1998 • ,Specialist Compaq = • Phil Nedbalek 'Assistant'Secretary/Treasurer 3- Assistant Operations Manager 2000 _ - . _ - 106'.9 FM KKHT• ; . . ' ; - - : . .Radio Broadcasting Although the District does not have a general manager or'any other full-tittle employees it has contracted'for utility system operating,bookkeeping; tax assessing and collecting,`auditing, engineering;:financial advisory and legal services as follows: .. : . Tax.Assessor/Collector. -` . The District has engaged Wallace'P. Hutchinson, Friendswood, Texas, as the District's Tax Assessor/Collector. According to Mr. Hutchinson, he presently serves 49 taxing units as tax assessor/collector. .The Tax Assessor/Collector applies the District's tax levy to tax rolls prepared by the Brazoria County Appraisal District and bills and collects such levy. - 7 ;- Bookkeeper :., _ The District's'bookkeeper is "District Data Services,:Inc.,.which'acts'as bookkeeper=for approximately 90 utility districts. r, Operator ECO Resources, Inc. is the general operator of the System. According to ECO Resources, Inc., it is currently engaged as utility system operator for 130 utility districts. Auditor The District has employed McCall, Gibson&Company, PLLC, Certified Public Accountants,to audit its fmancial statements for the year ending September 30, 1997.. A copy of the District's audit for the fiscal year ended September 30, 1997, is included as "APPENDIX B" to this Official Statement. 20 Engineer The consulting engineer'for the:District in cOnnection with the'design and-construction'of-the facilities.for-which the Bonds are being sold to reimburse.the Developer is Ferro-Saylors,Inc. '(the•"Engineer").; The Engineer has also been employed by the Developer in connection With certain.planning_activities'and.the design of certain streets and related improvements within the District. Financial Advisor = - .. , The District has engaged Dain RauscherIncorporated as fmancial advisor(the"Financial Advisor")'to the District: 'Melees paid to the Financial:Advisor for services Tendered in connection`with the-issuance of the Bonds-are based on='a percentage of the Bonds actually issued and sold:-Therefore, the payment of such-fees is-contingent upon the sale and deliveryof.the Bonds. ' - _ .. Attorney: : . The-District has engaged Coats,:Rose, Yale, Holm; Ryman &Lee;:P.C., Houston,Texas, as general counsel to the District and as bond counsel("Bond Counsel")in connection with:the issuance of the Bonds:The.fees to be paid Bond Counsel in connection with the issuance of the Bonds are based on a percentage of the Bonds actually issued and-sold. Therefore, thepayment ofr.such fees is contingent upon-the-sale and delivery of the Bonds:See "LEGAL DEVELOPERS Role of the Deve1opers• _ -. . ... In general,.the activities of a developer in a municipal.utilitydistrictsuch as the District include purchasing the-land within the-District,designing the subdivision;designingthe utilities and streets to be constructed in the subdivision, designing any community facilities to be built;defining'a marketing program and'building schedule; securing necessary-governmental'approvals and permits-for development, arranging'for the construction-of-roads and the installation ofutilities(including;in tome cases,-water wastewater;-and drainage facilities pursuant to:the rules of the TNRCC, as well at gas, telephone;`and electric-service) and selling.improved lots and commercial:reserves to builders, developers,-Or other third'parties'. Inmost-instances, the developer will'be required-to pay up to.thirty percent of the cost of constructing certain of the water, wastewater and drainage facilities-:in a utility district pursuant to the rules of the TNRCC. The relative success or failure of a developer to perform such activities in development of the property within a utility district may-have a profound effect on the security of the unlimited tax bonds issued by a district. A developer is generally under no obligation to a district to develop the property which it owns in a'-district-. Furthermore, there is no restriction:on a developer's right to sell any-'or all of the land which it owns:within a-district:_In addition,'-a'developer'is ordinarily a'major`taxpayer within a•municipal+utility district during the development phase of the property. Description of-the Developers. The development and home construction activity which-has occurredto date in the-District is described below under the caption "DEVELOPMENT." Such development'and•home''construction activity includes (i)'the completion of the development of 1,225 single-family residential lots, (ii) 125 additional single-family residential lots which are currently under development and(iii)the construction of 1,170 homes; including 57 homes-under:construction. 2;1 Lennar Homes of Texas, Inc. and Friendswood Development Company Lennar Homes of Texas,Inc.,a wholly-owned subsidiary of Lennar Corporation(collectively, "Lennar"), a publicly traded corporation whose stock is listed on the:New York Stock Exchange, on March 9, 1994, purchased 28 fully developed single-family_residential lots plus approximately.214 acres of undeveloped land located in the District from SLS Enterprises ("SLS"). Lennar subsequently purchased 4 additional lots from SLS. On:December 31, 1995, Lennar purchased the residential assets of Friendswood Development Company, an Arizona corporation,and certain other assets,consisting of approximately 1,980 acres of land and approximately 790 single-family residential lots from Exxon Corporation. Friendswood Development Company was at the time of such purchase the wholly- owned land development subsidiary of Exxon Corporation.: Lennar subsequently incorporated Friendswood Development Company, a Texas corporation("Friendswood"), and has appointed Friendswood as developer of the land owned by Lennar located in the District and has granted to Friendswood a power-of attorney to give and grant power and authority to Friendswood to act for and on behalf of Lennar in connection with the development, management, operation, marketing and sale of such property. Lennar and/or Friendswood have developed Southdown, Sections 5 through 7 (298 single-family residential lots on approximately 65 of such acres),.have initiated the development of Southdown, Section 8 (91 single-family residential lots on approximately 18 acres) located in the District, and Lennar is currently constructing homes in the District as described below under the captions."DEVELOPMENT" and "BUILDERS." See "TAX DATA Principal 1997 Property Owners.".. Lennar Corporation(together with its subsidiaries,the "Company").is a full service,real estate company. The stock of Lennar is listed on the New York Stock Exchange, and Lennar is subject to the information requirements of the Securities Exchange Act of 1934, as amended, and in accordance therewith files reports and other information with the Securities and Exchange Commission("SEC"). Reports,proxy statements and other information filed by Lennar can be inspected at the office of the SEC at Room 1024, 450 5th Street, N.W., Washington, D.C. 20549; Room 1204 Everett McKinley Dirksen Building,219 South Dearborn Street, Chicago,Illinois 60604;Suite 500 East, 5757 Wilshire Boulevard,Los Angeles, California 90036-3648;and Room 1028 Federal Building,26 Federal Plaza,New York, New York, .10278. Copies of such material can be obtained from the Public Reference section of the SEC, Washington, D.C. 20549, at prescribed rates. The Company's operations include .homebuilding, 'real .estate investments,.residential_and commercialdevelopments and financial services. The Company's homebuilding operations include.the construction and sale of homes, as well as the purchase, development,and sale of residential land. The Investment Division is involved in the development,management and leasing, as well as the acquisition and.sale, of commercial real,estate and other real estate related assets. The financial services operations consist of mortgage loan servicing and origination,closing and title services and investments in rated commercial real estate mortgage-backed securities. 2621 Joanel,-Ltd. 2621 Joanel, Ltd. ("JL"), a Texas: limited partnership,, the general partner of,which is JNT, Inc., a Texas corporation whose principal shareholder:is Mr.John Taylor of Houston,Texas,has developed Crystal Lake,Section 1, consisting of 103 fully developed single-family residential lots on approximately 49 acres located in the District, and has completed the engineering design of Crystal Lake, Section 2, consisting of approximately 21 acres subdivided into 34 single-family residential lots as described below under the caption "DEVELOPMENT." The other general partner of JL is the Traylor Corporation, a Texas corporation whose principal shareholder is Mr. Travis Traylor of Houston,Texas. JL is.selling the lots located in Crystal Lake, Section 1 to Weekley Homes, Inc. and Morrison Homes, which are currently constructing homes on such lots. Lennar. through.Friendswood, and JL,' are -sometimes together referred to in .this.Official Statement as the Developers (the "Developers"). See "DEVELOPMENT" and "BUILDERS." 22 DEVELOPMENT As of January 15, 1998, the District contained 1,170.homes, including 57 homes under construction. According to the District's Engineer, the development of approximately 298 of the District's approximate 570.5 acres is • complete. Such acres have been developed into(i) 1,225fully developed single-family residential lots(Southdown, Sections 1 through 3, 5 through 7, and Crystal Lake, Section 1)plus(ii)two reserves aggregating approximately 2 acres. As described above, Southdown,Sections 5 through 7:are developments-of Lennar through Friendswood, and Crystal Lake','Section 1 is a development'of JL. Lennar through Friendswood has also initiated the development of Southdown,Section 8,consisting of approximately 18 acres subdivided into 91 single-family residential lots,and anticipates the completion'of the development thereof, including underground water distribution, wastewater collection and stormdrainage facilities and'street'paving, by:approximately"March 15, 1998. In addition,7L - initiated the development of Crystal Lake,Section 2,consisting of approximately 21-acres subdivided into 34 single- family residential lots,and anticipates the-completion of the development thereof, including underground water distribution,wastewater collection and stormdrainage facilities and street paving;by approximately March 31; 1998. The District financed the cost of acquiring and constructing the water supply and distribution,wastewater collection and treatment, and storm drainage system(the "System")to serve the 953 fully developed single-family residential lots located within Southdown,Sections 1 through 3 and 5 with proceeds-of the Outstanding Bonds,and the District will acquire the water distribution, wastewater collection and storm sewer facilities which have been constructed to serve-the,,272,fully developed single-family residential Jots located within Southdown, Sections'6 and 7 and ,Crystal Lake,.,Section 1, plus such facilities to serve the future 34 lots.being developed,as Crystal Lake, Section 2 with a portion of the proceeds of the sale of,the Bonds. See "THE SYSTEM." In addition to the Southdown and -Crystal Lake sections described above, there are approximately 83 currently undeveloped acres of land located - within the District available for future development. Such undeveloped acres are.owned by Lennar. In addition, approximately 150 District acres are contained within street and.drainage rights-of-way, detention ponds, District plant sites,or are otherwise not available for development. Although Lennar's current plans for the approximately 83 undeveloped acres, as reported by Lennar,include the development of approximately 70 acres thereof into single- family residential lots when Lennar's current lot inventory is;depleted, Lennar;has no obligation to the District to develop any of such land in any particular manner or at all, and may sell the land and lots which it owns in the District at its sole discretion: Therefore, the-District'cannot represent when, or whether, any of such currently ., undeveloped acres might be developed. '-Lennar, as reported by Lennar, expects that the remaining approximately 13 currently undeveloped acres will be used in the future-'for commercial purposes. See "FUTURE - DEVELOPMENT," and "INVESTMENT CONSIDERATIONS -, Principal,'Land Owners' Obligations to the ' District." As of.January 15, 1998, the status of home.construction-.in the District was as follows: Residential Units - ' ' :Southdown Sections Crystal Lake 1 2 , -3 , 5 6 7. Section 1 - - Total. Homes Completed - Sold and Occupied 258- _ 326 235 121 96 9 36 1,081 - Sold and Unoccupied' - 0 0 . 0 5 0 2. 15 22 Unsold 0 0 0 0 1 0 5 6 Models 0. _0 0 2 0 _0 2 4 Subtotal 258 326 235- 128 97 11 58 1,113 Homes Under - - Construction Sold 0 0 0 , 0 0 45 12 ' 57 Unsold 0 0 0 0 0 0 - 0 0 Models 0 0 0 0 0 0 0 0 Subtotal 0 0 0 0 0 45 12 57 TOTALS 258 326 235 128 97 56 70 1,170 23 BUILDERS Three homebuilding companies (collectively,the"Builders") are currently constructing homes within the District. According to Lennar, homes which it is constructing in Southdown, Section 7 range in size from approximately 1,800 to 2,400 square feet of living area and in sales price from approximately$105,000 to $130,000. JL has contracted to sell all of the,lots which it has not yet conveyed located in Crystal Lake, Section 1 and all lots located in future Crystal Lake, Section 2 to Weekley Homes Inc. and to Morrison Homes, under separate contracts which require each Builder to purchase lots-according to a take-down schedule. :According to JL, such Builders are currently constructing homes in,Crystal Lake, Section 1 located in the District which range in size from approximately 2,400 to 3,600 square feet of living area and in sales price from approximately $170,000 to $220,000. FUTURE DEVELOPMENT . The development of approximately 298 of the approximate 570.5 acres of land located in the District has been completed as described above.'under the caption DEVELOPMENT. In addition, Lennar through Friendswood is currentlydeveloping Southdown, Section 8 (approximately118 acres, 91 single-family residential lots), and JL is P g g Y ) currently developing Crystal Lake, Section 2 (approximately 21. acres, 34 single-family residential lots). Approximately 83-acres of land located in the District are available for future development. Such undeveloped acres are owned by Lennar. Although Lennar's'current plans for approximately 70 of such currently undeveloped acres, as reported by Lennar, include the development thereof into single-family`residential lots when its current lot inventory is depleted, Lennar has no obligation to the District to develop any of such land in any particular manner or at all, and Lennar may sell such land at its sole discretion. Lennar, as,reported by Lennar, expects that the remaining approximately 13.currently undeveloped acres will be used in the future for commercial purposes. Therefore, the District can make no representation whether, or when, any development might occur on any of the currently undeveloped land located within the District. The remaining approximately 150 District acres have been dedicated as drainage easements, detention ponds, and sites for various District facilities, or are otherwise not available for development. Although the aforementioned undeveloped and partially developed acres may be developed in the future, instigation of any new development beyond that described in this Official Statement will be dependent on several factors including, to a great extent, the general and other economic conditions which would affect any party's ability to develop and sell lots and/or other property and of any home builder to sell completed homes described in this Official Statement under the caption "INVESTMENT CONSIDERATIONS." If the undeveloped portion of the District is eventually developed, additions to the District's water, wastewater, and drainage systems required to service such undeveloped acreage may be financed by future issues (if any) of the District's bonds and developer contributions,if any, as required by the TNRCC. The District's Engineer estimates that the$7,605,000 authorized bonds which remain unissued after the sale of the Bonds will be adequate to finance the construction of such facilities to provide service to all of the undeveloped portions of the District. In the event that the remaining authorized but unissued bonds are insufficient to complete the development of the District,the voters of the District would have to approve additional bonds at an election held for such purpose for the District to be able to issue such bonds. See "THE BONDS - Legal Ability to Issue Additional Debt." No party is under any obligation to initiate development of any of the currently undeveloped land located within the District or to complete any development, if begun, and any party initiating any future development thereon could modify or discontinue development plans in its sole discretion. Accordingly, the District makes no representation that future development will occur. See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." 24 AERIAL PHOTOGRAPH OF THE DISTRICT (taken August 1997) 4-7 ilis of � ..... ... `t ,�.. A At ' ti ci y" �' t� :,,,,,.. *, '''' i VC to * •' ` ' ?. *tom r i ) 00 t g . AA O O. ti m ..4:1 r 4.., :,� .f{ .a: am, ^ y -. I . • I '/ 4 . " 7 ]�y 1 t - t '` y yy7AK �y . ' — 't . Ilt $,,,Nril 4-' i,, :,:,:i css •,. ' ':::1,„, ."' ,,,,,'! ,,,.10:.f,..,:\ a ,.. 3 „it. ft � sly rt{ { A h# "r4\‘' \.\: % 1 \ / / re 1..„,,,_. *4''';.I t xl\41.,' .1'..: 4 . .,. \ 't it .. !,‘1, 'A \ V. ., 1 r:C, if?",4'4, t IP ' y t If +r' # iA UO ilk \ s A A OZo1 4if 25 PHOTOGRAPHS TAKEN WITHIN THE DISTRICT (taken August, 1997) r y t J •01,4... _ S-C*}1''.' ° k 6 Hi , a v'`t, ,,,r, k . t jy. _ _ y ,mod e-"J }. _es q. ' OAt . E ' �} carts .X. a R +I. .eaP ^'�'S".:. v C° : _ l w - ESN J� ..w_+�r."... 'fie a dv lea 4 1 ,A j'.. ° d g .�,&" • • • • s . .�`•,, •. g"'` 'say '` "�'., °'sed, . .' '�`` " �4mygk.1.. ' �.. ;; R'a3 •-' ' k , � i 4 � /,_ ,;.., )0., 1..";:_. . ....:, ., _; ..„ , , , .. ....._,.,,,� �, � r".- ro• i .. ,_,„"...„.. ....,,_ ,., . .,„, ....,.,.., ...„ ;.. ,. . .,, _ . ,.. . „, . , ,,,,„„.,..., „.„,,,,,,,„,„0_,,,,,„v„„).„,,„,,,,,w ,..., ,..0,.,,,.,...,........,,„„ .. ,,, ..,,.4,,,.. ;..k..,: .°`,,,A,W,,t,===,-,,L.,,,,,-1-.1, i.,,/,,,,Y1,,kt,..41,,,.v..,..., ..,,,,=,,,,N.,0,4,,,,,,e,,..i.ye-,,,, u , 26 PHOTOGRAPHS TAKEN WITHIN '1'HL DISTRICT (taken August, 1997) > w—,-a,` ����f +` ■ tip .. .. , _ rt r + ;-..'-. r •- - '=s?: y'. + '� t' : '_• , - n-.. '`:."- • ss 4. = : , .... ast ^"�;' it' r I .vv y't �3y v �/r' � " ' � fi •�- ..7c * 7 ' .g „^OC j..y .,- s� , •,m,s 3 a, . Sh - v ' -4' .- --.""7":. ---f---.•-•"' ' • - ,,—„.„,...-„- 1-- ----.7.,,,k-L,,-.-'.„-.4,-,.---- $-,,,... ' „„c4.-•_-:,,..-,,-.71771::;',77.„ 27 DISTRICT DEBT Debt Service Requirement Schedule The following schedule sets forth the total debt service requirements of the Outstanding Bonds and the principal and estimated interest payments of the Bonds. The Bonds Total Outstanding Principal Debt Service Year Bonds (Due 9-1) Interest (a) Requirements 1998 $ 768,790 $ 54,450 $ 823,240 1999 770,868 $ 65,000 108,900 944,768 2000 777,423 65,000 105,325 947,748 2001 782,103 65,000 101,750 948,853 2002 784,653 65,000 98,175 947,828 2003 785,238 70,000 94,600 949,838 2004 - 783,891 75,000 90,750 949,641 2005 785,303 80,000 86,625 951,928 2006 784,353. 85,000 82,225 951,578 2007 791,103 90,000 77,550 958,653 2008 790,083 95,000 72,600 957,683 . 2009 791,563 100,000 67,375 958,938 2010 794,938 105,000 61,875 961,813 2011 795,263 115,000 56,100 966,363 2012 792,538 125,000 49,775 967,313 2013 197,919 245,000 42,900 485,819 2014 197,813 260,000 29,425 487,238 2015 201,875 275,000 15,125 492,000 $12,375,717 $1,980,000 $1,295,525 $15,651,242 (a) Interest is estimated at 5.50% per annum for purposes of illustration. Average Annual Requirements: (1999-2012) $954,489 Maximum Requirement: (2012) $967,313 28 Bonded Indebtedness ' - 1997 Assessed Valuation ' ). - $78,484,590(a) (100% of estithated•market value as.of January,1, 1997) See "TAX DATA" and-"TAXING-PROCEDURES." -ar. Estimated'Valuation at November 1., 1997 (100%.of estimated marketvalue as'of November 1;1-997) See "TAX°DATA" and "TAXING PROCEDURES." Direct Debt. - Outstanding Bonds` . . . . '. . . . . . . . :: . . . . :. ,- " " " $"7,605,000 The Bonds 2.020;000 $ 9,585,000 Estimated Overlapping Debt $ 6,545,975(c) Total Direct and Estimated Overlapping Debt $16,130,975(d) Direct Debt Ratios : as a percentage of 1997 Assessed Valuation 12.21% : as a percentage of Estimated Valuation at November 1, 1997 10.43% Direct and Estimated Overlapping Debt Ratios : as a percentage of 1997 Assessed Valuation 20.55% : as a percentage of Estimated Valuation at November 1, 1997 17.56% Debt Service Fund,upon delivery of the Bonds • $ 1,088,836(e) 1997 Tax Rate per $100 of Assessed Valuation $1.12(d) Average Percentage of Total Tax Collections (1990-1996) 99.92% (a) As of January 1, 1997. All property located in the District is valued on the tax rolls by the Brazoria County Appraisal District (the "Appraisal District") at 100% of estimated value as of January 1 of each year. The District's tax roll is certified by the Brazoria County Appraisal Review Board(the "Appraisal Review Board"). See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." (b) Provided by the Appraisal District for informational purposes only, this amount is an estimate of the value of all taxable property located within the District as of November 1, 1997, and includes an estimate of values resulting from the development and construction of taxable improvements from January 1, 1997, through October 31, 1997. No tax was levied for 1997 on the increased valuation of such improvements constructed subsequent to January 1, 1997, since the District's tax is levied annually on the valuation of property as of January 1. The valuation of such additional improvements may vary significantly from this estimate when the Appraisal Review Board certifies the valuation of District property for 1998. See"TAXING PROCEDURES". (c) See "Estimated Direct and Overlapping Debt Statement." (d) The District levied a tax rate of$1.12 per $100 of Assessed Valuation in 1997. The TNRCC in its Order authorizing the District to issue the Bonds advised the District to levy a tax rate not less than$1.12 per $100 of Assessed Valuation in the year in which the District issues the Bonds (1998). Moreover, as described in this Official Statement under the caption "TAX DATA- Estimated Overlapping Taxes," the aggregate of the 1997 tax levies of all units of government which levy taxes against the property located within the District is $3.395631 per $100 of Assessed Valuation. One must consider the total tax burden of all overlapping 29` jurisdictions imposed upon property located within the District as contrasted with property located in comparable real estate developments to gauge the relative tax burden on property within the District. The tax rate necessary to service the debt issued or to be issued by the District, and the tax rates levied by other overlapping jurisdictions, are subject to numerous uncertainties and variables, and thus the District can give no assurance that the composite tax rates imposed by overlapping jurisdictions,plus the District's tax rate, will be comparable with the tax rates of competing projects. To the extent that the District's composite tax rates are not competitive with competing developments, the growth of property tax values in the District and the investment quality or security of the Bonds could be adversely affected. See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments" and "TAX DATA." (e) Neither Texas law nor the Bond Resolution requires the District to maintain any particular sum in the Debt Service Fund.Such sum includes an amount sufficient to pay one year in interest payments on the Bonds which will be capitalized from the proceeds of the sale of the Bonds and deposited in the District's Debt Service Fund. • 30 Estimated Direct and Overlapping Debt Statement Other governmental entities whose boundaries overlap the District have outstanding bonds payable from ad valorem taxes. The following statement of direct and:estimated overlapping ad valorem tax debt was developed from information contained in "Texas Municipal Reports," published by the'Municipal Advisory Council of Texas, or other available information.Except for the amount relating to the District,the District has not independently verified the accuracy or completeness of such information;and no person is entitled to rely upon such information as being accurate or complete. Furthermore, certain of the entities listed below may have issued additional bonds since the dates stated in this table, and such entities may have programs requiring the issuance of substantial amounts of additional bonds,the amount of which cannot presently be determined. Political subdivisions overlapping the District are authorized by Texas law to levy and collect ad valorem taxes for operation,maintenance and/or general revenue purposes in addition to taxes for payment of their debt, and some are presently levying and collecting such taxes. Estimated Debt as of Overlapping January lti 1998 Percent Amount Brazoria County $30,867,502 0.7725% $ 238,452 Pearland Independent School District 81,869,102 _ 7.7044 6,307,523 TOTAL ESTIMATED OVERLAPPING DEBT $6,545,975 TOTAL DIRECT DEBT (the District) $'9,585,000(a) 9,585,000 TOTAL DIRECT AND ESTIMATED OVERLAPPING DEBT $16,130,975 • Debt Ratios of % of 1997 Estimated Assessed Valuation Valuation at November 1, 1997 Direct Debt - _ 12.21% . 10.43% Direct and Estimated Overlapping Debt 20.55% 17.56% 31 TAX DATA General All taxable property within the District is subject to the assessment, levy and collection by the District of a continuing, direct annual ad valorem tax without legal limitation as to rate or amount, sufficient to pay principal, of and interest on the Outstanding Bonds and the Bonds(see "TAXING PROCEDURES"). The Board of Directors- of the District has in its Bond Resolution covenanted to assess and levy for each year that all or any part of the Bonds remain outstanding and unpaid a tax ample and sufficient to produce funds to pay the principal of and interest on the Bonds(see'"THE BONDS" and "INVESTMENT CONSIDERATIONS.") The District levied a tax for debt service for 1997 at a rate of$1.12 per $100 Assessed Valuation. Tax Rate"Limitation -Debt Service: Unlimited(no legal limit as to rate or amount). Maintenance: $0.25 per $100 Assessed Valuation. • Maintenance Tax The Board of Directors of the District has the statutory authority to levy and collect an annual ad valorem tax for maintenance of the District's improvements if such maintenance tax is authorized by vote of the District's electors.. On April 4, 1981, the Board was authorized by a vote of the District's electors to levy such maintenance talc in an amount not to exceed $0.25 per $100 of assessed valuation. Such tax, when levied, is inaddition to taxes which the District is authorized to levy for paying principal of and interest'on the Outstanding Bonds and the Bonds and any parity bonds which may be issued in the future. The District has not levied a maintenance tax to date. Historical Values and Tax Collection History The following statement of tax collections sets forth, in condensed form, the historical Assessed Valuation and tax collections of the District. Such summary has been prepared for inclusion herein based upon information Obtained from District records. Reference is made to such records, including the District's annual audited financial statements, for more complete information. % Collections Assessed — Tax Adjusted Current & Year Ending Tax Year . Valuation Rate(a) Levv Prior Years (b) 9/30 1987 35,137,490 $1.640 576,254.84 100.00% 1988 1988 31,376,000 $1.640 514,566.40 100.00% 1989 1989 31,139,450 $1.640 510,686.98 100.00% 1990 1990 29,713,560 $1.640 487,302.38 100.00% 1991 1991 31,675,430 $1.605 508,390.65 100.00% 1992 1992 35,191,910 $1.544 543,363.09 100.00% 1993 1993 38,729,720 $1.520 588,691.74 99.99% 1994 1994 50,476,660 $1.199 . 605,215.15 100.00% 1995 1995 56,186;060 $1.199 673,670.63 100.00% 1996 1996 64,254,480 $1.120 719,650.17 99.45% 1997 1997 78,484,590 $1.120 879,027.30 53.97%(c) 1998 • (a) Per $100 of Assessed Valuation. (b) Such percentages reflect cumulative total collections for each year from the time each respective annual tax was levied through December 31, 1997. The amount of tax collected for each levy on a current basis(by September 30 of the year following each respective levy) is not reflected in this statement. (c) In process of collection. 32 Analysis of Tax Base The foIIowing table illustrates the composition of,property located within:the.District:during the past:nine years. ,1997 ;, - 1996,, 1995 Assessed Value % Assessed Value % Assessed Value Type of Property Land $20,735,130 26.42% $16,053,320 24.98% $12,046,740 21.44% . Improvements ; ,57,234,400 72.9.1\ . 47,786,360 74.37 43,621,360 ;77.64 Personal Property 1,113,600 : .1.43 r 956,460 1.49 953,960-- 1.70 I Exemptions (598,540) (0.76),.. (541,660) (0.84) (436,000) (0.78) TOTAL : $78;484,590 100.00% -.:$64,254,480 100.00% $56,186;060- 100.00% 1994 1993 - 1992. Assessed Value % Assessed Value.- .% , Assessed Value % Type of Property , _ - Laud $11,395,650 22.58% - $ 7;008,740 18.10% $ ,6;806,450 19.34.% Improvements 38,585,310 76.44 ,;. 31,080,260 80.25 27,709,190. _. •78.74 Personal Property 992030 1.96 878,340 2.27 892,390 2.54 Exemptions (496,330) (0.98) (237,620) (0.62) . (216,120) (0.61) TOTAL $50,476,660 100.00% $38,729,720 100.00% $35,191,910 -- 100.00% 1991. . _.. : ,.1990 1989 Assessed Value % Assessed Value % Assessed Value % Type of Property- . ;, , . . Land $7,078,960 22.35% $7,662,400. 25.79% $ 9,180,610 29.48%. Improvements , _ 23,856 290. ; 75.31... - • 21,353,270 71.86 21-,280,390 68.34. Personal Property _ 965,3QQ-,.., .3.05 - 913,0.10:, - 3..07 894,070. 2.87 Exemptions (225,120); (0.71) (215,-120) (0.72), , .(215,620) . : (0.69) TOTAL $31,675,430 100.00% $29,713,560 100.00% $31,139,450 100.00% 33 Principal 1997 Taxpayers `' Based upon information supplied by the District's Tax Assessor/Collector,the following table lists principal District taxpayers, type of property owned by such taxpayers, and the Assessed Valuation of such property as of January 1, 1997. The information reflects the composition of the Appraisal District's record of property ownership as of January 1, 1997. Assessed Valuation % of 1997 Taxpayer Type of Property 1997 Tax Roll Tax Roll 2621 Joanel, Ltd. Lots and Acreage $1,718,810 2.19% Lennar Homes of Texas, Inc. Houses, Lots and Acreage 1,418,100 1.81 Weekley Homes, Inc. Homes 708,970 0.90 George Wimpey of Texas, Inc. (Morrison Homes) Homes 430,880 0.55 Houston Lighting &Power Company, Inc. Utilities 322,650 0.41 Peter J. Loos Houses 251,150 0.32 Entex, Inc. Utilities 234,370 0.30 Reginald T. Mitchell Houses 203,360 0.26 Southwestern Bell Telephone Company Utilities 174,510 0.22 Casey Prigrmore House 139.690 0.18 Totals • $5,602,440 7.14% Exemptions The District has adopted a residential homestead exemption for persons 65 years or older or disabled persons in an amount of$10,000 of Assessed Valuation for 1997,but has not adopted a general residential homestead exemption. See "TAXING PROCEDURES." Portions of the land owned by the Developer are undeveloped and at some future date could be used for agricultural purposes. Accordingly, the owner(s) of such land could be entitled to have such land valued on the basis of its agricultural productivity(qualified open-space land), which would be a small fraction of its fair market value. The Developer has not previously claimed an agricultural valuation,and has waived,on behalf of itself and its successors and assigns, any right to claim such valuation in future years. The waiver has been recorded in the Official Records of Brazoria County, Texas. The waiver is binding for a period of 30 years. 34 Tax Rate Calculations The tax rate calculations set forth below are presented to indicate the tax rates per$100 of Assessed Valuation which would be required to meet certain debt service requirements if no growth in the District's tax base occurs beyond the 1997 Assessed Valuation, or the Estimated Valuation at November 1, 1997. The calculations assume collection of 95% of taxes levied,and the sale of no bonds by the District except the Outstanding Bonds and the Bonds. Average Annual Debt Service Requirements (1999-2012) $954,489 Tax Rate of$1.29 on the'1997 Assessed Valuation($78,484,590)produces - $961,829 Tax Rate of$1.10 on the Estimated Valuation at November 1, 1997 ($91,876,840)produces $960,113 Maximum Annual Debt Service Requirement (2012) $967,313 Tax Rate of$1.30 on the 1997.Assessed Valuation($78,484,590)produces $969,285 Tax Rate of$1.11 on the Estimated Valuation at November 1, 1997 ($91,876,840)produces $968,841 The District levied a debt service tax in 1997 of $1.12 per $100 of Assessed Valuation. As the above table indicates, the 1997 tax rate is sufficient to pay debt service on the Bonds and the Outstanding Bonds without an increase,in taxable values in the District beyond the-Estimated Valuation at November 1, 1997,assuming the District will have a tax collection rate of 95%, and'the issuance of-no additional bonds by the District. See "TAXING PROCEDURES" -and "INVESTMENT CONSIDERATIONS Factors Affecting Taxable Values and Tax Payments." Estimated Overlapping Taxes Property within the District is subject to taxation by several taxing authorities in addition to the District. Under Texas law, on January 1 of each year, a tax lien attaches to property to secure payment of all state and local taxes, penalties and interest ultimately imposed for the year on the property. A tax-lien on property in favor of the District is on a parity with tax liens of other taxing jurisdictions. In addition to ad valorem taxes required to make debt service payments on bonded debt of the District and of such other jurisdictions(see "DISTRICT DEBT- Estimated Direct and Overlapping Debt Statement"), certain taxing jurisdictions are authorized by Texas law to assess, levy and collect-ad valorem taxes for operation, maintenance, administrative and/or general revenue purposes. - 35 Set forth below is an estimation of all taxes per $100 of assessed valuation levied by such jurisdictions. No recognition is given to local assessments for civic association dues, emergency medical service contributions, fire department contributions or any other charges made by:,entities other than political subdivisions. 1997 Tax Rate Per $100 of Taxing Jurisdictions Assessed Valuation The District $1.120000 Brazoria County 0:357500, Pearland Independent School District 1.776700 Brazoria County Drainage District No: 4 0.141431, Estimated Total Tax Rate $3.395631 No prediction can be made of the tax rates that will be levied in future years by the respective taxing jurisdictions. TAXING PROCEDURES Authority to Levy Taxes The District is authorized to levy an annual ad valorem tax, without legal.,limitation as to rate or amount, on all taxable property within the District in an,amount sufficient to pay.the principal of and interest on the'Bonds,the Outstanding Bonds and any additional bonds payable from taxes .which the. District may hereafter.issue (see "INVESTMENT CONSIDERATIONS - Future Debt") and to.pay the expenses of assessing and,collecting such taxes. The District agrees in the Bond Resolution to levy such a tax from year to year as described more fully above under "THE BONDS - Source of Payment." Under Texas law, the District may also levy and collect annual ad valorem taxes for the operation and maintenance of the District and the System and..for the payment of certain contractual obligations. See "TAX DATA - Maintenance Tax" and "- Tax Rate Distribution." Property Tax Code and County-wide Appraisal District The Texas Property Tax Code(the"Property Tax Code")specifies the taxing procedures of all political subdivisions of the State of Texas, including the District. Provisions.of the:Property Tax Code are complex and are not fully summarized here. The Property Tax Code requires,among other matters,county-wide appraisal and equalization of taxable property values and, establishes in each county of the State.of Texas an.appraisal ,district_with the responsibility for recording and appraising property for all taxing units within a county and an appraisal review board with responsibility for reviewing and equalizing the values established by the appraisal district. The Brazoria County Appraisal District(the "Appraisal District")has the responsibility of appraising property for all taxing units within Brazoria County, including the District. Such appraisal values will be subject to review and change by the Brazoria County Appraisal Review Board (the "Appraisal Review Board"). Property Subject to Taxation by the District Except for certain exemptions provided by Texas law, all real property, tangible personal property held or used for the production of income, mobile homes and certain categories of intangible personal property with a tax situs in the District are subject to taxation by the District. Principal categories of exempt property include, but are not limited to: property owned by the State of Texas or its political subdivisions if the property is used for public purposes; property exempt from ad valorem taxation by federal law; certain household goods, family supplies and personal effects; certain goods, wares, and merchandise in transit; farm products owned by the producer; certain property of charitable organizations,youth development associations,religious organizations, and qualified schools; designated historical sites;and most individually-owned automobiles.In addition,the District may by its own action 36 exempt residential homesteads of persons 65 years or older and certain disabled persons to the extent deemed advisable by the Board. The District may be required to offer such an exemption if a majority of voters approve it at an election. The District would be required to call such an election upon petition by twenty percent (20%)`'of the number of qualified voters who voted in the preceding election.The District is authorized by statute to disregard exemptions for the disabled and elderly-.if granting the exemption would impair the District's.obligation to pay tax supported debt incurred prior to adoption of the exemption by the District.;Furthermore, the District must grant exemptions to disabled veterans, or,certain surviving dependents of disabled veterans, if requested, but only to the maximum extent of between.$5,000 and .$12,000 of taxable valuation depending on the disability rating of the veteran. _See "TAX DATA -- Exemptions." Residential Homestead Exemptions: The Property Tax Code authorizes the governing body of each political _subdivision in the State of Texas to exempt up;to twenty percent (20%) of the appraised market value of residential homesteads from ad valorem taxation. Where ad valorem taxes have previously been pledged for the payment of debt, the governing body of a political subdivision may continue to levy and collect taxes against the exempt value of the homesteads until the debt is discharged, if the,cessation of the levy would impair the obligations of the contract by which the debt was created. The adoption of a homestead exemption may be considered each year, but must be adopted,by.May 1. See "TAX DATA -- Exemptions." Freeport Goods Exemption:-Freeport goods are goods,wares, merchandise, other tangible personal property and ores, other than oil, natural gas and other petroleum products, which have been acquired or brought into the state for assembling, storing, manufacturing, repair, maintenance, processing or fabricating or used to repair or maintain aircraft of a certified,.air carrier. and shipped out of the state within 175 days. Freeport Goods are exempted from taxation by the District. Tax Abatement. Brazoria County or the City of Pearland may designate all or part of the area within the District as a reinvestment zone.Thereafter, the City of Pearland(after annexation,)Brazoria County,the Pearland Independent School District and.the District, at the option and discretion of each entity,may enter into tax abatement agreements with owners of property within the zone. Prior to entering into a tax abatement.agreement, each entity mustadopt guidelines and criteria for establishing tax abatement, which each entity will follow in granting tax abatement to owners of property. The tax abatement agreements may exempt from ad valorem taxation by each of the applicable taxing jurisdictions, including the, District, for a period of up•to ten (10) years; all or any part of any,increase in the assessed valuation of property covered by the, agreement;over its assessed valuation.in the year in which the agreement is executed, on the condition that the property owner make specified improvements or repairs to the property-inconformity with the terms of the,tax abatement. The terms of all tax abatement agreements must be substantially the same. Valuation of Property for Taxation Generally, property in the District must be'appraised by the Appraisal District at market value as of January 1 of each year. Once an appraisal roll is prepared and finally approved by the Appraisal Review Board, it is used by the District in establishing its tax rolls and tax rate. Assessments under the Property Tax Code are to be based on one hundred percent (100%) of market value, as such is defined.in the Property.Tax Code. The Property Tax Code permits land.designated for agricultural use, open space-or timberland to be appraised at its.value based on the land's capacity to produce agricultural or timber products_rather than at its market value.The Property Tax Code permits under certain circumstances that residential real property.inventory held by a person in the trade or business be valued at the price-all of such property would bring if sold as a unit to a purchaser who would continue:the business. Provisions of.the Property Tax Code are complex and are not fully summarized here. Landowners wishing to,avail themselves of the agricultural use, open space or timberland designation or residential .37 real property inventory designation must apply for the designation and the appraiser is required by the Property Tax Code to act on each claimant's right to the designation individually.A claimant may waive the special valuation as to taxation by some political subdivisions while claiming it as to another. If a claimant receives the agricultural use designation and'later loses it by changing the use of the property or selling'it to an unqualified owner, the District can collect taxes based on the new use, including taxes for the previous three years'for agricultural use and taxes for the previous five years for open space land and ltimberland. The Property Tax Code requires''the Appraisal District to implement a plan for periodic reappraisal of property to update appraisal values. The plan must provide for appraisal of all real property in the Appraisal District at least • once every three(3)years. It is not known what frequency of reappraisals will be utiliied by the Appraisal District or whether reappraisals will be conducted on a zone-or county-wide basis. The District, however,at its expense, has the right to obtain from the Appraisal District a current estimate of appraised values within the District or an estimate of any new property or improvements within the District.While such current estimate of appraised values may serve to indicate the rate and extent of-growth of taxable values within the District, it cannot be used for establishing a tax rate within the District untii such tune as the Appraisal District chooses to formally include such values on its appraisal roll. District and Taxpayer Remedies Under certain circumstances, taxpayers and taking units(such as'the District)may appeal the orders-Of the Appraisal Review Board by filing a timely petition for_review in State district court. In such event, the value of the property in question will be determined by the court, or by a jury, if requested by-any party. Additionally,taxing:units may bring suit against the Appraisal District to compel compliance with the Property Tax Code. The Property Tax Code Sets•forth notice and hearing procedures'for certain tax rate increases by the'District and provides for taxpayer referenda which could result in the repeal of certain tax increases. The Property Tax Code also establishes a procedure for notice to property owners of reappraisals reflecting increased property values, appraisals that are higher than renditions and appraisals of property not previously on an appraisal roll. Levy and Collection of Taxes The District is responsible for the levy and collection of its taxes; unless it elects to transfer such'functions to another governmental entity.By September 1 of each year, or as soon thereafter as practicable; the'rate of taxation is set by the Board based upon the valuation'of property within the District as of the preceding January 1. Taxes are due October 1, or when billed,whichever`comes later;and become delinquent after January 31 Of the following year. A delinquent tax incurs a penalty of six percent (6%) of the amount of the tax for the first calendar month it is delinquent,plus one percent(1%)for each additional month or portion of a month the tax remains unpaid prior to'July 1 of the year in which it becomes delinquent. If the tax is not paid by July 1 of the year in which it becomes delinquent, the tax incurs a total penalty of twelve`percent (12%)"regardless Of the numberof months the tax.has been delinquent and incurs an additional penalty of up to fifteen percent (15%) if imposed by the District.-The delinquent tax also accrues interest at a rate of one percent (1%)for each month or portion of a month it remains unpaid. The Property Tax Code also makes provisions for the split payment of taxes, discounts for early payment and the postponement of the delinquency date of taxes under certain circumstances. District's Rights in the Event of Tax'Delinquencies - Taxes levied by the District are a personal obligation of the owner of the property as of January 1 of the year for which the tax is imposed. On January 1 of each year, a tax lien attaches to property to secure the payment of all state and local taxes, penalties and interest ultimately imposed for the year on the property. The lien exists in favor of the State of Texas and each local taxing unit, including the District,having the power to tax the property:The District's'tax lien is on a parity with the tax liens of other such taxing units(see'TAX DATA Estimated Overlapping Taxes"). A tax lien on real property takes priority over the claims of most creditors and other holders of liens on the property encumbered by the tax lien, whether or not the debt or lien existed before the attachment of the tax lien;however, whether a lien of the United States is on a parity with or takes priority over a tax lien of the District is determined by applicable federal law. Personal property, under certain circumstances, is subject to seizure and sale for the payment of delinquent taxes, penalty and interest. - 38 At any time after taxes on property become delinquent, the District may file suit to foreclose the lien securing payment of the tax, to enforce personal liability for,the tax, or both. In filing a suit to foreclose a tax lien on real property, the District must join other taxing units that have claims for delinquent taxes against all or part of the same property. Collection,of delinquent taxes may be adversely affected by the amount of taxes owed to other taxing units, by the effects of market conditions on the foreclosure sale price, by taxpayer redemption rights (a taxpayer may redeem property within six(6)months for commercial property and two(2)years for residential and all other types of property after the purchaser's.deed issued at the foreclosure sale is filed in the county records) or by bankruptcy proceedings which,restrict the collection of taxpayer debts. See."INVESTMENT CONSIDERATIONS- Tax Collection Limitations." THE SYSTEM Regulation-. The water, wastewater and storm drainage facilities serving land within the District (the "System") have been designed in conformance with accepted engineering practices and the requirements of certain governmental agencies having regulatory or supervisory jurisdiction over the construction and operation of such facilities including,among others, Pearland, Brazoria County, the Brazoria County Drainage District No. 4,.and the TNRCC. Operation of the System is subject to regulation by, among others, the United States Environmental Protection Agency and the TNRCC. In many cases, regulations promulgated by these agencies have become effective only recently and are subject to further development and revision. According to the District's Engineer,the total number of connections projected for the District at the full,development of its approximate 570.5 acres is 1,769 with a total estimated population of 5,500. A description of portions of the System follows and is based upon information supplied by,the District's Engineer.. . Description Proceeds of the sale of the Outstanding Bonds were.used,to finance the construction or acquisition of underground water supply and distribution, wastewater collection and treatment, and storm drainage facilities to serve the aggregate 953 fully developed single-family residential lots in,the District located within Southdown, Sections 1 through 3 and 5,. The District will acquire the water distribution,wastewater collection and storm sewer facilities which have been constructed to serve the 272 fully developed single-family. residential lots located within Southdown, Sections,6 and 7 and Crystal Lake, Section 1, plus such facilities to serve the future 34 lots being developed as Crystal Lake, Section 2 with a portion of the proceeds of the sale of the Bonds. - Storm Drainage- Storm water drainage for the District and the adjoining Brazoria County Municipal Utility District No. 4("M.U.D. No. 4") is accomplished by a channel improvement and detention pond system jointly constructed by the two districts. The District's share of such'joint system is.48.9%. According to the District's Engineer, construction accomplished to date with proceeds of the Outstanding Bonds on the joint system provides adequate storm water drainage to Southdown, Sections 1,through 3 and 5 through 7, the currently developed area of M.U.D. No. 4 plus approximately 200 additional acres located in the District which may be developed in the future. The joint drainage system is designed,upon its completion,to provide,drainage for the two districts in a developed state and upstream drainage areas in an undeveloped state. The channel,which lies along the north boundary of the District,flows into Clear Creek, which lies along the north boundary of M.U.D. No. 4. The detention pond lies wholly within the District. The detention pond is designed to attenuate'the 100-year flood peak in Clear Creek after development within the two districts to the same level as the 100-year flood peak prior to the initiation of development. Brazoria County Drainage District No. 4 is responsible for drainage planning, review, and maintenance for the portion of the County in which the two districts are located. Maintenance of the detention ponds is the responsibility of the District and M.U.D. No. 4. A separate detention system which drains in to Hickory Slough has been constructed by JL to accommodate Crystal Lake, Sections 1 and 2. Proceeds of the sale of the Bonds will be used by the District to acquire drainage improvements including underground lines, manholes and inlets. 39 -Water Supply- The District currently shares joint water supply facilities with M.U.D. No. 4. The existing facilities, which are located within the District,consist of(i)one 1,165 gallons-per-minute("g.p.m.")water well and pump, an auxiliary drive unit, a 500,000 gallon ground storage tank, two 15,000 gallon hydropneumatic tanks, two 1,000 g.p.m. and one 600 g.p.m. booster pumps and two emergency water wells each with a 300 g.p.m. capacity'located in the District, and (ii)a 380 g.p.m. well located in MUD No. 4. There are also two water line interconnections which connect the District's water distribution system with M.U.D. No. 4's water distribution system. The District will finance its share of the cost of the 380 g.p.m. well with a portion of the proceeds of the sale of the Bonds. The District's pro rata share of the cost of the balance such facilities was fmanced with proceeds of the sale of the Outstanding Bonds. The District financed its pro rata share of the cost of construction of a proposed second water well,to be located within M.U.D.No.4, with a portion of the proceeds of the sale of the Outstanding Bonds. The two districts will share the costs of the plant located in M.U.D.No. 4 based on the total capacity of both plants and combined capacity ownership of each plant. The operation and maintenance agreement between the two districts provides that the operation in each water plant will be the responsibility of the District in which each respective • facility is located. According to the District's Engineer, the aforementioned water plant facilities contain capacity sufficient to provide service to a total of 2,506 connections,of which 1,390 connections are allocated to the District, including the 1,225 existing and proposed connections in Southdown, Sections 1, 2, 3 and 5 through 7, Crystal Lake, Sections 1 and 2, plus 50 connections which the District has allocated to the Pearland Independent School District, and approximately 13 commercial connections. Wastewater Treatment - The District financed the District's pro rata portion of the cost of an aggregate'700,000 gallons-per-day ("g.p.d.") permanent wastewater treatment plant which the District shares with M.U.D. No. 4 with a portion of the proceeds of the Outstanding Bonds. The District owns 65.64% of the capacity of the facility, and M.U.D. No. 4 owns the remainder. According to the District's Engineer, the capacity to which the District is entitled in the joint wastewater treatment facility, consisting of 1,838 of.a total of 2,800 connections, is adequate to provide capacity to serve the 1,225 existing and proposed connections in Southdown, Sections 1 through'3 and 5 through 7, Crystal'Lake, Sections 1 and 2, plus 50connections which the District has allocated to the Pearland Independent School District, approximately 13 commercial connections,and approximately 550.additional connections. The District will finance its pro rata share of the cost of certain improvements to the facility with a portion of the proceeds of the sale of the Bonds, including a clarifier, digester, chlorination facilities and a generator. These improvements are necessary to enable the District to meet the requirements of the TNRCC waste discharge permit covering the plant. - 100-Year Flood Plain- According to the District's Engineer, the current Federal Emergency Management Agency'Flood Hazard Boundary Map currently in effect which covers the land located in the District indicates that no area located within Southdown, Sections 1 through 3, 5 through 7, and Crystal Lake, Section 1, which contain the 1,225 single-family residential lots which have been'developed in the District to date, or the 34 single-family residential lots currently being developed as Crystal Lake, Section 2, is located within the 100-year flood plain of Clear Creek. Approximately 60 District acres, which are contained within detention ponds or are otherwise not currently expected to be developed, are located within the 100-year flood plain of Clear Creek. ' 40 INVESTMENT CONSIDERATIONS. General The Bonds, which are obligations of the District and not of the State of Texas Brazoria County,"Texas; the City of Pearland, Texas, or any political subdivision Other thanthe District, are secured-by a continuing,direct,-annual ad valorem tax, without legal limitation as to-rate-or amount,on all taxable property-located within the District. See "THE BONDS - Source of Payment." The ultimate security forpayment,of the principal of and interest on the Bonds depends upon the ability of the District to collect from the property owners within the District taxes levied against all taxable property located within the District or, in the event'taxes are 'not collected and foreclosure proceedings are instituted by the District,upon the value of the taxable property with respect to taxes levied by the District and by other taxing authorities. The District makes no representations that over'the life of the Bonds the property_within the-District will maintain a value sufficient to justify continued payment of taxes by the property owners. The potential-increase in-taxable valuation of District property'is directly related to the economics of the residential housing industry, not only due to general-"economic'conditions, but also due to the particular factors discussed below: Factors Affecting Taxable Values and Tax Payments' The-rate of home construction within the District is directly related to the-vitality of the residential housing industry. New residential housing construction can be"significantly affected by factors such as general economic activity, interest rates, credit availability,construction costs; the level-of unemployment-and consumer demand. Decreased levels of home construction activity restrict the growth of property values in the District. :Although the District currently contains a total of 1,225 fully developed single-family residential lots,on which 1;170 single-family homes have been constructed'(including 57 homes under construction),55 vacant fullydeveloped lots which are currently available for home-:construction, and 125-single-family residential lots which are currently under development as described-in the sections of this Official StatemeCt-entitled"DEVELOPMENT"-and "THE SYSTEM,"and although there are-currently three-home building companies constructing homes within the District,the District cannot predict the pace or magnitude of any future development or.home construction:in .the' District in addition to the aforementioned development and home construction which has heretofore taken place in the District. Principal'Land Owner's Obligations to the District - Lennar Homes of Texas,Inc.,a wholly-owned subsidiary of Lennar Corporation(collectively, "Lennar"), a publicly traded corporation whose-stock is listed on the New York Stock Exchange; on March.9, 1994, purchased 28 fully developed single-family residential lots plus approximately '193' acres'of undeveloped and 21 acres of'partially developed land located within the District. Lennar and/or.'Lennar through its-wholly-owned subsidiary',Friendswood Development Company, has developed.Southdown;-Sections'5 through 7, and has initiated the-development of Southdown, Section 8, consisting of 91 proposed single-family residential lots locatedin the District. According to Lennar, it currently anticipates completing the development ofSouthdown,Section 8 by approximately March 15, 1998. Lennar currently owns 64 fully developed'single-family lots, the 91-single-family residential lots which it is currently developing, approximately 21 partially developed acres, and approximately 109 acres of currently undeveloped land located in the District: Lennar is currently=constructingihomes on the lots which it owns located in the_District. 2621 Loanel, Ltd. ("JL") has-developed Crystal Lake, Section 1 and has initiated'the development of Crystal Lake,=Section 2', consisting of 34 single-family-residential lots-located in the District. According to IL; it anticipates completing the'development of Crystal Lake, Section 2 by approximately March 31, 1998. -JL has sold-60 of the 103 lots which it has'developed in Crystal Lake, Section 1 to Weekley Homes,'Inca and Morrison Homes,:and-has contracted to:sell-the remaining-lots which it-owns in Crystal Lake,.Section 1 and the- lots which it expects. to develop:in Crystal:.Lake,:-Section:2 to :such- home building-companies. _.See "DEVELOPERS," "DEVELOPMENT," "BUILDERS," and."TAX DATA--Principal-1997.Property Owners." 41 Although Lennar's current plans for the currently undeveloped acreage which it owns in the District, as reported. by Lennar through Friendswood,include the development thereof into single-family residential lots when Lennar's current lot inventory is depleted, Lennar through Friendswood has no obligation to the District to develop any of such land in any particular manner or at all, and may sell the land and lots which it owns in the District at its sole discretion. Moreover, there is no commitment by or legal requirement of JL to the District to develop Crystal Lake, Section 2. In addition, there is no requirement of Lennar, Weekley Homes, Inc., Morrison Homes, or any other home builder to proceed at any particular rate in the construction of homes within the District or at all. Furthermore, there is no restriction on the right of Lennar, JL, or any of the Builders to sell land or lots owned by them. Therefore, the District can make no representation about the.probability of future development or the rate of future home construction activity in the District. See "FUTURE DEVELOPMENT." Maximum Impact on District Tax Rates Assuming no further construction of homes and other taxable improvements within the District other_than those which have heretofore been constructed, and no additional development in the District other than the development • which has occurred to date, the value of the land and improvements currently located within the District will be a major determinant of the ability of the District to collect, and the willingness of District property owners to pay, ad valorem taxes levied by the District. The District levied a tax of$1.12 pre$100 of Assessed Valuation in 1997. The 1997 Assessed Valuation of property within the District is $78,484,590(see "TAX DATA"). After issuance of the Bonds, the Maximum Annual Debt Service Requirement on the Bonds and the Outstanding Bonds will be $967,313 (2012) and the Average Annual Debt Service Requirements will be $954,489 (1998 through 2012, inclusive). Assuming no increase to or decrease from the 1997 Assessed Valuation, and no use of other legally available District funds,tax rates of$1.30 and$1.29 per$100 of Assessed Valuation at a 95% collection rate would be necessary to pay the Maximum Annual Debt Service Requirement and the Average Annual. Debt Service Requirements,respectively.In addition,the District's Estimated Valuation at November 1, 1997,of property located within the District supplied by the Appraisal District is$91,876,840,reflecting the estimate by the Appraisal District of values resulting from the development and construction of taxable improvements from January 1, 1997, through October 31, 1997. Assuming no increase to or decrease from the Estimated Valuation at November 1, 1997, tax rates of$1.11 and $1.10 per $100 of Assessed Valuation at a 95% tax collection rate would be necessary to pay the Maximum Annual Debt Service Requirement and the Average Annual Debt Service Requirements, respectively, on the Bonds and the Outstanding Bonds. Therefore,.the tax rate of$1.12 per$100 of Assessed Valuation which the District levied in 1997 will be sufficient to pay debt service on the Bonds and the.Outstanding Bonds without an increase to taxable values in the District beyond the Estimated Valuation at November 1, 1997, assuming the District will have a tax collection rate of 95%, and the issuance of no additional bonds by the District.. See "TAX DATA - Tax Rate Calculations." Increases in the District's tax rate to levels higher than the,rate of$1.12 per $100 of Assessed Valuation which the District levied for 1997 may have an adverse impact upon future development within,the District, the future construction of homes and other taxable improvements within the District, and the ability of the District to collect, and the willingness of owners of property located within the District to pay, ad valorem taxes levied by the District. In addition,the collection by the District of delinquent taxes owed to it and the enforcement by a Registered Owner of the District's obligations to collect sufficient taxes may be a costly and lengthy process. See "TAXING PROCEDURES - District's Rights in the Event of Tax Delinquencies." As described in this Official Statement under the caption "TAX DATA - Estimated Overlapping Taxes," the aggregate of the tax levies of all units of government which levy taxes against the property located within the District is $3.395631 per $100 of Assessed Valuation. One must consider the total tax burden of all overlapping jurisdictions imposed upon property located within the District as contrasted with property located in real estate developments to gauge the relative tax burden on property within the District. The tax rate necessary to service the debt issued or to be issued by the District, and the tax rates levied by other overlapping jurisdictions, are subject to numerous uncertainties and variables, and thus the District can give no assurance that the composite tax rates imposed by overlapping jurisdictions,plus the District's tax rate, will be competitive with the tax rates of competing projects. To the extent that the District's composite tax rates are not competitive with competing developments,the growth of property tax values in the District and the investment quality or security of the Bonds could be adversely affected. 42 Tax Collection Limitations The District's ability to make debt seivice.payments may be adversely affected by its inability to collect ad valorem taxes. Under Texas law, the levy of ad valorem taxes by the District constitutes a lien in favor of the District On a parity with the liens of all other state and local taxing authorities on the property against which takes are levied, and such lien may be enforced by foreclosure: The District's ability to'collect ad valorem taxes through such foreclosure may be impaired by (a) cumbersome, time-consuming and expensive collection procedures,.(b) a bankruptcy court's stay of tax collection procedures against a taxpayer, (c)market conditions limiting the proceeds from a foreclosure sale of taxable property or(d)the taxpayer's redemption rights(a taxpayer may redeem property within six(6)months for commercial property and two(2)years for residential and all other types of property after the purchaser's deed issued at the foreclosure sale is filed in the county records.) While the District has a lien on taxable property within the District for taxes levied against such property,such lien can be foreclosed only in a judicial:proceeding. Registered Owners' Remedies and Bankruptcy In the event Of default in the payment Of principal of or'interest on the'Bonds,the Registered Owners have a right to seek a writ of mandamus requiringthe District to levy sufficient taxes each year to make such payments. Except • for mandamus, the Bond Resolution does not specifically provide for remedies to protect and enforce the interests of the Registered Owners. There is no acceleration of maturity of the Bonds in the event of default and, consequently, the remedy of mandamus may have to be relied upon from year'to year. Although-the Registered Owners could obtain a judgment against the'District, 'such a judgment could not be enforced by a direct:levy and execution against the District's property. Further, the Registered Owners cannot themselves foreclose on property within the District or sell property within the District in order to pay the principal of and interest on the Bonds. Since there is no trust indenture or'trustee,'the Registered Owners would have to initiate and finance the legal process to enforce their remedies. The enforceability of the rights and remedies of the Registered Owners may be limited further by laws relating to bankruptcy, reorganization or other similar,laws'of general application affecting the rights of creditors of political subdivisions such as the District. In this regard, should the District file a petition for protection from creditors under federal bankruptcy laws, the remedy of mandamus or the right of the District to seek judicial foreclosure of its tax lien would be automatically'stayed and Could not be pursued unless authorized by a federal bankruptcy judge. See "THE BONDS - Bankruptcy Limitation to Registered Owners' Rights." The Effect of the Financial Institutions Act'of 1989 on Tax Collections of the District The Financial Institutions Reform,Recovery and Enforcement'Act of 1989("FIRREA"),contains certain provisions which affect the time for protesting property valuations, the fixing of tax liens and the collection of penalties and interest on delinquent taxes on real property owned by the Federal Deposit Insurance Corporation("FDIC") when the FDIC is acting as the conservator or receiver of an insolvent financial institution. Under FIRREA real property held by the FDIC is still subject to ad valorem taxation; but such act states (i) that no real property of the FDIC shall be'subject'to foreclosure or sale without the consent of the FDIC and no involuntary liens shall attach to such property, (ii)the FDIC shall not be liable for any penalties, interest, or fines, including those arising from the failure to pay any real or personal property tax when due and(iii)notwithstanding failure of a person to challenge an appraisal in accordance with state law, such value shall be determined as of the period for which such tax is imposed. - There has been no definitive judicial determination of the validity of these provisions of FIRREA or how they are to be construed and reconciled'with respect to conflicting state laws. It is also not known whether the FDIC will attempt to claim the FIRREA exemptions as to the time for contesting valuations and tax assessments made prior to and after the enactment of FIRREA. Accordingly, to the extent the FIRREA provisions are valid and applicable to any property in the District, and to the extent that the FDIC attempts to enforce the same, these provisions:may affect the timeliness of collection of taxes on property, if any,owned by the FDI in the District, and may prevent the collection of penalties and interest'on such taxes. 43 { I Marketability i The District has no understanding,(other;than the initial reoffering yields)with the Initial Purchaser regarding the reoffering yields or prices,of the Bonds:and has no control over the trading,of the.Bonds in the secondary_market. Moreover,there:is no assur ance that a secondary market will be-made for.the Bonds.If there is a secondary market, , , the difference between-the bid and asked price of the,Bonds,may be greater than the bid and asked spread of other bonds generally bought, sold or traded in the-secondary,market. See "SALE AND DISTRIBUTION_OF THE BONDS." ., Future Debt , „ ._ - . . .. The District has the right to issue the..remaining, $7,605,000 authorized but unissued bonds for waterworks, wastewater and drainage facilities and for refunding purposes (see "THE BONDS- Issuance of Additional Debt"), and such additional bonds as may hereafter be approved by both the Board and voters of the District. The District also has the right to issue certain other additional bonds, special project bonds, and other.obligations,described in the Bond Resolution. All of the remaining$7,605,000 in bonds for waterworks, wastewater and drainage facilities and for refunding purposes which have.heretpfore been authorized by,the voters of the District maybe issued by the District from time to time as needed. The issuance of such $7,605,000,in bonds for waterworks, wastewater and drainage facilities is also subject to TNRCC authorization. - - The District's Engineer estimates,that the aforementioned$7,605,000 authorized bonds which remain unissued will be adequate to fmance the construction of all water, wastewater,and drainage facilities to provide service.to all.of the currently undeveloped portions of the.District. If`additional bonds are issued.in the.:future and property values. have not increased proportionately, such.issuance may increase.gross.debt/property valuation ratios and thereby adversely affect the investment quality or security of the Bonds and the Outstanding Bonds. . Competitive.Nature of Houston Residential Housing,Market. The housing industry in the Houston area is very competitive, and the District can,give no assurance that the building programs which are planned by Lennar,or any future home builder(s)will be continued or completed. The respective competitive positions.of Lennar and/or JL,.and any other developer and Lennar,Weekley Homes, Inc. and/or Morrison Homes or any other home builder(s) which might attempt future home building or development projects in the District in the sale of developed lots or in the construction and sale of single-family residential units are affected by most of the factors discussed in this section, and such competitive positions are directly related to ' tax revenues received by the District and the growth andmaintenance ofmai taxable values in the.District. -. Continuing.Compliance with Certain Covenants - The Bond Resolution contains covenants by the District intended to preserve the exclusion from gross income of interest on the Bonds. Failure of the District to comply with such covenants on a continuous basis prior to,maturity of the Bonds could result in,interest on the Bonds becoming taxable-retroactively to;the date of original issuance. See "LEGAL MATTERS - Tax Exemption." , - Approval of the Bonds , , As required by law, engineering plans, specifications and estimates of construction costs for the facilities and services to be purchased or constructed by:the District with the proceeds of.thoBonds_have been approved, subject to certain conditions,by the TNRCC. See "THE BONDS.--,Use and Distribution of_Bond Proceeds." In addition, the Attorney General of Texas must-approve the legality of the Bonds prior to their delivery.. Neither_the TNRCC nor the Attorney General of Texas passes,upon or guarantees the security of the Bonds as an investment, nor have the foregoing authorities passed upon the adequacy or accuracy-of the information contained in this-Official Statement. 44 • LEGAL MATTERS Legal Opinions Delivery of the Bonds will be accompanied by the unqualified approving legal opinion of the Attorney General of Texas as recorded in the Bond Register of the.Comptroller of.Public Accounts of the State of Texas, to the effect that the Bonds are valid and binding obligations of the District under the Constitution and laws of,the State of Texas, and all taxable property within the District is subject to the levy of ad valorem taxes to pay the same, without legal limitation as to rate or amount, based upon examination of a transcript of certified proceedings held incident to the issuance and authorization of the Bonds, and the approving legal opinion.of Coats, Rose, Yale, Holm, Ryman& Lee, P.C., Bond Counsel for the District, to a like effect. Such opinions express no opinion with respect to the sufficiency of the security for or the marketability of the Bonds. Bond Counsel's opinion also will address the matters described below under "Tax Exemption." Bond Counsel has.reviewed the information appearing in this Official Statement under "THE BONDS - General" - "Assignments, Transfers and Exchanges," - "Redemption of Bonds," - "Replacement of Registrar,",- "Authority for Issuance," - "Source of Payment," - "Issuance of Additional Debt," "No Arbitrage," - "Annexation and Consolidation," - "Registered.Owners' Remedies," - "Legal Investment and Eligibility to Secure Public Funds in Texas,"and-"Defeasance, "THE DISTRICT-Authority"and"Attorney,"_."TAXING PROCEDURES," "LEGAL MATTERS-- Tax Exemption,""-Tax Accounting Treatment of Original Issue Discount Bonds," and "-Qualified Tax-Exempt Obligations- Purchase of the Bonds by Financial Institutions" and "CONTINUING DISCLOSURE OF INFORMATION" solely to determine whether such information, insofar as it relates to matters of law, is true and correct and whether such information fairly summarizes matters of law,the provisions of the documents referred to therein and conforms to the provisions of the Order of the TNRCC approving the Bonds and to the requirements of Pearland with respect to the sale of the Bonds. Bond Counsel has not, however, independently verified any of the factual information contained in this Official Statement nor has it conducted an investigation of the affairs of the District for the purpose of passing upon the accuracy or completeness of this Official Statement. No person is entitled to rely upon Bond Counsel's limited participation as an assumption of responsibility for or an expression of opinion of any kind with regard to the accuracy or completeness of any information contained herein, other than the matters discussed immediately above. Coats, Rose, Yale, Holm, Ryman&Lee, P.C., also serves as general counsel to the District on matters other than the issuance of bonds. The legal fees paid.to Bond,Counsel for services rendered in connection with the issuance of the Bonds are based on a percentage of the bonds actually issued, sold and delivered and, therefore, such fees are contingent upon the sale and delivery of the,Bonds. No-Litigation Certificate The District will furnish the Initial Purchaser a certificate, executed,by the President-and Secretary of the Board, and dated as of the date of delivery of the Bonds, that to their knowledge, no litigation is pending or threatened affecting the validity of the Bonds,or the levy and/or collection of taxes for the payment thereof,or the organization or boundaries of the District, or the,title of the officers thereof to their respective offices. Tax Exemption In the opinion of Coats, Rose, Yale, Holm, Ryman & Lee, P.C., Bond Counsel, (i) interest on the Bonds is excludable from gross income for federal income tax purposes under existing law and(ii)the Bonds are not"private activity bonds"under the Internal Revenue Code of 1986, as amended(the "Code"), and interest on the Bonds will not be subject to the alternative minimum tax on individuals and corporations, except as described below in the discussion regarding the adjusted current earnings adjustment for corporations. 45 III ' The Code imposes a number of requirements that must be satisfied for interest on state or local obligations, such as the Bonds, to be excludable from gross income for federal income tax purposes. These requirements include limitations on the use of Bond proceeds and the source of repayment of bonds,limitations on the investment of bond proceeds prior to expenditure, a requirement that excess arbitrage earned on the investment of bond proceeds be paid periodically to the United States and a requirement that the District file an information report with the Internal Revenue Service. The District has covenanted in the Bond Resolution that it will comply with these requirements. Bond Counsel's opinion will assume continuing compliance with the covenants of the Bond Resolution pertaining to those sections of the Code which affect the exclusion from gross income of interest on the Bonds for federal income tax purposes and, in addition,will rely on representations by the District and the Underwriter with respect to matters solely within the knowledge of the District and the Underwriter, respectively, which Bond Counsel has not independently verified. If the District should fail to comply with the covenants in the Bond Resolution or the report or if the foregoing representations should be determined to be inaccurate or incomplete, interest on the Bonds could become taxable from the date of delivery of the Bonds,regardless of the date on which the event causing such taxability occurs. The Code also imposes a 20% alternative minimum tax on the "alternative minimum taxable income" of a corporation(other than any S corporation,regulated investment company,FASIT,REIT, or REMIC),if the amount of such alternative minimum'tax is greater than the amount of the corporation's regular income tax. Generally, for taxable years beginning after 1989,a corporation's alternative minimum taxable income includes 75% of the amount by which a corporation's "adjusted current earnings" exceeds its other "alternative minimum taxable income." Because interest on tax-exempt obligations, such as the Bonds, is included in the corporation's "adjusted current earnings," ownership of the Bonds could subject a corporation to alternative minimum tax consequences. Under the Code, taxpayers are required to report on their returns the amount of tax-exempt interest,such as interest on the Bonds, received or accrued during the year. Except as stated above, Bond Counsel will express no opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership, or disposition of, the Bonds. Prospective purchasers of the Bonds should be aware that the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions,life insurance and property and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, owners of interests in a FASIT, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corporations doing business in the United States may be subject to the "branch profits tax" on their effectively-connected earnings and profits, including tax-exempt interest such as interest on the Bonds. These categories of prospective purchasers should consult their own tax advisors as to the applicability of these consequences. Bond Counsel's opinions are based on existing law, which is subject to change. Such opinions are further based on Bond Counsel's knowledge of facts as of the date thereof. Bond Counsel assumes no duty to update or supplement its opinions to reflect any facts or circumstances that may thereafter come to Bond Counsel's attention or to reflect any changes in any law that may thereafter occur or become effective. 46 Tax Accounting Treatment of Discount and Premium on Certain Bonds The initial public offering price of certain of the,Bonds(the."Discount Bonds")may be less than the amount payable on such Bonds at maturity. An amount equal to the difference between the initial public offering price of a Discount Bond(assuming that a substantial amount of the,Discount Bonds of that maturity are sold to the public at such price) and the amount payable at maturity constitutes original issue discount to the initial purchaser of such Discount Bond. A portion of such original discount allocable to the,holding period of such Discount Bond by the initial purchaser will, upon the disposition of such Discount Bond (including by reason of its payment at maturity), be treated as interest excludable from gross income, rather.than as taxable gain; for federal income tax purposes, on the same terms and conditions as those,for other interest on.the Bonds described above under "TAX EXEMPTION".. Such interest is considered to be accrued actuarially in accordance with the constant interest method over the life a Discount Bond,taking into account the semiannual compounding of accrued interest,at the yield to maturity on such Discount Bond and generally will be allocated.to as initial purchaser in a different amount from the amount of the payment denominated as interest actually received by the initial purchaser during his taxable year. However, such interest may be required to be taken into account in.determining the alternative minimum taxable income of a corporation, for purposes of calculating a corporation's alternative minimum tax imposed by Section 55 of the Code, and the amount of the branch profits tax applicable to certain foreign corporations doing business in the United States, even though there will not be a corresponding cash payment. In addition,the accrual of such interest may result in certain other collateral federal income tax consequences to, among others, financial institutions,life insurance companies,property and casualty insurance companies, "S"corporations with"subchapter C" earnings and profits,individual recipients of Social Security or Railroad Retirement benefits,owners of interests in a FASIT, individuals otherwise qualifying for the earned income tax credit, and taxpayers who may be deemed to have incurred or:continued,indebtedness,to purchase or carry, or who have paid or incurred certain,expenses allocable to, tax-exempt,obligations.. Moreover, in the,event,of the redemption, sale or other taxable disposition of a Discount Bond by the initial owner prior to maturity„the amount realized by such owner in excess of the basis of such Discount Bond in the hands of such owner.(adjusted,upward-by the portion of the original issue discount allocable to the period for which such Discount Bond was held) is includable in gross income. Owners of Discount Bonds should consult with their own tax advisors with respect to the determination for federal income tax purposes of accrued interest upon disposition of Discount Bonds and with respect to the state and local tax consequences of owning Discount Bonds. It is possible that, under applicable provisions governing determination of state and local income taxes, accrued interest on:Discount Bonds maybe deemed to be received in the year of accrual even though there will not be,a corresponding cash payment. The initial public offering price of certain Bonds(the "Premium Bonds"), may be greater than the amount payable on such Bonds at maturity. An amount equal to the difference between the initial public offering price of a Premium Bond (assuming that a.substantial„amount of the Premium Bonds of that.maturity are sold to the public at such price) and the amount payable at maturity constitutes premium to the initial purchaser,of such Premium Bond. The basis for,federal income tax purposes.of a Premium Bond in the.hands of such initial purchaser may be reduced each year by the amortizable bond premium. Such reduction in basis will increase the amount of any gain or decrease the amount of any loss to be,recognized for federal. income tax purposes upon the sale or other taxable disposition of a Premium Bond. The amount of premium which is amortizable each year by an initial purchaser is determined by using such purchaser's yield to maturity.; Purchasers of the Premium Bonds should consult with their own tax advisors with respect to the determination of amortizable.bond premium with respect to the state and local tax consequences of owning Premium Bonds. ' . - 47 QUALIFIED TAX-EXEMPT OBLIGATIONS Section 265 of the Code provides, in general, that interest expense incurred to acquire or carry tax-exempt obligations is not deductible from the gross income of the owner thereof. In addition,interest expense incurred by certain owners that are "fmancial institutions" within the meaning of such section and which is allocable to tax- exempt obligations acquired after August 7, 1986, is completely disallowed as a deduction for taxable years beginning after December 31, 1986. Section 265(b) of the Code provides an exception to this rule for interest expense incurred by fmancial institutions and allocable to tax-exempt obligations(other than private activity bonds) which are designated by an issuer, such as the District, as "qualified tax-exempt obligations." An issue may be designated as "qualified tax-exempt obligations"only where the amount of such issue, when added to all other tax- exempt obligations (other than private activity bonds) issued or reasonably anticipated to be issued by the issuer during the same calendar year, does not exceed $10,000,000. The District has, pursuant to the Bond Resolution, designated the Bonds as "qualified tax-exempt obligations" and • certified its expectation that the above-described $10,000,000 ceiling will not be exceeded. Accordingly, it is anticipated that financial institutions that purchase the Bonds will not be subject to the 100 percent disallowance of interest expense allocable to interest on the Bonds under section 265(b) of the Code. However, 20 percent of the interest expense incurred by a fmancial institution which is allocable to the interest on the Bonds would not be deductible pursuant to section 291 of the Code. ' OFFICIAL STATEMENT General The information contained in this Official Statement has been obtained primarily from the District's records, the Engineer, the Developer, the Tax Assessor/Collector and other sources believed to be reliable; however, no representation is made as to the accuracy or completeness of the information contained herein, except as described below. The summaries of the statutes, resolutions and engineering and other related reports set forth herein are included subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions and reference is made to such documents for further information. Experts The information contained in the Official Statement relating to engineering and to the description of the System, and, in particular, that engineering information included in the sections entitled "THE BONDS - Use and Distribution of Bond Proceeds," "THE DISTRICT" and"THE SYSTEM"has been provided by Ferro-Saylors, Inc. and has been included herein in reliance upon the authority of said firm as experts in the field of civil engineering. The information contained in this Official Statement relating to assessed valuations of property generally and, in particular,'that information concerning principal taxpayers, tax collection'rates and valuations contained in the sections captioned"TAX DATA" and "DISTRICT DEBT" has been provided by the Brazoria County Appraisal District and Wallace P. Hutchinson. The District has included certain information herein in reliance upon Mr. Hutchinson's authority as an expert in the'field of tax assessing and real property appraisal.' The District's audited fmancial statements for the fiscal year ended September 30, 1997,were prepared by McCall, Gibson & Company, PLLC, Certified Public Accountants, and have been included herein as "APPENDIX 'B"'. McCall, Gibson&Company,PLLC,Certified Public'Accountants,has consented to the publication of such financial statements in this Official Statement. 48 Certification as to Official Statement • • The•District,-acting by and through its Board of Directors in'its official capacity and,in reliance upon the'experts •listed above,hereby certifies,'as of the-date hereof,that to thebest'of its knowledge and belief,the information, statements and descriptions pertaining10 the'District'and its'affairs herein'contain no untrue statements of a material fact and do not omit to state any material'fact necessary make the statements herein, in-light of the circumstances under which they Were made;not misleading.The information,descriptions and statements concerning entities other than the District; including particularly other governmental entities; have been obtained-from sources believed to be reliable, but:the District'has'made-no independent investigation or'verificatio_n-of such m_ atters and makes no representation as to'the accuracy or completeness thereof: - '` -' - • • Updating of Official Statement, '' ' If, subsequent to the date of the'Official Statement,the District learns;through the ordinary course of business and without undertaking any investigation or examination for such purposes, or.is notified by the Initial'Purchaser,;of any adverse event which causes the Official Statement to be materially misleading, and unless the Initial Purchaser elects to terminate its obligation to purchase the Bonds,.the District will promptly prepare and supply to the Initial Purchaser an appropriate'amendirient or'supplement to'the Official.Statement satisfactory to the Initial Purcha ser, provided;:however --that'the`obligation of:the-District-to so amend or supplement the Official Statement will terminate when the District delivers the Bonds to the Initial Purchaser, unless the Initial Purchaser notifies the District in writing on or before such date that less than all of the Bonds have been sold to ultimate customers, in which case the District's obligations hereunder will extend for an additional period of time (but not more than 90 days after the date the District delivers the Bonds).until all of the Bonds have been sold to ultimate customers. Official Statement:"Deemed Final"' - • - _,: i , For purposes of compliance with_ Rule 15c(2)'12'of the Securities'and'Exchange Commission, this document, as the same May supplemented 'or=corrected'by the`-District from time"to time, may be treated,as an Official Statement with respect to the Bonds des-bribed'herein and is."deemed'final".by the District as of.the date hereof(or of any such supplement or correction) except'for the'omission of certain,information referred to in the succeeding paragraph. • . . • The Official Statement,'when further supplemented-by adding'information specifying theinterest rates and certain other information relating to the Bonds, shall constitute a"FINAL OFFICIAL'STATEMENT" of the District With respect-to the:Bonds, as that term is tefuied in Rule•l'5c(2)=I2: ' " _ . CONTINUING DISCLOSURE OF INFORMATION The offering of the Bonds qualifies for the Rule 15c2-12(d)(2)exemption from Rule 15c2-12(b)(5) regarding the District's continuing disclosure obligations because the•District has not issued more than$10,000;000 in aggregate amount of outstanding bonds'and no person is:committed by contractor other arrangement with respect to payment of the Bonds. Ai'required'by the exemption,however;'the'District-in th"e'Bond Resolution has made the following agreement for the benefit of the holders and beneficial owners of the Bonds.,_The District is required.to observe the agreement for so long as it remains'obligated'to advance funds to pay the Bonds: Under'the agreement, the District will be obligated to provide certain updated financial info bationand operating data annually, and timely notice of specified Material'events, to certain info rmation vendors."This information-will-be'available to securities. brokers and others who subscribe to receive'the information'from'the vendors.. `` . • • 49- • Annual Reports The District will provide certain financial information and operating data which is customarily prepared by the District and is publicly available, upon request of any person, o r annually,to the appropriate state information depository. The financial information and operating data which will be provided is found in "APPENDIX B." Under Texas Law, the District must keep its fiscal.:records in accordance; with generally accepted account' g principles,must have its financial accounts and records audited by a certified public accountant within 120 days aft r the close of each fiscal year of.the District, and must,file each audit report with the TNRCC within-135 days aft r the close of the fiscal year. The District's fiscal•records and audit reportsare available for public inspection during regular business hours, and the District and the TNRCC are required,by,law to provide.a.,copy of the District's audit reports to any member of the public within a reasonable time on request, upon payment of applicable copying charges. Requests for copies should be addressed to the District in care of Coats,-Rose, Yale,•-Holm,.Ryman he Lee, P.C., Houston, Texas. The District will update and provide this information to any state information depository("SID")that is designated by,the State of Texas and approved by the staff of-the United States Securities and Exchange Commission ("SEC")within six months after the end of each of.its.fiscal years, ending in or after 1 1998. The District's current fiscal year end is September.30. Accordingly,It must provide updated information by March 31 in each year, unless the.District-changes its fiscal year..If the:District changes its fiscal year; it will notify,an, SID of the change. Material Event"Notices - The District will also provide timely-notices of certain events to certain-information vendors. The District wi provide notice of any of the following events with respect to the Bonds, if such event is.material to a decision t purchase or sell Bonds: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3j unscheduled draws on debt service reserves reflecting financial.difficulties; (4) unscheduled draws on credit enhancements reflecting fmancial difficulties; (5) substitution of•credit:or liquidity providers, or their failure to perform; (6)adverse tax opinions or events affecting the tax-exempt status of the,Bonds; (7)modifications to rights of holders of the Bonds; (8) Bond calls;, (9) defeasances; (10) release,_substitution, or sale of property securin, repayment of the Bonds; and(11)rating changes. Neither the Bonds nor the Bond Resolution makes any provision for debt service reserves or liquidity enhancement. In addition,the District will provide timely notice of any failure by the District to provide information,data,or financial statements in accordance with its agreement described above under"Annual Reports." The.District will provide,each notice described in this paragraph to any SID and to either, each nationally recognized municipal securities information;repository ("NRMSIR")or the Municipal Securities Rulemaking Board ("MSRB"). Availability of Information From NRMSIRs and SID The District has agreed to provide the foregoing information only to the information vendors described above. The information will be available to holders.of Bonds only if the holders,comply with the procedures,and pay the charges established by such information vendors or obtain the information through securities brokers who do so. The Municipal Advisory Council of Texas (the "MAC")has been designated by.the State of Texas as.a SID.. In a no-action letter dated August29, 1995, the staff:of the Division of Market Regulation of the SEC,indicated that it would not recommend that the'SEC_take enforcement action against a."Participating Underwriter"pursuant to th Rule if the Participating Underwriter reasonably determines that an.issuer.of municipal securities or an obligated person located in the State has undertaken to provide the disclosure information required under the Rule to tli MAC. The address of the Municipal Advisory Council is 600 West 8th Street, P.O. Box 2177, Austin, Tex 7876872177, and its telephone number is 512/476-6947. 50 Limitations and Amendments The District has agreed to update information and to provide notices,of material events only as described above. The District has not agreed to provide other information that may be relevant or material to a complete presentation of its fmancial results of operations, condition,or prospects or agreed to update any information that is provided, except as described above. The District makes no representation or warranty concerning such information for concerning its usefulness to a decision to invest in or sell Bonds at any future date. The District disclaims any contractual or tort liability for damages resulting in whole or in part from any breach of its continuing disclosure agreement or from any statement made pursuant to its agreement, although holders or beneficial owners of Bonds may seek a writ of mandamus to compel the District to comply with its agreement. The District may amend its continuing disclosure agreement to adapt to changed circumstances that arise from a change in legal requirements, change in law, or change in the identity, nature, status or operations of the District but only if the agreement, as amended, would have permitted an underwriter to purchase or sell Bonds in the offering described herein in compliance with the Rule, taking into account any amendments and interpretations lof the Rule to the date of such amendment as well as changed circumstances and either the holders of a majority in aggregate principal amount of the outstanding Bonds consent or any person unaffiliated with the District (such as nationally recognized bond counsel) determines that the amendment will not materially impair the interests of the beneficial owners of the Bonds. The District may also amend or repeal the agreement if the SEC amends or repeals the applicable provisions of the Rule or a court of fmal jurisdiction determines that such provisions are invalid but in either case only to the extent that its right to do so would not prevent the Underwriter from lawfully purchasing the Bonds in the offering described herein. If the District so amends the agreement, it has agreed to include with,. any fmancial information or operating data next provided in accordance with its agreement described above under "Annual Reports," an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of operating data and fmancial information so provided. Compliance With Prior Undertakings The District has not previously made:a continuing disclosure agreement in accordance with the Rule. This Official Statement was approved by the Board of Directors of Brazoria County Municipal Utility District No. 5 as of the date shown on the first page hereof. /s/ Ricki A. Willoughby.. President, Board of Directors Brazoria County Municipal Utility District No. 5 ATTEST: • /s/ Kelly C. Flanagan Secretary, Board of Directors Brazoria County Municipal Utility District No. 5 51 APPENDIX A LOCATION MAP .CITY'. OF HOUSTON- • • LM.10 11110 �OVh}�\ CLEAR •• BRAZORIA. CO. . 7//////1111 PEARLA►C E E 0RAZORIA .COUNTY �; c R _ Fti:me Fit 3344 • 0 04 I 1 • +.r - -. • ALVIN • . APPENDIX B BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 BRAZORIA COUNTY; TEXAS ANNUAL FINANCIAL'REPORT_ SEPTEMBER 30, 1997 TABLE OF CONTENTS . EXHIBIT • INDEPENDENT AUDITOR' S REPORT GENERAL PURPOSE FINANCIAL STATEMENTS COMBINED BALANCE SHEET - ALL GOVERNMENTAL FUNDS AND ACCOUNT GROUPS A COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES ALL GOVERNMENTAL FUNDS B STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - GENERAL FUND AND SPECIAL REVENUE FUND C COMBINING AND INDIVIDUAL FUND STATEMENTS NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS D SUPPLEMENTAL INFORMATION (SEE SEPARATE SUMMARY OF SUPPLEMENTAL SCHEDULES AND INDEPENDENT AUDITOR' S REPORT ON SUPPLEMENTAL INFORMATION) (THIS PAGE INTENTIONALLY -LEFT BLANK) McCALL & COMPANY Certified Public Accountants Member American 13405 Northwest Fwy. Institute of Certified Suite 204 Public Accountants Houston,Texas 77040 (713)462-0341 Texas Society of Fax (713)462-2708 Certified Public E-Mail:mmccall@accesscomm.net Accountants Board of Directors Brazoria County Municipal Utility District No. 5 Brazoria County, Texas Independent Auditor' s Report We have audited the General Purpose Financial Statements of Brazoria County Municipal Utility District No. 5 at September 30, 1997, and for the year then ended, as listed in the preceding Table of Con- tents. The General Purpose Financial Statements are the responsibil- ity of the management of the District . Our responsibility is to express an opinion on the General Purpose Financial Statements based upon an audit . We have conducted the audit in accordance with generally accepted auditing standards . These audit standards require that we plan and perform the audit to obtain reasonable assurance about whether the General Purpose Financial Statements are free of material misstate- ments . An audit includes examining, on a test basis, evidence sup- porting the amounts and disclosures in the financial statements . An audit also includes assessing the accounting principles used and sig- nificant estimates made by management, as well as evaluating the overall General Purpose Financial Statement presentation. We believe the audit provides a reasonable basis for the opinion presented. In our opinion, the General Purpose Financial Statements referred to above present fairly, in all material respects, the financial posi- tion of Brazoria County Municipal Utility District No. 5 as of September 30, 1997, and the results of its operations for the year then ended, in conformity with generally accepted accounting princi- ples . i McCall & Company Certified Public Accountants January 14, 1998 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMBINED BALANCE SHEET - ALL GOVERNMENTAL FUNDS AND ACCOUNT GROUPS SEPTEMBER 30, 1997 • • Governmental Special ASSETS General Revenue Cash, Note 5 $ 47, 798 $ 20, 644 Temporary Investments - Note 5 402, 563 53 , 353 Receivables : Taxes Service Accounts (Net of Reserve for Doubtful Accounts of $300) 44, 804 Other 8, 164 Due from Developers 3 , 626 Due from Other Funds, Notes 8 and 9 24, 327 8, 573 Due from Other Governmental Unit, Note 8 148 8, 280 Prepaid Expenditures 911 Advance for Regional Wastewater Treatment Plant Operations, Note 9 11, 638 Advance for Joint Water Plant Operations, Note 8 10, 096 General Fixed Assets, Note 6 Amount Available in Debt Service Fund Amount to be Provided for Retirement of General Long-Term Debt TOTAL ASSETS $ 549, 538 $ 95, 387 EXHIBIT A Page 1 of 2 Fund Types Account Groups General, General _ _ Total Debt Capital Long-Term Fixed (Memorandum Service Projects Debt Assets - Only) $ 30, 362 $ 30 $ $ $ 98, 834 329, 865 1, 190, 614 1, 976, 395 5; 130 5, 130 44; 804 8, 164 3 ,:626 404 - - . 33, 304 139, 307 147, 735 911 11, 638 10, 096 7, 391, 100 7; 391, 100 358, 034 358, 034 7, 246, 966 7, 246, 966 $ 365, 357 $ 1, 330, 355 $ 7, 605, 000 $ 7, 391, 100_ $17, 336, 737 The accompanying NOTES TO GENERAL. PURPOSE FINANCIAL STATEMENTS are an integral part of this report . BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMBINED BALANCE SHEET - ALL GOVERNMENTAL FUNDS AND ACCOUNT GROUPS SEPTEMBER 30, 1997 Governmental Special . LIABILITIES AND FUNV`EQUITY =' General Revenue LIABILITIES : _ Accounts Payable $ 3.0, 621 $ 15, 044 Contract Payable Retainage Payable Due to Other Funds 8, 573 24, 731 Due to Other Governmental Unit, Notes 9 and 10 3, 902 19, 286 Due to Developer Advances from Participants, Notes 8 and 9 36, 326 Security Deposits 53,520 Deferred Revenue Bonds Payable, Note 3 TOTAL LIABILITIES $ 96, 616 $ 95, 387 FUND EQUITY: Investment in General Fixed Assets, Note 6 $ $ Fund Balances : Reserved for Authorized Construction: - Bond Proceeds _ - Net Investment Revenues - -. Reserved for Debt Service Reserved for Water and Sewer Plant Operations 21, 734 Unreserved - Undesignated 431, 188 TOTAL FUND EQUITY $ 452 ,922 $ -.0- TOTAL LIABILITIES AND FUND EQUITY $ 549, 538 $ 95, 387 EXHIBIT A Page 2 of 2 Fund Types Account Groups General General Total - -Debt= - .- --. Capital Long-Term Fixed (Memorandum Service Protects Debt Assets. Only) $ _2 ;_l93 $ 5, 671 $ $ $ 53, 529 114, 731 114;731 32,440 32, 440 • 33 304 23, 188 4, 823 36, 326 ,53 52,0 5, 130 5;130 7, 605, 000 7, 605,.000 $ ` ' 7, 323 $ 157, 665 $ 7, 605, 0'00 $ -0 "$ 7, 961; 991 $ $ $. $ , 7, 391, 100 • ` $- 7,391, 100 1, 038, 246 1, 038, 246 134, 444 134;444 . 358; 034,- •• - 358;034 21;.73.4 . 431, 188 $1 - 358, 034. $ 1, 172, 690 $ -0- ' $ 7391,`100` $ '9,374, 7446 $ . 365,,357 $ 1, 330, 355 $ 7, 605, 000 $ :7, 391; 100 :•.$17,.33,6, 737 The accompanying NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS are an integral part of this report . BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 1997 Governmental General REVENUES : Taxes $ Water Service 203 , 085 Sewer Service -. 177, 349 Penalty and Interest 13 , 509 Tap Connection and Inspection Fees 94, 633 Investment Revenues 21, 524 Miscellaneous Revenues 1, 852 TOTAL REVENUES . $ 511, 952 EXPENDITURES : Current : Professional Fees $ 28, 755 Contracted Services - 83 , 794 .Purchased Water Service, Note 8 45, 426 - Purchased Sewer Service, Note 9 ' 117, 648 Utilities 2, 660 Repairs and Maintenance 63 , 968 Insurance 4, 444 Other Operating Expenditures 40, 092 Capital Outlay 56, 908 Debt Service : _ Bond Principal Bond Interest TOTAL EXPENDITURES $ • 443 , 695 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES $ 68,257 FUND BALANCES - OCTOBER 1, 1996 384 ; 665 - FUND BALANCES - SEPTEMBER' 30, 1997._: $ 452, 922. EXHIBIT B Fund Types Total Special Debt Capital (Memorandum Revenue Service Pro-ects Only) $ $ 715, 996 $ $ 715, 996 79, 559 282, 644 202, 649 -. 379, 998 c. 3, 470 16,979 94, 633 3 , 757 29, 698 63 , 942 118, 921 1, 852 $ 285, 965 $ 749, 164 $ _ 63 , 942 $ 1, 611; 023 $ 7, 447 $ 4,415 $ $ . 40, 617 25, 313 : 21, 500 130, 607 45,426 117, 648 75,483 78, 143 94, 964 158, 932 4,347 8, 791 76, 772 j 1, 299 30 118, 193 1, 639 60, 517 119, 064 205, 000 205, 000 -509, 080 509', 080 $ 285, 965 $ - 741, 294 $ 60, 547 $ 1, 531, 501 . $ $.. 7, 870 $ , 3 , 395. $ 79, 522 350, 164 1, 169, 295 1., 904, 124 $ -0- $ 358, 034 - $ 1, 172, 690 $ 1, 983 , 646 The accompanying NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS are an integral part of this report . BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - GENERAL FUND AND SPECIAL REVENUE FUND FOR THE YEAR ENDED SEPTEMBER 30, 1997 General Fund Variance Favorable Budget Actual (Unfavorable) REVENUES : Water Service $190, 000 $203 , 085 $ 13, 085 Sewer Service 166, 000 177, 349 11, 349 Penalty and Interest 12, 000 13 , 509 1, 509 Tap Connection and Inspection Fees 43 , 500 94, 633 51, 133 Investment Revenues 16, 000 21, 524 5,-524 Miscellaneous Revenues 1, 200 1, 852 652 TOTAL REVENUES $428, 700 $511, 952 $ 83 , 252 EXPENDITURES : Professional Fees $ 36, 000 $ 28, 755 $ 7,245 Contracted Services 72, 100 83 , 794 (11, 694) Purchased Water Service 35,470 45, 426 (9, 956) Purchased Sewer Service 130, 770 117, 648 13 , 122 Utilities 1, 600 2, 660 (1, 060) Repairs and Maintenance 34, 000 63 , 968 (29, 968) Insurance 5, 000 4, 444 556 Other Operating Expenditures 25, 150 40, 092 (14 , 942) Capital Outlay 20, 000 56, 908 (36, 908) TOTAL EXPENDITURES $360 , 090 $443 , 695 . $ (83 , 605) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES • $ 68, 610 $ 68, 257 $ (353) FUND BALANCE - OCTOBER 1, 1996 384, 665 384 , 665 FUND BALANCE - SEPTEMBER 30, 1997 $453 , 275 $452 , 922 $ (353) EXHIBIT C r Special Revenue Fund Totals (Memorandum Only) Variance Variance Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) $ 68, 975 $ 79, 559 $ 10, 584 $258, 975 $282, 644 $ 23, 669 230, 476 202, 649 (27, 827) 396,476 379, 998 (16,478) 12, 000 13, 509 1, 509 43 , 500 94, 633 51, 133 3 , 757 3, 757 16, 000 25, 281 9,281 1,200 1, 852 652 $299, 451 $285, 965 ' S (13 ,486) ' ' $728,151 $797, 917 $ 69, 766 $ 17, 950 $ 7,447 $ 10, 503 $ 53 , 950 $ 36,202 $ 17, 748 23 , 370 25, 313 (1, 943) 95,470 109, 107 (13 , 637) 35,470 45, 426 (9, 956) 130, 770 117, 648 13, 122 65, 660 75,483 (9, 823) 67,260. 78, 143 (10, 883) 113, 525 94, 964 18, 561 147, 525 158, 932 (11,407) 4, 750 4, 347 403 9, 750 8, 791 959 69, 230 76, 772 (7, 542) 94, 380 116, 864 (22,484) . 5, 000 1, 639 3 , 361 25, 000 58 , 547 (33 , 547) $299,485 $285, 965 $ 13 , 520 $659, 575 $729,660 $ (70, 085) $ (34) $ -0- $ 34 $ 68, 576 $ 68, 257 $ (319) 384, 665 384, 665 $ (34) $ -0- $ 34 $453 , 241 $452, 922 $ (319) The accompanying NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS are an integral part of this report . (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMBINING AND INDIVIDUAL FUND STATEMENTS SEPTEMBER 30, 1997. ` (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET SEPTEMBER 30, 1997 Wastewater Treatment Water ASSETS Plant Plant Totals Cash $ 19, 663 $ 981 $ 20, 644 Temporary Investments - At Cost 51, 830 1, 523 53, 353 Due from Developers 3 , 626 3, 626 Due from Other Funds 8, 573 8, 573 Due from Other Governmental Unit 8, 280 8,280 Prepaid Expenditures 911 911 TOTAL ASSETS $ 72 ,404 $ 22, 983 $ 95, 387 LIABILITIES AND FUND EQUITY Liabilities : Accounts Payable $ 8, 707 $ 6, 337 $ 15, 044 Due to Other Funds 24, 327 404 24, 731 Due to Other Governmental Unit 19,286 19, 286 Advances from Participants 20 , 084 16, 242 36, 326 TOTAL LIABILITIES $ 72 ,404 $ 22, 983 $ 95, 387 FUND BALANCE Fund Balances : Unreserved - Undesignated $ -0-. $ -0- $ -0- TOTAL LIABILITIES AND FUND BALANCE $ 72,404 $ 22, 983 $ 95, 387 (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SPECIAL REVENUE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES - AND CHANGES IN. FUND BALANCE . ' SEPTEMBER 30, 1997 Wastewater Treatment Water Plant Plant Totals REVENUE: Water Service - $ $ 79, 559 $ 79, 559 ' Sewer Service 202, 649 202, 649 Investment Revenues 3 , 332 425 3 , 757 TOTAL REVENUES $205, 981 $ 79, 984 $285, 965 EXPENDITURES : Professional Fees ` --- $ 4, 135 $ 3 , 312 $ 7,447 Contracted Services 23, 517 1, 796 25, 313 Utilities -43, 194 • 32 , 289 75,483 Repairs. and Maintenance : , 68, 067 26, 897 -94,, 964 Insurance - , 2, 379 1, 968 4, 347 Other Operating .Expenditures , 64, 689 - . 12, 083 76, 772 Capital Outlay 1, 639 1,639 TOTAL EXPENDITURES $205, 981 $ 79, 984 $285, 965 EXCESS OF REVENUES. OVER I (UNDER) EXPENDITURES . -$ ; $ $ 1 ' FUND BALANCE - OCTOBER 1, 1996 , . FUND BALANCE - SEPTEMBER 30, 1997 $ . -0- $ -0 $ -07 . 1 BRAZORIA -COUNTY MUNICIPAL UTILITY: DISTRICT •NO. 5 SPECIAL REVENUE FUNDS ' COMBINING STATEMENT OF -REVENUES,- EXPENDITURES, AND CHANGES IN' FUND BALANCE - -BUDGET AND ACTUAL SEPTEMBER 30, 1997 • ., , . . :. • -. . WASTEWATER TREATMENT PLANT - - _ Variance Favorable Budget Actual (Unfavorable) REVENUES : . . 'Water Service ' - - - $ $ - $' _,Sewer. Service.:.. 230,476 202, 649 • '.;(27.., 827) --Investment Revenues 3 , 332 3 , 332 - TOTAL REVENUES $230,476 • $205, 981 ` $ (24,495) - EXPENDITURES : - Professional Fees - $ 12 , 500 $ 4, 135 . $ 8, 365 Contracted Services - 21, 720 -: 23', 517 _ (1,797), '-Utilities 33 , 360 43, 194 ' (9, 834) • Repairs and Maintenance ' 100, 000 ' 68'; 067 3.1,,933 I-nsurance 2, 750 2, 379 ' ' ' 371 Other Operating = Expenditures 60, 180 64„ 689 (4, 509) Capital Outlay • ' TOTAL EXPENDITURES $230, 510 $205'; 981 _. . $ 24; 529 EXCESS OF REVENUES OVER --(UNDER) EXPENDITURES - $ (34) $ . $ • . -. 34 FUND BALANCE - . OCTOBER 1, 1996' : - FUND BALANCE - ' SEPTEMBER 30, 1997 $ (34) $ -0- $ .34 'WATER`PLANT " ' ` ~ TOTALS ` (MEMORANDUM ONLY) Variance Variance- .Favorable- - -: a e Budget • Actual (-Unfavorable) . - -Budget „ActualFavorable . (Unfavorable) $ :68, 975 . $ ,79,, 559 $ .10,584.. $: 68,.975 $ ,79,.559, = - $ 10,584 2.3.0,,476 - 202, 649 . - (27, 827) -4.25 .425 r -,3-,-757.- 3 , 757 '$ `68 , 975 $ 79, 984 $ 11 00'9 $299',451 $285; 965, $ (13,486)' $ 5,450 $ 3, 312 $ 2, 138 $ 17, 950 $ 7, 447 $ 10, 503 1, 650 1, 796 (146). '-23;370' -25, 313 -- (1,943) 32, 300 32, 289 11 65, 660 75,483 •(9, 823) 13, 52'5' ' 2'6, 897 • (13 37-2.) 113; 525 94, 9'64 ': 18',-561 • 2, 000 1,968 -' 32. , 4, 750 ' : 4 347 = • 403 -9: 05'0. 12, 083 (`3, 033): = '6:9 '23-0-. ` 176, 772 : (7, 542) 5:: 000° 1 63.9 - . ; 3, 3'61 5 '000 1, 639 - 3 ;361 $ 68, 975 $ 79, 984 $ (11; 009.) $299,485 $285, 965 $ 13 , 520 $ $ (3.4) $; :$ 34 $ -:0,- 0 $; - •-0 . ,, $ <. (34.) $ , -0- • $ 34..: EXHIBIT D Page 1 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 1. CREATION OF DISTRICT Brazoria County Municipal Utility District No. 5 was created by an Order of the Texas Water Rights Commission, presently known as the Texas Natural Resource Conservation Commission, effective March 17, 1981 . Pursuant to the provisions of Chapters 49 and 54 of the Texas Water Code, the District is empowered to purchase, operate and main- tain all facilities, plants and improvements necessary to provide water, sanitary sewer service, storm sewer drainage, irrigation, solid waste collection and disposal, including recycling, parks and recreational facilities for the residents of the District . The Dis- trict is also empowered to contract for or employ its own peace offi- cers with powers to make arrests and to establish, operate and main- tain a department to perform all fire-fighting activities within the District . The Board of. Directors held its first meeting on March 18, 1981, and the first bonds were sold on September 16, 1982 . NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES The accompanying General Purpose Financial Statements have been pre- pared in accordance with generally accepted accounting principles as promulgated by the Governmental Accounting Standards Board. In addi- tion, the accounting records , of the District are maintained generally in accordance with the "Water District Accounting Manual" published by the Texas Natural Resource Conservation Commission. The Governmental Accounting Standards Board has established the cri- teria for determining whether or not a given entity is a component unit . The criteria are (1) is the potential component unit a legally separate entity, (2) does the primary government appoint a voting majority of the potential component unit' s board, (3) is the primary government able to impose its will on the potential componentunit, (4) is there a financial benefit or burden relationship. The District was created as an independent municipality. The District does not meet the criteria for inclusion as a component unit of any entity nor does any other entity meet the component unit criteria for inclusion in the District' s General Purpose Financial Statements . The District has entered into joint venture agreements with Brazoria County Munici- pal Utility District No. 4 for construction and operation of a water plant and a sewage treatment plant . The District has oversight responsibility for the water plant and the sewage treatment plant. Additional disclosures are provided in Notes 8 and 9 . The transactions of the District are accounted for in the following funds and account groups : EXHIBIT D Page 2 of 16 BRAZORIA COUNTY MUNICIPAL`'UTILITY' DISTRICT NO-.' 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES (Contina.ed) Funds Capital Proiects Fund To account for 'financial resources-segregated for acquisition or- con- struction of facilities and' related costs. Debt Service Fund To account for ad valorem taxes and_ financial resources accumulated for servicing bonded- dbt` and'the 'cost='of:° assessing and collecting taxes . Special= Revenue Fund =' ="' ' To account for financial resources collected and administered by, the District for the operation of a'joint 'sewage -treatment plant- and a joint water plant 'which 'are'=component` units 'of the District . General .Fund To' account for�'resourc`es 'riot required to -be accounted for in another fund, customer service'' revenues-�and Costs- and general -expenditures: Account Groups - General'-Long-Term Debt _ To account for the unmatured principal 'of general long-term debt obli- gations . :. General Fixed Assets To account -for completed facilities and-district 'organizational -costs. The General Purpose Financial Statements'include a total column which is presented for memorandum purposes only and is not intended to _pre- sent Consolidated- Financial Statements.: '` - -- . Basis of Accounting - The accompanying financial statements have been prepared on the modi- fied- accrual_ basis of accounting.;' Under--this method, -'all expenditures except bond inteest'--and all-revenues currently-available-are accrued. EXHIBIT D Page 3 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT- NO. - 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES ,(Continued). Basis of Accounting (Continued) Property taxes considered available by the District and included in revenue include taxes collected during the year and taxes collected - after year end which were„considered-.available to defray the expendi- tures of the current year. Deferred-.tax.: revenues are those taxes. which the District does not reasonably expect to be collected soon enough in the subsequent period to finance current periodexpendi- tures. The District capitalized all costs associated with..the creation of the District and all costs directly associated with the sale of the bonds . From the date of sale of bonds through the date of the significant completion of related improvements, interest earnings and interest,_ . expenditures related to the bond proceeds are being -capitalized. All general fixed assets, including infrastructure-fixed assets, are stated at the .full costs; of assets owned by the-District,_ _ and any con- tribution by others is recorded in fund equity. In addition, the District capitalizes the cost of meters and boxes and residential lines as a part, of the-water system- in general fixed-as- sets. Repairs are not capitalized: and :replacements- of fixed :assets : are - capitalized only to the extent that they exceed the cost of the original assets . Depreciation is not recorded on general fixed assets. Amounts transferred from one fund to another fund are. reported as an other financing source or use. Loans by one fund to another- fund "and amounts:paid-by, one fund for ano ther,.fund; are .reported as interfund_. receivables and payables in the balance 'sheet if there is intent to repay the amount and if the debtor fund has the ability to repay the advance timely. In compliance,with_ governmental accounting, principles, the. Board of. - Directors annually adopts unappropriated budgets for the General Fund and the Special Revenue--Funds . _ The District does not have employees, therefore, a pension plan has . . not been established. Measurement Focus _ Governmental -fundtypes are accounted for on a spending or financial flow measurement_ :focus. Accordingly, - only currentassets and, current liabilities are included on the balance sheet, and the reported fund EXHIBIT D Page 4 of 16 BRAZORIA• COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE -FINANCIAL STATEMENTS SEPTEMBER -30, 1997 NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES (Continued) Measurement Focus (Continued) balances provide an indication of available spendable or appropriable resources . Operating statements of governmental fund types report increases and decreases _in available spendable resources . Fund bal- ances are included on the balance sheet as follows : Reserved: To indicate fund equity which is legally segregated for a specific future use. Unreserved:. . Designated - To indicate fund equity for which the District has made tentative plans. Undesignated - To indicate fund equity which is available for - use in future periods. NOTE 3 . BONDS PAYABLE _ ' - .: . . ; Series 1984 Amount Outstanding -- September 30, '1997 $ - 60,000 Interest Rates - - - -10 . 50% - 13 . 50% Maturity Dates- - Serially March 1, Beginning/Ending: - _ - . 1987/2008 - Interest Payment Dates = March 1, September 1, Callable Dates September 1, 1994** ** The District reserves the right, at it's' option,- to redeem the' : bonds maturing on or after March 1, 1995, prior to their sched- uled maturities, in whole or, from time to time, in part, in such manner as the District may select, on September 1-, 199'4, or on any interest payment date thereafter, at thefollowing redemption prices (expressed as percentages of the principal amount) , plus accrued interest on the bonds call-ed for redemption to thedate fixed for redemption. Bonds maturing between 1996 - 2008 were advance refunded and called for redemption on September 1, 1994 . EXHIBIT D • Page 5 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT . NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 3 . BONDS PAYABLE. (Continued) Refunding Series 1992 Series 1995 Amounts Outstanding September 30, 1997 $ 5, 525, 000 $ 2, 020, 000 Interest Rates 4 . 00% - 7 . 00% 4 . 75% - 6 . 25% Maturity Dates - Serially March 1, September 1, Beginning/Ending 1993/2012 1998/2015 Interest Payment Dates March 1/ March 1/ September 1 September 1 Callable Dates March 1, September 1, 2001** 2005*** ** The District reserves the right, at its option, to redeem the serial bonds maturing on or after March 1, 2002 , prior to their scheduled maturities, in whole or from time to time in part, in such manner as the District may select, on March 1, 2001, or on any date thereafter at a price equal to the principal amount of the bonds plus accrued interest to the date of redemption. Series 1992 term bonds maturing September 1, 2011, are subject to mandatory redemption beginning September 1, 2006 . *** The District reserves the right, at its option, to redeem the bonds maturing on or after September 1, 2006, prior to their scheduled maturities, in whole, or, from time to time, in part, in such manner as the District may determine, on September 1, 2005, or any date thereafter, at a price equal to the principal amount of the bonds to be redeemed plus accrued interest thereon to the date fixed for redemption. The following is a summary of transactions regarding bonds payable for the year ended September 30, 1997 : Bonded Debt Payable - October 1, 1996 $ 7 , 810, 000 Less : Bond Principal Retirement - Series 1984 $ 55, 000 Series 1992 Refunding 150 , 000 205, 000 Bonded Debt Payable - September 30, 1997 $ 7, 605, 000 EXHIBIT D Page 6 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO 5 NOTES TO GENERAL PURPOSE. FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 3 . BONDS PAYABLE (Continued) Original Bonds Voted - $23,-775, 000 Original Bonds Approved $ _8', 125,000 Original Bonds Issued- $ 8, 125, 000 Refunding Bonds Issued ($6, 065, 000) Net of Bonds Refunded ($5, 105,.000) $ 960, 000 Bond Discount to Date $ 277, 789 As of September 30, 1997, the debt service requirements on the bonds outstanding were as follows : Fiscal Year : Principal Interest Total 1998 $ 275, 000 $~ 493, 790 " $ 768, 790 1999 . . . 295, 000 : - - 475868 770, 868 2000. 320, 000 457,423 - ' 777,423 2001 _ 345, 000 = 437, 103 " - 782, 103 2002 370, 000 414, 653 784, 653 Thereafter 6, 000, 000 2 ,491, 880 8,491, 880 $ 7, 6.05, 000 $ ,4, 770, 7.17 $12., 375,717- The bonds are payable from the proceeds of an ad valorem tax levied upon all property subject, to taxation within. the District, without limitation as to rate or amount . The Bond Resolutions require that the'.-District- levy and collect an ad valorem debt service tax sufficient to pay interest and principal on bonds when due and the cost of assessing and collecting taxes. During the year. ended September 30, 1997,. the _District levied an ad valorem debt service tax at the rate. of :$1 . 12- per _$100 of assessed valuation, which resulted in a tax levy, of $719, 650 on the adjusted taxable valu- ation of $64,254,480 for the 1996; tax,.year., see .Note relating to maintenance tax. ;. EXHIBIT D Page 7 of 16 BRAZORIA. COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES ,TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 19.97 NOTE 3 . BONDS PAYABLE (Continued) _ ..: The District' s tax calendar is as follows : Lien Date - January 1 Billing Date - October 1 or as soon thereafter as practicable. Due Date - Not later than January 31 Delinquent- Date - February 1, at which time the taxpayer is liable for penalty and interest . NOTE 4 . SIGNIFICANT BOND RESOLUTION AND LEGAL REQUIREMENTS . ' A. In accordance with the :Bond Resolution applicable to the1995 Bond Issue, a portion of the bond proceeds were deposited into the Debt Service :Fund and reserved for the payment of bond i-nterest during the construction period. This bond. interest reserve is reduced as the interest is paid. - Trans- actions for the current: year are summarized as follows : Bond _Interest Reserve -. October 1, 199.6 $ 28, 848 . Less : Bond Interest Payment - Series 1995 28 , 848 Bond .Interest Reserve '= September -30, 1997 $ -O- B. The Bond Resolutions. state that any profit realized from or - interest accruing on such, investments shall belong to the fund from which the monies for such investments were taken; provided however, that at the discretion of the Board of Direc- tors, the profits realized from and interest accruing on invest- ments made from' any' fund may be transferred to the Debt Service Fund. - No transfers were made during the current fiscal year. C. For the $6, 065, 000- Series 1992 Refunding Bond Issue' funded on November 17., 1992 , the District has 'covenanted- that it will take all necessary steps to comply'with=the requirement that rebatable arbitrage earnings- on the investment of the gross proceeds of the Bonds, within the meaning of section 148 (f) of the Internal Rev- enue Code, be rebated to the federal government . The minimum requirement for determination of the rebatable amount is on the five year anniversary of each issue. EXHIBIT D • Page 8 of 16 BRAZORIA- COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES ;TO .GENERAL PURPOSE. FINANCIAI, STATEMENTS SEPTEMBER 30 .1997 NOTE 5. CASH AND ,TEMPORARY INVESTMENTS , • State. -.statutes include specifications for and limitations applicable to -the District and its authority to .purchase investments as defined in- the Public Funds Investment Act .' Authorized investments are sum- marized as 'follows': .(1) =obligations of the United States or its instrumentalities, (2) direct obligations of the State of Texas or its agencies, (3) certain collateralized mortgage obligations ' (excluding strips and inverse floaters) , (4) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States or -its instrumentalities,, '(5) cer- tain A rated or higher obligations of states, agencies, counties, cities, and other political subdivisions of any state, (6) insured or. collateralized certificates of deposit, (7) certain fully collateral- 1 ized repurchase agreements secured by delivery, -(8) bankers'. accep- tances with limitations, (9) commercial paper rated 'A-i or P-1 or higher, (10) no-load money market mutual funds and no-load mutual funds with limitations, and (11) certain qualified governmental investment pools . Under Texas law, the District is required to invest its funds under written investment policies that primarily emphasize safety of grin- cipal' and liquidity and that address investment diversification, yield, maturity, and the quality and capability of investment manage- ment, and all District funds must be invested in accordance with the 'following investment objectives : understanding the suitability of the investment to the District' s financial requirements, first; preserva- tion and safety of principal, second; liquidity, third; .marketability of the investments if the need arises to liquidate- the investment • before maturity, fourth; diversification of the investment portfolio, fifth; and yield, sixth. District' s investments must be made "with judgment and care, under prevailing circumstances, that a 'person of prudence, discretion, and intelligence would exercise in the manage- ment of the person' s own affairs, not for speculation, but for invest- ment, considering the probable safety of capital and the probable income to be derived" .= = No person may invest District funds without express written authority from the Board of Directors. • EXHIBIT D Page 9 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 5 . CASH AND TEMPORARY INVESTMENTS (Continued) ASSETS AT COST FAIR VALUE Cash and Cash Temporary Equivalents Investments Combined GENERAL FUND - Demand Deposits, Money Market Deposit Accounts and Savings Accounts $ 47, 798 $ • $ 47, 798 Tex-Pool 402 , 563 402 , 563 SPECIAL REVENUE FUND (Restricted for Water . Plant and Wastewater Treatment Plant Operations) Demand Deposits, Money Market Deposit • Accounts and Savings Accounts 20, 644 20, 644 Tex-Pool. 53 , 353 53 , 353 DEBT SERVICE FUND - (Restricted for Payment of Debt Service and Cost of Assessing and Collecting Taxes) Demand Deposits, Money Market Deposit Accounts and Savings Accounts 30, 362 30, 362 Tex-Pool 329, 865 329, 865 CAPITAL PROJECTS FUND - (Restricted for Purchase of General Fixed Assets) Demand Deposits, Money Market Deposit Accounts and Savings Accounts 30 . 30 Tex-Pool 1, 190, 614 1, 190, 614 TOTALS $ 98, 834 $1, 976, 395 $2 , 075, 229 .. EXHIBIT D Page 10 of 16 BRAZORIA . COU1TY . MUNICIPAL UTILITY DISTRICT NO. 5- NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 5. CASH AND TEMPORARY INVESTMENTS (Continued) All temporary investments are recorded at cost which the District con- siders to be fair value. The Bond Resolutions and, state statutes require that any .cash balance in' any fund .shall to ,the extent not insured by the Federal Deposit Insurance Corporation or its successor be continuously secured by a valid pledge to the, District of securities eligible .under the laws of Texas to secure the funds of municipal utility districts,. .having an . aggregate market value, exclusive of accrued interest, at all times equal to the uninsured cash balance in the fund to which such securi- ties are pledged. .At the -fiscal year end, the carrying amount of .the District' s deposits was $98, 834 and the bank balance was $113, 166. The bank balance was covered by, federal depository-.insurance. The District' s policy is to require depositories to pledge adequate collateral to secure the District' s deposits at all times to the • extent. that the District' s depository balances exceed the limits of federal depository insurance. As of the highest cash balance date of each depository exceeding federal depository insurance, the deposito- ries of the District did pledge adequate collateral to secure the deposits of .the District . _The. .entity pledging the collateral provided the information concerning market value. NOTE 6 . .GENERAL FIXED ASSETS,. .. _ The following is. .a summary of changes -in general fixed assets for the year ended September 30, 1997 : - Balances - Balances October September - 1, 19-96 Additions 30, 1997 Land and Physical Facilities- ' $ 6, 403, 938 $ 112,-532 . ' $ 6, 5-16,4'70 District -Organizational Costs 869, 737 ' - 4', 893 - 874 , 630 TOTAL _ - $ 7,271,675. ($ 117, 425 , _$ -7, 3-91,100 • AMOUNTS PROVIDED BY: - - Capital Projects Fund: - Bond Proceeds . , $ .5, 529,116 $ , 60, 517 _ $ 5, 589, 633 Revenues 185,194 185, 194 Debt Service Fund: Revenues (566) (566) General Fund: Revenues 266, 940 56, 908 323, 848 Developer Contributions 1, 292 , 991 '1,292, 991 TOTAL $ 7, 273, 675 $ 117, 425 $ 7, 391, 100 . • sTspq GUMS alp uo goTagsTQ 110LG Aq pauMo aq IITM saTgTTTop3 aaqpm• TpuoTqTppP atg go AgTapddo aATq -onpo.zd_:auq. pup TDTagsTQ tapa tlimTM suoTgoauuoo paTewTgsa go oT3pa P go sTseq atq uo paaigs aq IITM sgsoa uoTganagsuoa pup u6Tsap ate 'saTq TITo g. aagpM TpuoTgTppp ganagsuoa i-fuToC oq aaabs sgoTa1sTa ate ji •sguapTsaa S T aAaaS oq quIId pup .TTaM aaqum P gon.zgsuoo APw q°TagsTQ • buTiTas ate Pre AMIDE.; aagpm 6uTgsTxa at.1 uT A Topdpo s ,goTagsTQ aatgo atq. asptaand A w sgoz.z;sTQ agc go auo ao qup1d. pup IIam .zaTeM 1puoTgTppp' up- ganaqsuoa AIquToC o.4 aaa6p A w SgaTagsTQ ally • saTq -TTTopg aagpm 1 uoTgTppp go aauPuaquzPu pue uoTgpaado 'uoTganagsuoa alp aoJ apTnoad oq papuawi SPM: quawaaa6P Gilg 'E661 '91 aagwaAoN up • qupTd aqg uT dTgs.zauMo go abpquaaaad uodn paspq pagsoollr aai 009$ aaAo sguawaa2Idea pup saTpdaa pup aau2ansuT 'suoTgpoTgTpow 'squawaAoadwT go gsoo ally • goTagsTp taps . uTmq.TM s.zathogsna oq paTuq aaq.eM go suoUUP5 ;o. abpquaaaad aqq uodn paspq pagaaoTTp aaP sgsoa 6uTgPaado aqq 'quawaaabe alp tmTM aauPpa000p ul,. •AgT1Taa; ..sTtf aoJ sgsoa 6uTgpaado aqq go uoTgpaoIIP aqg ao; papTA -oad gPgq quatuaaabp aeaA (01) uaq P oquT paaaqua T7 •oN goTagsTQ pup g0TagsTQ atg '17861 '81 ATn2 uo • goTagsTQ ate Aq pTpd pup oq paaapuaa aap quP1d aagPM etq .6uTgPaado aog SaDToAuT 'Tv •1gTITDP3 qupTd aagpm ailg: jo- aatPuaq.uTP1 pug uoTTeaado ate :zog a1gTsuodsaa sT goTagsTQ airy • aanquan..nuToC ate uo panssz. 4ou aap squawagpgs IPTauauT; . agaapdas •puny a.nuaAag IrToads atq_ut que1d aqq buTgp.zado go gsoa 1pgog. aug ao; squn000P goTagsTQ ally • gaT.zgsTQ aq.g go dnoaD lun000v • gassy paxT,I Iaaauao atq. uT qupTd aagPm aqq 6uTgonagsuoa go gsoa Pgpa_ oad 'sgT ,papaoaaa spq goTagsTQ ally • goTagsTQ ate go saTappunoq ate uttqTM pa gaol ATIPaTsAtd ST 4DTWM qui1d .zagPM P tMo ATquToC T7 •oN goTaqsTQ_ AgT1Tqn -IpdToTunW Agunoa pTaozPag Pup goTagsTQ all' . SNOIJV dO �'Id HEIVM 1103 _ EILLNHA ,d.NI02 •8 EZON •agpp oq- s.zogo.aaTQ go paPog ate Aq .paTnal uaaq spq xpq. aausuaquTaw ON •aangn; ate uT pans.sT aq Ssw toTuM spuoq xPq AuP . pup spuog. agg uo gsaaaquT pup go. 1PdTauTzd buTksd ao; Anal oq pazTa -oggnP PT gaTagsTQ ate goTgM sex oq uoT;TppP uT . aq' p1noM 'paTna.I ;T 'xpq tons _ 7uoTgPn1pn .passa.ssP go 001 . aad: S.Z• 0$ paaaxa oq qou qunowp . ua uT squawaAo.zdwT s ,gazagsTQ ate go aouPuagtTPtu pug uoTgpaado ate . ao; xeg aauPuaquTPw .Ipnuus UP ;o uoTgaa1Toa PUP Aiei ate pazTaotmnP 'qoT.zgsTQ auk . ;o .sapgon auq . '1861 'T7 ITady uo plat uoTgaaTa .uP 3' . . . XTds HOi1'dNHS.MIVLi ' L 3sON L661 '0E mammas sa.Mawasv1Ls ziiokarua asoaxna 'zvaaxao os sssox S 7 ON S3flLLSIa 'asizzsn nlxalDIMUw. XJNl100 xzlozarus 91 Jo 11 a5Pd Q ,IEIHXE . • EXHIBIT. D Page 12 of 16 BRAZORIA COUNTY .MUNICIPAL ;UTILITY _DISTRICT NO. .5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER. 30, 1997. NOTE 8. JOINT VENTURE -FOR WATER PLANT. OPERATIONS (Continued)- If the Districts decide to jointly construct additional water facili- ties, the Districts will determine which District will operate the additional water facilities prior -to the awarding of the construction contract . The facilities will be operated in accordance with the pro- visions of the current contract . :. On August 16, 1994, the agreement was supplemented to extend the term of the 1984 agreement to 1999 and stipulates that if District No. 4 is required to construct a water plant within its -boundaries, it will operate and maintain the facility. .. On November 21, 1995., the .Pis- tricts entered into a restated agreement to reflect the construction of a second well =and plant within the, boundaries of District No. 4 and to combine all prior agreements for water production facilities into one document . The term of the agreement is 20 years ., _ . During the current fiscal year, the District recorded $45,426 .as its share of the operating cost of the plant and maintained:an.:operating reserve of $10, 096 . On May 23 , 1989, -District No. 4 transferred ownership of water well capacity (243 connections) ::previously leased to the District in exchange for ownership of an- additional 12,-000 gal- lons per day capacity in the regional wastewater treatment plant . The participating districts and their respective pro .rata- share of owner- ship in the water plant are.: Percentage •of_ Ownership Remote Existing Water Facilities Well Brazoria County Municipal Utility District No. ' 4_ 55 . 61 ' 33 .33 Brazoria County'"Municipal - - ' Utility District No-. '5 44 .39 ' 66 . 67 Total 100 . 00 100 . 00 Transactions for, the current year, are as follows : EXHIBIT D Page 13 of 16 BRAZORIA COUNTY MUTNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 8. JOINT VENTURE FOR WATER PLANT OPERATIONS (Continued) Brazoria Brazoria County County Municipal Municipal Utility Utility District No. 4 District No. 5 Total Due (to) from Participants at October 1, 1996 $ 14, 332 $ 3, 522 $ 17, 854 Refunded to Participants Operating Costs 32 , 651 45, 694 78, 345 Capital Outlay 541 1, 098 1, 649 Cash Receipts (39, 649) (45, 657) (85,306) Interest Revenue (157) (268) (425) Increase in Reserve 562 4, 184 4, 746 Due (to) from Participants at September 30, 1997 $ 8,280 $ 8, 573 $ 16, 853 Two Month' s Operating Reserve at October 1, 1996 $ 5, 584 $ 5, 912 $ 11, 496 Increase in Reserve 562 4, 184 4 , 746 Two Month' s Operating Reserve at September 30, 1997 $ 6, 146 $ 10, 096 $ 16, 242 NOTE 9 . JOINT VENTURE FOR WASTE DISPOSAL On May 18, 1983 , the District executed a forty (40) year contract. with Brazoria County Municipal Utility District No. 4 providing for both districts to share in the construction and operations cost of a regional wastewater treatment plant . The contract provides for each district to pay its pro rata share of the construction cost and each will be entitled to its pro rata share of capacity in the plant . In a prior year, the District' s pro rata cost of constructing the plant was capitalized into the General Fixed Asset Account Group of the Dis- trict . During the fiscal year ended September 30, 19.94, the plant capacity was expanded from 380, 000 gallons per day to 700, 000 gallons per day. District No. 4 paid for the cost of the expansion. On November 21, 1995, the Districts entered into a restated agreement which includes provisions for the construction of an additional 180, 000 gallons per day capacity. The term of the agreement is 20 years . EXHIBIT D Page 14 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY . D,ISTRICT NO. 5 - NOTES TO GENERAL PURPOSE-FINANCIAL-- STATEMENTS SEPTEMBER '30, 1997 NOTE 9. JOINT VENTURE FOR WASTE DISPOSAL (Continued) The participating districts and their respective pro rata share of capacity in the wastewater treatment plant are : Percentage of Capacity Total Capacity Brazoria County Municipal Utility District No. 4 240, 500 gpd 34 . 36 Brazoria County Municipal Utility District No. 5 459, 500 gpd 65 . 64 Total •- 700, 000 gpd 100 . 00 For- operations of the plant, the District and District No. 4 are responsible for a fixed fee based upon $1 . 50 per thousand gallons per day of capacity owned, plus a pro rata share of costs in .excess of that amount based on the -number of connections . As of September 30, 1997, each district' s participation has been adj-usted to actual cost and -the difference recorded as --due -to or due from -each -participant . The District accounts 'forthe cost-of operations for the plant in the Special Revenue Fund. Separate financial statements are not issued on the -Joint -venture': = During :the current fiscal- year, the District recorded $117, 648. as its share of 'the operating cost of the plant and maintained an operating reserve of $11, 638 . Transactions -for the current year are as' -follows : Brazoria Brazoria • County - County Municipal Municipal Utility . Utility - • District No-. 4- District No. 5 Total Due (to`) from Participants at October -1, 1996 - - $ (17, 550y - $ (23 , 051) $ (40, 601) -Refunded to Participants ' 17, 550 23, 051 40, 601 Operating Costs- 86,426 - 119, 555 205, 981 Cash Receipts- ' • - (104, 32-2). - (142', 815) - (247, 137) Interest Revenue (1,425) . - (1, 907)' (3, 332) Increase in Reserve - 35 840 875 Due (to) from Participants at September 30, 1997 $ (19, 286) $ (24, 327) $ (43 , 613) EXHIBIT D Page 15 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 9 . JOINT VENTURE FOR WASTE DISPOSAL (Continued) Brazoria Brazoria County County Municipal Municipal Utility Utility District No. 4 District No. 5 Total One Month' s Operating Reserve at October 1, 1996 $ 8, 411 $ 10, 798 . $ 19,209 Increase in Reserve 35 840 8.75 One Month' s Operating Reserve at September 30, ;,1997 $ 8,446 $ 11, 638 $ 20, 084 NOTE 10 . . AGREEMENT TO LEASE WATER WELL CAPACITY On June 4, .1991,_ the District contracted to lease from Brazoria County Municipal Utility District No. 4 the capacity to serve the equivalent of 50 single-family connections. The capacity will be used. to serve a school constructed adjacent to the District . The District will, lease the capacity as the connections are added to the system at the rate of $1 . 93 per connection. .The term of the agreement is for twenty-five years ., During the current fiscal year, the District recorded. an- expenditure of $3 , 426 for capacity leased from District No. 4 .. , • NOTE 11. AGREEMENT FOR OPERATION AND MAINTENANCE OF DETENTION FACILITIES On September 15, 1992, the District and Brazoria County Municipal Utility District No. 4 _entered into an agreement to share in the oper- ation and maintenance of a 49-acre detention facility. The District shall operate the facility and shall be responsible for routine main- -tenance'. Costs over $500 shall require the approval of both Dis- tricts . Per the agreement, the costs of operating and insuring the facility shall be,:allocated based upon each District' s pro rata share. of reserved capacity. The Districts have verbally agreed to split the costs equally. The District currently has 54 .3% of the reserved capacity; District, No. 4 has 45 . 7% of the reserved capacity. The term of the agreement is ten (10) years. EXHIBIT D Page 16 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 11. AGREEMENT FOR OPERATION AND MAINTENANCE OF DETENTION FACILITIES (Continued) The District is administering the costs of maintaining the facilities and bills District No. 4 for its pro-rata share. Costs of $5, 078 were incurred during the current fiscal year. NOTE 12 . UNREIMBURSED COSTS At September 30, 1997, a Developer within the District indicated that approximately $662, 000 had been advanced on behalf of the District. These expenditures were primarily for engineering, construction and . related costs for water, sanitary sewer, and storm drainage for Crys- tal Lake Subdivision. A second Developer within the District indi- cated that approximately $500, 000 had been advanced on behalf of the District . These expenditures were primarily for engineering, con- struction and related costs for water, sanitary sewer and storm drainage for Southdown Subdivision. Since any reimbursement is con- tingent upon-- a future- bond sale-, these amounts have not been recorded in the financial statements. NOTE 13 . ESCROW REQUIREMENT In compliance with requirements of the Texas Natural Resource Conser- vation Commission ("the Commission") , the District has escrowed $923 , 564 from the Series 1995 bond proceeds pending Commission approval of plans and specifications for the District' s pro rata share of an expansion of the joint sewage treatment plant ($198, 672) , and the District' s share of a new water plant ($724, 892) . On January 31, 1997, the Commission authorized the release of $198, 672 from escrow for construction of an aeration basin, a blower, and an office building at the wastewater treatment plant . The remaining escrowed funds are recorded in the temporary investments of the Capital Projects Fund. NOTE 14. USE OF SURPLUS FUNDS On January 31, 1997, the District received approval from the Texas Natural Resource Conservation Commission to use $55, 244 of surplus Capital Project Fund monies to fund the additional costs related to the construction of an aeration basin, a blower, and the office build- ' ing at the wastewater treatment plant. (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SUPPLEMENTAL INFORMATION SEPTEMBER 30, 1997 (THIS PAGE INTENTIONALLY LEFT BLANK) SUMMARY OF SUPPLEMENTAL INFORMATION REQUIRED BY THE ANNUAL AUDIT REPORT REQUIREMENTS OF THE TEXAS NATURAL RESOURCE .CONSERVATION COMMISSION. . INDEPENDENT AUDITOR' S REPORT ON SUPPLEMENTAL INFORMATION NOTES REQUIRED BY THE WATER DISTRICT ACCOUNTING MANUAL. (Included in the Notes to General = -- Purpose Financial Statements) . SCHEDULE . SCHEDULE OF SERVICES AND RATES v 1 SCHEDULE OF .GENERAL FUND- EXPENDITURES - 2: SCHEDULE ..OF. TEMPORARY-INVESTMENTS' 3 ANALYSIS •OF TAXES: .LEVIED:. AND `RECE-IVABLE. " - g.. ANALYSIS OF CHANGES IN GENERAL FIXED ASSETS ,AND- ORGANIZATIONAL-- COSTS 5 GENERAL LONG--TERM -DEBT. SERVICE. REQUIREMENTS - BY YEARS: 6 _ ANALYSIS_ OF_ CHANGES IN:GENERAL -LONG-TERM DEBT - • 7 COMPARATIVE SCHEDULE OF REVENUE AND- EXPENDITURES -. - GENERAL AND DEBT' .SERVICE FUNDS -' FIVE YEARS:: g INSURANCE _COVERAGE: . BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS 10 MANAGEMENT LETTER McCALL & COMPANY Certified Public Accountants Member American 13405 Northwest Fwy. Institute of Certified Suite 204 Public Accountants Houston,Texas 77040 (713)462-0341 Texas Society of Fax (713)462-2708 Certified Public E-Mail:mmccall@accesscomm.net Accountants Board of Directors Brazoria County Municipal Utility District No. 5 Brazoria County, Texas Independent Auditor' s Report on Supplemental Information We have examined the General Purpose Financial Statements of Brazoria County Municipal Utility District No. 5 as of September 30, 1997,- and for the year ended, listed in the Table of Contents, and our report thereon is included in the preceding section of this report . The accompanying supplemental information includes financial data excerpted from prior years' financial statements which were audited by us . Our audit was made for the purpose of formulating an opinion on the General Purpose Financial Statements taken as a whole. The accom- panying supplemental schedules as listed on the preceding page,- are presented for purposes of additional analysis and are not a required part of the General Purpose Financial Statements . Such information, except for that portion marked "unaudited" , on which we express no opinion, has been subjected to the auditing proce- dures applied in the audit of the basic General Purpose Financial Statements and, in our opinion, is fairly stated in all material respects in relation to the basic General Purpose Financial State- ments taken as a whole. In connection with this audit, except as noted in the enclosed man- agement letter, nothing came to our attention that indicated the District had departed from general or special legislation under which the District was created or from laws and regulations excerpted and included in the WATER DISTRICT ANNUAL AUDIT REPORT REQUIREMENTS MANUAL, APPENDIX B, or from requirements of the Bond Resolutions . However, this audit was not directed primarily toward obtaining such knowledge. McCall & Company Certified Public Accountants January 14, 1998 SCHEDULE 1 Page 1 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SCHEDULE OF SERVICES .AND 'RATES FOR THE YEAR ENDED .SEPTEMBER -30, 1997 1. SERVICES PROVIDED BY THE DISTRICT: X Retail Water Wholesale Water X 'Drainage X Retail Sewer Wholesale Sewer Irrigation X Parks/Recreation Fire Protection Security Solid Waste/Garbage Flood Control Roads X Participates in joint venture, regional system and/or wastewater service (other than emergency interconnect) Other 2. RETAIL RATES ARE BASED ON A 5/8" METER: Based on Rate Order Dated: April 16�, 1996. Flat Rate per 1, 000 Minimum Minimum Rate Gallons Over Charge ' Usage Y/N Minimum Usage Levels WATER: $ 8 . 50 2 , 000 N $1 .57 2, 001 and up WASTE- WATER: (SEWER) $ 8 . 89 2, 000 N $1 . 14 2, 001 and up SURCHARGE: $ -0- District employs winter averaging for wastewater usage? Yes No X Total water and sewer charges per 10, 000 gallons usage (including surcharge) . , $ 39 . 07 3 . RETAIL SERVICE PROVIDERS: Number of retail water and/or waste- water connections within the District as of the fiscal year end. Provide actual numbers and single family equivalents (ESFC) as noted: See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 1 Page 2 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SCHEDULE OF SERVICES AND RATES FOR THE YEAR ENDED SEPTEMBER 30, 1997 3 . RETAIL SERVICE PROVIDERS : (Continued) (Unaudited) Inactive Active Active Connections Connections ESFC (ESFC) ** Single-Family 1, 026 1, 026 12 Multi-Family Commercial 2 62 Other - Recreational Centers, Government and VFD 63 116 TOTAL 1, 091 1, 204 12 * Number of connections relates to water service, if provided. Otherwise, the number of wastewater connections should be pro- vided. ** "Inactive" means that water and wastewater connections were made, but service is not being provided. 4. TOTAL WATER CONSUMPTION (IN THOUSANDS) DURING THE FISCAL YEAR: (Unaudited) Gallons pumped into system: 162, 116 * Gallons billed to customers : 99, 604 * The water plant located within the District also supplies water to Brazoria County Municipal Utility District No. 4 . 5 . STANDBY FEES : Does the District assess standby fees? Yes No X See Accompanying Independent Auditor' s Report cm Supplemental Information. SCHEDULE 1 Page 3 of 4 BRAZORIA COUNTY MUNICIPAL -UTILITY DISTRICT NO. _5 SCHEDULE- OF SERVICES AND RATES FOR THE YEAR "ENDED` SEPTEMBER `30, 1997 6. ANTICIPATED SOURCES OF FUNDS TO BE USED 'FOR.DEBT SERVICE PAY- MENTS IN THE DISTRICT'S FOLLOWING FISCAL YEAR: This projected debt service requirement is based on debt .,out- H standing at September 30, 1997, and does not take into con- ' sideration debt service costs resulting from any bonds sold sub- sequent to the current fiscal :year. -The District isnot repre-: sentirig that the revenues projected will in fact occur; only that, as of the date of this report, the District estimates the following list of revenues will be used to service debt in the next fiscal year. - Amount a. Debt -Service Tax Receipts _ . , $ . 734, 000 b. Surplus Capital Project Fund Monies c. Water and/or Wastewater Revenue_ d. Standby Fees e. Debt Service :Fund:.Balance' :To- Be _Used f. Interest Revenues 34, 790 g. Other (Describe) TOTAL ANTICIPATED FUNDS TO BE USED $ 768, 790 The data included in Schedule 1 Item 6 is unaudited due to the prospective nature of the information presented. The informa- tion as presented as approved by the Board of Directors on January 19, 1998 . See "Accompanying- Independent Auditor'-s Report 7=on- 'SuppieMental-: Information. SCHEDULE 1 Page 4 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SCHEDULE OF SERVICES AND FOR THE YEAR ENDED SEPTEMBER 30, 1997 7 . LOCATION OF DISTRICT: County or Counties in which District is located. Brazoria. Is the District located entirely within one county? Yes X No Is the District located within a city? Entirely Partly Not at all X Is the .District located within a city' s extra territorial juris- diction (ETJ) ? Entirely X Partly Not at all ETJ' s in which district is located. - City of Pearland. Is the general membership of theBoard appointed by an office outside the district? Yes No X See Accompanying Independent Auditor' s Report on Supplemental Information.- SCHEDULE 2 Page 1 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT .NO. 5 SCHEDULE OF GENERAL FUND EXPENDITURES FOR. THE YEAR ENDED -SEPTEMBER 30, 1997 General Fund CURRENT PERSONNEL (Including Benefits) $ _0_ PROFESSIONAL FEES . Auditing • " • $ 5, 800 :Engineering - - 7,"851 . Legal , . ,-15; 104 TOTAL PROFESSIONAL FEES $ `28, 755 PURCHASED SERVICES FOR RESALE Water Service Purchases $ 45, 426 Sewer Service Purchases 117648. Tap Connections 51,483 TOTAL PURCHASED SERVICES FOR RESALE $ 214,557 CONTRACTED SERVICES . Bookkeeping ..Operations and Billing - ' $' -76, 239 TOTAL CONTRACTED SERVICES -- - ., ;$ - 83 , 794 UTILITIES Electricity $ 2, 327 Telephone 333 TOTAL UTILITIES $ 2, 660 REPAIRS AND MAINTENANCE - - $ - 63 , 968 See Accompanying, Independent. Auditor' s Report onSupplemental Information. SCHEDULE 2 Page 2 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SCHEDULE OF GENERAL, FUND EXPENDITURES FOR THE YEAR ENDED SEPTEMBER 30, 1997 General Fund ADMINISTRATIVE EXPENDITURES Director Fees $ 7, 500 Insurance 4,444 Legal Notices 112 Office Supplies and Postage 211 Regulatory Assessment 1, 675 Travel and Per Diem 6, 836 Other 1, 009 TOTAL ADMINISTRATIVE EXPENDITURES $ 21, 787 CAPITAL OUTLAY - Acquisition of Fixed Assets ' $ 5, 425 SOLID WASTE DISPOSAL $ -0- FIRE FIGHTING $ ,-0- PARKS AND RECREATION $ -0- OTHER EXPENDITURES Laboratory Fees $ 811 Permit Fees 797 Inspection Fees 17, 715 Water Well Capacity Lease 3 ,426 TOTAL OTHER EXPENDITURES $ 22 , 749 TOTAL EXPENDITURES $ 443 , 695 Number ofpersons employed by the District : 0 Full-Time 0 Part-Time -' See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 3 BRAZ.ORIA COUNTY MUNICIPAL .UTILITY DISTRICT NO. 5 SCHEDULE OF TEMPORARY INVESTMENTS ::. SEPTEMBER .30,._ 1997: - Accrued Interest Maturity Principal Interest Rate Date Amount Receivable GENERAL FUND Local Government Investment Pool : Tex Pool Number 2015-1111-000 Variable Daily - $ 402,563 $ -0.- SPECIAL•REVENUE FUND Local Government Investment Pool : Tex Pool Number 2015-16,69-000 Variable Daily $ 51, 830 Number 2015-2069-000 Variable Daily 1, 523 .:. TOTAL SPECIAL REVENUE FUND $ 53 , 353 $ -0- DEBT SERVICE FUND Local Government Investment Pool : _ Tex Pool Number 2015-1023-000 Variable Daily $ 96, 179 $ Number 2015-5021-000 Variable Daily 233 , 686 TOTAL DEBT SERVICE FUND $ 329, 865 $ -0- CAPITAL PROJECTS FUND Local Government Investment Pool : Tex Pool Number 2015-1189-000 Variable Daily $ 376, 725 $ Number 2015-2896-000 Variable Daily 813, 889 TOTAL CAPITAL PROJECTS FUND $1, 190, 614 TOTAL TEMPORARY INVESTMENTS $1, 976, 395 $ -0- See -Accompanying Independent. Auditor's Report on Supplemental_ Information._ SCHEDULE 4 Page 1 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 ANALYSIS OF TAXES LEVIED AND RECEIVABLE FOR THE YEAR ENDED SEPTEMBER 30, 1997 Debt Service Taxes TAXES RECEIVABLE - OCTOBER 1, 1996 . $ 1, 614 Adjustments to Beginning Balance • • (138) $ 1,476 Original .1996 Tax Roll $718, 036 Adjustment to 1996 Tax Roll 1, 614 719, 650 TOTAL TO BE ACCOUNTED FOR - $721, 126 TAX COLLECTIONS : Current Year $714, 595 Prior Years - 1,401 715 , 996 TAXES RECEIVABLE - SEPTEMBER 30, 1997 $ 5, 130 TAXES RECEIVABLE BY YEARS : 1996 • $. 5, 055 1993 • 75 TOTAL TAXES RECEIVABLE BY YEARS $ 5, 130 See Accompanying Independent Auditor' s Report on Supplemental Information. (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 ANALYSIS OF TAXES LEVIED AND RECEIVABLE FOR THE YEAR ENDED SEPTEMBER 30, 1997 1996 PROPERTY VALUATIONS : Land $16, 053 ,320 Improvements 47, 786, 360 Personal Property 956,460 Exemptions (541, 660) TOTAL PROPERTY VALUATIONS $64 , 254,480 TOTAL DEBT SERVICE TAX RATES PER $100 VALUATION: $ 1.120 ADJUSTED TAX LEVY* $ 719, 650 PERCENT OF TAXES COLLECTED TO TAXES LEVIED 99. 30% * Based upon the adjusted tax levy at the time of the audit for the fiscal year in which the tax was levied. SCHEDULE 4 Page 2 of 3 1995 .. ' 1994 1993 $12, 047, 530 $11, 396,440 $ 7, 008, 740 -43., 621, 360 38, 5.85, 310 31, 080, 260 . 953, 960 996, 960 = 878, 340 • (426, 000) (496, 330) (227, 620) $56, 196, 850 $50,482, 380 ' $38; 739,720 • $ 1 . 199 $ 1 .'199 $ 1 : 520 ' $ 673 , 800 $ 605, 284 -$ 588, 843 • 100 . 00% 100 . 00% 99 . 99% See Accompanying Independent_Auditor' s , Report on-.Supplemental Information, ' SCHEDULE 4 .Page 3 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 ANALYSIS OF TAXES LEVIED AND RECEIVABLE FOR THE YEAR ENDED SEPTEMBER 30, 1997 Tax rate for all overlapping jurisdictions (Includes any taxing entities which overlap 10% or more of the district) . 1996 Taxing Jurisdiction -Service Provided Tax Rate • Brazoria County - $0 .297500 Pearland Independent School District - 1 . 768500 Special Districts : . Brazoria County Drainage District- No: - 4 - Flood- Control 0.. 144441 District Tax Rate - 1 . 120000 Total Overlapping Tax Rate $3 . 330441 • • • See Accompanying Independent Auditor' s Report on Supplemental Information. I _ (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . .5 ANALYSIS OF CHANGES IN GENERAL FIXED ASSETS AND ORGANIZATIONAL COSTS FOR THE YEAR ENDED SEPTEMBER 30, 1997 Balances October 1, 1996 PHYSICAL FACILITIES : Land $ 143 , 748 Jogging Trails 27, 328 Water System 1, 202, 758 Drainage System 2 , 175, 555 • Sanitary Sewer System 1, 871, 870 Lift Stations and Force Main 201, 671 Engineering Fees 775, 008 Clearing and Grubbing 6, 000 Construction in Progress TOTAL PHYSICAL FACILITIES $ 6, 403 , 938 DISTRICT ORGANIZATIONAL COSTS Bond Issue Costs $ 85, 189 Financial Advisory Fees 173 , 730 Legal Fees 252 , 256 Operations During Construction Period 21, 755 Bond Anticipation Note Interest 251, 058 Temporary Investments Interest (39, 869) Developer Interest 125, 618 TOTAL DISTRICT ORGANIZATIONAL COSTS $ 869, 737 TOTAL GENERAL FIXED ASSETS $ 7, 273, 675 AMOUNTS PROVIDED BY: Capital Projects Fund: Bond Proceeds $ 5, 529, 116 Revenues 185, 194 Debt Service Fund: Revenues (5 6 6) General Fund: Revenues 266, 940 Developer Contributions 1, 292 , 991 TOTAL AMOUNTS PROVIDED $ 7, 273, 675 SCHEDULE 5 I , Balances September Additions "Reclassifications - 30, 1997 l , $ $ $ 143 , 748 27;328 52, 581 1, 255, 339 750 2, 176, 305 1, 083 1, 872, 953 ' • 201, 671 942 (10, 717) 765, 233 6, 000' 57, 176 10, 717 67, 893 $ 112 , 532 $ -0- $ 6, 516, 470 $ 378 $ $ 85, 567 173 , 730 4, 515 256, 771 21, 755 251, 058 (39, 869) 125, 618 $ 4 , 893 $ -0- $ 874, 630 • $ 117, 425 $ -0- $ 7, 391, 100 $ 60, 517 $ $ 5, 589, 633 185, 194 (566) 56, 908 323, 848 1, 292 , 991 $ 117,425 $ -0- . - $ 7, 391, 100 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 GENERAL LONG-TERM DEBT SERVICE REQUIREMENTS, BY YEARS SEPTEMBER 30, 1997 S E R I E S - 1 9 8 4 Due During Fiscal Principal Interest Due Years Ending Due March 1/ September 30 March 1 September 1 Total 1998 $ 60, 000 $ 3, 225 $ 63 , 225 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 TOTAL $ 60, 000 $ 3 , 225 $ 63, 225 SCHEDULE 6 ` Page 1 of 2 11 REFUNDING S E R I E S - 1 9 9 2 Due During Fiscal .Principal Interest Due ' ! Years Ending Due I _March 1/ - , i September 30 March 1 September 1 • Total 1998 • $ 160, 000 $ 373,, 875 $ . 53_3, 875 1999 235, 000 361, 790 596, 790 2.000 255, 0.00 346, 345 • 601, 345 2001 270, 000 329, 275 .599, 275 '! 2002 290, 000 310, 650 600, 650 2003 310, 000 , 290, 395 . 60.0, 395 2004 . 330, 000 268, 553 59,8, 553 . 2005 • 355, 000 244, 825 599, 825 - . 2006 380, 000 . 219,.100 -599, 100 2007 r , , -- 410, 000 191, 450 60,1,450 2008 440, 000 161, 700 ;;601, 700 ' 2009 . 470, 000 129, 850 .599, 850 2.010 ' 505, 000 • 95, 725 600, 725 2011 540, 000 59, 150 599, 150 2012 575, 000 20, 125 595, 125 2013 2014 • 2015 TOTAL $ ..5, 525, 000 . $ 3 , 402., 808 $ 8, 92.7, 808 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 GENERAL LONG-TERM DEBT SERVICE REQUIREMENTS, BY YEARS SEPTEMBER 30, 199.7 S E R I E S - .1 9 9 5 Due During Fiscal Principal Interest Due Years Ending : Due March 1/ September 30 September 1 September 1 Total 1998. $ 55, 000 $ 116, 690 $ 171, 690 1999 60, 000 114, 078 174, 078 2000 65, 000 111, 078 176, 078 2001 75, 000 107, 828 182 , 828 2002 80, 000 104, 003 184, 003 ,2003 85, 000 99, 843 184, 843 2004 90, 000 95, 338 185, 338 2005 95, 000 90,478 185, 478 2006 . 100 , 000 85, 253 185, 253 2007 110, 000 79, 653 189, 653 2008 115, 000 73 , 383 188, 383 2009 125, 000 66, 713 191, 713 2010 135, 000 59, 213 194, 213 2011 145, 000 51, 113 196, 113 2012 155, 000 42 ,413 197, 413 2013 165, 000 32 , 919 197, 919 2014 175, 000 22, 813 197, 813 2015 190, 000 . 11, 875 201, 875 TOTAL. $ 2., 020, 000 $ .1,3.64, 684 $ 3 , 384, 684 I !I SCHEDULE 6 Page 2 of 2 • 11 I li II j TOTAL ANNUAL REQUIREMENT A L L SERIES ' I Due During Total I Fiscal Total Total Principal Years Ending Principal • Interest and Interest September 30 Due Due Due 1998 $ 275, 000 • $ 4'93, 790 • $ 768, 790 1999 295, 000 475, 868 770, 868 1� 2000 320, 000 457,423 777,423 2001 345, 000 437, 103 782,103 2002 370, 000 414, 653 784, 653 2003 395, 000 - 390, 238 785,238 I 2004 420, 000 363, 891 783, 891 2005 450, 000 335, 303 785, 303 { 2006 480, 000 304, 353 784, 353 2007 520, 000 271, 103 791, 103 2008 555, 000 235, 083 790, 083 2009 595, 000 196, 563 791, 563 2010 640, 000 154, 938 - - 794, 938 2011 685, 000 110, 263 795, 263 2012 730, 000 62, 538 792, 538 2013 165, 000 32, 919 197, 919 2014 175, 000 22, 813 197; 813 2015 190, 000 11, 875 201; 875 i TOTAL $ 7, 605, 000 $ 4, 770, 717 $12 , 375; 717 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 ANALYSIS OF CHANGES IN GENERAL LONG-TERM DEBT FOR THE YEAR ENDED SEPTEMBER 30, 1997 Bonds Outstanding Original October Description Bonds Issued 1, 1996 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds - Series 1984 $ 1, 620, 000 $ 115, 000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Refunding Bonds - - Series 1992 6; 065, 000 5, 675, 000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds - Series 1995 2, 020, 000 2 , 020, 000 TOTAL $ 9, 705, 000, $ 7, 810, 000 For interest rates, interest payment dates and maturity dates, see Exhibit D, Footnote 3 . SCHEDULE 7 it Page 1 of 2 Current Year Transactions Bonds Retirements Outstanding September Bonds Sold Principal Interest 30, 1997 Paying Agent 'i Texas Commerce Bank N.A. Corporate Trust Products $ $ 55, 000 $ 9, 365 $ 60, 000 Houston, TX .77210 Texas Commerce Bank N.A. Corporate Trust Products 150; 000 383:, 025 5, 525,000 Houston,-. TX. 77210 Texas Commerce Bank N.A. Corporate Trust Products 116, 690 2 , 020, 000 Houston, TX 77210 $ . -0- $ 205, 000 $ 509, 080 $ 7, 605, 000 See Accompanying Independent Auditor' s Report on Supplemental Information. (THIS PAGE INTENTIONALLY LEFT BLANK) BR.AZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMPARATIVE SCHEDULE OF REVENUE AND EXPENDITURES GENERAL AND DEBT SERVICE FUNDS - FIVE YEARS Amounts 1997 1996 1995 DEBT SERVICE FUND REVENUES : . Tax Revenues $ 715, 996 $ 674, 354 $ 605, 615 Penalty and Interest 3 , 470 3, 009 2, 687 Investment Revenues 29, 698 29, 450 21, 829 Miscellaneous Revenues 38 TOTAL DEBT SERVICE FUND . REVENUES $ 749, 164 $ . 706, 813 $ 630 , 169 DEBT SERVICE EXPENDITURES : Tax Collection Expenditures $ 21, 456 $ 23 , 441 $ 21, 519 Debt Service Interest and Fees 514, 838 497, 305 422, 613 Debt Service Principal 205, 000 195, 000 180, 000 Refunding Cost of Issuance TOTAL DEBT SERVICE EXPENDITURES $ 741, 294 $ 715 , 746 $ 624 , 162 EXCESS DEBT SERVICE REVENUE OVER (UNDER) EXPENDITURES $ 7, 870 $ (8,933) $ 6, 007 TOTAL ACTIVE RETAIL WATER AND/. OR WASTEWATER CONNECTIONS 1,.0-91 .- .9.43 - 863 I SCHEDULE 8 Page 1 of 2 Percent of Total Revenue 1994 1993 1997 1996 1995 1994 1993 $ 273 , 852 $ 249, 873 74 .3% 82 .4% 82 . 6% _ 75 .0% . 76 . 8% 9, 006 11, 069 2 . 6 2 . 9 2 . 8 2 .-5 3 .4 5.3, 000 37, 845 18 .5 10 . 6 8 . 6 14 . 5 11 . 6 8,-723 17, 015 2 .4 5 .2 11, 252 8, 470 4 .2 3 . 8 4 .4 3 . 1 2 . 6 9, 089 1, 352 0 .4 0 .3 1 .6 2 . 5. . 0 .4 $ 364, 922 $ 325, 624 100 . 0% 100 . 0% 100 . 0% 100 . 0% 100 . 0% $ 25,494 $ 30, 915 5 . 6% 7 . 6% 9 . 1% 7 . 0% 9 .5% 177, 842 141, 746 . 48 .2 51 . 5 49 . 0 , , 48 . 7 43 . 5 1, 981 2, 007 0 . 5 0 .4 0 .4 0 . 5 . 0 .6 53 , 106 47, 158 12 .5 5 . 9 20 .2 14 .6 14 . 5 34, 374 30, 373 8 . 7 . 6 . 0 7 . 1 9 .4 9 .3 48, 574 20, 248 11 . 1 5 . 8 14 . 1 13 . 3 6 .2 $ 341, 371 $ . 272 ,447 86. 6% 77 .2% 99 . 9% 93 .5% 83 . 6% $ 23 , 551 $ - 53, 177 13 .4% 22 . 8% 0 . 1% . 6 . 5% 16 .4% See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 7 Page 2 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 ANALYSIS OF CHANGES IN GENERAL LONG-TERM DEBT FOR. THE YEAR ENDED SEPTEMBER 30, 1997 Tax and/or Tax Bond Authority: Tax Bonds Refunding Bonds Amount Authorized by Voters $ 6, 105, 000 $17, 670, 000 Less: Amount Issued 6, 105, 000 8, 085, 000 Add: Amount of Bonds Refunded . and Defeased 5, 105, 000 Remaining To Be Issued $ 5, 105, 000 $ 9, 585, 000 Debt Service Fund .Cash and Temporary Investments balances as of September 30, 1997 : $ 360,227 Average annual Debt Service payment (Principal & Interest) for remaining term of all debt : $ 687, 540 - • See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 COMPARATIVE SCHEDULE OF REVENUE AND EXPENDITURES GENERAL AND DEBT SERVICE FUNDS - FIVE YEARS Amounts 1997 1996 1995 GENERAL FUND REVENUES : Service Revenues $ 380 ,434 $ 369, 393 : :$ ,, 314, 739- Penalty and Interest 13 , 509 • 12 , 965 10, 528 Tap Connection and - Inspection Fees 94, 633 47, 600 32 , 775 STP Capacity Lease Investment Revenues 21, 524 16, 840 16, 760 Miscellaneous Revenue 1, 852 . . :1=; 559 . , 6 , 16E 1 TOTAL GENERAL FUND REVENUES $ 511 , 952 $ -448-, 357 $ --. 380, 970 GENERAL FUND EXPENDITURES : Professional Fees $ 28, 755 $ 34, 194 $ 34, 665 . Purchased and Contracted Services 246, 868 230, 884 186, 858 Utilities 2, 660 1,.633. 1, 684 Repairs and Maintenance .63 , 968 •. `26,469 76, 938 Recurring Operating Expenditures 44, 536 26, 978 27 , 105 Capital Outlay • • 56,308 . . 26, 209 53 , 615 TOTAL GENERAL FUND EXPENDITURES $ 443 ,695 $ 346, 367 $ 380 , 865 EXCESS GENERAL FUND REVENUE OVER (UNDER) EXPENDITURES $ 68, 257 $ 101, 990 $ 105 i BRAZORIA COUNTY MUTNICIPAL UTILITY DISTRICT, NO . 5 BOARD MEMBERS, KEY PERSONNEL. AND CONSULTANTS SEPTEMBER 30, 19.97 District Mailing Address - Brazoria County Municipal Utility District No. 5 c/o Coats, Rose, Yale, Holm, Ryman & Lee, P.C. 1001 Fannin, Suite 800 Houston, Texas 77002-6707 District Telephone No. - (713) 651-0111 : __Term of Office Board Members Elected/Expires Ricki A. Willoughby - - 1026 Margate 05/94 - _, Pearland, TX 77584 05/98 ' Jack T. Hollis 2300 Briarwest' #4309 05/96 • Houston, TX 77077 , , .05/2000, David Denton 05/94 - 1018 Oxford Pearland, TX 77584 05/98 Kelly C. Flanagan 05/94 - 1043 Margate 05/98 Pearland, TX 77584 Phil Nedbalek 05/96 1022 Oxford 05/2000 Pearland, TX 77584 Note: No Director has any business or family relationships (as defined by the Texas Water Code) with major . landowners in the District, with the District' s Developer or with any of the District' s consultants. SCHEDULE 9 Page 2 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT .NO. 5 INSURANCE. COVERAGE - SEPTEMBER 30, 1997 Policy Amount . Clause - of Co- Type of Coverage From/To Coverage Insurer/Name Insurance POLLUTION 10/20/96 New Hampshire LIABILITY 10/20/97 Insurance Company* None Per Occurrence $ 300., 000 General Aggregate • 300, 000 AUTOMOBILE 10/20/96 New Hampshire LIABILITY 10/20/97 Insurance Company* None - Limit Per Accident $2, 000, 000 • PROPERTY - FIRE, New Hampshire LIGHTING AND 10/20/96 Insurance Company* 80% EXTENDED COVERAGE 10/20/97 $2 , 790, 000 Deductible 1, 000 BOILER AND 10/20/96 New Hampshire MACHINERY 10/20/97 $2, 790, 000 Insurance Company* ' . None Deductible 2, 500 Extra Expense 50, 000 - DIRECTORS AND National Union . ` • OFFICERS - 10/20/96 Fire Insurance _ LIABILITY 10/20/97 Company -Of General Aggregate $4, 000, 000 Pittsburg, PA None Each Occurrence 2, 000, 000 Deductible 1, 000 * - Stock Company See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 9 Page 1 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. .5 INSURANCE COVERAGE SEPTEMBER 30, 1997 Policy Amount Clause -of . Co- Type of Coverage From/To Coverage Insurer/Name Insurance FIDELITY BONDS Public Officials Faithful Per- 04/15/97 $ 10, 000 Western Surety formance Bond 04/15/98 Per Company* None Director Crime Bond 09/01/96 Redland Bookkeeper 10/27/97 $ 10, 000 Insurance Company* None Tax Assessor/Collector 10, 000 . Operator . 10, 0.00 Delinquent Tax Attorney 10, 000 GENERAL 10/20/96 New- Hampshire . LIABILITY 10/20/97 Insurance Company* None General Aggregate Limit $4, 000, 000 Products/Completed Operations Aggregate Limit 2, 000, 000 Personal and Advertising Injury -Limit 2, 000, 000 Each Occurrence Limit 2, 000, 000 Fire Damage Limit - Any one fire 50, 000 Medical Expense 5, 000 * - Stock Company See Accompanying 'Independ'ent Auditor's Report on Supplemental Information. SCHEDULE 8 Page 2 of 2 Percent of Total Revenue 1994 1993 1997 1996 1995 1994 1993 $ 586, 897 $ 543, 804 95 . 6% 95 .4% 96 . 1% 96 . 8% 96 . 8% 3 , 459 1, 738 0 .4 0 .4 0 .4 0 . 6 0 .3 15, 714 16, 301 4 . 0 4 .2 3 . 5 2 . 6 2 . 9 0 . 0 0 . 0 0 . 0 0 . 0 0 . 0 $ 606, 070 $ 561, 843 100 . 0% 100 . 0% 100 . 0% 100 . 0% 100 . 0% /$ 17, 265 $ 18, 672 2 . 9% 3 . 3% 3 .4% 2 . 8% 3 .3% 438, 525 365, 917 68 . 7 70 .4 67 . 1 72 .4 65 . 1 160, 000 215, 000 27 .4 27 . 6 28 . 6 26 .4 38 .3 2 , 075 789 0 . 0 0 . 0 0 . 0 0 . 3 0 . 0 $ 617, 865 $ 600 , 378 99 . 0% 101 .3% 99 . 1% 101 . 9% 106 . 7% $ (11, 795) $ (38, 535) 1 . 0% (1 .3) % 0 . 9% (1 . 9) % 6 . 7% 801 735 See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 10 Page 1 of 3 Expense Per Diem Reimbursement for the for the year ended year ended Resident - September ,September , . . of 30 , 1997 30, 1997 Title District $1, 650 $1, 003 President Yes $1,450 $ 699 Vice President No Assistant Vice President/ Assistant Secretary/ Treasurer/Assistant $1, 550 . $ 763 Investment Officer Yes Secretary/Treasurer/ $1, 400 $1, 093 Investment Officer Yes Assistant Secretary/ $1,450 $ 882 Treasurer Yes See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 10 Page 2 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 BOARD MEMBERS, ' KEY PERSONNEL AND CONSULTANTS SEPTEMBER 30, 1997 • Fees _ for the --- year ended - September Consultants Date Hired 30, 1997 Title Assessments of the Southwest Tax ' P. 0. Box 1368 - Assessor/ Friendswood, TX 77546 05/04/81 $ 9, 800 Collector • Brazoria County Appraisal District Central 500 N. •Chanango -- - Legislative Appraisal Angleton, TX 77515 Action • $ 5, 942 • District Coats, Rose, Yale, Holm, • - Ryman & Lee, P.C. 1001 Fannin, Suite 800- - Houston, TX 77002-6707 • 06/19/90 $ 28, 861 Attorney District Data Services, Inc. 8558 Katy Frwy. , Suite 119 Houston, TX 77055 - 07/17/85 $ 11, 299 Bookkeeper ECO Resources 12550 Emily Court Sugar Land, TX 77478 10/19/81 $359, 117 Operator Ferro-Saylors, Inc . 1880 Dairy Ashford Rd. Suite 505 Houston, TX . 77077 07/07/94 $ 13 , 6.54 . Engineer See Accompanying Independent Auditor' s Report - on -Supplemental Information. SCHEDULE 10 Page 3 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS SEPTEMBER 30, 1997 Fees for the year ended September Consultants Date Hired 30, 1997 Title McCall & Company Certified Public Accountants 1340.5 Northwest Freeway Suite 204 Houston, TX 77040 09/16/87 $ 7, 610 Auditor Perdue, Brandon, Fielder, Collins & Mott, L.L.P. Delinquent 2600 Citadel Place, Suite 500 Tax Houston, TX 77008 03/19/96 $ . 871 Attorney • Rauscher Pierce Refsnes, Inc. 1001 Fannin, Suite 700 Financial Houston, TX 77002-6796 03/19/91 $ -0- Advisor • See Accompanying Independent Auditor' s Report on.Supplemental Information. (THIS PAGE INTENTIONALLY LEFT BLANK) McCALL & COMPANY Certified Public Accountants Member American 13405 Northwest Fwy. Institute of Certified Suite 204 Public Accountants Houston,Texas 77040 (713)462-0341 January: 14, 1998 - Texas Society of Fax (713)462-2708 Certified Public E-Mail:mmccall@accesscomm.net - Accountants Board of Directors . Brazoria County Municipal Utility District No. 5 Brazoria County, Texas Members of the Board: In planning and performing the audit of the General Purpose Financial Statements of Brazoria County Municipal Utility District No. 5 for the year ended September 30, 1997, we considered the internal control structure in order to determine the auditing procedures implemented for the purpose of expressing an opinion on the financial statements and not to provide assurance on the internal control structure. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be a material weakness under standards established by. the American Institute of Certified Public Accountants . A material weakness .is a_ condition. in which the design or operation of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the financial state- ments being audited may occur and not be detected_ within a timely period by the District in the normal course of performing its assigned functions . We noted no matters involving the internal control structure and its operation that we consider to be a material weakness as defined above . We would like to communicate to you the following observa- tions and/or suggestions : Insurance Coverage We have not made an adequate study of the companies employed by the District to determine if such companies have adequately segregated their procedures to allow for adequate internal controls . The size of these companies may place certain limits on their ability to seg- regate functional responsibilities, and the size of the District pre- cludes sufficient segregation of duties if all accounting functions were handled by an employee of the District . In addition, some of the District' s consultant agreements require a certain amount of insurance coverage for both fidelity bonding and general liability coverage. • Members of the Board January 14, 1998 Brazoria County Municipal - Page 2 Utility District No. 5 We recommend the District continue to periodically review certifi- cates of insurance provided by the consultants to ascertain that the required amounts of insurance are in force. We also recommend the District continue to engage its engineer to review the District' s insurance coverage on its property, plant and equipment to gain assurance that the facilities are adequately insured. Public Funds Investment Act Effective September 1, 1995, the Public Funds Investment Act, Chapter 2256, Government Code was amended. Included in the amended statute is a requirement for the District' s auditor to perform a compliance audit of the District' s compliance with its adopted investment pol- icy. Based upon our test of compliance, we acknowledge that the Dis- trict has substantially complied with the provisions of the invest- ment policy. This. management letter is intended solely for the information and use of the Board of Directors of Brazoria County Municipal Utility District No. 5 and to meet the requirements of the Texas Natural Resource Conservation Commission. We appreciate the courtesy and assistance extended by the Board of Directors and the District' s consultants during the course of our audit . If you have any ques- tions concerning the matters presented herein or need assistance in implementing any of these, please contact us . Sincerely yours, e 1 McCall &Company Certified Public Accountants DAN R 1JSCHER INVESTMENT SERVICES INVESTMENT BANKING MEMBER NYSE/SIPC Financial Advisor to the District OFFICIAL STATEMENT DATED FEBRUARY 9, 1998 DEC 2 0 <3cn IN THE OPINION OF BOND COUNSEL, INTEREST ON THE BONDS IS EXCLUDABLE FROM GROSS INCOME FOR FEDERAL r gl INCOME TAX PURPOSES UNDER EXISTING LAW AND THE BONDS ARE NOT PRIVATE ACTIVITY BONDS.SEE "LEGAL MATTERS" C FOR A DISCUSSION OF BOND COUNSEL'S OPINIONS, INCLUDING A DESCRIPTION OF ALTERNATIVE MINIMUM TAX CONSE-' 0 QUENCES FOR CORPORATIONS. The District has designated the Bonds as "qualified tax-exempt obligations."See "LEGAL MATTERS-Qualified Tax-Exempt Obligations- m Purchase of the Bonds by Financial Institutions." X O NEW ISSUE Standard & Poor's Ratings Services (MBIA) .. ." Q z (See "SALE AND DISTRIBUTION OF THE BONDS- '": C THE MBIA Insurance Corporation Insurance Policy" D X and "-Municipal Bond Rating" herein.) $1,980,000 03 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 2 (A Political Subdivision of the State of Texas, located within Brazoria County) UNLIMITED TAX BONDS, SERIES 1998 The $1,980,000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds, Series 1998 (the "Bonds') are obligations of Brazoria County Municipal Utility District No.5 (the"District") and are not obligations of the State of Texas,Brazoria County,Texas,the City of Pearland,Texas,or any entity other than the District. Neither the faith and credit nor the taxing power of the State of Texas,Brazoria County,Texas,the City of Pearland,Texas,or any entity other than the District is pledged to the payment of the principal of or interest on the Bonds. Dated: March 1, 1998 Due: September 1, as shown below Principal of the Bonds is payable at the principal payment office of Chase Bank of Texas,National Association,currently in Dallas, Texas, the paying agent/registrar (the "Registrar"). Interest on the Bonds will be payable by check or draft, dated as of the interest payment date,and mailed by the Registrar to registered owners as shown on the records of the Registrar (the"Registered Owner") at the close of business on the 15th calendar day of the month next preceding each interest payment date(the"Record Date"),or by such other customary banking arrangements as may be agreed upon by the Registrar and the Registered Owner at the risk and expense lof the Registered Owner.Interest is payable September 1,1998,and each March 1 and September 1 thereafter until the earlier of maturity or redemption. The Bonds are fully registered in denominations of$5,000 or any integral multiple thereof. The Municipal Bond Guaranty Insurance Policy to guarantee the principal of and interest on the Bonds on mem the stated payment dates as described herein will be issued by: MBIA INSURANCE CORPORATION MATURITY SCHEDULE (Due September 1) Initial Initial Principal Interest Reoffering Principal Interest Reoffering Amount Maturity Rate Yield(a) Amount Maturity Rate Yield(a) $ 65,000 1999 6.20% 3.90% $ 90,000 2007(b) 4.50% 4.50% 65,000 2000 6.20 4.00 95,000 2008(b) 4.60 4.60 65,000 2001 6.20 4.10 100,000 2009(b) 4.50 4.55 65,000 2002 6.10 4.15 105,000 2010(b) 4.50 4.60 70,000 2003 4.20 4.20 115,000 2011(b) 4.60 4.70 75,000 2004 4.30 ' 4.30 125,000 2012(b) 4.60 4.75 80,000 2005 4.40 4.40 245,000 2013(b) 4.60 4.80 85,000 2006 4.45 4.45 260,000 2014(b) 4.60 4.85 275,000 2015(b) 4.60 4.90 (a) Information with respect to the initial reoffering yields of the Bonds is the responsibility of the Underwriter.Initial reoffering yields represent the initial offering price,which may be changed for subsequent purchasers. (b) The Bonds maturingon or after September 1,2007,shall be subject to redemption and payment at the option of the District,in whole or in part,on PJ P� PY P� September 1,2006,or on any date thereafter, at par plus accrued interest to the date fixed for redemption. i If less than all of the Bonds are redeemed at any time, the particular Bonds to be redeemed shall be selected by the District in integral multiples of$5,000 within any one maturity.The registered owner of any Bond, all or a portion of which has been called for redemption,shall be required to present same to the Registrar for payment of the redemption price on the portion of the Bond so called for redemption and issuance of a new Bond in the principal amount equal to the portion of such Bond not redeemed. if The Bonds constitute the sixth series of unlimited tax bonds issued by the District for the purpose of acquiring and constructing a waterworks,wastewater and storm drainage system (the"System") to serve the District,and to refund certain of such bonds issued for such purpose,$7,605,000 in principal amount of which are outstanding as of the date of this Official Statement.After issuance of the Bonds,the District's total direct bonded indebtedness,included in the Bonds,will be$9,585,000.Voters in the District have authorized a total of$23,775,000 principal amount of bonds for the purpose of acquiring and constructing the System,of which$17,670,000 may be used and for refunding purposes. Following the issuance of the Bonds, $7,605,000 principal amount of unlimited tax bonds authorized by the District's voters will remain unissued.See"THE BONDS-Issuance of Additional Debt."The Bonds,when issued, constitute valid and legally binding obligations of the District,payable from the proceeds of a continuing,direct annual ad valorem tax, without legal limitation as to rate or amount,levied against all taxable property within the District. See "THE BONDS-Source of Payment." The Bonds are offered subject to prior sale,when,as and if issued by the District and accepted by the Underwriter,subject to the approval of the Attorney General of Texas and of Coats,Rose,Yale,Holm,Ryman&Lee,P.C.,Bond Counsel.Delivery of the Bonds is expected on or about March 16, 1998. TABLE OF CONTENTS Page No. USE OF INFORMATION IN OFFICIAL STATEMENT 3 SALE AND DISTRIBUTION OF THE BONDS 3 Award of the Bonds 3 Marketability 3 Securities Laws 4 The MBIA Insurance Corporation Insurance Policy 4 Municipal Bond Rating 6 OFFICIAL STATEMENT SUMMARY 7 THE BONDS 14 General 14 Assignments, Transfers and Exchanges 14 Redemption of the Bonds 14 Replacement of Registrar 15 Authority for Issuance 15 Outstanding Bonds 15 Source of Payment 15 Issuance of Additional Debt 16 No Arbitrage 16 Annexation and Consolidation 16 Registered Owners' Remedies 17 Bankruptcy Limitation to Registered Owners' Rights 17 Legal Investment and Eligibility to Secure Public Funds in Texas 18 Defeasance 18 Use and Distribution of Bond Proceeds 118 THE DISTRICT 21 Authority 21 Description 21 Management of the District 22 Tax Assessor/Collector 22 Bookkeeper 22 Operator , 22 Auditor 22 Engineer 23 Financial Advisor 23 Attorney 23 DEVELOPERS 23 Role of the Developers 23 Description of the Developers 23 DEVELOPMENT - 25 BUILDERS 26 FUTURE DEVELOPMENT 26 AERIAL PHOTOGRAPH OF THE DISTRICT 27 PHOTOGRAPHS TAKEN WITHIN THE DISTRICT 28 PHOTOGRAPHS TAKEN WITHIN THE DISTRICT 29 DISTRICT DEBT 30 Debt Service Requirement Schedule 30 Bonded Indebtedness 31 Estimated Direct and Overlapping Debt Statement 33 Debt Ratios 33 TAX DATA 34 General 34 Tax Rate Limitation 34 Maintenance Tax 34 Historical Values and Tax Collection History 34 Analysis of Tax Base 35 Principal 1997 Taxpayers _ 36 Exemptions 36 Tax Rate Calculations 37 Estimated Overlapping Taxes 37 TAXING PROCEDURES 38 Authority to Levy Taxes 38 Property Tax Code and County-wide Appraisal District 38 Property Subject to Taxation by the District 38 Tax Abatement 39 Valuation of Property for Taxation 39 District and Taxpayer Remedies 40 Levy and Collection of Taxes - 40 District's Rights in the Event of Tax Delinquencies 40 THE SYSTEM 41 Regulation 41 Description 41 INVESTMENT CONSIDERATIONS 43 General 43 Factors Affecting Taxable Values and Tax Payments 43 Principal Land Owner's Obligations to the District 43 Maximum Impact on District Tax Rates 44 Tax Collection Limitations •• 45 Registered Owners' Remedies and Bankruptcy - 45 The Effect of the Financial Institutions Act,of 1989 on Tax Collections of the District 45 Marketability 46 Future Debt 46 Competitive Nature of Houston Residential Housing Market 46 Continuing Compliance with Certain,Covenants - 46 Approval of the Bonds 46 LEGAL MATTERS 47 Legal Opinions 47 No-Litigation Certificate 47 Tax Exemption 47 Tax Accounting Treatment of Discount and Premium on Certain Bonds 49 QUALIFIED TAX-EXEMPT OBLIGATIONS 50 OFFICIAL STATEMENT 50. General 50 Experts 50 Certification as to Official Statement 51 Updating of Official Statement 51 Official Statement "Deemed Final" 51 CONTINUING DISCLOSURE OF INFORMATION 51 Annual Reports 52 Material Event Notices 52 Availability of Information From NRMSIRs and SID 52 Limitations and Amendments 53 Compliance With Prior Undertakings 53 APPENDIX A - LOCATION MAP APPENDIX B - FINANCIAL STATEMENTS OF THE DISTRICT APPENDIX C - SPECIMEN OF FINANCIAL GUARANTY INSURANCE POLICY 2 USE OF INFORMATION IN OFFICIAL STATEMENT No dealer, broker, salesman or other person has been authorized to give any information or to make any representations other than those contained in this Official Statement and, if given or made, such other information or representations must not be relied upon as having been authorized by the District. - This Official Statement does not constitute,and is not authorized by the District for use in connection with, an offer to sell or the solicitation of any offer to buy in any state in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. All of the summaries of the statutes,orders, resolutions,contracts, audits, and engineering and other related reports set forth in the Official Statement are made subject.to all of the provisions of such documents. These surrunaiies do not purport to be complete statements of such provisions, and reference is:made to such documents, copied of which are available from the Financial Advisor. This Official Statement contains, in part, estimates, assumptions and matters of opinion which are not intended as statements of fact, and no representation is made as to the correctness of such estimates, assumptions, or matters of opinion, or that they will be realized. Any information and expressions of opinion herein contained are subject to change without notice, and neither the delivery,of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication:that there has been no change in the affairs of the District or other matters described herein since the date hereof. However, the District has agreed to keep this Official Statement current by amendment or sticker to reflect material changes in the affairs of the District and, to the extent that information actually comes to its attention, the other matters described in the Official Statement, until delivery of the Bonds to the Initial-Purchaser of the Bonds(as hereinafter defined). See "OFFICIAL STATEMENT- Updating of Official Statement." All changes in the affairs of the.District and other matters described in the Official Statement subsequent to the delivery of the Bonds and all information with respect to the resale of the Bonds is the responsibility of the Initial Purchaser. SALE AND DISTRIBUTION OF THE BONDS Award of the Bonds After requesting competitive bids for the Bonds, the District has accepted the lowest bid, which was tendered by a syndicate jointly managed by Dean Witter Reynolds, Inc., CIBC Oppenheimer Corp., Banc One Capital Corp., and Crews&Associates(collectively referred to herein as the "Underwriter" or the "Initial.Purchaser")to.purchse the Bonds bearing the interest rates shown under "MATURITY SCHEDULE" at a price of 97.0% of the par value thereof plus accrued interest to the date of delivery, which resulted in a net effective interest rate of 4.8673% as calculated pursuant to Article 717k-2, Vernon's Texas Civil Statutes, as-amended. Marketability The District has no control over the reoffering yields or prices.of the.Bonds or over trading of the Bonds in the secondary market. Moreover, there is no assurance that a secondary market will be made in the Bonds. If there is a secondary market, the difference between the bid and asked prices of the Bonds may be greater than the difference between the bid and asked prices of bonds of comparable maturity and quality issued by more traditional municipal entities, as bonds of such entities are more generally bought, sold or traded in the secondary market. 3 Securities Laws No registration statement relating to the Bonds has been filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended, in reliance upon exemptions provided thereunder.The Bonds have not been registered or qualified under the Securities Act of Texas in reliance upon various exemptions contained therein; nor have the Bonds been registered or qualified under the securities acts of any other jurisdictions.The District assumes no responsibility for registration or qualification of the Bonds under the securities laws of any jurisdiction in which the Bonds may be offered, sold, or otherwise transferred. This disclaimer of responsibility for registration or qualification for sale or other disposition of the Bonds should not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration or qualification provisions. The MBIA Insurance Corporation Insurance Policy The following information has been furnished by MBIA Insurance Corporation(the "Insurer")for use in this Official Statement. Reference is made to Appendix C for a specimen of the Insurer's policy. The Insurer's policy unconditionally and irrevocably guarantees the full and complete payment required to be made by or on behalf of the District to the Registrar or its successor of an amount equal-to (i) the principal of(either at the stated maturity or by an advancement of maturity pursuant to a mandatory sinking fund payment) and interest on, the Bonds as such payments shall become due but shall not be so paid (except that in the event of any acceleration of the due date of such principal by reason of mandatory or optional redemption or acceleration resulting from default or otherwise, other than any advancement of maturity pursuant to a mandatory sinking fund payment, the payments guaranteed by the Insurer's policy shall be made in such amounts and at such times as such. payments of principal would have been due had there not been any such acceleration); and (ii) the reimbursement of any such payment which is subsequently recovered from any owner of the Bonds pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes an avoidable preference to such owner within the meaning of any applicable bankruptcy law (a"Preference"). - ` The Insurer's policy does not insure against loss of any prepayment premium which may-at any time be payable with respect to any Bond. The Insurer's policy does not, under any circumstance, insure against loss relating to: (i) optional or mandatory redemptions (other than mandatory sinking fund redemptions); (ii) any payments to be made on an accelerated basis; (iii)payments of the purchase price of Bonds upon tender by an owner thereof; or (iv)any Preference relating to (i)through(iii)above. The Insurer's policy also does not insure against nonpayment of principal of or interest on the Bonds resulting from the insolvency, negligence or any other act or omission of the Registrar or any other paying agent for the Bonds. - - - Upon receipt of telephonic or telegraphic notice, such notice subsequently confirmed.in writing by registered or certified mail, or upon receipt of written notice by registered or certified mail, by the Insurer from the Registrar or any owner of a Bond the payment of an insured amount for which is then due, that such required payment,has not been made, the Insurer on the due date of such payment or within one business day after receipt of notice of such nonpayment, whichever is later, will make a deposit of funds, in an account with State Street Bank and Trust Company,N.A., in New York, New York, or its successor, sufficient for the payment of any such insured amounts which are then due. Upon presentment and surrender of such Bonds or presentment of such other proof of ownership of the Bonds, together with any appropriate instruments of assignment to evidence the assignment of the insured amounts due on the Bonds as are paid by the Insurer, and appropriate instruments to effect the appointment of the Insurer as agent-for such owners of the Bonds in any legal proceeding related to payment of insured amounts on the Bonds, such.instruments being in a form satisfactory to State Street Bank and Trust Company, N.A., State Street Bank.and Trust Company, N.A. shall disburse to such owners or the Registrar payment of the insured amounts due on such Bonds, less any amount held by the Registrar for the payment of such insured amounts and legally available therefor. 4 , i The Insurer is the principal operating subsidiary of MBIA Inc., a New York Stock Exchange listed company. MBIA Inc. is not obligated to pay the debts of or claims against the Insurer. The Insurer is domiciled in the State of New York and licensed to do business in and subject to regulation under the laws of all 50 states, the District I of Colombia, the Commonwealth of Puerto Rico, the Commonwealth of the Northern Mariana Islands, the Virgin !3I217fh of � United States and the Territory• of Guam. The Insurer has two European branches, one in the Republic of France and the other in the Kingdom of Spain. New York has laws prescribing minimum capital I requirements, limiting classes and concentrations of investments and requiring the approval of policy rates and forms. State laws also regulate the amount of both the aggregate and individual risks that may be insured, the payment of dividends by the Insurer, changes in control and transactions among affiliates. Additionally,the Insurer i ' is required to maintain contingency reserves on its liabilities in certain amounts and for certain periods of time. IOn November 14, 1997, MBIA Inc. announced the signing of a definitive agreement to merge with CapMA I. Holdings Inc. ("CHI"),theparent company of Capital Markets Assurance Corporation("CapMAC"), g p y p rp ( p ),in a stock-ford stock transaction. The announcement also stated that all outstanding policies issued by CapMAC will be backed by the full financial resources of MBIA Inc., and that the agreement is subject to regulatory approvals and approval by CHI shareholders. I As of December 31, 1996, the Insurer had admitted assets of$4.4 billion(audited), total liabilities of$3.0 billion (audited), and total capital and surplus of$1.4 billion(audited)determined in accordance with statutory accounting practices prescribed or permitted by insurance regulatory authorities. As of September 30, 1997, the Insurer had admitted assets of$5.1 billion(unaudited),total liabilities of$3.4 billion(unaudited), and total capital and surplus of$1.7 billion(unaudited)determined in accordance with statutory accounting practices prescribed or permitted y insurance regulatory authorities. Furthermore, copies of the Insurer's year end financial statements prepared in accordance with statutory accounting practices are available without charge from the Insurer. A copy of the Annual Report on Form 10-K of MBIA Inc. is available from the Insurer or the Securities and Exchange Commission. The address of the Insurer is 113 King Street, Armonk, New York 10504. The telephone number of the Insurer is (914) 273-4545. Moody's Investors Service, Inc. rates the claims paying ability of the Insurer "Aaa". Standard&Poor's Ratings Services, a division of The McGraw Hill Companies, Inc. ("Standard&Poor's"), rates the claims paying ability of the Insurer "AAA." I Fitch IBCA, Inc. (formerly known as Fitch Investors Service, L.P.), rates the claims paying ability of the Insurer "AAA." I Each rating of the Insurer should be evaluated independently. The ratings reflect the respective rating agency's current assessment of the creditworthiness of the Insurer and its ability to pay claims on its policies of insurance. Any further explanation as to the significance of the above ratings may be obtained only from the applicable;rating agency. The above ratings are not recommendations to buy, sell or hold the Bonds, and such ratings may be subject to revision or withdrawal at any time by the rating agencies. Any downward revision or withdrawal of any of the above ratings may have an adverse effect on the market price of the Bonds. The Insurer does not guarantee the market price of the Bonds nor does it guarantee that the ratings on the Bonds will not be revised or withdrawn. Disclosure of Guaranty Fund Nonparticipation: In the event the Insurer is unable to fulfill its contractual obligation under this policy or contract or application or certificate or evidence of coverage, the policyholder or certificateholder is not protected by an insurance guaranty fund or other solvency protection arrangemen . 5 Municipal Bond Rating Standard&Poor's has assigned its municipal bond rating of"AAA" to the Bonds with the understandinprincipal of and that delivery of the Bonds, a guaranty insurance policy insuring the timelyeg ®a ierest on the Bonds will be issued by the MBIA Insurance Corporation. The rating of the Bonds reflects only the view of such company at the time the rating is given, and the District makes no representation as to the appropriateness of the rating. There is no assurance that such rating will continue for any given period of time, or that it will not be revised downward or withdrawn entirely by Standard & Poor's, if, in the judgment of Standard & Poor's, circumstances so warrant. Any such downward revision or withdrawal of the rating may have an adverse effect on the market price of the Bonds. . I 6 i I OFFICIAL STATEMENT SUMMARY The following material is a summary of-certain information contained herein and is qualified in its entirety by the detailed information and fmancial statements appearing elsewhere in this Official Statement. THE BONDS The Issuer .Brazoria County Municipal Utility District No. 5 (the "District"), a political subdivision of the State of Texas, is located in Brazoria County, Texas. See "THE DISTRICT." The Issue : -Brazoria County Municipal Utility District No. 5 Unlimited Tax - • Bonds;. -Series 1998, in the aggregate principal amount of $1,980,000. =Interest accrues from March 1, 1998, and is payable September 1, 1998, and each March 1 and September 1 thereafter until the earlier of stated maturity or redemption. The Bonds mature serially on September 1, in each year 1999 through 2015, both inclusive. The Bonds maturing on or after September 1, 2007,are subject to redemption,in whole or in part, on September 1, 2006, or on any date thereafter, at par plus-accrued-interest to the date fixed for redemption. See."THE BONDS - General." Source of Payment The Bonds are payable from a continuing, direct annual ad valorem tax, without legal limitation as to rate or amount, levied - against all taxable property within the District. See "THE BONDS - Source of Payment." - - Principal Use of Proceeds Proceeds of the sale of the Bonds will be used to(i)_reimburse the Developers(defined below under the caption"Developers:")for the costs,relating to the construction of water distribution,wastewater collection, and storm drainage facilities (the "System") to serve 306 single-family,residential-lots platted as Southdown, Sections 6 and 7 and Crystal Lake, Sections 1 and 2; (ii)finance the District)s share of the cost of expansion of a joint wastewater treatment plant and a remote water well and booster pumps; (iii)pay engineering costs associated with the design and construction of such facilities; (iv)pay interest on funds advanced on the District's behalf by the Developers; (v) capitalize an amount equal to one year in interest .payments on the Bonds; and (vi)-pay for administrative and issuance costs; legal fees, fiscal agent's fees, a fee to the Texas Natural Resource Conservation Commission,and certain financing costs related to the issuance of the Bonds. See "THE BONDS - Use and Distribution of Bond Proceeds." Payment Record - The District has pre ' usly issued $1,735,000 Unlimited Tax Bonds, Series 19 (the "Series 1982 Bonds"), $2,750,000 • nlimited Tax Bonds, Series 1983 (the "Seri 1983 Bonds"), /$1,620,000 Unlimit9e1 Tax Bonds, Series 1 Bonds (the "Series 1984 Bonds")an4$2,020,000 Unlimited Tax Bonds, Series 1 (the"Series 1995 Bonds")to finance the acquisition or construction o components of the System. In 1992 the District issued 6,065,000 Unlimited Tax Refunding Bonds, Series 1992I(the "Series 1992 Refunding Bonds")to refund certain maturities of the Series 1982, Series 1983 and Series 1984 Bonds. Collective 7' reference is, made in this Official Statement to the Series 1982, Series 1983, Series 1984, Series 1995 and Series 1992 Refunding Bonds as the "Outstanding Bonds." As of the date of this Official 1S tement, none of the Series 1982 Bonds�d Series 1983 Bonds, 60,000 of the Seri s 1984 Bonds, all 42,020,000 of the Series 1995 Bonds and 15,525,000 of the Series 1992 Refunding Bonds are outstanding. As of the date of this Official Statement, the District's total direct bonded indebtedness, consisting of the maturities of the Outstanding Binds not pr viously paid by the District, plus. the Bonds, is9,585,000. The District will capitalize an amount equal to one year in intere payments on the Bonds from the proceeds of the sale of the Bonds, and will deposit such sum in the District's Debt Service Fund to make such payments. The District has timely made all payments due to date on the Outstanding Bonds. See "THE BONDS - Outstanding Bonds." Municipal Bond Insurance MBIA Insurance Corporation. See "SALE AND DISTRIBUTION OF THE BONDS - The MBIA Insurance Corporation Insurance Policy." Municipal Bond Rating Standard&Poor's Ratings Services(MBIA) "AAA" See "SALE AND DISTRIBUTION OF THE BONDS - Municipal Bond Rating." Qualified Tax-Exempt Obligations In the Bond Resolution,the District states that it has designated the Bonds as "qualified tax-exempt obligations." The District represents that it has or will take such action as it deems necessary for the Bonds to constitute"qualified tax-exempt obligations." See "LEGAL MATTERS - Qualified Tax-Exempt Obligations - Purchase of the Bonds by Financial Institutions." THE DISTRICT Description ' Brazoria County Municipal Utility District No. 5, of Brazoria County, Texas, a political subdivision of the State of Texas, was created by the Texas Water Commission, now the Texas Natural Resource Conservation Commission, on March 18, 1981. The District contains approximately 570.5 acres of land. The District is located approximately 13 miles south of the central business district of Houston,Texas, and approximately seven miles south of the intersection of Interstate Highway 610 and State Highway 288. State Highway 288 traverses the western portion of the District. Approximately 19. District acres lie to the west of SH 288, and approximately 551.5 District acres lie to the east of SH 288. The District is located entirely within Brazoria County and the extraterritorial jurisdiction of the City of Pearland. See "THE DISTRICT - Description" and "APPENDIX A - LOCATION MAP." 8 Developers The development and home construction activity which has occurred to date in the District is described below under the caption"Development." Such development and home construction activity includes (i) the completion of the development of 1,225 single-family residential lots, (ii) 125 additional single-family residential lots which are currently under development,and(iii)the construction of 1,170 homes, including 57 homes under construction. Lennar Homes of Texas, Inc., a wholly-owned subsidiary of Lennar Corporation (collectively, "Lennar"), a publicly traded corporation whose stock is listed on the New York Stock Exchange,on March 9, 1994,purchased 28 fully developed single family residential lots plus approximately 214 acres of undeveloped land located in the District from SLS Enterprises("SLS"). Lennar subsequently purchased 4 additional lots from SLS. See "DEVELOPERS" and "TAX DATA - Principal 1997 Property Owners." On December 31, 1995, Lennar purchased the residential assets of Friendswood Development Company, an Arizona corporation, and certain other assets, including approximately 1,980 acres of land and approximately 790 single- family residential lots from Exxon Corporation. FriendswooId Development. Company was at the time of such purchase the wholly-owned land development subsidiary of Exxon Corporation. Lennar subsequently incorporated Friendswood Development Company, a Texas corporation ("Friendswood"). Lennar's 1 activities include home building,real estate investments,residential and commercial developments and financial services operations throughout the United States. Lennar has appointed Friendswood as developer of the land owned by Lennar located in the District and has granted to Friendswood a power of attorney to give and grant power and authority to Friendswood to act for and on behalf of Lennar in connection with the development, management, operation, marketing and sale of such property. Lennar and(or Friendswood have developed Southdown, Sections 5 through 7 (298 single-family residential lots on approximately 65 acres) and have initiated the development of Southdown,Section 8 (91 single- family residential lots on approximately 18 acres) located in the ..District,and Lennar is currently constructing homes in the District as described below under the captions "Development" and "Builders." 2621 -Joanel, Ltd. ("JL"), a Texas limited partnership, the managing .general partner of which is JNT, Inc., a Texas corporation whose principal shareholder is Mr. John Taylor of Houston,Texas,has developed Crystal Lake, Section 1, consisting of 103 fully developed single-family residential lots on approximately 49 acres located in the District,and has initiated the development of Crystal Lake, Section 2, consisting of approximately 21 acres subdivided into 34 single-family residential lots as described below under the caption "Development." The other general partner of JL is the Traylor Corporation, a Texas corporation whose principal shareholder is Mr. Travis Traylor of 9 _ _Houston, Texas.. JL is selling the lots located in Crystal Lake, Section 1 to.Weekley Homes, Inc. and Morrison Homes, which are currently constructing homes on such lots as described below under the caption"Builders." Lennar through Friendswood and JL are sometimes together referred to in this Official Statement as the Developers (the "Developers"). See "DEVELOPMENT" and "BUILDERS." Development As of January 15, 1998, the District contained 1,170 homes, including 57 homes under construction. According to the District's Engineer, the development of approximately 298 of the District's approximate 570.5 acres is complete. Such acres have been developed into (i) 1,225 fully developed single-family residential lots (Southdown, Sections 1 through 3, 5 through 7, and Crystal - Lake, Section 1) plus (ii) two reserves aggregating approximately 2 acres. As described above, Southdown,Sections 5 through 7 are developments of Lennar through Friendswood, and Crystal Lake, Section 1 is a development of JL. Lennar through Friendswood has also initiated the development of Southdown, Section 8, consisting of approximately 18 acres subdivided into 91 single- family residential lots, and anticipates the completion of the development thereof, including underground water distribution, wastewater collection and storm drainage facilities and street paving, by approximately March 15, 1998. In addition, JL has initiated the development of Crystal Lake, Section 2, consisting of _ _ approximately 21 acres subdivided into 34 single-family residential lots, and anticipates the completion of the development thereof, including underground water distribution, wastewater collection and storm drainage facilities and street paving, by approximately March 31, 1998. The District financed the cost of acquiring and constructing the water supply and distribution, wastewater collection and treatment, and storm drainage system(the "System") to serve- the 953-fully developed single-family residential lots located. within Southdown, Sections 1 through 3 and 5 with proceeds-of the Outstanding Bonds, and the District will acquire the water distribution, wastewater collection and storm sewer facilities which have been constructed to serve the 272 fully developed single-family residential lots located within Southdown, Sections 6 and 7 and Crystal Lake, Section 1, plus such facilities to serve the future 34 lots being developed as Crystal Lake, Section 2 with a portion of the proceeds of the sale of the Bonds. See "THE SYSTEM." In addition to the Southdown and Crystal Lake sections described above, there are approximately 83 currently undeveloped acres of land located within the District available for future development. Such undeveloped acres are owned-by Lennar. In addition, approximately 150 District acres • are-contained within street and drainage rights-of-way, detention ponds, District plant sites, or are otherwise not available for development. Although Lennar's current plans for the approximately 83 undeveloped acres,. as reported by Lennar, include the development of approximately 70 acres thereof into single-family residential lots when Lennar's current lot inventory is depleted,Lennar has no obligation to the District to develop any 10 - , _ . of-such land in any particular manner or at all, and may sell the land and lots which it owns in the District at its sole discretion. Therefore, the District cannot represent when, or ki,Thether, any of such currently undeveloped acres might be develOped.--Lennar, as , , reportedliY Lennar,-expects-that the reniaining aicipthximately 13 ' currently undeveloped acres will be used in the future fo commercial purposes. See- "FUTURE -DEVELOPMENT;1- "INVESTMENT CONSIDERATIONS Principal Land Owners , -- Obligations to the Distriet," and "DEVELOPMENT." : 1 Builders . . . .7.: . . . . . . . . . . . . . . . Three homebuilding companies (collectively, the "Builders") are i currently constructing homes within -the District. See "BUILDERS" for descriptions of such Builders and their current home construction activity in the District. According to Lennar, homes which it is constructing in Southdown, Section 7 range In size from approximately 1,800 to 2,400-square feet of living are and in sales price from approximately $105,000 to $130,000. - , . , JL has contracted to sell all of the lots which it has not yet conveyed located in Crystal Lake, Section 1 and all lots located in - t--- future Crystal Lake, Section 2 to Weeldey- Homes Inc. and to Morrison Homes, under separate contracts which require each i Builder to purchase lots according to a take-down schedule. . 1 1 - According to JL, such Builders are currently constructing homes I I in Crystal Lake, Section 1 located in'the District which range in i size from approxithately 2,400 to 3,600 square feet of living Area and in sales price from approximately $170,000 to $220,000. INVESTMENT CONSIDERATIONS THE BONDS ARE SUBJECT TO SPECIAL INVESTMENT CONSIDERATIONS AS SET FORTH IN r'HIS OFFICIAL STATEMENT. PROSPECTIVE PURCHASERS SHOULD CAREFULLY REVIEW THE ENTIRE OFFICIAL STATEMENT BEFORE MAKING THEIR INVESTMENT DECISIONS, ESPECIALLY THE , 1, PORTION OF THE OFFICIAL STATEMENT ENTITLED "INVESTMENT CONSIDERATIONS." , 1 , . , I ' . . . . - _ ' . 11 - . 1 SELECTED FINANCIAL INFORMATION (UNAUDITED) 1997 Assessed Valuation $78,484,590(a) (100% of estimated market value as of January 1, 1997) See "TAX DATA" and,"TAXING PROCEDURES." Estimated Valuation at November 1, 1997 (100% of estimated market value as of November 1, 1997) See "TAX DATA" and "TAXING PROCEDURES." $91,876,840(b) Direct Debt Outstanding Bonds 47,605,000 The Bonds 1,980,000 $ 9,585,000(c) Estimated Overlapping Debt, $ 4,890,423(c) Total Direct and Estimated Overlapping Debt $14,475,423(d) Direct Debt Ratios : as a percentage of 1997 Assessed Valuation 12.21% : as a percentage of Estimated Valuation:at November 1, 1997 0.43% Direct and Estimated Overlapping Debt Ratios : as a percentage of 1997 Assessed.Valuation 8.44% : as a percentage of Estimated Valuation at November 1, 1997 *5.76% Debt Service Fund upon delivery of the Bonds $ 1,044,324(e) 1997 Tax Rate per $100 of Assessed Valuation $1.12(4/ Average Percentage of Total Tax Collections (1990-1996) 99.92% Average Annual Debt Service Requirements on the Bonds and the Outstanding Bonds (1999-2012) $ 941,160 Maximum Annual Debt Service Requirement on the Bonds and the Outstanding Bonds (2012) $ 959,168 Tax Rate per $100 of Assessed Valuation Required to Pay Average Annual Debt Service Requirements on the Bonds and the Outstanding Bonds (1999-2012) at 95% Tax Collections Based Upon 1997 Assessed Valuation $1.27 Based Upon Estimated Valuation at November 1, 1997 $1.08 Tax Rate per $100 of Assessed Valuation Required to Pay Maximum Annual Debt Service Requirement on the Bonds and the Outstanding Bonds (2012) at 95% Tax Collections Based Upon 1997 Assessed Valuation $1.29 Based Upon Estimated Valuation at November 1, 1997 $1.10 12 Number of Single-Family Homes (including 57 homes under construction) as of January 15, 1998 1,170 (a) As of January 1, 1997. All property located in the.District is valued on the tax rolls bythe Brazoria County ary,, P P Y Appraisal District (the "Appraisal District") at 100% of estimated value as of January 1 of each year. The District's tax roll is certified by the Brazoria County Appraisal Review Board(the "Appraisal Review Board"). See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." (b) Provided by.the Appraisal District for informational purposes only, this amount is an estimate of the value of f I all taxable property located within the District as of November 1, 1997, and includes an estimate of values resulting from the development and construction of taxable improvements from January 1, 1997, through October 31, 1997. No tax was levied for 1997 on the increased valuation of such improvements constructed subsequent to January 1, 1997, since the District's tax is levied annually on the valuation of property as of January 1. The valuation of such additional improvements may vary significantly from this estimate when the Appraisal Review Board certifies the valuat. n of District property for 1998. See"TAXING PROCEDURES." (c) See "DISTRICT DEBT." (d) The District levied a tax rate of$1.1 per $100 of Assessed Valuation in 1997. The-TNRCC in its Order authorizing the District to issue the Bonds advised the District to levy a tax rate not less than$1.12 per $100 of Assessed Valuation in the year in which the District issues the Bonds (1998). Moreover, as described in this Official Statement under the caption "TAX DATA- Estimated Overlapping Taxes," the aggregate of the 1997 tax levies of all units of government which levy taxes against the property located within the District is $3.395631 per $100 of Assessed Valuation. One must consider the total tax burden of all overlapping - jurisdictions imposed upon property located within the District as contrasted with property located in comparable real estate developments to gauge the relative tax burden on property within the District. The tax rate necessary to service the debt issued or to be issued by the District, and the tax rates levied by other overlapping jurisdictions, are subject to numerous uncertainties and variables, and thus the District can give no assurance that the composite tax rates imposed by overlapping jurisdictions,plus the District's tax rate, will be comparable with the tax rates of competing projects. To the extent that the District's composite tax rates are not competitive with competingdevelopments, the growth of property tax values in the District and the investment quality or security of the Bonds could be adversely affected. See "INVESTMENTT li CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments" and "TAX DATA." (e) Neither Texas law nor the Bond Resolution requires the.District to maintain any particular sum in the Debt Service Fund. Such sum includes an amount sufficient to pay one year in interest payments on the Bonds which will be capitalized from the proceeds of the sale of the Bonds and deposited in the District's Debt Serv'!ce Fund. 13 THE BONDS General The following is a description of some of the terms and conditions of the Bonds, which description is qualified in its entirety by reference to the resolution (the "Bond Resolution") of the Board of Directors of the District (the "Board") authorizing the issuance of the Bonds. A copy of the Bond Resolution may be obtained from the District. upon written request made to the District's Financial Advisor,Dain Rauscher Incorporated,.1001 Fannin, Suite 400, Hou on, Texas 77002. e $1,980,000 Brazoria County Municipal Utility District No. 5:Unlimited Tax Bonds, Series 1998, are dated March 1, 1998, with interest payable September 1, 1998, and each March 1 and September 1 thereafter until the earlier of maturity or redemption. The Bonds,are fully-registered serial bonds maturing on September 1 of the years shown under "MATURITY SCHEDULE" on the cover page of this Official Statement. Principal of the Bonds will be payable to the registered owners (the "Registered Owners") at maturity or redemption upon presentation to the principal payment office of Chase Bank of Texas, National Association,currently in Dallas,Texas (the "Registrar"). Interest on the Bonds will be payable by check or draft, dated as of the interest payment date, and mailed by the Registrar to Registered Owners as shown on the records of the Registrar at the close of business on the 15th calendar day of the month next preceding the interest payment date (the "Record Date"). Assignments,-Transfers and Exchanges The Bonds may be transferred, registered and assigned only on the registration books of the Registrar, and such registration and transfer shall be without expense or service charge to the Registered Owner, except for any tax or other governmental charges required to be paid with respect to such registration and transfer. A Bond may be assigned by the execution of an assignment form on the Bonds'or by other instrument of transfer and assignment acceptable to the Registrar. At any time after the date of delivery of the Bonds to the Initial Purchaser (the "Initial Delivery"), any Bond may be transferred or exchanged upon its presentment:and surrender at the office of the Registrar, duly endorsed fo transfer or accompanied by an assignment duly executed by the Registered Owner. To the extent possible,new B ds issued in an exchange or transfer of Bonds will be delivered to the Registered Owner or assignee of the owner n not more than three business days after the receipt of the request in proper form to transfer or exchange th Bonds. New Bonds registered and delivered in an exchange or transfer shall be in denominations of $5,00 or any integral multiple thereof for any one maturity and for a like aggregate principal amount as the Bond or Bonds surrendered for exchange or transfer. Neither the District nor the Registrar is required (1) to transfer or exchange any Bond during a period beginning at the openingof business on a Record Date and ending at the close of business on the next succeeding interest payment date, or(2)to transfer or exchange any Bond selected for redemption in whole or in part within thirty(30)calendar days of the redemption date. The District has agreed to replace mutilated, destroyed, lost or stolen Bonds upon surrender of the mutilated Bonds, on receipt of satisfactory evidence of such destruction, loss or theft and receipt by the District and the Registrar of security or indemnity to keep them harmless. The District will require payment of taxes, governmental charges and other expenses in connection with any such replacement. Redemption of the Bonds The Bonds maturing on or after September 1, 2007 shall be subject to redemption and payment at the option of the District, in whole or from time to time in part, n September 1, 2006, or on any date thereafter, at par plus accrued interest to the date fixed for redemption. Notice of the exercise of the reserved right of redemption will be given by the Registrar at least thirty(30)days prior to the redemption date by sending such notice by first class mail to the Registered Owner of each Bond to be redeem d in whole or in part at the address shown on the bond register. If less than all of the Bonds are redeemed any time, the particular Bonds to be redeemed shall be selected by the District in integral multiples of$5,00 ithin any one maturity. If less than all of the Bonds within 14 one maturity are to be-redeemed,'the Regigtrar`'shall,select`the-Bends to be redeemed by lot or other random method. The Registered.Owner::Of-any Bofid;'all'or-al‘ of which has been called for redemption, shall be required to present same to the Registrar for payment of the redemption price on the portion of the Bonds so called for redemption and issuance of a new Bond in the principal amount equal to the portion of.such Bond not redeemed. Replacement of-Registrar • . Provision is made in the Bond Resolution for replacement of the Registrar. If the-Registrar is replaced by the District, the new paying agent/registrar shall act in the same capacity as`the''previous Registrar:In order to act as Registrar for the Bonds, any paying agent/registrar selected-by the District shall be a national or state banking institution,organized and doing business under the-laws of the United States of America or of any State, authorized under such laws to exercise trust powers, and subject to supervision of examination by federal or state authority. Authority for Issuance The Bonds constitute the sixth installment of$23,775,000 in bonds for waterworks, sanitary sewer and draina e facilities, of which$17,670,000 maybe used for refunding purposes authorized at elections held-Within the Distrit on April 4, 1981, November 8; 1983, and November 7, 1987: Following the issuance of the Bonds, an aggregate of$7,605,000 principal amount of bonds will remain authorized but unissued. See "Issuance of Additional Debt." • The Bonds are issued'pursuant to the Bond Resolution, Chapters 49 and 54 of the Texas Water Code, and Article XVI, Section 59 of the Texas Constitution.Issuance of the Bonds has been further authorized bythe Texas Nat - l Resource Conservation Commission (the "TNRCC"), fornerlythe Texas Water Commission (the "TWC"). Tlie City Council of the City of Pearland,Texas ("Pearland"), which is also required to approve the issuance of the Bonds, approved the Bonds to be issued at a Pearland Council meeting. Outstanding Bonds - The Di ' t has previously issued $1, ,000 mited Tax Bonds, Series 1 (the "Series 1982 Bonds"), $2, ,00 nlimited Tax Bonds, Series 1 (the" ies 1983 Bonds"), $1,6 ,000 U 'ted Tax Bonds, Seri s 198 nds(the"Series 1984 Bonds")and$2,0 ,000TUnlimited Tax Bonds,Series 5(the"Series 1995 Bond 11) - to finance the acquisition or construction of ponents'of the System. In 1992 the-District issued $6 ,000 . Unlimited Tax Refunding Bonds, Series 14q2(the"Series 1992 Refunding Bonds")to refund certain maturities c4. the Series 1982, Series 1983 and-Series'1984 Bonds`. Collective reference is made in this Official State nt to the. Series 1982, Series 1983, Series 1984,Series 1995 and Series 1992 Refunding Bonds as the "Outst mg Bonds." As of the date of this Of ial Statement, none of the Series-1982 B _ds and Series 1983.Bonds, 60,000 of the Series 1984'Bonds, all 020,000 of the Series 1995 Bonds and ,525,000 of the Series 1992 Refunding Bonds i Official Statement the D trict's total direct bonded indebtedness consis ' are outstanding. As of the date of this g of the maturities of the Outstanding Bonds not previously-paid by the District,plus the Bonds, is;$9,585,000 Tlie District will capitalize an amount equal to-one year in interest payments on the Bonds from the proceeds of the sale of the'Bonds, and will deposit such suin in the District's Debt Service Fund to make such payments. The District has timely made all payments due to date on the Outstanding Bonds. - Source of Payment -. The Outstanding Bonds and the Bonds are payable from the proceeds of a continuing,direct annual ad valorem t , without legal limitation as to rate or amount, levied against all taxable property located within the District. In the Bond Resolution,the District covenants to levy a sufficient tax to pay principal of and interest on the Bonds,with full allowance being made for delinquencies,-costs of collections, Registrar fees and Appraisal District fees. Tax proceeds,after deduction for collection'costs,will be placed in the debt service fund'and used solely to pay principal of and interest on the Outstanding'Bonds and the Bonds, and on additional bonds payable from taxes which y be issued, and Registrar fees. The Bonds are obligations of the District and-are not the obligations of the State of Texas, Brazoria County, Pearland, or any entity other than the District. - 15 Issuance of Additional Debt l2 c Z/ d 1 v►cv 4.41J The District may issue addit' nal bonds, with the approval of the TNRCC, necessary to provide improvements and facilities cons tent with purposes for which the District was created. The District's voters have authorized the issuance of43,775,00 unlimited tax bonds, and could authorize additional amounts. Following the issuance of the Bonds, ': ,:: ,;;; nlimited tax bonds will remain authorized but unissued. The Bond Resolution imposes no limitation on the amo t of additional parity bonds which may be issued by the District (if authorized by the District's voters and al'roved by the Board and the TNRCC). Based on present engineering cost estimates and on development plans supplied by the Developer, in the opinion of the District's consulting engineer, Ferro-Saylors, Inc. (the."Engineer"), the$7,605,000 authorized but unissued bonds will be adequate to finance the extension of water, wastewater and storm drainage facilities and services to serve all of the remaining undeveloped portions of the District. See "DEVELOPMENT AND HOME CONSTRUCTION," "FUTURE DEVELOPMENT," and "THE SYSTEM." The District also is authorized by statute to engage in fire-fighting activities, including the issuing of bonds payable from taxes for such purposes. Before the District could issue such bonds, the following actions would be required: (a) authorization of a detailed master plan and bonds for such purpose by the qualified voters in the District; (b) amendment.to the existing Pearland ordinance specifying the purpose for which the District may issue bonds; (c) approval of the master plan and bonds by the TNRCC; and(d)approval of bonds by the Attorney General of Texas. The Board has not considered calling an election at this time for such purposes. The District has no information concerning any determination by Pearland with respect to modification of its ordinance. If additional debt obligations are issued in the future by the District, such issuance may increase gross debt/property ratios and might adversely affect the investment security of the Bonds. See "INVESTMENT CONSIDERATIONS - Future Debt." Under certain circumstances the District also is authorized to construct, develop and maintain park and recreational facilities and to construct roads. It is not anticipated at this time that the District will participate in such,activities. No Arbitrage The District certifies that based upon all facts and estimates now known or reasonably expected to be in existence on the date the Bonds are delivered and paid for, the District reasonably expects that the proceeds of the Bonds will not be used in a manner that would cause.the Bonds,;or any portion of the Bonds, to be "arbitrage bonds" under the Internal Revenue Code of 1986, as amended (the "Code"), and the regulations prescribed thereunder. Furthermore, all officers, employees and agents of the District have been authorized and directed to provide certifications of facts and estimates that are material to the reasonable expectations of the District as of the date the Bonds are delivered and paid for. In particular, all or any officers of the.District are authorized to certify to the facts and circumstances and reasonable expectations of the District on the date the Bonds are delivered and paid for regarding the amount and use of the proceeds of the Bonds. Moreover, the District covenants that it shall make such use of the proceeds of the.Bonds, regulate investment of proceeds of the Bonds and take such other and further actions and follow such procedures, including, without limitation, calculating the yield on the Bonds, as may be required so that the Bonds shall not become "arbitrage bonds" under the Code and the regulations prescribed from time to time thereunder. Annexation and Consolidation The District lies within the extraterritorial jurisdiction of Pearland.. Under Texas law, the District may be annexed in whole, but not in part, by Pearland without the District's consent, in which case Pearland must dissolve the District and assume the assets, functions and obligations of the District, including the Bonds, and any other bonded indebtedness.of the District existing at the time of annexation. No representation is made concerning the likelihood of annexation or the ability of Pearland to make debt service payments should.annexation occur. The District has the right to consolidate with other districts and, in connection therewith, to provide for the consolidation of the District's System with the water and wastewater systems of the district or districts with which it is consolidating. No representation is made that the District will ever consolidate its System with other systems. 16 Registered Owners' Remedies _ Pursuant to Texas law, the Bond Resolution provides that, in the event the District defaults in the payment of le principal,of or interest on any of the Bonds when due, fails to make payments required by the Bond Resolution irlto' the Debt Service Fund, or defaults in the observance or performance of any of the other covenants, conditions.lor obligations set forth in the Bond Resolution, any Registered Owner shall be entitled to seek a writ of mandam�is- from a court of competent jurisdiction compelling and requiring the.District to make such payments or to observe and perform such covenants, obligations or conditions. Such right is in addition to other rights the Registered Owners may be provided by the laws of the State of Texas. In the event of default in the payment of principal of or interest on the Bonds, the Registered Owners may seek a writ of mandamus requiring the District to levy adequate taxes to make such payments. Except for the remedy ilof mandamus,.the Bond Resolution does not specifically provide for remedies to a Registered Owner in the event iof a District default, nor does it provide for the appointment of a trustee to protect and enforce the interests of the Registered Owners. There is no acceleration of maturity of the Bonds in the event of default and, consequently, tie remedy of mandamus may have to be relied upon from year to year. Although the Registered Owners could obtain a judgment-against the District, such a judgment could not be enforced by direct levy and execution against the District's property. Further, the Registered Owners cannot themselves foreclose on the property of the District or sell property within the District in order to pay the principal of or interest on the Bonds. The enforceability of the rights and remedies of the Registered Owners may be further limited by laws relating to bankruptcy, reorganization or other similar laws of general application affecting the rights of creditors of political subdivisions such as, e District. For example, a Chapter 9 bankruptcy proceeding by the District could delay or eliminate payment of principal or interest to-the Registered Owners. See "Bankruptcy Limitation to Registered Owners' Rights"below. Bankruptcy Limitation to Registered Owners' Rights The enforceability of the rights and remedies of the Registered Owners may be limited by laws relating to bankruptcy, reorganization or other similar laws of general application_affecting;the rights of creditors of political subdivisions such as the District. Subject to the requirements of Texas law, the District may voluntarily proceed under Chapter 9 of the Federal Bankruptcy Code, 11 U.S.C. 901-946, if the District: (1) is generally authorised to file for federal bankruptcy protection by State law; (2) is insolvent or unable to meet its debts as they mature; (3) desires to effect a plan to adjust such debts; and(4)has either obtained,the agreement of or negotiated in good faith with its creditors or is unable to negotiate with its creditors because negotiation is impracticable. Under Texas law, a municipal utility district such as the District must obtain the approval of the TNRCC prior to filing for bankruptcy. The TNRCC must investigate the financial condition of the District and will authorize the District to proceed only if the TNRCC determines that the District has fully exercised its rights and powers under Texas law and remains unable to meet its debts and other obligations as they mature. If the District decides in the future to proceed voluntarily under the Federal Bankruptcy Code,the District would develop,and file a plan for the adjustment of its debts and the Bankruptcy Court would confirm the District's plan if: (1)the plan complies with the applicable provisions of the Federal Bankruptcy Code; (2)all payments to be made in connection with the plan are fully disclosed and reasonable; (3)the District is not prohibited by law from taking any action necessary to carry out the plan; (4) administrative expenses are paid in full; and (5) the plan.is in the best interests of creditors and is feasible.If such a plan were confirmed by the bankruptcy court, it could, among other things, affect a Registered Owner by reducing or eliminating the amount of indebtedness,. deferring or rearranging the debt service schedule,reducing or eliminating the interest rate, modifying or abrogating collateral or security arrangements, substituting (in whole or in part) other securities, and otherwise compromising and modifying the rights and remedies of such Registered Owner's claim against the District. 17 Legal Investment and Eligibility to Secure Public Funds in Texas The Texas Legislature has enacted several statutes which pertain to the eligibility of bonds issued by a municipal utility district as investments for certain entities and as security for deposits of-public funds in Texas: Section 49.186 of the Water Code; Article 717k-6,Vemon's Texas Civil Statutes;Chapter 2256,Texas Government Code("Public Funds Investment Act"); and Chapter 2257, Texas Government Code ("Public Funds Collateral Act"). Taken together, these statutes provide the following authorization: - 1) Whether rated or unrated, bonds of the District(including the Bonds)are authorized investments.in the state of Texas for banks, savings and loan associations, insurance companies, fiduciaries, trustees and the state of Texas; • 2) Bonds of the District are authorized investments for political subdivisions of the state of Texas only if they have been rated by a nationally recognized investment rating firm and have received a rating of not less than "A" or its equivalent; and 3) Whether rated or unrated, bonds of the District (including the Bonds) may be used to secure the deposit of public funds in the state of Texas. The District has not made any investigation of any other laws, rules, regulations or-investment criteria that might affect the suitability of the Bonds for any of the above purposes or limit the authority of any of the above entities or persons to purchase or invest in the Bonds. The District makes no representation that the Bonds will be acceptable to banks, savings and loan associations, or public entities for investment purposes or to secure deposits of-public funds. The District has made no investigation of other laws, regulations, or investment criteria that might apply to or otherwise limit the availability of the Bonds for investment or collateral purposes. Prospective purchasers are urged to carefully evaluate the investment quality of the Bonds as to the acceptability of the Bonds for investmentor collateral purposes. Defeasance - The District may defease the provisions of the Bond Resolution and discharge its obligations to the Registered Owners of any or all of the Bonds to pay principal, interest and redemption price thereon in any manner permitted by law. Use and Distribution of Bond Proceeds Proceeds of the sale of the Bonds will be used to (i) reimburse the Developers (defined below under the caption "Developers") for the costs relating to the construction of water distribution, wastewater collection, and storm drainage facilities (the "System") to'serve 306 single-family residential lots platted as Southdown, Sections 6 and 7 and Crystal Lake, Sections 1 and 2; (ii)fmance the District's share of the costof expansion of a joint wastewater treatment plant and a remote water well and booster pumps; (iii)pay engineering costs associated with the design and construction of such facilities; (iv)pay interest on funds advanced on the District's behalf by the Developers; (v) capitalize an amount equal to one year in interest payments on the Bonds; and-(vi)pay for administrative and issuance costs, legal fees, fiscal agent's fees, a fee to the Texas Natural Resource Conservation Commission, and certain financing costs related to the issuance of the Bonds. 18 I. Construction Costs Total Developer District Amount Share Share A. Developer Contribution Items (a) 1. Southdown, Section 6 a. Clearing $ 4,125 $ 1,238 $ 2,887 b. Construction Facilities 9,231 . 2,769 6,462 c. Drainage _. 220,394 66,118 154,276 d. Wastewater 91,290 , 27,387. 63,903 e. Off-site Water 8,563 2,569 5,994 f. Water 60,381 18,114 42,267 g. Well Pointing and Wet Sand 38,600 11;580 27,020 ' Subtotal $432,584 $129,775 $302,809 2. Southdown, Section 7 a. Construction Facilities and Clearing $ 10,841 $ 3,252 $ 7,589 b. Drainage 58,830 17,649 41,181 c. Drainage 26,480 7,944 18,536 d. Wastewater 49,312 14,793 . . . 34,519 e. Water 24,018 - 7,205 16,813 f. Well Pointing and Wet Sand 8,073 2,422 5,651 Subtotal $ 177,554 $ 53,265 $ . 124, 289 ti 3. Crystal Lake, Section One and Two Site , Clearing and Preparation $ 2,061 $ 619 $ 1,442 4. Crystal Lake, Section One a. Construction Facilities $ 4,745 $ 1,424 $ 3,321 b. Drainage .151,938, r ,45.,581 106,357 c. Wastewater 110,893 33,268 77,625 d. Water 79,928 . 23,978 55,950 e. Well Pointing and Wet Sand 31,080 9,324 21,756 f. Off-site Water and Force Main 51,390 15,417 35,973 g. Lift Station rand Force Main; , " 74,400 22,320 52.080- Subtotal $ 504,374 _ $ 151,312 $ 353,062 5. Crystal Lake, Section Two . . . a. Construction Facilities . $.:4,500 . ; . ,$ -1,350._ $ 3,150 b.' Drainage = 8,370 2,511 5,859 c. Wastewater . - 51,070 15,321 . 35,749 d. Water _ 40,531 12,159 28,372 e. Lift Station and Force Main 80,200 24,060 56,140 f. Well Pointing and Wet Sand 23,000 6;900. 16.100 Subtotal $ 207,671 $ 62,301 $ 145,370 t- _ . .. iN- 19 6. Engineering $ 187,120 $ 56,136 $ 130,984 7. Contingencies 10,384 3,116 7,268 TOTAL DEVELOPER CONTRIBUTION ITEMS $1,521,748 $ 456,524 $1,065,224 A N /\' B. District Items 1. Remote Water Well and Booster Pumps $ 116,646 2. Wastewater Plant Expansion a. Clarifier, Digester and Chlorination Facilities 162,347 b. Generator 73,794 c. Miscellaneous Improvements 26,355 Subtotal $ 262h496 3. Easement Costs for Off-Site Water Line/Force Main 12,500 4. Engineering and Testing - 50,495 5. Contingencies - 32,082 TOTAL DISTRICT ITEMS $ 474,219 A TOTAL CONSTRUCTION COSTS- $1,539,443 II. Non-Construction Cost A. Legal Fees $ 49,500 B. Fiscal Agent Fees 39,600 C. Interest Cost 1. Capitalized Interest (1 year) 94,088 2. Developer Interest (b) 71,321 D. Bond Discount 59,400 E. Bond Issuance Costs 45,121 F. Annexation Costs 8,065 G. TNRCC Bond Issuance Fee 4,950 H. Bond Application Report 24,000 I. Contingency(c) 44,512 TOTAL NON-CONSTRUCTION COSTS $ 449‘557 TOTAL BOND ISSUE REQUIREMENT $1,980,000 h (a) The rules of the TNRCCrequire in certain instances that developers within a district subject to the jurisdiction of the TNRCC contribute to the construction program of such district an amount of money equal to thirty percent (30%) of the construction costs of certain water, sewer and drainage facilities in that district. The Developer have to date expended funds equal to or in excess of their required contributions toward the construction and acquisition of the facilities being financed with the proceeds of the sale of the Bonds. (b) Represents interest-owed to the Developers on advances of construction costs and engineering fees made on the District's behalf by the Developers. The actual amount of interest owed will be calculated at the lesser of(i)the net effective interest rate borne by the Bonds or(ii) the interest rate at which the Developers have borrowed funds. (c) Represents funds which may be used by the District only upon approval of the TNRCC. In the instance that approved estimated amounts exceed actual costs, the difference comprises a surplus which may be expended for uses approved by the TNRCC. In the instance that actual costs exceed previously approved estimated amounts and contingencies, additional TNRCC approval and the issuance of additional bonds may be required. The Engineer has advised the District that the proceeds of the sale of the Bonds should be sufficient to reimburse the Developers for the costs of the above-described facilities. However, the District cannot and does not guarantee the sufficiency of such funds for such purposes. 20 • THE DISTRICT Authority The District is a municipal utility district created pursuant to an order of the Texas Water Commission (tie "TWC"), now the TNRCC, dated March 18, 1981. The District was created pursuant to the authority of Chapter 54, Texas Water Code, and Article XVI, Section 59 of the Texas Constitution. The rights, powers, privileges, authority, and functions of the District are established by the general laws of the State of Texas pertaining to municipal utility districts,particularly Chapters 49 and 54,Texas Water Code, as amended. The principal functions of the District are to finance, construct, own, and operate waterworks, wastewater, and drainage facilities and Ito provide such facilities and services to the customers of the District. The District, if approved by the voters within the District,the TNRCC, and other governmental entities having jurisdiction,may establish, operate, and maintain a fire department, independently or with one or more other conservation and reclamation districts, and provide such facilities and services to the customers of the District. Under certain circumstances the District also is authorized to construct, develop and maintain park and recreational facilities and to construct roads. The District is subject to the continuing supervision of the TNRCC in certain matters. The District is empowered, among other things, to purchase, construct, operate, and maintain all works, improvements, facilities, and plants necessary.for the supply of water;.the collection,transportation,,and treatment of wastewater; and the control and diversion of storm water. Under certain limited circumstances the.District also is authorized to construct, develop and maintain park and recreational facilities and to construct roads. In addition,the District is authorized to establish, operate and maintain a fire department, independently or with one or more other conservation and reclamation districts, and provide such facilities and services to the customers of the District. The TNRCC exercises continuing supervisory jurisdiction over the District. In order to obtain the consent f Pearland, within whose extraterritorial jurisdiction the District lies,. the District has agreed to observe certain Pearland requirements. These requirements limit the purposes for which the District may sell bonds for the acquisition and improvement of waterworks, wastewater, and drainage facilities; limit the net effective interest rate on such bonds and other terms of such blinds;and require,.approval by Pearland of the District's construction plans and specifications, and the issuance of bonds. Description When created, the District contained approximately 423 acres of land. Subsequent annexations of land have increased the area of the District to its present size of approximately 570.5 acres. The District is located approximately 13 miles south of the central business district of Houston, Texas, and approximately seven miles south of the intersection of Interstate Highway 610 and State Highway 288. State Highway 288 traverses the western portion of the District. Approximately 19 District acres lie to the west.of SH 288, and approximately 481 District acres lie to the east of SH 288. The District is located entirely within Brazoria County and .the extraterritorial jurisdiction of the City of Pearland. See "APPENDIX A - LOCATION MAP." 21 Management of the District The District is governed by the Board of Directors(the"Board"),consisting of five directors,who have control over and management supervision of all affairs of the District. Four of the Directors reside in the District. The directors serve four-year staggered terms. Elections are held in even numbered years on the first Saturday in May. The current members and-officers of the Board, along with their occupations, are listed below: - Term Expires Name Title Occupation in Mav Ricki A. Willoughby/ President Senior Group 1998 / Account Representative / Jack T. Hollis Vice President Youth Development 2000 Professional David Denton / Assistant Vice President and Assistant Secret ary Engineer/Tre rer 1998 / KellyC. Flanagan Secretary/Treasurer g ary Computer Support 1998 S Specialist- Compaq Phil Nedbalek/ _ Assistant Secret /Treasurer Assistant Operations Manager 2000 arY P g - - 106.9 FM KKHT Radio Broadcasting Although the District does not have a general manager or any other full-time employees, it has contracted for utility system operating, bookkeeping, tax assessing and collecting, auditing, engineering, financial advisory and legal services as follows: = ® W Tax Assessor/Collector - 4�y ;V" .11 '' `� - The District has engaged Wallace P. Hutchinson, Friendswood, Texas, as the District's Tax Assessor/Collector. According to Mr. Hutchinson, he presently serves 49 taxing units as tax assessor/collector. The Tax Assessor/Collector applies the District's tax levy to tax rolls prepared by the Brazoria County Appraisal District and bills and collects such levy. ' / . Bookkeeper = The District's bookkeeper is District Data Services, Inc.;which acts as bookkeeper for-approximately 90 utility districts. Operator ECO Resources, Inc. is the general operator of the System. According to ECO Resources, Inc., it is currently p engaged as unity system operator for 130 utility districts. -`�``� k�•`$,, U �� S �( ` ? Auditor (/" k� Q;`T �0�5 �o•Cf1 l0, / The District has emplo ed McCall, Gibson&Company, PLLC, Certi ied Public Accountants,to audit its fmancial statements for the year el 1' _ . ----- 1 1997. A copy o . e District's audit for the fiscal year ended September 30, 1997, is included as "APPENDIX B" to this Official Statement. 22 Engineer 7 The consulting.engineer.for the District in connection with the design and construction,of the facilities for which the Bonds are being sold to reimburse the Developer is Ferro-Saylors, Inc. (the "Engineer"). The Engineer has also been employed by the Developer in connection with certain planning activities and the design of certain-streets and related improvements ithin the District. _ Financial Advisor _ The District has engaged Dain Rauscher Incorporated as,financial advisor(the "-Financial Advisor")to the District. The fees paid to the Financial Advisor for services rendered in connection with the issuance of the Bonds are baseld on a percentage of the Bonds actually issued and sold. Therefore, the payment of such fees is.contingent upon the sale and delivery- f the Bonds. Attorney The District has engaged Coats, Rose, Yale, Holm, Ryman& Lee, P.C.,.Houston, Texas, as general counsel to the District and as bond counsel("Bond Counsel")in connection with the issuance of the Bonds. The fees to be paid Bond Counsel in connection with the issuance of the Bonds are based on a percentage of the Bonds actually issued and sold.Therefore, the payment of such fees is contingent upon the sale and delivery of the-Bonds. See "LEGAL MATTERS." - : DEVELOPERS - Role of the Developers In general, the activities-of a developer in a municipatutility district such as the District include purchasing the land within the District,:designing the subdivision,designing the utilities and streets to be constructed in the subdivision, designing any community facilities to be built, defining a marketing program and building schedule, securing necessary governmental approvals and permits for development, arranging for the construction of roads and the installation of utilities(including,in some cases,water, wastewater, and drainage facilities pursuant to the rulesof the TNRCC, as well as gas, telephone, and electric service) and selling improved lots and commercial reserves to builders, developers, or other third parties.. In most_instances,-the developer will-be required to pay up to thirty percent of the cost of constructing certain of the water, wastewater and drainage facilities in a utility district pursuant to the rules of the TNRCC. The relative success or failure of a developer to perform such activities in development of the property within a utility district may have a profound effect on the security of the unlimited tax bonds issued by a district. A developer is generally under no obligation to a district to develop-the property which it owns in a district.Furthermore, there isno restriction on a developer's right to sell any or all of the land which it owns within a-district. In addition, a developer is ordinarily a major taxpayer within-a municipal utility district during the development phase of the property. Description of the Developers - The development and home construction activity which has occurred to date in the.District is described below under the caption "DEVELOPMENT." Such development and home construction-activity:includes (i)_the completion of the development of 1,225 single-family residential lots, (ii) 125 additional single-family residential lots which are currently under development, and(iii)the construction.of 1,170 homes;including 57 homes under construction. 23 Lennar Homes of Texas, Inc. and Friendswood Development Company Lennar Homes of Texas, Inc., a wholly-owned subsidiary of Lennar Corporation(collectively, "Lennar"), a publicly traded corporation whose stock is listed on the New York Stock Exchange, on March 9, 1994, purchased 28 fully developed single-family residential lots plus approximately 214 acres of undeveloped land located in the District from SLS Enterprises ("SLS"). Lennar subsequently purchased 4 additional lots from SLS. On December 31, 1995, Lennar purchased the residential assets of Friendswood Development Company, an Arizona corporation, and certain other assets, consisting of approximately 1,980 acres of land and approximately 790 single-family residential lots from Exxon Corporation. Friendswood Development Company was at the time of such purchase the wholly- owned land development subsidiary of Exxon Corporation. Lennar subsequently incorporated Friendswood Development Company, a Texas corporation("Friendswood"), and has appointed Friendswood as developer of the land owned by Lennar located in the District and has granted to Friendswood a power of attorney to give and grant power and authority to Friendswood to act for and on behalf of Lennar in connection with;the development, management, operation, marketing and sale of such property. Lennar and/or Friendswood have developed Southdown, Sections 5 through 7 (298 single-family residential lots on approximately 65 of such acres), have initiated the development of Southdown, Section 8 (91 single-family residential lots on approximately 18 acres) located in the District, and Lennar is currently constructing homes in the District as described below under the captions "DEVELOPMENT" and.'BUILDERS." See "TAX DATA - Principal 1997 Property Owners." Lennar Corporation(together with its subsidiaries,the "Company")is a full service realestate company. The stock of Lennar is listed on the New York Stock Exchange, and Lennar is subject to the information requirements of the Securities Exchange Act of 1934, as amended, and in accordance therewith files reports and other information with the Securities and Exchange Commission("SEC"). Reports,proxy statements and other information filed by Lennar can be inspected at the office of the SEC at Room 1024, 450 5th Street, N.W., Washington, D.C. 20549; Room 1204 Everett McKinley Dirksen Building,219 South Dearborn Street, Chicago, Illinois 60604;Suite 500 East, 5757 Wilshire Boulevard, Los Angeles, California 90036-3648;and Room 1028 Federal Building,26 Federal Plaza, New York, New York, 10278. Copies of such material can be obtained from the Public Reference section of the SEC, Washington, D.C. 20549, at prescribed rates. The Company's operations include homebuilding, real estate investments, residential and commercial developments and financial services. The Company's homebuilding operations include the construction and sale of homes, as well as the purchase, development and sale of residential land. The Investment Division is involved in the development, management and leasing, as well as the acquisition and sale, of commercial.real estate and other real estate related assets. The financial services operations consist of mortgage loan servicing and origination,closing and title services and-investments in rated commercial real estate mortgage-backed securities. 2621 Joanel, Ltd. 2621 Joanel, Ltd. ("JL"), a Texas limited partnership, the general partner of which is JNT, Inc., a- Texas corporation whose principal shareholder is Mr.John Taylor of Houston,Texas,has developed Crystal Lake, Section 1, consisting of 103 fully developed single-family residential lots on approximately 49 acres located in the District, and has completed the engineering design of Crystal Lake, Section 2, consisting of approximately 21 acres subdivided into 34 single-family residential lots as described below under the caption "DEVELOPMENT." The other general partner of JL is the Traylor Corporation, a Texas corporation whose principal shareholder is Mr. Travis Traylor of Houston,Texas. JL is selling the lots located.in Crystal Lake, Section 1 to Weekley Homes, Inc. and Morrison Homes, which are currently constructing:homes on such lots. Lennar through Friendswood, and JL, are sometimes -together-referred to in this -Official Statement as the Developers (the "Developers"). See "DEVELOPMENT" and 'BUILDERS." 24 { DEVELOPMENT As of January 15, 1998, the District contained 1,170 homes, including 57 homes under construction. According to the District's Engineer, the development of approximately 298 of the District's approximate 570.5 acres is complete. Such acres have been developed into(i) 1,225 fully developed single-family residential lots(Southdown, Sections 1 through 3, 5 through 7, and Crystal Lake, Section 1)plus ((ii)two reserves aggregating approximately 2 acres. As described above, Southdown,Sections 5 through 7 are developments of Lennar through Friendswood, and Crystal Lake, Section 1 is a development of JL. Lennar through Friendswood has also initiated the development of Southdown,Section 8, consisting of approximately 18 acres subdivided into 91 single-family residential lots, and anticipates the completion of the development thereof, including underground water distribution, wastewater collection and storm drainage facilities and street paving,_by approximately March 15, 1998. In addition, JL initiated the development of Crystal Lake, Section 2,consisting of approximately 21 acres subdivided into 34 single family residential lots, and anticipates the completion of the development thereof, including underground water distribution,wastewater collection and storm drainage facilities and street paving,by approximately March 31, 1998. The District financed the cost of acquiring and constructing the water supply and distribution,wastewater collection and treatment, and storm drainage system(the "System")to serve the 953 fully developed single-family residential lots located within Southdown,Sections 1 through 3 and 5 with proceeds of the Outstanding Bonds, and the Distric will acquire the water distribution, wastewater collection and storm sewer facilities which have been constructed to serve the 272 fully developed single-family residential lots located within Southdown, Sections 6 and 7 and Crystal Lake, Section 1, plus such facilities to serve the future 34 lots being developed as Crystal Lake, Section 2 with a portion of the proceeds of the sale of the-Bonds. See "THE SYSTEM." In addition to the Southdown and Crystal Lake sections described above, there are approximately 83 currently undeveloped acres of land located within the District available for future development. Such undeveloped acres are owned by Lennar. In addition, approximately 150 District acres are contained within street and drainage rights-of-way, detention ponds, District plant sites, or are otherwise not available for development. Although Lennar's current plans for the approximately 83 undeveloped acres, as reported by Lennar,include the development of approximately 70 acres thereof into single family residential lots when Lennar's current lot inventory is depleted, Lennar has no obligation to the District tol develop any of such land in any particular manner or at all, and may sell the land and lots which it owns in the District at its sole discretion. Therefore, the District cannot represent when, or whether, any of such currentl undeveloped acres might be developed. Lennar, as reported by Lennar, expects that the remaining approximatel)1 13 currently undeveloped acres will be used in the future for commercial purposes. See "FUTURE DEVELOPMENT," and "INVESTMENT CONSIDERATIONS - Principal Land Owners' Obligations to the District." As of January 15, 1998, the status of home construction in the District was as follows: Residential Units - Southdown Sections Crystal Lake 1 2 3 5 6 7 Section 1 Total Homes Completed Sold and Occupied 258 326 235 121 96 . 9 -36 1,081 Sold and Unoccupied 0 0 ' 0 5 0 2 15 22 Unsold 0 0 0 0 1- 0 5 . 6 Models 0 0 . 0 , 2 0 0 , - 2 4 . Subtotal 258 326 235 128 97 11 58 - 1,113 At , Homes Under _ Construction Sold 0 0 0 0 0 45 12 57 Unsold 0 0 0 0 0 0 0 - 0 Models 0 0 0 0 0 0 0 0 Subtotal 0 0 0 0 0 45 12 57 TOTALS 258 326 235 128 97 56 70 1,170 25 BUILDERS =- Three homebuilding companies (collectively, the "Builders") are currently constructing homes within the District. According to Lennar, homes which it is constructing in Southdown; Section-7 range in size from approximately 1,800 to 2,400 square feet of living area and'in sales price from approximately $105,000 to $130,000. - JL has contracted to sell all of the lots which it has not yet conveyed located in Crystal-Lake, Section 1 and all lots located in future Crystal Lake, Section 2 to Weekley Homes Inca and to Morrison Homes, under separate contracts which require each Builder to purchase lots according to a take-down schedule.. According to JL, such Builders are currently constructing homes in Crystal Lake, Section 1 located in the District which range in siie from approximately 2,400 to 3,600-square feet of living area and in sales price from,approximately $170,000 to $220,000. FUTURE DEVELOPMENT. The development of approximately 298 of the approximate 570.5 acres of land located in the District has been completed as,described above under the caption "DEVELOPMENT." In addition, Lennar through.Friendswood is currently developing Southdown, Section 8 (approximately 18 acres,-91-single-family residential lots), and JL is currently developing Crystal Lake, Section 2 (approximately 21 acres, 34 single-family residential lots). Approximately 83 acres-of land located in the District are available for future development. Such undeveloped acres are owned by Lennar. Although Lennar's current plansfor approximately 70 of such currently undeveloped acres, as reported by Lennar,-include the development thereof into single-family residential lots when its current lot inventory is depleted, Lennar has-no obligation to the District to develop anyof such land in any particular manner or at all, and Lennar may sell such land at its sole discretion. Lennar, as reported by Lennar, expects that the remaining approximately 13 currently undeveloped acres will be used in the future for commercial purposes. Therefore, the District can make no representation whether, or when, any development might occur-on any of the currently undeveloped land located within the District. The remaining approximately 150 District acres have been dedicated as drainage easements, detention ponds, and sites for various District facilities, or are otherwise not available for development. Although the aforementioned undeveloped and partially developed acres may be developed in the future, instigation of any new development beyond that described in this Official Statement will be dependent on several factors including, to a great extent, the general and other economic conditions which would affect any party's ability to develop and sell lots and/or other property and of any home builder to sell completed homes described in this Official Statement under the caption "INVESTMENT CONSIDERATIONS." If the undeveloped portion of the District is eventually developed, additions to the District's water, wastewater, and drainage systems required to service such undeveloped acreage may be financed by future issues (if any) of the District's bonds and developer contributions, if any, as required by the TNRCC. The District's Engineer estimates that the$7,605,000 authorized bonds which remain unissued after the sale of the Bonds will be adequate to finance the construction of such facilities to provide service to all of the undeveloped portions of the District. In the event that the remaining authorized but unissued bonds are insufficient to complete the development of the District, the voters of the District would have to approve additional bonds at an election held for such purpose for the District to be able to issue such bonds. See "THE BONDS - Legal=Ability=to Issue Additional Debt. No party is under any obligation to initiate development of any of the currently undeveloped land located within the District or to complete any development, if begun, and any party initiating any future development thereon could modify or discontinue development plans in its sole discretion. Accordingly, the District makes no representation that future development will occur. See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." 26 AERIAL PHOTOGRAPH OF THE DISTRICT (taken August 1997) • tit, � i I ^4 b. tt a }t ffnit r t ,( cps * Y A "r t oz , I "yam / ice/ 'Li ♦ ..""S�,�+.. • 1 lip o �° • \, cogl i.. f• j t ° - dF J ii . ! ' •' F ,,, �'�•, • y, q '.r L It 4.•1? ,I.r.,,,,,,.. i1 %�� Ri 41° 3'l " ,, s1= + . Mt 4 : i # 5 . �' t ram. " "�' "i t t +\ „it -1, S r 5 zs`�! $ ,-: -X c, n.,, \ , ' t • • • kw •!, r ' i, 4 n + \ i y ,'`� �."1 . 'S� ,,, / i '. tttr'4) . X'. f m4' Q 5 tfw,,,,, ,,r it ‘ ,iiiii,:: \ r r ,r 0, t, F , 27 PHOTOGRAPHS K WTHIN THE DISTRICT (taken TA AugustENI , 1997) s�x «aka ' $ 3 r. • r ' C Yam_n o- it. ., a.4 � i4[jd 4 T .: k.'. i • :.k, ,,,,,,,,,,,,,,,_<,,,,,:,:i . : 7 _-_ 1 • :.yr.ar..if , :w 01, -Y+k ..K'.+v°afar - -E _ a x • A' _ =e . ir 4 w..... .. .x .._. a �° dr Fte"^ ,,e,,�. -° L, ," 4' r ,� - F e � L.,_ v y.`''1 €k gyp. d :', c r4 ,tt� .1, p...--.�..-"....t_ o'll €.`:, } m°.' ;,. jw� m:S !` �.. _ 'a 4.44 4 6 `` 1 TM to 28 PHOTOGRAPHS TAKEN WITHIN THE DISTRICT (taken August, 1997) � �� -_*' i ill• - a ',41 - • ry ,'.a w 1:4 R A r * 10' ,.., '4:,°,„ ;,,,,A.4.,.;',.,,,,, 71 a . .- . * ' a +$t°tM, . . ,. _a e � `^b Z Y e¢ F t$; 314-41. 7•„ :?YJT- "!* ix°gy p s P9 " y + z _s,° - > {5 , ` : `r f '. fir a • "° a� " .,1. '° +� � a Ar. • z. • rstril p f.,., . � t •x m."` ` � o •4 ' ai4 � � gig'\°. ; � 3t �� „4 � ,, r .. f �"fi. $ ) '" . � .• 1 �y�$ ` , r + = � ."� r � ' _ ,� ' . ^ o rAj3, a " ° "xt A", ; x ''".ram"" s,a, ^•. �. `€ 29 DISTRICT DEBT - Debt Service Requirement Schedule The following schedule sets forth the total debt service requirements of-the Outstanding Bonds and the Bonds. The Bonds Total Outstanding Principal Debt Service Year Bonds (Due 9-1) Interest Requirements 1998 - $ 768,790 - $ 47,044 $ 815,834 1999 770,868 $ 65,000 -94,088 , 929,955 2000_- _ 777,423 65,000 90,058 932,480 2001 782,103 65,000 86,028 933,130 2002 784,653 65,000 - 81,998 - 931,650 2003 785,238 70,000 78,033 _ 933,270 2004 783,891 - 75,000 _ - 75,093 933,983 2005 785,303 80,000 - 71,868 937,170 2006 784,353 85,000 68,348 937,700 2007 791,103 90,000 64,565 - 945,668 2008 - 790,083 95,000 60,515 945,598 2009 .791,563 100,000 56,145 947,708 2010 794,938 105,000 51,645 951,583 2011 795,263 115,000 46,920 957,183 2012 792,538 125,000 41,630 959,168 2013 197,919 245,000 35,880 478,799 2014 197,813 260,000 - 24,610 482,423 2015 201,875 275,000 12,650 489,525 $12,375,717 $1,980,000 $1,087,118 $15,442,827 /0. A ^- N Average Annual Requirements: (1999-2012) $941,1604 Maximum Requirement: (2012) $959,168✓ 30 Bonded Indebtedness 1997 Assessed Valuation _$78,484,590(a) (100% of estimated market,value as of January.-1, 1997) See "TAX DATA" and "TAXING PROCEDURES." Estimated Valuation at November 1, 1997 (100%of estimated market value as of November 1, 1997). - See "TAX-DATA" and "TAXING PROCEDURES. . . . . . . . ... $91,876,840(b) Direct Debt Outstanding Bonds -. -_ 7,605,000 The Bonds I B g99,O1b k$ 9,585,000 n Estimated Overlapping Debt $4,890,423(c) Total Direct and Estimated Overlapping Debt $14,475,423(d. Direct Debt Ratios : as a percentage of 1997 Assessed Valuation 12.21% : as a percentage of Estimated Valuation at November 1, 1997 10.43% Direct and Estimated Overlapping Debt Ratios : as a percentage of 1997 Assessed Valuation 8.44% : as a percentage of Estimated Valuation at November 1, 1997 • 5.76%. Debt Service Fund upon delivery of the Bonds $ 1,044,324(e) 1997 Tax Rate per $100 of Assessed Valuation $1.12(di Average Percentage of Total Tax Collections (1990-1996) 99.92% (a) As of January 1, 1997. All property located in the District is valued on the tax rolls by the Brazoria County Appraisal District (the "Appraisal District") at 100% of estimated value as of January 1 of each year. The District's tax roll is certified by the Brazoria County Appraisal Review Board(the "Appraisal Review Board"' . See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." (b) Provided by the Appraisal District for informational purposes only, this amount is an estimate of the value of all taxable property located within the District as of November 1, 1997, and includes an estimate of values resulting from the development and construction of taxable improvements from January 1, 1997, through October 31, 1997. No tax was levied for 1997 on the increased valuation of such improvements constructed subsequent to January 1, 1997, since the District's tax is levied annually on the valuation of property as of January 1. The valuation of such additional improvements may vary significantly from this estimate when the Appraisal Review Board certifies the valuation of District property for 1998. See "TAXING PROCEDURES''. (c) See "Estimated Direct and Overlapping Debt Statement." (d) The District levied a tax rate of$1.12 per $100 of Assessed Valuation in 1997. The TNRCC in its Order authorizing the District to issue the Bonds advised the District to levy a tax rate not less than$1.12 per $190 of Assessed Valuation in the year in which the District issues the Bonds (1998). Moreover, as described this Official Statement under the caption "TAX DATA- Estimated Overlapping Taxes," the aggregate of e 1997 tax levies of all units of government which levy taxes against the property located within the District is $3.395631 per $100 of Assessed Valuation. One must consider the total tax burden of all overlapping 31 jurisdictions imposed upon property located within the District as contrasted with property located in comparable real estate developments to gauge the relative tax burden on property within the District. The tax rate necessary to service the debt issued or to be issued by the District, and the tax rates levied by other overlapping jurisdictions, are subject to numerous uncertainties and variables; and thus the District can give no assurance that the composite tax rates imposed by overlapping jurisdictions,plus the District's tax rate, will be comparable with the tax rates of competing projects. To the extent that the District's composite tax rates are not competitive with competing developments, the growth of property tax values in the District and the investment quality or security of the Bonds could be adversely affected. See "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments" and "TAX DATA." (e) Neither Texas law nor the Bond Resolution requires the District to maintain any particular sum in the Debt Service Fund.Such sum includes an amount sufficient to pay one year in interest payments on the Bonds which will be capitalized from the proceeds of the sale of the Bonds and deposited in the District's Debt Service —Fund. 32 Estimated Direct and Overlapping Debt Statement Other governmental entities whose boundaries overlap the District have outstanding bonds payable from ad valorem taxes. The following statement of direct and estimated overlapping ad valorem tax debt was developed from information contained in "Texas Municipal Reports," published by the Municipal Advisory Council of Texas, or other available information.Except for the amount relating to the District,the District has not independently verified the accuracy or completeness of such information, and no person is entitled to rely upon such information as being accurate or complete. Furthermore, certain of the entities listed below may have issued additional bonds since the dates stated in this table, and such entities may have programs requiring the issuance of substantial amounts of additional bonds,the amount of which cannot presently be determined. Political subdivisions overlapping the District are authorized by Texas law to levy and collect ad valorem taxes for operation,maintenance and/or general revenue purposes in addition to taxes for payment of their debt,,and some are presently levying and collecting such taxes. Estimated Debt as of Overlapping January 1, 1998 Percent Amount Brazoria County $30,867,503 0.7728% $ 238,544 Pearland Independent School District 81,869,012 5.6821' 4,651,879 TOTAL:ESTIMATED OVERLAPPING DEBT $4,890,423 :. TOTAL DIRECT DEBT (the District) $ 9,585,000(a) 9,585;000 TOTAL DIRECT AND ESTIMATED OVERLAPPING DEBT $14,475,423 Debt Ratios % of % of 1997 Estimated Assessed Valuation Valuation at November 1, 1997 Direct Debt 12.21% 0.43 Direct and Estimated Overlapping Debt 18.44% 5.76% 33 TAX DATA General All taxable property within the District is subject to the assessment, levy and collection by the District of a continuing, direct annual ad valorem tax without legal limitation as to rate or amount, sufficient to pay principal of and interest on the Outstanding Bonds and the Bonds (see "TAXING PROCEDURES"). The Board of Directors of the District has in its Bond Resolution covenanted to assess and levy for each year that all or-any part of the Bonds remain outstanding and unpaid a tax ample and sufficient to produce funds to pay the principal of and interest on the Bonds(see "THE BONDS" and "INVESTMENT CONSIDERATIONS.") The District levied a tax for debt service for 1997 at a rate of$1.-12 per $100 Assessed Valuation. Tax Rate Limitation Debt Service: nlimited(no legal limit'as to rate or amount). - Maintenance: .25 per $100 Assessed Valuation. Maintenance Tax 11 The Board of Directors of the District has the statutory authority to levy and collect an annual ad valorem tax for maintenance of the District's i rovements if such maintenance tax is authorized by vote of the District's electors. On April 4, 1981,- "the Board as authorized by a vote of the District's electors to levy such maintenance tax in an amount not to exceed $0.25 er $100 of assessed valuation. Such tax, when levied, is in addition to taxes which the District is authorized to levy for paying principal of and interest on the Outstanding Bonds and the Bonds and any parity bonds which may be issued in the future. The District has not levied a maintenance tax to date. Historical Values and Tax Collection History The following statement of tax collections sets forth, in condensed form, the historical Assessed Valuation and tax collections of the District. Such summary has been prepared for inclusion herein based upon information obtained from District records. Reference is made to such records, including the District's annual audited financial statements, for more complete information. % Collections Assessed Tax Adjusted Current & Year Ending Tax Year Valuation . Rate(a) Levy Prior Years (b) 9/30 1987 35,137,490 $1.6401. 576,254.84 100.00% 1988 1988 31,376,000 $1.640 514,566.40 100.00% 1989 1989 31,139,450 $1.640 510,686.98 100.00% 1990 1990 29,713,560 $1.640 487,302.38 100.00% 1991 1991 31,675,430 $1.605 508,390.65 100.00% 1992 1992 35,191,910 $1.544 543,363.09/ 100.00% 1993 1993 38,729,7263117Y 7g$1.520/ . 588,691.74 1 y 99.99% 1994 1994 50,476,66060, 2,0$1.199 1 605,215.15/ 100.00% 1995 1995 56+8fr,060 C f tikt"u$1.199 673 670.63/ 100.00% 1996 1996 64,254,480/ $1.120 S 719,650.17� 99.45% 1997 1997 78,484,590 $1.120 879,027.30 53.97%(c) 1998 (a) Per $100 of Assessed Valuation. (b) Such percentages reflect cumulative total collections for each year from the time each respective annual tax was levied through December 31, 1997. The amount of tax collected for each levy on a current basis(by September 30 of the year following each respective levy) is not reflected in this statement. (c) In process of collection. L 34 Analysis of Tax Base _ The following table illustrates the composition of property located within the District during the_past_nine years'. 1997 1996: -: 1995 _ Assessed Value % Assessed Value % Assessed Value % Type of Property Land $20,735,130 26.42% . $16,053,320 j 24.98% $12,046,740 21.,i4% Improvements 57,234,400 72.91 - 47,786,360 74.37 43,621,360 -- ;77.64 Personal Property 1,113,600 1.43 956,460 / 1.49 ; 953,960 . '- 1.70- Exemptions (598,540) (0.76) - (541,660)7 (0.84) (436,000) /. (0.78) TOTAL' $78,484,590 100.00% $64,254,480 100.00% $56,186,060 100.00% 1994 1993 1992 . Assessed Value % Assessed Value %. Assessed Value Type of Property Land $11,395,650 22.58% $ 7,008,740 18.10% $ 6,806,450 19.34%J Improvements _ 38,585,310 76.44 31,080,260 80.25 27,709,190= 78.7 Personal Property 992,030 1.96 878,340 2.27 892,390 2.54 Exemptions -(496,330) / (0.98) (237,620) (0.62) (216,120) (0.61) TOTAL $50,476,660 / 100.E% $38,729,720 100.00% $35,191,910- 1991 ._ 1990 . - 1989 Assessed Value % Assessed Value % Assessed Value . Type of Property' Land $7,078,960 22.35%- $_7,662,400 25.79% $.9,180,610 29.48% Improvements 23,856,290 75.31 21,353,270 71-.86 21,280,390." 68.3I- Personal Property . - -. 965,300 3.05 913,010 3.07 - . 894,070 2.87 Exemptions (225,120) (0:71) (215,120): :(0.72) (215,620)=_ -- (0.69) TOTAL $31,6X5,430 100.00% $29,713,560 100.00% $31,139,450 100.00% 35 Principal 1997 Taxpayers Based upon-information supplied by the District's Tax Assessor/Collector, the following table lists principal District taxpayers, type of property owned by such taxpayers, and the Assessed Valuation of such property as of January 1, 1997. The information reflects the composition of the Appraisal District's record of property ownership as of January 1, 1997. Assessed Valuation % of 1997 Taxpayer Type of Property 1997 Tax Roll Tax Roll 2621 Joanel, Ltd. Lots and Acreage $1;718,810 2.19% Lennar Homes of Texas, Inc. Houses, Lots and Acreage 1,418,100 1.81 Weekley Homes, Inc. Homes 708,970 0.90 George Wimpey of Texas, Inc: (Morrison Homes) Homes 430,880 0.55 Houston Lighting& Power Company, Inc. Utilities 322,650 0.41 Peter J. Loos Houses 251,150 0.32 Entex, Inc. Utilities 234,370 0.30 Reginald T. Mitchell Houses 203,360 0.26 Southwestern Bell Telephone Company Utilities 174,510 0.22 Casey Prigrmore House 139,690 .0.18 Totals $5,602,440 7.14% Exemptions 'The District has adopted a residential homestead exemption for persons 65 years or older or disabled persons in an amount of$10,000 of Assessed Valuation for 1997,but has not adopted a general residential homestead exemption. See ,"TAXING PROCEDURES." Portions of the land owned by the Developer are undeveloped and at some future date could be used for agricultural purposes. Accordingly, the owner(s) of such land could be entitled to have such land valued on the basis of its agricultural productivity(qualified open-space land), which would be a small fraction of its fair market value. The Developer has not previously claimed an agricultural valuation,and has waived,on behalf of itself and its,successors and assigns, any right to claim such valuation in future years. The waiver has been recorded in the Official Records of Brazoria County, Texas. The waiver is binding for a period of 30 years.. 36 Tax Rate Calculations The tax rate calculations set forth below are presented to indicate the tax rates per$100 of Assessed Valuation which would be required to meet certain debt service requirements if no growth in the District's tax base occurs beyond the 1997 Assessed Valuation, or the Estimated Valuation at November 1, 1997. The calculations assume collection of 95% of taxes levied, and the sale of no bonds by the District except the Outstanding Bonds and the Bonds. Average Annual Debt Service Requirements (1999-2012) $941,160 Tax Rate of$1.27 on the 1997 Assessed Valuation($78,484,590)produces 946,917 Tax Rate of$1.08 on the Estimated Valuation at November 1, 1997 ($91,876,840)produces 942,656 Maximum Annual Debt Service Requirement (2012) 959,168 Tax Rate of$1.29 on the 1997 Assessed Valuation($78,484,590)produces 961,829 Tax Rate of$1.10 on the Estimated Valuation at November 1, 1997 ($91,876,840)produces 960,113 The District levied a debt service tax in 1997 of $1.12 per $100 of Assessed Valuation. As the above table indicates, the 1997 tax rate is sufficient to pay debt service on the Bonds and the Outstanding Bonds without an increase in taxable values in the District beyond the Estimated Valuation at November 1, 1997,assuming the District will have a tax collection rate of 95%., and the issuance of no additional bonds by the District. See "TAXIIJNG PROCEDURES" and "INVESTMENT CONSIDERATIONS - Factors Affecting Taxable Values and Tax Payments." - �-- Estimated Overlapping Taxes Property within the District is subject to taxation by several taxing authorities in addition to the District. Under Texas law, on January 1 of each year, a tax lien attaches to property to secure payment of all state and local taxs, penalties and interest ultimately imposed for the year on the property. A tax lien on property in favor of the Distract is on a parity with tax liens of other taxing-jurisdictions. In addition to ad valorem taxes required to make debt service payments on bonded debt of the District and of such other jurisdictions(see "DISTRICT DEBT-Estimated Direct.and Overlapping Debt Statement"),,certain taxing jurisdictions are authorized by Texas law to assess, levy and collect ad valorem taxes for operation, maintenance, administrative and/or general revenue purposes. 37 Set forth below is an estimation of all taxes per $100 of assessed valuation levied by such jurisdictions. No recognition is given to local assessments for civic association dues, emergency medical service contributions, fire department contributions or any other charges made by entities other than political subdivisions. 1997 Tax Rate Per $100 of - Taxing Jurisdictions Assessed Valuation The District $1.120000 Brazoria County 0.357500 Pearland Independent School District 1.776700 Brazoria County Drainage District.No. 4 0.141431 Estimated Total Tax Rate $3.395631 A. No prediction can be made of the tax rates that will be levied in future years by the respective taxing jurisdictions. TAXING PROCEDURES Authority to Levy Taxes The District is authorized to levy an annual ad valorem tax, without legal"limitation as to rate or amount, on all taxable property within the District in an amount sufficient to pay the principal of and interest on the Bonds, the Outstanding Bonds and any additional bonds payable from•taxes which the District may hereafter issue (see "INVESTMENT CONSIDERATIONS - Future Debt") and to pay the expenses of assessing and collecting such taxes. The District agrees in the Bond Resolution to levy such a tax from year to year as described more fully above under "THE BONDS - Source of Payment." Under Texas law, the District may also levy and collect annual ad valorem taxes for the operation and maintenance of the District and the System and for the payment of certain contractual obligations. See "TAX DATA - Maintenance Tax" and "- Tax Rate Distribution." Property Tax Code and County-wide Appraisal District - The Texas Property Tax Code(the "Property Tax Code")specifies the taxing procedures of all political subdivisions of the State of Texas, including the District. Provisions of the Property Tax Code are complex and are not fully summarized here. The Property Tax Code requires, among other matters; county-wide appraisal and equalization of taxable property values and establishes in each county of the State of Texas an-appraisal district with the responsibility for recording and appraising property for all taxing units within a county and an appraisal review board with responsibility for reviewing and equalizing the values established by the appr3.is al district. The Brazoria County Appraisal District(the "Appraisal District")has the responsibility of appraising property for all taxing units within Brazoria County, including the District. Such appraisal values will be subject to review and change by the Brazoria County Appraisal Review Board (the "Appraisal Review Board"). Property Subject to Taxation by the District Except for certain exemptions provided by Texas law, all real property, tangible personal property held or used for the production of income, mobile homes and certain categories of intangible personal property with a tax situs in the District are subject to taxation bythe District. Principal categories of exempt property include, but are not limited to: property owned by the State of Texas or its political subdivisions if the property is used for public purposes; property exempt from ad valorem taxation by federal law; certain household goods, family supplies and personal effects; certain goods, wares, and merchandise in transit; farm products owned by the producer; certain property of charitable organizations,youth development associations,religious organizations, and qualified schools; i� designated historical sites;and most individually-owned automobiles.In addition,the District may by its own action 38 exempt residential homesteads of persons 65 years or older and certain disabled persons to the extent deemed advisable by the Board. The District may be required to offer such an exemption if a majority of voters approve it at an election.The District would be required to call such an election upon petition by twenty percent (20%)'of the number of qualified voters who voted in the preceding election.The District is authorized by statute to disregard exemptions for the disabled and elderly if granting the exemption would impair the District's obligation to pay tax supported debt incurred'prior to adoption of the exemption by the District. Furthermore, the District must grant exemptions to disabled veterans; or certain surviving dependents-of disabled veterans, if requested, but only to'the maximum extent of between $5,000 and $12,000 of taxable valuation depending on the disability rating of the veteran. See "TAX DATA -- Exemptions." -Residential Homestead Exemptions: The Property Tax Code authorizes the governing body of each political subdivision in the State of Texas to exempt up to twenty percent (20%)_of the appraised market value of residential homesteads from ad valorem taxation. Where ad valorem taxes have previously been pledged for the payment of debt, the governing body of a political subdivision may continue to levy and collect taxes against the exempt value of the homesteads until the debt is discharged, if the cessation of the levy would impair the obligations of the contract by which the debt was created. The adoption of a homestead exemption may be considered each year, but must be adopted by May 1. See "TAX DATA -- Exemptions." Freeport Goods Exemption:Freeport goods are goods,wares, merchandise, other tangible personal property and ores, other than oil, natural gas and other petroleum products, which have been acquired or brought into the state for assembling, storing, manufacturing, repair, maintenance, processing or fabricating or used to repair or maintain aircraft of a certified air carrier and shipped out of the state within 175 days. Freeport Goods are exempted from taxation by the District. Tax Abatement - Brazoria County or the City of Pearland may designate all or part of the area within the District as a reinvestment zone.Thereafter, the City of Pearland(after annexation,)Brazoria County,the Pearland Independent School District and the District, at the option and discretion of each entity, may enter into tax abatement agreements with owners of property within the zone. Prior to entering into a tax abatement agreement, each entity must adopt guidelines and criteria for establishing tax abatement, which each entity will follow in granting tax abatement to owners of property. The tax abatement agreements may exempt from ad valorem taxation by each of the applicable taxing jurisdictions, including the District, for a period of up to ten (10) years, all or any part of any increase in the assessed valuation of property covered by the agreement over its assessed valuation in the year in which the agreement is executed, on the condition that the property owner make specified improvements or repairs to the property in conformity with the terms of the tax abatement. The terms of all tax abatement agreements must be substantially the same. Valuation of Property for Taxation Generally, property in the District must be appraised by the Appraisal District at market value as of January 1 of each year. Once an appraisal roll is prepared and finally approved by the Appraisal Review Board, it is used byi the District in establishing its tax rolls and tax rate. Assessments under the Property Tax Code are to be based on one hundred percent (100%) of market value, as such is defined in the Property Tax Code. The Property Tax Code permits land`designated for agricultural use, open space or timberland to be appraised at its value based on the land's capacity to produce agricultural or timber products rather than at its market value. IThe Property Tax Code permits under certain circumstances that residential real property inventory held by a person in the trade or business be valued at the price all of such property would bring if sold as a unit to a purchaser who would continue the business. Provisions of the Property Tax Code are complex and are not fully summarized here. Landowners wishing to avail themselves of the agricultural use,open space or timberland designation or residential 39 real property inventory designation must apply for the designation and the appraiser is required by the Property Tax Code to act on each claimant's right to the designation individually.A claimant may waive the special valuation as to taxation by some political subdivisions while claiming it as to another. If a claimant receives the agricultural use designation and later loses it by changing the use of the property or selling it to an unqualified owner, the District can collect taxes based on the new use, including taxes for the previous three years for agricultural use and taxes for the previous five years for open space land and timberland. The Property Tax Code requires the Appraisal District to implement a plan for periodic reappraisal of property to update appraisal values. The plan must provide for appraisal of all real property in the Appraisal District at least once every three(3)years. It is not known what frequency of reappraisals will be utilized by the Appraisal District or whether reappraisals will be conducted on a zone or county-wide basis. The District, however, at its expense, has the right to obtain from the Appraisal District a current estimate of appraised values within the District or an estimate of any new property or improvements within the District.While such current estimate of appraised values may serve to indicate the rate and extent of growth of taxable values within the District, it cannot be used for establishing a tax rate within the District until such time as the Appraisal District chooses to formally include such values on its appraisal roll. District and Taxpayer Remedies Under certain circumstances, taxpayers and taxing units(such as the District)may appeal the orders of the Appraisal Review Board by filing a timely petition for review in State district court. In such event, the value of the property in question will be determined by the court, or by a jury, if requested by any party. Additionally,taxing units may bring suit against the Appraisal District to compel compliance with the Property Tax Code. The Property Tax Code sets forth notice and hearing procedures for certain tax rate increases by the District and provides for taxpayer referenda which could result in the repeal of certain tax increases. The Property Tax Code also establishes a procedure for notice to property owners of reappraisals reflecting increased property values, appraisals that are higher than renditions and appraisals of property not previously on an appraisal roll. Levy and Collection of Taxes The District is responsible for the levy and collection of its taxes, unless it elects to transfer such functions to another governmental entity. By September 1 of each year, or as soon thereafter as practicable, the rate of taxation is set by the Board based upon the valuation of property within the District as of the preceding January 1. Taxes are due October 1, or when billed,whichever comes later, and become delinquent after January 31 of the following year. A delinquent tax incurs a penalty of six percent (6%) of the amount of the tax for the first calendar month it is delinquent,plus one percent(1%) for each additional month or portion of a month the tax remains unpaid prior to July 1 of the year in which it becomes delinquent. If the tax is not paid by July 1 of the year in which it becomes delinquent, the tax incurs a total penalty of twelve percent (12%) regardless of the number of months the tax has been delinquent and incurs an additional penalty of up to fifteen percent (15%) if imposed by the District. The delinquent tax also accrues interest at a rate of one percent (1%) for each month or portion of a month it remains unpaid. The Property Tax Code also makes provisions for the split payment of taxes, discounts for early payment and the postponement of the delinquency date of taxes under certain circumstances. District's Rights in the Event of Tax Delinquencies Taxes levied by the District are a personal obligation of the owner of the property as of January 1 of the year for which the tax is imposed. On January 1 of each year, a tax lien attaches to property to secure the payment of all state and local taxes, penalties and interest ultimately imposed for the year on the property. The lien exists in favor of the State of Texas and each local taxing unit, including the District, having the power to tax the property. The District's tax lien is on a parity with the tax liens of other such taxing units (see "TAX DATA - Estimated Overlapping Taxes"). A tax lien on real property takes priority over the claims of most creditors and other holders of liens on the property encumbered by the tax lien, whether or not the debt or lien existed before the attachment of the tax lien; however, whether a lien of the United States is on a parity with or takes priority over a tax lien of the District is determined by applicable federal law. Personal property, under certain circumstances, is subject to seizure and sale for the payment of delinquent taxes, penalty and interest. 40 At any time after taxes on property become delinquent, the District may file suit to foreclose the lien securing payment of the tax, to enforce personal liability for the tax, or both. In filing a suit to foreclose a tax lien on Teal property, the District must join other taxing units that have claims for delinquent taxes against all or part of the same property. Collection of delinquent taxes may be adversely affected by the amount of taxes owed to other taxiing units, by the effects of market conditions on the foreclosure sale price, by taxpayer redemption rights (a taxpayer may redeem property within six(6)months for commercial property and two(2)years for residential and all other types of property after the purchaser's deed issued at the foreclosure sale is filed in the county records) or by bankruptcy proceedings which restrict the collection of taxpayer debts. See"INVESTMENT CONSIDERATIONS- Tax Collection Limitations." THE SYSTEM Regulation The water, wastewater and storm drainage facilities serving land within the.District (the "System") have been designed in conformance with accepted engineering practices and the requirements of certain governmental agencies having regulatory or supervisory jurisdiction overthe construction and operation of such facilities including,among others, Pearland, Brazoria County, the Brazoria County Drainage District No. 4, and the TNRCC. Operation of the System is subject to regulation by, among others, the United States Environmental Protec ion Agency and the TNRCC. In many cases, regulations promulgated by these agencies have become effective only recently and are subject to further development and revision. According to the District's Engineer,the total number of connections projected for the District at the full development of its approximate 570.5 acres is 1,769 with a otal estimated population of 5,500. A description of portions of the,System follows and is based upon information supplied by the District's Engineer. Description Proceeds of the sale of the Outstanding Bonds were used to fmance the construction or acquisition of underground water supply and distribution, wastewater collection and treatment, and storm drainage facilities to serve the aggregate 953 fully developed single-family residential lots in the District located within Southdown, Sections 1 through 3 and 5. The District will,acquire the water distribution, wastewater collection and storm sewer facilities which have been constructed to serve the 272 fully developed single-family residential lots located within Southdown, Sections 6 and 7 and Crystal Lake, Section 1, plus such facilities to serve the future 34 lots being developed as Crystal Lake, Section 2 with a portion of the proceeds of the sale of the Bonds. - Storm Drainage- • Storm water drainage for the District and the adjoining Brazoria County Municipal Utility Distri o. 4("M.U.D. No. 4") is accomplished by a channel improvement and detention pond system jointly con ructed by the two districts. The District's share of such joint system is 48.9%. According to the District's Engineer, construction accomplished to date with proceeds of the Outstanding Bonds on the joint system provides adequate storm,water drainage to Southdown, Sections 1 through 3 and 5 through 7, the currently developed area of M.U.D. No. 4 plus approximately 200 additional acres located in the District which may be developed in the future. The joint drainage system is designed,upon its completion,to provide drainage for the two districts in a developed state and upstream drainage areas in an undeveloped state. The channel, which lies along the north boundary of,the District,flows into Clear Creek, which lies along the north boundary of M.U.D. No. 4. The detention pond lies wholly within the District. The detention pond is designed to attenuate the 100-year flood peak in Clear Creek after development within the two districts to the same level as the 100-year flood peak prior to the initiation of development. Brazoria County Drainage District o. 4 is responsible for drainage planning, review, and maintenance for the portion of the County in which th wo districts are located. Maintenance of the detention ponds is the responsibility of the District and M.U.D. o. 4. A separate detention system which drains in to Hickory Slough has been constricted by JL to accommoda e Crystal Lake, Sections 1 and 2. Proceeds of the sale of the Bonds will be used 4 the District to acquire drainage improvements including underground lines, manholes and inlets. 41 - Water Supply - The District currently shares joint water supply facilities with M.U.D. No. 4. The existing facilities, which are located within the District,consist of(i)one 1;165 gallons-per-minute("g.p.m.")water well and pump, an auxiliary drive unit, a 500,000 gallon ground storage tank, two 15,000 gallon hydropneumatic tanks, two 1,000 g.p.m. and one 600 g.p.m. booster pumps and two emergency water wells each with-a 300 g.p.m. capacity located in the District, and (ii) a 380 g.p.m. well located in MUD No. 4. There are also two water line interconnections which connect the District's water distribution system with M.U.D. No. 4's water distribution system. The District will finance its share of the cost of the 380 g.p.m. well with a portion of the proceeds of the sale of the Bonds. The ' District's pro rata share of the,cost of the balance such facilities was financed with proceeds of the sale of the Outstanding Bonds. The District financed its pro rata share of the cost of construction of a proposed second water well, to be located within M.U.D. No.4, with a portion of the proceeds of the sale of the Outstanding Bonds. The two districts will share the costs of the plant located in M.U.D. No. 4 based on the total capacity of both plants and combined capacity ownership of each plant. The operation and maintenance agreement between the two districts provides that the operation in each water plant will be the responsibility of the District in which each respective facility is located. According to the District's Engineer, the aforementioned water plant facilities contain capacity sufficient to provide service to a total of 2,506 connections,of which 1,390 connections are allocated to the District, including the 1,225 existing and proposed connections in Southdown, Sections 1,,2, 3 and 5 through 7, Crystal Lake, Sections 1 and 2, plus 50 connections which the District has allocated to the Pearland Independent School District, and approximately 13 commercial connections. -Wastewater Treatment - The District financed the District's pro rata portion of th cost of an aggregate 700,000 gallons-per-day ("g.p.d.") permanent wastewater treatment plant which the Distri shares with M.U.D. No. 4 with a portion of the proceeds of the Outstanding Bonds. The District owns 65.64% of the capacity of the facility, and M.U.D. No. 4 owns the remainder. According to the District's Engineer, the capacity to which the District is entitled in the joint wastewater treatment facility, consisting of 1,838 of a total of 2,800 connections, is adequate to provide capacity to serve the 1,225 existing and proposed connections in Southdown, Sections 1 through 3 and 5 through 7, Crystal Lake, Sections 1 and 2, plus 50 connections which the District has allocated to the Pearland Independent School District, approximately 13 commercial connections,and approximately 550 additional connections. The District will finance its pro rata share of the cost of certain improvements to the facility with a portion of the proceeds of the sale of the Bonds, including a clarifier, digester, chlorination facilities and a generator. These improvements are necessary to enable the District to meet the requirements of the TNRCC waste discharge permit covering the plant. - 100-Year Flood Plain - According to the District's Engineer, the current Federal Emergency Management Agency Flood Hazard Boundary Map currently in effect which covers the land located in the District indicates that no area located within Southdown, Sections 1 through 3, 5'through 7, and Crystal Lake, Section 1, which contain the 1,225 single-family residential lots which have been developed in the District to date, or the 34 single-family residential lots currently being developed as Crystal Lake, Section 2, is located within the 100-year flood plain of Clear Creek. Approximately 60 District acres, which are contained within detention'ponds or are otherwise not-currently expected to be developed, are located within the 100-year flood plain of Clear Creek. 42 INVESTMENT CONSIDERATIONS General The Bonds, which are obligations of the District and not of the State of Texas, Brazoria County, Texas, the City of Pearland, Texas, or any political subdivision other than the District, are secured by a continuing, direct, annual ad valorem tax, without legal limitation as to rate or amount, on all taxable property located within the District. See "THE BONDS - Source of Payment." The ultimate security for payment of the principal of and interest on the Bonds depends upon the ability of the District to collect from the property owners within the District taxes levied against all taxable property located within the District or, in the event taxes-are not collected and foreclosure proceedings are instituted by the District,upon the value of the taxable property with respect to taxes levied by the District and by other taxing authorities. The District makes no representations that over the life of the Bonds the property within the District will maintain a value sufficient to justify continued payment of taxes by the property owners. The potential increase in taxable valuation of District property is directly related to the economics of the residential housing industry, not only due to general economic conditions, but also due to the particular factors discussed below. 1 Factors Affecting Taxable Values'and Tax Payments - The rate of home construction within'the District is directly related to:the vitality of the residential housing industry. New residential housing construction can be significantly affected by factors such as general economic activity, interest rates; credit availability,construction costs;the level of unemployment and consumer demand. Decreased levels of home construction _ctivity restrict the growth of property values in the District. Although the Distract currently contains a total o ,225 fully developed single-family residential lots on which 1,170 single=family homes have been constructed(including 57 homes under'construction); 55 vacant fully developed lots which are currently available for home construction,and 125 single-family residential lots which are currently under development as described in the sections of this Official Statement entitled"DEVELOPMENT"and "THE SYSTEM," and although there are currently three home building companies constructing homes within the District,the District cannot predict the pace or magnitude of any_future development or home construction in the District in addition to the aforementioned development and home construction which has heretofore taken place in the District. Principal Land Owner's Obligations to the District Lennar Homes of Texas, Inc., a wholly-owned subsidiary of Lennar Corporation(collectively, "Lennar"), a publicly traded corporation whose stock is listed on the New York Stock Exchange, on March 9, 1994, purchased 28 fully developed single-family residential lots plus approximately 193 acres of undeveloped and 21'acres of partially developed land,located within the District. Lennar and/or Lennar through its wholly-owned subsidiary;Friendswood Development Company, has developed Southdown, Sections 5 through 7, and has initiated the development 1 of Southdown, Section 8, consisting of 91 proposed single-family residential lots located in the District.' According to Lennar, it currently anticipates completing the development of Southdown, Section 8 by approximately March 15, 1998. -Lennar currently owns 64 fully developed single-family residential lots, the 91 single-family residential lots which it is currently developing, approximately 21 partially developed acres, and approximately 109 acres of currently undeveloped land located in the District. Lennar is currently constructing homes on the lots which it owns i located in the District. 2621 Loanel,'Ltd. ("JL")-has developed Crystal Lake, Section 1 and has initiated the development of Crystal Lake, Section 2, consisting of 34 single-family residential lots located in the District. According to JL, it anticipates completing the development of Crystal Lake, Section 2 by approximately March 31, 1998. JL has sold 60 of the 103 lots which it has developed in Crystal Lake,,Section 1 to Weekley Homes, Inc. and Morrison Homes, and has contracted to sell the remaining lots which it owns in Crystal Lake, Section 1 and the lots which it expects to develop in Crystal Lake, Section 2' to such home building companies. See "DEVELOPERS," "DEVELOPMENT," "BUILDERS," and "TAX DATA - Principal 1997 Property Owners.i' 43 Although Lennar's current plans for the currently undeveloped acreage which it owns in the District, as reported by Lennar through Friendswood, include the development thereof into single-family residential lots when Lennar's current lot inventory is depleted, Lennar through Friendswood has no obligation to the District to develop any of such land in any particular manner or at all, and may sell the land and lots which it owns in the District at its sole discretion. Moreover, there is no commitment by or legal requirement of JL to the District to develop Crystal Lake, Section 2. In addition, there is no requirement of Lennar, Weekley Homes, Inc., Morrison Homes, or any other home builder to proceed at any particular rate in the construction of homes within the District or at alll. Furthermore, there is no restriction on the right of Lennar, JL, or any of the Builders to sell land or lots owned by them. Therefore, the District can make no representation about the probability of future development or the rate of future home construction activity in the District. See "FUTURE DEVELOPMENT." Maximum Impact on District Tax Rates Assuming no further construction of homes and other taxable improvements within the District other than those which have heretofore been constructed, and no additional development in the District other than the development which has occurred to date, the value of the land and improvements currently located within the District will be major determinant of the ability of the District to collect, and the willingness of District property owners to pay J ad valorem taxes levied by the District. The District levied a tax of$1.12 pre$100 of Assessed Valuation in 1997J The 1997 Assessed Valuation of property within the District is $78,484,590(see "TAX DATA"). After issuance of the Bonds, the Maximum Annual Debt Service Requirement on the.Bonds and the Outstanding Bonds will be $959,168 (2012) and the Average Annual Debt Service Requirements will be $941,160 (1998 through 2012,E inclusive). Assuming no increase to or decrease from the 1997 Assessed Valuation, and no use of other legally available District funds, tax rates of$1.29-and$1.27 per$100 of Assessed Valuation ata 95% collection rate would be necessary to pay the Maximum Annual Debt Service Requirement and the Average Annual Debt Service Requirements,respectively.In addition,the District's Estimated Valuation at November 1, 1997,of property located within the District supplied by the Appraisal District is$91,876,840,reflecting.the estimate:by the Appraisal District of values resulting from the development and construction of taxable improvements from January 1, 1997, through October 31, 1997. Assuming no increase to or decrease from the Estimated Valuation at November 1, 1997, taxi rates of$1.10 and $1.08 per $100 of Assessed Valuation at a 95% tax collection rate would be necessary to pay the Maximum Annual Debt Service Requirement and the Average Annual Debt Service Requirements, respectively, on the Bonds and the Outstanding Bonds. Therefore, the tax rate of$1.12 per $100 of Assessed Valuation which the District levied in 1997 will be sufficient to pay debt service on the Bonds and the Outstanding Bonds without an increase to taxable values in the District beyond the Estimated Valuation at November 1, 1997, assuming thell District will have a tax collection rate of 95%, and the issuance of no additional bonds by the District. See "TAX DATA - Tax Rate Calculations." Increases in the District's tax rate to levels higher than the rate of$1.12 per$100 of Assessed Valuation which the District levied for 1997 may have an adverse impact upon future development within the.District, the future construction of homes and other taxable improvements within the District, and the ability of the District to collect, and the willingness of owners of property located within the District to pay, ad valorem taxes levied by the District. In addition,the collection by the District of delinquent taxes owed to it and the enforcement by a Registered Owner of the District's obligations to collect sufficient taxes may be a costly and lengthy process. See "TAXING PROCEDURES - District's Rights in the Event of Tax Delinquencies." As described in this Official Statement under the caption"TAX DATA - Estimated Overlapping Taxes," the aggregate of the tax levies of all units of government which levy taxes against the property located within the District is $3.395631 per $100 of Assessed Valuation. One must consider the total tax burden of all overlapping jurisdictions imposed upon property located within the District as contrasted with property located in comparable real estate developments to gauge the relative tax burden on property within the District. The tax rate necessary to service the debt issued or to be issued by the District, and the tax rates levied by other overlapping jurisdictions, are subject to numerous uncertainties and variables, and thus the District can give no assurance that the composites tax rates imposed by overlapping jurisdictions,plus the District's tax rate, will be competitive with the tax rates of competing projects. To the extent that the District's composite tax rates are not competitive with competing developments, the growth of property tax values in the District and the investment quality or security of the Bonds could be adversely affected. 44 Tax Collection Limitations The District's ability to make debt service payments may be adversely affected by its inability to collect ad valorem taxes. Under Texas law, the levy of ad valorem taxes by the District constitutes a lien in favor of the District on a parity with the liens of all other state and local taxing authorities on the property against which taxes are levied, and such lien may be enforced .by foreclosure. The District's ability to collect ad valorem taxes through such foreclosure may be impaired by (a) cumbersome, time-consuming and expensive collection procedures, (b) a bankruptcy court's stay of tax collection procedures against a taxpayer, (c)market conditions limiting the proceeds from a foreclosure sale of taxable property or(d)the taxpayer's redemption rights(a taxpayer may redeem property within six(6)months for commercial property and two(2)years for residential and all other types of property after the purchaser's deed issued at the foreclosure sale is filed in the county records.) While the District has a lien on taxable property within theDistrict for taxes levied against such property, such lien can be foreclosed only in a • judicial proceeding. Registered Owners' Remedies and Bankruptcy, In the event of default in the payment of principal of or interest on the Bonds, the Registered Owners have a right to seek a writ of mandamus requiring the District to levy sufficient taxes each year to make such payments. Except for mandamus, the Bond Resolution does not specifically provide for remedies to protect and enforce the interests of the Registered Owners. There is no acceleration of maturity of the Bonds in the event of default and, consequently, the remedy of mandamus may have to be relied upon from year to year. Although the Registered Owners could obtain a judgment against the District, such,a judgment could not be enforced by a direct levy and execution against the District's property. Further, the.Registered Owners cannot themselves foreclose on property within the District or sell property within the District in order to pay the principal of and interest on the Bond4 Since there is no trust indenture or trustee, the Registered Owners would have to initiate and finance the legal process to enforce their remedies. The enforceability of the rights and remedies of the Registered Owners may be limited further by laws relating to bankruptcy, reorganization or other similar laws of general application affecting the rights of creditors of political subdivisions such as the District. In this regard, should the District file a petition for protection from creditors under federal bankruptcy laws, the remedy of mandamus or the right of the District to seek judicial foreclosure of its tax lien would be automatically stayed and could not be pursued unless authorized! by a federal bankruptcy judge. See "THE BONDS - Bankruptcy Limitation to Registered Owners' Rights." The Effect of the Financial Institutions Act of 1989 on Tax Collections of the District The Financial Institutions Reform,Recovery and Enforcement Act of 1989("FIRREA"),contains certain provisions which affect the time for protesting property valuations, the fixing of tax liens and the collection of penalties and interest on delinquent taxes on real property owned by the Federal Deposit Insurance Corporation("FDIC") when the FDIC is acting as the conservator or receiver of an insolvent financial institution. Under FIRREA real property held by the FDIC is still subject to ad valorem taxation, but such act states (i) that no real property of the FDIC shall be subject to foreclosure or sale without the.consent of the FDIC and no involuntary liens shall attach to such property, (ii)the FDIC shall not be liable for any penalties, interest, or fines, including those arising from the failure to pay any real or personal property tax when due and (iii)notwithstanding failure of a person to challenge an appraisal in accordance with state law, such value shall be determined as of the period for which such tax is imposed. There has been no definitive judicial determination of the validity of these provisions of FIRREA or how they are to be construed and reconciled with respect to conflicting state laws. It is also not known whether the FDIC will attempt to claim the FIRREA exemptions as to the time for contesting valuations and tax assessments made prior to and after the enactment of FIRREA. Accordingly, to the extent the FIRREA provisions are valid and applicable to any property in the District, and to the extent that the FDIC attempts to enforce the same, these provisions may { affect the timeliness of collection of taxes on property, if any, owned by the FDI in the District, and may prevent the collection of penalties and interest on such taxes. k ! 45 Marketability The District has no o understanding (other than the initial reoffering yields) with_the Initial Purchaser regarding the reoffering yields-or prices of the Bonds and has no control over the trading of:the Bonds in the secondary market. Moreover, there is no assurance that:a secondary market will be made for the Bonds.;If there is a-secondary market, the difference between the bid and asked price of the Bonds may_be greater than the bid and asked-spread of other bonds generally bought; sold or traded in the secondary market.`See "SALE AND DISTRIBUTION OF THE BONDS." Future Debt • The District has the right to issue the remaining $7,605,000_authorized` but unissued bonds for waterworks, wastewater and drainage facilities and for refunding purposes (see "THE BONDS - Issuance of Additional Debt"), and such additional bonds as may hereafter be approved by both the Board and voters of the District:The District also has the right to issue certain other additional bonds, special project bonds, and other obligations described in the Bond Resolution. All of the remaining $7,605,000 in bonds for waterworks,wastewater and drainage facilities and for refunding purposes which have heretofore been authorized by the voters of the District may be issued by the District from time to time as needed. The issuance of such $7;605,000 in bonds for waterworks, wastewater • and drainage facilities is also subject to TNRCC authorization: The District's Engineer estimates that the aforementioned$7,605,000 authorized bonds which remain unissued will be adequate to finance the construction of all water, wastewater and drainage facilities to provide service to all-of the currently undeveloped portions of the District. If additional bonds are issued in the`future and property values have not increased proportionately; such issuance may increase-gross debt/property valuation ratios and thereby adversely affect the investment-quality or security of the Bonds:and the Outstanding Bonds. Competitive Nature of Houston Residential Housing Market The housing industry in the Houston area is very competitive, and the District can-give no assurance that the building programs which are planned by-Lennar or any future home builder(s)will be continued or completed. The respective competitive positions of Lennar and/or JL, and any other developer and Lennar, Weekley Homes, Inc. and/or Morrison Homes or any other home.builder(s) which might attempt-future home building or development projects in the District in the.sale of developed,lots or in the construction and sale of single-family residential units are affected by most of the factors discussed-in this section,and such competitive positions are directly related to tax revenues received by the District and the growth and maintenance of taxable values in the District. Continuing Compliance with Certain Covenants The Bond Resolution contains covenants by the District intended to preserve the exclusion from gross income of interest on the Bonds. Failure of the District to comply with such covenants on a continuous basis prior to maturity of the Bonds could result in interest on the Bonds becoming taxable retroactively to the date of original issuance. See "LEGAL MATTERS - Tax Exemption." Approval of the Bonds As required by law, engineering plans, specifications and estimates of construction costs for the facilities and services to be purchased or constructed by the District with the proceeds of the Bonds have been approved, subject to certain conditions, by the TNRCC. See "THE BONDS -- Use-and Distribution of Bond Proceeds:" In addition, the Attorney General of Texas must approve the legality of the Bonds prior to their delivery. Neither the TNRCC nor the Attorney General of Texas passes upon or guarantees the security of the Bonds as an investment, nor have the foregoing authorities passed upon the adequacy or accuracy of the information contained in this Official Statement. 46 Analysis of Tax Base The following table illustrates-the:composition,of property located within the District during the past nine years. .1997 - • 1996: .-• 1995 _ Assessed Value % Assessed Value % Assessed Value % Type of Property Land $20,735,130 26.42% $16,053,320 ` 24.98% $12,046,740 21.44% Improvements 57,234,400 72.91 47,786,360� 74.37 43,621,360 . 77.64 Personal Property 1,113,600 1.43 956,460 / 1.49 953;960 1.70 Exemptions (598,540) (0.76) (541,6607 (0.84) (436,000) �- (0.78) TOTAL. $78,484,590 100.00% -$64,254,480 100.00% $56,186,060 100.00% t- �- 1994 • 1993 1992 _ • Assessed Value % Assessed Value % . Assessed Value Type of Property Land $11,395,650 22.58% $ 7,008,740 18.10% $ 6,806,450 19.34% Improvements 38,585,310 76.44 31,080,260 80.25 27,709,190 78.74 Personal Property 992,030 1.96 878,340 2.27 892,390 2.54 Exemptions -(496,330) (0.98) (237,620) (0.62) (216,120) (0.61) TOTAL $50,476,660 / 100.00% $38,729,720 100.00% $35,191,910. 100.'00% N Ino mturip 1991 • 1990 1989 - Assessed Value % Assessed Value % Assessed-Value' % Type of Property Land $7,078,960 22.35% $ 7,662,400 25.79% $.9,180,610 29.48% Improvements 23;856,290 ' • 75.31 1 -'21,353,270 71.86 21,280,390 68.34 Personal Property 965,300 3.05 - 913,010 • 3.07 • 894,070 2.87 Exemptions (225,120) (0.71) (215,1201 (0.72) (215,620) _ (0.69) TOTAL $31,6X5,430 100.00% $29,713,560 100.00% $31,139,450 100.00% 35 LEGAL MATTERS Legal Opinions- Delivery of the Bonds will be accompanied by the unqualified approving legal opinion of the Attorney General of Texas as recorded in the Bond Register of the Comptroller of Public Accounts of the State of Texas, to the effect that the Bonds are valid and binding obligations of the District under the Constitution and laws of the State of Teas, and all taxable property within the District is subject to the levy of ad valorem t es to pay the same, without legal limitation as to rate or amount, based upon examination of a transcript of cert. ed proceedings held incident to the issuance and authorization of the Bonds, and-the approving legal opinion Coats, Rose, Yale, Holm, Ryman & Lee,`-P.C., Bond Counsel for the District, to a like effect. Such opinions express no opinion with respect to the sufficiency of the security for or the marketability of the Bonds: Bond Counsel's opinion also will address the matters-described below under "Tax Exemption." ' Bond Counsel has reviewed the information appearing in this Official Statement under "THE BONDS - General" -"Assignments, Transfers and Exchanges," "Redemption of Bonds," - "Replacement of Registrar," - "Authority for Issuance," - "Source of Payment," - "Issuance of Additional Debt," - "No Arbitrage," - "Annexation and Consolidation," - "Registered Owners' Remedies," - "Legal Investment and Eligibility to Secure Public Fund in Texas," and="Defeasance," "THE DISTRICT-'Authority"and"Attorney," "TAXING PROCEDURES," "LEGAL MATTERS-- Tax-Exemption," "-Tax Accounting Treatment of Original Issue Discount Bonds," and "-Qualified Tax-Exempt Obligations- Purchase of the Bonds by Financial Institutions" and "CONTINUING DISCLOSURE OF INFORMATION" solely to determine whether such information, insofar as it relates-to matters of law, is tine and correct and whether such information fairly summarizes matters of law,the provisions of the documents referred to therein and conforms to the provisions of the Order of the`TNRCC-approving the Bonds and to the requirements of Pearland with respect to the sale of the-Bonds. Bond Counsel has not, however, independently verified any of the factual information contained in this Official Statement nor has it conducted an investigation of the affairs of the District for the purpose of passing upon the accuracy or completeness of this Official Statement. No person is entitled to rely upon.Bond Counsel's limited participation as an assumption of responsibility for or an expression of o inion of any kind with regard to the accuracy or completeness of any information contained herein, other than matters discussed immediately above. Coats, Rose, Yale, Holm, Ryman&Lee, P.C., also serves as general counsel to the District on matters other than the issuance of bonds. The legal fees paid to Bond Counsel for services rendered in connection with the issuance of the Bonds are based on a percentage of the bonds actually issued, sold and delivered and, therefore, such fees are contingent upon the sale and delivery of the Bonds. - - No-Litigation Certificate The District will furnish the Initial Purchaser a certificate, executed by the President and Secretary of the Board, and-dated as of the date of delivery of the Bonds, that to their knowledge; no litigation is pending or threatened affecting the validity of the Bonds, or the levy and/or collection of taxes for the payment thereof, or the organization or boundaries of the District, or the title of the officers thereof to their respective offices. Tax Exemption- - i In the opinion of Coats, ose, Yale, Holm, Ryman & Lee, P.C., Bond Counsel, (i) interest on the Bonds is excludable from gross income for federal income tax purposes under existing law and(ii)the Bonds are not"private activity bonds"under the Internal Revenue Code of 1986, as amended (the "Code"), and interest on the Bonds will not be subject to the alternative minimum tax on individuals and corporations, except as described below in the discussion regarding the adjusted current earnings adjustment for corporations. 47 The Code imposes a number of requirements that must be satisfied for interest on state or local obligations, such as the Bonds, to be excludable from gross income for federal income tax purposes. These requirements include limitations on the use of Bond proceeds and the source of repayment of bonds, limitations on the investment of bond proceeds prior to expenditure, a requirement that excess arbitrage earned on the investment of bond proceeds be paid periodically to the United States and a requirement that the District file an information report with the Internal Revenue Service. The District has covenanted in the Bond Resolution that it will comply with these requirements. Bond Counsel's opinion will assume continuing compliance with the covenants of the Bond Resolution pertaining to those sections of the Code which affect the exclusion from gross income of interest on the Bonds for federal income tax purposes and, in addition,will rely on representations by the District and the Underwriter with respect to matters solely within the knowledge of the District and the Underwriter, respectively, which Bond Counsel has not independently verified. If the District should fail to comply with the covenants in the Bond Resolution or the report or if the foregoing representations should be determined to be inaccurate or incomplete, interest on the Bonds could become taxable from the date of delivery of the Bonds, regardless of the date on which the event causing such taxability occurs.. The Code also imposes a 20% alternative minimum tax on the "alternative minimum taxable income" of a corporation(other than any S corporation,regulated investment company, FASIT, REIT, or REMIC),if the amount of such alternative minimum tax is greater than the amount of the corporation's regular income tax. Generally, for taxable years beginning after 1989, a corporation's alternative minimum taxable income includes 75% of the amount by which a corporation's "adjusted current earnings" exceeds its other "alternative minimum taxable income." Because interest on tax-exempt obligations, such as the Bonds, is included in the corporation's "adjusted current earnings," 'ownership of the Bonds could subject a corporation to alternative minimum tax consequences. Under the Code, taxpayers are required to report on their returns the amount of tax-exempt interest, such as interest on the Bonds, received or accrued during the year. Except as stated above, Bond Counsel will express no opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership, or disposition of, the Bonds. Prospective purchasers of the Bonds should be aware that the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions,life insurance and property and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, owners of interests in a FASIT, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corporations doing business in the United States may be subject to the "branch profits tax" on their effectively-connected earnings and profits, including tax-exempt interest such as interest on the Bonds. These categories of prospective purchasers should consult their own tax advisors as to the applicability of these consequences. . Bond Counsel's opinions are based on existing law, which is subject to change. Such opinions are further based on Bond Counsel's knowledge of facts as of the date thereof. Bond Counsel assumes no duty to update or supplement its opinions to reflect any facts or circumstances that may thereafter come to Bond Counsel's attention or to reflect any changes in any law that may thereafter occur or become effective. 48 Tax Accounting Treatment of Discount and Premium on Certain Bonds The initial public offering price of the Bonds maturing in the years 2009 through 2015, inclusive, (the "Discount Bonds") is less than the amount payable on such Bonds at maturity. An amount equal to the difference between the initial public offering price of a Discount Bond(assuming that a substantial amount of the Discount Bonds'of that maturity are sold to the public at,such price) and the amount payable at maturity constitutes original_issue discount to the initial purchaser of such Discount Bond. .A portion of such original discount allocable to the holding period of such Discount Bond by the initial purchaser will,,upon the disposition of such Discount Bond(including by reason of its payment at maturity), be treated as interest excludable from gross income, rather than as taxable. gain, for federal income tax purposes, on.the same terms and conditions as those for other interest on the Bonds described above under "TAX EXEMPTION". Such interest is considered to be accrued actuarially in accordance with the constant interest method over the life a Discount Bond, taking into account the semiannual compounding of accrued interest, at.the yield to maturity on such Discount Bond and generally will be allocated to an initial purchaser in a different amount from the amount of the payment denominated as interest actually received by the initial purchaser during his taxable year. However, such interest may be required to be taken into account in determining the alternative minimum taxable income of a corporation, for purposes of calculating a corporation's alternative minimum tax imposed by Section 55 of the Code, and the amount of the branch profits tax applicable to certain foreign corporations doing business in the United States, even though there will not be a corresponding cash payment. In addition,the accrual of such interest may result in certain other collateral federal income tax consequences to, among others, financial institutions,life insurance companies,property and casualty insurance companies, "S" corporations with"subchapter C" earnings and profits, individual recipients of Social Security or Railroad Retirement benefits,owners of interests in a FASIT, individuals otherwise qualifying for the earned income tax credit, and taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry, or who have paid or incurred certain expenses. allocable to, tax-exempt obligations. Moreover, in the event of,the redemption,,sale or other taxable.disposiuon of a Discount Bond by the initial owner prior to maturity, the.amount realized by such owner,in excess of the basis of such Discount Bond in the hands of such owner (adjusted upward by the portion of the original issue discount allocable to the period for which such Discount Bond was held).is includable in gross income. Owners of Discount Bonds should consult with their own tax advisors with respect to the determination for federal income tax purposes of accrued interest upon disposition of Discount Bonds and with respect to the state and local tax consequences of owning Discount Bonds. . It is possible that, under applicable provisions governing determination of state and local income taxes, accrued interest on Discount Bonds may be deemed to be received in the year of accrual even though there will not be a corresponding cash payment. The initial public offering price of the Bonds maturing in the years 1999 through 2002, inclusive, (the "Premium Bonds"), is greater than the amount payable on such Bonds at maturity.. An amount equal to the difference between the initial public offering price of a Premium Bond (assuming that a substantial amount of the Premium Bonds of that maturity are sold to the public at such price),and the amount payable at maturity constitutes premium to the initial purchaser of such Premium Bond. The basis for federal income tax purposes of a Premium Bond in the hands of such initial purchaser may be reduced each year by the amortizable bond premium. Such reduction in l asis will increase the amount of any gain or decrease the amount of any loss to be recognized for federal income tax purposes upon the sale or other taxable disposition of a Premium Bond. The amount of. premium which is amortizable each year by an initial purchaser is determined by using such purchaser's yield to maturity. Purchasers of the Premium Bonds should consult with their own tax advisors with respect to the determination of amortizable bond premium with respect to the state and local tax consequences of owning Premium Bonds. 49 QUALIFIED TAX-EXEMPT OBLIGATIONS. Section 265 of the Code provides, in general, that interest expense incurred to acquire or carry tax-exempt obligations is not deductible from the gross income of the owner thereof. In addition, interest expense incurred by certain owners that are "financial institutions" within the meaning of such section and which is allocable to tax- exempt obligations acquired after August 7, 1986, is completely disallowed as a deduction for taxable years beginning after December 31, 1986. Section 265(b) of the Code provides an exception to this rule for interest expense incurred by financial institutions and allocable to tax-exempt obligations(other than private activity bonds) which are designated by an issuer, such as the District; as "qualified tax-exempt obligations." An issue may be designated as "qualified tax-exempt obligations"only where the amount of such issue, when added to all other tax- exempt obligations(other than private activity bonds) issued or reasonably anticipated to be issued by the issuer during the same calendar year, does not exceed $10,000,000. - The District has, pursuant to the Bond Resolution, designated the Bonds as "qualified tax-exempt obligations" and certified its expectation that the above-described $10,000,000 ceiling will not be exceeded. Accordingly, it is anticipated that financial institutions that purchase the Bonds will not be subject to the 100 percent disallowance of interest expense allocable to interest on the Bonds under section 265(b) of the Code. However, 20 percent of the interest expense incurred by a financial institution which is allocable to the interest on the Bonds would not be deductible pursuant to section 291 of the Code. • OFFICIAL STATEMENT General The information contained in this Official Statement has been obtained primarily from the District's records, the Engineer, the Developer, the Tax Assessor/Collector and other sources believed to be reliable; however, no representation is made as to the accuracy or completeness of the information contained herein, except as described below. The summaries of the statutes, resolutions and engineering and other related reports set forth herein are included subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions and reference is made to such documents for further information. - Experts The information contained in the Official Statement relating to engineering and to the description of the System, and, in particular, that engineering information included in the sections entitled "THE BONDS - Use and Distribution of Bond Proceeds," "THE DISTRICT" and "THE SYSTEM"has been provided by Ferro-Saylors, Inc. and has been included herein in reliance upon the authority of said firm as experts in the field of civil engineering. The information contained in this Official Statement relating to assessed valuations of property generally and, in particular, that information concerning principal taxpayers, tax collection rates'and valuations contained in the sections captioned "TAX DATA" and "DISTRICT DEBT" has been provided by the Brazoria County Appraisal District and Wallace P. Hutchinson. The District has included certain information herein in reliance upon Mr. Hutchinson's authority as an expert in the field of tax assessing and real property appraisal. e Dist ' • manci statements for the fiscal year ended September 30, 1997,were prepared by McC Gibson & Company, PLLC, Certified Public Accountants, and have been included he ' " B"'. Mc , LLC,Certified Public Accountants, as consented to the publication of such financial statements in this Official Statement. 50 Certification as to Official Statement The District, acting by and through its Board of Directors in its official capacity and in reliance upon the experts listed above, hereby certifies, as of the date hereof,that to the best of its knowledge and belief, the information, statements and descriptions pertaining to the District and its affairs herein contain no untrue statements of a material fact and do not omit to state any material fact necessary to make the statements herein; in light of the circumstances under which they were made, not misleading.The information,descriptions and.statements concerning entities other than the District, including particularly other governmental entities, have been obtained from sources believed to be reliable, but the District has made no independent investigation or verification of such matters and makes no representation as to the accuracy or completeness thereof. Updating of Official Statement If, subsequent to the date of the Official Statement, the District learns, through the ordinary course of business d without undertaking any investigation or examination for such purposes, or is notified by the Initial Purchaseri of any adverse event which causes the Official Statement to be materially misleading, and unless the Initial Purchaser elects to terminate its obligation to purchase the Bonds, the District will promptly prepare and supply to the Initial Purchaser an appropriate-amendment or supplement to the Official Statement satisfactory to the Initial Purchaser; provided, however, that the obligation of the District to so amend or supplement the Official Statement will terminate when the District delivers the Bonds to the Initial Purchaser, unless the Initial Purchaser notifies the District in writing on or before such date that less than all of the Bonds have been sold to ultimate customers, in which case the District's obligations hereunder will extend for an additional period of time (but not more than 90 days after the date the District delivers the Bonds) until all of the Bonds have been sold to ultimate customers. Official Statement "Deemed Final" . For purposes of compliance with Rule 15c(2)-12 of the Securities and Exchange Commission, this document, as the same may be supplemented or corrected by the District from time to time, may be treated as an Official Statement with respect to the Bonds described herein and is "deemed final" by the District as of the date hereof(or of anysuch supplement or correction) except for the omission of certain information referred to in the succeeding paragraph. . The Official Statement, when further supplemented by adding information specifying the interest rates and certain other information relating to the Bonds, shall constitute a "FINAL OFFICIAL STATEMENT" of the District with respect to the Bonds, as that term is defined in Rule 15c(2)-12. . CONTINUING DISCLOSURE OF INFORMATION The offering of the Bonds qualifies for the Rule 15c2-12(d)(2) exemption from Rule 15c2-12(b)(5) regarding the District's continuing disclosure obligations because the District has not issued more than$10,000,000-in aggregate amount of outstanding bonds and no person is committed by contractor other arrangement with respect to payment of the Bonds. As required by the exemption,however, the District in the Bond Resolution has made the following agreement for the benefit of the holders and beneficial owners of the Bonds. The District is required to observe the agreement for so long as it remains obligated to advance funds to pay the Bonds. Under the agreement the District will be obligated to provide certain updated financial information and operating data annually, and timely notice of specified material events, to certain information vendors. This information will be available to securities brokers and others who subscribe to receive the information from the vendors. 51 Annual Reports- The District will provide certain financial information and operating data which is customarily prepared by the District and is publicly available, upon request of any person, or annually to the appropriate state information depository. The financial information and operating data which will be provided is found in "APPENDIX B." Under Texas Law, the District must keep its fiscal records in accordance with generally accepted accounting principles,must have its financial accounts and records audited by a certified public accountant within 120 days after the close of each fiscal year of the District, and must file each audit report with the TNRCC within 135 days after the close of the fiscal year. The District's fiscal records and audit reports are available for public inspection during regular business hours, and the District and the TNRCC are required by law to provide a copy of the District's audit reports to any member of the public within a reasonable time on request, upon payment of applicable copying charges. Requests for copies should be addressed to the District in care of Coats, Rose, Yale, Holm, Ryman & Lee, P.C., Houston, Texas. The District will update and provide this information to any state information depository("SID") that is designated by the State of Texas and approved by the staff of the United States Securities and Exchange Commission ("SEC") within six months after the end of each of its fiscal years ending in or after 1998. The District's current fiscal year end is September 30 Accordingly, it must provide updated information by March 31 in each year, unless the District changes its fiscal year. If the District changes its fiscal year, it will notify any SID of the change. Material Event Notices The District will also provide timely notices of certain events to certain information vendors. The District will provide notice of any of the following events with respect to the Bonds, if such event is material to a decision to purchase or sell Bonds: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves reflecting financial difficulties; (4) unscheduled draws on credit enhancements reflecting financial difficulties; (5) substitution of credit or liquidity providers, or their failure to perform; (6)adverse tax opinions or events affecting the tax-exempt status of the Bonds; (7)modifications to rights of holders of the Bonds; (8) Bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment of the Bonds; and(11)rating changes. Neither the Bonds nor the Bond Resolution makes any provision for debt service reserves or liquidity enhancement. In addition,the District will provide timely notice of any failure by the District to provide information,data, or financial statements in accordance with its agreement described above under "Annual Reports." The District will provide each notice described in this paragraph to any SID and to either each nationally recognized municipal securities information repository ("NRMSIR") or the Municipal Securities Rulemaking Board ("MSRB").. Availability of Information From NRMSIRs and SID The District has agreed to provide the foregoing information only to the information vendors described above. The information will be available to holders of Bonds only if the holders comply with the procedures and pay the charges established by such information vendors or obtain the information through securities brokers who do so. The Municipal Advisory Council of Texas (the "MAC") has been designated by the State of Texas as a SID. In a no-action letter dated August 29, 1995, the staff of the Division of Market Regulation of the SEC indicated that it would not recommend that the SEC take enforcement action against a "Participating Underwriter" pursuant to the Rule if the Participating Underwriter reasonably determines that an issuer of municipal securities or an obligated = person located in the State has undertaken to provide the disclosure information required under the Rule to the MAC. The address of the Municipal Advisory Council is 600 West 8th Street, P.O. Box 2177, Austin, Texas 78768-2177, and its telephone number is 512/476-6947. 52 Limitations and Amendments The District has agreed to update information and to provide notices of material events only as described above. The District has not agreed to provide other information that may be relevant or material to a complete presentation of its financial results of operations, condition, or prospects or agreed to update any information that is provided, except as described above. The District makes no representation or warranty concerning such information or concerning its usefulness to a decision to invest in,or sell Bonds at any future date. The District disclaims any contractual or tort liability for damages resulting in whole or in part from any breach of its continuing disclosure agreement or from any statement made pursuant to its agreement, although holders or beneficial owners of Bonds may seek a writ of mandamus to compel the District to comply with its agreement. The District may amend its continuing disclosure agreement to adapt to changed circumstances that arise from a change in legal requirements, change in law, or change in the identity, nature, status or operations of the District but only if the agreement, as amended, would have permitted an underwriter to purchase or sell Bonds in the offering described herein in compliance with the Rule, taking into account any amendments and interpretations of the Rule to the date of such amendment as well as changed circumstances and either the holders of a majority in aggregate principal amount of the outstanding Bonds consent or any person unaffiliated with the District (such as nationally recognized bond counsel) determines that the amendment will not materially impair the interests of the beneficial owners of the Bonds. The District may also amend or repeal the agreement if the SEC amends or repeals the applicable provisions of the Rule or a court of final jurisdiction determines that such provisions are invalid but in either case only to the extent that its right to do so would not prevent the Underwriter from lawfully purchasing the Bonds in the offering described herein. If the District so amends the agreement, it has agreed to include with any financial information or operating data next provided in accordance with its agreement described above under "Annual Reports," an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of operating data and financial information so provided. Compliance With Prior Undertakings The District has not previously made a continuing disclosure agreement in accordance with the Rule. This Official Statement was approved by the Board of Directors of Brazoria County Municipal Utility District No. 5 as of the date shown on the first page hereof. /s/ Ricki A. Willoughby President, Board of Directors Brazoria County Municipal Utility District No. 5 ATTEST: /s/ Kelly C. Flanagan Secretary, Board of Directors Brazoria County Municipal Utility District No. 5 53 APPENDIX A LOCATION MAP U1.46 gi)1 CITY OF ' HOUSTON •OP 610. I.N.IO C0 • `hTY rj, 11111111; CLEAR BRAZORIA CO. _//L ` %////// PEARLpNO E BRAZORIA COUNTY ' ! ' •• c E M.U.D NO.5 FII.ele 11• I F.w.33441 • O Oaf : ! • �.rr �eau � ALVIN APPENDIX B t � BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 BRAZORIA COUNTY, TEXAS ANNUAL FINANCIAL REPORT SEPTEMBER 30, 1997 TABLE . OF CONTENTS EXHIBIT INDEPENDENT AUDITOR' S REPORT GENERAL PURPOSE FINANCIAL STATEMENTS COMBINED BALANCE SHEET - ALL GOVERNMENTAL FUNDS AND ACCOUNT GROUPS A • COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUNDS B STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - GENERAL FUND AND SPECIAL REVENUE FUND C COMBINING AND INDIVIDUAL FUND STATEMENTS NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS D SUPPLEMENTAL INFORMATION (SEE SEPARATE SUMMARY OF SUPPLEMENTAL SCHEDULES AND INDEPENDENT AUDITOR' S REPORT ON SUPPLEMENTAL INFORMATION) .� 1 1 I' McCALL & COMPANY • Certified Public Accountants I I _ I - _ Member(American i 13405 Northwest Fwy. Institutq of Certified Suite 204 Public Accountants i Houston,Texas 77040 1 (713)462-0341 Texas Society of f Fax (713)462-2708 Certified Public 1` E-Mail:mmccall@accesscomm.net Accountants f /, Board of Directors ' Brazoria County Municipal Utility District No. 5 Brazoria County, Texas Independent Auditor' s Report We have audited the General Purpose Financial Statements of Brazoria County Municipal Utility District No. 5 at September 30, 1997, and for the year then ended, as listed in the preceding Table of ConI � tents . The General Purpose Financial Statements are the responsibil- ' ity of the management of the District. Our responsibility is to express an opinion on the General Purpose Financial Statements b sed upon an audit . - We have conducted the audit in accordance 'with:_genetally accepted i auditing- standards . These audit standards require that we plan 4nd perform the audit to obtain reasonable assurance about- whether the General Purpose Financial Statements are, free of material misstate- ments . An audit includes examining, on a- test basis, -evidence siip- ' 1 porting the amounts and disclosures in the financial statements . An- audit also includes assessing the accounting principles used and sig- nificant estimates- made by management, as well as evaluating. the overall General Purpose Financial Statement presentation. We believe i the -audit provides a reasonable 'basis:for the opinion presented.' In our opinion,- the General Purpose Financial Statements referred to above present fairly, in all material respects, the financial posi'- tion of Brazoria tounty Municipal Utility District No. 5 as of September 30, 1997, and the results of its operations for the year then ended, in conformity with generally accepted accounting princi- ples . • McCall & Company Certified- Public Accountants . January 14, 1998 ! APPIIIIMMIIMIESENNIPIEFRMNIFILF.^"\ BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 COMBINED BALANCE SHEET - ALL GOVERNMENTAL FUNDS AND ACCOUNT GROUPS SEPTEMBER 30, 1997 Governmental Special ASSETS General Revenue Cash, Note 5 $ 47, 798 $ 20, 644 Temporary Investments - Note 5 402, 563 53 , 353 Receivables : Taxes Service Accounts (Net of Reserve for Doubtful Accounts of $300) _ 44, 804 Other 8, 164 Due from Developers 3 , 626 Due from Other Funds, Notes 8 and 9 24, 327 8, 573 Due from Other Governmental Unit, Note 8 148 _ 8, 280 Prepaid Expenditures 911 Advance for Regional Wastewater Treatment Plant Operations, Note 9 11, 638 Advance for Joint Water Plant Operations, Note 8 10, 096 General Fixed Assets, Note 6 Amount Available in Debt Service Fund Amount to be Provided- for Retirement - of General Long-Term Debt TOTAL ASSETS $ 549, 538 $ 95, 387 EXHIBIT A Page 1 of 2 Fund:Types Account Groups General - General - - Total Debt Capital Long-Term Fixed (Memorandum Service Protects Debt Assets Only) $ 30,362 $ 30 $ $ $ 98, 834 329, 865 1, 190, 614 1, 976, 395 • 5, 130 - 5, 130 44,804 8, 164 - 3, 626 404 33, 304 139, 307 147, 735 911 11, 638 10, 096 7, 391, 100 7,391J100 358, 034 3581034 7 ,246, 966 7, 246, 966 $ 365, 357 $ 1, 330, 355 $ 7, 605, 000 $ 7, 391, 100 $17, 336{, 737 The accompanying NOTES TO GENERAL. PURPOSE FINANCIAL STATEMENTS are an integral part of this report . BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMBINED BALANCE SHEET - ALL GOVERNMENTAL FUNDS AND ACCOUNT GROUPS SEPTEMBER 30, 1997 Governmental Special LIABILITIES AND FUND EQUITY General Revenue LIABILITIES : Accounts Payable $ 30, 621 $ 15, 044 Contract Payable Retainage Payable Due to Other Funds 8, 573 24, 731 Due to Other Governmental Unit, Notes 9 and 10 3 , 902 19, 286 Due to Developer Advances from Participants, Notes 8 and 9 36, 326 Security Deposits 53 , 520 Deferred Revenue Bonds Payable, Note 3 TOTAL LIABILITIES $ 96, 616 $ 95 , 387 FUND EQUITY: Investment in General Fixed Assets, Note 6 $ $ Fund Balances : Reserved for Authorized Construction: Bond Proceeds Net Investment Revenues Reserved for Debt Service Reserved for Water and Sewer Plant Operations 21, 734 Unreserved - Undesignated 431, 188 TOTAL FUND EQUITY $ 452 , 922 $ -0- TOTAL LIABILITIES AND FUND EQUITY $ 549, 538 $ 95, 387 EXHIBIT A Page 2 of 2 Fund Types Account Groups General General Total Debt Capital Long-Term Fixed (Memorandum Service Protects Debt Assets Only) $ 2, 193 $ 5, 671 $ $ $ 53,529 114, 731 114, 731 32 , 440 32,440 33 , 304 23 , 188 4, 823 4, 823 36, 326 53 , 520 5, 130 5, 130 7, 605, 000 7 , 605 , 000 $ 7, 323 $ 157, 665 $ 7, 605, 000 $ -0- $ 7, 961, 991 $ $ $ $ 7, 391, 100 $ 7, 391, 100 1, 038 , 246 1, 038, 246 134, 444 134, 444 358, 034 358, 034 21, 734 431, 188 $ 358 , 034 $ 1, 172 , 690 $ -0- $ 7, 391, 100 $ 9, 374, 746 $ 365, 357 $ 1, 330, 355 $ 7, 605, 000 $ 7, 391, 100 $17, 336, 737 The accompanying NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS are an integral part of this report . BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,. 1997 Governmental General REVENUES : Taxes $ Water Service 203, 085 Sewer Service 177, 349 Penalty and Interest 13 , 509 Tap Connection and Inspection Fees 94, 633 Investment Revenues 21, 524 Miscellaneous Revenues 1, 852 TOTAL REVENUES $ 511, 952 EXPENDITURES : Current : Professional Fees $ 28, 755 Contracted Services - - 83 , 794 Purchased Water Service, Note 8 - 45, 426 Purchased Sewer Service, Note 9 117, 648 Utilities 2, 660 Repairs and Maintenance 63, 968 Insurance - 4, 444 Other Operating Expenditures 40, 092 Capital Outlay 56, 908 Debt Service : Bond Principal Bond Interest TOTAL EXPENDITURES $ 443 , 695 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES $ 68, 257 FUND BALANCES - OCTOBER 1, 1996 384 , 665 FUND BALANCES - SEPTEMBER 30, 1997 • $ 452, 922 EXHIBIT B Fund Types Total Special Debt Capital (Memorandum Revenue Service Projects Only) $ $ 715, 996 $ $ 715, 996 79, 559 282, 644 202 , 649 379, 998 3 , 470 16, 979 94, 633 3 , 757 29, 698 63 , 942 118, 921 1,,852 $ 285, 965 $ 749, 164 $ 63 , 942 $ 1, 611, 023 $ 7, 447 $ 4,415 $ $ 40, 617 25, 313 21, 500 130, 607 45,1426 117) 648 75,483 78) 143 94, 964 158) 932 4, 347 8j791 76, 772 1, 299 30 118j193 1, 639 60, 517 119; 064 205, 000 205, 000 509, 080 509, 080 $ 285, 965 $ 741 , 294 $ 60 , 547 $ 1, 531, 501 $ , $ 7, 870 $ 3, 395 $ 79, 522 350, 164 1, 169, 295 1, 904, 124 $ -0- $ 358, 034 $ 1, 172 , 690 $ 1, 983, 646 The accompanying NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS are an integral part of this report . BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - GENERAL FUND - AND SPECIAL REVENUE FUND FOR THE YEAR ENDED SEPTEMBER 30, 1997 General Fund Variance Favorable Budget Actual (Unfavorable) REVENUES : Water Service $190, 000 $203 , 085 $ 13 , 085 Sewer Service 166, 000 177, 349 11, 349 Penalty and Interest 12 , 000 13 , 509 1, 509 Tap Connection and Inspection Fees 43 , 500 94, 633 51, 133 Investment Revenues 16, 000 21, 524 5, 524 Miscellaneous Revenues 1, 200 1, 852 _ 652 TOTAL REVENUES $428, 700 $511 , 952 $ 83 , 252 EXPENDITURES : Professional Fees $ 36, 000 $ 28, 755 $ 7, 245 Contracted Services 72, 100 83 , 794 (11, 694) Purchased Water Service 35, 470 45, 426 (9, 956) Purchased Sewer Service 130, 770 117, 648 13 , 122 Utilities 1, 600 2, 660 (1, 060) Repairs and Maintenance 34, 000 63 , 968 (29, 968) Insurance 5, 000 4,444 556 Other Operating Expenditures 25, 150 40, 092 (14, 942) Capital Outlay 20 , 000 56, 908 (36, 908) TOTAL EXPENDITURES $360 , 090 $443 , 695 $ (83 , 605) EXCESS OF REVENUES OVER (UNDER) EXPENDITURES $ 68, 610 $ 68, 257 $ (353) FUND BALANCE - OCTOBER 1, 1996 384, 665 384 , 665 FUND BALANCE - SEPTEMBER 30, 1997 $453, 275 $452, 922 $ (353) EXHIBIT C Special Revenue Fund Totals (Memorandum Only) Variance Variance Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorble) $ 68, 975 $ 79, 559 $ 10, 584 $258, 975 $282 , 644 $ 23 , 669 230, 476 202, 649 (27, 827) 396, 476 379, 998 (16,478) 12 , 000 13, 509 1, 509 43 , 500 94, 633 51, 133 3 , 757 3 , 757 16, 000 25, 281 9,281 1, 200 1 , 852 652 $299,451 $285, 965 $ (13 , 486) $728, 151 $797, 917 $ 69, 766 $ 17, 950 $ 7, 447 $ 10, 503 $ 53 , 950 $ 36, 202 $ 17, 7 8 23 , 370 25, 313 (1, 943) 95,470 109, 107 (13 , 637) 35,470 45,426 (9, 956) 130, 770 117, 648 13 , 122 65, 660 75,483 (9-, 823) 67, 260 78, 143 (10, 883) 113, 525 94, 964 18, 561 147, 525 158, 932 (11,407) 4, 750 4, 347 403 9, 750 8, 791 959 69, 230 76, 772 (7, 542) 94, 380 116, 864 (22, 484) 5, 000 1, 639 3 , 361 25 , 000 58, 547 (33 , 547) $299,485 $285, 965 $ 13 , 520 $659, 575 $729, 660 $ (70 , 085) $ (34) $ -0- $ 34 $ 68, 576 $ 68, 257 $ (319) 384 , 665 384, 665 $ (34) $ -0- $ 34 $453,241 $452 , 922 $ (319) The accompanying NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS are an integral part of this report . (THIS PAGE INTENTIONALLY LEFT BLANK) BkAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 COMBINING AND INDIVIDUAL FUND STATEMENTS SEPTEMBER 30, 1997 (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 SPECIAL REVENUE FUNDS COMBINING BALANCE SHEET SEPTEMBER 30, 1997 Wastewater Treatment Water ASSETS Plant Plant Totals Cash $ 19, 663 $ 981 $ 20, 6i4 Temporary Investments - At Cost 51, 830 1, 523 53 , 353 Due from Developers 3 , 626 3, 626. Due from Other Funds 8, 573 8, 573 Due from Other Governmental Unit 8, 280 8, 280 Prepaid Expenditures 911 0 911 TOTAL ASSETS $ 72 ,404 $ 22, 983 $ 95, 387 LIABILITIES AND FUND EQUITY Liabilities : Accounts Payable $ 8, 707 $ 6, 337 $ 15, 0 4 Due to Other Funds 24, 327 404 24, 73�1 Due to Other Governmental Unit 19, 286 19,286 Advances from Participants 20 , 084 16, 242 36, 326 TOTAL LIABILITIES $ 72 , 404 $ 22 , 983 $ 95, 387 FUND BALANCE Fund Balances : Unreserved - Undesignated $ -0- $ -0- $ -0- TOTAL LIABILITIES AND FUND BALANCE $ 72,404 $ 22 , 983 $ 95, 387 (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 SPECIAL REVENUE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE SEPTEMBER 30, 1997 • Wastewater - Treatment Water Plant Plant Totals REVENUE: Water Service $ $ 79, 559 $ 79, 559 Sewer Service 202 , 649 202, 049 Investment Revenues 3 , 332 425 3 , 757 TOTAL REVENUES $205, 981 $ 79, 984 $285, 965 EXPENDITURES : Professional Fees • $ 4, 135 $ 3, 312 $ 7,447 Contracted Services 23 , 517 1, 796 . 25, 313 Utilities 43 , 194 32, 289 75083 Repairs and Maintenance 68, 067 26, 897 - 94, 964 Insurance 2 , 379 1, 968 4, 347 Other Operating Expenditures 64, 689 12 , 083 76, 772 Capital Outlay 1, 639 1, 6II39 TOTAL EXPENDITURES $205, 981 $ 79, 984 $285, 65 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES FUND BALANCE - OCTOBER 1, 1996 FUND BALANCE - SEPTEMBER 30, 1997 $ -0- $ -0- $ -0- II BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SPECIAL REVENUE FUNDS COMBINING STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL SEPTEMBER 30, 1997 WASTEWATER TREATMENT PLANT Variance Favorable Budget Actual (Unfavorable) REVENUES : Water Service $ $ $ Sewer Service 230, 476 202 , 649 (27, 827) Investment Revenues 3 , 332 3 , 332 TOTAL REVENUES $230 , 476 $205, 981 $ (24 , 495) EXPENDITURES : Professional Fees $ 12, 500 $ 4, 135 $ 8, 365 Contracted Services 21, 720 23 , 517 (1, 797) Utilities 33, 360 43, 194 (9, 834) Repairs and Maintenance 100, 000 68, 067 31, 933 Insurance 2, 750 2, 379 371 Other Operating Expenditures 60, 180 64„ 689 (4, 509) Capital Outlay TOTAL EXPENDITURES $230, 510 $205 , 981 $ 24, 529 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES $ (34) $ $ 34 FUND BALANCE - OCTOBER 1, 1996 FUND BALANCE - SEPTEMBER 30, 1997 $ (34) $ -0- $ 34 WATER PLANT TOTALS (MEMORANDUM ONLY) Variance Variance Favorable Favorable Budget Actual (Unfavorable) Budget Actual (Unfavorable) $ 68, 975 $ 79, 559 -$ 10, 584 $ 68, 975 - $ 79, 559 $ 10,584 230, 476 202, 649 (27, 827) 425 425 3 , 757 3 , 757 $ 68, 975 $ 79, 984 $ 11, 009 $299,451 $285 , 965 $ (13,186) $ 5, 450 $ 3 , 312 $ 2, 138 $ 17, 950 $ 7,447 - $ 10, 03 1, 650 1, 796 (146) 23, 370 25, 313 (1, 943) 32, 300 32 , 289, 11 65, 660 75,4.83 (9, 823) 13 , 525 26, 8.97 (13, 372) 113, 525 94, 964 18, 561 2, 000 1, 96-8. 32 4, 750. 4, 347 , 403 9, 050 12,.083 (3 , 033) . 69, 230 76, 772 (7, 542) 5 , 000 1, 639 3 , 361 5, 000 1, 639 3 , 361 $ 68, 975 $ 79, 984 $ (11, 009) $299,485 $285, 965 $ 13 , 520 $ • • $ - $ $ (34) $ $ .34 $ -0- $ -0- $ -0- $ (34) $ -0- $ 34 EXHIBIT D Page 1 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 • NOTE 1. CREATION OF DISTRICT Brazoria County Municipal Utility District No. 5 was created by an Order of the Texas Water Rights Commission, presently known as the Texas Natural Resource Conservation Commission, effective March 17, 1981 . Pursuant to the provisions of Chapters 49 and 54 of- the Texas Water Code, the District is empowered to purchase, operate and main- tain all facilities, plants and improvements necessary to provide water, sanitary sewer service, storm sewer drainage, irrigation, solid waste collection and disposal, including recycling, parks and recreational facilities for the residents of the District . The Dis- trict is also empowered to contract for or employ its own peace offi- cers .with powers to make. arrests and to establish, operate and main- tain a fire department to perform all fire-fighting activities within the District . The Board of Directors held its first meeting on March 18, 1981, and the first bonds were sold on September 16, 1982 . NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES The accompanying General Purpose Financial Statements have been pre- pared in accordance with generally accepted accounting principles as promulgated by the Governmental Accounting Standards- Board. In addi- tion, the accounting records of the District are maintained generally in accordance with the "Water District Accounting Manual" published by the Texas Natura-1 Resource Conservation Commission. The Governmental Accounting Standards Board has established the cri- teria for determining whether or not a given entity is a component unit . The criteria are (1) is the potential component unit a legally separate entity, (2) does the primary government appoint a voting majority of the potential component unit' s board, (3) is the primary government able to impose its will on the potential component unit, (4) is there a financial benefit or burden relationship. The District was created as an independent municipality. The District does not meet the criteria for inclusion as a component unit of any entity nor does any other entity meet the component unit criteria for inclusion in the District' s General Purpose Financial Statements . The District has entered into joint venture agreements with Brazoria County Munici- pal Utility District No. 4 for construction and operation of a water plant and a sewage treatment plant . The District has oversight responsibility for the water plant and the sewage treatment plant . Additional disclosures are provided in Notes 8 and 9 . The transactions of the District are accounted for in the following funds and account groups : EXHIBIT D Page 2 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL 'STATEMENTS SEPTEMBER 30, 1997 NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES (Continued) Funds Capital Projects Fund To account for financial resources segregated for acquisition or c.n- structionof facilities and related costs . - - Debt Service Fund • To account for ad valorem taxes and financial resources accumulated for servicing bonded debt and- the cost of assessing and collecting taxes . - Special.-Revenue. Fund - To account _for financial resources collected and administered by the District- for the operation of a joint sewage treatment plant -and a joint water plant which are component units of the District . _ General Fund To account for- resources not required to be accounted for in another fund, customer service- revenues and costs and general expenditures . • Account Groups General -Long-Term Debt To account for the unmatured principal of general long-term debt obli- ' gations . - • I General Fixed Assets - To account for completed facilities and district organizational costs . j The General Purpose Financial Statements include a total column which is presented for memorandum purposes only and" is not intended to pre- sent Consolidated Financial Statements . Basis of Accounting The accompanying financial" statements have been prepared on the modi- fied accrual basis of accounting. Under this method, - all expenditures except bond interest and all revenues currently available are- accrued. EXHIBIT D Page 3 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES (Continued) Basis of Accounting (Continued) Property taxes considered available by the District and included in revenue include taxes collected during the year and taxes collected after year end which were considered available to defray the expendi- tures of the current year. Deferred tax revenues are those taxes which the District does not reasonably expect to be collected soon enough in the subsequent period to finance current period expendi- tures . The District capitalized all costs associated with the" creation of the District and all costs directly associated with the sale of the bonds. From the date of sale of bonds through the date of the significant completion of related improvements, interest earnings and interest expenditures related to the bond proceeds are being capitalized. All general_ fixed assets, including. infrastructure fixed assets, are stated at the full costs of assets owned by the District, and any con- tribution by others is recorded in fund equity. In addition, the District capitalizes the cost of meters and boxes and residential lines as a part of the water system in general fixed as- sets . Repairs are not capitalized and replacements of fixed assets are capitalized only to the extent that theyexceed the cost of the original assets . Depreciation is not recorded on general fixed assets . Amounts transferred from one fund to another fund are reported as an other financing source or use. Loans by one fund to another fund and amounts paid by one fund for another fund are reported. as interfund receivables and payables in the balance sheet if there is intent to repay the amount and if the debtor fund "has the ability to repay the advance timely. In compliance with governmental accounting principles, the Board of Directors annually adopts unappropriated budgets for the General Fund and the Special Revenue Funds . The District does not have employees; therefore, a pension plan has not been established. Measurement Focus Governmental fund types are accounted for on a spending or financial flow measurement focus. Accordingly, only current assets and current liabilities are included on the balance sheet, and the reported fund EXHIBIT D Page 4. of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 - NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30; 1997 NOTE 2 . SIGNIFICANT ACCOUNTING POLICIES (Continued) Measurement Focus (Continued) balances provide an indication of available spendable or appropriable resources .. Operating statements of governmental fund types report increases and- decreases in available spendable resources . Fund bal- 1 ances are included on the balance sheet as follows : Reserved: To indicate fund equity which is legally segregated for a specific future use.. Unreserved: Designated - To indicate fund equity for which the District has made tentative plans . ' Undesignated - To indicate fund equity which is available for use in future periods . NOTE 3 . BONDS PAYABLE Series 1984 Amount Outstanding - September 30, 1997 ' $ 60, 000 Interest Rates 10 . 50% - 13 . 50% Maturity Dates - Serially - March 1, Beginning/Ending 1987/2008 Interest Payment Dates March 1, September .1, Callable Dates September 1, 1994** ** The District reserves the right, at it' s option, to redeem the bonds maturing on or after March 1, 1995, prior to their sched- uled maturities, in whole or, from time to time, in part, in such manner as the District may select, on September 1, 1994, or on i any interest payment date thereafter, at the following redemption prices (expressed as percentages of the principal amount) , plus accrued interest on the bonds called for redemption to the -date fixed for redemption. Bonds maturing between 1996 - 2008 were advance refunded and called for redemption on September 1, 1994 . EXHIBIT D Page 5 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 3 . BONDS PAYABLE (Continued) Refunding - Series 1992 Series 1995 Amounts Outstanding - _ September 30, 1997 $ 5, 525, 000 $ 2, 020, 000 Interest Rates 4 . 00% - 7 . 00% 4 . 75% - 6 . 25% Maturity Dates - Serially March 1, September 1, Beginning/Ending 1993/2012 1998/2015 Interest Payment Dates March 1/ March 1/ September 1 September 1 Callable Dates March 1, September 1-, 2001** 2005*** ** The District reserves the right, at its option, to redeem the serial bonds maturing on or after March 1, 2002 , prior to their scheduled maturities, in whole or from time to time in part, in such manner as the District may select, on March 1, 2001, or on any date thereafter at a price equal to the principal amount of the bonds plus accrued interest to the date of redemption. Series 1992 term bonds maturing September 1, 2011, are subject to mandatory redemption beginning September 1, 2006 . *** The District reserves the right, at its option, to redeem the bonds maturing on or after September 1, 2006, prior to their scheduled maturities, in whole, or, from time to time, in part, in such manner as the District may determine, on September 1, 2005, or any date thereafter, at a price equal to the principal amount of the bonds to be redeemed plus accrued interest thereon to the date fixed for redemption. The following is a summary of transactions regarding bonds payable for the year ended September 30, 1997 : Bonded Debt Payable - October 1, 1996 $ 7, 810 , 000 Less : Bond Principal Retirement - _ Series _ 1984 $ 55, 000 Series 1992 Refunding 150 , 000 205, 000 Bonded Debt Payable - September 30, 1997 $ 7, 605, 000 EXHIBIT D Page 6 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT . NO. 5 NOTES TO GENERAL-PURPOSE._ FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 3 . BONDS PAYABLE (Continued) _ - Original Bonds Voted $23, 775, 000 Original Bonds Approved $ 8, 125, 000 Original Bonds Issued $ 8, 125, 000 Refunding Bonds Issued ($6, 065, 000) Net of Bonds Refunded ($5,.105, 0.00) $ 960, 000 Bond Discount to Date . _ $ 277/789 As of September 30, 1997, the debt service requirements on the bonds outstanding were as follows : Fiscal - Year - Principal Interest Total 1998 . . $ 275, 000 $ 4.93 , 790 _ $ 768, 790 1999 295, 000 475, 868. .770, 868 2-000 . 320, 000 . 457,423 777, 423. 2001 345, 000 437, 103 782, 103 2002 370, 000 414, 653 784, 653 Thereafter 6, 000 , 000 2,491, 880 8 ,491, 880 $ 7, 605, 000 $ 4, 770, 717 $12, 375, 717 The bonds are payable from the proceeds of an ad:valorem tax levied upon all property subject to taxation -within the -District, without limitation as to rate or amount . - The Bond Resolutions require that the District levy and collect an ad valorem debt service tax sufficient to pay interest and principal on bonds when due and the cost of assessing and `collecting taxes. During the year ended _September 30, 1997, the District levied an ad-valorem debt service .tax at the rate of $1 . 12 per $100 of assessed valuation, which resulted in a tax levy of $719, 650 on the adjusted taxable -valu- ation of $64, 254,480 for the 1996 tax year, see Note 7 relating to maintenance tax. EXHIBIT D Page 7 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 3 . BONDS PAYABLE (Continued) The District' s tax calendar is as follows : Lien Date - January 1 Billing Date - October 1 or as soon thereafter as practicable. Due Date - Not later than January 31 Delinquent Date - February 1, at which time the taxpayer is liable for penalty and interest . NOTE 4 . SIGNIFICANT BOND RESOLUTION AND LEGAL REQUIREMENTS A. In accordance with the Bond Resolution applicable to the 1995 Bond Issue, a portion of the bond proceeds were deposited into the Debt Service Fund and reserved for the payment of bond interest during the construction period. This bond interest reserve is reduced as the interest is paid. Trans- actions for the current year are summarized as follows : Bond Interest Reserve - October 1, 1996 $ 28, 848 Less : Bond Interest Payment - Series 1995 28 , 848 Bond Interest Reserve - September 30, 1997 $ -0- B. The Bond Resolutions state that any profit realized from or interest accruing on such investments shall belong to the fund from which the monies for such investments were taken; provided however, that at the discretion of the Board of Direc- tors, the profits realized from and interest accruing on invest- ments made from any fund may be transferred to the Debt Service Fund. No transfers were made during the current fiscal year. C. For the $6, 065, 000 Series 1992 Refunding Bond Issue funded on November 17, 1992 , the District has covenanted that it will take all necessary steps to comply with the requirement that rebatable arbitrage earnings on the investment of the gross proceeds of the Bonds, within the meaning of section 148 (f) of the Internal Rev- enue Code, be rebated to the federal government . The minimum requirement for determination of the rebatable amount is on the five year anniversary of each issue. EXHIBIT D Page 8 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 5 . CASH AND TEMPORARY INVESTMENTS State statutes include specificationsfor and limitations applicable Ii to the District and its authority to purchase investments as defined in the Public Funds Investment Act . Authorized investments are s1m- marized as follows : (1) obligations of the United States or its instrumentalities, (2) direct obligations of the State of Texas or its agencies, (3) certain collateralized mortgage obligations (excluding strips and inverse floaters) , (4) -other obligations, the principal of and interest on which are unconditionally guaranteed or insured by the State of Texas or the United States or its instrumentalities, (5) cer- tain A rated or higher obligations of states, agencies, counties, cities, and other political subdivisions of any state, (6) insured or collateralized certificates of deposit, (7) certain fully collateral- ized repurchase agreements secured by delivery, (8) bankers' accep- tances with limitations, (9) commercial paper rated A-1 or P-1 or higher, (10) no-load money market mutual funds and no-load mutual funds with limitations, and (11) certain qualified governmental investment pools . Under Texas law, the District is required to invest its funds and r written investment policies that primarily emphasize safety of prin- cipal and liquidity and that address investment diversification, yield, maturity, and the quality and capability of investment manage- ment, and all District funds must be invested in accordance with the following investment objectives : understanding the suitability of the investment to the District' s financial requirements, first; preserva- tion and safety of principal, second; liquidity,. .third; marketability of the investments if the need arises to liquidate the investment before maturity, fourth; diversification of the investment portfolio, fifth; and yield, sixth. District' s investments must be made "with judgment and care, under prevailing circumstances, that a person of prudence, discretion, and intelligence would exercise in the .manage- ment -of the person' s own affairs, not for speculation, but for iniest- ment, considering the probable safety of capital and the probable income to be derived" . No person may invest District funds without express written authority from the Board of Directors . EXHIBIT D Page 9 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 5. CASH AND TEMPORARY INVESTMENTS (Continued) ASSETS AT COST FAIR VALUE Cash and Cash Temporary Equivalents Investments Combined GENERAL FUND - Demand Deposits, - Money Market Deposit Accounts and Savings Accounts $ 47, 798 $ - $ 47, 798 Tex-Pool - 402 , 563 402, 563 SPECIAL REVENUE FUND- - (Restricted for Water Plant and Wastewater Treatment Plant Operations) - Demand Deposits, Money Market Deposit Accounts and Savings - Accounts 20, 644 - 20, 644 Tex-Pool- 53, 353 53 , 353 DEBT SERVICE FUND '- (Restricted for Payment - of Debt Service and - Cost of Assessing and - Collecting Taxes) - - Demand Deposits, Money Market Deposit Accounts and Savings - Accounts - 30, 362 30, 362 Tex-Pool 329, 865 329, 865 CAPITAL PROJECTS FUND - (Restricted for Purchase of General Fixed Assets) Demand Deposits, Money Market Deposit Accounts and Savings Accounts 30 30 Tex-Pool 1, 190 , 614 1, 190, 614 TOTALS $ 98, 834 $1, 976, 395 $2, 075, 229 EXHIBIT D Page 10 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 5. CASH AND TEMPORARY INVESTMENTS (Continued) All temporary investments are recorded at cost which the District con- siders to be fair value. 1 The Bond Resolutions and state statutes require that any cash balance in any fund shall t-o the---extent -not ' insured by the Federal Deposit = Insurance Corporation or - its successor be Continuously secured 'by a - valid pledge to the -District of securities eligible under the_ lawsof Texas to secure the funds of municipal utility districts, having an aggregate market value, exclusive ' of accrued interest, at all times equal to the uninsured cash balance in the fund to which such securi- ties are pledged. At- the fiscal year end, the carrying amount of the District' s deposits `wa's $98, 834 and the bank balance was $113 , 166 : The bank balance was covered by federal. depository insurance. The District' s policy is 'to require depositories -to pledge adequate '_ collateral to secure the District' s -deposits -at all times to the extent that the -District' s depository balances exceed the limits of federal depository ' insurance. -*As Of the highest cash balance date of each depository exceeding federal depository insurance, the deposito- ries of the District did pledge adequate- collateral to secure the - deposits of the District . The entity pledging the collateral provided the information concerning -market value. NOTE 6. GENERAL FIXED ASSETS The following is a summary of changes in general fixed- assets for .the year ended September 30, 1997 : - - - - - Balances Balances: October - -September 1, 1996 Additions 30 , 19197 • Land and Physical Facilities $. 6, 403 , 938 $ .- 112,532 $_ 6, 516,470 District Organizational -Costs- 869, 737 4 , 8-93 - . 874,1630 TOTAL - $ 7,273 , 675 - _ $ - 117,425 $ 7, 391, 10.0 AMOUNTS- .PROVIDED- BY: Capital Projects :Fund:- _ - Bond Proceeds $ 5, 529, 116 _ $_ .60, 517 -$ 5, 589, 633 Revenues 185, 194 ' _ - 185, 194 Debt Service Fund: Revenues (566) - (566) General Fund: Revenues 266, 940 56, 908 323, 848 Developer Contributions 1,292, 991 1, 292, 991 TOTAL $ 7, 273, 675 $ 117,425 $ 7, 391, 100 EXHIBIT D Page 11 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 7 . MAINTENANCE TAX At an election held on April 4, 1981, the voters of the District authorized the levy and collection of an annual maintenance tax for the operation and maintenance of the District' s improvements in an amount not to exceed $0 .25 per $100 of assessed -valuation. Such tax, if levied, would be in addition to taxes which the District is autho- rized to levy for paying principal of and interest on the Bonds and any tax bonds which may be issued in the future . No maintenance tax has been levied by the Board of Directors to date. - NOTE 8. JOINT VENTURE FOR WATER PLANT OPERATIONS The District and Brazoria County Municipal Utility District No. 4 jointly own a. water plant which is physically located within the boundaries of the District . The District has recorded its pro rata cost of constructing the water plant in the General Fixed Asset Account Group of the District . The District accounts for the total cost of operating the plant in the Special Revenue Fund. Separate financial statementsare not issued on the joint venture. The District is responsible for the operation and maintenance of the water plant facility. All invoices for operating the water plant are rendered to and paid by the District . On July 18, 1984, the District and District No. 4 entered into a ten (10) year agreement that pro- vided for the allocation of the operating costs for this facility. In accordance with the agreement, the operating costs are allocated based upon the percentage of gallons of water billed to customers within each district . The cost of improvements, modifications, insurance and repairs and replacements over $500 are allocated based upon percentage of ownership in the plant . On November 16, 1993 , the agreement was amended to provide for the construction, operation and maintenance of additional water facili- ties . The Districts may agree to jointly construct an additional water well and plant or one of the Districts may purchase the other District' s capacity in the existing water facility and the selling District may construct a water well and plant to serve its residents . If the Districts agree to jointly construct additional water facili ties, the design and construction costs will be shared on the basis of a ratio of estimated connections within each District and the produc- tive capacity of the additional water facilities will be owned by each District on the same basis . EXHIBIT D Page 12 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30., 1997 NOTE 8 . JOINT VENTURE FOR WATER PLANT OPERATIONS (Continued) If the Districts decide to jointly construct additional water facil ' - ties, the Districts will determine which District will operate the additional water facilities prior to the awarding of the construction contract . The facilities will be operated in accordance with the pro- visions of the current contract . On August 16, 1994, the agreement was supplemented to extend the term of the 1984 agreement to 1999 and stipulates that if District No. 4 is required to construct a water plant within its boundaries, it will . operate and maintain thefacility. On November 21, 1995, the Dis- tricts entered into a restated agreement to reflect the construction of a second well and plant within the boundaries of District No. 4 and to combine all prior agreements for water production facilities into one document . The term of the agreement is 20 years . During the current fiscal year, the District recorded $45, 426 as its share of the operating cost of the plant and maintained an operating reserve of $10, 096 . On May 23, 1989, District No. 4 transferred ownership of water well capacity (243 connections) previously leased to the District in exchange for ownership of an additional 12, 000 gal- lons per day capacity in the regional wastewater treatment plant . The participating districts and their respective pro rata share of owner- ship in the water plant are : Percentage of Ownership Remote Existing Water Facilities Well Brazoria County Municipal Utility District No. 4 55 . 61 33 . 33 Brazoria County Municipal Utility District No. 5 44 .39 66 . 67 Total 100 . 00 100 . 00 Transactions for the current year are as follows : EXHIBIT D Page 13 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 8 . JOINT VENTURE FOR WATER PLANT OPERATIONS (Continued) Brazoria Brazoria County County Municipal Municipal Utility Utility District No. 4 District No. 5 Total Due (to) from Participants at October 1, 1996 $ _ 14, 332 $ 3 , 522 $ 17, 854 Refunded to Participants Operating Costs 32 , 651 _ 45, 694 78, 345 Capital Outlay 541 1, 098 1,649 Cash Receipts (39, 649) (45, 657) (85, 306) Interest Revenue (157) (268) (425) Increase in Reserve - - 562 4, 184 4, 746 Due (to) from Participants at September 30, 1997 $ 8,280 $ 8, 573 $ 16, 853 Two Month' s Operating Reserve at October 1, 1996 $ 5, 584 $ 5, 912 $ 11, 496 Increase in Reserve 562 - 4, 184 4, 746 Two Month' s Operating Reserve at September 30, 1997 $ 6, 146 $ 10, 096 $ 16, 242 NOTE 9 . JOINT VENTURE FOR WASTE DISPOSAL. On May_ 18, 1983 , the District executed a forty (40) year contract with Brazoria County Municipal Utility District No. 4 providing for both districts to share in the construction and operations cost of a regional wastewater treatment plant . The contract provides for each district topay its pro rata share of the construction cost and each will be entitled to its pro rata-share of capacity in the plant . In a prior year, the District' s pro rata cost of constructing the plant was capitalized into the General Fixed Asset Account Group of the Dis- trict . During the fiscal year ended September 30, 1994, the plant capacity was expanded from 380, 000 gallons per day to 700, 000 gallons per day. District No. 4 paid for the cost of the expansion. On November 21, 1995, the Districts entered into a restated agreement which includes provisions for the construction of an additional 180, 000 gallons per day capacity. The term of the agreement is 20 years . EXHIBIT D Page 14 of _6 BRAZORIA: COUNTY MUNICIPAL .UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30 -1997 NOTE 9 . JOINT VENTURE FOR WASTE DISPOSAL (Continued) The participating districts and their respective pro rata share of capacity in the wastewater treatment plant are : Percentage of Capacity Total Capacity Brazoria County Municipal Utility District No. 4 240, 500 gpd 34 .36 Brazoria County Municipal Utility District No. 5 459, 500 gpd 65 . 64 Total -700, 000 gpd 100 . 00 For operations of .the plant, the District and District No. 4- are responsible for a fixed fee based upon $1 . 50 per thousand gallons per day of capacity owned,_ plus a pro rata share of costs in_ excess of that amount based on the number -of connections . As of September 30,- 1997, each district' s participation has been adjusted to actual cost and the difference recorded as due- to or due from, each participant . The District accounts_ for the cost of operations for the plant in the- Special Revenue Fund. _ Separate financial statements are not issued on the joint venture. During- the current fiscal year, . the District recorded $117; 648 as its share of the -Operating- cost of the- plant and maintained an operating reserve of $11, 638 . Transactions for the current year are as follows : Brazoria Brazoria County. County Municipal Municipal Utility . Utility District No. 4 District- No. 5 Total Due (to) from Participants at __ - October 1, 1996 $ (17, 550) $ (23, 051) $_ (40, 6001) Refunded to Participants 17, 550 23 , 051 - 40, 601 Operating Costs 86,426 119,-555 205, 981 Cash Receipts (104, 322) (142, 815) (247, 13.7) Interest Revenue (1,425) (1, 907) (3; 32) Increase in Reserve 35 840 _ 875 Due (to) from Participants at September 30, 1997 $ (19, 286) $ (24, 327) $ (43, 613) EXHIBIT D Page 15 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 9 . JOINT VENTURE FOR WASTE DISPOSAL (Continued) Brazoria Brazoria County. County Municipal Municipal Utility Utility District No. 4 District No. 5 Total One Month' s Operating Reserve at October 1, 1996 $ 8, 411 $ 10, 798 $ 19, 209 Increase in Reserve 35 840 875 One Month' s Operating Reserve at September 30, 1997 $ 8,446 $ 11, 638 $ 20, 084 NOTE 10 . AGREEMENT TO LEASE WATER WELL CAPACITY On June 4, 1991, the District contracted to lease from Brazoria County Municipal Utility District No. 4 the capacity to serve the equivalent of 50 single-family connections. The capacity will be used to serve a school constructed adjacent. to the District . The District will lease the capacity as the connections are added to the system at the rate of $1 . 93 per connection. The term of the agreement is for twenty-five years . During the current fiscal year, the District recorded an expenditure of $3 , 426 for capacity leased from District No. 4 . NOTE 11. AGREEMENT FOR OPERATION AND MAINTENANCE OF DETENTION FACILITIES On September 15, 1992, the District and Brazoria County Municipal Utility District No. 4 entered into an agreement to share in the oper- ation and maintenance of a 49-acre detention facility. The District shall operate the facility and shall be responsible for routine main- tenance . Costs over $500 shall require the approval of both Dis- tricts . Per the agreement, the costs of operating and insuring the facility shall be allocated based upon each District' s pro rata share of reserved capacity. The Districts have verbally agreed to split the costs equally. The District currently has 54 . 3% of the reserved capacity; District No. 4 has 45 . 7% of the reserved capacity. The term of the agreement is ten (10) years . EXHIBIT D Page 16 of 16 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 NOTES TO GENERAL PURPOSE FINANCIAL STATEMENTS SEPTEMBER 30, 1997 NOTE 11. AGREEMENT FOR OPERATION AND MAINTENANCE OF DETENTION FACILITIES (Continued) The District is administering the costs of maintaining the facilities and bills District No. 4 for its pro-rata share. Costs of $5, 078 were incurred during the current fiscal year. NOTE 12 . UNREIMBURSED COSTS At September 30, 1997, a Developer within the District indicated that approximately $662, 000 had been advanced on behalf of the District . These expenditures were primarily for engineering, construction and related costs for water, sanitary sewer, and storm drainage for Crys- tal Lake Subdivision. A second Developer within the District indi- cated that approximately $500, 000 had been advanced on behalf of the District . These expenditures were primarily for engineering, con- struction and related costs for water, sanitary sewer and storm drainage for Southdown Subdivision. Since any reimbursement is con- tingent upon a future bond sale, these amounts have not been recorded in the financial statements . NOTE 13 . ESCROW REQUIREMENT In compliance with requirements of the Texas Natural Resource Conse - vation Commission ("the Commission") , the District has escrowed $923 , 564 from the Series 1995 bond proceeds pending Commission approval of plans and specifications for the District' s pro rata share of an expansion of the joint sewage treatment plant ($198, 672) , and the District' s share of a new water plant ($724, 892) . On January 31, 1997, the Commission authorized the release of $198, 672 from escrow for construction of an aeration basin, a blower, and an office building at the wastewater treatment plant . The remaining escrowed funds are recorded in the temporary investments of the Capital Projects Fund. NOTE 14. USE OF SURPLUS FUNDS On January 31, 1997, the District received approval from the Texas Natural Resource Conservation Commission to use $55, 244 of surplus Capital Project Fund monies to fund the additional costs related to the construction of an aeration basin, a blower, and the office build- ing at the wastewater treatment plant . SUMMARY OF SUPPLEMENTAL INFORMATION REQUIRED BY THE ANNUAL AUDIT REPORT REQUIREMENTS OF THE TEXAS NATURAL RESOURCE CONSERVATION COMMISSION INDEPENDENT AUDITOR' S REPORT ON SUPPLEMENTAL INFORMATION NOTES REQUIRED BY THE WATER DISTRICT ACCOUNTING MANUAL (Included in the Notes to General I Purpose Financial Statements) - SCHEDULE SCHEDULE OF SERVICES AND RATES 1 SCHEDULE OF GENERAL FUND EXPENDITURES 2 SCHEDULE OF TEMPORARY INVESTMENTS 3 ANALYSIS OF TAXES LEVIED AND RECEIVABLE ' 4 .ANALYSIS OF CHANGES IN GENERAL FIXED ASSETS AND ORGANIZATIONAL -COSTS - 5 GENERAL LONG-TERM DEBT "SERVICE REQUIREMENTS - BY YEARS 6 ANALYSIS OF CHANGES IN GENERAL LONG-TERM DEBT :7 COMPARATIVE SCHEDULE OF REVENUE AND EXPENDITURES • -. " "GENERAL AND DEBT SERVICE FUNDS - FIVE YEARS -8 - INSURANCE COVERAGE 9 BOARD MEMBERS, KEY PERSONNEL AND. CONSULTANTS 10 MANAGEMENT LETTER McCALL & COMPANY ..Certified Public Accountants Member American 13405 Northwest Fwy. Institute of Certified Public Accountants Suite 204 Houston,Texas 77040 Texas Society of (713)462-0341 Certified Public Fax (713)462-2708 Accountants E-Mail:mmccall@accesscomm.net Board of Directors Brazoria County Municipal Utility District No. 5 - Brazoria County, Texas Independent Auditor' s Report on Supplemental Information We have examined the General Purpose Financial Statements of Brazoria County Municipal Utility District No. 5 as of September .30, 1997, and for the year ended, listed in the Table of Contents, and our report thereon is included in the preceding section of this report . The accompanying supplemental information includes financial data excerpted from prior years' financial statements which were audited by us. Our audit was made for the purpose of formulating an opinion on the General Purpose Financial Statements taken as a whole . The accom- panying supplemental schedules as listed on the preceding page, are presented for purposes of additional analysis and are not a required part of the General Purpose Financial Statements . Such information, except for that portion marked "unaudited" , on which we express no opinion, has been subjected to the auditing proce- dures applied in the audit of the basic General Purpose Financial Statements and, in our opinion, is fairly stated in all material respects in relation to the basic General Purpose Financial State- ments taken as a whole . In connection with this audit, except as noted in the enclosed man- agement letter, nothing came to our attention that indicated the District had departed from general or special legislation under which the District was created or from laws and regulations excerpted and included in the WATER DISTRICT ANNUAL AUDIT REPORT REQUIREMENTS MANUAL, APPENDIX B, or from requirements of the Bond Resolutions. However, this audit was not directed primarily toward obtaining such knowledge. McCall & Company Certified Public Accountants January 14, 1998 SCHEDULE 1 Page 1 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5. SCHEDULE OF. SERVICES AND RATES 1 FOR THE YEAR ENDED SEPTEMBER 30,. 1997 1 1. SERVICES PROVIDED BY THE DISTRICT: X Retail Water Wholesale Water X Drainage X Retail Sewer Wholesale Sewer Irrigation X Parks/Recreation Fire Protection Security Solid Waste/Garbage Flood Control Roads X Participates in joint venture, regional system and/or wastewater service (other than emergency interconnect) - . . Other 2 . RETAIL RATES ARE BASED ON A 5/8" METER: Based on Rate Order Dated: April 16, 1996 . Flat Rate per 1, 000 Minimum Minimum Rate Gallons Over Charge Usage Y/N Minimum ' ' Usage Levels WATER: $ 8 . 50 2, 000 N $1 . 57 2, 001 and up WASTE- WATER: (SEWER). $ 8 . 89 2 , 000 N $1 . 14 2 , 001 and up SURCHARGE: $ -0- District employs winter averaging for wastewater usage? Yes No X Total water and sewer charges per 10, 000 - gallons usage (including surcharge) . $ 39 . 07 3 . RETAIL SERVICE PROVIDERS: Number of retail water and/or waste- water connections within the District as of the fiscal year end. Provide actual numbers and single family equivalents (ESFC) as noted: . See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 1 Page 2 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 SCHEDULE OF SERVICES AND RATES FOR THE YEAR ENDED SEPTEMBER 30, 1997 3 . RETAIL SERVICE PROVIDERS: (Continued)- (Unaudited) Inactive Active Active Connections Connections ESFC (ESFC) ** Single-Family 1, 026 1, 026 12 Multi-Family Commercial 2 62 Other - Recreational Centers, Government and VFD 63 116 TOTAL 1, 091 1, 204 12 * Number of connections relates to water service, if provided. Otherwise, the number of wastewater connections should be pro- vided. ** "Inactive" means that water and wastewater connections were made, but service is not being provided. 4. TOTAL WATER CONSUMPTION (IN THOUSANDS) DURING THE FISCAL YEAR: (Unaudited) Gallons pumped into system: 162, 116 * Gallons billed to customers : 99, 604 * The water plant located within the District also supplies water to Brazoria County Municipal Utility District No. 4 . 5. STANDBY FEES: Does the District assess standby fees? Yes No X See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 1 Page 3 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . -5 SCHEDULE. OF SERVICES AND RATES FOR THE YEAR. ENDED SEPTEMBER 30, 1997 6. ANTICIPATED SOURCES OF FUNDS TO BE USED FOR DEBT SERVICE PAY- MENTS IN THE DISTRICT'S FOLLOWING FISCAL YEAR: This projected debt service requirement is based on debt out- standing at September 30, 1997, and does not take into con- sideration debt service costs resulting from any bonds sold sub- sequent to the current fiscal year. The .District is not repre- senting that the revenues projected will in fact occur.;- only that, as of the date of this report, the District estimates the following list of revenues will be used to service debt in the. next fiscal year. Amount a. Debt Service Tax Receipts $ 734, 000 b. Surplus Capital Project Fund Monies c. Water and/or Wastewater Revenue d. Standby Fees e. Debt Service Fund Balance To Be Used f. Interest Revenues 34, 79i g. Other (Describe) TOTAL ANTICIPATED FUNDS TO BE USED $ 768, 790 The data included in Schedule 1 Item 6 is unaudited due to the prospective nature of the information presented. The informa- tion as presented as approved by the Board of Directors on January 19, 1998 . See,Accompanying- Independent- Auditor's Report. on Supplemental Information.- SCHEDULE 1 Page 4 of 4 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 SCHEDULE OF SERVICES AND RATES FOR THE YEAR ENDED SEPTEMBER 30, 1997 7 . LOCATION OF DISTRICT: County or Counties in which District is located. Brazoria. Is the District located entirely within one - county? Yes X No Is the District located within a city? Entirely Partly Not at all X Is the District located within a city' s extra territorial juris- diction (ETJ) ? Entirely X Partly Not at all ETJ' s in which district is located. City of Pearland. Is the general membership of the Board appointed by an office outside the district? Yes No X See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 2 Page 1 of 2 BRAZORIA `COUNTY 'MUNICIPAL UTILITY DISTRICT NO. 5 SCHEDULE OF GENERAL FUND EXPENDITURES FOR THE YEAR ENDED SEPTEMBER 30, 1997 General Fund CURRENT PERSONNEL (Including Benefits) $ -0- PROFESSIONAL FEES Auditing $ 5, 800 Engineering 7, 851 Legal 15, 104 TOTAL PROFESSIONAL FEES $ 28, 755 PURCHASED SERVICES FOR RESALE Water Service Purchases $ 45,426 Sewer Service Purchases 117, 648 Tap Connections 51,483 TOTAL PURCHASED SERVICES FOR RESALE $ 214, 557 CONTRACTED SERVICES Bookkeeping $ 7, 555 Operations and Billing 76, 239 TOTAL CONTRACTED SERVICES $ 83 , 794 UTILITIES Electricity $ 2, 327 Telephone 333 TOTAL UTILITIES $ 2 , 660 REPAIRS AND MAINTENANCE - $ - 63 ,-968 See Accompanying 'Independent Auditor' s Report on Supplemental Informat-iori. SCHEDULE 2 Page 2 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 SCHEDULE OF GENERAL FUND EXPENDITURES FOR THE YEAR ENDED SEPTEMBER 30, 1997 General Fund ADMINISTRATIVE EXPENDITURES Director Fees $ 7, 500 Insurance 4,444 Legal Notices 112 Office Supplies and Postage 211 Regulatory Assessment 1, 675 Travel and Per Diem 6, 836 Other _ 1, 009 TOTAL ADMINISTRATIVE EXPENDITURES $ 21, 787 CAPITAL OUTLAY - Acquisition of Fixed Assets $ 5, 425 SOLID WASTE DISPOSAL $ -0- FIRE FIGHTING $ -0- PARKS AND RECREATION $ -0- OTHER EXPENDITURES Laboratory Fees $ 811 Permit Fees - 797 Inspection Fees 17, 715 Water Well Capacity Lease 3 ,426 TOTAL OTHER EXPENDITURES $ 22, 749 TOTAL EXPENDITURES $ 443, 695 Number of persons employed by the District : _ 0 Full-Time 0 Part-Time See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 SCHEDULE OF TEMPORARY INVESTMENTS SEPTEMBER 30, 1997 Accrued Interest Maturity Principal Interest Rate Date:- - -Amount Receivable GENERAL FUND Local Government Investment Pool : - Tex -Pool Number 2015-1111-000 Variable Daily $ 402, 563 $ -0- SPECIAL REVENUE FUND Local Government Investment Pool : Tex Pool Number 2015-1669-000 Variable Daily $ 51, 830 $ Number 2015=2069-000 Variable Daily 1, 523 TOTAL SPECIAL REVENUE FUND $ 53 , 353 $ -0- DEBT SERVICE FUND Local Government - Investment Pool : Tex Pool Number 2015-1023-000 Variable Daily $ 96, 179 $ Number 2015-5021-000 Variable Daily 233 , 686 TOTAL DEBT SERVICE FUND $ 329, 865 CAPITAL PROJECTS FUND Local Government Investment Pool : Tex Pool Number 2015-1189-000 Variable Daily $ 376, 725 $ Number 2015-2896-000 Variable Daily 813, 889 TOTAL CAPITAL PROJECTS FUND $1, 190, 614 $ -0- TOTAL TEMPORARY INVESTMENTS $1, 976, 395 $ -0- See Accompanying Independent Auditor' s Report on Supplemental Information. SCHEDULE 4 Page 1 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 ANALYSIS OF TAXES LEVIED AND RECEIVABLE FOR THE YEAR ENDED' SEPTEMBER 30, 1997 Debt Service Taxes TAXES RECEIVABLE - OCTOBER 1, 1996 $ 1, 614 Adjustments to Beginning Balance (138) $ 1,476 Original 1996 Tax Roll $718, 036 . Adjustment to 1996 Tax Roll 1, 614 -' - 719, 650 TOTAL TO BE ACCOUNTED FOR $721, 126 TAX COLLECTIONS : Current Year $714, 595 Prior Years - 1, 401 715, 996 TAXES RECEIVABLE -- SEPTEMBER 30, 1997 $ 5, 130 TAXES RECEIVABLE BY YEARS : 1996 $ 5, 055 1993 75 TOTAL TAXES RECEIVABLE BY 'YEARS $ 5, 130 • See Accompanying Independent Auditor' s Report on Supplemental Information. i (THIS PAGE INTENTIONALLY LEFT BLANK) BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 ANALYSIS OF TAXES LEVIED AND RECEIVABLE FOR THE YEAR ENDED SEPTEMBER 30, 1997 1996 PROPERTY VALUATIONS: Land $16, 053, 320 Improvements 47, 786, 360 Personal Property 956, 460 Exemptions (541, 660) TOTAL PROPERTY VALUATIONS $64, 254,480 TOTAL DEBT SERVICE TAX RATES PER $100 VALUATION: $ 1 . 120 ADJUSTED TAX LEVY* $ 719, 650 PERCENT OF TAXES COLLECTED TO TAXES LEVIED 99 . 30% * Based upon the adjusted tax levy at the time of the audit for the fiscal year in which the tax was levied. SCHEDULE 4 Page 2 of 3 1995 - - . 1.994 1993 - $12 , 047, 530 $11, 396, 440 $ 7, 008, 740 - 43, 621, 360- - 3.8, 585, 310 31, 080, 260 953, 960 996, 960 - 878, 340 _ . - (426, 000) (496, 330) (227, 620) $56, 196, 850 $50,482, 380 $38, 739, 720 $ 1 . 199 $ 1 . 199 $ 1 . 520 $ 673 , 800 $ , 605, 284 - $ 588, 843 100 . 00% 100 . 00% •99 . 99% - 1 See Accompanying Independent ..Auditor' s Report. on ,Supplemental Information. SCHEDULE 4 Page 3 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 ANALYSIS OF TAXES LEVIED AND RECEIVABLE FOR THE YEAR ENDED SEPTEMBER 30, 1997 Tax rate for all overlapping jurisdictions (Includes any taxing entities which overlap 10% or- more- of the district) . 1996 Taxing Jurisdiction Service Provided Tax Rate Brazoria County $0 . 297500 Pearland Independent School District 1 . 768500 Special Districts : Brazoria County Drainage District No. 4 Flood Control ' 0 . 144441 District Tax Rate 1 . 120000 Total Overlapping Tax Rate $3 . 330441 See Accompanying Independent -Auditor' s Report on Supplemental- Information. (THIS PAGE INTENTIONALLY LEFT BLANK) SL9 '£LZ 'L $ aEaIAO21d SLMnowv zFzLOL T66 ' Z6Z 'T suoTnngzaquoO aadoTanaa O176 '99Z sanuanaH :pund TPaauaO (99S) sanuanaH :pund aoznaas ggaa 176T 'S8T sanuanaH 9TT '6Z9 'S $ spaaooad puog :pund sgoaCoad TpgTd2O • AE asaIAO2id siNnowv SL9 '£LZ 'L $ SLSSSV OHXId 'IV IgNSJ 'IVIOl L£L '698 $ SISOD 'IVNOILVZINYJ2IO LDI2IJSIa ''WJOJ 8T9 'SZT gsaaaqul aadoTanaa (698 '6E) gsaaaqui squawgsanul Aapaoduiay 8SO 'TSZ gsaaaqul agoN uoTgpdTDT1uV puog SSL 'TZ poTaad uoTqpnaqsuop buzana suoTTeaadO 9SZ ' ZSZ saad TpbaZ 0£L ' £LT saad AaosTnpy TpToupuTd 68T '98 $ sgsoO anssi puog SISOO UVNOIIVZINV0210 y0IUISIa 8 E 6 ' E O 17 '9 $ s a i 1 I'I I OK3 'IYD I SAHd ZK.Ioy ssaaboad uT uozgonagsuoO 000 '9 buTggnaO pup buTa2aTO 800 'SLL saag buTaaauTbug TL9 'TOZ UT W aoaod pup suoTgPgS gJTI OL8 'IL8 'T wagsAs aaMas Axe c es SSS 'SLT ' Z wagsAs a62uTPaa 89L 'ZOZ 'T wagsAs aagpm 8Z£ 'LZ sTzpay buT6Bor 817L ' £17T $ pupil SSIyI'IIO�I3 'IVDISAHd 966T 'T aagogDO saourT2g L 6 6 T 'O E 2ISSAISSdSs asarla 2IV A HILL 2IOa SZSOD 'IVNOIZYZINVo2IO a& ssassv asxi. avuamao NI saoxvio ao sisx'ri v s • ort a iitssia rivamimpa austnoo vzitozvta SCHEDULE 5 Balances September Additions Reclassifications 30, 1997 $ $ $ 143 , 748 27, 328 - 52, 581 - 1, 255, 339 . _ 750 2, 176,305 1, 083 1, 872, 953 201, 671 - 942 (10, 717) 765, 233 6, 000 57, 176 10, 717 67,893 $ 112 , 532 $ -0- $ 6, 516,470 $ 378 $ $ 85, 567 . 173, 730 - 4, 515 256, 771 • 21, 755 251, 058 . (39, 869) . 125, 618 $ 4 , 893 $ -0- $ 874, 630 $ 117,425 $ -0- $ 7, 391, 100 $ 60,.517- $ $ 5, 589, 633 185, 194 (.566) . 56, 908 323, 848 1, 292 , 991 $ 117,425 $ -0- $ 7, 391, 100 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 GENERAL LONG-TERM DEBT SERVICE REQUIREMENTS, BY YEARS SEPTEMBER 30, 1997 S E R I E S - 1 9 8 4 Due During Fiscal Principal Interest Due Years Ending Due March 1/ September 30 - March 1 September 1. Total 1998 $ 60, 000 $ 3 , 225 $ 63, 225 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013- 2014 . - 2015 TOTAL $ 60, 000 $ 3 , 225 -$ 63, 225 i SCHEDULE 6 Page 1 of 2 REFUNDING S E R I E S - 1 9 9 2 Due During Fiscal Principal Interest Due - . Years Ending - Due March 1/ September 30 March 1 September 1 Total 1998 - $ 160, 000 $ 373, 875 $ 533, 875 : 1999 ' . 235, 000 - 361, 790 596, 790 2000 255, 000 346, 345 601, 345 2.001 270, 000 - 329, 275 599,275 2002 290, 000 310, 650 600, 650 - 2003 310, 000 290, 395 600, 395 2004 - 330, 000 268, 553 598, 553 2005 355, 000 . 244, 825 599, 825 2006 380, 000 219, 100 599;.100 2007 410, 000 ' . 191,450 601;450 - 20.08 440, 000 161, 700 601, 700 • 2009 470, 000 : 129, 850 599, 850 • 20.10 505, 000 95, 725 600_, 725 2011 - 540, 000 _ 59, 150 599, 150 . 2012 575, 000 20, 125 595, 125 ' 2013 2014 . - _ 2015 TOTAL $ 5, 525, 000 . $- 3 ,4.02 ; 808 $ 8;927-, 808 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 GENERAL LONG-TERM DEBT SERVICE REQUIREMENTS, BY YEARS SEPTEMBER 30, 1997 . SE R I E S - 1 9 9 5 Due During Fiscal Principal -Interest Due Years Ending - Due March 1/ September 30 __ . - September 1 - September 1 Total • 1998 $ 55; 000 $ 116, 690 • $ 171, 690 - ` 1999 - 60, 000' . 114, 078 174, 078 - 2000 - 65, 000 111, 078 176, 078 2001 75, 000 107, 828 182, 828 2002 = . 80, 000 • 104, 003 184, 003 • 2003 - 85, 000 99, 843 184,843 2004 ' 90, 000 ' ' - 95, 338 185, 338 ` 2005 . . - ' 95, 000 - - 90,478 185,478 ' 2006 100, 000 85, 253 185,253 2007 ' ' - 110, 000 79, 653 189, 653 , 2008 ' - 115, 000 - 73, 383 188,383 • 2009 125, 000 66, 713 . 191, 713 2010 135, 000 59,213 194,213 2011 ' 145, 000 • , ' . 51, 113 196, 113 2012 • - 155, 000 42, 413 197,413 2013 165, 000 32, 919 197, 919 2014 175, 000 • 22, 813 197, 813 _ 2015 . 190, 000 11, 875 - 201, 875 - TOTAL • 1 _ $ 2, 020, 000 $. 1; 364, 684 $ 3, 384, 684 SCHEDULE 6 Page 2 ON 2 TOTAL ANNUAL REQUIREMEN A L L SERIES Due During _ .. Total - Fiscal - Total - - Total - " Principal Years Ending Principal Interest and Interest September 30 Due Due Due 1998 $ 275, 000 $ .. 4.93, 790 . $ 768, 790 19.99 295, 000 475, 86.._ _ _ 770, 868 2000 320, 00.0 457,423 777,423 2001 345, 000 437, 103 782 , 103 2002 370, 000 414, 653 784, 653 2003 395, 000 : . 390, 2.38_. 785, 238 2004 420, 000 - 363 , 891 783 , 8.91 2005 450, 000 335, 303 . 785, 303 2006 480, 000 304, 353 784, 353 2007 520, 000 271, 103 791, 103 2008 555, 000 235, 083 790, 083 2009 595, 000 196, 563 791, 563 2010 640, 000 154, 938 • 794, 938 2011 685, 000 1.10;263 _ 795, 263 2012 730, 000 62 ; 538 , -. _ 792, 530 2013 - 165, 000 32, 919 197, 919 2014 175, 000 22 , 813 197, 813 2015 - 190 , 000 11, 875 201, 870 TOTAL $ 7, 605, 000 $ 4, 770, 717 $12 , 375, 717 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 ANALYSIS OF CHANGES IN GENERAL LONG-TERM DEBT FOR THE YEAR ENDED SEPTEMBER 30, 1997 Bonds Outstanding Original October Description Bonds Issued 1, 1996 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds - Series 1984 $ 1, 620, 000 $ 115, 000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Refunding Bonds - Series 1992 . 6, 065, 000 5, 675, 000 Brazoria County Municipal Utility District No. 5 Unlimited Tax Bonds - Series 1995 • , 2 , 020, 000 2 , 020, 000 TOTAL $ 9, 705, 000 $ 7, 810, 000 For interest rates, interest payment dates and maturity dates, see Exhibit D, Footnote 3 . SCHEDULE 7 Page 1 of 2 Current Year Transactions Bonds Outstanding Retirements September Bonds Sold Principal Interest 30, 1997 Paying Agent Texas Commerce Bank N.A. Corporate Trust Products $ $ 55, 000 $ 9, 365 $ 60, 000 Houston, TX 77210 Texas Commerce Bank N.A. Corporate Trust Products 150,000 383, 025 5, 525, 000 Houston, TX 77210 Texas Commerce Bank N.A. Corporate Trust Products 116, 690 2, 020 , 000 Houston, TX 77210 $ -0- $ 205, 000 $ 509, 080 $ 7, 605, 000 See Accompanying Independent Auditor' s Report on Supplemental Information. (THIS PAGE INTENTIONALLY LEFT BLANK) SCHEDULE 7 Page 2 of 2 BRAZORIAA -COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 ANALYSIS OF CHANGES IN GENERAL LONG-TERM DEBT FOR THE YEAR ENDED SEPTEMBER 30, 1997 Tax-and/or Tax Bond Authority: Tax Bonds Refunding Bonds Amount Authorized by Voters $ 6, 105, 000 $17, 670-, 000 Less Amount Issued _ 6, 105, 000 - 8, 085, 0.00 Add: Amount of Bonds Refunded and Defeased 5, 105, 000 Remaining To Be Issued $ 5, 105, 000 $ 9, 585, 000 Debt Service Fund Cash and Temporary Investments balances as of September 30, 1997 :. $ 360,22.7 Average annual Debt Service payment (Principal & Interest) for remaining-term of all debt : $ 687, 540 See Accompanying Independent Auditor' s Report on Supplemental- Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO.. 5 COMPARATIVE SCHEDULE -OF -REVENUE AND EXPENDITURES GENERAL AND DEBT SERVICE FUNDS FIVE YEARS Amounts 1997 1996 1995 GENERAL FUND REVENUES : Service Revenues $ 380,434 $ 369, 393 $ 314, 739 Penalty and Interest 13, 509 12 , 965 10, 528 Tap Connection and Inspection Fees 94, 633 47, 600 32 , 775 STP Capacity -Lease _ Investment Revenues 21, 524 16, 840 16, 760 Miscellaneous Revenue 1, 852 1, 559. 6, 168 TOTAL GENERAL FUND REVENUES $ 511, 952 • $ 448, 357 $ 380, 970 GENERAL FUND EXPENDITURES : Professional Fees $ 28, 755 $ _34, 194 $ 34, 665 Purchased and Contracted Services 246, 868 230, 884 186, 858 Utilities 2 , 660 1, 633 1, 684 Repairs and Maintenance 63 , 968 26,469 76, 938 Recurring Operating Expenditures 44., 536 . 26, 97,8 27, 105 Capita-1 -Outlay 56, 908 26, 209 53 ; 615 TOTAL GENERAL FUND EXPENDITURES . _ $ 443, 695 $ 346, 367 $ 380, 865 EXCESS GENERAL FUND REVENUE OVER (UNDER) EXPENDITURES $ 68, 257 $ 101, 990 $ 105 _ SCHEDULE 8 Page 1 of 2 Percent of Total Revenue 1994 1993 1997 1996 1995 1994 1993 $ 273 , 852 $ 249, 873 74 .3% 82 .4% 82 .6% 75 . 0% 76 . 8% 9, 006 11, 069 2 . 6 2 . 9 2 . 8 2 . 5 3 .4 53, 000 37, 845 18 . 5 10 . 6 8 . 6 14 .-5 11. 6 8, 723 17, 015 2 .4. 5 .2 11, 252 8, 470 4 .2 3 . 8 4 .4 3 . 1 2 . 6 9, 089 1, 352 0 .4 0 . 3 1 . 6 2 . 5 0 .4 $ 364, 922 $ 325, 624 100 . 0% 100 . 0% 100 . 0% 100 . 0% 100 . 0% $ 25, 494 $ 30, 915 5 . 6% 7 . 6% - 9 . 1% 7 . 0% 9 .5% 177-, 842 141, 746 48 .2 51 .5 49 . 0 48 . 7 43 . 5 1, 981 2, 007 0 . 5 0 .4 0 .4 0 . 5 0 . 6 53, 106 47, 158 12 . 5 5 . 9 20 .2 14 . 6 14 .5 34, 374 3-0, 373 8 . 7 6 . 0 7 . 1 9 .4 9 . 3 48, 574 20, 248 11 . 1 5 . 8 14 . 1 13 . 3 6 .2 $ 341, 371 $ 272 , 447 86 . 6% 77 .2% 99 . 9.% .93 . 5% 83 . 6% $ 23, 551 $ 53 , 177 13 .4% 22 . 8% 0 . 1% 6 . 5%. 16 ,4% See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 COMPARATIVE SCHEDULE OF REVENUE AND EXPENDITURES GENERAL AND DEBT SERVICE FUNDS - FIVE YEARS Amounts 1997 . 1996 1995 DEBT SERVICE FUND REVENUES :- . Tax Revenues $ 715, 996 $ .674, 354 $ 605, 615 Penalty and Interest 3,470 3, 009 2, 687 Investment Revenues- 29, 698 , - 29, 450 .- 21, 829 Miscellaneous Revenues 38 TOTAL DEBT SERVICE FUND _ REVENUES_ $ 749, 164 $ 706, 813 $ 630, 169 DEBT SERVICE EXPENDITURES : - Tax Collection Expenditures . $ .21,456 $ 23, 441 $ _ 21, 519 Debt Service Interest and - " ,.Fees 514,438 497, 305 422, 643 Debt Service Principal 20'5, 000 = '_ 195-, 000 - 180, 000 Refunding Cost of Issuance - , TOTAL DEBT SERVICE EXPENDITURES $ 741,294 $ `715, 746 $ 624, 162 EXCESS DEBT SERVICE REVENUE - -OVER (UNDER) EXPENDITURES - $ 7,`870 $ (8, 933) $ - 6, 0.07 TOTAL ACTIVE RETAIL WATER AND/ . OR WASTEWATER CONNECTIONS -- ,-- 1,-0:91 I. - -9.43 863 SCHEDULE 8 Page 2 of 2 Percent of Total Revenue 1994 1993 1997 1996 1995 1994 1993 $ 586, 897 $ 543, 804 95 . 6% 95 .4% 96 . 1% 96 .8% 96 . 8% 3,459 1, 738 0 .4 0 .4 0 .4 - 0 . 6 - 0 .3- 15, 714 16, 301 4 . 0 4 .2 3 .5 '2 . 6 - 2 .-9 0 . 0 0 . 0 0 .'0 0'. 0 -0 . 0 $ 606, 070 $ 561, 843 100 . 0% 100 .0% 100 . 0% 100 . 0% 100 . 0% $ 17, 265 $ 18, 672 2 . 9% 3 . 3% 3 .4% 2 . 8 3 .3% 438, 525 .365, 917 68 . 7 70 .4 67 . 1 72 .4 65 . 1 160, 000 215, 000 27 .4 27 . 6 - 28 .6 26 .4 -38 .3 2 , 075 789 0 .0 0 . 0 0 . 0 - 0 ..3 0 . 0 $ 617, 865 $ 600, 378 99 . 0% 101 .3% 99 .1% 101 . 9% 106 .-7% $ (11, 795) $ (38, 535) 1 . 0% (1 .3) % 0 . 9% - (1 . 9) % - -- 6 . 7% 801 735 See _Accompanying Independent. Auditor' s Report on- Supplemental .Information:. SCHEDULE 9 Page 1 of 2 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 INSURANCE COVERAGE SEPTEMBER 30, 1997 Policy Amount Clause of Co- Type of Coverage From/To Coverage Insurer/Name Insurance FIDELITY BONDS Public Officials Faithful Per- 04/15/97 $ 10, 000 Western Surety formance Bond 04/15/98 Per Company* None Director Crime Bond 09/01/96 Redland Bookkeeper 10/27/97 $ 10, 000 Insurance Company* None Tax Assessor/Collector 10, 000 Operator 10, 000 Delinquent Tax Attorney 10, 000 GENERAL 10/20/96 New Hampshire LIABILITY 10/20/97 Insurance Company* None General Aggregate Limit $4, 000, 000 Products/Completed Operations Aggregate - Limit 2, 000, 000 Personal and Advertising Injury Limit 2 , 000, 000 Each Occurrence Limit 2, 000, 000 Fire Damage Limit - Any one fire 50, 000 Medical Expense 5, 000 * - Stock Company See Accompanying Independent Auditor' s Report on Supplemental Information. I j SCHEDULE 9 1 I Page 2 of 2 II BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 INSURANCE COVERAGE SEPTEMBER 30, 1997 I ' Policy Amount Clause I of - Co- Type of Coverage From/To Coverage Insurer/Name Insurance POLLUTION 10/20/96 New Hampshire LIABILITY 10/20/97 Insurance Company* None Per Occurrence $ 300, 000 11 ` General Aggregate 300, 000 II 1 AUTOMOBILE 10/20/96 New Hampshire i LIABILITY 10/20/97 Insurance Company* None Limit Per Accident $2 , 000, 000 li PROPERTY - FIRE, New Hampshire 11I LIGHTING AND 10/20/96 Insurance Company* 80% EXTENDED COVERAGE 10/20/97 $2 , 790, 000 1 Deductible 1, 000 BOILER AND 10/20/96 New Hampshire MACHINERY 10/20/97 $2, 790, 000 Insurance Company* None Deductible 2, 500 Extra Expense 50, 000 DIRECTORS AND National -Union ' OFFICERS 10/20/96 Fire Insurance - LIABILITY 10/20/97 Company of General Aggregate $4, 000, 000 Pittsburg, PA None Each Occurrence 2, 000, 000 Deductible 1, 000 * - Stock Company 1 See Accompanying Independent Auditor' s Report on Supplemental Information. BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS SEPTEMBER 30, 1997 District Mailing Address - Brazoria County Municipal Utility District No. 5 c/o Coats, Rose, Yale, Holm, Ryman & Lee, P.C. 1001 Fannin, Suite 800 Houston, Texas 77002-6707 District Telephone No. (713) 651-0111 Term of Office Board Members Elected/Expires Ricki ,A. Willoughby 1026 Margate 05/94 - Pearland, TX 77584 05/98 " I Jack T. Hollis, 2300 Briarwest #4309 - 05/96 - Houston, TX 77077 05/2000 David 'Denton 1018 Oxford 05/94 . - Pearland, TX 77584 05/98 Kelly C. Flanagan 1043 Margate. 05/94 .- Pearland, TX 77584 - 05/98 Phil Nedbalek 1022 Oxford 05/96 Pearland, TX 77584 05/2000 Note : No Director has any business or family relationships (as defined by the Texas Water Code) with major landowners in the District, with the District' s Developer or with any of the District' s consultants. SCHEDULE 10 I ' Page 1 of 3 I I ' II . I , j ; I 1, 1 II i Expense • { Per Diem Reimbursement for the for the -- j year ended year ended - Resident ! September September - of I ! 30, 1997 30, 1997 Title District $1, 650 $1, 003 President Yes $1,450 $ 699 Vice President No . it ! Assistant Vice President/ j Assistant Secretary/ Treasurer/Assistant $1, 550 $ 763 Investment Officer Yes • Secretary/Treasurer/ $1, 400 $1, 093 Investment Officer Yes Assistant Secretary/ $1, 450 $ 882 Treasurer -. Yes 1I I ji See Accompanying Independent Auditor' s Report On Supplemental- Information. SCHEDULE 10 Page 2 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO. 5 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS SEPTEMBER 30, 1997 Fees for the year ended September Consultants Date Hired 30, 1997 Title Assessments of the Southwest Tax P. O. Box 1368 Assessor/ Friendswood, TX 77546 05/04/81 $ 9, 800 Collector Brazoria County Appraisal District Central 500 N. Chanango Legislative Appraisal Angleton, TX 77515 Action $ 5, 942 District Coats, Rose, Yale, Holm, Ryman & Lee, P.C. 1001 Fannin, Suite 800 - Houston, TX 77002-6707 06/19/90 $ 28, 861 Attorney District Data Services, Inc. 8558 Katy Frwy. , Suite 119 Houston, TX 77055 07/17/85 $ 11, 299 Bookkeeper ECO Resources 12550 Emily Court Sugar Land, TX 77478 10/19/81 $359, 117 Operator Ferro-Saylors, Inc. 1880 Dairy Ashford Rd. Suite 505 Houston, TX 77077 07/07/94 $ 13, 654 Engineer See Accompanying , Independent Auditor' s Report on Supplemental Information. SCHEDULE 10 Page 3 of 3 BRAZORIA COUNTY MUNICIPAL UTILITY DISTRICT NO . 5 BOARD MEMBERS, KEY PERSONNEL AND CONSULTANTS SEPTEMBER 30, 1997 Fees for the year ended September Consultants Date Hired 30, 1997 Title McCall & Company Certified Public Accountants 13405 Northwest Freeway Suite 204 Houston, TX 77040 09/16/87 $ 7, 610 Auditor Perdue, Brandon, Fielder, Collins & Mott, L.L. P. Delinquent 2600 Citadel Place, Suite 500 Tax Houston, TX 77008 03/19/96 $ 871 Attorney Rauscher Pierce Refsnes, Inc. 1001 Fannin, Suite 700 Financial Houston, _ TX 77002-6796 03/19/91 $ -0- Advisor See Accompanying Independent Auditor' s Report on Supplemental Information. McCALL & COMPANY Certified Public Accountants Member American 13405 Northwest Fwy. Institute of Certified Suite 204 Public Accountants ' Houston,Texas 77040 (713)462-0341 January 14, 1998 Texas Society of Fax (713)462-2708 Certified Public E-Mail:mmccall@accesscomm.net Accountants Board of Directors Brazoria County Municipal Utility District No. 5 Brazoria County, Texas - Members of the Board: In planning and performing the audit of the General Purpose Financial Statements of Brazoria County Municipal Utility District No. 5 for the year ended September 30, 1997, we considered the internal control structure in order to determine the auditing procedures implemented for the purpose of expressing an opinion on the financial statements and not to provide assurance on the internal control structure. Our consideration of the internal control structure would not _necessarily disclose all matters in the internal control structure that might be a material weakness under standards established by the American Institute of Certified Public Accountants . . A material weakness is a condition in which the design or operation of the specific internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the financial state- ments being audited may occur and not be detected within a timely period by the District in the normal course of performing its assigned functions. We noted no matters involving the internal control structure and its operation that we consider to be a material weakness as defined above. We would like to communicate to you the following observa- tions and/or suggestions : Insurance Coverage We have not made an adequate study of the companies employed by the District to determine if such companies have adequately segregated their procedures to allow for adequate internal controls . The size of these companies may place certain limits on their ability to seg- regate functional responsibilities, and the size of the District pre- cludes sufficient segregation of duties if all accounting functions were handled by an employee of the District . In addition, some of the District' s consultant agreements require a certain amount of insurance coverage for both. fidelity bonding and general liability coverage. _ _ Members of the Board January 14, 19 8 Brazoria County Municipal Page 2 Utility District No. 5 We recommend the District continue to periodically review certifi- cates of insurance provided by the consultants to ascertain that the required amounts of insurance are in force. We also recommend the District continue to engage its engineer to review the District' s insurance coverage on its property, plant and equipment to gain assurance that the facilities are adequately insured. Public Funds Investment Act Effective September 1, 1995, the Public Funds Investment Act, Chapter 2256, Government Code was amended. . Included in the amended statute is a requirement for the District' s auditor to perform a - compliance audit of the District' s compliance with its adopted investment pol- 1 icy. Based upon our test of compliance, we acknowledge that the Dis- trict has substantially complied with the provisions of the invest- ment policy. This management letter is intended solely for the information and use of the Board of Directors of Brazoria County Municipal Utility District No. 5 and to meet the requirements of the Texas Natural Resource Conservation Commission. We appreciate the courtesy and assistance extended by the Board of Directors and the District' s consultants during the course of our audit . If you have any ques- tions concerning the matters presented herein or need assistance in implementing any of these, please contact us . Sincerely yours, McCall & Company Certified Public Accountants APPENDIX C SPECIMEN OF FINANCIAL GUARANTY INSURANCE POLICY MBIA FINANCIAL GUARANTY INSURANCE POLICY MBIA Insurance Corporation Armonk,New York 10504 Policy No.[NUMBER] MBIA Insurance Corporation (the "Insurer"), in consideration of the payment of the premium and subject to the terms of this policy, hereby unconditionally and irrevocably guarantees to any owner,as hereinafter defined,of the following described obligations,the full and complete payment required to be made by or on behalf of the Issuer to[PAYING AGENT/TRUSTEE]or its successor(the"Paying Agent")of an amount equal to(i)1the principal of(either at the stated maturity or by any advancement of maturity pursuant to a mandatory sutldng fund payment)and interest on,the I . Obligations(as that term is defined below)as such payments shall become due but shall not be so paid(except that in the event of any acceleration of the due date of such principal by reason of mandatory or optional redemption or acceleration resulting from default or otherwise,other than any advancement of maturity pursuant to a mandatory sinking fund payment,the payments guaranteed hereby shall be made in such amounts and at such times as such payments of principal would have been due had there not been any such acceleration); and Cu)the reimbursement of any such payment which is subsequently recovered from any owner pursuant to a final judgment by a court of competent jurisdiction that such payment constitutes an avoidable preference to such owner within the meaning of any applicable bankruptcy law. The amounts referred to in clauses n and(h)of the preceding sentence shall be referred to herein collectively as the"Insured Amounts." "Obligations"shall mean: [PAR] [LEGAL NAME OF ISSUE] Upon receipt of telephonic or telegraphic notice,such notice subsequently confinned in writing by registered or certified mail,or upon receipt of written notice by registered or certified mail,by the Insurer from the Paying Agent or any owner of an Obligation the payment of an Insured Amount for which is then due,that such required payment has not been made,the Insurer on the due date of such payment or within one business day after receipt of n notice of such nonpayment,whichever is later,will make a deposit of funds,in an account with State Street Bank and Trust Company,NA,in New Yodc, New York,or its successor,sufficient for the payment of any such Insured Amounts which are then due. Upon presentment and surrender of such Obligations or presentment of such other proof of ownership of the Obligations,together with any appropriate instruments of assignment to evidence the assignment of the Insured Amounts due on the Obligations as are paid by the Inner,and appropriate instruments to effect the appointment of the Insurer as agent for such owners of the Obligations in any legal proceeding related to payment of Insured Amounts on the Obligations,such instruments being ina form satisfactory to State Street Bank and Trust Company,NA,State Street Bank and Trust Company,NA shall disburse to such owners, or the Paying Agent payment of the Insured Amounts due on such Obligations,less any amount held by the Paying Agent for the payment of such Insured Amounts and legally available therefor. This policy does not insure against loss of any prepayment premium which may at any time be payable with respect to any Obligation. As used herein,the term"owner"shall mean the registered owner of any Obligation as indicated in the books maintained by the Paying Agen the Issuer,or any designee of the Issuer for such purpose. The term owner shall not include the Issuer or any party whose agreement with the Issuer constitutes the underlying security for the Obligations. Any service of process on the Insurer may be made to the Insurer at its offices located at 113 King Street,Armonk,New York 10504 and such service of process shall be valid and binding. This policy is non-cancellable for any reason. The premium on this policy is not refindable for any reason including the payment prior to mat • of the Obligations. IN WITNESS WHEREOF,the Insurer has caused this policy to be executed in facsimile on its behalf by its duly authorized officers,this[DAY]day of [MONTH,YEAR]. COUNTERSIGNED: MBIA Insurance Corporation Resident Licensed Agent Pre !! C/MEN City,State Assistant Secretary DISCLOSURE OF GUARANTY FUND NONPARTICIPATION:In the event the Insurer is unable to fulfill its contractual obligation under this policy or contract or application or certificate or evidence of coverage,the policyholder or certificateholder is not protected by an insurance guaranty fund or other solvency protection arrangement. STD-RCS-DC-6 4A5