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R2004-186 11-15-04 RESOLUTION NO. 2004-186 RESOLUTION OF THE CITY OF PEARLAND, TEXAS, APPROVING THE ISSUANCE OF $13,995,000 DEVELOPMENT AUTHORITY OF PEARLAND TAX INCREMENT CONTRACT REVENUE BONDS, SERIES 2004; APPROVING A BOND RESOLUTION, INDENTURE OF TRUST, BOND PURCHASE AGREEMENT AND OTHER DOCUMENTS RELATING TO THE BONDS; MAKING CERTAIN FINDINGS AND CONTAINING OTHER PROVISIONS RELATED THERETO STATE OF TEXAS § COUNTIES OF BRAZORIA AND HARRIS § CITY OF PEARLAND § WHEREAS, by City Ordinance No. 891,the City of Pearland, Texas (the "City") created Reinvestment Zone Number Two, City of Pearland, Texas (the "Zone")pursuant to Chapter 311, Texas Tax Code (the "TIRZ Act"); and WHEREAS, by Resolution No. 2004-107 adopted by the City Council of the City on June 28, 2004, the City authorized the creation of the Development Authority of Pearland (the "Authority") as a local government corporation pursuant to Subchapter D of Chapter 431, Texas Transportation Code (the "LGC Act"), to aid, assist and act on behalf of the City in the performance of the City's governmental and proprietary functions with respect to the common good and general welfare of the Zone; and WHEREAS, by City Ordinance No. R2004-170, the City authorized an agreement with the Zone and the Authority (the "Tri-Party Agreement"), which sets forth,among other things, the duties and responsibilities of the Authority, the City and the Zone as they relate to reimbursements for Project Costs (as defined in the Indenture) in the Zone, and pursuant to which the City and the Zone have agreed to pay the Authority on an annual basis certain of the Tax Increments (as defined in the Indenture) then available in the Tax Increment Fund (as defined in the Indenture); and WHEREAS, the Tri-Party Agreement authorizes the Authority to issue bonds secured by payments made to the Authority under the Tri-Party Agreement and further authorizes the Authority to issue such bonds for the purpose of making developer reimbursements for Project Costs only with the approval of the City; and WHEREAS, the Authority desires to issue its Tax Increment Contract Revenue Bonds, Series 2004 in the aggregate principal amount of $13,995,000 (the "Bonds") pursuant to a resolution authorizing the issuance of the Bonds (the "Bond Resolution") adopted by the Authority on November 15, 2004, and the Authority desires to use the proceeds from the sale of such Bonds for the purposes of (1) paying Project Costs (which includes amounts owed to developers under certain development agreements and the acquisition and the construction of certain public works and public improvements within the Zone), (2) funding the Reserve HOU:2373862.2 • Requirement, (3) capitalizing interest on the Bonds, (4) paying certain costs associated with the creation of the Authority, and(5)paying costs of issuance, all under and pursuant to the authority of the Act and all other applicable law; and WHEREAS, in order to further secure the Bonds, the Authority has determined to enter into an Indenture of Trust (the "Indenture") with Wells Fargo Bank, National Association (the "Trustee") for the purpose of assigning and pledging to the Trustee the Contract Tax Increments (as defined in the Indenture), for the purpose of establishing the Pledged Revenue Fund, the Project Fund, the Debt Service Fund, and the Debt Service Reserve Fund pursuant hereto and thereby providing the Pledged Revenues (as defined in the Indenture)to be held by the Trustee to secure the payment of principal of and interest on the Bonds and any Additional Parity Bonds from time to time issued under the Indenture and the Bond Resolutions; and WHEREAS none of the proceeds of the Bond's shall be used for the purpose of paying or otherwise providing for educational facilities, and WHEREAS the City Council desires to approve the issuance of the Authority's Tax Increment Contract Revenue Bonds, Series 2004;Now,therefore, BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF PEARLAND, TEXAS THAT: Section 1. Preamble. The facts and recitations set out in the preamble of this Resolution are found to be true and correct and are hereby adopted and made a part hereof for all purposes. Section 2. Approval of Bonds; Authorization of Agreements; Approval of Reimbursements. City Council hereby approves the issuance of the Bonds by the Authority and all reasonable agreements necessary in connection with the issuance of the Bonds, including without limitation the following: the Indenture (attached hereto as Exhibit A); the Bond Purchase Agreement by and between the Authority and First Southwest Company, as representative of the Underwriters (attached hereto as Exhibit B), the Preliminary Official Statement for the Bonds dated November 8, 2004 (attached hereto as Exhibit C); and any and all other documents and agreements reasonable and necessary for the Authority to issue the Bonds (collectively, the "Agreements"). On October 5, 2004, City Council approved developer reimbursements for certain Project Costs. City Council hereby reconfirms its approval of such reimbursements and acknowledges that a portion of the proceeds from the sale of the Bonds will be used to make such reimbursements. Section 3. Approval of Bond Resolution. City Council hereby approves the Authority's Bond Resolution authorizing the .issuance of the Authority's $13,995,000 Development Authority of Pearland Tax Increment Contract Revenue Bonds, Series 2004, a copy of which.is attached hereto as Exhibit"D." Section 4. Authorization of Other Matters Relating Thereto. The Mayor, City Secretary and other officers and agents of the City are hereby authorized and directed to do any and all things necessary or desirable to carry out the provisions of this Resolution. Section 5. Effective Date. This Resolution shall take effect immediately upon passage. 2 HOU:2373862.2 • `Y Section 6. Public Meeting. It is officially found, determined and declared that the meeting at which this Resolution is adopted was open to the public and public notice of the time, place and subject matter of the public business to be considered at such meeting, including this Resolution,was given all as required by the Texas Government Code, Chapter 551, as amended. PASSED AND APPROVED thisl5_thday of ;.November, 2004. Mayor City of Pearland ATTEST: Sec ry ity of Pearland, Texas 3 HOU:2373862.2 E)cJ1IBIT ` Draft 11/10/04 INDENTURE OF TRUST By And Between DEVELOPMENT AUTHORITY OF PEARLAND, the"Authority" and as "Trustee" DATED AS OF NOVEMBER , 2004 SECURING DEVELOPMENT AUTHORITY OF PEARLAND TAX INCREMENT CONTRACT REVENUE BONDS SERIES 2004 45366-Trust Indenture TABLE OF CONTENTS ARTICLE I DEFINITIONS AND INTERPRETATION 1 Section 1.01. Definitions 1 Section 1.02. Recitals, Table of Contents,Titles and Headings 7 Section 1.03. Interpretation 8 ARTICLE II GRANTING CLAUSES 1 ARTICLE III AUTHORIZATION OF TAX INCREMENT REVENUE BONDS; GENERAL TERMS AND PROVISIONS OF TAX INCREMENT CONTRACT REVENUE BONDS; ADDITIONAL PARITY BONDS AND SUBORDINATE LIEN OBLIGATIONS 1 Section 3.01. Authorization of Tax Increment Contract Revenue Bonds 1 Section 3.02. Additional Parity Bonds 2 Section 3.03. Subordinate Lien Obligations 2 Section 3.04. Declaration 3 ARTICLE IV FUNDS AND INVESTMENTS 1 Section 4.01. Creation of Funds 1 Section 4.02. Pledged Revenue Fund 1 Section 4.03. Debt Service Fund 2 Section 4.04. Debt Service Reserve Fund 2 Section 4.05. Project Fund 3 Section 4.06. Surplus Fund 3 Section 4.07. Rebate Fund 4 Section 4.08. Investments; Earnings 4 ARTICLE V COVENANTS OF THE AUTHORITY 1 Section 5.01. Payment of Tax Increment Contract Revenue Bonds and Performance of Obligations 1 Section 5.02. Recordation and Execution of Security Instruments 1 Section 5.03. Title Encumbrances of Pledged Revenues 1 Section 5.04. Pledged Revenues Not Encumbered 1 Section 5.05. Collection of Contract Tax Increments 2 Section 5.06. Amendment of Tri-Party Agreement 2 ARTICLE VI DEFAULT AND REMEDIES 1 Section 6.01. Events of Default 1 45366-Trust Indenture -1- Section 6.02. Notices 1 Section 6.03. Notice of Default 1 Section 6.04. Remedies in General 1 Section 6.05. Appointment of Receivers 2 Section 6.06. Trustee May Act Without Possession of Tax Increment Contract Revenue Bonds 2 Section 6.07. Trustee as Attorney in Fact 2 Section 6.08. Remedies Not Exclusive 2 Section 6.09. Limitation on Suits 3 Section 6.10. Right of Owners of the Tax Increment Contract Revenue Bonds to Direct Proceedings 3 Section 6.11. Restoration of Rights and Remedies 4 Section 6.12. Waiver of Stay or Extension Laws 4 Section 6.13. Delay or Omission Not Waiver 4 ARTICLE VII DISCHARGE 1 Section 7.01. Discharge by Payment 1 Section 7.02. Discharge by Deposit 1 ARTICLE VIII THE TRUSTEE 1 Section 8.01. Acceptance of Trusts 1 Section 8.02. Reliance by Trustee 3 Section 8.03. Certificate of the Authority as Proof 3 Section 8.04. Trustee May Own Tax Increment Contract Revenue Bonds 4 Section 8.05. Compensation of Trustee 4 Section 8.06. Removal of Trustee 4 Section 8.07. Resignation of Trustee 4 Section 8.08. Appointment of Successor Trustee 4 Section 8.09. Powers of Successor Trustee 5 Section 8.10. Merger, Conversion or Consolidation of Trustee 5 Section 8.11. Funds Transfer 6 ARTICLE IX MODIFICATION OF INDENTURE 1 ARTICLE X GENERAL PROVISIONS 1 Section 10.01. Proof of Execution of Writings and Ownership 1 Section 10.02. Benefits of Indenture 1 Section 10.03. No Individual Liability 1 Section 10.04. Notice 2 Section 10.05. Governing Law 2 Section 10.06. Severability 2 45366-Trust Indenture -11- Section 10.07. Successors and Assigns 2 Section 10.08. Execution in Several Counterparts 2 45366-Trust Indenture -iii- INDENTURE OF TRUST THIS INDENTURE OF TRUST, dated as of the day of November, 2004, (the "Indenture"), is made by and between DEVELOPMENT AUTHORITY OF PEARLAND, a not-for-profit local government corporation organized under Chapter 431, Texas Transportation Code and existing under the laws of the State of Texas (the "Authority"), and , a corporation (together with any successor trustee hereunder,the "Trustee"). WITNESSETH WHEREAS, by Ordinance No. 891, adopted on December 21, 1998, the City of Pearland (the "City") created Reinvestment Zone Number Two, City of Pearland, Texas (the "TIRZ") pursuant to Chapter 311, Texas Tax Code, and approved a preliminary project plan for the TIRZ and a preliminary reinvestment zone financing plan for the TIRZ; and WHEREAS, by Resolution No. , adopted on , 2004, the City authorized the creation of the Authority to aid, assist and act onbehalf of the City in the performance of the City's governmental and proprietary functions with respect to, and to provide a financing vehicle for,the TIRZ; and WHEREAS, by Ordinance No. , adopted on November , 2004, the City approved that certain Agreement by and between the City, the TIRZ, and the Authority (the "Tri-Party Agreement"), pursuant to which the City delegated to the Authority the power and authority to issue, sell or deliver its bonds, notes or other obligations in accordance with the terms of the Tri-Party Agreement; and WHEREAS, the Authority intends to issue its Tax Increment Contract Revenue Bonds (as herein defined), in one or more series;.and WHEREAS, by Ordinance No. , adopted on November , 2004, the City authorized the Authority to issue, sell, or deliver its Tax Increment Contract Revenue Bonds, Series 2004; and WHEREAS, the Participants (as herein defined) have agreed to make certain payments, which are sufficient to pay the principal of, interest on and redemption requirements of the Tax Increment Contract Revenue Bonds, the charges and expenses of paying agents, registrars and trustees utilized in connection with the issuance of the Tax Increment Contract Revenue Bonds, and all amounts required to establish and maintain the funds to be established under this Indenture and the Bond Resolutions (as herein defined); and WHEREAS, in order to further secure the Tax Increment Contract Revenue Bonds, the Authority has determined to enter into this Indenture with the Trustee for 45366-Trust Indenture 1 the purpose of assigning and pledging to the Trustee the Contract Tax Increments (as herein defined), for the purpose of establishing the Pledged Revenue Fund, the Project Fund, the Debt Service Fund, and the Debt Service Reserve Fund pursuant hereto and thereby providing the Pledged Revenues (as herein defined) to be held by the Trustee to secure the payment of principal of and interest on all Tax Increment Contract Revenue Bonds from time to time issued under the Bond Resolutions. NOW, THEREFORE, in consideration of the premises, the acceptance by the Trustee of the trusts hereby created, the purchase and acceptance of the Tax Increment Contract Revenue Bonds by the Owners thereof, and other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the Authority and the Trustee do hereby mutually covenant and agree, for the equal and proportionate benefit of the respective Owners from time to time of the Tax Increment Contract Revenue Bonds, as follows: [END OF RECITALS] 45366-Trust Indenture 2 CERTIFICATE FOR RESOLUTION THE STATE OF TEXAS § COUNTIES OF BRAZORIA AND HARRIS § CITY OF PEARLAND § We, the undersigned officers of the City of Pearland, Texas (the "City"), hereby certify as follows: 1. The City Council of the City convened in a regular meeting on November 15, 2004, at the regular meeting place thereof, within the City, and the roll was called of the duly constituted officers and members of the City Council,to wit: Tom Reid Mayor Charles Viktorin Council Member and Mayor Pro Tern Richard F. Tetens Council Member Woodrow"Woody" Owens Council Member Larry R. Marcott Council Member Kevin Cole Council Member Young Lorfing City Secretary and all of such persons were present except Council Member Viktorin, thus constituting a quorum. Whereupon, among other business, the following was transacted at said meeting: a written RESOLUTION OF THE CITY OF PEARLAND, TEXAS, APPROVING THE ISSUANCE OF $13,995,000 DEVELOPMENT AUTHORITY OF PEARLAND TAX INCREMENT CONTRACT REVENUE BONDS, SERIES 2004; APPROVING A BOND RESOLUTION, INDENTURE OF TRUST, BOND PURCHASE AGREEMENT AND OTHER DOCUMENTS RELATING TO THE BONDS; MAKING CERTAIN FINDINGS AND CONTAINING OTHER PROVISIONS RELATED THERETO (the "Resolution") was duly introduced for the consideration of the City Council and read in full. It was then duly moved and seconded that the Resolution be adopted on first reading; and, after due discussion, such motion, carrying with it the adoption of the Resolution, prevailed and carried by the following vote: AYES: 4 NAYS: 0 ABSTENTIONS: 0 2. That a true, full and correct copy of the Resolution adopted at the meeting described in the above and foregoing paragraph is attached to and follows this certificate;that the Resolution has been duly recorded in the City Council's minutes of such meeting; that the above and foregoing paragraph is a true, full and correct excerpt from the City Council's minutes of such meeting pertaining to the adoption of the Resolution; that the persons named in the above and foregoing paragraph are the duly chosen, qualified and acting officers and members of the City Council as indicated therein; that each of the officers and members of the City Council was 1 HOU:2375866.1 duly and sufficiently notified officially and personally, in advance, of the date, hour, place and subject of the aforesaid meeting, and that the Resolution would be introduced and considered for adoption at such meeting, and each of such officers and members-consented, in advance, to the holding of such meeting for such purpose; that such meeting was open to the public as required by law; and that public notice of the date, hour, place and subject of such meeting was given as required by the Open Meetings Law, Chapter 551, Texas Government Code. SIGNED AND SEAL this November 15 < ( . Secret Mayor Y OF ARLAND, T XAS CITY OF PEARLAND, TEXAS (SEAL) 2 HOU:2375866.1 EXHIBIT A Indenture of Trust See Transcript Tab A-1 HOU:2373862.2 EXHIBIT B Bond Purchase Agreement See Transcript Tab B-1 HOU:2373862.2 EXHIBIT C Preliminary Official Statement See Transcript Tab C-1 HOU:2373862.2 EXHIBIT D Bond Resolution See Transcript Tab D-1 HOU:2373862.2 ARTICLE I DEFINITIONS AND INTERPRETATION Section 1.01. Definitions. Unless otherwise expressly provided or unless the context clearly requires otherwise, the following terms shall have the respective meanings specified below for all purposes of this Indenture: "Act" shall mean Chapter 431, Texas Transportation Code, as amended. "Additional Parity Bonds" shall mean the additional parity Tax Increment Contract Revenue Bonds permitted to be issued by the Authority pursuant to Section 3.02 of this Indenture. "AISD" shall mean Alvin Independent School District. "AISD Agreement" shall mean that Interlocal Agreement approved by the City by Resolution No. R99-45, adopted on June 14,1999, by and between the City, AISD and the TIRZ pursuant to which AISD has agreed to transfer a portion of its Tax Increment to the Tax Increment Fund, as amended. "Annual Debt Service" means for any annual period (any fiscal year or any other twelve (12) consecutive calendar month period), an amount equal to the sum of (i) all interest on the Bonds which is due during such period, plus (ii) that portion of the Principal Installment or Installments of the Bonds which is due during such period, as limited and calculated in the following manner: (a) Except as modified below, (i) for any twelve (12) consecutive calendar month period other than the calendar year, whether or not such period constitutes the Authority s current fiscal year or any future Authority fiscal year, the aggregate amount of interest on and Principal Installment of the Bonds which was paid or mandatorily redeemed or is scheduled to accrue and be paid or mandatorily redeemed during such twelve (12) consecutive month period; and (ii) for any fiscal year while the Authority's fiscal year is the same as the calendar year, the aggregate amount of interest on and Principal Installment of the Bonds which was paid or mandatorily redeemed or is scheduled to accrue and be paid or mandatorily redeemed after January 1 of such fiscal year and on or before the next following January 1; and (b) As to any annual period prior to the date of any calculation, such requirements shall be calculated solely on the basis of Bonds which were Outstanding as of the first (1st) day of such period; and as to any future year such requirements shall be calculated solely on the basis of Bonds Outstanding as of the date of calculation; and 45366- Trust Indenture I-1 (c) Notwithstanding the foregoing, all amounts which are deposited to the credit of the Debt Service Reserve Fund from original proceeds from the sale of any Bonds and amounts which have been or are expected to be realized as interest and investment earnings on amounts on deposit in the Debt Service Fund (other than those amounts which are to be deposited into the Rebate Fund pursuant to Section 4.07 of this Indenture) and which are used or scheduled to be used to pay interest on or Principal Installments of Bonds during any annual period, shall be deemed to reduce the Annual Debt Service for any such annual period to the extent of such interest and investment earnings; and the amount of such deposits shall be excluded from and shall not constitute Annual Debt Service for any such annual period. "Authority" shall mean the Development Authority of Pearland, or its legal successors. "Authorized Representative" shall mean shall mean the Chairman or the Vice Chairman of the Authority designated to perform a specified act, to sign a specified document or to act generally on behalf of the Authority by a written instrument furnished to the Trustee. "Average Annual Debt Service" shall mean the total Annual Debt Service (as of the date of the calculation) divided by the remaining number of years until the final maturity of the Bonds. The Average Annual Debt Service calculated under this Indenture shall remain in effect until the next date when such calculation is required under this Indenture. For the purposes of calculating the Average Annual Debt Service, any fractional year shall be included in the calculation as a full year. "Board" shall mean the Board of Directors of the Authority. "Bond Counsel" shall mean Allen Boone Humphries LLP or such other nationally recognized firm engaged by the Authority. "Bond Resolutions" shall mean the resolutions from time to time adopted by the Authority authorizing the Tax Increment Contract Revenue Bonds. "Bonds" or "Tax Increment Contract Revenue Bonds" shall mean one or more series of bonds issued by the Authority pursuant to this Indenture and the Bond Resolutions. "Brazoria County" shall mean Brazoria County, Texas. "Brazoria County Agreement" shall mean that Interlocal Agreement approved by the City by Resolution No. R99-62, adopted on August 30, 1999, by and between the City, Brazoria County and the TIRZ pursuant to which Brazoria County has agreed to transfer a portion of its Tax Increment to the Tax Increment Fund, as amended. 45366 - Trust Indenture I-2 "Business Day" shall mean any day which is not a Saturday, Sunday, a day on which banking institutions in the city where the principal corporate trust office of the Paying Agent/Registrar is located are authorized by law or executive order to close, or a legal holiday. "Captured Appraised Value" shall mean, with respect to each Taxing Unit in each year, the total appraised value of real property taxable by the Taxing Unit and located in the TIRZ for that year less the Fax Increment Base of the Taxing Unit. "City" shall mean the City of Pearland, Texas. "Code" shall mean the Internal Revenue Code of 1986, as amended, and all applicable Internal Revenue Service Regulations thereunder. "Contract Tax Increments" shall mean Tax Increments from time to time required to be deposited by the Participants into the Tax Increment Fund pursuant to the TIRZ Act and the Participant Contracts and payable to the Authority by the City pursuant to the Tri-Party Agreement. "Costs of Issuance" shall mean all charges, costs and expenses of the Authority incurred in connection with the authorization, issuance, sale and delivery of Tax Increment Contract Revenue Bonds including, but not limited to, legal fees, financial advisory fees, bond insurance premiums, fiscal or escrow agent fees, printing fees, accounting fees, consultant fees, verification fees, travel expenses, rating agency fees, fees of the Trustee and its counsel and Attorney General fees "Debt Service" shall mean the Principal Installments and interest on the Bonds. "Debt Service Fund" shall mean the fund so designated and created pursuant to Article IV of this Indenture. "Debt Service Reserve Fund" shall mean the fund so designated and created pursuant to Article IV of this Indenture. "Eligible Investments" shall mean any investments which the Authority is permitted to make under the laws of the State of Texas, including the Public Funds Investment Act, Chapter 2256, Texas Government Code, as amended. "Event of Default" shall mean any Event of Default described in Section 6.01 of this Indenture. "Exempt Securities" means bonds or other evidences of obligations, the interest on which is exempt from federal income taxation under Section 103(a) of the Code. "Fair Market Value" shall mean as of any particular time: 45366 - Trust Indenture I-3 (a) as to Eligible Investments the bid and asked prices of which are published on a regular basis in a financial journal or publication of general circulation in the United States of America, the bid price for such Eligible Investments so published on or most recently prior to the date of valuation by the Trustee, or (b) as to Eligible Investments the bid and asked prices of which are not published on a regular basis in a financial journal or publication of general circulation in the United States of America, the average bid price on such Eligible Investments at the date of valuation by the Trustee, as reported to the Trustee by any two nationally recognized dealers (in the opinion of the Trustee) in such Eligible Investments. "Fort Bend County" shall mean Fort Bend County, Texas. "Fort Bend County Agreement" shall mean that Interlocal Agreement approved by the City by Resolution No. R99-57, adopted on August 9, 1999, by and between the City, Fort Bend County and the TIRZ pursuant to which Fort Bend County has agreed to transfer a portion of its Tax Increment to the Tax Increment Fund, as amended. "Fund' shall mean any one or more, as the case may be, of the separate special Funds created and established or required to be maintained pursuant to this Indenture. "Interest Payment Date", when used in connection with any Bond, shall mean March 1 and September 1 commencing on such March 1 or September 1 as shall be set forth in the Bond Resolution for such Bonds. "Parity Bonds" shall mean the Bonds and each series of Additional Parity Bonds from time to time hereafter issued, but only to the extent such Parity Bonds remain Outstanding. "Pledged Revenue Fund" shall mean the fund so designated and created pursuant to Article IV of this Indenture. "Pledged Revenues" shall have the meaning assigned to that term in Article II of this Indenture. "Project Costs" shall mean all project costs identified in the Project and Financing Plan as authorized by the TIRZ, Act and the Tri-Party Agreement. "Project Fund" shall mean the fund so designated and created pursuant to Article IV of this Indenture. "Mandatory Redemption Installment" shall mean, as of any particular date of calculation and with respect to any Series of Bonds, the amount of money to be applied 45366 - Trust Indenture I-4 to the mandatory redemption (including any mandatory redemption premium, if any) of Bonds in any fiscal year prior to maturity pursuant to this Indenture or any Bond Resolution, as such Mandatory Redemption Installment shall have been previously reduced by the principal amount of any Bonds of such Series of the maturity with respect to which such Mandatory Redemption Installment is payable which are purchased or redeemed by the Trustee in accordance with the provisions of this Indenture or of any Bond Resolution, other than a Mandatory Redemption Installment redemption or purchase. "Maximum Annual Debt Service" shall mean the greatest amount of the Annual Debt Service calculated for any future fiscal year. "Outstanding" when used with reference to Bonds, shall mean, as of a particular date, all Bonds theretofore and thereupon delivered except: (a) any Bond canceled by or on behalf of the Authority at or before said date, (b) any Bond defeased or no longer considered Outstanding pursuant to the provisions of the Resolution or otherwise defeased as permitted by applicable law, and (c) any such Bond in lieu of or in substitution for which another Bond shall have been dehvered pursuant to the Resolution. "Owner" or "Registered Owner", when used with respect to any Bond shall mean the person or entity in whose name such Bond is registered in the Register Any reference to a particular percentage or proportion of the Owners shall mean the Owners at a particular time of the specified percentage or proportion in aggregate principal amount of all Bonds then Outstanding under the Resolution. "Participant Contracts" shall mean, collectively, the Tri-Party Agreement, the AISD Agreement, the Brazoria County Agreement, the Fort Bend County Agreement, and any other contracts or orders heretofore or from time to time hereafter entered into between the Authority and Participants, containing provisions with respect to the payment by Participants of Tax Increments. "Participants" shall mean the City, AISD, Brazoria County and Fort Bend County. "Paying Agent/Registrar" shall mean the bank or trust company so designated in the Bond Resolutions. "Principal Installment" means, as of any particular date of computation and with respect to Bonds of a particular Series, an amount of money equal to the aggregate of (a) the principal amount of Outstanding Bonds of said Series which mature on a single future date, reduced by the aggregate principal amount of such Outstanding Bonds of such Series which would at or before said future date be retired as a result of Mandatory Redemption Installments applied in accordance with this Indenture plus (b) 45366 - Trust Indenture I-5 the amount of any Mandatory Redemption Installment payable on said future date for the retirement of any Outstanding Bonds of said Series. "Principal Installment Payment Date' , when used in connection with any Bond, shall mean September 1 of each year in which principal is scheduled to be paid. "Project and Financing Plan" shall mean the final Project Plan and Reinvestment Zone Financing Plan of the TIRZ adopted by the Board of Directors of the TIRZ on August 23, 1999, and approved by the City on August 23, 1999, by Ordinance No. 918, and as amended from time to time. "Register" or "Bond Register" shall mean the books of registration kept by the Paying Agent/Registrar in which are maintained the names and addresses of, and the principal amounts of the Bonds registered to, each Owner. "Regulations" shall mean the Income Tax Regulations promulgated under the Code. "Reserve Fund Surety Policy" shall mean an insurance policy or other credit agreement, as such tennis defined by Section 1371.001, Texas Government Code, in a principal amount equal to the portion of the Reserve Requirement to be satisfied and issued by a financial institution or insurance company with a rating for its long term unsecured debt or claims paying ability in the highest letter category by two major municipal securities evaluation sources. "Reserve Requirement" shall be computed after the issuance of any Series of Bonds and shall be the lesser of: (i) 1.25 times the Average Annual Debt Service of the Bonds, or (ii) the Maximum Annual Debt Service, provided that the issuance of any Series of Bonds shall not cause the Reserve Requirement to increase by more than 10% of the stated principal amount of such Series of Bonds or 10% of the issue price of such Series of Bonds if the Series of Bonds are issued with more than a de minimis amount (as defined by Section 1.48 1 of the Income Tax Regulations) of original issue discount. Upon issuance of the Series 2004 Bonds, the Reserve Requirement shall be "Series ' shall mean all of the Bonds authenticated and delivered on issuance and pursuant to this Indenture or any Bond Resolution authorizing the issuance of such Bonds as a separate series of Bonds or any Bonds thereafter authenticated and delivered in lieu of or in substitution for such Bonds. "State" or "State of Texas" shall mean the State of Texas. "Surplus Fund" shall mean the Authority's Surplus Fund. 45366 - Trust Indenture I-6 "Tax Increment" shall mean, with respect to each Taxing Unit in each year, the amount of property taxes levied by the Taxing Unit for that year on the Captured Appraised Value of real property taxable by the Taxing Unit and located in the TIRZ. "Tax Increment Base" shall mean the total appraised value of property in the TIRZ as of January 1, 1998 plus the total appraised value of real property taxable by a faxing Unit and annexed into the TIRZ as determined on January 1 of the year in which such property was annexed into the TIRZ. "Tax Increment Contract Revenue Bonds" or "Bonds" shall mean one or more series of bonds issued by the Authority pursuant to this Indenture and the Bond Resolutions "Tax Increment Fund" shall mean the City's TIRZ Tax Increment Fund created and maintained in accordance with Ordinance No. 891 and the TIRZ Act. "Taxing Unit" shall mean, in addition to the Participants, a special district or authority (including a junior college district, a hospital district, a navigation district, or other district created by or pursuant to the V.T.C.A. Water Code), or any other political subdivision of the State of Texas, whether created by or pursuant to the Texas Constitution or a local, special, or general law, that is authorized to impose and is imposing ad valorem taxes on real property in the TIRZ, even if the governing body of another political unit determines the tax rate for the unit or otherwise governs its affairs. "TIRZ" shall mean Reinvestment Zone Number Two, City of Pearland, Texas as enlarged from time to time. "TIRZ Act" shall mean Chapter 311, Texas Tax Code; as amended. "Tri-Party Agreement" shall mean that certain Agreement by and between the City, the TIRZ, and the Authority approved by the City by Ordinance No. , adopted on 2004, and adopted on October 5, 2004, by the Board and the Board of Directors of the TIRZ, as amended. "Trustee" shall mean , and its successors in that capacity. Section 1.02. Recitals, Table of Contents, Titles and Headings. The terms and phrases used in the recitals of this Indenture have been included for convenience of reference only and the meaning, construction and interpretation of such words and phrases for purposes of this Indenture shall be determined solely by reference to Section 1.01 hereof. The table of contents, titles and headings of the articles and sections of this Indenture have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof and shall never be considered or given any effect in construing this 45366 - Trust Indenture I-7 Indenture or any provision hereof or in ascertaining intent, if any question of intent should arise. Section 1.03. Interpretation. Unless the context requires otherwise, words of the masculine gender shall be construed to include correlative words of the feminine and neuter genders and vice versa, and words of the singular number shall be construed to include correlative words of the plural number and vice versa. This Indenture and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein and to sustain the validity of this Indenture and the Tax Increment Contract Revenue Bonds. [END Of ARTICLE I] 45366 - Trust Indenture I-8 ARTICLE II GRANTING CLAUSES In order to secure the payment of the principal of, redemption premium, if any, and interest on all Tax Increment Contract Revenue Bonds as the same are issued and become due and payable, whether at maturity or by prior redemption, and the performance and observance of all of the covenants and conditions herein contained, and in consideration of the premises, the acceptance by the Trustee of the trusts hereby created, the purchase and acceptance of the Tax Increment Contract Revenue Bonds by the Owners thereof, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Authority does hereby GRANT, BARGAIN, CONVEY, ASSIGN and PLEDGE to the Trustee and its successors in trust hereunder, subject to the provisions of this Indenture, all of the Authority's right, title and interest in and to the following described properties and interests, direct or indirect, whether now owned or hereafter acquired (collectively, the 'Pledged Revenues"): (a) The Contract Tax Increments and all of the Authority's right, title and interest thereto under the Participant Contracts and the Tri-Party Agreement. (By definition, the Contract Tax Increments do not include the Tax Increments of Taxing Units other than the City, AISD, Brazoria County and Fort Bend County.) (b) All moneys deposited or required to be deposited in the Pledged Revenue Fund, the Debt Service Fund, and the Debt Service Reserve Fund held by the Trustee pursuant to the provisions of this Indenture and all interest earnings and investment income therefrom. (c) Any and all property of every kind and nature (including without limitation, cash, obligations or securities) which may from time to time hereafter be conveyed, assigned, hypothecated, endorsed, pledged, mortgaged, granted, or delivered to or deposited with, the Trustee as additional security hereunder by the Authority, or anyone on behalf of the Authority, or which pursuant to any of the provisions hereof may come into the possession or control of the Trustee as security hereunder, or of a receiver lawfully appointed hereunder, all of which property the Trustee is authorized to receive, hold and apply according to the terms hereof. If and when an agreement is reached with Fort Bend Independent School District or another Taxing Unit for the payment of its Tax Increments into the Tax Increment Fund, the Authority may, but not necessarily will, grant its right, title and interest in such Tax Increments to the Trustee as security hereunder. TO HAVE AND TO HOLD all the same, with all rights and privileges appurtenant thereto, unto the Trustee and its successors in trust forever. 45366 - Trust Indenture IN TRUST, NEVERTHELESS, upon the terms and trusts herein set forth, for the equal and proportionate benefit and security of the Owners from time to time of the Tax Increment Contract Revenue Bonds secured and to be secured hereunder, or any of them, without preference, priority or distinction as to lien or otherwise of any Tax Increment Revenue Bond over any other Tax Increment Revenue Bond, except as otherwise expressly provided in this Indenture, PROVIDED, HOWEVER, that if the Authority, its successors or assigns, shall well and truly pay, or cause to be paid, the principal of the Tax Increment Contract Revenue Bonds and the interest and redemption premium, if any, due or to become due thereon, at the times and in the manner provided in the Tax Increment Contract Revenue Bonds, and in the Bond Resolutions according to the true intent and meaning thereof, and shall cause the payments to be made into the Funds maintained hereunder in the amounts required by this Indenture and the Bond Resolutions, or shall provide, as permitted hereby, for the payment. thereof by depositing with the Trustee or Paying Agent/Registrar the entire amount due or to become due thereon, or an amount sufficient to provide for the payment thereof, and shall pay or cause to be paid to the Trustee all sums of money due or to become due to it in accordance with the terms and provisions hereof, then this Indenture and the rights and liens hereby granted shall cease, terminate and be void; otherwise this Indenture is to be and shall remain in full force and effect. [END OF ARTICLE II] 45366 - Trust Indenture II-2 ARTICLE III AUTHORIZATION OF TAX INCREMENT REVENUE BONDS; GENERAL TERMS AND PROVISIONS OF TAX INCREMENT CONTRACT REVENUE BONDS; ADDITIONAL PARITY BONDS AND SUBORDINATE LIEN OBLIGATIONS Section 3.01. Authorization of Tax Increment Contract Revenue Bonds. (a) The Tax Increment Contract Revenue Bonds may be authorized from time to time by the Authority pursuant to Bond Resolutions duly adopted by the Board, which Bond Resolutions shall specify the dates, denominations, principal amounts, interest rates, maturities, redemption provisions, forms of bonds, manner of payment, provision for execution and authentication, application of proceeds and all other terms and provisions of the Tax Increment Contract Revenue Bonds not otherwise provided herein. (b) At or prior to the issuance of each series of Tax Increment Contract Revenue Bonds pursuant to any Bond Resolution, the Authority shall provide to the Trustee the following: a certified copy of the Bond Resolution; the approving opinion of the Authority's Bond Counsel with respect to such series of Tax Increment Contract Revenue Bonds to the effect (i) that the Bonds are vand and binding obligations of the Authority except to the extent that their enforceability may be limited by applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and except that such enforceability is subject to general principles of equity and the exercise of judicial discretion (regardless of whether such enforceability is considered in a proceeding in law or at equity), and (ii) that the Bonds are issued pursuant to the terms of this Indenture; (iii) if such series of Tax Increment Contract Revenue Bonds are being issued to refund any previously issued Tax Increment Contract Revenue Bonds, the identity, redemption date and redemption price of the Tax Increment Contract Revenue Bonds to be refunded; (iv) a debt service schedule with regard to such series of Tax Increment Contract Revenue Bonds and all Tax Increment Contract Revenue Bonds that will then be Outstanding after the issuance of such series of Tax Increment Contract Revenue Bonds and refunding of any Tax Increment Contract Revenue Bonds being refunded thereby; and 45366 - Trust Indenture (v) the amount of the Reserve Requirement, as such amount may have been modified based upon the issuance of such series of Tax Increment Contract Revenue Bonds. Section 3.02. Additional Parity Bonds. The Authority reserves the right to issue, for any lawful purpose (including the refunding of any previously issued Parity Bonds), one or more series of Additional Parity Bonds payable from and secured by a lien on the Pledged Revenues, on a parity with the Bonds, and any previously issued Additional Parity Bonds; provided, however, that no Additional Parity Bonds may be issued unless: (a) The Additional Parity Bonds mature on, and interest is payable on, the Principal Installment Payment Dates and Interest Payment Dates, respectively; (b) The City has approved issuance of the Additional Parity Bonds on the terms set forth in the Tri-Party Agreement, as the same may be modified from time to time; (c) There shall be on deposit in the Debt Service Reserve Fund, after the issuance of the Additional Parity Bonds, an amount equal to the Reserve Requirement on all Bonds that will be Outstanding after the issuance of such Additional Parity Bonds; (d) The Authority certifies that it is not in material default with the terms of the Indenture, any Bond Resolution, or the Tri-Party Agreement; and (e) The Authority has received a certificate meeting the requirements set forth in paragraph (f) below which shows Captured Appraised Value which, at the Participants' tax rates then in existence, will generate Contract Tax Increments on the Additional Parity Bonds to be issued that will be at least 125 percent of projected Average Annual Debt Service, taking into account the Bonds and the Additional Parity Bonds to be issued, provided; however, that this requirement shall not apply to the issuance of any series of Additional Parity Bonds for refunding purposes that will have the result of reducing the Average Annual Debt Service requirements on Parity Bonds; and (f) The certificate required by paragraph (e) above may be either: (i) a certificate of the appropriate county appraisal district or districts showing certified values, adjusted for exemption, (ii) a certificate of the appropriate county appraisal district or districts showing estimated or preliminary values, adjusted for exemptions and losses due to protests based on historical data, or (iii) a projection prepared by an independent real estate appraiser. Section 3.03. Subordinate Lien Obligations. The Authority reserves the right to issue, for any lawful purpose, bonds, notes or other obligations secured in whole or in 45366 - Trust Indenture III-2 part by liens on all or part of The Pledged Revenues that are junior and subordinate to the lien on Pledged Revenues securing payment of the Parity Bonds. Such subordinate hen obligations may be further secured by any other source of payment lawfully available for such purposes. Such subordinate lien obligations will provide that they are payable from all or part of The Pledged Revenues only if and to the extent such amounts could otherwise be deposited to the Debt Service Reserve Fund (for Reserve Fund Surety Policy obligations) or to the Surplus Fund. Section 3.04 Declaration. It is hereby expressly declared that all revenues, receipts, moneys and other properties hereby pledged are to be dealt with and disposed of under, upon and subject to the terms, conditions, covenants, agreements, uses and purposes set forth in this Indenture. [END OF ARTICLE III] 45366 - Trust Indenture III-3 ARTICLE IV FUNDS AND INVESTMENTS Section 4.01. Creation of Funds. There are hereby created the following Funds: (A) Pledged Revenue Fund; (B) Debt Service Fund; (C) Debt Service Reserve Fund; (D) Project Fund; (E) Rebate Fund; and (F) Surplus Fund. Each Fund, other than the Surplus Fund and the Project Fund, shall be maintained by the Trustee separate and apart from all other funds of the Authority. The Authority shall maintain its Surplus Fund and Project Fund at a depository of the Authority's selection and in accordance with the Tri-Party Agreement. The Pledged Revenue Fund, the Debt Service Fund and the Debt Service Reserve Fund shall constitute trust funds which shall be held in trust by the Trustee solely for the benefit of the Owners of the Tax Increment Contract Revenue Bonds. Section 4.02. Pledged Revenue Fund. There is hereby created and established with the Trustee a fund to be designated the ' Pledged Revenue Fund " The Contract Tax Increments, shall be deposited into The Pledged Revenue Fund. Money in the Pledged Revenue Fund shall be held in trust by the Trustee and applied in the following manner and order of priority: (A) First, to the Debt Service Fund amounts necessary to make the amounts on deposit therein equal to the interest and Principal Installments due on the Tax Increment Contract Revenue Bonds in the period ending on the next March 1; (B) Second, to the Debt Service Reserve Fund amounts required to attain the Reserve Requirement; (C) Third, to the payment of fees and expenses of the Trustee and Paying Agent/Registrar; and (D) Fourth, to the Surplus Fund for use by the Authority for any lawful purpose. Moneys can be transferred from the Pledged Revenue Fund to 45366 - Trust Indenture IV-1 the Surplus Fund at any time provided that immediately prior to any such transfers the deposits required by Sections 4 02(A) through (C) above have been made or provided for. Section 4.03. Debt Service Fund. There is hereby created and established with the Trustee a fund to be designated the "Debt Service Fund." Money in the Debt Service Fund shall be held in trust by the Trustee. The Authority shall deposit or cause to be deposited into the Debt Service Fund accrued interest on the Tax Increment Contract Revenue Bonds, capitalized interest on the Tax Increment Contract Revenue Bonds, transfers from the Pledged Revenue Fund as provided in Section 4.02, transfers from the Debt Service Reserve Fund as provided in Section 4.03, and, to the extent necessary, other Pledged Revenues in such amounts and at such times to provide that amounts necessary to pay interest and Principal Installments, due on the Tax Increment Contract Revenue Bonds. The Trustee shall transfer on each Interest Payment Date and each Principal Installment Payment Date to the Paying Agent/ Registrar such amounts in the Debt Service Fund to pay Principal Installments and interest on the Tax Increment Contract Revenue Bonds as the same becomes due. The Trustee shall make all such transfers such that the Authority shall be in compliance with the Principal and Interest Guidelines in the Operational Arrangement of the Depository Trust Company, as amended from time to time. Section 4.04. Debt Service Reserve Fund. There is hereby created and established with the Trustee a fund to be designated the "Debt Service Reserve Fund.' Money in the Debt Service Reserve Fund shall be held in trust by the Trustee. The Debt Service Reserve Fund shall initially be funded as provided in the Bond Resolutions. (A) If, on any Interest Payment Date or Principal Installment Payment Date, after transferring funds to the Debt Service Fund as provided in Section 4.02, the Debt Service Reserve Fund contains amounts less than the Reserve Requirement, the Trustee shall withdraw from the Pledged Revenue Fund and deposit into the Debt Service Reserve Fund the amount required to attain the Reserve Requirement. If there are not sufficient funds in the Pledged Revenue Fund to fund the Reserve Requirement, the Trustee shall deposit into the Debt Service Reserve Fund all interest and income earned from the investment of amounts credited to the Debt Service Reserve Fund until the Reserve Requirement is again attained. (B) So long as the Debt Service Reserve Fund contains amounts at least equal to the Reserve Requirement, all earnings on the Debt Service Reserve Fund shall be transferred and deposited, as collected, into the Debt Service Fund. (C) Amounts deposited into the Debt Service Reserve Fund (i) shall be used to pay interest on or Principal Installments of the Tax Increment Contract Revenue Bonds when insufficient funds are available for such purpose in the 45366 - Trust Indenture IV-2 Debt Service Fund or (ii) may be applied toward the payment of interest on or Principal Installments of Tax Increment Contract Revenue Bonds in connection with the refunding or redemption of such Tax Increment Contract Revenue Bonds. (D) The Authority expressly reserves the right at any time to satisfy all or part of the Reserve Requirement by obtaining for the benefit of the Debt Service Reserve Fund one or more Reserve Fund Surety Policies. In the event the Authority elects to substitute at any time a Reserve Fund Surety Policy for any funded amounts in the Debt Service Reserve Fund, it may apply any bond proceeds thereby released, to the greatest extent permitted by law, to any purposes for which the Bonds were issued and any other funds thereby released to any purposes for which such funds may lawfully be used, including the payment of debt service on the Bonds. The premium for any Reserve Fund Surety Policy shall be paid from bond proceeds or other funds of the Authority lawfully available for such purpose. Any Reserve Fund Surety Policy shall be authorized by resolution. All amounts deposited in or required to be deposited in the Debt Service Reserve Fund may be used to pay obligations incurred to providers of Reserve Fund Surety Policies, including amounts advanced thereunder, interest on such advances and related costs and expenses. Section 4.05. Project Fund. There is hereby created and established a fund to be designated the "Project Fund." Subaccounts may be established and created as the Authority deems appropriate. The Project Fund and any subaccounts thereof, shall initially be funded as provided in the Bond Resolutions The money and securities in the Project Fund shall be applied as provided herein. (A) The Trustee is hereby authorized and directed to make disbursements from the Project Fund and any subaccounts thereof and to issue its checks therefor or otherwise pay Costs of Issuance. The Trustee shall keep and maintain adequate records pertaining to its disbursements from the Project Fund and any subaccounts thereof. (B) The Authority is hereby authorized and directed to make disbursements from the Project Fund and any subaccounts thereof and to issue its checks therefor or otherwise pay for Project Costs including the repayment of any loans, notes or other obligations used to finance Project Costs. Section 4.06. Surplus Fund Subject to the provisions of Section 4.02(D), there shall be deposited into the Surplus Fund any amounts remaining in the Pledged Revenue Fund. After transfer to the Surplus Fund, such amounts may be used by the Authority for any lawful purpose free from the lien and pledge of this Indenture. 45366- Trust Indenture IV-3 Section 4.07. Rebate Fund. (A) Any provision hereof to the contrary notwithstanding, amounts credited to the Rebate Fund shall be free and clear of any lien created by the Indenture. The Trustee shall transfer from the Pledged Revenue Fund to the credit of the Rebate Fund each amount directed by the Authority to be transferred thereto. (B) Within five days after each transfer of funds to the Rebate Fund necessary to meet the requirements of Article VIII of the Bond Resolution or this Section 4.07, the Trustee shall withdraw from the Rebate Fund and pay to the United States the balance o£ the Rebate Fund. All payments to the United States pursuant to this Section shall be (i) made by the Trustee for the account and in the name of the Authority, (ii) paid by check mailed by registered mail (return receipt requested), addressed to the Internal Revenue Service Center, Philadelphia, Pennsylvania 19255 (or such other Service Center as may be designated by the Internal Revenue Service from time to time), and (iii) accompanied by the relevant Internal Revenue Service Form 8038-T provided by the Authority. (C) The Trustee shall preserve copies (either in original form or by image) of all statements and forms received from the Authority pursuant to this Indenture and all records maintained by it of transactions in the Rebate Fund and shall deliver such materials to the Authority within 60 days following the discharge of the last of the Bonds. (D) The Trustee may in good faith conclusively rely on the instructions of the Authority with regard to any actions to be taken by it pursuant to this Section and shall have no liability for any consequences of any failure of the Authority to supply accurate or sufficient instructions. (E) If at any time during the term of this Indenture the Trustee or the Authority desires to take any action that would otherwise be prohibited by the terms of this Section, such person will be permitted to take such action only if it shall first obtain and provide to the other person named herein an opinion of Bond Counsel (acceptable to both the Trustee and the Authority) to the effect that such action will not adversely affect the exclusion of interest on the Bonds from gross income of the holders thereof for federal income tax purposes and shall be in compliance with the laws of the State of Texas and the terms of this Indenture. Section 4.08. Investments; Earnings. Monies deposited into the Pledged Revenue Fund, the Debt Service Fund, and the Debt Service Reserve Fund shall be invested and reinvested in Eligible Investments as directed in writing to the Trustee by the Authority; provided that all such Eligible Investments shall be directed by the 45366 - Trust Indenture IV-4 Authority in such manner that the money required to be expended from any Fund will be available at the proper time or times. (A) All investments and any profits realized from or interest accruing on such investments shall belong to the Fund from which the monies for such investments were taken (except as otherwise expressly provided in this Indenture) All losses on investments shall be charged against the Fund to which such investments are credited. The Trustee shall have the right to have sold in the open market a sufficient amount of any such investments at any time that a Fund does not have sufficient uninvested funds on hand to meet the obligations payable out of such Fund. The Trustee shall not be liable or responsible for any loss resulting from any such investment or resulting from the sale of any such investment as herein authorized. (B) At the direction of the Authority, a portion of the investment income from any Fund may be paid directly to the Rebate Fund, free and clear of the lien and pledge of this Indenture, for payment to the United States pursuant to Section 4.07 in order to maintain the tax-exempt status of the Bonds. (C) The Trustee may make any investment through its or an affiliate's investment department, and the Trustee or such affiliate may receive compensation in connection with such investments. As amounts invested are needed for disbursement from any Funds, the Trustee shall cause a sufficient amount of the investments credited to that Fund to be redeemed or sold and converted into cash to the credit of that Fund. Securities transaction charges incident to any purchase, sale, or redemption of Eligible Investments shall be charged to the Authority. (D) The Authority by its execution of this Indenture covenants to restrict the investment of money in the Funds created under this Indenture in such manner and to such extent, if any, as may be necessary, after taking into account reasonable expectations at the time the Bonds are delivered to their original purchaser, so that the Bonds will not constitute arbitrage bonds under the Code and the Regulations, and the Trustee hereby agrees to comply with the Authority's instructions with respect to the investment of money in the Funds created under this Indenture. (E) The Authority has covenanted to provide the Trustee with written instructions to assure that any amounts that, in accordance with the Code and applicable regulations, are required to be invested at a restricted yield will be invested either (i) in Exempt Securities or (ii) at a yield that is not materially higher than the yield on the Bonds, determined in accordance with the Code and applicable Regulations, unless in the opinion of Bond Counsel, investment of such at a higher rate will not adversely affect the exclusion from gross income of 45366 - Trust Indenture IV-5 interest on the Tax Increment Contract Revenue Bonds for federal income tax purposes. For the purpose of applying this Section, amounts on deposit in each Fund shall be accounted for on a first in, first out basis. The Trustee, at the Authority s direction, is authorized to yield restrict any investment in accordance with Article VIII of the Bond Resolutions. (F) For the purpose of determining the amount on deposit to the credit of any such Fund, obligations in which money in such Fund shall have been invested shall be valued at the Fair Market Value. The Trustee shall provide a valuation of the Eligible Investments in the Funds established under this Indenture as of the last Business Day of each month. [END OF ARTICLE IV] 45366 - Trust Indenture IV-6 ARTICLE V COVENANTS OF THE AUTHORITY Section 5.01. Payment of Tax Increment Contract Revenue Bonds and Performance of Obligations. The Authority covenants to promptly pay or cause to be paid the principal of, redemption premium, if any, and interest on the Tax Increment Contract Revenue Bonds as the same become due and payable, whether at maturity or by prior redemption, in accordance with the terms of the Tax Increment Contract Revenue Bonds and the Bond Resolutions; to pay when due all fees, charges and other amounts due to the Trustee and the Paying Agent/Registrar for the discharge of their duties hereunder; and to faithfully keep and perform all of its covenants, undertakings and agreements contained in this Indenture, the Tri-Party Agreement, the Bond Resolutions and the Tax Increment Contract Revenue Bonds. Section 5.02. Recordation and Execution of Security Instruments. The Authority covenants to cause this Indenture, any supplemental indentures, and all other security instruments, financing statements and supplements thereto that may be necessary, to be filed, recorded, and refiled, in such manner, at such times and in such places as may be required by law in order to fully preserve and protect the rights and security of the Owners of the Tax Increment Contract Revenue Bonds and to perfect and preserve the lien of this Indenture. Without limiting the generality of the foregoing, the Authority shall execute and deliver such additional instruments and perform such additional acts as may be necessary and proper after the execution of this Indenture and to transfer to any successor Trustee or Trustees the assets, powers, instruments and funds held in trust hereunder and to confirm the lien of this Indenture with respect to any Bond or Tax Increment Contract Revenue Bonds, and shall take all action that may at any time be necessary, in the opinion of the Trustee, to secure the interests of the Owners of the Tax Increment Contract Revenue Bonds. Section 5.03. Title Encumbrances of Pledged Revenues. The Authority covenants that it has good and indefeasible title to the Contract Tax Increments, subject to the assignments and pledges contained herein. So long as any Tax Increment Contract Revenue Bonds remain Outstanding, except as permitted by Sections 3 02 and 3.03 of this Indenture, the Authority covenants not to sell, transfer, assign, pledge, encumber, mortgage or otherwise dispose of directly or indirectly, by merger or otherwise, or cause or suffer same, or create or allow to accrue or exist any lien upon, all or any part of its interest in the Pledged Revenues or any portion thereof, except for the lien of this Indenture. Section 5.04. Pledged Revenues Not Encumbered. (a) The Pledged Revenues are not in any manner pledged to the payment of any debt or obligation of the Authority other than the Tax Increment Contract Revenue Bonds. The Authority covenants that it will not in any manner pledge or further encumber the Pledged 45366 - Trust Indenture V-1 Revenues unless such pledge or encumbrance is junior and subordinate to the lien and pledge hereunder securing the Tax Increment Contract Revenue Bonds. (b) Provided, however, the lien on, pledge of, and rights in and to the Contract Tax Increments established, made, and granted in Article 11 of this Indenture and this Section 5.04 constitutes a lien thereon, subject only to the rights, if any, of the holders of bonds or other obligations that have been heretofore or are hereafter issued by a Participant that are payable from and secured by a general levy of ad valorem taxes throughout the taxing jurisdiction of the Participant. Section 5.05 Collection of Contract Tax Increments. Subject to the provisions of applicable law and the Tri-Party Agreement, the Authority covenants and agrees to use its best efforts to cause each Participant to pay to the City, when due, all Contract Tax Increments to provide for the payment of principal of and interest on the Tax Increment Contract Revenue Bonds. Section 5.06. Amendment of Tri-Party Agreement. The Authority covenants not to cause any amendment of the Tri-Party Agreement that will in any manner materially impair the rights of the Owners of the Tax Increment Contract Revenue Bonds. [END OF ARTICLE V] 45366 - Trust Indenture V-2 ARTICLE VI DEFAULT AND REMEDIES Section 6.01. Events of Default. An Event of Default hereunder shall consist of any of the following acts or occurrences: (A) failure to pay when due Principal Installments or interest on any 'Tax Increment Contract Revenue Bond; or (B) failure to deposit to the Debt Service Fund money sufficient for the payment of any Principal Installments or interest payable on the Tax Increment Contract Revenue Bonds by no later than the date when such Principal Installment or interest becomes due and payable. Section 6.02. Notices. In order to provide the Authority with information with respect to its obligations under this Indenture, the Trustee shall provide the Authority the following notices: (A) Notice of any draws upon the Debt Service Reserve Fund which are required to be transferred to the Debt Service Fund for the payment of Principal Installments of or interest on any Tax Increment Contract Revenue Bonds, together with the description of the amount drawn; and (B) Notice of transfers to the Surplus Fund pursuant to Section 4.02 and Section 4.06. Section 6.03. Notice of Default. The Trustee shall also be required to give immediate notice to the Authority of the occurrence of any Event of Default hereunder. Section 6.04. Remedies in General. If an Event of Default hereunder shall occur and be continuing, then, in addition to all of the other rights and remedies granted to the Trustee hereunder, the Trustee in its discretion, subject to the provisions of this Indenture, may proceed to protect and enforce its rights and the rights of the Owners of Tax Increment Contract Revenue Bonds by suit, action or proceeding in equity or at law or otherwise, whether for the specific performance of any covenant or agreement contained in this Indenture, the Bond- Resolutions or the Tax Increment Contract Revenue Bonds or in aid of the execution of any power granted in this Indenture or for the enforcement of any other legal, equitable or other remedy, as the Trustee, being advised by counsel, shall deem most effectual to protect and enforce any of the rights of the Trustee or such Owners of the Tax Increment Contract Revenue Bonds, including, without limitation, the right to seek a writ of mandamus issued by a court of competent jurisdiction compelling the members of the Board or other officers of the Authority or any Participant to make payment of the Pledged Tax Increment (but only from and to the extent of the sources provided in this Indenture and the Participant Contracts) or to 45366 - Trust Indenture VI-1 observe and perform such covenant, obligations or conditions of this Indenture or the Tri-Party Agreement. Section 6.05. Appointment of Receivers If an Event of Default hereunder shall occur and be continuing, and upon filing of a bill in equity or commencement of other judicial proceedings to enforce the rights of the Trustee and the Owners hereunder, the Trustee shall be entitled as a matter of right, and to the extent permitted by law, to the appointment of a receiver or receivers of the Pledged Revenues and the income, rents, profits and use thereof pending such proceedings, with such powers as the court making such appointment shall confer. Section 6.06. Trustee May Act Without Possession of Tax Increment Contract Revenue Bonds. All rights of action under this Indenture or under any Tax Increment Contract Revenue Bonds may be enforced by the Trustee without possession of any of the Tax Increment Contract Revenue Bonds or the production thereof on any trial or other proceedings relative thereto, and any such suit or proceedings instituted by the Trustee shall be brought in its name, as Trustee for the ratable benefit of the Owners of the Tax Increment Contract Revenue Bonds, subject to the provisions of this Indenture. Section 6.07. Trustee as Attorney in Fact. The Trustee is hereby appointed (and the Owners of the Tax Increment Contract Revenue Bonds, by taking and owning same from time to time, shall be deemed to have so appointed the Trustee) the true and lawful attorney in fact of the Owners of the Tax Increment Contract Revenue Bonds, to make or file, in the names of the Owners of the Tax Increment Contract Revenue Bonds, or in behalf of all Owners of the Tax Increment Contract Revenue Bonds as a class, any proof of debt, amendment to proof of debt, petition or other document, and to do and perform any and all acts and things for and in the name of the Owners of the lax Increment Contract Revenue Bonds as a class as may be necessary or advisable, in the judgment of the Trustee in order to have the claims of the Owners of the Tax Increment Contract Revenue Bonds against the Authority approved in any equity receivership, insolvency, liquidation, bankruptcy, reorganization or other proceedings to which the Authority shall be a party and to receive payment of or on account of such claims Any such receiver, assignee, liquidator or trustee is hereby authorized by each of the Owners to make such payments to the Trustee, and. in the event that the Trustee shall consent to the making of such payments directly to the Owners, to pay to the Trustee any amount due for compensation and expenses of the Trustee, including counsel fees, incurred up to the date of such distribution, and the Trustee shall have full power of substitution and delegation in respect of any such powers. Section 6.08. Remedies Not Exclusive. No remedy herein conferred upon or reserved to the Trustee is intended to be exclusive of any other available remedy or remedies, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or under the Tax Increment Contract Revenue Bonds, or now or hereafter existing at law or in equity or by statute. No delay or 45366 - Trust Indenture VI-2 omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or acquiescence therein, and every such right and power may be exercised from time to time and as often as may be deemed expedient. Section 6.09. Limitation on Suits. All rights of action in respect of this Indenture shall be exercised only by the Trustee, and no Owner of any Bond secured hereunder shall have any right to institute any suit, action or proceeding at law or in equity for the appointment of a receiver or for any other remedy hereunder or by reason hereof, unless and until the Trustee shall have received written request of the Owners of not less than twenty-five percent (25%) in aggregate principal amount of the Tax Increment Contract Revenue Bonds then Outstanding and shall have been furnished reasonable indemnity and shall have refused or neglected for ten (10) days thereafter to institute such suit, action or proceedings. The making of such request and the furnishing of such indemnity shall in each and every case be conditions precedent to the execution and enforcement by any Owner of any Bond of the powers and remedies given to the Trustee hereunder and to the institution and maintenance by any such Owner of any action or cause of action for the appointment of a receiver or for any other remedy hereunder, but the Trustee may, in its discretion, and when duly requested in writing by the Owners of not less than twenty-five percent (25%) in aggregate principal amount of the Tax Increment Contract Revenue Bonds then Outstanding and when furnished indemnity satisfactory to protect it against expenses, charges and liability shall, forthwith, take such appropriate action by judicial proceedings or otherwise in respect of any existing default on the part of the Authority as the Trustee may deem expedient in the interest of the Owners of the Tax Increment Contract Revenue Bonds. Nothing contained in this Article, however, shall affect or impair the right of any Owner, which shall be absolute and unconditional, to enforce the payment of the Principal Installments and interest on the Tax Increment Contract Revenue Bonds of such Owner, but only out of the moneys for such payment as herein provided, or the obligation of the Authority which shall also be absolute and unconditional, to make payment of the Principal Installments and interest on the Tax Increment Contract Revenue Bonds issued hereunder, but only out of the funds provided herein for such payment, to the respective Owners thereof at the time and place stated in said Tax Increment Contract Revenue Bonds. Section 6.10. Right of Owners of the Tax Increment Contract Revenue Bonds to Direct Proceedings. Notwithstanding any provision of this Indenture to the contrary, the Owners of more than fifty percent (50%) in aggregate principal amount of the Tax Increment Contract Revenue Bonds then Outstanding shall have the right, at any time, by an instrument or instruments in writing executed and dehvered to the Trustee, to direct the time, method and place of conducting all proceedings to be taken in connection with the enforcement of the terms and conditions of this Indenture or for any remedy available to the Trustee or exercising any trust or power conferred on the 45366 - Trust Indenture VI-3 Trustee or any other proceedings hereunder; provided, however, that such direction shall not be contrary to taw or the provisions of this Indenture, and the Trustee shall have the right to decline to follow any such direction if the Trustee in good faith shall determine that the proceeding so directed would involve it in personal liability or would be unjustly prejudicial to the Owners of the Tax Increment Contract Revenue Bonds not consenting. Section 6.11. Restoration of Rights and Remedies. If the Trustee or any Owner of a Bond has instituted any proceeding to enforce any right or remedy under this Indenture and such proceeding has been discontinued or abandoned for any reason or has been determined adversely to the Trustee or to such Owner of a Bond, then and in every such case the Authority, the Trustee and the Owners of the Tax Increment Contract Revenue Bonds shall, subject to any determination in such proceeding, be restored severally and respectively to their former positions hereunder, and thereafter all rights and remedies of the Trustee and the Owners of the Tax Increment Contract Revenue Bonds shall continue as though no such proceeding had been instituted. Section 612. Waiver of Stay or Extension Laws. To the extent that it may lawfully do so, the Authority covenants that it will not at any time insist upon, plead or in any manner whatsoever claim or take the benefit or advantage of any stay or extension law whenever or wherever enacted, which may affect the covenants or the performance of this Indenture. The Authority also covenants that it will not otherwise hinder, delay or impede the execution of any power herein granted to the Trustee. Section 6.13. Delay or Omission Not Waiver. No delay or omission of the Trustee or of any Owner of any Bond to exercise any right or remedy accruing upon any Event of Default hereunder shall impair any such right or remedy or constitute a waiver of any such Event of Default or an acquiescence therein. Every right and remedy given by this Article or by law to the Trustee or to the Owners may be exercised from time to time, and as often as may be deemed expedient, by the Trustee or by the Owners of the Tax Increment Contract Revenue Bonds, as the case may be. [END OF ARTICLE VI] 45366- Trust Indenture VI-4 ARTICLE VII DISCHARGE Section 7.01. Discharge by Payment. When all Tax Increment Contract Revenue Bonds have been paid in full as to principal and as to interest and premium, if any, or when all Tax Increment Contract Revenue Bonds have become due and payable, whether at maturity or by prior redemption or otherwise, and the Authority shall have provided for the payment of the whole amount due or to become due on all Tax Increment Contract Revenue Bonds then outstanding, including all interest which has accrued thereon or which may accrue to the date of maturity or redemption by depositing with the Trustee or the Paying Agent/Registrar, for payment of such outstanding Tax Increment Contract Revenue Bonds and the interest thereon and any premium which may be due thereon, the entire amount due or to become due thereon, or amounts and investments sufficient to provide for such payment as provided in the Bond Resolutions, and the Authority shall also have paid or caused to be paid all sums payable hereunder by the Authority, including the compensation due or to become due the Trustee, then the Trustee shall, upon receipt of a letter of instructions from the Authority requesting the same, discharge and release the lien of this Indenture and execute and deliver to the Authority such releases or other instruments as shall be required to release the hen hereof. Section 7.02. Discharge by Deposit. The Authority may discharge its obligation to the Owners of any or all of the Tax Increment Contract Revenue Bonds to pay principal, interest and redemption premium (if any) thereon in any manner then permitted by taw, including, but not limited to, by depositing with any paying agent for such Tax Increment Contract Revenue Bonds either: (i) cash in an amount equal to the principal amount and redemption premium, if any, of such Tax Increment Contract Revenue Bonds plus interest thereon to the date of maturity or redemption, or (ii) pursuant to an escrow or trust agreement, cash and/ or Investments in principal amounts and maturities and bearing interest at rates sufficient (in the opinion of an independent certified public accountant) to provide for the timely payment of the principal amount and redemption premium, if any, of such Tax Increment Contract Revenue Bonds plus interest thereon to the date of maturity or redemption; provided, however, that if any of the Tax Increment Contract Revenue Bonds are to be redeemed prior to their respective dates of maturity, provision shall have been made for giving notice of redemption as provided in the Bond Resolution authorizing such Tax Increment Contract Revenue Bonds. Upon such deposit, such Tax Increment Contract Revenue Bonds shall no longer be regarded to be Outstanding or unpaid. For the purpose of this Section 7.02, "Investments" shall mean: (a) direct noncallable obligations of the United States, including obligations that are unconditionally guaranteed by the United States; 45366 - Trust Indenture VII-1 (b) noncallable obligations of an agency or instrumentality of the United States, including obligations that are unconditionally guaranteed or insured by the agency or instrumentality and that, on the date the Authority authorizes the discharge by deposit of any or all of the Tax Increment Contract Revenue Bonds, are rated as to investment quality by a nationally recognized investment rating firm not less than AAA or its equivalent; and (c) noncallable obligations of a state or an agency or a county, municipality, or other political subdivision of a state that have been refunded and that, on the date the Authority authorizes the discharge by deposit of any or all of the 'Fax Increment Contract Revenue Bonds, are rated as to investment quality by a nationally recognized investment rating firm of not less than AAA or its equivalent. [END OF ARTICLE VII] 45366 - Trust Indenture VII-2 ARTICLE VIII THE TRUSTEE Section 8 01. Acceptance of Trusts. The Trustee, for itself and its successors, hereby accepts the trusts under this Indenture, but only upon the following terms and conditions set forth in this Article. (a) Notwithstanding any provision of the Indenture to the contrary, prior to an Event of Default hereunder, and after the curing of any such Event of Default, the Trustee shall not be liable for the performance of any duties, except such duties as are specifically set forth in this Indenture, and no implied covenants or obligations shall be read into this Indenture against the Trustee. In case of an Event of Default which has not been cured, the Trustee shall exercise such of the rights and powers vested in it by this Indenture and shall use the same degree of care and skill in its exercise thereof as a prudent person would exercise or use under the circumstances in the conduct of his own affairs. (b) In the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely upon the truth, completeness and accuracy of the letters of instruction, statements, certificates, opinions, certified resolutions and other certified showings conforming to the requirements of this Indenture. (c) The Trustee may execute any of the trusts or powers hereof and perform any duties required of it, by or through attorneys or agents selected by it with reasonable care, and shall be entitled to, and shall be protected in relying upon, advice of counsel concerning all matters of trust hereof and its duties hereunder, and may in all cases pay such reasonable compensation as it shall deem proper to all such attorneys and agents as may reasonably be required and employed in connection with the trusts hereof, and the Trustee shall not be responsible for the acts or negligence of such attorneys, agents or counsel, if selected with reasonable care. (d) The Trustee shall not be responsible for any recitals herein, in the Bond Resolutions or in the Tax Increment Contract Revenue Bonds The trustee may require of the Authority full information and advice as to the performance of the covenants, conditions and agreements contained in this Indenture. The recitals and statements of fact and warranties contained in this Indenture, the Bond Resolutions and in the Tax Increment Contract Revenue Bonds shall be taken as statements by the Authority and shall not be considered as made by or as imposing any obligation or liability upon the Trustee. (e) Except as otherwise provided in this Indenture, the Trustee shall not be bound to recognize any person as an Owner of any Bond or to take action 45366 - Trust Indenture at such persons request, unless such person's name appears as the Registered Owner of such Bond in the Register. (f) Except as otherwise expressly provided or fairly implied by the provisions of this Indenture, the Trustee shall not be obligated and may not be required to give or furnish any notice, demand, report, request, reply, statement, advice or opinion to any Owner of any Bond or to the Authority or any other person, and the Trustee shall not incur any liability for its failure or refusal to give or furnish same unless obligated or required to do so by express provision or by fair implication of the provisions hereof. (g) Nothing herein contained shall relieve the Trustee from liability for its own negligent action or failure to act or its own willful misconduct, except that the Trustee shall not incur any liability (i) for any error of judgment made in good faith by a responsible officer or responsible officers thereof, unless it shall be proved that it was negligent in ascertaining the pertinent facts, or (ii) in respect of any action taken or omitted to be taken by it in good faith in accordance with the direction of the Owners of the percentage of the Tax Increment Contract Revenue Bonds specified herein relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or power conferred upon the Trustee under this Indenture. (h) None of the provisions contained in this Indenture shall require the Trustee to advance, expend or risk its own funds or to otherwise incur financial liability in the performance of any of its duties or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or liability is not reasonably assured to it by the security afforded to it by the terms of this Indenture. (i) The Trustee shall have no responsibility with respect to any information in any offering memorandum or other disclosure material distributed with respect to the Tax Increment Contract Revenue Bonds, and the Trustee shall have no responsibility for compliance with securities laws in connection with the issuance and sale of the Tax Increment Contract Revenue Bonds. (j) In the event the Trustee shall receive inconsistent or conflicting requests and indemnity from two or more groups of Owners, each representing less than a majority of the aggregate principal amount of the Tax Increment Contract Revenue Bonds then Outstanding, the Trustee, in its sole discretion, may determine what action, if any, shall be taken. 45366 - Trust Indenture VIII-2 (k) Except as otherwise especially provided by the provisions of this Indenture, the Trustee shall not be obligated and may not be required to give or furnish any notice, demand, report, request, reply, statement, advice or opinion to any Owner of any Tax Increment Revenue Bond or to the Authority or any other person, and the Trustee shall not incur any liability for its failure or refusal to give or furnish same unless obligated or required to do so by express provisions hereof. (1) The Trustee shall not be required to give any bond or surety with respect to the performance of its duties or the exercise of its powers under this Indenture. (m) Until termination of this Indenture, the Trustee shall file continuation statements as required to continue in effect the Uniform Commercial Code financing statement filed with the Secretary of State of the State of Texas listing the Trustee as the secured party and the Authority as the debtor. Section 8.02. Reliance by Trustee. To the extent not prohibited by this Article, the trustee may rely, and shall be protected in acting upon, any letters of instruction, statements, certificates, certified resolutions, opinions, notices, consents, orders, appraisals, reports, policies, bonds or other papers or documents believed by it to be genuine and to have been signed or presented to it by the proper person or persons and the Trustee may consult with counsel and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by the Trustee hereunder in good faith and in conformity with the opinion of such counsel. Notwithstanding the foregoing, upon receipt by the Trustee of documents furnished to it by the Authority which are specifically required to be delivered under this Indenture, the Trustee shall examine the same to determine whether they conform to the requirements of this Indenture, however, the Trustee shall have no obligation to analyze the same or evaluate their substance. Section 8.03. Certificate of the Authority as Proof. Whenever in the administration of the trusts of this Indenture, the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, then, in the absence of bad faith on the part of the Trustee, and unless other evidence in respect thereof be herein specifically prescribed, and unless an Event of Default hereunder, to the knowledge of the Trustee, shall have occurred and be continuing, such matter may be deemed to be conclusively proved and established by a certificate of the Authority, executed by the Chairman of the Authority and delivered to the Trustee, and such certificate shall be full warranty to the Trustee for any action taken or suffered by it under the provisions of this Indenture in reliance thereon. 45366 - Trust Indenture VIII-3 Section 8.04. Trustee May Own Tax Increment Contract Revenue Bonds. The Trustee, in its individual or any other capacity, may become the owner or pledgee of Tax Increment Contract Revenue Bonds or other certificates or evidences of ownership or pledge thereof issued hereunder, with the same rights it would have if it were not the Trustee. Section 8.05. Compensation of Trustee. The Authority shall pay to the Trustee all reasonable fees, charges and expenses of the Trustee (including the reasonable fees, charges and expenses of its agents and counsel) for the administration and execution of the trusts hereby created and the performance of its powers and duties hereunder, including the ordinary and extraordinary services performed by the Trustee under this Indenture. Whenever the Trustee incurs expenses or renders services in connection with any bankruptcy or insolvency proceeding, such expenses (including the fees and expenses of its counsel) and the compensation of such services are intended to constitute expenses of administration under any bankruptcy or insolvency law or law relating to creditors' rights generally. Section 8.06. Removal of Trustee. The Trustee may be removed at any time by an instrument or concurrent instruments in writing, signed by the Owners of a majority in principal amount of the Tax Increment Contract Revenue Bonds then Outstanding and delivered to the Trustee, with notice thereof given to the Authority. Section 8.07. Resignation of Trustee. The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice to the Authority and by providing written notice to the Owners of its intended resignation at least sixty (60) days in advance thereof. Such notice shall specify the date on which such resignation shall take effect and shall be sent by first class mail, postage prepaid to each Registered Owner of Tax Increment Revenue Bond. Resignation by the Trustee shall not take effect unless and until a successor to such Trustee shall have been appointed as hereinafter provided. Section 8.08. Appointment of Successor Trustee. In case the Trustee hereunder shall resign, or shall be removed or dissolved, or shall be in the course of dissolution or liquidation, or shall otherwise become incapable of acting hereunder, or in case the Trustee shall be taken under control of any pubhc officer or officers or a receiver appointed by a court a successor may be appointed by the Owners of a majority in principal amount of the Tax Increment Contract Revenue Bonds then Outstanding, by an instrument or concurrent instruments in writing, signed by such Owners or their duly authorized representatives and delivered to the Trustee, with notice thereof given to the Authority; provided, however, that in any of the events above mentioned, the Authority may nevertheless appoint a temporary Trustee to fill such vacancy until a successor shall be appointed by the Owners in the manner above provided, and any such temporary Trustee so appointed by the Authority shall immediately and without further act be automatically succeeded by the successor to the Trustee appointed by the 45366 - Trust Indenture VIII-4 Owners. The Authority shall provide written notice to the Owners of the appointment of any successor Trustee, whether temporary or permanent, in the manner provided in the preceding Section of this Indenture for providing notice of the resignation of the Trustee. Any successor "trustee or temporary Trustee shall be a trust company or bank in good standing located in or incorporated under the laws of the State of Texas duly authorized to exercise trust powers and subject to examination by federal or state authority, having a reported capital and surplus of not less than $100,000,000. In the event that no appointment of a successor Trustee is made by the Owners or by the Authority pursuant to the foregoing provisions of this Section at the time a vacancy in the office of the Trustee shall have occurred, the Owner of any Bond issued hereunder or the retiring Trustee may apply to any court of competent jurisdiction for the appointment of a successor Trustee, and such court may thereupon, after such notice as it shall deem proper, if any, appoint a successor Trustee. Section 8.09. Powers of Successor Trustee. Each successor Trustee appointed hereunder shall execute, acknowledge and deliver to its predecessor and to the Authority, an instrument in writing accepting such appointment hereunder, and thereupon such successor Trustee, without any further act, deed or conveyance, shall become fully vested with all the estates, properties, rights, powers, trusts, duties and obligations of its predecessor, but such predecessor Trustee shall, nevertheless, on the written request of the Authority, execute and deliver an instrument transferring to such successor Trustee all the estates, properties, rights, powers, trusts, duties and obligations of such predecessor hereunder. Each predecessor Trustee shall immediately deliver all properties, securities and moneys held by it to its successor; provided, however, that before any such delivery is required or made, all proper fees, advances and expenses of the predecessor Trustee shall be paid in full. Should any deed, conveyance or instrument in writing be required from the Authority by any successor Trustee for properties, rights, powers, trusts, duties and obligations hereby vested or intended to be vested in the predecessor Trustee, any and all such deeds, conveyances and instruments in writing shall, on request, be executed, acknowledged and delivered by the Authority. The resignation of any Trustee, appointing a successor Trustee hereunder, together with all deeds, conveyances and other instruments provided for in this Article shall, at the expense of the Authority, be properly filed or recorded and a copy thereof shall be filed with such successor Trustee, together with a statement showing such tiling or recordation. Section 8.10. Merger, Conversion or Consolidation of Trustee. Notwithstanding any provision hereof to the contrary, any corporation or association into which the Trustee may be merged or converted, or with which it may be consolidated, or any corporation succeeding to all or substantially all of the corporate trust business of the Trustee, or any corporation or association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, shall be the successor Trustee under 45366- Trust Indenture VIII-5 this Indenture without the execution or filing of any instrument or any other act on the part of any of the parties hereto. Section 8.11. Funds Transfer. If any payment is to be made by the Trustee to the Authority or its designee by funds transfer, the Authority agrees to enter into an agreement concerning funds transfer instructions in a form to be provided by the Trustee. Until the Authority executes such an agreement, the Trustee shall not be required to make any payment under the Indenture to the Authority or its designee by funds transfer. [END OF VIII] 45366 - Trust Indenture VIII-6 ARTICLE IX MODIFICATION OF INDENTURE Section 9.01. Supplemental Indentures Not Requiring Consent of Owners of the Tax Increment Contract Revenue Bonds. The Authority and the Trustee may, without the consent of the Owners of any of the Tax Increment Contract Revenue Bonds, enter into one or more supplemental indentures, which shall form a part hereof, for any one or more of the following purposes: (a) to cure any ambiguity, inconsistency or formal defect or omission in this Indenture; (b) to grant to or confer upon the Trustee for the benefit of the Owners of the Tax Increment Contract Revenue Bonds any additional rights, remedies, powers or authority that may lawfully be granted to or conferred upon the Owners of the Tax Increment Contract Revenue Bonds or the Trustee or either of them; (c) to subject to the lien of this Indenture additional revenues; properties or collateral; (d) to modify, amend or supplement this Indenture or any supplemental indenture in such manner as to provide further assurances that interest on the Tax Increment Contract Revenue Bonds will, to the greatest extent legally possible, be excludable from gross income for federal income tax purposes; Bonds; (e) to obtain bond insurance for any Tax Increment Contract Revenue (f) to provide for one or more Reserve Fund Surety Policies; and (g) to permit the assumption of the Authority's obligations hereunder by any other entity that may become the legal successor to the Authority; provided, however, that no provision in such supplemental indenture shall be inconsistent with this Indenture or shall impair in any manner the rights of the Owners of the Tax Increment Contract Revenue Bonds. Section 9.02. Supplemental Indentures Requiring Consent of Owners of the Tax Increment Revenue Bonds. Except as otherwise provided in the preceding Section, any modification, change or amendment of this Indenture may be made only by a supplemental indenture adopted and executed by the Authority and the Trustee with 45366 - Trust Indenture IX-1 the consent of the Owners of not less than a majority of the aggregate principal amount of the Tax Increment Contract Revenue Bonds then Outstanding. Notwithstanding the preceding paragraph of this Section, no modification, change or amendment to this Indenture shall, without the consent of the Owner of each Bond so affected, extend the time of payment of the Principal Installments or interest thereon, or reduce the Principal Installments or premium, if any, thereon; or the rate of interest thereon, or make the Principal Installments or interest thereon payable in any coin or currency other than that hereinbefore provided, or deprive such Owner of the lien hereof on the revenues pledged hereunder. Moreover, without the consent of the Owner of each Bond then Outstanding, no modification, change or amendment to this Indenture shall permit the creation of any lien on the revenues pledged hereunder equal or prior to the lien hereof, or reduce the aggregate principal amount of Tax Increment Contract Revenue Bonds, the Owners of which are required to approve any such modification, change or amendment of this Indenture. Section 9.03. Consents. Consents required pursuant to this Article shall be valid only if given following the giving of notice by or on behalf of the Authority requesting such consent, setting forth the substance of the supplemental indenture in respect of which such consent is sought and stating that copies thereof are available at the office of the Trustee for inspection, to the Owners of Tax Increment Contract Revenue Bonds whose consent is required in accordance with the provisions of this Article. Such notice shall be given by sending such notice by first-class mail, postage prepaid, to the registered Owners of such Tax Increment Contract Revenue Bonds. Any consent or other action by an Owner of any Bond in accordance with this Article shall bind every future owner of the same Bond and the Owner of any Bond issued in exchange therefor or in lieu thereof. [END OF ARTICLE IX] 45366 - Trust Indenture IX-2 ARTICLE X GENERAL PROVISIONS Section 10.01. Proof of Execution of Writings and Ownership. Any instrument provided in this Indenture to be signed or executed by the Owners of all or any portion of the Tax Increment Contract Revenue Bonds may be in any number of writings of similar tenor and may be signed or executed by such Owners in person or by their duly authorized representatives Proof of the execution of any such instrument, or of the writing appointing any such agent of of the ownership of any Bond, shall be sufficient for any of the purposes of this Indenture and shall be conclusive in favor of the Authority and the Trustee with respect to any actions taken by either under such instruments if (a) the fact and date of the execution by any person of any such instrument is proved by (i) a certificate of any officer of any jurisdiction who by law has power to take acknowledgments of deeds within such jurisdiction, to the effect that the person signing such instrument acknowledged before him the execution thereof, or (ii) an affidavit of a witness of such execution; and (b) the ownership of any Bond registered as to both principal and interest is proved by the registration books kept by the Paying Agent/Registrar. Section 10.02. Benefits of Indenture. The covenants, stipulations and agreements contained in this Indenture are and shall be for the sole and exclusive benefit of the parties hereto, their successors and .assigns, and the Owners of the Tax Increment Contract Revenue Bonds, and nothing in this Indenture expressed or implied shall be construed to confer upon or give to any other person any right, remedy or claim under or by reason of this Indenture. Section 10.03. No Individual Liability. No covenant or agreement contained in the Tax Increment Contract Revenue Bonds or in this Indenture shall be deemed to be the covenant or agreement of any member of the Board of Directors of the Authority or any officer, agent, employee or representative o f the Authority in his individual capacity, and neither the officers, agents, employees or representatives of the Authority nor any person executing the Tax Increment Contract Revenue Bonds shall be personally liable thereon or be subject to any personal liability or accountability by reason of the issuance thereof, whether by virtue of any constitution, statute or rule of law, or by the enforcement of any assessment or penalty, or otherwise, all such liability being expressly released and waived as a condition of and in consideration for the execution of this Indenture, the adoption of the Bond Resolutions and the issuance of the Tax Increment Contract Revenue Bonds. 45366 - Trust Indenture X-1 Section 10.04. Notice. Any notice, demand, direction, request, or other instrument authorized or required by this Indenture to be given to or filed with the Trustee or the Authority shall be deemed to be effective for all purposes of this Indenture if and when sent by (i) personal delivery, to the persons designated below at the address designated below, (ii) registered or certified mail, postage prepaid, to the address specified below or (iii) facsimile transmission to the number specified below with confirmation of receipt by telephone, or to such other person, at such other address or to such other number as may be designated in writing by the parties: Section 10.05. Governing Law. This Indenture shall be governed in all respects, including validity, interpretation and effect, by, and shall be enforceable in accordance with, the laws of the State of Texas. Trustee: Attn• Facsimile: Telephone: Authority: Development Authority of Pearland c/o the City of Pearland 3519 Liberty Drive Pearland, Texas 77581 Attn City Manager Facsimile• (281) 652-1708 Telephone (281) 652-1663 Section 10.06. Severability If any provision of this Indenture shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions shall not in any way be affected or impaired. In case any covenant, stipulation, obligation or agreement contained in the 'Fax Increment Contract Revenue Bonds, the Bond Resolutions or in this Indenture shall for any reason be held to be usurious or in violation of law, then such covenant, stipulation, obligation or agreement shall be deemed to be the covenant, stipulation, obligation or agreement of the Authority to the full extent permitted by law. Section 10.07. Successors and Assigns. This Agreement shall be binding upon the Authority and the Trustee and their successors and assigns. Section 10.08. Execution in Several Counterparts. This Indenture may be simultaneously executed in several counterparts all of which shall constitute one and the same instrument and each of which shall be, and shall be deemed to be, an original. 45366 - Trust Indenture X-2 IN WITNESS WHEREOF, the Authority and the Trustee have caused this Indenture to be signed, sealed and attested on their behalf by their duly authorized representatives, all as of the date first hereinabove written. DEVELOPMENT AUTHORITY OF PEARLAND Chairman ATTEST: Secretary, Board of Directors , Trustee By: Title: Trustee ATTEST: By: Title: (SEAL) 45366 - Trust Indenture X-3 Development Authority of Pearland Tax Increment Contract Revenue Bonds, Series 2004 BOND PURCHASE AGREEMENT November 15, 2004 Board of Directors Development Authority of Pearland 3519 Liberty Drive Pearland, Texas 77581 Ladies and Gentlemen: The undersigned, First Southwest Company, The GMS Group, Inc., and Wachovia Securities LLC (collectively, the 'Underwriters"), acting by and through First Southwest Company, which has been duly designated as representative of the Underwriters (the "Representative"), hereby offers to enter into this bond purchase agreement (the "Agreement") with the Development Authority of Pearland (the "Issuer") which, upon the Issuer's written acceptance of this offer, will be binding upon the Issuer and upon the Underwriters. This offer is made subject to the Issuer's written acceptance hereof on or before 10:00 p.m., Houston, Texas time, on November 15, 2004, and, if not so accepted, will be subject to withdrawal by the Underwriters upon notice delivered to the Issuer at any time prior to the acceptance hereof by the Issuer. Terms not otherwise defined in this Agreement shall have the same meanings set forth in the Bond Resolution, the Indenture, or the Official Statement (each as defined herein). 1. Purchase and Sale of the. Bonds. Subject to the terms and conditions and in reliance upon the representations, warranties, and agreements set forth herein, the Underwriters hereby agree to purchase from the Issuer, and the Issuer hereby agrees to sell and deliver to the Underwriters, all, but not less than all, of the Issuer's Tax Increment Contract Revenue Bonds, Series 2004 (the "Bonds"). Inasmuch as this purchase and sale represents a negotiated transaction, the Issuer understands, and hereby confirms, that the Underwriters are not acting as fiduciaries of the Issuer, but rather are acting solely in their capacity as Underwriters for their own account. The principal amount of Bonds to be issued, the dated date therefor, the maturities, sinking fund, and optional redemption provisions, and the interest sates per annum are set forth in Schedule I hereto. The Bonds shall be as described in, and shall be issued and secured under and pursuant to the provisions of, a trust indenture and bond resolution as authorized and approved by the Issuer on October 25, 2004. The purchase price for the Bonds shall be $ (representing the par amount of the Bonds, less a net original issue discount of $ and less an underwriting discount of $ ) plus interest accrued on the Bonds calculated on the basis of a 360-day year of twelve 30-day months, from the dated date of the Bonds to the date of the Closing (as hereinafter defined). 2. Public Offering. The Underwriters agree to make a bona fide public offering of all of the Bonds at a price not to exceed the public offering price set forth on the cover of the Official Statement and may subsequently change such offering price without any requirement of prior notice. The Underwriters may offer and sell Bonds to certain dealers (including dealers depositing Bonds into investment trusts) and others at prices lower than the public offering price stated on the inside cover page of the Official Statement. The Underwriter agrees to execute and deliver to the Issuer, at or before the Closing a certificate relating to the "issue price" of the Bonds, in such form as may be reasonably acceptable to the Issuer. 3. The Official Statement. (a) Attached hereto as Exhibit A is either a draft of the final Official Statement or a copy of the Preliminary Official Statement dated November 8, 2004 (the "Preliminary Official Statement"), including the cover page and appendices thereto, of the Issuer relating to the Bonds. Such draft of the final Official Statement or copy of the Preliminary Official Statement, as amended to reflect the changes marked or otherwise indicated on Exhibit A hereto, is hereinafter called the "Official Statement." (b) The Preliminary Official Statement has been prepared for use in connection with the public offering, sale, and distribution of the Bonds by the Underwriters. The Issuer hereby represents and warrants that the Preliminary Official Statement is deemed final by the Issuer as of its date, except for the omission of such information which is dependent upon the final pricing of the Bonds for completion, all as permitted to be excluded by Section (b)(1) of Rule 15c2-12 under the Securities Exchange Act of 1934 (the "Rule"). (c) The Issuer hereby authorizes the Official Statement and the information therein contained to be used by the Underwriters in connection with the public offering and the sale of the Bonds. The Issuer consents to the use by the Underwriters prior to the date hereof of the Preliminary Official Statement in connection with the public offering of the Bonds. The Issuer shall provide, or cause to be provided, to the Underwriters as soon as practicable after the date of the Issuer's acceptance of this Agreement (but, in any event, not later than within seven business days after the Issuer s acceptance of this Agreement and in sufficient time to accompany any confirmation that requests payment from any customer) copies of the .Official Statement which is complete as of the date of its delivery to the Underwriters in such quantity as the Underwriters shall request in order for the Underwriters to comply with Section (b)(4) of the Rule and the rules of the Municipal Securities Rulemaking Board. (d) If, after the date of this Agreement to and including the date the Underwriters are no longer required to provide an Official Statement to potential 2 customers who request the same pursuant to the Rule (the earlier of (i) 90 days from the "end of the underwriting period" (as defined in Rule) and (ii) the time when the Official Statement is available to any person from a nationally recognized municipal securities information repository, but in no case less than 25 days after the "end of the underwriting period" for the Bonds), the Issuer becomes aware of any fact or event which might or would cause the Official Statement, as then supplemented or amended, to contain any untrue statement of a material fact or to omit to state a material fact required to be stated therein or necessary to make the statements therein not misleading, or if it is necessary to amend or supplement the Official Statement to comply with law, the Issuer will notify the Underwriters (and for the purposes of this clause provide the Underwriters with such information as it may from time to time request), and if, in the opinion of the Underwriters, such fact or event requires preparation and publication of a supplement or amendment to the Official Statement, the Issuer will forthwith prepare and furnish, at the Issuer s own expense (in a form and manner approved by the Underwriters), a reasonable number of copies of either amendments or supplements to the Official Statement so that the statements in the Official Statement as so amended and supplemented will not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein not misleading or so that the Official Statement will comply with law. If such notification shall be subsequent to the Closing, the Issuer shall furnish such legal opinions, certificates, instruments, and other documents as the Underwriters may reasonably deem necessary to evidence the truth and accuracy of such supplement or amendment to the Official Statement. (e) The Representative hereby agrees to timely file the Official Statement with the nationally recognized municipal securities information repositories and the state information depositories. Unless otherwise notified in writing by the Representative, the Issuer can assume that the 'end of the underwriting period" for purposes of the Rule is the date of the Closing. 4. Representations, Warranties, and Covenants of the Issuer. The Issuer hereby represents and warrants to and covenants with the Underwriters that: (a) The Issuer is a not -for -profit local government corporation duly created, organized, and existing under the laws of the State of Texas (the "State' ), including specifically the provisions of Chapter 431, Texas Transportation Code, as amended, and chapter 394 Texas Local Government code, as amended (collectively, the "Act"), and has full legal right, power, and authority under the Act, and at the date of the Closing will have full legal right, power, and authority under the Act (i) to enter into, execute, and deliver this Agreement, the Bond Resolution, the Indenture, and all documents required hereunder and thereunder to be executed and delivered by the Issuer (this Agreement, the Bond Resolution, the Indenture, and the other documents referred to in this clause (i) are hereinafter referred to as the "Issuer Documents"); (ii) to sell, issue and deliver the Bonds to the Underwriters as provided herein; and (iii) to carry out and consummate the transactions contemplated by the Issuer Documents and the Official Statement, and the Issuer has complied, and will at the Closing be in compliance in all respects, with the terms of the Act and the Issuer Documents as they pertain to such transactions 3 (b) By all necessary official action of the Issuer prior to or concurrently with the acceptance hereof, the Issuer has duly authorized all necessary action to be taken by it for (i) the adoption of the Bond Resolution, the execution and delivery of the Indenture, and the issuance and sale of the Bonds (ii) the approval, execution, and delivery of, and the performance by the Issuer of the obligations on its part, contained in the Bonds and the Issuer Documents; and (iii) the consummation by it of all other transactions contemplated by the Official Statement, and the Issuer Documents and any and all such other agreements and documents as may be required to be executed, delivered, and/or received by the Issuer in order to carry out give effect to, and consummate the transactions contemplated herein and in the Official Statement (c) The Bonds, when issued, delivered, and paid for in accordance with the Issuer Documents, will constitute legal, valid, and binding obligations of the Issuer entitled to the benefits of the Bond Resolution and the Indenture and enforceable in accordance with their terms, subject to bankruptcy, insolvency, reorganization, moratorium and other similar laws and principles of equity relating to or affecting the enforcement of creditors' rights; upon the issuance, authentication, and delivery of the Bonds as aforesaid, the Bond Resolution and Indenture will provide, for the benefit of the holders, from time to time, of the Bonds, the legally valid and binding pledge of and lien it purports to create as set forth in the Bond Resolution and the Indenture• (d) The Issuer is not in breach of or default in any material respect under any applicable constitutional provision, law, or administrative regulation of the State or the United States or any applicable judgment or decree or any loan agreement, indenture, bond, note, order, agreement, or other instrument to which the Issuer is a party or to which the Issuer is otherwise subject, and no event which would have a material and adverse effect upon the business or financial condition of the Issuer has occurred and is continuing which constitutes or with the passage of time or the giving of notice, or both, would constitute a default or event of default by the Issuer under any of the foregoing; and the execution and delivery of the Bonds and the Issuer Documents and the adoption of the Bond Resolution, and compliance with the provisions on the Issuer's part contained therein, will not conflict with or constitute a breach of or default under any constitutional provision, administrative regulation, judgment, decree, loan agreement indenture, bond, note, order agreement, or other instrument to which the Issuer is a party or to which the Issuer is otherwise subject or under the terms of any such law, regulation, of instrument, except as provided by the Bonds and the Issuer Documents; (e) All authorizations approvals, licenses, permits, consents, and resolutions of any governmental authority legislative body, board, agency, or commission having jurisdiction of the matter which are required for the due authorization of, which would constitute a condition precedent to, or the absence of which would materially adversely affect the due performance by the Issuer of its obligations under the Issuer Documents and the Bonds have been duly obtained, except for the approval of the Bonds by the Attorney Geneial of the State of Texas and the registration of the Bonds by the Comptroller of Public Accounts of the State of Texas and such approvals, consents, and resolutions as may be required under the Blue Sky or securities laws of any jurisdiction in connection with the offering and sale of the Bonds; (f) The Issuer Documents conform to the descriptions thereof contained in the Official Statement under the captions "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS," "THE BONDS,' and "THE INDENTURE;" the proceeds of the sale of the Bonds will be applied generally as described in the Official Statement under the caption "PLAN OF FINANCING - Use of Bond Proceeds,' and the Bond Resolution contains covenants conforming to the description thereof contained in the Official Statement under the caption "CONTINUING DISCLOSURE OF INFORMATION,' (g) There is no legislation, action, suit, proceeding, inquiry, or investigation, at law or in equity, before or by any court, government agency, public board, or body, pending or, to the best knowledge of the Issuer after due inquiry, threatened against the Issuer, affecting the existence of the Issuer or the titles of its officers to their respective offices, or affecting or seeking to prohibit, restrain or enjoin the sale, issuance, or delivery of the Bonds or the collection of contract revenues pledged to the payment of principal of and interest on the Bonds pursuant to the Issuer Documents or in any way contesting or affecting the validity or enforceability of the Bonds or the Issuer Documents, or contesting the exclusion from gross income of interest on the Bonds for federal income tax purposes, or contesting in any way the completeness or accuracy of the Preliminary Official Statement or the Official Statement or any supplement or amendment thereto, or contesting the powers of the Issuer or any authority for the issuance of the Bonds, the adoption of the Bond Resolution, or the execution and delivery of the Issuer Documents, nor, to the best knowledge of the Issuer, is there any basis therefor, wherein an unfavorable decision ruling or finding would materially adversely affect the validity or enforceability of the Bonds or the Issuer Documents; (h) As of the date thereof the Preliminary Official Statement did not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (i) At the time of the Issuer's acceptance hereof and (unless the Official Statement is amended or supplemented pursuant to Section 3(d) of this Agreement) at all times subsequent thereto during the period up to and including the date of Closing, the Official Statement does not and will not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading; (j) If the Official Statement is supplemented or amended pursuant to Section 3(d) of this Agreement, at the time of each supplement or amendment thereto and (unless subsequently again supplemented or amended pursuant to such paragraph) at all times subsequent thereto during the period up to and including the date of Closing the Official Statement as so supplemented or amended will not contain any untrue statement of a material fact of omit to state any material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which made, not misleading; (k) The Issuer will apply, or cause to be applied, the proceeds from the sale of the Bonds as provided in and subject to all of the terms and provisions of the Issuer Documents and will not take or omit to take any action which will adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Bonds; (1) The Issuer will furnish such information and execute such instruments and take such action in cooperation with the Underwriters as the Representative may reasonably request (i) to (y) qualify the Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions in the United States as the Representative may designate and (z) determine the ehgibilrty of the Bonds for investment under the laws of such states and other jurisdictions and (ii) to continue such qualifications in effect so long as required for the distribution of the Bonds (provided, however, that the Issuer will not be required to qualify as a foreign corporation or to file any general or special consents to service of process under the laws of any jurisdiction) and will advise the Representative immediately of receipt by the Issuer of any notification with respect to the suspension of the qualification of the Bonds for sale in any jurisdiction or the initiation or threat of any proceeding for that purpose; (m) The financial statements of and other financial information regarding the Issuer in the Official Statement fairly present the financial position and results of the Issuer as of the dates and for the periods therein set forth. Prior to the Closing, there will be no adverse change of a material nature in such financial position, results of operations or condition, financial or otherwise of the Issuer. The Issuer is not a party to any litigation or other proceeding pending or, to its knowledge, threatened which, if decided adversely to the Issuer, would have a materially adverse effect on the financial condition of the Issuer; (n) Prior to the Closing the Issuer will not offer or issue any bonds, notes, or other obligations for borrowed money or incur any material liabilities, direct or contingent, payable from or secured by any of the revenues or assets which will secure the Bonds without the prior approval of the Representative; (o) Any certificate, signed by any official of the Issuer authorized to do so in connection with the transactions contemplated by this Agreement, shall be deemed a representation and warranty by the Issuer to the Underwriters as to the statements made therein; and (p) The Issuer covenants that between the date hereof and the Closing it will take no actions which will cause the representations and warranties made in this Section to be untrue as of Closing. 5. Closing. (a) At 10:00 a.m Houston, Texas time, on December 15, 2004, or at such other time and date as shall have been mutually agreed upon by the Issuer and the Underwriters (the ' Closing"), the Issuer will, subject to the terms and conditions hereof, deliver to the Underwriters the initial Bond registered in the name of the Underwriters, in temporary form, together with the other documents hereinafter mentioned, and will have available for immediate exchange definitive Bonds deposited with The Depository Trust Company, New York, New York ('DTC'), or with Wells Fargo Bank, N.A., the paying agent/registrar for the Bonds (the "Registrar"), if the Bonds are to be kept in safekeeping for DTC by the Registrar pursuant to DTC's FAST System, duly executed and authenticated in the form and manner contemplated below and the Underwriters will, subject to the terms and conditions hereof, accept such delivery and pay the purchase price of the Bonds, as set forth in Section 1 of this Agreement, in immediately available funds by federal funds wire transfer to or for the account of the Issuer (such events being referred to herein as the "Closing'). Payment for the Bonds as aforesaid shall be made at the offices of the Registrar, or such other place as shall have been mutually agreed upon by the Issuer and the Underwriters. (b) Delivery of the Bonds in definitive form shall be made to DTC. The Bonds shall be delivered in fully registered form, bearing CUSIP numbers without coupons, with one Bond for each maturity of the Bonds, registered in the name of Cede & Co. all as provided in the Indenture, and shall be made available to the Underwriters at least one business day before the Closing for purposes of inspection. 6. Closing Conditions. The Underwriters have entered into this Agreement in reliance upon the representations, warranties, and agreements of the Issuer contained herein, and in reliance upon the representations, warranties, and agreements to be contained in the documents and instruments to be delivered at the Closing and upon the performance by the Issuer of its obligations hereunder, both as of the date hereof and as of the date of the Closing. Accordingly, the Underwriters' obligations under this Agreement to purchase, to accept delivery of, and to pay for the Bonds shall be conditioned upon the performance by the Issuer of its obligations to be performed hereunder and under such documents and instruments at or prior to the Closing, and shall also be subject to the following additional conditions, including the delivery by the Issuer of such documents as are enumerated herein, in form and substance reasonably satisfactory to the Representative: (a) The representations and warranties of the Issuer contained herein shall be true, complete, and correct in all material respects on the date hereof and on and as of the date of the Closing, as if made on the date of the Closing; (b) The Issuer shall have performed and complied with all agreements and conditions required by this Agreement to be performed or complied with by it prior to or at the Closing; (c) At the time of the Closing, (i) the Issuer Documents and the Bonds shall be in full force and effect and shall not have been amended, modified, or supplemented, and the Official Statement shall not have been supplemented or amended, except in any such case as may have been agreed to by the Underwriters and (ii) all actions of the Issuer required to be taken by the Issuer shall be performed in order for Bond Counsel to deliver its opinions referred to hereafter; 7 (d) At the time of the Closing, all official action of the Issuer relating to the Bonds and the Issuer Documents shall be in full force and effect and shall not have been amended, modified, or supplemented; (e) At or prior to the Closing, the Indenture shall have been duly executed and delivered by the Issuer and the Issuer shall have duly executed and delivered and the Registrar shall have duly authenticated the Bonds; (f) At the time of the Closing, there shall not have occurred any change or any development involving a prospective change in the condition, financial or otherwise, or in the revenues or operations of the Issuer, from that set forth in the Official Statement that in the judgment of the Underwriters, is material and adverse and that makes it, in the reasonable judgment of the Underwriters, impracticable to market the Bonds on the terms and in the manner contemplated in the Official Statement; (g) The Issuer shall not have failed to pay principal or interest when due on any of its outstanding obligations for borrowed money; (h) All steps to be taken and all instruments and other documents to be executed, and all other legal matters in connection with the transactions contemplated by this Agreement shall be reasonably satisfactory in legal form and effect to the Representative; (i) At or prior to the Closing, the Representative shall have received copies of each of the following documents: (A) the Indenture with such supplements or amendments as may have been agreed to by the Representative; (B) the Issuer shall have agreed in the Bond Resolution to provide certain information and notices of material events in accordance with Section (b)(5)(i) of the Rule as described in the Preliminary Official Statement under "CONTINUING DISCLOSURE OF INFORMATION"; (C) the opinion of Bond Counsel with respect to the Bonds, in substantially the form attached to the Official Statement; (D) a supplemental opinion of Bond Counsel addressed to the Underwriters, substantially to the effect that (1) the Indenture has been duly adopted and is in full force and effect (2) the Bonds are exempt securities under the Securities Act of 1933, as amended (the ' 1933 Act' ), and it is not necessary, in connection with the offering and sale of the Bonds to register the Bonds under the 1933 Act or to qualify the Indenture under the Trust Indenture Act of 1939, as amended (the "Trust Indenture Act' ); (3) except to the extent noted therein, said firm has not verified and is not passing upon, and does not assume any responsibility for, the accuracy, completeness or fairness of the statements contained in the Official Statement but that said firm has reviewed the information contained under the headings "PLAN OF FINANCING" (excluding "Pro -Forma Debt Service Requirements") "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS ' (excluding "Calculation and Collection of Tax Increments"), ' THE BONDS," "THE INDENTURE," "TAXING PROCEDURES OF THE CITY, AISD, BRAZORIA COUNTY AND FORT BEND COUNTY," and "LEGAL MATTERS ' fairly and accurately summarize the matters purported to be summarized therein and the descriptions of the Issuer Documents and the Bonds in the Official Statement present a fair description for the purposes intended; (E) An opinion, dated the date of the Closing and addressed to the Underwriters, of counsel for the Underwriters, to the effect that: (1) the Bonds are exempt securities under the 1933 Act and it is not necessary, in connection with the offering and sale of the Bonds, to register the Bonds under the 1933 Act or to qualify the Indenture under the Trust Indenture Act; and (2) based upon their participation in the preparation of the Official Statement as counsel for the Underwriters and their participation at conferences at which the Official Statement was discussed, but without having undertaken to determine independently the accuracy completeness or fairness of the statements contained in the Official Statement, no facts came to the attention of such counsel which would lead them to believe that the Official Statement contains any untrue statement of a material fact or omits to state a material fact necessary to make the statements therein, in light of the circumstances under which they were made, not misleading (except for any financial, forecast, technical, and statistical statements and data included in the Official Statement, and the information regarding DTC and its book -entry -only system, in each case as to which no view need be expressed); (F) A certificate, dated the date of Closing, of an appropriate official of the Issuer to the effect that (1) the representations and warranties of the Issuer contained herein are true and correct in all material respects on and as of the date of Closing as if made on the date of Closing (2) no litigation or proceeding against it is pending or, to its knowledge, threatened in any court or administrative body nor is there a basis for litigation which would (A) contest the right of the directors or officials of the Issuer to hold and exercise their respective positions, (B) contest the due organization and valid existence of the Issuer, (C) contest the validity, due authorization, and execution of the Bonds or the Issuer Documents or (D) attempt to enjoin or otherwise prevent the Issuer from performing its obligations under the Issuer Documents; (3) the resolutions of the Issuer authorizing the execution, delivery, and/or performance of the Official Statement, the Bonds, and the Issuer Documents have been duly adopted by the Issuer, are in full force and effect, and have not been modified, amended, or repealed, and (4) to the best of his or her knowledge, no event affecting the Issuer has occurred since the date of the Official Statement which should be disclosed in the Official Statement for the purpose for which it is to be used or which it is necessary to disclose therein in order to make the statements and information therein, in light of the circumstances under which made, not misleading in any material respect as of the time of Closing, and the information contained in the Official Statement is correct in all material respects and, as of the date of the Official Statement did not, and as of the date of the Closing does not, contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements made therein, in the hght of the circumstances under which they were made, not misleading; (G) A certificate of the Issuer in form and substance satisfactory to Bond Counsel and counsel to the Underwriters (1) setting forth the facts, estimates and circumstances in existence on the date of the Closing, which establish that it is not expected that the proceeds of the Bonds will be used in a manner that would cause the Bonds to be "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the "Code'), and any applicable regulations (whether final, temporary, or proposed), issued pursuant to the Code, and (2) certifying that to the best of the knowledge and belief of the Issuer there are no other facts, estimates or circumstances that would materially change the conclusions, representations and expectations contained in such certificate; (H) Any other certificates and opinions required by the Indenture for the issuance thereunder of the Bonds; (I) The approving opinion of the Attorney General of the State of Texas in respect of the Bonds; (J) The registration certificate of the Comptroller of Public Accounts of the State of Texas in respect of the Bonds and (K) Such additional legal opinions, certificates, instruments, and other documents as the Underwriters or counsel to the Underwriters may reasonably request to evidence the truth and accuracy as of the date hereof and as of the date of the Closing, of the Issuer's representations and warranties contained herein and of the 10 statements and information contained in the Official Statement and the due performance or satisfaction by the Issuer on or prior to the date of the Closing of all the respective agreements then to be performed and conditions then to be satisfied by the Issuer. All of the opinions, letters, certificates, instruments, and other documents mentioned above or elsewhere in this Agreement shall be deemed to be in compliance with the provisions hereof if, but only if, they are in form and substance satisfactory to the Underwriters. If the Issuer shall be unable to satisfy the conditions to the obligations of the Underwiiters to purchase, to accept delivery of, and to pay for the Bonds contained in this Agreement, or if the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Bonds shall be terminated for any reason permitted by this Agreement, this Agreement shall terminate and neither the Underwriters nor the Issuer shall be under any further obligation hereunder. 7. Termination. The Underwriters shall have the right to cancel its obligation to purchase the Bonds if, between the date of this Agreement and the Closing, the market price or marketability of the Bonds shall be materially adversely affected, in the sole judgment of the Representative (as evidenced by a written notice to the Issuer terminating the obligation of the Underwriters to accept delivery of and pay for the Bonds), by the occurrence of any of the following: (a) legislation shall be enacted by or introduced in the Congress of the United States or recommended to the Congress for passage by the President of the United States, or the Treasury Department of the United States or the Internal Revenue Service or favorably reported for passage to either House of the Congress by any committee of such House to which such legislation has been referred for consideration, a decision by a court of the United States or of the State or the United States Tax Court shall be rendered, or an order, ruling, regulation (final, temporary or proposed), press release, statement or other form of notice by or on behalf of the Treasury Department of the United States, the Internal Revenue Service, or other governmental agency shall be made or proposed, the effect of any or all of which would be to impose, directly or indirectly, federal income taxation upon interest received on obligations of the general character of the Bonds of the interest on the Bonds as described in the Official Statement, or other action or events shall have transpired which may have the purpose or effect, directly or indirectly, of changing the federal income tax consequences of any of the transactions contemplated herein; (b) legislation introduced in or enacted (or resolution passed) by the Congress or an order, decree, or injunction issued by any court of competent jurisdiction, or an order, ruling, regulation (final, temporary, or proposed), press release or other form of notice issued or made by of on behalf of the Securities and Exchange Commission, or any other governmental agency having jurisdiction of the subject matter, to the effect that obligations of the general character of the Bonds, including any or all underlying arrangements, are not exempt from registration under or other requirements of the 1933 Act, or that the Indenture is not exempt from qualification under or other requirements of 11 the Trust Indenture Act, or that the issuance, offering, or sale of obligations of the general character of the Bonds, including any or all underlying arrangements, as contemplated hereby or by the Official Statement or otherwise, is or would be in violation of the federal securities law as amended and then in effect; (c) a general suspension of trading in securities on the New York Stock Exchange or the American Stock Exchange, the establishment of minimum prices on either such exchange, the establishment of material restrictions (not in force as of the date hereof) upon trading securities generally by any governmental authority or any national securities exchange, a general banking moratorium declared by federal, State of New York, or State officials authorized to do so; (d) any amendment to the federal or state constitution or action by any federal or state court, legislative body, regulatory body, or other authority materially adversely affecting the tax status of the Issuer, its property, income securities (or interest thereon), or the vandity or enforceability of the assessments or the levy of taxes to pay principal of and interest on the Bonds; (e) any event occurring, or information becoming known which, in the judgment of the Representative, makes untrue in any material respect any material statement or information contained in the Official Statement, or has the effect that the Official Statement contains any untrue statement of material fact or omits to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; (f) there shall have occurred since the date of this Agreement any materially adverse change in the affairs or financial condition of the Issuer; (g) the United States shall have become engaged in hostilities which have resulted in a declaration of war or a national emergency or there shall have occurred any other outbreak or escalation of hostilities or a national or international calamity, or crisis, financial or otherwise, the effect of such outbreak, calamity, or crisis on the financial markets of the United States being such as, in the reasonable opinion of the Representative, would materially and adversely affect the ability of the Underwriters to market the Bonds; (h) any fact or event shall exist or have existed that in the Representative's judgment requires or has required an amendment of or supplement to the Official Statement; and (i) the purchase of and payment for the Bonds by the Underwriters, or the resale of the Bonds by the Underwriters, on the terms and conditions herein provided shall be prohibited by any applicable law, governmental authority, board, agency, or commission. 8. Expenses. (a) The Underwriters shall be under no obligation to pay, and the Issuer shall pay, any expenses incident to the performance of the Issuer's obligations hereunder, including, but not limited to (i) the cost of preparation and printing of the Bonds; (ii) the fees and disbursements of Bond Counsel; (iii) the fees and disbursements of the Financial Advisor to the Issuer (iv) the fees and disbursements of any engineers, accountants, and other experts, consultants, or advisers retained by the Issuer; (v) the costs of preparing, printing, and mailing the Preliminary Official Statement and the Official Statement; (vi) the fees and expenses of the Trustee; (vii) advertising expenses (except any advertising expenses of the Underwriters as set forth below); (viii) the out-of-pocket, miscellaneous, and closing expenses, including the cost of travel, of the officers and directors of the Issuer; and (ix) any other expenses mutually agreed to by the Issuer and the Representative to be reasonably considered expenses of the Issuer which are incident to the transactions contemplated hereby. (b) The Underwriters shall pay (i) the cost of preparation and printing of this Agreement; (ii) all advertising expenses in connection with the public offering of the Bonds; and (iii) all other expenses incurred by it in connection with the public offering of the Bonds, including the fees and disbursements of counsel retained by the Underwriters. 9. Notices. Any notice or other communication to be given to the Issuer under this Agreement may be given by delivering the same in writing to Development Authority of Pearland, 3519 Liberty Drive, Pearland, Texas 77581, Attention Chairman, and any notice or other communication to be given to the Underwriters under this Agreement may be given by delivering the same in writing to First Southwest Company, 1021 Main St., Suite 2200, Houston, Texas 77002, Attention: Drew Masterson. 10. Parties in Interest. This Agreement shall constitute the entire agreement and is made solely for the benefit of the Issuer and the Underwriters (Including successors or assigns of the Underwriters) and no other person shall acquire or have any right hereunder or by virtue hereof. This Agreement may not be assigned by the Issuer. All of the Issuer's representations, warranties, and agreements contained in this Agreement shall remain operative and in full force and effect, regardless of (i) any investigations made by or on behalf of any of the Underwriters; (ii) delivery of and payment for the Bonds pursuant to this Agreement; and (iii) any termination of this Agreement. 11. Effectiveness. This Agreement shall become effective upon the acceptance hereof by the Issuer and shall be valid and enforceable at the time of such acceptance. 12. Choice of Law. This Agreement shall be governed by and construed in accordance with the law of the State. 13. Severability. If any provision of this Agreement shall be held or deemed to be or shall, in fact, be invalid, inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions, or in all jurisdictions because it conflicts with any provision or provisions of any Constitution, statute, rule, of public policy, or any other reason, such 13 circumstances shall not have the effect of rendering the provision in question invalid, inoperative, or unenforceable in any other case or circumstance, or of rendering any other provision or provisions of this Agreement invalid, inoperative or unenforceable to any extent whatever. 14. Business Day. For purposes of this Agreement, "business day" means any day on which the New York Stock Exchange is open for trading. 15. Section Headings. Section headings have been inserted in this Agreement as a matter of convenience of reference only, and it is agreed that such section headings are not a part of this Agreement and will not be used in the interpretation of any provisions of this Agreement. 16. Counterparts. This Agreement may be executed in several counterparts each of which shall be regarded as an original (with the same effect as if the signatures thereto and hereto were upon the same document) and all of which shall constitute one and the same document. 14 If you agree with the foregoing, please sign the enclosed counterpart of this Agreement and return it to the Underwriters This Agreement shall become a binding agreement between you and the Underwriters when at least the counterpart of this letter shall have been signed by or on behalf of each of the parties hereto. Very truly yours, FIRST SOUTHWEST COMPANY THE GMS GROUP, INC. WACHOVIA SECURITIES LLC By: First Southwest Company, as Representative By: Authorized Officer APPROVED AND ACCEPTED as of the date hereof: DEVELOPMENT AUTHORITY OF PEARLAND By: Chairman, Board of Directors EXECUTION PAGE OF AGREEMENT SCHEDULE I Development Authority of Pearland Tax Increment Contract Revenue Bonds, Series 2004 Interest accrues from December 1, 2004 Principal Maturity Interest Principal Maturity Interest Amount (September 1) Rate Yield Amount (September 1) Rate Yield The Bonds scheduled to mature on or after September 1, 2015 are subject to redemption, in whole or in part, prior to their scheduled maturities, on September 1, 2014, or on any date thereafter, at the option of the Issuei. Upon redemption, the Bonds will be payable at a price equal to the principal amount of the Bonds or the portions thereof so called for redemption, plus accrued interest to the date of redemption. EXHIBIT A OFFICIAL STATEMENT SEE TAB Houston_1\758362\2 5292-37 11/10/2004 ti UN ° E ° 1-6 7 `2 u.� sa •5 o > ._ '0 Po C.E E a o V 'O.— «� a0.0� C G c 0 0b U N °m c ro b 7).0 5 o o u ,2 ° 7. E s . u o 3' c m ° *vim o o Eo ' O C C• 'J ° 3 7„ L. b,. G o ❑ ^j •-• ,Ed O U c Cr?. G 5 u� 'c ° ^. :y s b°0 0 0 a T F � ,a 5 Ev ;b et- 5 vl o zt. Ee E 2. .•45 its -°P.- aP 0 C 2 U Cr: C ° -e 6 0 o c 4- q. E t,b H 0 Cj PRELIMINARY OFFICIAL STATEMENT DATED NOVEM.BER 8, 2004 UNSEL, INTEREST ON THE BONDS IS EXCLUDABLE FROM GROSS INCOME FOR FEDERAL INCOME TAX PURPOSES UNDER HE MATTERS DESCRIBED UNDER "LEGAL MATTERS - 7AX EXEMPTION," AND THE BONDS ARE NOT PRIVATE ACTIVITY ERS - TAX EXEMPTION" FOR A DISCUSSION OF THE OPINION OF BOND COUNSEL, INCLUDING A DESCRIPTION OF ALT ERNA'I7VE MINIMUM TAX CONSEQUENCES FOR CORPORATIONS. $12,940,000* DEVELOPMENT AUTHORITY OF PEARLAND (a non profit local government corporation acting on behalf of the City of Pearland, Texas) Tax Increment Contract Revenue Bonds, Series 2004 Dated: December 1, 2004 Due: as shown on inside cover page The Development Authority of Pearland (the "Authority"), a Texas non-profit local government corporation acting on behalf of the City of Pearland, Texas (the "City"), is issuing its Tax Increment Contract Revenue Bonds, Series 2004 (the "Bonds"). The Bonds are limited obligations of the Authority. The Bonds are payable solely from the Contract Tax Increments, as defined below, and certain funds on deposit with Wells Fargo Bank, National Association, Houston, Texas (the "Trustee"), together with earnings and investments thereon (collectively, the "Pledged Revenues"). Pursuant to an Indenture of Trust (the "Indenture") between the Authority and the Trustee, the Authority has pledged the Pledged Revenues to payment of the Bonds. The Bonds are not payable from any other funds of the Authority other than the Pledged Revenues. Interest on the Bonds accrues from December 1, 2004 (the "Dated Date"), and is payable September 1, 2005, and each March 1 and September 1 thereafter until the earlier of maturity or redemption. Bonds maturing on or after September 1, 2015, are subject to redemption prior to maturity at the option of the Authority, in whole or in part on September 1, 2014, or on any date thereafter, at a price equal to the par value thereof plus accrued interest to the date fixed for redemption. See "THE BONDS." The creation of the Authority was authorized by the City on June 28, 2004 by Resolution No. 2004-107 of the City Council of the City, and the Authority operates pursuant to Articles of Incorporation filed with the Secretary of State and Bylaws approved by the City and under the provisions of Chapter 431, Texas Transportation Code, and Chapter 394, Texas Local Government Code, and may exercise the powers granted to non-profit corporations under the Texas Non -Profit Corporation Act. The Authority was created to aid, assist, and act on behalf of the City in the performance of the City's governmental and proprietary functions with respect to, and to provide financing for, Reinvestment Zone Number Two, City of Pearland, Texas (the "TIRZ"), which is located in the City. The City designated a reinvestment zone and created the TIRZ in 1998 by Ordinance No. 891 of the City Council of the City (the "Ordinance"). The TIRZ operates under the provisions of the Tax Increment Financing Act, Chapter 311, Texas Tax Code (the "TIF Act") to facilitate the development of the land within the boundaries of the TIRZ, which encompass the Shadow Creek Ranch master planned community ("Shadow Creek Ranch") and other property and benefiting the City as a whole. The City, Alvin Independent School District ("AISD"), Brazoria County, Texas ("Brazoria County") and Fort Bend County, Texas ("Fort Bend County") have agreed to deposit to the Tax Increment Fund established for the TIRZ (the "Tax Increment Fund") annually a certain percentage of tax collections arising from their taxation of the increase, if any, since January 1, 1998, in the total appraised value of all real property located in the TIRZ and taxable by the City, AISD, Brazoria County and Fort Bend County (the "Tax Increments"). See "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS — Tax Increments." The City, the Authority, and the TIRZ have entered into an agreement approved by Ordinance No. R2004-170 of the City Council of the City on October 11, 2004, and approved by the Board of Directors of the TIRZ and the Authority on October 5, 2004 (the "Tri-Party Agreement") which sets forth, among other things, the duties and responsibilities of the Authority, the City, and the TIRZ as they relate to developer reimbursements for Project Costs in the TIRZ and Shadow Creek Ranch, and pursuant to which the City and the TIRZ have agreed to pay to the Authority on an annual basis certain of the Tax Increments then available to the Tax Increment Fund (the "Contract Tax Increments"). A portion of the proceeds from the sale of the Bonds will be used to reimburse developers for certain Project Costs (as defined in the Plan) including infrastructure and related improvements made by such developers within the TIRZ authorized according to the Project Plan and Reinvestment Zone Financing Plan of the TIRZ adopted by the Board of Directors of the TIRZ on August 23, 1999 and approved by the City Council of the City on August 23, 1999, by Ordinance No. 918, (the "Plan") and interest of funds advanced therefor. Project Costs to be reimbursed from this Bond issue include (i) momunentation and signage, (ii) landscaping improvements, (iii) street and sidewalk paving and signalization, (iv) water, sanitary sewer and drainage facilities, (v) lakes and parks, and (vi) land acquisition. Proceeds from the sale of the Bonds will also be used to pay costs of issuance of the Bonds and the creation costs of the Authority, to establish a Debt Service Reserve Fund (as defined in the Indenture) for the Bonds and to pay capitalized interest as provided in the Indenture. See "PLAN OF FINANCING — Use of Bond Proceeds." THE BONDS ARE LIMITED OBLIGATIONS SOLELY OF THE AUTHORITY AND ARE NOT OBLIGATIONS OF THE CITY AND DO NOT GIVE RISE TO A CHARGE AGAINST THE GENERAL CREDIT OR TAXING POWERS OF THE CITY. FURTHERMORE, THE BONDS ARE NOT OBLIGATIONS OF AISD, BRAZORIA COUNTY, FORT BEND COUNTY, THE STATE OF TEXAS OR ANY ENTITY OTHER THAN THE AUTHORITY. THE PURCHASE AND OWNERSHIP OF THE BONDS IS SUBJECT TO SPECIAL RISK FACTORS AND ALL PROSPECTIVE PURCHASERS ARE URGED TO EXAMINE CAREFULLY THIS ENTIRE OFFICIAL STATEMENT WITH RESPECT TO THE INVESTMENT SECURITY OF THE BONDS, INCLUDING PARTICULARLY THE SECTION CAPTIONED "RISK FACTORS." See "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS." NEW ISSUE- BOOK ENTRY ONLY SEE MATURITY AND PRICING SCHEDULE ON INSIDE COVER PAGE NOT RATED The Bonds will be issued in fully registered form only, in denominations of $5,000 or any integral multiple thereof. Principal of the Bonds will be payable upon presentation of the Bonds at the designated payment office of the Trustee. Interest on the Bonds will be payable as of the interest payment date, by the Trustee to the registered owners as shown on the Bond Register kept by the Trustee (the "Registered Owners") on the fifteenth calendar day of the month prior to each interest payment date or pursuant to such other customary banking agreements as may be agreed upon by the Trustee and the Registered Owners at the risk and expense of the Registered Owners. See "THE BONDS — Descriptions." When issued, the Bonds will be registered in the name of Cede & Co., as registered owner and nominee for The Depository Trust Company, New York, New York ("DTC"), which will act as securities depository for the Bonds. The Bonds will be issued in book -entry only form, and beneficial owners of the Bonds will not receive physical delivery of bond certificates except as described herein. During any period in which ownership of any of the Bonds is determined only by a book entry at DTC, the Trustee will make payments on such Bonds to DTC or DTC's nominee in accordance with arrangements between the Authority and DTC. See "THE BONDS — Book Entry Only System." The Bonds are offered by the Underwriters subject to prior sale, when, as, and if issued by the Authority and accepted by the Underwriters, subject, among other things, to the approval by the Attorney General of Texas and the approval of certain legal matters by Allen Boone Humphries LLP, Bond Counsel, and Andrews Kurth LLP, Disclosure Counsel. Certain other [natters will be passed upon on behalf of the Underwriters by Winstead Sechrest & Minick P.C., counsel to the Underwriters. Delivery of the Bonds through DTC is expected on or about December 15, 2004. FIRST SOUTHWEST COMPANY THE GMS GROUP LLC WACHOVIA SECURITIES *Preliminary, subject to change. MATURITY SCHEDULE, INTEREST RATES, YIELDS, CUSIP NUMBERS, AND REDEMPTION PROVISIONS Maturity (September 1)(") Principal Amount* 2006 $705,000.00 2007 750,000.00 2008 285,000.00 2009 305,000.00 2010 325,000.00 2011 340,000.00 2012 365,000.00 2013 385,000.00 2014 405,000.00 2015 430,000.00 2016 455,000.00 2017 485,000.00 2018 515,000.00 2019 545,000.00 2020 580,000.00 2021 610,000.00 2022 650,000.00 2023 690,000.00 2024 730,000.00 2025 775,000.00 2026 820,000.00 2027 870,000.00 2028 920,000.00 Interest Rate Initial Reoffe lug Yieldtb) CUSIP Number° (a) Bonds maturing on or after September 1, 2015 are subject to optional redemption on September 1, 2014 or on any date thereafter at a price of par value plus accrued interest on the principal amounts called for redemption to the date fixed for redemption. See "THE BONDS — Optional Redemption." (b) Initial reoffering yield represents the initial offering yield to the public which has been established by the Underwriters for offers to the public and which may be subsequently changed by the Underwriters and is the sole responsibility of the Underwriters. The initial reoffering yields indicated above represent the lower of the yields resulting when priced to maturity or to the first call date. Accrued interest from December 1, 2004 to the date fixed for delivery, is to be added to the price. (c) CUSIP numbers have been assigned to the Bonds by Standard & Poor's CUSIP Service Bureau, a division of the McGraw-Hill Companies. Inc. and are included solely for the convenience of the owners of the Bonds. Neither the Authority nor the Underwriters are responsible for the selection or correctness of the CUSIP numbers set forth herein. * Preliminary, subject to change. it BOARD OF DIRECTORS DEVELOPMENT AUTHORITY OF PEARLANDt1 Name Title Tom Reid Chair Bill Sloan Vice -Chair Henry Stanaland Secretary Ed Baker Director Tom Pool Director Professional Consultants Knudson & Associates Administrator RBC Dain Rauscher Inc. Financial Advisor Allen Boone Humphries LLP Bond Counsel Andrews Kurth LLP Disclosure Counsel Wells Fargo Bank, National Association Trustee (I) The Directors of the Authority are appointed by the City. Creation of the Authority was authorized by the City on June 28, 2004 and the Authority held its initial organizational meeting on July 27, 2004 iii TABLE OF CONTENTS INTRODUCTION 1 RISK FACTORS 2 Limited Obligations 2 Decrease in Appraised Values 2 Tax Increment Financing 3 Limitations on City Tax Increments 3 Limitations on AISD Tax Increments 4 Limitations on Tax Increments of Brazoria and Fort Bend Counties 5 Uncertainty of Calculation and Collection of Tax Increments 6 General Factors Affecting Taxable Values and Tax Increments 6 Dependence on Principal Taxpayers 7 Tax Collection Limitations and Foreclosure Remedies 7 Registered Owners' Remedies After Default 7 Bankruptcy Limitation to Registered Owners' Rights 7 Future Debt 8 Marketability of the Bonds 8 Continuing Compliance with Certain Covenants 8 Air Quality 8 Tax Abatements 9 PLAN OF FINANCING 9 Creation of the Authority and TIRZ 9 Purpose/Project Plan 10 Operations 10 Issuance of Bonds 10 Captured Appraised Value 11 Use of Bond Proceeds 11 Pro -Forma Debt Service Requirements 11 Sources and Uses of Funds 12 SOURCE AND SECURITY OF PAYMENT FOR THE BONDS 12 General 12 Tax Increments 12 City s Agreement with Respect to Tax Increments and the Bonds 13 AISD's Agreement With Respect to Tax Increments 13 Brazoria County's Agreement with Respect to Tax Increments and the Bonds 14 Fort Bend County's Agreement with Respect to Tax Increments and the Bonds 15 Calculation and Collection of Tax Increments 15 Pledge of Revenues 16 Additional Bonds 17 Perfected Security Interest 17 THE BONDS 18 Description 18 iv Method of Payment of Principal and Interest 18 Optional Redemption 18 Notice of Redemption 18 Authority for Issuance 19 No Arbitrage 19 Registration and Transfer 19 Book -Entry Only System 20 Use of Certain Terms in Other Sections of this Official Statement 22 Replacement of Trustee 22 Mutilated, Lost or Stolen Bonds 22 Legal Investment and Eligibility to Secure Public Funds in Texas 22 Defeasance 22 THE INDENTURE 23 The Funds 23 Events of Default 24 Remedies 24 Limitation on Action by Owners 25 Amendments to the Indenture 25 Removal or Resignation of Trustee 26 Appointment of Successor Trustee 26 SHADOW CREEK RANCH DEVELOPMENT 26 General 26 Development and Home Construction 27 Developer 30 Builders 31 Future Development 32 SELECTED FINANCIAL INFORMATION 34 TAX INCREMENT COLLECTIONS 36 TAXING PROCEDURES OF THE CITY, AISD BRAZORIA COUNTY AND FORT BEND COUNTY 37 Authority to Levy Taxes 37 Property Tax Code and County -Wide Appraisal District 37 Property Subject to Taxation by the City, AISD, Brazoria County and Fort Bend County 37 Valuation of Property for Taxation 38 Levy and Collection of Taxes 38 The City, AISD, Brazoria County and Fort Bend County's Rights in the Event of Tax Delinquencies 38 LEGAL MA II ERS 39 Legal Proceedings 39 Tax Exemption 40 Tax Accounting Treatment of Discount Bonds 41 Tax Treatment of Original Issue Premium Bonds 42 No Material Adverse Change 42 No -Litigation Certificate 42 TABLE OF CONTENTS CONTINUING DISCLOSURE OF INFORMATION 42 Annual Reports 43 Material Event Notices 43 Availability of Information from NRMSIRs and SID 43 Limitations and Amendments 44 Compliance with Prior Undertakings 44 PREPARATION OF OFFICIAL STATEMENT 44 Sources and Compilation of Information 44 Financial Advisors 45 Official Statement Deemed Final 45 Updating the Official Statement 45 Certification of Official Statement 45 MISCELLANEOUS 46 APPENDIX A: SUMMARY OF DOCUMENTS (1) Development Agreement (2) Reimbursement Agreement (3) Tri-Party Agreement (4) Project Plan & Financing Plan (5) Interlocal Agreements APPENDIX B: BOUNDARY MAP OF REINVESTMENT ZONE NO. 2, CITY OF PEARLAND, TEXAS APPENDIX C: FORM OF OPINION OF BOND COUNSEL v USE OF INFORMATION IN PRELIMINARY OFFICIAL STATEMENT No dealer, broker, salesman, or other person has been authorized to give any information or to make any representations other than those contained in this Official Statement, and, if given or made, such other information or representation must not be relied upon as having been authorized by the Authority. This Official Statement is not to be used in an offer to sell or the solicitation of an offer to buy in any state in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation. All of the summaries of the statutes, resolutions, contracts, financial information, engineering, and other related reports referenced or described in this Official Statement are made subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions, and reference is made to such documents, copies of which are available from the Authority, c/o Allen Boone Humphries LLP, 3200 Southwest Freeway, Suite 2600 Houston, Texas 77027. This Official Statement contains, in part, estimates, assumptions, and matters of opinion which are not intended as statements of fact, and no representation is made as to the correctness of such estimates, assumptions, or matters of opinion, or as to the likelihood that they will be realized. Any information and expressions of opinion herein shall not, under any circumstances, create any implication that there has been no change in the affairs of the Authority or other matters described herein since the date hereof. For the period beginning on the date of the award of the sales of the Bonds by the Underwriters and ending on the twenty-fifth day after the "end of the underwriting period" (as defined in Security and Exchange Commission (the "SEC") Rule 15c(2)-12(e)(2)), if any event shall occur of which the Authority has knowledge and as a result of which it is necessary to amend or supplement the Official Statement in order to make the statements therein, in light of the circumstances when the Official Statement is delivered to a prospective purchaser not misleading, the Authority will promptly notify the Underwriters of the occurrence of such event and will cooperate in the preparation of a revised Official Statement, or amendments or supplements thereto, so that the statements in the Official Statement, as revised, amended or supplemented will not, in light of the circumstances when such Official Statement is delivered to a prospective purchaser, be misleading. The Authority assumes no responsibility for supplementing the Official Statement thei eafter except as may be required by law. See "PREPARATION OF THE OFFICIAL STATEMENT — Updating the Official Statement." The Authority has undertaken no other reporting obligations to purchasers of the Bonds except as described herein under "CONTINUING DISCLOSURE OF INFORMATION.' SALE AND DISTRIBUTION OF THE BONDS The Underwriters The Bonds are being purchased by First Southwest Company, The GMS Group LLC and Wachovia Securities (collectively, the `Underwriters") pursuant to a bond purchase agreement with the Authority (the "Bond Purchase Agreement") dated November 15, 2004 for the Bonds at a price of $ (representing the par amount of the Bonds of $ , less an Underwriters' discount of $ , and less an original issue discount of $ ) plus accrued interest on the Bonds from the Dated Date to the date of delivery. The Underwriters' obligation is to purchase all of the Bonds, if any are purchased. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviewed the information in this Official Statement in accordance with, and as part of, their responsibilities to investors under federal securities laws as applied to the facts and circumstances of this transaction, but the Underwi iters do not guarantee the accuracy or completeness of such information. Prices and Marketability The delivery of the Bonds is conditioned upon the receipt by the Authority of a certificate executed and delivered by the Underwriters on or before the date of delivery of the Bonds stating the prices at which a substantial amount of the Bonds of each maturity have been sold to the public. For this purpose, the term ' public" does not vi include any person who is a bond house, broker, or similar person acting in the capacity of Underwriters or wholesaler. Otherwise the Authority has no understanding with the Underwriters regarding the reoffering yields or prices of the Bonds. Information concerning reoffering yields or prices is the responsibility of the Underwriters. The prices and other terms with respect to the offering and sale of the Bonds may be changed from time to time by the Underwriters after the Bonds are released for sale, and the Bonds may be offered and sold at prices other than the initial offering prices, including sales to dealers who may sell the Bonds into investment accounts. In connection with the offering of the Bonds the Underwriters may over -allot or effect transactions that stabilize or maintain the market prices of the Bonds at levels above those that might otherwise prevail in the open market. Such stabilizing, if commenced, may be discontinued at any time. The Authority has no control over trading of the Bonds in the secondary market. Moreover, there is no guarantee that a secondary market will be made in the Bonds In such a secondary market, the difference between the bid and asked price of the Bonds may be greater than the difference between the bid and asked price of bonds of comparable maturity and quality issued by more traditional municipal entities, as bonds of such entities are more generally bought, sold or traded in the secondary market. Securities Laws No registration statement relating to the offer and sale of the Bonds has been filed with the SEC under the Securities Act of 1933, as amended, in reliance upon the exemptions provided thereunder The Bonds have not been registered or qualified under the Securities Act of Texas in reliance upon various exemptions contained therein nor have the Bonds been registered or qualified under the securities laws of any other jurisdiction. The Authority assumes no responsibility for registration or qualification of the Bonds under the securities laws of any other jurisdiction in which the Bonds may be offered, sold, or otherwise transferred. This disclaimer of responsibility for registration or qualification for sale or other disposition of the Bonds must not be construed as an interpretation of any kind with regard to the availability of any exemption from securities registration or qualification provisions in such other jurisdiction. [Remainder of Page Intentionally Left Blank] vii PRELIMINARY OFFICIAL STATEMENT $12,940,000* Development Authority of Pearland (a non-profit local government corporation acting on behalf of the City of Pearland, Texas) Tax Increment Contract Revenue Bonds Series 2004 INTRODUCTION The Development Authority of Pearland (the "Authority' ), a Texas non-profit local government corporation acting on behalf of the City of Pearland, Texas (the "City"), is issuing its Tax Increment Contract Revenue Bonds, Series 2004 (the Bonds") in the original principal amount of $12,940,000* The Bonds are limited obligations of the Authority The Bonds are payable solely from the Contract Tax Increments, as defined below, and certain funds on deposit with Wells Fargo Bank, National Association, Houston, Texas (the "Trustee' ), together with earnings and investments thereon (collectively the "Pledged Revenues") Pursuant to an Indenture of Trust (the "Indenture") between the Authority and the Trustee, the Authority has pledged the Pledged Revenues to payment of the Bonds. The Bonds are not payable from any other funds of the Authority other than the Pledged Revenues. The Bonds are limited obligations solely of the Authority and are not obligations of the City and do not give rise to a charge against the general credit or taxing powers of the City. Furthermore, the Bonds are not obligations of Alvin Independent School District ("AISD"), Brazoria County, Texas ( `Brazoria County"), Fort Bend County Texas ( `Fort Bend County '), the State of Texas, or any entity other than the Authority. See "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS " The Bonds are the first debt issuance of the Authority. The Bonds are issued pursuant to the authority granted by Article VIII, Section 1-g of the Texas Constitution, Chaptei 311, Texas Tax Code (the "TIF Act '), Chapter 431 Texas Transportation Code, a resolution adopted by the City (the ` City Resolution") on November 15, 2004 approving the Authority s issuance of the Bonds, a resolution authorizing the issuance of the Bonds (the "Bond Resolution") adopted by the Board of Directors of the Authority (the Authority Board") on November 15, 2004, and the Indenture. The City, AISD, Brazoria County and Fort Bend County have agreed to deposit to the tax increment fund (the "Tax Increment Fund') established for the Reinvestment Zone Number 2, City of Pearland, Texas (the "TIRZ") a certain percentage of tax collections arising from their taxation of the increase, if any since January 1 1998, in the total appraised value of all real property located in the TIRZ and taxable by the City AISD Brazoria County and Fort Bend County (the "Tax Increments"). The City, TIRZ and the Authority have entered into an agreement (the `Tri-Party Agreement") approved by the City by Ordinance No R2004-170 on October 11, 2004, and approved by the Authority Board and the Board of Directors of the TIRZ (the "TIRZ Board') on October 5, 2004 which sets forth among other things, the duties and responsibilities of the Authority, the City, and the TIRZ as they relate to developer reimbursements for Project Costs in the TIRZ, and pursuant to which the City and the TIRZ have agreed to pay to the Authority a certain portion of the Tax Increments then available in the Tax Increment Fund (the `Contract Tax Increments"). This Official Statement includes descriptions of, among others, the Bonds, the Bond Resolution, the Indenture certain other information about the Authority, the TIRZ, and existing development within the boundaries of the TIRZ All descriptions of documents contained herein are only summaries and are qualified in their entirety by reference to each document. Copies of documents referenced herein may be obtained from the Authority's Bond Counsel, Allen Boone Humphries LLP, 3200 Southwest Freeway, Suite 2600, Houston, Texas 77027. A portion of the proceeds from the sale of the Bonds will be used to reimburse developers within the TIRZ for certain Project Costs (as defined in the Plan) including infrastructure and related improvements made by such developers within the TIRZ and approved in the Project Plan and Reinvestment Zone Financing Plan of the TIRZ * Preliminary, subject to change. 1 adopted by the Board of Directors of the TIRZ on August 23, 1999 and approved by the City Council of the City on August 23, 1999 by Ordinance No. 918 (the "Plan"). Project Costs to be reimbursed from this Bond issue include (i) monumentation and signage, (ii) landscaping improvements, (iii) street and sidewalk paving and signalization, (iv) water, sanitary sewer and drainage facilities, (v) lakes and parks, and (vi) land acquisition. Proceeds from the sale of the Bonds will also be used to pay the costs of issuance of the Bonds and the creation costs of the Authority, to establish a Debt Service Reserve Fund (as defined in the Indenture) for the Bonds and to pay capitalized interest as provided in the Indenture RISK FACTORS Described below are certain risks associated with ownership of the Bonds. In order to identify risk factors and make an informed investment decision, potential investors should be thoroughly familiar with this entire Official Statement (including appendices hereto) in order to make a judgment as to whether the Bonds are an appropi late investment. Purchasers of the Bonds are advised to consult their tax advisors as to the tax consequences of purchasing or holding the Bonds. Capitalized terms in this section not defined herein are defined elsewhere in this Official Statement. Limited Obligations The Bonds are limited obligations solely of the Authority and are not obligations of the City and do not give rise to a charge against the general credit or taxing powers of the City. THE CITY IS NOT OBLIGATED TO MAKE ANY PAYMENTS OF PRINCIPAL OF OR INTEREST ON THE BONDS. FURTHERMORE, THE BONDS ARE NOT OBLIGATIONS OF AISD, BRAZORIA COUNTY FORT BEND COUNTY, THE STATE OF TEXAS, OR ANY ENTITY OTHER THAN THE AUTHORITY THE AUTHORITY IS NOT OBLIGATED TO MAKF PAYMENTS ON THE BONDS FROM THE TAXES OF ANY TAXING ENTITY OR OTHER MONEY OTHER THAN THE PLEDGED REVENUES. See "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS Because Tax Increments are only payable annually from the taxes levied and collected on the total appraised value of all real property in the TIRZ that is taxable by the City, AISD, Brazoria County and Fort Bend County for that year minus the total appraised value of all real pioperty in the TIRZ that is taxable by the City AISD, Brazoria County and Fort Bend County as of the Base Year (the "Captured Appraised Value' ), such Tax Increments may or may not occur in a given year. The Base Year for the TIRZ is 1998. Any decrease or reduction in Tax Increments will result in a decrease or reduction in the Contract Tax Increments. Hence, the Bonds should be considered speculative investments that are subject to special risk factors. Decrease in Appraised Values Since the creation of the TIRZ in 1998 the appraised value of taxable real property in the TIRZ has increased The Bonds will be secured by Pledged Revenues derived from Tax Increments based upon the current Captured Appraised Value, however, future Pledged Revenues derived from Tax Increments resulting from future increases in Captured Appraised Values are also pledged. See ' PLAN OF FINANCING — Captured Appraised Value." A decrease in the appraised value of the taxable real property or a decrease in the amount of taxable real property could result in Tax Increments insufficient to pay principal of and interest on the Bonds without drawing upon debt service reserves, including the Debt Service Reserve Fund established under the Indenture. Other events beyond the control of the Authority, the City AISD, Brazoria County and Fort Bend County could cause a shortfall of Tax Increments available for payment of the Bonds including the protest or appeal by property owners of their pioperty values and a consequent reduction in the appraised value of taxable real property in the TIRZ See `TAXING PROCEDURES OF THE CITY, AISD AND BRAZORIA AND FORT BEND COUNTIES " Similarly, a shortfall of Tax Increments could be caused by natural or other disasters and the concomitant destruction of property or improvements to property in the TIRZ 2 Tax Increment Financing Texas law does not require the City, AISD, Brazoria County and Fort Bend County to levy real property taxes in the TIRZ or to set a tax rate sufficient to assure payment of the principal of and interest on the Bonds; rather, Texas law only requires the City, AISD, Brazoria County and Fort Bend County to deposit the Tax Increments actually collected by them in the Tax Increment Fund. The City, AISD, Brazoria County and Fort Bend County set their tax rates in accordance with the Texas Tax Code, which allows voters to limit an increase in tax rates to the rollback tax rate calculated for such units. See "TAXING PROCEDURES OF THE CITY AISD AND BRAZORIA AND FORT BEND COUNTIES " If the tax rates decline or the percentage of taxes collected in the TIRZ declines, the amount of Tax Increments available to pay the Bonds will decrease. Moreover, because the State system of financing for public education has been ruled unconstitutional, there have been and continue to be, many changes in funding for schools. These changes could reduce or eliminate AISD's participation in the TIRZ See "Limitations on AISD Tax Increments" below. Pursuant to the Tri-Party Agreement, the City is required to remit the Contract Tax Increments from the Tax Increment Fund to the Authority on the date when the Bonds are delivered and thereafter on the fifteenth day of each August in which the Tri-Party Agreement is in effect. Contract Tax Increments which are remitted to the Authority do not include certain portions of the Tax Increments which are subject to the retention by the City, particularly (i) money to be paid to the City as an "Administrative Fee" calculated pursuant to the Plan to compensate the City for its estimated costs to provide municipal services to the property within the TIRZ (see "- Limitations on City Tax Increments" below); (ii) money to be paid to AISD for educational facilities project costs pursuant to AISD s agreement for participation in the TIRZ (the "AISD Agreement") (iii) amounts required to be maintained in the suspense account pursuant to the terms of the AISD Agreement; and (iv) an amount sufficient to pay reasonable current and anticipated administrative and operating costs of the TIRZ See "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS — AISD's Agreement With Respect to Tax Increments," — Brazoria County's Agreement With Respect to Tax Increments" and "— Fort Bend County's Agreement With Respect to Tax Increments." Limitations on City Tax Increments The City's 2004 tax rate is $0.694755 per $100 valuation. However, the City from time to time may increase or decrease this rate. Pursuant to the Plan and a Development Agreement by and between the City and Shadow Creek Ranch Development Company, L.P., the master developer of property within the TIRZ (the `Developer'), the City, the Developer and the TIRZ have agreed that a certain portion of the City Tax Increment shall be paid by the TIRZ to the City as an `Administrative Fee' (the "Administrative Fee') to compensate the City for some of its cost of providing City services to the developed property within the TIRZ Pursuant to the Development Agreement, the Administrative Fee is as follows: Years 1 through 3 (1999-2001) Years 4 through 8 (2002-2006) Years 9 through 30 (2007-2028) No Administrative Fee 36 percent of the City Increment 64 percent of the City Increment Provided that, the amount of City Tax Increment deposited and retained annually in the Tax Increment Fund for the applicable yeas shall in no event be less than: (i) $0 44 per $100.00 of valuation in years four through eight, and (ii) $0 255 per $100.00 of valuation in years nine through thirty. 3 In years four through eight (2002 — 2006), a decrease in the City's tax rate from the current $0.694755 per $100 valuation to $0.6875 per $100 valuation would decrease the Tax Increment deposited into the Tax Increment Fund by the City, thus decreasing the amount of Pledged Revenues. However, over the same period, any decrease in the City's tax rate below $0.6875 per $100 valuation would not affect the amount of City Tax Increment or Pledged Revenues. In years nine through thirty (2007 — 2028), a decrease in the City's tax rate below the current $0.694755 per $100 valuation would not affect the amount of City Tax Increment or Pledged Revenues. Pursuant to the Tri-Party Agreement, the portion of the City Tax Increment representing the Administrative Fee is not paid to the Authority and is therefore not part of the Contract Tax Increments or the Pledged Revenues. Limitations on AISD Tax Increments The AISD Agreement generally provides that AISD will remit one -hundred percent of the taxes collected on the Captured Appraised Value to the City for deposit in the Tax Increment Fund (the "AISD Tax Increment") AISD is not obligated to make payments on the AISD Tax Increment from other AISD taxes or revenues until the taxes representing the AISD Tax increment are actually collected. Such payments are due on the first day of each calendar quarter. AISD's 2004 tax rate is $1.676 per $100 valuation. AISD's obligations to pay over AISD Tax Increments to the City may, at the sole option of AISD, be decreased by the amount of any reduction in state and local funding that is a result of any change in state law or any interpretation, ruling, order, decree or court decision interpreting existing or subsequently enacted state law that decreases the aggregate amount of the state and local funds available to AISD, as a result of AISD s participation in the TIRZ, or eliminated entirely. The Authority is unable to predict the likelihood of new legislation, interpretations, rulings, orders, decrees or court decisions that may decrease the state and local funds available to AISD as a result of AISD's participation in the TIRZ Pursuant to the terms of the AISD Agreement, the City has agreed that 75% of the AISD Tax Increment will be paid to AISD to construct and operate school facilities within the TIRZ and for other lawful purposes consistent with the Plan as determined by AISD The remaining 25% of the AISD Tax Increment will be used to fund (i) the acquisition of land for school facilities, (ii) the construction of park and recreation improvements, (iii) the acquisition of land for such improvements, (iv) AISD s pro rata share of water, sewage and drainage facilities to serve school facilities and (v) other improvement in the Plan benefiting AISD taxpayers. The City has agreed that the AISD Tax Increment will be held in a special AISD Suspense Account within the Tax Increment Fund for a period of one calendar year. During such time, no funds held in such AISD Suspense Account shall be disbursed or encumbered by the City or the TIRZ, and such funds may only be used during such period to reimburse AISD. Pursuant to the Tri-Party Agreement, the funds in the AISD Suspense Account are not paid to the Authority and therefore are not part of the Contract Tax Increments of Pledged Revenues. The Texas public school finance system gives weight to certain funding factors, such as local property wealth differences, the consideration of which result in greater equity in total funding. There have been a number of court challenges to the current public school finance system. On April 9, 2001, four property wealthy districts filed suit in the 250th District Court of Travis County, Texas against the Texas Education Agency, the Texas State Board of Education, the Texas Commissioner of Education and the Texas Comptroller of Public Accounts in a case styled West Orange -Cove Consolidated Independent School District, et al. v. Alan's et. al. ("West Orange' ). Numerous property -wealthy and property -poor districts have joined the suit as plaintiffs. West Orange challenges the Texas school finance system on the basis that it effectively forces school districts to levy maintenance and operation taxes at the maximum rate of $1 50 per $100 assessed value, thereby resulting in an unconstitutional statewide ad valorem tax The tiial court in West Orange dismissed the suit on defendants motion for summary judgment holding that the plaintiffs had failed to establish that a sufficient number of school districts were levying the maximum tax rate of $1.50 in an effort to provide an accredited education and that the $1.50 statutory cap did not constitute a statewide property tax. Upon appeal the Third Court of Appeals in Austin, Texas, affirmed the trial court's ruling. On May 29, 2003, the Texas Supreme Court reversed the lower courts, finding that summary judgment was granted in error, and remanded the case to the trial court for further proceedings ("Edgewood V"). In its opinion, the Supreme Court 4 expressly disagreed with the trial court's determination that a constitutional violation could not be alleged because less than half of the school districts in Texas were taxing at the maximum rate. In determining whether there is an unconstitutional state ad valorem tax," the Court noted: The concern is not the pervasiveness of the tax but the State's control of it. A state ad valorem tax is just that: one imposed by the State, whether it acts directly or through control of another entity and whether the tax falls on the entire population or only a few. Thus, a single district states a claim . . if it alleges that it is constrained by the State to tax at a particular rate. The Court also held that a district does not lack standing to sue because it taxes near the statutory cap but not at the statutory cap, stating that a "disti ict taxing a few cents below the maximum rate that can no longer provide an accredited education of general diffusion of knowledge even by raising the rate to the maximum need not do so Just to prove the point." The Court further disagreed with the Third Court of Appeals' determination that there was, as a matter of law, no evidence that any of the school districts were forced to impose a maximum tax to provide an accredited education as defined by statute or a "general diffusion of knowledge." On September 15 2004, the District Court Judge for the 250`h Judicial District in Travis County, Texas, ruled on remand of the Edgewood V case that the State's school finance system (1) fails to provide an adequate suitable education as required by the State Constitution (2) forces certain school districts in the State to levy an ad valorem tax at the $1.50 statutory cap on maintenance and operations tax rates, therefore violating the State constitution's proscription against a Statewide ad valorem tax; and (3) is neither financially efficient nor efficient in the sense of providing for the mandated adequate education nor the statutory regime of accreditation, accountability, and assessment. The judge further stated that he intended to enter an injunction on approximately October 1, 2004 (although expected on October 1, 2004, the order has not been entered as of October 29, 2004 and the District Court Judge has stated that the injunction order may be entered as late as December 1, 2004) that State funding of public schools cease unless the State Legislature conforms the State school finance system to meet State constitutional standards, with the effective date of the injunction to be one year from the date the injunction order is entered. The Texas Attorney General immediately announced that his office would appeal the trial court's ruling directly to the Texas Supreme Court. Following the ruling of the 250`h Judicial District Court discussed above, the Governor emphasized his intention to seek a legislative solution, but did not comment on whether he intends to call a special legislative session or wait for the next regular session, which begins in January, 2005. A second suit, Hopson et al v. Dallas Independent School District and Highland Park Independent School District, filed April 5, 2001 in the 134th District Court of Dallas County, Texas, ("Hopson") also challenges the current system of school finance on substantially similar grounds as the claims of the plaintiffs in Edgewood V, and seeks to have Chapter 41 of the Texas Education Code (the chapter that contains wealth transfer provisions) declared unconstitutional. Hopson further seeks injunctive relief enjoining and prohibiting districts from paying taxes collected by the districts to or for the benefit of any other district and preventing districts from collecting ad valorem taxes. The case is currently pending, after a change in venue, in district court in Travis County, Texas. The Authority can make no representations or predictions regarding the outcome of the litigation described above, or how the Texas Legislature will respond to such litigation and can make no representation or predictions as to how such litigation or legislation may affect the Authority's financial condition or Contract Tax Increments. Because AISD s participation in the TIRZ is based upon the levy of an ad valorem property tax, changes to the state's tax system that reduce or eliminate the use of local property taxes to support public schools may affect the ability of AISD to participate in the TIRZ or its level of participation in the TIRZ. The Authority is unable to predict the likelihood of legislation that may change the state's method of funding for public schools. Limitations on Tax Increments of Brazoria and Fort Bend Counties The Brazoria County Agreement generally provides that Brazoria County will remit 38% of its taxes collected on the Captured Appraised Value (not to exceed $0.1359 per $100 valuation) to the City for deposit in the Tax Increment Fund (the "Brazoria County Tax Increment"). Brazoria County is not obligated to make payments on the Brazoria County Tax Increment from other Brazoria County taxes or revenues until the taxes representing the Brazoria County Tax increment are actually collected. Such payments are due on August 1 of each year. Any 5 decrease in the Brazoria County's tax rate could decrease the Brazoria County Tax Increment deposited into the Tax Increment Fund by Brazoria County, thus decreasing the amount of Pledged Revenues. The Fort Bend County Agreement generally provides that Fort Bend County will remit $0.624100 per $100 valuation for tax years 1999-2008, $0.468075 per $100 valuation for tax years 2009-2018 and $0.312050 per $100 valuation for tax years 2019-2028 on the Captured Appraised Value to the City for deposit in the Tax Increment Fund (the "Fort Bend County Tax Increment") Fort Bend County is not obligated to make payments on the Fort Bend County Tax Increment from other Fort Bend County taxes or revenues until the taxes representing the Fort Bend County Tax Increment are actually collected. Such payments are due on the first day of each calendar quarter Any decrease in Fort Bend County's tax rate below the rates specified above for the respective periods could decrease the Fort Bend County Tax Increment deposited into the Tax Increment Fund by Fort Bend County, thus decreasing the amount of Pledged Revenues. See `SOURCE AND SECURITY OF PAYMENT FOR THE BONDS —Fort Bend County's Agreement with Respect to Tax Increments and the Bonds." Uncertainty of Calculation and Collection of Tax Increments The use of tax increment financing zones in the Pearland area is relatively recent, and calculation and collection of Tax Increments are subject to administrative interpretation by the City, AISD, Brazoria County and Fort Bend County, which may change from time to time, at the sole option of such individual entities. Captured Appraised Values (the taxes upon which generate Tax Increment) are determined by subtracting the Base Year property values from the certified value of property in each tax year. Certified values are established annually for the current tax year, but are subject to change for a number of years thereafter. Value changes can be positive or negative and can be caused by such events as late -filed exemptions, settlement of property value protests, or the addition of property omitted from the roll. Currently, value changes in the tax rolls, either positive or negative, occurring subsequent to the determination of Tax Increments are not credited to the Tax Increment (in the case of positive changes) or subtracted from the Tax Increment (in the case of negative changes). However, such value changes could be credited to or subtracted from the Tax Increment in the future. Changes in the certified tax roll, if applied to the Tax Increment, would have the greatest relative effect on Tax Increments when the TIRZ is in the early stages of development and the Captured Appraised Value is a small percentage of the certified assessed value in the TIRZ Currently the percentage of the Captured Appraised Value is approximately 98.04% of total taxable value in the TIRZ While the Authority does not anticipate any changes in these administrative practices there can be no assurance that they will not be modified. General Factors Affecting Taxable Values and Tax Increments The Captured Appraised Value of the TIRZ is partially based on the current market value of all real property in the TIRZ, including new improvements recently constructed or under construction in the TIRZ The market value of such improvements is related to many economic conditions, including such factors as interest rates, credit availability, construction costs, energy availability, and the general economic conditions and demographic characteristics of the Pearland area particularly the Shadow Creek Ranch master planned community ("Shadow Creek Ranch') and other property in the TIRZ Interest rates and the availability of mortgage and development funding directly impact construction activity particularly short-term interest rates at which developers are able to obtain financing for developments costs Interest rate levels may affect the ability of a landowner to undertake and complete construction activities within the TIRZ. Because of the numerous and changing factors affecting the availability of funds, the Authority is unable to assess the future availability of such funds for continued construction within the TIRZ. The rate of development of the TIRZ is related to the vitality of the residential and commercial improvements currently being constructed. The Authority cannot predict the pace or magnitude of future construction of new improvements in the TIRZ. Furthermore, the demand for and construction of housing and retail/commercial space in the TIRZ could be affected by competition from other developments including other residential, retail and commercial developments located in adjacent areas As a result of such factors, it is possible that the future appraised value of the taxable real property could be less than historical values. 6 Tax Increments are generated only on real property, not personal property. Therefore, any increases in the value of personal property in the TIRZ such as inventory and equipment, do not generate Tax Increment. For a discussion of residential and/or commercial real estate development in Shadow Creek Ranch see "SHADOW CREEK RANCH DEVELOPMENT" herein. Dependence on Principal Taxpayers The Authority will be dependent upon the timely payment of taxes by principal taxpayers in the TIRZ to the City, AISD, Brazoria County and Fort Bend County to produce adequate Tax Increments to make debt service payments on the Bonds. Significant delinquencies in the payment of ad valorem taxes to the City, AISD Brazoria County and Fort Bend County by the principal taxpayers could result in a default on the Bonds. The Authority cannot guarantee the timely payment of taxes by any taxpayer nor can the Authority predict the future financial condition of the principal taxpayers and the likelihood that taxes will be paid in a timely manner. Tax Collection Limitations and Foreclosure Remedies The Authority's ability to make debt service payments may be adversely affected by the City, AISD, Brazoria County and Fort Bend County's inability to collect ad valorem taxes. Under Texas law the levy of ad valorem taxes by the City, AISD, Brazoria County and Fort Bend County constitutes a lien on the property against which taxes are levied, and such lien may be enforced by foreclosure. Foreclosure must be effected through a judicial proceeding. The City AISD, Brazoria County and Fort Bend County's ability to collect ad valorem taxes through such foreclosure may be impaired by cumbersome, time-consuming, and expensive collection procedures or market conditions affecting the marketability of taxable property within the TIRZ and limiting the proceeds from a foreclosure sale of such property. Moreover, the proceeds of any sale of property within the TIRZ available to pay debt service on the Bonds may be limited by the current aggregate tax rate being levied against the property and by other factors including the taxpayers' right to redeem property within two years of foreclosure for residential homestead and agricultural use property and within six months of foreclosure for other property Finally, any bankruptcy court with jurisdiction over bankruptcy proceedings initiated by or against a taxpayer within the TIRZ pursuant to the federal Bankruptcy Code could stay any attempt by the City, AISD, Brazoria County and Fort Bend County to collect delinquent ad valorem taxes assessed against such taxpayer. In addition to the automatic stay against collection of delinquent taxes afforded a taxpayer during the pendency of a bankruptcy, a bankruptcy could affect payment of taxes in two other ways: first a debtor's confirmation plan may allow a debtor to make installment payments on delinquent taxes for up to six years and second, a debtor may challenge, and a bankruptcy court may reduce, the amount of any taxes assessed against the debtor, including taxes that have already been paid. The Authority has no control over the collection of property taxes by the City, AISD, Brazoria County and Fort Bend County. Registered Owners' Remedies After Default Remedies available to Registered Owners of Bonds in the event of a default by the Authority in one or more of its obligations under the Bonds, the Bond Resolution or the Indenture are limited. Although state law and the Indenture provide that the Trustee, as attorney in fact of the Registered Owners, may obtain a writ of mandamus requiring performance of such obligations, such remedy may prove time-consuming, costly and difficult to enforce. Neither the Bond Resolution nor the Indenture provide for acceleration of maturity of the Bonds or provide for the foreclosure of any property or assets other than applying the Pledged Revenues in the manner provided in the Indenture. See "Bankruptcy Limitation to Registered Owners' Rights" below and "THE INDENTURE " Bankruptcy Limitation to Registered Owners' Rights As is true with many entities that issue debt, there is a risk that the Authority may file for bankruptcy and afford itself the protection of the federal Bankruptcy Code. In that case, the Authority receives the benefit of the automatic stay and creditors such as the Registered Owners, cannot pursue their remedies against it without the permission of the Bankruptcy Court. The Authority has a right to reorganize and adjust its debts with the approval of the Bankruptcy Court While the relevant law on this point is not clear, it may be possible for the Authority to be 7 forced into involuntary bankruptcy by one or more creditors. A bankruptcy filing by or against the Authority could adversely affect the receipt of the principal of and interest on the Bonds. Future Debt Issuance of debt by the Authority is subject to the approval of the City. By a resolution adopted by City Council of the City on November 15, 2004, the Authority was authorized by the City to issue the Bonds, however, in the future the Authority may request and the City may approve the issuance of additional tax increment contract revenue bonds payable from the Pledged Revenues. The Authority currently has no tax increment contract revenue bonds outstanding. On October 5 2004, the City and the TIRZ Board each approved total reimbursements to the Developer (as defined herein) of approximately $18,000,000. The Developer will be reimbursed approximately $10,226,000 from the proceeds of the sale of the Bonds. In addition, the Developer has also commenced work on approximately $73,322,526 of additional improvements pursuant to certain letter financing agreements with the TIRZ Board The Plan estimates that throughout the life of the TIRZ the Authority will issue bonds sufficient to finance total infrastructure project costs of approximately $109 000,000. However, the City and the Developer have agreed in the Development Agreement that no more bonds than necessary to pioduce bond proceeds of $114,000,000 (in 1999 dollars) shall be issued to finance TIRZ Project Costs. The Plan estimates that bonds will be 'slued to yield net proceeds of $114 633,923 (in 1999 dollars). Any additional tax increment contract revenue bonds may be on parity with the Bonds or may be issued as subordinate lien bonds in accordance with the Indenture. The Authority anticipates that it will require the issuance of additional bonds secured by the Contract Tax Increments in order to complete and continue the purposes for which the TIRZ was created. See "SOURCE AND SECURITY OF PAYMENT FOR THE BONDS —Additional Bonds." Marketability of the Bonds The Authority has no agreement with the Underwriters regarding the re -offering yields or prices of the Bonds and has no control over trading of the Bonds in the secondary market. Moreover, there is no assurance that a secondary market will be made in the Bonds. If there is a secondary market, the difference between the bid and asked price may be greater than the bid and asked price of bonds of comparable maturity and quality issued by more traditional issuers as such bonds are more generally bought sold or traded in the secondary market. The SEC has promulgated amendments to its Rule 15c(2)-12 (the "Rule") relating to annual disclosure of certain financial information and operating data and notice of certain material events. The failure by the Authority to comply with its agreement to provide the information and notices required by the Rule could possibly affect the marketability of the Bonds in the secondary market. See "CONTINUING DISCLOSURE OF INFORMATION." Continuing Compliance with Certain Covenants Failure of the Authority to comply with certain covenants contained in the Bond Resolution and Indenture on a continuing basis prior to the maturity of the Bonds could result in interest on the Bonds becoming taxable retroactive to the date of original issuance. See "LEGAL MATTERS." There is no acceleration of the Bonds or additional payments if the interest thereon becomes taxable. Air Quality Air quality control measures requited by the United States Environmental Protection Agency (the "EPA") and the Texas Commission on Environmental Quality (the ' Commission") may curtail new industrial, commercial and residential development in Houston and adjacent areas. Under the Clean Air Act Amendments of 1990, the eight -county Houston -Galveston Consolidated Metropolitan Statistical Area ("CMSA') which includes Brazoria County and Fort Bend County, has been designated by the EPA as a severe ozone nonattainment area. Such areas are required to demonstrate progress in reducing ozone concentrations each year until the EPA ` 1-hour" standards are met. Compliance with EPA's 1-hour standards must occur no later than the year 2007, which could impact development in the area, including the TIRZ 8 To provide for reductions in ozone concentrations, the EPA and the Commission have imposed increasingly stringent limits on sources of air emissions and require any new source of significant air emissions to provide for a net reduction of air emissions. If the Houston -Galveston area fails to demonstrate progress in reducing ozone concentrations or fails to meet EPA's standards by 2007, EPA may impose a moratorium on the awarding of federal highway construction grants and other federal grants for certain public works construction projects, as well as severe emissions offset requirements on new major sources of hydrocarbon emissions for which construction has not already commenced. In order to comply with the EPA's standards for the Houston -Galveston CMSA, a state implementation plan ("SIP") has been established setting emission control requirements, some of which regulate the inspection and use of automobiles. These types of measures could impact how people travel, what distances people are willing to travel, where people choose to live and work, and what jobs are available in the Houston -Galveston CMSA. Additionally, the Houston -Galveston CMSA was recently classified as a non -attainment area under the 8-hour ozone standard and it is possible that the area could soon be designated as non -attainment under the new fine particulate (soot) standard as well. In response to such designations, additional air emission controls will be developed, and it is possible that these additional controls could have a negative impact on the area's economic growth and development. Tax Abatements The TIF Act provides that a taxing unit other than a school district may enter into a tax abatement agreement with an owner of real property in a reinvestment zone for a term not to exceed ten years. To be effective, an agreement to abate taxes on real property in a reinvestment zone must be approved by the board of directors of the reinvestment zone and the governing body of each taxing unit that imposes taxes on real property in the reinvestment zone and deposits or agrees to deposit any of its tax increment into the tax increment fund for the zone. The board of a reinvestment zone may covenant that the board will not approve a tax abatement agreement that applies to real property in that zone. If a taxing unit enters into a tax abatement agreement, taxes that are abated under that agreement are not considered taxes to be imposed or produced by that taxing unit in calculating the amount of the tax increment of that taxing unit or that taxing unit's deposit to the tax increment fund for the reinvestment zone. The TIRZ Board has not covenanted that it will not approve a tax abatement agreement that applies to real property in the TIRZ; however, it is within the Board's discretion to do so at any point in time. If a tax abatement agreement is approved by the City, AISD, Brazoria County, Fort Bend County and the TIRZ, such abatement would reduce the amount of future Contract Tax Increments. A tax abatement agreement would not reduce the amount of Contract Tax Increments existing prior to the agreement. The TIRZ has not been asked to approve an abatement agreement and there are no present plans of the TIRZ to approve an abatement agreement. PLAN OF FINANCING Creation of the Authority and TIRZ The Authority operates pursuant to Articles of Incorporation filed with the Secretary of State and Bylaws approved by the City, and adopted by the Authority Board and under the provisions of Chapter 431 Texas Transportation Code Chapter 394, Texas Local Government Code, and the general laws of the State of Texas applicable and may exercise the powers granted to non-profit corporations under the Texas Non -Profit Corporation Act The Authority was created for the purpose of aiding, assisting, and acting on behalf of the City in the performance of its governmental and proprietary functions with respect to, and to provide financing for, the TIRZ. The TIRZ was created by the City on December 21, 1998 by Ordinance No. 891 (the "Ordinance"). The TIRZ Board has nine members four of whom are appointed by the City. One of the City s appointees is nominated by AISD, pursuant to the AISD Agreement In addition, Brazoria County and Fort Bend County each appoint one member of the TIRZ Board and the Texas State Senator and Texas State Representative, or their designees, in whose district the TIRZ is located serve as the final two members of the TIRZ Board The Authority Board has five members, all of whom are appointed by the City. See the inside front cover hereof for a list of the current Authority Board members. 9 The TIRZ encompasses approximately 3,467 acres of land located within the City, including all of the master planned community of Shadow Creek Ranch, which includes approximately 3300 acres of land. To date all of the development within the TIRZ has occurred within Shadow Creek Ranch. Purpose/Project Plan The purpose of the TIRZ is to design, construct and finance or cause to be designed, constructed and financed certain public works and improvements to promote and facilitate the development of the vacant undeveloped property in the TIRZ Specifically, the TIRZ is constructing public works and infrastructure improvements to assist in the development of the master planned community, Shadow Creek Ranch. See "SHADOW CREEK RANCH DEVELOPMENT." The development will be in accordance with the Plan. The Plan may be amended from time to time in accordance with the TIF Act if such amendments are adopted by the TIRZ Board and approved by the City Council and in certain instances approved by AISD and Brazoria and Fort Bend Counties. The Plan provides for four categories of estimated Project Costs: (i) $108,267,923 for the design and construction of "Infrastructure," (ii) $1,366,000 for TIRZ creation and administration, (iii) $5,000,000 for the design and construction of "City Facilities,' and (iv) $134,100,000 for educational facilities (in 1999 dollars). "Infrastructure' includes, but is not limited to: (i) streets (pavement, sidewalks, landscaping and irrigation, entry monuments and signalization), (ii) water plants and water system, (iii) wastewater treatment plants, lift stations and wastewater collection system, (iv) storm sewer system, (v) lakes and channels (vi) site costs, (vii) contingencies and (viii) engineering "City Facilities" Include: (i) library sites and improvements, and (ii) fire and police station sites and improvements. The educational facility improvements will be provided by or at the direction of AISD. No proceeds of the Bonds will be used to pay for educational facilities Pursuant to the Plan and within certain parameters, the TIRZ Board may revise or adjust the estimated Project Costs. All estimates of Project Costs in the Plan are in 1999 dollars and are subject to cost adjustment per the Engineering New Record Index over the life of the TIRZ Operations The Authority has no direct employees, but contracts with Knudson & Associates to provide administrative and consulting services to the Authority. It is intended that Authority operations will be funded by the Contract Tax Increments paid to the Authority by the City pursuant to the Tri-Party Agreement and as described herein See `SOURCE AND SECURITY FOR PAYMENT FOR THE BONDS." Under the Tri-Party Agreement, financial statements of the Authority must be audited each fiscal year. Since the Authority has not completed its first fiscal year, no audited financial statements are yet available. Issuance of Bonds The proceeds of bonds or notes may be used to pay eligible Project Costs pursuant to the Plan The Authority may request, and the City may approve, the issuance of additional tax increment contract revenue bonds. All such additional bonds may be on a parity with the Bonds or may be issued as subordinate lien bonds as provided in the Indenture. The Authority anticipates that it will require the issuance of bonds secured by Contract Tax Increments in addition to the Bonds in order to complete and continue the purposes for which the TIRZ was created. On October 5, 2004, the City and the TIRZ Board each approved total reimbursements to the Developer of approximately $18,000,000. The Developei will be reimbursed approximately $10 226,000 from the proceeds of the sale of the Bonds. In addition the Developer has also commenced work on approximately $73 322 526 of additional improvements pursuant to letter financing agreements with the TIRZ Board. The Plan estimates that throughout the life of the TIRZ the Authority will issue bonds sufficient to finance total infrastructure project costs of approximately $109 000,000; however, the City and the Developer have agreed in the Development Agreement that no more bonds than necessary to produce bond proceeds of $114,000,000 (in 1999 dollars) shall be issued to finance TIRZ Project Costs. See "RISK FACTORS —Future Debt." 10 Captured Appraised Value The Authority has used historical figures relating to the Captured Appraised Value as of January 1, 2004 and an estimated Captured Appraised Value as of October 1, 2004. See "FINANCIAL INFORMATION." Use of Bond Proceeds On October 5, 2004, the City and the TIRZ Board each approved total reimbursements to the Developer of approximately $18,000,000. The Developer will be reimbursed approximately $10,226,000 from the proceeds of the sale of the Bonds. See "-Sources and Uses of Funds." Proceeds of the Bonds will be used to reimburse developers for certain Projects Costs including infrastructure and related improvements made by such developers within the TIRZ and approved in the Plan and interest on funds advanced therefor. Project Costs to be reimbursed from this Bond issue include: (i) monumentation and signage, (ii) landscaping improvements, (iii) street and sidewalk paving and signalization, (iv) water, sanitary sewer and drainage facilities (v) lakes and parks and (vi) land acquisition. Bond Proceeds will also be used to pay the cost of issuance of the Bonds to establish a Debt Service Reserve Fund for the Bonds, to pay creation costs of the Authority and to pay capitalized interest as provided in the Indenture. See "SHADOW CREEK RANCH DEVELOPMENT - Improvements." Pro -Forma Debt Service Requirements The following sets forth the estimated annual debt service on the Bonds based upon a fiscal year end of September 30 This schedule does not reflect the fact that an amount equal to $552,106.67* of interest on the Bonds will be capitalized from the proceeds of the sale of the Bonds to pay debt service and approximately $1,220,489.00* of the Bond proceeds will be deposited in the Debt Service Reserve Fund which represents the amount necessary to fund that reserve requirement. The Bonds will be the first debt issuance by the Authority. Debt Service on the Bonds* Year Principal Interest(") 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 $705,000.00 750,000.00 285,000.00 305,000.00 325,000.00 340,000.00 365,000.00 385,000.00 405,000.00 430,000.00 455,000.00 485,000.00 515,000.00 545,000.00 580,000.00 610,000.00 650,000.00 690,000.00 730,000.00 775,000.00 820,000.00 870,000.00 920,000.00 $12,940,000.00 $647,000 776,400 734,100 689,100 672,000 653,700 634,200 613,800 591,900 568,800 544,500 518,700 491,400 462,300 431,400 398,700 363,900 327,300 288,300 246,900 203,100 156,600 107,400 55.200 $11,176,700 *Preliminary, subject to change (a) Assumes 6% interest rate for purposes of presentation only. 11 Total Debt Service $ 647,000 1,481,400 1,484,100 974,100 977,000 978,700 974,200 978,800 976,900 973,800 974,500 973,700 976,400 977,300 976,400 978,700 973,900 977,300 978,300 976,900 978,100 976,600 977,400 975.200 $24,116,700 Sources and Uses of Funds Sources Uses General Par Amount of Bonds Accrued Interest Total Project Fund Debt Service Reserve Fund Total Underwriter's Discount Capitalized Interest Accrued Interest Costs of Issuance Total SOURCE AND SECURITY OF PAYMENT FOR THE BONDS The Bonds are limited obligations of the Authority payable solely from the sources described herein and are not obligations of the City, AISD, Brazoria County, Fort Bend County, the State of Texas or any entity other than the Authority. The Authority is not obligated to pay principal of and interest on the Bonds from money of the Authority other than the Pledged Revenues as defined herein under "—Pledge of Revenues. ' Tax Increments The City, AISD, Brazoria County and Fort Bend County have agreed to deposit certain of their Tax Increments into the Tax Increment Fund. The amount of the City, AISD, Brazoria County or Fort Bend County's Tax Increment for a year is the amount of property taxes levied by the City AISD, Brazoria County and Fort Bend County for that year on the Captured Appraised Value of taxable real property located in the TIRZ The Captured Appraised Value is: (i) the total appraised value of the all real property in the TIRZ that is taxable by the City, AISD, Brazoria County or Fort Bend County for a year, less the Base Year (the total appraised value of all real property in the TIRZ that is taxable by the City, AISD, Brazoria County or Fort Bend County on January 1, 1998) plus (it) if the boundaries of the TIRZ are expanded to include additional property, the total appraised value of all real property added to the TIRZ that is taxable by the City, AISD, Brazoria County and Fort Bend County for that year, less the tax increment base for such added property as determined on January 1 of the year in which such property was added to the TIRZ The City, AISD, Brazoria County and Fort Bend County are required to collect taxes on property located within the TIRZ in the same manner as other taxes are collected. The Authority has no control over the collection of property taxes by the City, AISD, Brazoria County and Fort Bend County AISD and Fort Bend County have agreed pursuant to Chapter 311.013(c), to pay into the Tax Increment Fund the collected Tax Increments on the first day of each calendar quarter Brazoria County has agreed, pursuant to Chapter 311.013(c), to pay into the Tax Increment Fund the collected Tax Increments on August 1 of each year. The City has agreed to pay 100% of its collected Tax Increments to the Tax Increment Fund. However, pursuant to the Development Agreement, a significant portion of the City Tax Increment has been designated as an Administrative Fee and shall be paid by the TIRZ to the City The portion of the City Tax Increment representing the Administrative Fee is not paid to the Authority and is therefore not part of the Contract Tax Increments. See ' RISK FACTORS — Limitations on City Tax Increments. ' AISD has agreed to pay 100% of collected Tax Increments to the Tax Increment Fund. AISD's 2004 tax rate is presently $1.676 per $100 valuation. Brazoria County has agreed that it will pay 38% of its taxes collected on Captured Appraised Value (not to exceed $0 1359 per $100 valuation) of its collected Tax Increments to the Tax Increment Fund. Fort Bend County has agreed that it will pay $0.624100 per $100 valuation for tax years 1999-2008 $0 468075 per $100 valuation for tax years 2009-2018 and $0 312050 per $100 valuation for tax years 2019-2028 of its collected Tax Increments to the Tax Increment Fund. 12 For additional information regarding the City's Tax Increment, see "APPENDIX A —SUMMARY OF DOCUMENTS —Development Agreement' For more information regarding the AISD, Brazoria County and Fort Bend County Tax Increments, see "APPENDIX A —SUMMARY OF DOCUMENTS—Interlocal Agreements. ' City's Agreement with Respect to Tax Increments and the Bonds The City has established the Tax Increment Fund, a separate fund in the City treasury into which Tax Increments will be deposited. Pursuant to the Tri-Party Agreement, the City and the TIRZ have agreed to pay to the Authority the Contract Tax Increments which are the Tax Increments then available in the Tax Increment Fund without counterclaim or offset, but less (i) an amount equal to the City's administrative costs connected with the TIRZ and the Plan, as provided in the Plan; (ii) money to be paid to AISD for education facilities project costs pursuant to the AISD Agreement (iii) amounts required to be maintained in the suspense account pursuant to the terms of the AISD Agreement and (iv) an amount sufficient to pay reasonable current and anticipated administrative and operating costs of the TIRZ; provided however no such offset shall affect the obligation of the City and the TIRZ to make payment on bonds and notes issued pursuant to the Tri-Party Agreement. The obligations of the City and the TIRZ to pay Contract Tax Increments to the Authority are subject to the Tri-Party Agreement and the rights of any of the holders of bonds, notes, or other obligations that have been or are hereafter issued by the City, AISD, Brazoria County and Fort Bend County that are payable from and secured by a general levy of ad valorem taxes throughout the taxing jurisdiction of the City, AISD, Brazoria County and Fort Bend County, as applicable. The City and TIRZ agree to continuously collect the Tax Increments during the term of the Tri-Party Agreement and, to the extent legally permitted to do so, they agree that they will not permit a reduction, abatement, or exemption in the Tax Increments paid by the City, AISD, Brazoria County and Fort Bend County. The City agrees that it will not dissolve the Authority and that any repeal of the right and power to collect Tax Increments will not be effective until all the bonds, notes, or other obligations of the Authority have been paid in full or legally defeased The City and TIRZ further agree that the City will remit to the Authority on the date of the closing of the Bonds and thereafter, not later than the fifteenth day of each August in which the Tri-Party Agreement is in effect, the Contract Tax Increments. At the end of each fiscal year (beginning with the fiscal year or fraction thereof during which the Tri-Party Agreement was executed) the Authority will have an audit prepared by an independent Certified Public Accountant for that fiscal year that shall be submitted to the Authority, the Zone and the City within 90 days after the end of such fiscal year. The City and TIRZ agree that their obligation to make the payments of Contract Tax Increments as set forth in the Tri-Party Agreement from the Tax Increment Fund is absolute and unconditional, and until such time as the bonds, notes, and the other contractual obligations of the Authority have been fully paid or legally defeased or the date of expiration of the TIRZ, whichever comes first, the City and TIRZ will not suspend or discontinue any payments of Contract Tax Increments as provided in the Tri-Party Agreement and will not terminate the Tri-Party Agreement for any cause, other than default. If the City or the Authority fails to perform its obligations under the Tri-Party Agreement, the nondefaulting party may terminate the Tri-Party Agreement. No termination of the Tri-Party Agreement will affect the obligation of the City and the TIRZ to pay from Tax Increments an amount of Contract Tax Increments which will permit the Authority to pay its bonds, notes, or other obligations issued or incurred pursuant to the Tri-Party Agreement prior to termination. In the Tri-Party Agreement, the City agrees not to dissolve the Authority or the TIRZ unless it makes satisfactory arrangements to provide for the payment of the Authority's bonds, notes, or other obligations incurred prior to the Authority's dissolution. AISD's Agreement With Respect to Tax Increments AISD has agreed that it will pay one -hundred percent of the taxes collected on the Captured Appraised Value to the City for deposit in the Tax Increment Fund. AISD's 2004 tax rate is $1.676 per $100 valuation. AISD is 13 not obligated to make payments on the AISD Tax Increment from other AISD taxes or revenues until the taxes representing the AISD Tax increment are actually collected Such payments are due on the first day of each calendar quarter. No interest or penalty may be charged to AISD for delinquent payments under the AISD Agreement. Pursuant to the AISD Agreement, the first payment of Tax Increments by AISD is for taxes levied for the year 1999 and the last payment is for taxes levied in the year 2028. AISD's participation will not extend to the Captured Appraised Value on any property added to the TIRZ by the City unless AISD approves the participation. Due to the state laws applicable to AISD's state and local funding, it is unlikely that AISD would agree to participate on any property added to the TIRZ. In the event that laws applicable to AISD change so that the participation of AISD in the TIRZ will result in a decrease or decreases the amount of state and local funds available and/or received by AISD, or AISD determines in its sole and independent discretion that it would be in AISD s best interest due to negative financial impact to AISD, resulting from participation in the TIRZ, the City and the TIRZ have agreed that, at the option of AISD in its sole and independent discretion, (i) the AISD Tax Increments shall be decreased by an amount determined by AISD to account for the amount of the decrease in AISD state and local funding as a result of AISD's participation in the TIRZ, (ii) the percentage of payments to be made by the TIRZ to AISD from taxes generated from the AISD Tax Increments shall be increased by an amount determined by AISD to account for the amount of the decrease in AISD state and local funding as a result of AISD s participation in the TIRZ, (iii) any combination of the options set forth in subparagraphs (r) or (ii) above, or (iv) AISD may completely withdraw from further participation in the TIRZ In addition, in the event the City determines that the continued participation by AISD in the TIRZ has or will have a negative financial impact on the TIRZ, then the City shall have the right to terminate AISD's participation in the TIRZ. The Authority is unable to predict the likelihood of new legislation that may penalize AISD for its participation in the TIRZ See "RISK FACTORS — Limitations on AISD Tax Increments." Brazoria County's Agreement with Respect to Tax Increments and the Bonds Brazoria County has agreed that it will contribute 38% of its taxes collected on the Captured Appraised Value (not to exceed $0.1359 per $100 valuation). Brazoria County's obligation to pay the Tax Increment accrues as such taxes are collected and will be due on August 1 of each year. Pursuant to Brazoria County's agreement for participation in the TIRZ (the "Brazoria County Agreement"), the first payment of Tax Increments by Brazoria County is for taxes levied for the year 1999 and the last payment is for taxes levied in the year 2028 Brazoria County's participation will not extend to the Captured Appraised Value on any property added to the TIRZ by the City unless Brazoria County approves the participation. The City has agreed not to terminate the TIRZ without the prior consent of Brazoria County, provided that the TIRZ may be otherwise terminated by operation of law. Brazoria County may reduce its participation in the TIRZ by the adoption of a written order of the Commissioner's Court of Brazoria County adopted prior to September 30 of such year if the Captured Appraised Value is less than 50% of the values for each of the listed tax years indicated the table immediately below or that in such listed tax years, if the County Unit Cost of Service (as defined in the Brazoria County Agreement) is lower than Brazoria County's Actual Cost of Service (as defined in the Brazoria County Agreement) Brazoria County may reduce its participation in the TIRZ for the remaining term of the TIRZ so that Brazoria County s retained tax increment covers Brazoria County's Actual Cost of Service for dwelling units in the TIRZ by at least 1.32 times but the reduction percentage may not increase the Brazoria County's retained tax increment revenue to cover more than County Unit Cost of Service plus ten percent. Tax Year 2006 2011 2016 2021 2026 Captured Appraised Value $ 655,340,658 $ 1,338,693,425 $ 1,414,004,025 $ 1,414,004,025 $ 1,414,004,025 14 50% Required Value $327 670,329 $669 346,713 $707 002,013 $707 002,013 $707 002,013 Notwithstanding anything in the paragraph immediately above to the contrary if the City, the TIRZ or an agency or instrumentality of the City or TIRZ (such as the Authority) have (1) issued bonds or notes secured by revenues in the tax increment fund or under a contract secured by payments of the tax increment revenues, (such as the Bonds) or (2) entered into a project cost agreement(s) for the implementation of the Project Plan pledging the payment of the tax increment for the payment of developer advances then incurred or construction contracts awarded and executed, Brazoria County may not reduce its participation under the provisions of subparagraphs (a) or (b) of Section VI of the Brazoria County Agreement to an amount less than its cumulative annual pro rata share of the tax increment pledged to make payments on all of such bonds or agreements. Fort Bend County's Agreement with Respect to Tax Increments and the Bonds Pursuant to the Fort Bend County Agreement, Fort Bend County has agreed to participate in the TIRZ by contributing the amount of tax increment produced in the TIRZ attributable to Fort Bend County based on the following tax rates: Tax Year 1999-2008 2009-2018 2019-2028 Fort Bend County Tax Rate Per $100 of Captured Appraised Value $0.624100 $0.468075 $0.3 12050 If the Fort Bend County tax rate is less than the rate specified above for such year, then the Fort Bend County Tax Increment for such year would be the total amount of taxes collected by Fort Bend County at its actual tax rate on the Captured Appraised Value Taxes collected as a result of a Fort Bend County tax levy at a tax rate greater than the rate specified above for a particular year will be retained by Fort Bend County. Fort Bend County's obligation to pays its Tax Increment accrues as such taxes are collected and payment is due on the first day of each calendar year quarter. Pursuant to the Fort Bend County Agreement, the first payment of Tax Increments by Fort Bend County is for taxes levied for the year 1999 and the last payment is for taxes levied in the year 2028. Fort Bend County's participation will not extend to the Captured Appraised Value on any property added to the TIRZ by the City unless Fort Bend County approves the participation. The City has agreed not to terminate the TIRZ prior to the termination dates for the TIRZ described in the Ordinance without the prior consent of the Fort Bend County. Calculation and Collection of Tax Increments The use of tax increment financing zones in the Pearland area is relatively recent, and calculation and collection of Tax Increments are subject to administrative interpretation by the City, AISD, Brazoria County and Fort Bend County, which may change from time to time, at the option of the City, AISD, Brazoria County and Fort Bend County. The certified appraised value of that portion of the TIRZ located in Brazoria County is supplied to the City, AISD and Brazoria County by the Brazoria County Appraisal District based on the Brazoria County Appraisal District's identification of all real property accounts within boundaries of both the TIRZ and Brazoria County. The certified appraised value of that portion of the TIRZ located in Fort Bend County is supplied to Fort Bend County by the Fort Bend County Appraisal District based on the Fort Bend County Appraisal District's identification of all real property accounts within boundaries of both the TIRZ and Fort Bend County. The Appraisal Districts determine Captured Appraised Value on a property -by -property basis by subtracting the Base Year valuation of such property from the current year's taxable value of such property. The City, AISD, Brazoria County and Fort Bend County each use the certified appraised value in the TIRZ obtained from the respective Appraisal Districts, but then modify it based on the various exemptions from taxation granted by the City, AISD, Brazoria County and Fort Bend County 15 The respective Appraisal Districts each issue "correction rolls" which affect certified values for the previous five years (or for a longer period in the case of some litigation) Value changes can be positive or negative depending on the cause. Omitted property adds value while protest settlements, exemptions and error corrections can add or subtract value. Value changes typically are larger in dollar amount and number in the years just following the current tax year and tend to diminish in amount and number over time. At the current time, value changes affecting real property within the TIRZ do not affect and adjustments are not made to the Tax Increment provided by the various entities to the TIRZ after such Tax Increments are initially determined. The determination of Captured Appraised Value by City, AISD, Brazoria County and Fort Bend County will depend on the timing of its calculation (that is which Appraisal District roll it uses) and each respective taxing entities' own exemptions. For the current year of calculation of Tax Inciements for the TIRZ, the City, AISD, Brazoria County and Fort Bend County's individual determinations iesulted in the Captured Appraised Values shown under "SELECTED FINANCIAL INFORMATION." For an explanation of the different exemptions of the City, AISD, Brazoiia County and Fort Bend County, see ' TAXING PROCEDURES —Property Subject to Taxation by the City, AISD, Brazoria County and Fort Bend County.' Pledge of Revenues The Bonds are issued pursuant to the Indenture and the Bond Resolution. The Bonds are payable solely from the Pledged Revenues. The TIF Act requires that all Tax Increments that the City, AISD, Brazoria County and Fort Bend County have agreed to dedicate to the TIRZ must be deposited to the Tax Increment Fund for the TIRZ in the City's treasury. Pursuant to the Tri-Party Agreement, and as described herein, the City will, on the date of closing of the Bonds and thereafter on the date of delivery of the Bonds and on the fifteenth day of each August following the closing of the Bonds, pay to the Authority the Contract Tax Increments. The Authority will have an account into which Contract Tax Increments will be deposited, known as the `Pledged Revenue Fund." Money in the Pledged Revenue Fund may be invested only in investments which would be eligible for investment by the City pursuant to the Public Funds Investment Act (Chapter 2256 Texas Government Code). Pursuant to the Bond Resolution and the Indenture, the Authority shall annually pay the Contract Tax Increments to the Trustee for deposit in the Pledged Revenue Fund. As part of the security for the Bonds and for each series of Additional Bonds (as hereinafter defined), the Authority will utilize a portion of the Bond proceeds of each series to fund the "Debt Service Reserve Fund" created by the Indenture and held by the Trustee equal to the `Reserve Requirement", which is defined in the Indenture as the lesser of 1.25 times the Average Annual Debt Service or the Maximum Annual Debt Service (not to exceed 10% of the stated principal amount of the Bonds of each series or any series of Additional Bonds or 10% of the issue price of the Bonds or any series of Additional Bonds if the Bonds or any series of Additional Bonds are issued with more than a de minimus amount (as defined by Section 1.148-1 of the Income Tax Regulations) of original issue discount), which Reserve Requirement will be recomputed after the issuance of any series of Additional Bonds. The Indenture authorizes a reserve fund surety policy for the entire amount of its Reserve Requirement. The Indenture provides that at any time, to satisfy all or any part of its Reserve Requirement, the Authority may obtain for the benefit of the Debt Service Reserve Fund one or more reserve fund surety policies. In the event the Authority elects to substitute at any time a reserve fund surety policy for any funded amounts in the Debt Service Reserve Fund, it may apply any bond proceeds thereby released, to the greatest extent permitted by law, to any purposes for which the bonds were issued and any other funds thereby released to any purposes for which such funds may lawfully be used, including the payment of debt service on Bonds or Additional Bonds. See "INDENTURE —The Funds.' Pursuant to the Indenture there shall be deposited into the "Surplus Fund," maintained by the Authority in accordance with the Tri-Party Agreement any amounts remaining in the Pledged Revenue Fund after the Trustee makes the deposits and payments required under the Indenture. See "INDENTURE —The Funds.' The Authority has pledged to the payment of the principal of and interest on the Bonds the "Pledged Revenues, which are defined in the Indenture as all of the Authority's right, title, and interest in and to the following described properties and interests, direct or indirect, whether now owned or hereafter acquired: 16 (a) the Contract Tax Increments and all of the Authority's right, title, and interest thereto under the Tri-Party Agreement; (b) all money deposited or required to be deposited in the Pledged Revenue Fund, the Debt Service Fund (as hereinafter defined), and the Debt Service Reserve Fund, held by the Trustee pursuant to the provisions of the Indenture for the Bonds and all interest earnings and investment income therefrom; and (c) any and all property of every kind and nature (including without limitation, cash, obligations, or securities) which may from time to time hereafter be conveyed, assigned, hypothecated, endorsed, pledged, mortgaged, granted, or delivered to of deposited with, the Trustee as additional security under the Indenture by the Authority or anyone on behalf of the Authority, or which pursuant to any of the provisions may come into the possession or control of the Trustee as security thereunder, or of a receiver lawfully appointed thereunder, all of which property the Trustee is authorized to receive, hold, and apply according to the terms thereof. Additional Bonds The Authority has reserved the right to issue one or more series of additional parity tax increment contract revenue bonds payable from and secured by a lien on the Pledged Revenues (the "Additional Bonds") on the terms set out in the Indenture and the Bond Resolution for any lawful purpose. Prior to issuing Additional Bonds, the following conditions must be met (a) the Additional Bonds must mature on, and interest be payable on, the same days of the year as the Bonds; (b) the City has approved issuance of the Additional Bonds on the terms set forth in the Tri-Party Agreement, as the same may be modified from time to time, (c) amounts equal to applicable Reserve Requirement after the issuance of Additional Bonds are set aside for deposit to the Debt Service Reserve Fund (d) the Authority is not in material default with the terms of the Indenture, any bond resolution, the Tri-Party Agreement and any other agreements to which it is a party and has so certified; (e) The Authority has received a certificate meeting the requirements set forth below (the "Certificate") which shows Captured Appraised Value which, at the participants' tax rates then in existence, will generate Contract Tax Increments on the Additional Parity Bonds to be issued that will be at least 125 percent of projected Average Annual Debt Service, taking into account the Bonds and the Additional Parity Bonds to be issued, provided; however, that this requirement shall not apply to the issuance of any series of Additional Parity Bonds for refunding purposes that will have the result of reducing the Average Annual Debt Service requirements on Parity Bonds, and The Certificate may be either: (i) a certificate of the appropriate county appraisal district or districts showing certified values, adjusted for exemption, (ii) a certificate of the appropriate county appraisal district or districts showing estimated or preliminary values, adjusted for exemptions and losses due to protests based on historical data, or (iii) a projection prepared by an independent real estate appraiser. (f) Perfected Security Interest Chapter 1208, Texas Government Code, applies to the issuance of the Bonds and the pledge of the tax increment contract revenues granted by the Authority under the Indenture and such pledge is, therefoi e, valid, effective, and perfected. Although Texas Law does not subject the Authority to the filing requirements of Chapter 9, Texas Business & Commerce Code, the Authority has covenanted in the Indenture to cause the Indenture any 17 supplemental indenture, and all other security instruments, financing statements and supplements thereto that may be necessary to be filed, recorded and refiled in order to fully preserve and protect the rights and security of the owners of the Bonds and to perfect and preserve the lien of the Indenture. THE BONDS Description The Bonds will be dated December 1, 2004 with interest payable each September 1 and March 1, beginning September 1, 2005 (each an "Interest Payment Date"), and with the first principal payment to be made on September 1, 2006. The Bonds will mature on the dates and in the amounts shown on the inside cover page hereof. The Bonds will be issued in fully registered form, in denominations of $5,000 or any integral multiple of $5,000. Method of Payment of Principal and Interest In the Bond Resolution, the Board has initially appointed Wells Fargo Bank, National Association, Houston, Texas, as Trustee for the Bonds. The principal of the Bonds will be payable, without exchange or collection charges, in any coin or currency of the United States of America which, on the date of payment, is legal tender for the payment of debts due the United States of America, upon their presentation and surrender as they respectively become due and payable, at the designated payment office of the Trustee. Interest on each Bond will be payable by check payable on each Interest Payment Date, mailed by the Trustee on or before each Interest Payment Date to the Registered Owner of record as of the 15th calendar day of the month immediately preceding each Interest Payment Date (defined herein as the "Record Date") to the address of such Registered Owner as shown on the book or register kept by the Trustee (the "Register") or by such other customary banking arrangements as may be agreed upon by the Trustee and the Registered Owners at the risk and expense of the Registered Owners If the date for payment of the principal of or interest on any Bond is not a business day, then the date for such payment will be the next succeeding business day, as defined in the Bond Resolution, without additional interest. Optional Redemption The Authority reserves the right, at its option, to redeem the Bonds maturing on or after September 1, 2015, prior to their scheduled maturities, in whole or in part, in integral multiples of $5,000 on September 1, 2014 or any date thereafter, at a price of par value plus accrued interest on the principal amounts called for redemption to the date fixed for redemption. If less than all of the Bonds are redeemed at any time, the Authority will determine the particular Bonds or portions thereof to be redeemed in integral multiples of $5 000 in principal amount. If a Bond subject to redemption is in a denomination larger than $5,000, a portion of such Bond may be redeemed, but only in integral multiples of $5,000. Upon surrender of any Bond for redemption in part, the Registrar will authenticate and deliver in exchange therefor a Bond or Bonds of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Bond so surrendered. Notice of Redemption Unless waived by the Registered Owner notice of any redemption identifying the Bonds to be redeemed in whole or in part will be given by the Tiustee at least 30 days prior to the date fixed for redemption by sending written notice by first class mail postage paid, to the Registered Owner of each Bond to be redeemed in whole or in part at the address shown on the Register. Such notices must state the redemption date, the redemption price, the place at which the Bonds are to be surrendered for payment, and if less than all the Bonds outstanding of a particular maturity are to be redeemed, the numbers of the Bonds or the portions thereof of such maturity to be redeemed. Any notice so given will be conclusively presumed to have been duly given, whether or not the Registered Owner receives such notice By the date fixed for redemption due provision will be made with the Trustee for payment of the redemption price of the Bonds or portions thereof to be redeemed, plus accrued interest to the date fixed for redemption. When Bonds have been called for redemption in whole or in part and due provision has been made to 18 redeem the same as herein provided, the Bonds or portions thereof so redeemed will no longer be regarded as outstanding except for the purpose of receiving payment solely from the funds so provided for redemption, and the rights of the Registered Owners to collect interest which would otherwise accrue after the redemption date on any Bond or portion thereof called for redemption will terminate on the date fixed for redemption. Authority for Issuance The Bonds are issued by the Authority pursuant to the City Resolution adopted on November 8, 2004, the Tri-Party Agieement, the terms and conditions of the Bond Resolution the Indenture, the TIF Act, the Texas Constitution, and the general laws of the State of Texas. Before the Bonds can be issued, the Attorney General of Texas must pass upon the legality of certain related matters. The Attorney General of Texas does not guarantee or pass upon the safety of the Bonds as an investment or upon the adequacy of the information contained in this Official Statement. No Arbitrage The Authority will certify as of the date the Bonds are delivered and paid for that based upon all facts and estimates now known or reasonably expected to be in existence on the date the Bonds are delivered and paid for, the Authority reasonably expects that the proceeds of the Bonds will not be used in a manner that would cause the Bonds, or any portion of the Bonds, to be "arbitrage bonds" under the Internal Revenue Code of 1986, as amended (the `Code"), and the regulations prescribed thereunder. Furthermore all officers, employees and agents of the Authority have been authorized and directed to provide certifications of facts and estimates that are material to the reasonable expectations of the Authority as of the date the Bonds are delivered and paid for. In particular, all or any officers of the Authority are authorized to certify to the facts and circumstances and reasonable expectations of the Authority on the date the Bonds are delivered and paid for regarding the amount and use of the proceeds of the Bonds. Moreover the Authority covenants in the Indenture and the Bond Resolution that it shall make such use of the proce3eds of the Bonds, regulate investment of proceeds of the Bonds and take such other and further actions and follow such procedures, including, without limitation, calculating the yield on the Bonds as may be required so that the Bonds shall not become "arbitrage bonds" under the Code and the regulations prescribed from time to time thereunder. Registration and Transfer So long as any Bonds remain outstanding, the Trustee will keep the Register at its principal payment office and, subject to such reasonable regulations as it may prescribe, the Trustee will provide for the registration and transfer of Bonds in accordance with the terms of the Bond Resolution and the Indenture and the Book -Entry Only System described below. Each Bond will be transferable only upon the presentation and surrender of such Bond at the principal payment office of the Trustee, duly endorsed for transfer, or accompanied by an assignment duly executed by the Registered Owner or his authorized representative in form satisfactory to the Trustee. Upon due presentation of any Bond in proper form for transfer, the Trustee has been directed by the Authority to authenticate and deliver in exchange therefor a new Bond or Bonds, registered in the name of the transferee or transferees, in authorized denominations and of the same maturity and aggregate principal amount and paying interest at the same rate as the Bond or Bonds so presented. All Bonds will be exchangeable upon presentation and surrender thereof at the principal payment office of the Trustee for a Bond or Bonds of the same maturity and interest rate and in any authorized denomination in an aggregate amount equal to the unpaid principal amount of the Bond or Bonds presented for exchange The Trustee is authorized to authenticate and deliver exchange Bonds. Each Bond delivered will be entitled to the benefits and security of the Bond Resolution to the same extent as the Bond or Bonds in lieu of which such Bond is delivered. Neither the Authority nor the Trustee will be required to transfer or to exchange any Bond during the period beginning on a Record Date or Special Record Date and ending on the next succeeding Interest Payment Date 19 or to transfer or exchange any Bond called for redemption during the 30 day period prior to the date fixed for redemption of such Bond unless the Registered Owner will exchange the unredeemed portion of a Bond called for redemption in part The Authority or the Trustee may require the Registered Owner of any Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Bond. Any fee or charge of the Trustee for such transfer or exchange will be paid by the Authority. Book -Entry Only System This section describes how ownership of the Bonds is to be transferred and how the principal of and interest on the Bonds are to be paid to and credited by The Depository Trust Company, New York, New York ("DTC') while the Bonds are registered in its nominee's name. The information in this section concerning DTC and the Book -Entry -Only System has been provided by DTC for use in disclosure documents such as this Official Statement. The Authority believes the source of such information to be reliable, but takes no responsibility for the accuracy or completeness thereof. The Authority cannot and does not give any assurance that (i) DTC will distribute payments of debt service on the Bonds, or redemption or other notices, to DTC Participants, (ii) DTC Participants or others will distribute debt service payments paid to DTC or its nominee (as the registered owner of the Bonds), or redemption or other notices, to the Beneficial Owners (as defined herein) or that they will do so on a timely basis, or (iii) DTC will serve and act in the manner described in this Official Statement. The current rules applicable to DTC are on file with the Securities and Exchange Commission, and the current procedures of DTC to be followed in dealing with DTC Participants are on file with DTC. DTC will act as securities depository for the Bonds. The Bonds will be issued as fully -registered securities registered in the name of Cede & Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully -registered certificate will be issued for each maturity of the Bonds, each in the aggregate principal amount of each such maturity, and will be deposited with DTC. DTC, the world's largest depository, is a limited -purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds securities that its participants (` Direct Participants") deposit with DTC. DTC holds and provides asset servicing for over 2 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments from over 85 countries that DTC's participants ("Direct Participants") deposit with DTC DTC also facilitates the post -trade settlement among Direct Participants of sales and other secmities transactions in deposited securities through electronic computerized book -entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly -owned subsidiary of the Depository Trust & Clearing Corporation ("DTCC"). DTCC, in turn is owned by a number of Direct Participants of DTC and Members of the National Securities Clearing Corporation, Government Securities Clearing Corporation, MBS Clearing Corporation and Emerging Markets Clearing Corporation (NSCC, GSCC, MBSCC and EMCC, also subsidiaries of DTCC), as well as by the New York Stock Exchange Inc., the American Stock Exchange LLC and the National Association of Securities Dealers Inc. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant either directly or indirectly ("Indirect Participants') DTC has Standard & Poor s highest rating: "AAA' . The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www dtc.com. Purchases of Bonds under the DTC system must be made by or through Direct Participants which will receive a credit for the Bonds on DTC's records. The ownership interest of each actual purchaser of each Bond ("Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however expected to 20 receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownership interests in Bonds, except in the event that use of the book -entry system described herein is discontinued. To facilitate subsequent transfers, all Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Bonds with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Bonds are credited, which may or may not be the Beneficial Owners The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Redemption notices will be sent to DTC. If less than all of the Bonds within an issue are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to the Bonds unless authorized by a Direct Participant in accordance with DTC's procedures. Under its usual procedures DTC mails an `Omnibus Proxy" to the Authority as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Redemption proceeds, distributions, and dividend payments on the Bonds will be made to Cede & Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC s receipt of funds and corresponding detail Information from the Authority or the Trustee, on the payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, the Trustee, or the Authority subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distributions, and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Authority or the Trustee, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants DTC may discontinue providing its services as depository with respect to the Bonds at any time by giving reasonable notice to the Authority or the Trustee. Under such circumstances, in the event that a successor depository is not obtained, Bonds are requited to be printed and delivered. Under the Indenture and the Bond Resolution, the Authority may decide to discontinue use of the system of book -entry transfers through DTC (or a successor securities depository). In that event, Bond certificates will be printed and delivered pursuant to the terms of the Bond Resolution. Portions of the foregoing information regarding the book -entry only system have been provided by DTC. Accordingly, neithe► the Underwriters nor the Authority is making any representation concerning these matters and neither the DTC Participants no► the Beneficial Owners should rely on the foregoing information with respect to such matters, but should instead confirm the same with DTC or the DTC Participants, as the case may be. There can be no assurance that DTC or the DTC Participants will abide by the procedures described herein or that such procedures will not be changed from time to time. In the event a successor securities depository is designated, it may establish different procedures 21 Use of Certain Terms in Other Sections of this Official Statement In reading this Official Statement it should be understood that while the Bonds are in the Book -Entry Only System, references in other sections of this Official Statement to ' Holders" should be read to include the person for which the Direct Participant or Indirect Participant acquires an interest in the Bonds, but (i) all rights of ownership must be exercised through DTC and the Book -Entry System and (ii) except as described above notices that are to be given to registered owners under the Indenture are required to be given only to DTC. Replacement of Trustee Provision is made in the Indenture and Bond Resolution for replacement of the Trustee. If the Trustee is replaced by the Authority, the successor Trustee will act in the same capacity as the previous Trustee Any Trustee selected by the Authority will be a commercial bank, trust company or other entity duly qualified and legally authorized to act as Trustee. Mutilated, Lost or Stolen Bonds Upon the presentation and surrender to the Trustee of a mutilated Bond, the Trustee will authenticate and deliver in exchange therefor a replacement Bond of like maturity, interest rate and principal amount, bearing a number not contemporaneously outstanding. If any Bond is lost, apparently destroyed, or wrongfully taken, the Authority, pursuant to the applicable laws of the State of Texas and in the absence of notice or knowledge that such Bond has been acquired by a bona fide purchaser will, upon receipt of certain documentation from the Registered Owner and an indemnity bond, execute and the Trustee will authenticate and deliver a replacement Bond of like maturity, interest rate and principal amount bearing a number not contemporaneously outstanding. Registered Owners of lost, stolen or destroyed bonds will be required to pay the Authority's costs to replace such bond In addition, the Authority or the Trustee may require the Registered Owner to pay a sum sufficient to cover any tax or other governmental charge that may be imposed. Legal Investment and Eligibility to Secure Public Funds in Texas Pursuant to the Public Security Procedures Act, Chapter 1201, Texas Government Code, the Bonds are legal and authorized investments for banks, savings banks, trust companies building and loan associations, savings and loan associations, insurance companies, fiduciaries, and trustees and for the sinking funds of cities, town, villages, school districts and other political subdivisions or public agencies of the State of Texas. The Bonds are not an authorized investment for political subdivisions that are required to comply with the Public Funds Investment Act, Chapter 2256, Texas Government Code. Most political subdivisions in the State of Texas are required to adopt investment guidelines consistent with the Public Funds Investment Act, Chapter 2256, Texas Government Code. However, political subdivisions otherwise subject to the Public Funds Investment Act may have statutory authority to invest in the Bonds independent from the Public Funds Investment Act. The Bonds are eligible under the Public Funds Collateial Act, Chapter 2257, Texas Government Code, to secure deposits of public funds of the State of Texas, or any political subdivision or public agency of the State of Texas and are lawful and sufficient security for those deposits to the extent of their market value. The Authority has not reviewed the laws in other states to determine whether the Bonds are legal investments for various institutions in those states or eligible to serve as collateral for public funds in those states. The Authority has made no investigation of any other laws rules, regulations or investment criteria that might affect the suitability of the Bonds foi any of the above purposes or limit the authority of any of the above persons or entities to purchase or invest in the Bonds Defeasance Except to the extent provided in the Bond Resolution and Indenture, any Bond, and the interest thereon, will be deemed to be paid, retired, and no longer outstanding within the meaning of the Bond Resolution (a "Defeased Bond") when payment of the principal of such Bond, plus interest thereon to the due date (whether such 22 due date be by reason of maturity, redemption, or otherwise) either (i) will have been made or caused to be made in accordance with the terms of such Bond (including the giving of any required notice of redemption) or (ii) will have been provided for on or before such due date by irrevocably depositing with or making available to a person (a `Depositary") with respect to the safekeeping, investment, administration, and disposition of a deposit made under Chapter 1207 of the Texas Government Code, as amended, for such payment (the Deposit") (A) lawful money of the United States of America sufficient to make such payment or (B) Investments (as defined in the Indenture) which may be in book -entry form, that mature and bear interest payable at times and in amounts sufficient to provide for the scheduled payment or redemption of any Defeased Bond. To cause a Bond scheduled to be paid or redeemed on a date later than the next scheduled interest payment date on such Bond to become a Defeased Bond, the Authority must, with respect to the Deposit, enter into an escrow or similar agreement with a Depositary. In connection with any defeasance of the Bonds, the Authority will cause to be delivered: (i) in the event an escrow or similar agreement has been entered into with a Depositary to effectuate such defeasance, a report of an independent firm of nationally recognized certified public accountants verifying the sufficiency of the escrow established to pay the Defeased Bonds in full on the maturity or redemption date thereof ("Verification"); or (ii) in the event no escrow or similar agreement has been entered into, a certificate from the chief financial officer of the Authority certifying that the amount deposited with a Depositary is sufficient to pay the Defeased Bonds in full on the maturity or redemption date thereof. In addition to the required Verification or certificate the Authority will also cause to be delivered an opinion of nationally recognized bond counsel to the effect that the Defeased Bonds are no longer outstanding pursuant to the terms of the Bond Order and a certificate of discharge of the Trustee with respect to the Defeased Bonds. The Verification if any, and each certificate and opinion required under the Bond Order will be acceptable rn form and substance, and addressed if applicable, to the Trustee and the Authoi ity. The Bonds will remain outstanding unless and until they are in fact paid and retired or the above criteria are met. At such time as a Bond is deemed to be a Defeased Bond, and all required criteria under the Bond Resolution and Indenture has been met such Bond and the interest thereon will no longer be outstanding or unpaid and will no longer be entitled to the benefits of the pledge of the security interest granted under the Bond Resolution and Indenture, and such principal and interest will be payable solely from the Deposit of money or Investments THE INDENTURE "Bonds" as used in this section includes the Bonds and any other Additional Parity Bonds issued by the Authority pursuant to the Bond Resolution and the Indenture from the Authority to Wells Fargo Bank, National Association, as Trustee. Pursuant to the Indenture the Authority has assigned to the Trustee all of the Authority s right, title, and interest rn and to the Pledged Revenues, including the Contract Tax Increments (see `SOURCE AND SECURITY OF PAYMENT FOR THE BONDS —Pledge of Revenues"). Pursuant to the Indenture, the Trustee is to maintain a Pledged Revenue Fund, a Debt Service Fund, and a Debt Service Reserve Fund as trust funds to be held in trust solely for the benefit of the Registered Owners of the Bonds. The Pledged Revenue Fund, the Debt Service Fund, and the Debt Service Reserve Fund are to be invested only in investments authorized by the laws of the State of Texas but must be invested in a manner such that the money required to be expended from any fund will by available at the proper time or times. Amounts in the Debt Service Reserve Fund will be used to pay interest on and principal of the Bonds when insufficient funds are available for such purpose in the Pledged Revenue Fund or to be applied toward the payment of the principal of or interest on the Bonds, or bonds hereafter issued pursuant to bond resolutions in accordance with the Tri-Party Agreement, in connection with the refunding or redemption of such Bonds. The Funds The Indenture created the following funds, each of which (except the Project Fund and the Surplus Fund) must be maintained by the Trustee: (a) a Pledged Revenue Fund, into which all Contract Tax Increments are deposited; 23 (b) a Debt Service Fund, into which deposits are made from the Pledged Revenue Fund as described below, and from which deposits are applied to the payment of the principal of and interest on the Bonds as the same becomes due; (c) a Debt Service Reserve Fund, which will be initially funded from Bond proceeds as provided in the Bond Resolution, and into which deposits from the Pledged Revenue Fund will be made to attain the Reserve Requirement, and from which funds will be applied to the Debt Service Fund if amounts in the Pledged Revenue Fund and the Debt Service Fund are insufficient to pay the amounts of pi incipal and interest due on the Bonds: (d) a Project Fund, which will be funded from Bond proceeds and applied as provided in the Bond Resolution and Indenture; (e) a Rebate Fund, which will be free and clear of any lien created by the Indenture, and into which certain amounts earned by the Authority on the investment of the "gross proceeds" of Bonds (within the meaning of section 148(f)(6)(B) of the Internal Revenue Code of 1986 (the "Code")) will be deposited for rebate to the United States federal government, all as provided in Bond Resolution; and (f) the Surplus Fund, which will be funded as described below and which will be free and clear of any lien created by the Indenture. Pledged Revenues for the Bonds deposited in the Pledged Revenue Fund will be applied by the Trustee as follows: (i) to the Debt Service Fund amounts necessary to make the amounts on deposit therein equal to the interest, principal, and redemption premium, if any, due on the Bonds in the period ending on the next March 1; (ii) to the Debt Service Reserve Fund amounts requited to attain the Reserve Requirement; (iii) to the payment of fees and expenses of the Trustee and Paying Agent/Registrar; and (iv) to the Surplus Fund of the Authority established in accordance with the Tri-Party Agreement, for use by the Authority for any lawful purpose. Money can be transferred from the Pledged Revenue Fund to the Surplus Fund at any time provided that immediately prior to any such transfer the deposits required by clauses (i), (it) and (iii) above have been made or provided for. Events of Default The Indenture provides that either of the following occurrences is an Event of Default: (a) Failure to pay when due the principal of, redemption price of, or interest on any Bond; or (b) Failure to deposit to the Debt Service Fund money sufficient to pay any principal of or interest on any Bond no later than the date when it becomes due and payable. Remedies Upon the occurrence of an Event of Default, the Trustee is required to give notice thereof to the Authority and, subject to the other provisions of the Indenture, may proceed to protect and enforce its rights and the rights of the Registered Owners of the Bonds by suit, action or proceeding at equity or at law or otherwise, whether for the specific performance of any covenant or agreement contained in the Indenture, Bond Resolution or Bonds or in aid of the execution of any power granted in the Indenture or for the enforcement of any of the legal, equitable or other remedy as the Trustee, being advised by counsel, will deem most effectual to protect and enforce any of the rights of the Trustee or Registered Owners, including, without limitation, requesting a writ of mandamus issued by a court of competent jurisdiction compelling the directors and other officers of the Authority to make such payment (but only from and to the extent of the sources provided in the Indenture) or to observe and perform its other covenants, obligations and agreements in the Indenture. The Indenture provides that the Trustee may seek the appointment of receivers, may act without possession of the Bonds, may act as attorney in fact for the Registered Owners of the Bonds, no remedy is exclusive and that the delay or omission in the exercise of any right or remedy will not constitute a waiver. 24 The Indenture does not provide for any acceleration of maturity of the Bonds or provide for the foreclosure upon any property or assets of the Authority, the City, AISD, Brazoria County or Fort Bend County other than applying the Pledged Revenues in the manner provided in the Indenture. Limitation on Action by Owners The Indenture imposes certain limitations on Registered Owners of Bonds to institute suits actions or proceedings at law or in equity for the appointment of a receiver or other remedy unless and until the Trustee will have received the written request of the Registered Owners of not less than 25% of the aggregate principal amount of all Bonds and other Bonds from time to time Outstanding and secured by the Indenture and the Trustee will have refused or neglected to institute such suit, action or proceeding for a period of 10 days after having been furnished reasonable indemnity. Notwithstanding the foregoing Registered Owners of more than 50% of the aggregate principal amount of the Bonds and other Bonds from time to time issued and outstanding will have the right, by written instrument delivered to the Trustee to direct to the time, method and place of conducting all proceedings to be taken in connection with the enforcement of the terms and conditions of the Indenture. Amendments to the Indenture Without the consent of the Registered Owners, the Authority and the Trustee may from time to time enter into one or more indentures supplemental to the Indenture, which will form a part of the Indenture, for any one or more of the following purposes: (a) to cure any ambiguity, inconsistency, or formal defect or omission in the Indenture; (b) to grant to or confer upon the Trustee for the benefit of the Registered Owners of the Bonds any additional rights, remedies, powers, or authority that may lawfully be granted to or conferred upon the Owners of the Bonds or the Trustee; (c) to subject to the lien of the Indenture additional revenues, properties, or collateral; (d) to modify, amend, or supplement the Indenture or any supplemental indenture in such manner as to provide further assurances that interest on the Bonds will, to the greatest extent legally possible, be excludable from gross income for federal income tax purposes; (e) to obtain bond insurance for the Bonds, if any; (f) to provide for one or more reserve fund surety policies; and (g) to permit the assumption of the Authority's obligations hereunder by any entity that may become the legal successor to the Authority; provided, however, that no provision in such supplemental indenture may be inconsistent with the Indenture or impair the rights of the Registered Owners of the Bonds. Except as provided in the preceding paragraph, any modification, change or amendment of the Indenture may be made only by a supplemental indenture adopted and executed by the Authority and the Trustee with the consent of the Registered Owners of not less than a majority of the aggregate principal amount of the Bonds then Outstanding However, without the consent of the Registered Owner of each Outstanding Bond, no modification, change, or amendment to this Indenture may: (1) extend the time of payment of the principal thereof or interest thereon, or reduce the principal amount thereof or premium if any, thereon, or the rate of interest thereon, or make the principal thereof or premium, if any, or interest thereon payable in any coin or currency other than that herein before provided, or deprive such Registered Owner of the lien hereof on the revenues pledged hereunder; or 25 (2) change or amend the Indenture to permit the creation of any lien on the revenues pledged hereunder equal or prior to the lien hereof, or reduce the aggregate principal amount of Bonds. Removal or Resignation of Trustee The Trustee may be removed at any time by an instrument or concurrent instruments in writing signed by the Registered Owners of a majority in principal amount of the Bonds then Outstanding and delivered to the Trustee, with notice thereof given to the Authority. The Trustee may at any time resign and be discharged from the trusts created by giving written notice to the Authority and by providing written notice to the Registered Owners of its intended resignation at least 60 days in advance thereof Such notice will specify the date on which such resignation will take effect and will be sent by first class mail, postage prepaid to each Registered Owner of Bonds. Resignation by the Trustee will not take effect unless and until a successor to such Trustee shall have been appointed as hereinafter provided. Appointment of Successor Trustee In case the Trustee resigns, or is removed or dissolved, or is in the course of dissolution or liquidation, or is otherwise become incapable of acting, or in case the Trustee is taken under control of any public officer or officers or a receiver appointed by a court, a successor may be appointed by the Registered Owners of a majority in principal amount of the Bonds then Outstanding, by an instrument or concurrent instruments in writing, signed by such Registered Owners or their duly authorized representatives and delivered to the Trustee, with notice thereof given to the Authority* provided, however that in any of the events above mentioned, the Authority may nevertheless appoint a temporary Trustee to fill such vacancy until a successor is appointed by the Registered Owners in the manner above provided, and any such temporary Trustee so appointed by the Authority will immediately and without further act be automatically succeeded by the successor to the Trustee appointed by the Registered Owners The Authority will provide written notice to the Registered Owners of the appointment of any successor Trustee whether temporary or permanent, in the manner provided for providing notice of the resignation of the Trustee as desct ibed above under "—Removal or Resignation of Trustee." Any successor Trustee or temporary Trustee will be a trust company or bank in good standing located in or incorporated under the laws of the State of Texas duly authorized to exercise trust powers and subject to examination by federal or state authority, having a reported capital and surplus of not less than $100,000,000. In the event that no appointment of a successor Trustee is made by the Registered Owners or by the Authority pursuant to the foregoing provisions of this Section at the time a vacancy in the office of the Trustee will have occu►ied, the Registered Owner of any Bond issued hereunder or the retiring Trustee may apply to any court of competent jurisdiction for the appointment of a successor Trustee, and such court may thereupon, after such notice as it will deem proper, if any, appoint a successor Trustee. SHADOW CREEK RANCH DEVELOPMENT General The Authority is a non-profit local government corporation created to aid, assist and act on behalf of the City in the performance of the City's governmental and proprietary functions with respect to, and to provide financing for the TIRZ The efforts to create the TIRZ were initiated by petition by individual property owners to foster economic development in the area of Pearland known as "Shadow Creek Ranch." The TIRZ is authorized to provide among other things, new capital for public works and public improvements in the TIRZ consistent with the Plan. The TIRZ includes approximately 3,467 acres of land within its boundaries, all of which lie within the City. The Shadow Creek Ranch development is a master -planned, mixed use community planned for a 3,300 acre tract of land located within Brazoria and Fort Bend Counties, Texas. All of the Shadow Creek Ranch development lies within the TIRZ The ultimate development of Shadow Creek Ranch is expected to include single- family and multi -family residential and commercial development including a total of approximately 6,106 single- family residential lots. Shadow Creek Ranch Development Company, L.P. (the ` Developer") has constructed certain regional roadways, storm drainage facilities, parks, trails, landscaping and entry monuments on behalf of the TIRZ as authorized by the TIRZ in accordance with the Plan. The Developer will be reimbursed for certain of such facilities, including interest, with the proceeds of the sale of the Bonds by the Authority. The Developer has additionally initiated the construction of water distribution, wastewater collection and storm drainage/detention 26 facilities within Brazoria County Municipal Utility District No. 26 and Brazoria-Fort Bend County Municipal Utility District No 1. Those municipal utility districts cover approximately 2,893 acres of the Shadow Creek Ranch development. Reimbursement of the Developer for such water distribution, wastewater collection and storm drainage/detention facilities would be accomplished with the proceeds of the sale, if any, of bonds by such districts. Brazoria County Municipal Utility District No. 26 has issued two series of unlimited tax bonds to reimburse the Developer for water, wastewater and drainage facilities: Brazoria County Municipal Utility District No. 26 Unlimited Tax Bonds, Series 2004 in the aggregate principal amount of $8,830,000 and Brazoria County Municipal Utility District No. 26 Unlimited Tax Bonds, Series 2004A in the aggregate principal amount of $16,000,000. Brazoria-Fort Bend County Municipal Utility District No. 1 has been created but has not yet issued any bonds. Brazoria County Municipal Utility District No. 35 has been created over approximately 110 acres of property that is within the TIRZ, but not part of the Shadow Creek Ranch development. Reimbursement of the developer(s) within Brazoria County Municipal Utility District No. 35 for the water, wastewater and drainage facilities necessary to serve the property within such district would be accomplished with the proceeds of the sale, if any, of bonds by such district. Brazoria County Municipal Utility District No. 35 has not yet issued any bonds. Development and Home Construction As of Octobei 1, 2004, Shadow Creek Ranch contained 1,201 homes, including 302 homes under construction. See "—Builders" below. According to the TIRZ's Engineer, underground water distribution, wastewater collection, and storm drainage/detention facilities and street paving have been completed to serve 2,243 single-family residential lots located in 33 platted and fully developed subdivisions (approximately 627 total acres) within the boundaries of the TIRZ as is delineated in the chart that appears below. In addition, as is also delineated in such chart, 1,869 additional single-family residential lots located in 18 platted subdivisions (approximately 443 total acres) are currently under development. The Developer owns approximately 173 acres of currently undeveloped land located within Shadow Creek Ranch available for future development, approximately 101 acres of which it intends to develop as future multi- family residential subdivisions, and approximately 72 acres of which it expects to be utilized for future commercial development Pearland Investments Limited Partnership (also defined below) owns approximately 943 acres of currently undeveloped land located within Shadow Creek Ranch. This land is subject to an Agreement Regarding Right of First Negotiation that grants the Developer the first right to negotiate the purchase of such land. Lasco Development Corp. owns approximately 2.6 acres upon which a CVS Pharmacy is planned to be developed The following parties own tracts located within Shadow Creek Ranch and the TIRZ that are expected to be utilized for future commercial development: (i) Hibernia Bank (approximately 2.7 acres); (ii) Kirby Crossing (approximately 2.9 acres on which an approximately 10,000 square foot strip shopping center has been constructed); (iii) Candyland Day Care (approximately 1.1 acres), (iv) Kids R Kids Daycare (approximately 1 8 acres); and (v) Hospital Corporation of America (approximately 43 acres). However, the Authority cannot represent whether, or when, the development of any of such currently undeveloped acres might occur. The University of Texas Medical Center owns approximately 56 acres of currently undeveloped land located within the TIRZ The City of Pearland owns approximately 100 acres of currently undeveloped land located within the TIRZ that are designated for future park usage upon which the Developer has initiated a wetlands mitigation project, a nature paik. The Alvin Independent School District owns approximately 40.2 acres located within the TIRZ upon which it has completed the construction of the Mary Burks Marek Elementary School that opened for the fall term of 2004. The balance of the AISD acreage has been designated for construction of a junior high school that AISD has estimated will be constructed in 2006-2007 In addition, there are approximately 196 acres of land owned by other entities for which there are no current plans. The balance of the land located in the TIRZ consists of approximately 829 acres which are contained within easements, rights -of -way, detention ponds, lakes or are otherwise not available for future development. However, the Authority cannot represent whether, or when, the development of any of such currently undeveloped acres might occur. See "—Developei," ` —Future Development" and "RISK FACTORS." 27 As of October 1, 2004, the status of the home construction within Shadow Creek Ranch was as follows: d E O x Under Construction 0 O so O O C 1 sO O L Q O\ N M \D h N Immo 00 sr Vl V• \D N O\ d• O 00 h '-s O 00 en00 on N M on CVOO st �t Vt 00 M h N •-+ O, 00 O O\ N s-+ tel .--� s--s O •-r N O N N O N N •- 4 M M O O O O s-. O N OO s-4 ".4 CD sm4 OOO Nv-s 1-+000OOOOO s--000 gat M oo O h O O\ h \D rt !cis O\ to O M O oI O MOO O\ O M O v--I N O N •ss M M Vl 00 .--1 Vl swot ‘D Vl \O h ^' O O N \D N cn O •-s O O O to M O N d• 00 M O O O O s-s N Isms •-. s-+ •-0 rsl 'd• M .-• \O Vl N N s-i O O h O\ VD Is+ M N CDst •mot •-r CD 00 CV CV CV rot •mot •--i .-+ M O s-+ O sci r+NMN•-+ 00 \D N rt 00 M •--i Immmi o\ O\ 'ct O O isms Vl 00 h \O \D N 00 tin 00 O 01 O\ O M h O\ O O\ M 00 1st. d' O N N O\ h M N N O\ N h M odm��onM��clonelM !IsNclonrlmNOM�1NN M h N Vl 7 \O M M O\ d• 00 V rt O\ Vl O\ h Vl O\ N 00 h M 00 s' VD was M V1 kin d' <h tin 00 M 00 M V O OO vs) Vl O o\ N Vl Vl O O\ PO nom VD Q °O k V)i V) on Q QPOI O swot N rt tin \D shs N MIT Vl \D h h 00 O\ O\ .-i .-+ swot •mot •� In OD ntntntnCOO tnCOD tntO ntntntnCID tn U Y o cy y a)a5 U k ,y cn ° w s 'o n W° ya4. 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V) VD V) VI TO Developer General In general, the activities of a developer of real estate include purchasing the land, designing the subdivision, designing the utilities and streets to be constructed in the subdivision, designing any community facilities to be built, defining a marketing program and building schedule, securing necessary governmental approvals and permits for development, arranging for the construction of roads and the installation of utilities (including, in some cases, water, sewer, and drainage facilities as well as gas, telephone, and electric service) and selling improved lots and commercial reserves to builders, developers, or other third parties. The relative success or failure of a developer to perform such activities in development of the property may have a profound effect on the assessed valuation of the property within the TIRZ and, as a result, may affect the Contract Tax Increments received by the Authority for repayment of its bonded indebtedness. See "—Future Development" below. Description of the Developer Most of the land within the TIRZ is being developed by the Developer, the general partner of which is Shadow Creek Ranch Inc., a Nevada corporation. The stock of such general partner is owned equally by G. W. Cook Development, Inc., a California corporation, and Carlo Ferreira Messrs. G. W. Cook and Carlo Ferreira are also the limited partners of Shadow Creek Ranch. As is described above under the caption "—Development and Home Construction," the Developer has completed the development of approximately 627 acres of land (2,243 fully developed single-family residential lots) within TIRZ which it acquired from Pearland Investments Limited Partnership, a Nevada limited partnership ("Pearland Investments"), the general partner of which is M M L B Corporation a Nevada corporation the stock of which is owned by the Collins Family and the Canarelli Family Trust. As is also described under such caption, the Developer has initiated the development of approximately 443 additional acres of land (1,869 future single-family residential lots) which it also acquired from Pearland Investments within Shadow Creek Ranch. The limited partners of Pearland Investments are the Collins Family Limited Liability Company No. 1 and the Canarelli Family Trust. Much of the land within the TIRZ was originally acquired by Pearland Investments in a series of acquisitions from individual landowners from July 1998 through July 2003. In connection with certain of such acquisitions, Pearland Investments gave promissory notes to the sellers of such property, which promissory notes have been fully discharged. The Developer has acquired a total of approximately 1,892.40 acres of such land from Pearland Investments in a series of acquisitions that have been accomplished pursuant to an Agreement Regarding Right of First Negotiation (the "First Negotiation Agreement"), dated October 19, 1998, between Pearland Investments and the Developer. In the First Negotiation Agreement, Pearland Investments gave to the Developer the right of first negotiation for a period that has been extended to December 31, 2006 to acquire up to 3,300 acres of land owned by Pearland Investments. The right of first negotiation can be exercised as to all or any portion of such property for the term of the First Negotiation Agreement. The purchase price of any property taken down pursuant to such right of first negotiation must be paid either in cash or by a promissory note from the Developer to Pearland Investments, which note is to be secured by a Deed of Trust on such property acquired. As of August 1, 2004, the Developer had executed promissory notes to Pearland Investments the aggregate outstanding principal balance owing of which is $145,528,803 in connection with the purchase of such approximately 1,892 40 acres of land. The Developer has financed its development activities within Shadow Creek Ranch with proceeds of an Unsecured Revolving Line of Credit, dated October 1, 1998 (the "Line of Credit"), between Oxnard Financial, LLC, a Nevada limited liability company and the Developer. Through amendments to the Line of Credit, the Line of Credit's original amount of $4 000 000 was increased to $20,000,000 on October 1 2000, and to $30,000 000 on April 1, 2002. In addition the maturity of the Line of Credit has been extended to October 1, 2005. Interest on amounts drawn under the Line of Credit is payable at a rate equal to a floating rate of Prime plus 2%. The Line of Credit is not secured by land within the TIRZ or any other collateral, but is guaranteed by Gary Cook and Carlo Ferreira Oxnard Financial, LLC is a limited liability company owned by members of the Collins family and the Canarelli family. As of August 1, 2004 the outstanding balance on the Line of Credit was $13,566,000. 30 Builders According to the Developer, the home building companies that are listed below (collectively, the "Builders") are currently constructing homes on lots that have been developed by the Developer within Shadow Creek Ranch. Such homes range in size from approximately 1,309 to 6,974 square feet of living area and in sales price from approximately $129,900 to $571,990. The respective sections in which the Builders are currently constructing homes and descriptions of the range of size (expressed as a range of square footage of living area) and range of sales prices of such homes are reflected in the chart that appears below. According to the Developer, the Builders are current in all material respects with the provisions of the respective contracts which they have executed with the Developer covering the purchase and sale of lots in the Shadow Creek Ranch. According to the Developer, the Builders are currently constructing homes in the Shadow Creek Ranch as follows: SHADOW CREEK RANCH NEIGHBORHOOD SUMMARY Neighborhood Mallards Landing Emerald Landing Enclave Lake Estates Osprey Pointe The Island Section SF-1 SF-2 SF-3/SF-8A Builder River Oaks Homes Ashton Woods Homes Perry Homes SF-4 Emerald Homes Newmark Homes SF-5 Westport Homes Fedrick, Harris Estate Homes The Estates SF-6 Bay Front Estates Coventry Homes Petry Homes Wilshne Homes SF-7A Legacy Homes Island Manor SF-7B Emerald Homes Perry Homes Enclave Terrace SF-8B Legacy Homes Bay View Terrace SF-9A Emerald Homes Legacy Homes Sunrise Creek SF-9B Gehan Homes Hammonds Homes Sunset Shores SF-10 Emerald Homes Newmark Homes The Strand SF-11 Coventry Homes The Gables SF-12/SF-13 Emerald Homes Wilshire Homes 31 Sq. Ft. Range 2,210-4,211 2,708-4,524 2,233-4,204 2,372-3,519 3,427-4.494 3,065-4,945 3,844-4,525 4,224-5,372 2,991-6,974 3,197-6,320 2,523-4,541 2,802-3,999 2,745-6,974 1,900-3,960 1,746-3,199 1,900-3,960 2,084-3,494 2,523-4,541 2,075-3,385 2,634-3,685 2,546-4,521 2,712-4,474 3,099-4,636 Price Range $216,990-$303,990 $239,900-$295,900 $199,900-$316,900 $231,990-$288,990 $303,990-$358,990 $349,900-$529,700 $373,990-$430,990 $423,990-$571,990 $383,900-$550,900 $373,990-$534,990 $199,990-$254,990 $274,990-$321,990 $287,900-$462,900 $156,990-$260,990 $164,990-$248,990 $162,990-$265,990 $189,990-$238,990 $213,990-$271-990 $194,990-$247,990 $253,990-$305,990 $316,900-$429,990 $285,990-$344,990 $306,990-$351,990 Oakwood Terrace SF-14A/SF-14B Legacy Homes Lakeside Terrace SF-15 DR Horton Legacy Homes Heatherwood SF-16A Ashton Woods Homes Newmark Homes Pinecrest SF-16B Ashton Woods Homes Newmark Homes Heron Bay SF-17 Coventry Homes Half Moon Terrace SF-18A/SF-18B Perry Homes Plantation Homes Rosewood Crossing Haley Landing Morningstde Iris Shores Reflection Pointe Jasmine Pass Kelsey Pointe SF-19 SF-20A/SF-20B SF-21 SF-22 SF-23 SF-24A SF-29 Southview Terrace SF-30 Rosewood Crossing Legacy Homes Gehan Homes Hammonds Homes Legacy Homes Perry Homes DR Horton Emerald Homes Newmark Homes Perry Homes Plantation Homes Newmark Homes 1,674-3,600 1,756-3,529 2,208-3,960 1,648-2,780 1,629-2,939 1,376-2,365 1,629-2,939 2,224-4,076 1,309-2,439 1,369-2,714 1,600-3,600 2,208-3,960 2,084-3,494 2,526-4,541 2,468-4,078 2,233-4,204 1,809-3,529 2,075-3,385 2,619-3,800 1,309-2,439 1,369-2,714 1,629-2,939 $159,990-$223,900 $149,990-$202,990 $178,000-$240,000 $ 158,900-$ 199,900 $161,990-$204,990 $129,900-$149,900 $161,990-$204,990 $246,990-$3 12,990 $139,900-$175,900 $144,990-$190,990 $150,990-$229,990 $194,990-$262,990 $192,990-$241,990 $2 14,990-$273,990 $230,990-$300,990 $199,900-$315,900 $172,990-$223,990 $2 10,999-$270,990 $238,990-$340,990 $139,900-$175,900 $144,990-$190,990 $154,990-$206,990 Although the Developer has reported the descriptions of the homes currently under construction by the Builders to be accurate as of the date of this Official Statement the Builders may change the types, sizes and sales prices of the homes which they choose to construct within Shadow Creek Ranch entirely within their discretion, or may suspend home construction activity entirely. Future Development As is described above under the caption " Development And Home Construction," approximately 627 acres of land located within the Shadow Creek Ranch have been developed into 2,243 single-family residential lots, the development of which is complete, and approximately 443 additional acres are currently being developed by the Developer into 1,869 future single-family residential lots The Developer owns approximately 173 acres of currently undeveloped land located within the TIRZ available for future development, approximately 101 acres of which it intends to develop as future multi -family residential subdivisions and approximately 72 acres of which it expects to be utilized for future commercial development. Pearland Investments owns approximately 943 acres of currently undeveloped land located within the TIRZ that is available for future development subject to an Agreement Regarding Right of First Negotiation that grants the Developer the first right to negotiate the purchase of such land Lasco Development Corp. owns approximately 2 6 acres upon which a CVS Pharmacy is planned to be developed. The following parties own tracts located within Shadow Creek Ranch that are expected to be utilized for future commercial development: (i) Hibernia Bank (approximately 2.7 acres); (ii) Kirby Crossing (approximately 2.9 acres on which an approximately 10 000 square foot strip shopping center has been constructed); (iii) Candyland Day Care (approximately 1.1 acres); (iv) Kids R Kids Daycare (approximately 1.8 acres); and (v) Hospital 32 Corporation of America (approximately 43 acres). The University of Texas Medical Center owns approximately 56 acres of currently undeveloped land located within the TIRZ The City of Pearland owns approximately 100 acres of currently undeveloped land located within the TIRZ that are designated for future park usage upon which the Developer has initiated a wetlands mitigation project. The Alvin Independent School District owns approximately 40.2 acres located within the TIRZ upon which it has completed the construction of the Mary Burks Maiek Elementary School that opened for the fall term of 2004. The balance of the AISD acreage has been designated for construction of a junior high school that AISD has estimated will be constructed in 2006-2007. In addition, there are approximately 196 acres of land owned by other entities for which there are no current plans. The balance of the land located in the TIRZ consists of approximately 829 acres which are contained within easements, rights -of -way, detention ponds lakes or are otherwise not available for future development. See also "SHADOW CREEK RANCH DEVELOPMENT —Developer" and "RISK FACTORS — General Factors Affecting Taxable Values and Tax Increments. ' The Authority can make no representation as to when, or whether, the undeveloped portions of the Shadow Creek Ranch might be developed. If any undeveloped portion of the Shadow Creek Ranch is eventually developed, certain additional infrastructure improvements may be financed by future issues of the Authority s bonds. See "RISK FACTORS - Future Debt." [Remainder of Page Intentionally Left Blank] 33 SELECTED FINANCIAL INFORMATION Certified Taxable Value City 1998 (Base Year) $ 7,172,980 January 1, 2004 (total assessed value) $ 252,235,760 January 1, 2004 (net of exemptions)(a) $ 225,632,450 Certified Captured Appraised Value(a) January I, 2004 $ 218,459,470 AISD 4,143,160 245,896,870 220,911,280 Brazoria Fort Bend $ 4,143,160 $ 3,029,820 $ 245,896,870 $ 6,338,890 $ 211,258,424 $ 903,570 $ 216,768,120 $ 207,115,264 $ Certified Captured Appraised Value as Percentage of January 1, 2004 Certified Taxable Value 96.8% 98.1% Estimated Taxable Value 1998 (Base Year) October 1, 2004 (total assessed value) October 1, 2004 (net of estimated exemptions)(b) 7,172,980 367,649,000 350,599,590 98.0% $ 4,143,160 $ 4,143,160 $ 361,321,280 $ 361,321,280 $ 335,487,120 $ 319,811,264 0 0% $ 3,029,820 $ 6,749,870 $ 6,749,870 Estimated Captured Appraised Value(b) October 1, 2004 $ 343,426,610 $ 331,343,960 $ 315,668,104 $ 3,720,050 Estimated Captured Appraised Value as Percentage of October 1, 2004 Estimated Taxable Value 98.0% 98.8% 98.7% 55.1% 2004 Tax Rate Contribution: Authority Tax Rate Contribution $ 0.4446432(c) $ 0.419(d) $ 0.1359(e) $ 0.624100(f) Estimated Collection Rates 95.0% 95.0% 95.0% 95.0% Estimated Contract Tax Increment January 1, 2004(g) October 1, 2004(h) Average Annual Debt Service (2006-2028)* Maximum Annual Debt Service (2006)* $ 922,797 $ 862,846 $ 267,396 $ 0 $ 1,450,671 $ 1,318,915 $ 407,543 $ 22,056 $ 1,004,863 $ 1,494,100 Coverage of City, Brazoria and Fort Bend Counties Contract Tax Increment Revenues ($1,880,270) (10/1/04 estimated values) over Maximum Annual Debt Service (excludes AISD) Coverage of City, Brazoria and Fort Bend Counties Contract Tax Increment Revenues ($1,190,193) (1/1/04 certified values) over Maximum Annual Debt Service (excludes AISD) Coverage of City, AISD, Brazoria and Fort Bend Counties Contract Tax Increment Revenues ($3,084,185) (10/1/04 estimated values) over Maximum Annual Debt Service(i)(j) Coverage of City, AISD, Brazoria and Fort Bend Counties Contract Tax Increment Revenues ($1,938,039) (1/1/04 certified values) over Maximum Annual Debt Service(i)(j) TOTAL DIRECT DEBT $ 12 940,000 Funds Available for Debt Service as of 10/01/04 Pledged Revenue Fund(k) Debt Service Reserve Fund (1) Capitalized Interest (1) Total Funds Available *Preliminary, subject to change. $ 200,166 $ 1,220,489 $ 552,107 $ 1,972,762 34 1.25% .80% 2.08% 1.31% (a) The January 1, 2004 certified taxable values provided by the Brazoria County and Fort Bend County Appraisal Districts are net of exemptions and personal property for each of the respective taxing entities. Certified values are updated monthly. The values shown are those used by the City, AISD, Biazoria County and Fort Bend County to calculate Captured Appraised Value for the 2004 tax year. (b) Estimated taxable values for October 1, 2004 were provided by the Brazoria County and Fort Bend County Appraisal Districts for informational purposes only, and are estimates of the value of all taxable property located in the TIRZ as of October 1, 2004 net of exemptions and personal property. These estimates are based on the estimate of values resulting from the construction of taxable improvements added on the property in the TIRZ from January 1, 2004 through September 30, 2004. Estimated exemptions for the October 1, 2004 estimated values were not available from the Appraisal Districts. The estimated net taxable values shown for each of the taxing entities (October 1, 2004 estimated taxable values minus estimated exemptions) were calculated using the October 1, 2004 estimated values provided by the Appraisal Districts and using an estimate for the applicable exemptions for each taxing entity. The estimated exemptions were provided by Assessments of the Southwest, Inc. based on application of the existing exemptions available from each taxing entity against each completed residential unit added within the respective taxing entity from January 1, 2004 through September 30, 2004. The ultimate assessed valuation of any improvements added from January 1, 2004 through September 30, 2004, which will be placed on the 2005 certified tax roll and the actual amount of exemptions on the final 2005 certified tax roll may vary significantly from the estimate once the respective Appraisal Districts certify the values in 2005. See "SECURITY AND SOURCE OF PAYMENT -Calculation and Collection of Tax Increments" and "RISK FACTORS -Uncertainty of Calculation and Collection of Tax Increments. (c) The City's Tax Increment is subject to payment of an Administrative Fee by the TIRZ to the City and that portion of the City's Tax Increment representing the Administrative Fee is not paid to the Authority and is therefore not part of the Contract Tax Increments or the Pledged Revenues. $0.4446432 represents the City's current tax rate of $0.694755 per $100 of valuation less 36% of the City Tax Increment ($0.2501118) payable as the Administrative Fee. See "RISK FACTORS —Limitation on City Tax Increments." (d) AISD's Tax Increment is subject to a payment by the TIRZ to AISD for educational facilities project costs as required by the AISD Agreement. The AISD Agreement provides that 75% of the AISD Tax Increment will be paid by the TIRZ to AISD for such educational facilities pioject costs. That portion of the AISD Tax Increment representing such educational facilities pioject costs is not paid to the Authority and is therefore not part of the Contract Tax Increments or the Pledged Revenues. $0.419 represents that portion of AISD tax rate (and resulting AISD Tax Increment) payable to the Authority as part of the Contract Tax Increments and Pledged Revenues. In addition, the AISD Agreement requires that the portion of the AISD Tax Increment to be used by the TIRZ be held in a special AISD Suspense Account within the City's Tax Increment Fund foi a period of one calendar year and during such time, no funds held in the AISD Suspense Account may be disbursed or encumbered by the City or the TIRZ other than to reimburse AISD See 'RISK FACTORS —Limitation on AISD Tax Increments." (e) See ` RISK FACTORS -Limitations on Tax Increments of Brazoria and Fort Bend Counties." (f) The Fort Bend County Agreement provides for a reduction in the tax rate and associated collections remitted by Fort Bend County to the City from $0.6241 per $100 valuation for tax years 1999-2008 to $0.468075 for the tax years 2009-2018 and $0.312050 for tax years 2019-2028. See "RISK FACTORS —Limitations on Tax Increments of Brazoria and Fort Bend Counties." (g) Payment of Contract Tax Increments based on January 1, 2004 certified taxable values are due October 1, 2004 or when billed, whichever comes later, and become delinquent after January 31, 2005. See `TAXING PROCEDURES OF THE CITY, AISD, BRAZORIA COUNTY AND FORT BEND COUNTY —Levy and Collection of Taxes." (h) No Contract Tax Increments will be collected on October 1, 2004 estimated taxable values. The October 1, 2004 estimated taxable values are based on the estimate of values resulting from the construction of taxable improvements added on property in the TIRZ from January 1, 2004 through September 30, 2004. 2005 Contract Tax Increments will be levied and collected based upon the final January 1, 2005 certified taxable values. Such 2005 Contract Tax Increments will be due October 1, 2005, or when billed, whichever comes later, and will become delinquent aftei January 31, 2006. See "TAXING PROCEDURES OF THE CITY AISD BRAZORIA COUNTY AND FORT BEND COUNTY —Levy and Collection of Taxes." (i) Pursuant to the AISD Agreement, the 25% of the AISD Tax Increment that may be utilized by the TIRZ must be held in a special AISD Suspense Account within the City's Tax Increment Fund for a peiiod of one calendar year and during such time, no funds held in the AISD Suspense Account may be disbursed or encumbered by the City or the TIRZ other than to reimburse AISD The Contract Tax Increment Revenues and resulting coverage shown in this column include the 25% AISD Tax Increment which would be subject to the one year delay. See "RISK FACTORS —Limitations on AISD Tax Increments. ' (j) Pursuant to the Tri-Party Agreement, the City retains reasonable current and anticipated administrative and operating costs of the TIRZ, as determined by the TIRZ Board. The 2004 amount budgeted for such purposes was $175,000 although actual expenditures for such purposes have been approximately $115,000 per annum to date. The City has indicated that it intends to pay such administrative and operating costs from the AISD Suspense Account once such monies in such account become available foi use by the City. Accoidingly, Contract Tax Increment Revenues and resulting coverage percentage shown in this column are net of this $115,000 payable annually by the City for such administrative and operating costs. (k) Pursuant to the Tri-Party Agreement on the date of delivery of the Bonds, the City will pay to the Authority for deposit to the Pledged Revenue Fund, all monies then available in the City's Tax Increment Fund, subject to retention by the City of certain funds as provided in Article V of the Tri-Party Agreement. (1) Will be funded from Bond proceeds. See "PLAN OF FINANCING — Sources and Uses of Funds." 35 Tax Year City 2002 2003 AISD 2002 2003 Brazoria 2002 2003 TAX INCREMENT COLLECTIONS® Current Tax Increment $ 22,888.30 383,974.02 52,918.71 883,577.12 3,773.42 71,626.35 Increment Tax Rate $ 0.686 0.696 1.588116 1.6261 0.1359 0.1359 Inci ement Collection $ 22,051.85(b) 375,696.59(b) 51,126.03 (0) 864,839.30) 3,645.60 69,958.03 Collection Rate 96.35% 97.84 96.61 97.88 96.61 97.67 Based on information provided by the Brazoria County tax office. Historical tax increment collections are not shown for Fort Bend County as there was no captured appraised value in the Fort Bend County portion of the TIRZ for such periods. 36% of the City's Tax Increment is payable by the TIRZ to the City as an Administrative Fee and such portion is not paid to the Authority and is therefore not part of the Contract Tax Increments or the Pledged Revenues See "RISK FACTORS —Limitation on City Tax Increments." 75% of the AISD Tax Increment is payable by the TIRZ to AISD pursuant to the AISD Agreement and such portion is not paid to the Authority and is therefore not part of the Contract Tax Increments or the Pledged Revenues See "RISK FACTORS Limitation on AISD Tax Increments." [Remainder of Page Intentionally Left Blank] 36 TAXING PROCEDURES OF THE CITY, AISD, BRAZORIA COUNTY AND FORT BEND COUNTY Authority to Levy Taxes Under Texas law the City, AISD, Brazoria County and Fort Bend County are each authorized to levy an annual ad valorem tax on all taxable property within the City, AISD Brazoria County and Fort Bend County's respective boundaries. See "RISK FACTORS General " Property Tax Code and County -Wide Appraisal District The Texas Property Tax Code specifies the taxing procedures of all political subdivisions of the State of Texas, including the City, AISD, Brazoria County and Fort Bend County. Provisions of the Property Tax Code are complex and are not fully summarized here. The Property Tax Code requires, among other matters, county -wide appraisal and equalization of taxable property values and establishes in each county of the State of Texas an appraisal district with the responsibility for recording and appraising property for all taxing units within a county and an appraisal review board with responsibility foi reviewing and equalizing the values established by the appraisal district. The Brazoria County Appraisal District has the responsibility for appiaising property for all taxing units within Brazoria County, including the City, AISD and Brazoria County. The Fort Bend Central Appraisal District has the responsibility for appraising property in Fort Bend County. Such appraisal values are subject to review and change by the appropriate county Appraisal Review Board (the "Appraisal Review Board"). Property Subject to Taxation by the City, AISD, Brazoria County and Fort Bend County Except for certain exemptions provided by Texas law, all real property, tangible personal property held or used for the production of income, mobile homes and certain categories of intangible personal property with a tax situs in the TIRZ are subject to taxation by the City, AISD, Brazoria County and Fort Bend County. However, the tax revenue generated by the City, AISD, Brazoria County and Fort Bend County on any personal property is not included in the Tax Increments. Principal categories of exempt property include, but are not limited to: property owned by the State of Texas or its political subdivisions if the property is used for public purposes; property exempt from ad valorem taxation by federal law; certain household goods, family supplies and personal effects, certain goods, wares and merchandise in transit; farm products owned by the producer certain property of charitable organizations, community housing development organizations, youth development associations, religious organizations, and qualified schools; designated historical sites; and most individually owned automobiles. In addition, the City AISD, Brazoria County and Fort Bend County may by their own action exempt residential homesteads of persons 65 years or older and of certain disabled persons to the extent deemed advisable by the respective boards. The City, AISD, Brazoria County and Fort Bend County may be required to offer such an exemption if a majority of voters approve it at an election. The City, AISD, Brazoria County and Fort Bend County would be required to call such an election upon petition by 20% of the number of qualified voters who voted in the preceding election. The City, AISD Brazoria County and Fort Bend County are authorized by statute to disregard exemptions for the disabled and elderly if granting the exemption would impair the City, AISD Brazoria County and Fort Bend County's obligation to pay tax supported debt incurred prior to adoption of the exemption by the City, AISD, Brazoria County and Fort Bend County. Historically, AISD, Brazoria County and Fort Bend County have granted disability exemptions. Furthermore, the City, AISD, Brazoria County and Fort Bend County must grant exemptions to disabled veterans or certain surviving dependents of disabled veterans if requested, of between $5,000 and $12,000 depending upon the disability rating of the veteran claiming the exemption. Residential Homestead Exemptions: The Property Tax Code authorizes the governing body of each political subdivision in the State of Texas to exempt up to 20% of the appraised value of residential homesteads from ad valorem taxation. Qualifying surviving spouses of persons aged 65 years or older are entitled to receive a residential homestead exemption equal to the exemption received by the deceased spouse Where ad valorem taxes have previously been pledged for the payment of debt, the governing body of a political subdivision may continue to levy and collect taxes against the exempt value of the homesteads until the debt is discharged, if the cessation of the levy would impair the obligations of the contract by which the debt was created. The adoption of a homestead exemption by the City, AISD, Brazoria County and Fort Bend County may be considered each year, but must be 37 adopted by May 1. Historically, the City, AISD, Brazoria County and Fort Bend County granted homestead exemptions. Valuation of Property for Taxation Generally, property within the boundaries of the City, AISD, Brazoria County and Fort Bend County must be appraised by the Appraisal District at market value as of January 1 of each year. Once an appraisal roll is prepared and finally approved by the Appraisal Review Board, it is used by the City, AISD, Brazoria County and Fort Bend County in establishing its tax rolls and tax rate. Assessments under the Property Tax Code are to be based on 100% of market value as such is defined in the Property Tax Code. In determining market value, either the replacement cost or the income or the market data method of valuation may be used, whichever is appropriate. Nevertheless, certain land may be appraised at less than market value under the Property Tax Code. The Property Tax Code permits land designated for agricultural use, open spaces or timberland to be appraised at its value based on the land's capacity to produce agricultural or timber products rather than at its market value. The Property Tax Code permits under certain circumstances that residential real property inventory held by a person in the trade or business be valued at the price all such property would bring if sold as a unit to a purchaser who would continue the business. Provisions of the Property Tax Code are complex and are not fully summarized here Landowners wishing to avail themselves of the agricultural use, open space or timberland designation or residential real property inventory designation must apply for the designation and the appraiser is required by the Property Tax Code to act on each claimant's right to the designation individually. A claimant may waive the special valuation as to taxation by some political subdivisions while claiming it as to another. If a claimant receives the agricultural use designation and later loses it by changing the use of the property or selling it to an unqualified owner the District can collect taxes based on the new use including taxes for the previous three (3) years for agricultural use and taxes for the previous five (5) years for open space land and timberland. The Property Tax Code requires the Appraisal District to implement a plan for periodic reappraisal of property to update appraisal values. The plan must provide for appraisal of all real property in the Appraisal District at least once every three years. It is not known what frequency of reappraisal will be utilized by the Appraisal District or whether reappraisals will be conducted on a zone or county -wide basis. The City, AISD, Brazoria County and Fort Bend County however, at their own expense have the right to obtain from the Appraisal District a current estimate of appraised values within its respective boundaries or an estimate of any new property or improvements within its boundaries. While such current estimate of appraised values may serve to indicate the rate and extent of growth of taxable values within a district, it cannot be used for establishing a tax rate within a district until such time as the Appraisal District chooses formally to include such values on its appraisal roll. Levy and Collection of Taxes The City, AISD, Brazoria County and Fort Bend County are each responsible for the levy and collection of its taxes unless it elects to transfer such functions to another governmental entity. The City AISD, Brazoria County and Fort Bend County must adopt a tax rate of the current tax year before the later of September 30 or the sixtieth day after the date the certified appraisal roll is received by the City, AISD, Brazoria County and Fort Bend County. Taxes ale due October 1, or when billed, whichever comes later, and become delinquent after January 31 of the following year. The City, AISD, Brazoria County and Fort Bend County's Rights in the Event of Tax Delinquencies Taxes levied by the City, AISD, Brazoria County and Fort Bend County are a personal obligation of the owner of the property as of January 1 of the year for which the tax is imposed. On January 1 of each year, a tax lien attaches to property to secure the payment of all state and local taxes, penalties, and interest ultimately imposed for the year on the property. The lien exists in favor of the State of Texas and each local taxing unit, including the City, AISD, Brazoria County and Fort Bend County, having power to tax the property. The City, AISD, Brazoria County and Fort Bend County's tax lien is on a parity with tax liens of such other taxing units. A tax hen on real property takes priority over the claim of most creditors and other holders of liens on the property encumbered by the tax lien, whether or not the debt or lien existed before the attachment of the tax liens however, whether a lien of the United States is on a parity with or takes prior ity over a tax lien of another taxing entity is determined by applicable federal 38 law. Personal property under certain circumstances is subject to seizure and sale for the payment of delinquent taxes, penalty, and interest. At any time after taxes on property become delinquent, taxing entities such as the City, AISD, Brazoria County and Fort Bend County may file suit to foreclose the lien securing payment of the tax, to enforce personal liability for the tax, or both. In filing a suit to foreclose a tax lien on real property, a taxing entity must join other taxing units that have claims for delinquent taxes against all or part of the same property Collection of delinquent taxes may be adversely affected by the amount of taxes owed to other taxing units, by the effects of market conditions on the foreclosure sale price, and by taxpayer redemption rights. A taxpayer may redeem commercial property within six months and all other types of property within two years after the purchaser's deed issued at the foreclosure sale is filed in the county records or by bankruptcy proceedings which restrict the collection of taxpayer debts See "RISK FACTORS —Tax Collection Limitations and Foreclosure Remedies." LEGAL MATTERS Legal Proceedings Delivery of the Bonds will be accompanied by the unqualified approving legal opinion of the Attorney General of Texas to the effect that the Bonds are valid and legally binding obligations of the Authority under the Constitution and laws of the State of Texas payable from the Pledged Revenues, and based upon their examination of a transcript of certified proceedings relating to the issuance and sale of the Bonds, the legal opinion of Bond Counsel to a like effect and to the effect that (i) interest on the Bonds is excludable from gross income of the holders for federal tax purposes under existing law, (ii) certain original issue discount on the Original Issue Discount Bonds (defined below) is excludable from gross income for federal income tax purposes under existing law as described more fully in "Tax Accounting Treatment of Original Issue Discount Bonds' and (iii) the Bonds are not ' private activity bonds" under the Internal Revenue Code of 1986, as amended (the "Code') and interest on the Bonds will not be subject to the alternative minimum tax on individuals and corporations, except as described below in the discussion regarding the adjusted current earnings adjustments for corporations. Bond Counsel has reviewed the information appearing in this Official Statement under "PLAN OF FINANCING —Creation of the Authority and TIRZ " `SOURCE AND SECURITY OF PAYMENT' (excluding `Calculation and Collection of Tax Increments"), "THE BONDS " 'THE INDENTURE," `TAXING PROCEDURES OF THE CITY, AISD, BRAZORIA COUNTY AND FORT BEND COUNTY,' "CONTINUING DISCLOSURE OF INFORMATION,' and " LEGAL MATTERS,' solely to determine if such information, insofar as it relates to matters of law, is true and correct, and whether such information fairly summarizes the provisions of the documents referred to therein. Bond Counsel has not, however, independently verified any of the factual information contained in this Official Statement nor has it conducted an investigation of the affairs of the Authority for the purpose of passing upon the accuracy or completeness of this Official Statement. No person is entitled to rely upon Bond Counsel's limited participation as an assumption of responsibility for or an expression of opinion of any kind with regard to the accuracy or completeness of any information contained herein. Certain legal matters incident to the authorization issuance, placement, and delivery of the Bonds by the Authority are subject to the approving opinions of the Attorney General of the State of Texas and Allen Boone Humphries LLP, Bond Counsel. The form of the opinion of Bond Counsel with respect to the Bonds is attached hereto as Appendix C and will be available at the time of delivery of the Bonds. Other than the limited review of certain information in this Official Statement as described in the preceding paragraph and Bond Counsel's approving legal opinion set forth herein, Bond Counsel has not reviewed nor undertakes any responsibility for any of the information contained in this Official Statement. Certain legal matters will be passed upon for the Authority by Allen Boone Humphries LLP, Houston, Texas, Bond Counsel, and Andrews Kurth LLP, Houston, Texas, Disclosure Counsel. The fees of such counsel are contingent upon the issuance and delivery of the Bonds. The legal fees paid to Bond Counsel for services rendered in connection with the issuance of the Bonds are based on a percentage of the Bonds actually issued, sold and delivered. The various legal opinions to be deliveied concurrently with the delivery of the Certificates express the professional judgment of the attorneys rendering the opinions as to the legal issues explicitly addressed therein. In rendering a legal opinion, the attorney does not become an insurer or guarantor of that expression of professional 39 judgment, of the transaction opined upon, or of the future performance of the parties to the transaction. Nor does the rendering of an opinion guarantee the outcome of any legal dispute that may arise out of the transaction. Tax Exemption In the opinion of Bond Counsel (i) interest on the Bonds is excludable from gross income for federal income tax purposes under existing law, (it) certain "original issue discount' on the Original Issue Discount Bonds (defined below) is excludable from gross income for federal income tax purposes under existing law as described more fully in ' Tax Accounting Treatment of Original Issue Discount Bonds" below and (iii) the Bonds are not "private activity bonds" under the Code, and interest on the Bonds will not be subject to the alternative minimum tax on individuals and corporations, except as described below in the discussion regarding the adjusted current earnings adjustments for corporations. The Code imposes a number of requirements that must be satisfied for interest on state or local obligations, such as the Bonds, to be excludable from gross income for federal income tax purposes. These requirements include limitations on the use of bond proceeds and the source of i epayment of bonds, limitations on the investment of bond proceeds prior to expenditure a requitement that excess arbitrage earned on the investment of bond proceeds be paid periodically to the United States and a requirement that the Authority file an information report with the Internal Revenue Service. The Authority has covenanted in the Bond Resolution that it will comply with these requirements Bond Counsel s opinion will assume continuing compliance with the covenants of the Bond Resolution and the Indenture pertaining to those sections of the Code which affect the exclusion from gross income of interest on the Bonds for federal income tax purposes and in addition, will rely on representations by the City, the Authority, the Authority's Financial Advisor and the Underwriter with respect to matters solely within the knowledge of the City, the Authority, the Authoiity s Financial Advisor and the Underwrites, respectively, which Bond Counsel has not independently verified. If the Authority should fail to comply with the covenants in the Bond Resolution or the Indenture or if the foregoing representations should be determined to be inaccurate or Incomplete, interest on the Bonds could become taxable from the date of delivery of the Bonds, regardless of the date on which the event causing such taxability occurs. The Code also imposes a 20% alternative minimum tax on the "alternative minimum taxable income" of a corporation, if the amount of such alternative minimum tax is greater than the amount of the corporation's regular income tax. Generally, the alternative minimum taxable income of a corporation (other than an S corporation, regulated investment company, REIT, REMIC or FASIT) includes 75% of the amount by which a corporation's "adjusted current earnings' exceeds its other "alternative minimum taxable income." Because interest on tax-exempt obligations, such as the Bonds, is included in a corporation's "adjusted current earnings," ownership of the Bonds could subject a corporation to alternative minimum tax consequences. Under the Code, taxpayers are required to report on their returns the amount of tax-exempt interest, such as interest on the Bonds, received or accrued during the year. Except as stated above and as stated below in "Tax Accounting Treatment of Original Issue Discount Bonds," Bond Counsel will express no opinion as to any federal, state or local tax consequences resulting from receipt or accrual of interest on, or acquisition, or ownership or disposition of, the Bonds. Prospective purchasers of the Bonds should be aware that the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions, life insurance and property and casualty insurance companies certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations and, taxpayers owning an interest in a FASIT that holds tax-exempt obligations, and individuals otherwise qualifying for the earned income credit. In addition certain foreign corporations doing business in the United States may be subject to the "branch profits tax" on their effectively -connected earnings and profits, including tax-exempt interest such as interest on the Bonds. These categories of prospective purchasers should consult their own tax advisors as to the applicability of these consequences. 40 Bond Counsel's opinions are based on existing law, which is subject to change. Such opinions are further based on Bond Counsel's knowledge of facts as of the date thereof. Bond Counsel assumes no duty to update or supplement its opinions to reflect any facts or circumstances that may thereafter come to Bond Counsel's attention or to reflect any changes in any law that may thereafter come to Bond Counsel's attention or to reflect any changes in any law that may thereafter occur or become effective. Moreover, Bond Counsel's opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service '); rather, such opinions represent Bond Counsel s legal judgment based upon its review of existing law and in reliance upon the representations and covenants referenced above that it deems relevant to such opinions. The Service has an ongoing audit program to determine compliance with rules that relate to whether interest on state or local obligations is includable in gross income for federal income tax purposes. No assurance can be given whether or not the Service will commence an audit of the Bonds. If an audit is commenced, in accordance with its current published procedures the Service is likely to treat the Issuer as the taxpayer and the Owners may not have a right to participate in such audit. Public awareness of any future audit of the Bonds could adversely affect the value and liquidity of the Bonds during the pendency of the audit regardless of the ultimate outcome of the audit. Tax Accounting Treatment of Discount Bonds The initial offering price to be paid for certain Bonds (the "Discount Bonds") is Less than the principal amount thereof. Bond Counsel, under existing law and based upon the assumptions hereinafter stated, will render an opinion to the effect that: (a) The difference between (i) the principal amount payable at the maturity of each Discount Bond, and (ii) the initial offering price to the public of such Discount Bond constitutes original issue discount with respect to such Discount Bond in the hands of an owner who has purchased such Discount Bond in the initial public offering of the Bonds; and (b) Such initial owner is entitled to exclude from gross income (as defined in Section 61 of the Code) an amount of income with respect to such Discount Bond equal to that portion of the amount of such original issue discount allocable to the period that such Discount Bond continues to be owned by such owner. In the event of the redemption, sale or other taxable disposition of such Discount Bond prior to stated maturity, however, the amount realized by such owner in excess of the basis of such Discount Bond in the hands of such owner (adjusted upward by the portion of the original issue discount allocable to the period for which such Discount Bond was held by such initial owner) is includable in gross income. (Because original issue discount is treated as interest for federal income tax purposes, the discussion regarding interest on the Bonds under the caption 'Tax Exemption" generally applies, except as otherwise provided below, to original issue discount on an Discount Bond held by an owner who purchased such Bond at the initial offering price in the initial public offering of the Bonds and should be considered in connection with the discussion in this portion of the Official Statement,) In rendering the foregoing opinion, Bond Counsel will assume, in reliance upon certain representations of the Underwriter, that (a) the Underwriter has purchased the Bonds for contemporaneous sale to the public and (b) all of the Discount Bonds have been initially offered, and a substantial amount of each maturity thereof has been sold to the general public in arm's-length transactions for a price (and with no other consideration being included) not more than the initial offering prices thereof stated on the cover page of this Official Statement. Neither the Authority nor Bond Counsel warrants that the Discount Bonds will be offered and sold in accordance with such assumptions. Certain of the representations of the Underwriter, upon which Bond Counsel will rely in rendering the foregoing opinion, will be based upon records or facts the Underwriter had no reason to believe were not correct. Under existing law, the original issue discount on each Discount Bond is accrued daily to the stated maturity thereof (in amounts calculated as described below for each six-month period ending on the date before the semiannual anniversary dates of the date of the Bonds and ratably within each such six-month period) and the accrued amount is added to an initial owner's basis for such Discount Bond for purposes of determining the amount of gain of loss recognized by such owner upon the redemption, sale or other disposition thereof. The amount to be added to basis for each accrual period is equal to (a) the sum of the issue price and the amount of original issue discount accrued in prior periods multiplied by the yield to stated maturity (determined on the basis of compounding 41 at the close of each accrual period and properly adjusted for the length of the accrual period) less (b) the amounts payable as current interest during such accrual period on such Bond. The federal income tax consequences of the purchase, ownership, and redemption, sale or other disposition of Discount Bonds which are not purchased in the initial offering at the initial offering price may be determined according to rules which differ from those described above. All owners of Discount Bonds should consult their own tax advisors with respect to the determination for federal, state, and local income tax purposes of interest accrued upon redemption, sale or other disposition of such Discount Bonds and with respect to the federal, state, local and foreign tax consequences of the purchase, ownership, redemption, sale or other disposition of such Discount Bonds. Tax Treatment of Original Issue Premium Bonds According to representations of the Underwriters, certain of the Bonds are being offered at initial offering prices which exceed the stated redemption prices payable at the maturity of such Bonds. If any of the Bonds of such maturities are sold to members of the public (which for this purpose excludes bond houses, brokers and similar person or organizations acting in the capacity of wholesalers or underwriters) at such initial offering prices each of the Bonds of such maturities ("Premium Bonds ) will be considered for federal income tax purposes to have "bond premium" equal to the amount of such excess. The basis for federal income tax purposes of a Premium Bond in the hands of an initial purchaser who purchases such Bond in the initial offering must be reduced each year and upon the sale or other taxable disposition of the Bond by the amount of amortizable bond premium. This reduction in basis will increase the amount of any gain (or decrease the amount of any loss) recognized for federal income tax purposes upon the sale or other taxable disposition of a Premium Bond by the initial purchaser Generally, no corresponding deduction is allowed for federal income tax purposes, for the reduction in basis resulting from amortizable bond premium. The amount of bond premium on a Premium Bond which is amortizable each year (or shorter period in the event of a sale or disposition of a Premium Bond) is determined under special tax accounting rules which use a constant yield throughout the term of the Premium Bond based on the initial purchaser's original basis in such Bond . The federal income tax consequences of the purchase, ownership, redemption, sale or other disposition by an owner of Bonds that are not purchased in the initial offering or which are purchases at an amount representing a price other than the initial offering prices for the Bonds of the same maturity may be determined according to rules which differ from those described above. Moreover, all prospective purchasers of Bonds should consult their tax advisors with respect to the federal, state local and foreign tax consequences of the purchase, ownership, redemption, sale or other disposition of Premium Bonds. No Material Adverse Change The obligations of the Underwriters to take and pay for the Bonds, and of the Authority to deliver the Bonds, are subject to the condition that, up to the time of delivery of and receipt of payment for the Bonds, there shall have been no material adverse change in the condition (financial or otherwise) of the Authority from that set forth or contemplated in the Preliminary Official Statement. No -Litigation Certificate The Authority will furnish the Underwriters a certificate, executed by both the President and Secretary of the Board, and dated as of the date of delivery of the Bonds, to the effect that no litigation of any nature is pending or to its knowledge threatened either in state or federal courts, contesting or attacking the Bonds; restraining or enjoining the collection of the contract Tax Increments to pay the interest or the principal of the Bonds; in any manner questioning the authority or pioceedings foi the issuance execution or delivery of the Bonds; or affecting the validity of the Bonds or the title of the present officers of the Authority. CONTINUING DISCLOSURE OF INFORMATION In the Bond Resolution, the Authority has made the following agreement for the benefit of holders of the Bonds, including the beneficial holders thereof. The Authority is required to observe the agreement for so long as it 42 remains obligated to advance funds to pay the Bonds. Under the agreement, the Authority will be obligated to provide certain updated financial information and operating data annually and timely notice of specified material events, to certain information vendors. This information will be available to securities brokers and others who purchase the information fiom the vendors. Annual Reports The Authority will provide certain updated financial information and operating data to certain information vendors annually The information to be updated includes the financial information and operating data with respect to the Authority, the City, AISD, Brazoria County and Fort Bend County in this Official Statement in the tables and schedules under the headings "SELECTED FINANCIAL INFORMATION," "TAX INCREMENT COLLECTIONS" and "PLAN OF FINANCING -Pro -Forma Debt Service Requirements." The Authority will update and provide this information, along with audited financial statements beginning in 2005 within six months after the end of each fiscal year. The Authority will provide the updated information to each nationally recognized municipal securities information repository ("NRMSIR') and to any state information depository ( `SID") that is designated by the State of Texas and approved by the staff of the United States Securities and Exchange Commission (the "SEC"). The Authority may provide updated information in full text or may incorporate by reference certain other publicly available documents, as permitted by the Rule. The updated information will include audited financial statements, if the Authority commissions an audit and it is completed by the required time If audited financial statements are not available by the required time, the Authority will provide unaudited financial statements for the applicable fiscal year to each NRMSIR and any SID within such six month period and audited financial statements when the audit report of such statement becomes available. Any such financial statements will be prepared in accordance with the generally accepted accounting principles or such other accounting principles as the Authority may be required to employ from time to time pursuant to state law or regulation. The Authority's fiscal year end is currently September 30. The Authority was authorized by the City on June 28, 2004 and held its first organizational meeting in July of 2004 Consequently, the initial audited financial statements for the Authority will be prepared for the period ending September 30 2005. Accordingly it must provide updated information by March 31 in each year (commencing March 31 2005), unless the Authority changes its fiscal year. If the Authority changes its fiscal year, it will notify each NRMSIR and any SID of the change. Material Event Notices The Authority will also provide timely notices of certain events to any SID and to either each NRMSIR or the Municipal Securities Rulemaking Board (`MSRB"). The Authority will provide notice of any of the following events with respect to the Bonds, if such event is material to a decision to purchase or sell Bonds: (1) principal and interest payment delinquencies (2) non-payment related defaults; (3) unscheduled draws on debt service reserves reflecting financial difficulties; (4) unscheduled draws on credit enhancements reflecting financial difficulties; (5) substitution of credit or liquidity providers, or their failure to perform; (6) adverse tax opinions or events affecting the tax-exempt status of the Bonds; (7) modifications to rights or holders of the Bonds; (8) Bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment of the Bonds; and (11) rating changes of the Bonds. (Neither the Bonds nor the Bond Resolution make any provision for debt service reserves or liquidity enhancement.) In addition, the Authority will provide timely notice of any failure by the Authority to provide information, data, or financial statements in accordance with its agreement described above under `Annual Reports " The Authority will provide each notice described in this paragraph to any SID and to either each NRMSIR or the MSRB. Availability of Information from NRMSIRs and SID The Authority has agreed to provide the foregoing updated information only to the vendors described above. The information will be available to holders of Bonds only if the holders comply with the procedures and pay the charges established by such information vendors or obtain the information through securities brokers who do so. 43 The Municipal Advisory Council of Texas has been designated by the State of Texas as a SID and has received a no -action letter from the SEC dated August 29, 1995 that recognizes the Municipal Advisory Council of Texas as a SID The address of the Municipal Advisory Council is. 600 West 8°i Street, P.O. Box 2177, Austin Texas 78768-2177 and its telephone number is 512/476-6947. Limitations and Amendments The Authority has agreed to update information and to provide notices of material events only as described above. The Authority has not agreed to provide other information that may be relevant or material to a complete presentation of its financial results of operations, conditions or prospects or agreed to update any information that is provided, except as described above The Authority makes no representation or warranty concerning such information or concerning its usefulness to a decision to invest in or sell Bonds at any future date. The Authority disclaims any contractual or tort liability for damages resulting in whole or in part from any breach of its continuing disclosure agreement or from any statement made pursuant to its agreement, although registered owners and beneficial owners of the Bonds may seek a writ of mandamus to compel the Authority to comply with its agreement. The Authority may amend its continuing disclosure agreement from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature status, or type of operations of the Authority, if but only if the agreement as amended, would have permitted an Underwriters to purchase or sell Bonds in the offering made hereby in compliance with the Rule, taking into account any amendments or interpretations of the Rule to the date of such amendment, as well as such changed circumstances and either the registered owners of a majority in aggregate principal amount of the outstanding Bonds consent to the amendment or any person unaffiliated with the Authority (such as nationally recognized bond counsel) determines that the amendment will not materially impair the interests of the registered owners and beneficial owners of the Bonds. The Authority may amend or repeal the agreement in the Bond Resolution if the SEC amends or repeals the applicable provisions of the Rule or a court of final jurisdiction determines that such provisions are invalid or unenforceable, but only to the extent that its right to do so would not prevent an Underwriters from lawfully purchasing the Bonds in the initial offering. If the Authority so amends the agreement, it has agreed to include with any financial information or operating data next provided in accordance with its agreement described above under `Annual Reports" an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information and operating data so provided. Compliance with Prior Undertakings 15c2-12. The Authority has never entered any prior continuing disclosure agreements in accordance with SEC Rule PREPARATION OF OFFICIAL STATEMENT Sources and Compilation of Information The financial data and other information contained in this Official Statement has been obtained primarily from the Authority's records, the Appraisal District and information from other sources. All of these sources are believed to be reliable, but no guarantee is made by the Authority as to the accuracy or completeness of the information derived from such sources, and its inclusion herein is not to be construed as a representation on the part of the Authority to such effect. Furthermore, there is no guarantee that any of the assumptions or estimates contained herein will be realized. The summaries of the agreements, reports, statutes, resolutions, engineering and other related information set forth in this Official Statement are included herein subject to all of the provisions of such documents. These summaries do not purport to be complete statements of such provisions and reference is made to such documents for further information. 44 Financial Advisors RBC Dain Rauscher Inc. is employed as Financial Advisors to the Authority to render certain professional services, including advising the Authority on a plan of financing and preparing the Official Statement for the sale of the Bonds. Official Statement Deemed Final For purposes of compliance with Rule 15c(2)-12 of the Securities and Exchange Commission, this document, as the same may be supplemented or corrected by the District from time to time, may be treated as an Official Statement with respect to the Bonds described herein "deemed final" by the District as of the date hereof (or of any such supplement or correction) except for the omission of certain information referred to in the succeeding paragraph. The Official Statement when further supplemented by adding information specifying the interest rates and certain other information relating to the Bonds, shall constitute a `FINAL OFFICIAL STATEMENT' of the District with respect to the Bonds, as that term is defined in Rule 15C(2)-12. Updating the Official Statement For the period beginning on the date of the award of the sale of the Bonds to the Underwriters and ending on the 25th day after the "end of the underwriting period" (as defined in the Rule), if any event shall occur of which the Authority has knowledge and as a result of which it is necessary to amend or supplement the Official Statement in order to make the statements therein in light of the circumstances when the Official Statement is delivered to a prospective purchaser, not misleading, the Authority will promptly notify the Underwriters of the occurrence of such event and will cooperate in the preparation of a revised Official Statement, or amendments or supplements thereto, so that the statements in the Official Statement, as revised, amended or supplemented, will not, in light of the circumstances when such Official Statement is delivered to a prospective purchaser, be misleading. The Authority assumes no responsibility for supplementing the Official Statement thereafter. Certification of Official Statement The Authority will certify that the information statements, and descriptions or any addenda, supplement and amendment thereto pertaining to the Authority and its affairs contained herein, to the best of its knowledge and belief, contain no untrue statement of a material fact and do not omit to state any material fact necessary to make the statements herein, in the light of the circumstances under which they are made, not misleading. With respect to information included in this Official Statement other than that relating to the Authority, the Authority has no reason to believe that such information contains any untrue statement of a material fact or omits to state any material fact necessary to make the statements herein, in the light of the circumstances under which they are made not misleading; however, the Authority Board has made no independent investigation as to the accuracy or completeness of the information derived from sources other than the Authority. In rendering such certificate, the official executing this certificate may state that he has relied in part on his examination of records of the Authority relating to matters within his own area of responsibility, and his discussions with, or certificates or correspondence signed by, certain other officials, employees, consultants and representatives of the Authority. [Remainder of Page Intentionally Left Blank] 45 MISCELLANEOUS All estimates, statements, and assumptions in this Official Statement and the Appendices hereto have been made on the basis of the best information available and are believed to be reliable and accurate. Any statements in this Official Statement involving matters of opinion or estimates, whether or not expressly so stated, are intended as such and not as representations of fact, and no representation is made that any such statements will be realized. This Official Statement was approved by the Board of Directors of the Development Authority of Pearland, as of the date shown on the cover page. ATTEST: Henry Stanaland Secretary, Board of Directors Tom Reid Chair Board of Directors 46 SUMMARY OF DOCUMENTS (1) Development Agreement APPENDIX A By Resolution No. R99-66, adopted on September 13, 1999, the City of Pearland, Texas (the "City") entered into a Development Agreement (the ' Development Agreement') with Shadow Creek Ranch Development Company, L.P (the "Developer") The Development Agreement establishes the framework for the financing, design and construction of certain pubhc works and improvements to serve the Shadow Creek Ranch master planned community., The City delegates to the Reinvestment Zone Number Two, City of Pearland, Texas (the ' TIRZ") Board of Directors (the 'TIRZ Board") all powers relating to the implementation of the Project Plan and Reinvestment Zone Financing Plan of the TIRZ (the ' Plan"), including without limitation the power to (i) select and retain consultants and (ii) approve plans and specifications, award contracts and approve change orders and payments in accordance with the Development Agreement. All property within the TIRZ shall be developed in accordance with the Planned Unit Development for the property adopted pursuant to the City Land Use and Urban Development Ordinance (the "PUD"). The Development Agreement contemplates the design and construction of two types of "Improvements" (i) "TIRZ Improvements' and (ii) "City Improvements." "City Improvements" are defined to mean the various public improvements to be constructed and financed by the City using funds other than Tax Increments or the proceeds of bonds supported thereby. "TIRZ Improvements" are defined to mean the various improvements to be financed from Tax Increments or the proceeds of bonds supported thereby. TIRZ Improvements are further classified into (i) "Master Improvements,' (ii) "Subdeveloper Improvements' and (iii) "City Facilities' "Master Improvements are defined to mean the first $20,000 000 of TIRZ Improvements constructed by the Developer. "Subdeveloper Improvements" are defined to mean TIRZ Improvements constructed by a subdeveloper (a developer who is developing a portion of the TIRZ other than the Developer). "City Facilities" are defined to mean the TIRZ Improvements to be constructed directly by the City including police and fire stations, a City Hall annex, and a City library building. A "Project Cost' is a "project cost" as defined in Section 311.002(1) of the Texas Tax Code incurred in connection with the TIRZ Improvements. The City commits to design and construct, and provide funding for, the City Improvements, many of which relate to bringing water and wastewater capacity and service to the TIRZ. Funding for the various City Improvements is provided by (i) water and sewer impact fee revenues and the proceeds of bonds supported thereby, (ii) proceeds from loans, (iii) water and sewer system revenues, and (iv) the City's general fund. The Developer may seek and receive payment and reimbursement in accordance with the Development Agreement for all Project Costs the Developer incurs, out of Tax Increment of the proceeds of bonds supported thereby. The City s obligation to issue bonds supported by Tax Increment shall not exceed $114 000,000 (in 1999 dollars), plus the cost of issuance, developer interest, capitalized interest and necessary reserve funds in connection with such bonds. The City may terminate the TIRZ, as provided in Section 311.017(a) of the Texas Tax Code, on the earliest possible date after which all Project Costs with respect to the TIRZ Improvements, as well as all bonds supported by Tax Increments and interest thereon, have been paid in full. A-1 The Developer agrees to cause to be constructed TIRZ Improvements up to $109,000,000, as outlined in the Plan, subject to reimbursement as provided in the Development Agreement. The City pledges that it will deposit the entirety of the Tax Increment into the TIRZ's Tax Increment Fund. The amounts deposited in the Tax Increment Fund shall be disbursed in accordance with the Development Agreement solely (i) to make payments of principal and interest on bonds to finance TIRZ Improvements as and when due (ii) to pay eligible expenses of the TIRZ, including creation costs and operating expenses, (iii) to pay Project Costs, and (iv) to reimburse the Developer or a subdeveloper in accordance with the Development Agreement Notwithstanding the above, to pay for services rendered by the City in the TIRZ, the City may withdraw the "Administrative Fee" from the Tax Increment Fund. The "Administrative Fee" shall be the following amounts in the applicable calendar years commencing January 1, 1999: Years 1-3 (1999-2001) No Administrative Fee Years 4-8 (2002-2006) 36% of the City Tax Increment Years 9-30 (2007-2028) 64% of the City Tax Increment provided that, the amount deposited and retained annually in the Tax Increment Fund attributable to the City Tax Increment for the applicable year shall in no event be less than (i) in years four through eight, $0 44 per $100 of the Captured Appraised Value, and (ii) in years nine through 30, $0.255 per $100 of the Captured Appraised Value. To the fullest extent permitted by law, the City agrees that (i) it will not pledge or apply the Tax Increment or any other monies in the Tax Increment Fund to any other purpose or payment of any obligation of the City except for bonds to finance TIRZ Improvements and obligations arising under the Development Agreement; it will not commingle the Tax Increment with any other funds of the City; (iii) it will not take any action or omit to take any action that will affect the continued existence of the Tax Increment Fund or the availability of the Tax Increment to pay bonds issued to finance TIRZ Improvements and the other obligations under the Development Agreement; (iv) it will take all actions and submit all documents in a timely manner to receive all Tax Increment; (v) it will institute and pursue to a final order or judgment any bond validation action or suit upon reasonable request by the Developer; (vi) it will not refund any bonds issued to finance TIRZ Improvements in any manner inconsistent with the Plan and (vii) it will direct the investment of the Tax Increment in accordance with Texas law applicable to investment of funds by municipalities. Except for City Facilities and ' Educational Facilities" (those facilities to be constructed as part of the Plan at the direction of the Alvin Independent School District ("AISD') using a portion of the AISD Tax Increment), the TIRZ Improvements will be advance -funded by the Developer or a subdeveloper, subject to reimbursement form Tax Increment or the proceeds of bonds supported thereby. The total amounts owing for funds advanced from time to time shall bear simple interest commencing at the time the funds are advanced to pay for the applicable TIRZ Improvements, or advances spent for the creation, organization and administration expenses of the TIRZ, continuing until paid, for a maximum period of five years from the completion of the applicable TIRZ Improvements or of the creation or administration advance Interest shall be calculated at (i) eight percent per annum with respect to Master Improvements and the first $1,000,000 of creation and administration advances, and (ii) 6.5% per annum with respect to other TIRZ Improvements and any remaining creation and administration advances. All plans and specifications for the TIRZ Improvements shall be submitted to the City for review and approval prior to the commencement of construction. The City's obligation to issue bonds is A-2 conditioned upon (i) the Developer entering into an agreement with the TIRZ Board specifying the TIRZ Improvements to be constructed, the area over which the Tax Increment is to be computed, and related matters, (ii) compliance with all competitive bidding and other laws relating to the solicitation and award of public works contracts, as such are applicable to similar City public improvement contracts, and (iii) a determination of the TIRZ's financial advisor that the bonds required for such reimbursement are reasonably marketable and that the issuance thereof will not have a materially detrimental effect on the viability of any outstanding bonds issued to finance TIRZ Improvements. (2) Reimbursement Agreement On September 22, 1999, the City, the TIRZ and the Developer entered into a Master Developer Reimbursement Agreement (the "Reimbursement Agreement"). The Reimbursement Agreement sets forth the processes and procedures for the design and construction of the TIRZ Improvements and the financing and reimbursement therefor. To initiate the construction of a TIRZ Improvement, the Developer shall provide a written request therefor to the TIRZ Board (i) describing the requested TIRZ Improvements, (ii) specifying the estimated schedule for the design and construction, (iii) estimating the likely costs thereof, as certified by the TIRZ s engineer, and comparing such estimate to the cost estimate of such TIRZ Improvement in the Plan and (iv) specifying the area within the TIRZ which is benefited by such TIRZ Improvements If the TIRZ s engineer determines that the requested TIRZ Improvements qualify for reimbursement, the Developer may proceed to design and construct the requested TIRZ Improvements in accordance with certain procedures established in a document entitled "TIRZ Project Implementation and Reimbursement Process' dated June 30 1999. All legal requirements relating to City contracts shall apply to the design and construction of the TIRZ Improvements. For purposes of record -keeping and establishing a priority of reimbursement, the TIRZ and the Developer shall execute a letter agreement for each phase of construction. The purpose of the letter agreement is to confirm that the Developer will design and construct a phase of the TIRZ Improvements, will pre -finance all associated costs of such phase, and will be reimbursed by the City and the TIRZ from bond proceeds or Tax Increment. If the Developer follows the appropriate contracting procedures and after the TIRZ's engineer and auditor have certified in letters that the TIRZ Improvements have been completed and are in order for reimbursement, the TIRZ shall reimburse the Developer for all amounts advanced to the TIRZ pursuant to the Reimbursement Agreement, plus the appropriate interest on such amounts as calculated under the provisions of the Development Agreement up to the amount certified by the TIRZ's engineer and auditor to be within the cost estimate of such TIRZ Improvement in the Plan, as adjusted for inflation. The TIRZ shall be obligated to reimburse the Developer, solely, and in order of priority, from (i) proceeds of bonds supported by Tax Increment, (ii) uncommitted Tax Increment if such funds are available and are not reasonably expected to be required by the TIRZ for debt service on bonds or for administrative expenses. Priority for the reimbursement of advances is as follows (i) creation and administration, (ii) Master Improvements, and (iii) Subdeveloper Improvements. The TIRZ agrees to request at the earliest feasible date that the City issue bonds and the City agrees to use its best efforts to issue bonds to fund reimbursements at such time as the City s financial advisor certifies that the unencumbered Tax Increment (exclusive of AISD Tax Increment) generated within the area benefited by the TIRZ Improvements is sufficient to support the applicable bonds and satisfies the coverage test and Tax Increment Fund projection requirement set forth in the Development Agreement A-3 The TIRZ's obligation to reimburse the Developer is conditioned on: (i) the approval of the issuance of bonds by the City, the Attorney General of Texas and any other governmental authority having jurisdiction thereover; and (ii) the successful marketing, sale, and closing of the bonds. The Developer and the TIRZ Board have entered into approximately 23 letter financing agreements regarding the construction and financing of various TIRZ Improvements and the creation and operation of the TIRZ (3) Tri-Party Agreement By Ordinance No. R2004-170, adopted on October 11, 2004, the City entered into that "Agreement By and Between the City of Pearland, Texas, Reinvestment Zone Number Two City of Pearland, Texas and the Development Authority of Pearland" (the "Tri-Party Agreement"). Both the TIRZ Board and the Development Authority of Pearland (the "Authority') Board of Directors (the ' Authority Board") approved and entered into the Tri-Party Agreement on October 5, 2004. In the Tri-Party Agreement, the City delegates certain of its obligations under the Development Agreement and the Reimbursement Agreement, primarily the issuance of bonds and reimbursement to the Developer, to the Authority. The Authority is given the authority to issue bonds supported by Contract Tax Increments, but only with the consent of the City Council of the City; provided that the Authority shall not expend any of the Contract Tax Increments for any purpose other than: (i) payment of bonds, (ii) to make developer reimbursements, and (iii) to pay the administrative and operational expenses of the Authority. The Authority may pledge and assign all or a part of the Contract Tax Increments to the owners and holders of bonds. The City consents to any assignment and pledge consistent with the Tri-Party Agreement for the benefit of bondholders. The Authority agrees to abide by the terms and conditions of the Development Agreement and the Reimbursement Agreement relating to the issuance of bonds and the reimbursement to the Developer of Project Costs. The City shall continue to be obligated to provide the City Improvements described in the Development Agreement and to pay for such improvements from the funding sources enumerated therein. The City and the Zone shall have no financial obligation to the Authority other than as provided in the Tri-Party Agreement or in other agreements between the City, the TIRZ and the Authority. The obligation of the City and the TIRZ to the Authority under the Tri-Party Agreement is limited to the Tax Increments that are collected by the City The Tri-Party Agreement creates no obligation on the City or the TIRZ that is payable from taxes or other moneys of the City other than the Tax Increments that are collected by the City The obligation of the City and the TIRZ to the Authority under the Tri-Party Agreement shall be subject to the rights of any of the holders of Bonds or other obligations that have heretofore been or are hereafter issued by the City, Brazoria County, Fort Bend County, AISD and any other taxing units that are payable from or secured by a general levy of ad valorem taxes throughout the taxing jurisdiction of the City, Brazoria County, AISD and any other Taxing Units. The City and the TIRZ covenant and agree that they will, as authorized by law, continuously collect the Tax Increments from the participating taxing units in accordance with each participating taxing units' interlocal agreement (the "Interlocal Agreements") during the term of the Tri-Party Agreement in the manner and to the maximum extent permitted by applicable law. To the extent the City and the TIRZ may legally do so, the City and the TIRZ also covenant and agree that they will not permit a reduction in the Tax Increments paid by the participating taxing units except to the extent provided in the Interlocal Agreements. In addition, the City covenants and agrees that it will not dissolve the Authority and that any repeal of the right and power to collect the Tax Increments will not be A-4 effective until all bonds have been paid in full of until they are legally defeased. The City and the TIRZ further covenant and agree that they will make all payments as set forth in the Tri-Party Agreement, by a direct deposit to the Authority, without counterclaim or offset, but minus any amounts to be retained by the City pursuant to the Tri-Party Agreement (described below). The obligation of the City and the TIRZ to make the payments to the Authority shall be absolute and unconditional, and until such time as the bonds have been fully paid or provision for payment thereof shall have been made in accordance with their terms (or, with respect to the Tax Increments, the date of expiration of the TIRZ if earlier), the City and the TIRZ will not suspend or discontinue any payments provided for in the Tri-Party Agreement and will not terminate the Tri-Party Agreement for any cause, including, without limiting the generality of the foregoing, the failure of the Authority to perform and observe any agreement, whether express or implied, or any duty, liability, or obligation arising out of or connected with the Tri-Party Agreement. Nothing contained in this section shall be construed to release the Authority from performance of any of the agreements on its part contained in the Tri-Party Agreement, and in the event the Authority shall fail to perform any such agreement on its part, the City may institute such action against the Authority as the City may deem necessary to compel performance so long as this action does not abrogate the obligations of the City and the TIRZ to make the payments set forth in this Agreement. The City, on behalf of itself and the TIRZ, will pay the Authority on the date of the closing of the first series of Bonds and thereafter not later than the fifteenth day of each August during the term of this Agreement, solely from the Tax Increment Fund and from no other source, all monies then available in the Tax Increment Fund, subject to the retention by the City of (i) an amount equal to the City's administrative costs connected with the TIRZ and the Plan, as provided in the TIRZ Plana (ii) the school district educational facilities costs as described in the Plan if applicable (iii) amounts required to be maintained in the "AISD Suspense Account" pursuant to the terms of the Interlocal Agreement with AISD; and (iv) an amount sufficient to pay reasonable current and anticipated administrative and operating costs of the TIRZ, as determined by the TIRZ Board. The Authority shall use the monies solely for payment of its obligations to the holders of the bonds, while any are outstanding, developer reimbursements, and Authority operation and administration expenses. The obligation to make these payments shall survive a termination of the Tri-Party Agreement. As projects implementing the Plan are completed, the TIRZ Board may recommend to the City that the Authority reimburse developers on behalf of the TIRZ and the City. The TIRZ Board will forward to the City and the Authority all of the necessary and required documentation supporting the requested reimbursement and a determmation of the exact amount requested for reimbursement, including a calculation of the amount of interest to be reimbursed on funds advanced for the project. The City will consider the recommendation of the TIRZ Board and will authorize the Authority to take appropriate action. The TIRZ, the City and the Authority hereby agree and confirm that any reimbursements made by the Authority shall be in strict compliance with the Development Agreement and the Reimbursement Agreement. Upon written resolution by the City, the Authority shall reimburse developers in accordance with the recommendations of the TIRZ Board as approved by the City, the Development Agreement, the Reimbursement Agreement and the Plan. The City agrees not to dissolve the Authority or the TIRZ unless it makes satisfactory arrangements to provide for the payments of the bonds incurred prior to the Authority's dissolution In the event of the dissolution of the Authority, the City shall ieturn all Contract Tax Increments and proceeds from bonds supported by Contract Tax Increments to the Tax Increment Fund. A-5 (4) Project Plan and Reinvestment Zone Financing Plan On August 23,1999, the TIRZ Board and the City, by Ordinance No. 918, adopted the Project Plan and Reinvestment Zone Financing Plan for the TIRZ (the "Plan"). The Plan contains various maps, descriptions and cost estimates of TIRZ Improvements, as required by Chapter 311, Texas Tax Code. The Plan finds that the acreage within the boundaries of the TIRZ was undeveloped, vacant, in an agricultural exemption and not served by municipal utilities at the time of the TIRZ's creation. The Plan provides for four categories of estimated Project Costs: (i) $108,267,923 for the design and construction of "Infrastructure," (ii) $1,366,000 for TIRZ creation and administration, (iii) $5,000,000 for the design and construction of "City Facilities," and (iv) $134,100,000 for educational facilities. 'Infrastructure" includes: (i) streets (pavement, sidewalks, landscaping and irrigation, entry monuments and signalization), (ii) water plants and water system, (iii) wastewater treatment plants, lift stations and wastewater system, (iv) storm sewer system, (v) lakes and channels, (vi) site costs, (vii) contingencies, and (viii) engineering. "City Facilities" include: (i) library sites and improvements, and (ii) fire and police station sites and improvements. The educational facility improvements will be provided by or at the direction of AISD Pursuant to the Plan and within certain parameters, the TIRZ Board may revise or adjust the estimated Project Costs. All estimates of Project Costs in the Plan are in 1999 dollars and are subject to cost adjustment per the Engineering New Record Index over the life the TIRZ The Plan confirms the payment and structure of the City's Administrative Fee, in accordance with the Development Agreement. Numerous exhibits show the kind, number and location of the TIRZ Improvements. The estimated bonded indebtedness to be incurred by the TIRZ is an amount sufficient to yield net proceeds of approximately $114,633,923 in 1999 dollars, subject to cost adjustment according to the Engineering News Record Index over the life of the TIRZ. The Plan confirms the financing and reimbursement of Project Costs consistent with the Development Agreement and the Reimbursement Agreement. The Plan establishes the base year for the TIRZ as 1998 and establishes the Base Value of the TIRZ as $7,172,980. The Plan estimates the Captured Appraised Value of the TIRZ in each of the 30 years. The estimates for such Captured Appraised Values are supported by market studies. The TIRZ will exist for a period of 30 years; however at such time as the financial and contractual obligations of the TIRZ are complete, fulfilled, or assumed by the City, the TIRZ may be terminated by the City. The City and the TIRZ Board will use their best efforts to provide for the payment of all Project Costs, bonds, and interest thereon, in order to minimize the life of the TIRZ At the termination of the TIRZ, any residual funds from Tax Increments will be returned to the participating taxing entities on a pro rata basis according to their levels of participation. (5) Interlocal Agreements Brazoria County On August 30, 1999, the City Council of the City adopted Resolution No. R99-62, and entered into a Tax Increment Participation Agreement with Brazoria County (the "Brazoria County Agreement"). A-6 Brazoria County agrees to participate in the TIRZ by contributing 38% of the amount of tax increment produced in the TIRZ attributable to Brazoria County (not to exceed $0.1359 per $100 valuation) collected by the County in each of the tax years 1999 through 2028 (the 'Brazoria County Tax Increment Participation'). The Brazoria County Tax Increment Participation and obligation to participate m the TIRZ shall be restricted to its tax increment collected on the Captured Appraised Value in the TIRZ Brazoria County shall not be obligated to pay its Brazoria County Tax Increment Participation from other Brazona County taxes or revenues or until the Brazoria County Tax Increment Participation in the TIRZ is actually collected. The obligation to pay the Brazoria County Tax Increment Participation shall accrue as taxes representing the Brazoria County Tax Increment Participation are collected and payment shall be due on August 1 of each year. Brazoria County's participation is limited to the original boundaries of the TIRZ and the County's participation shall not extend to the Tax Increment on any additional property added to the TIRZ unless Brazoria County approves the participation. Brazoria County has the right to appoint one member of the TIRZ Board. Any amendment to the Plan shall be submitted to Brazoria County for review prior to adoption. Once bonds supported by Tax Increment have been issued, the City agrees that it will never disannex any property within the TIRZ The City and the TIRZ agree that Brazoria County is not liable for the debt of the TIRZ, or any debt issued by the City or related instrumentality thereof (such as the Authority) secured by revenues of the Tax Increment Fund, or other revenues available to pledge to such bonds. The City agrees that the Plan will include a provision that limits the amount of reimbursement to the Developer for the full amount of eligible Mastei Improvements, plus amounts required to reimburse the Developer for funds advanced in connection with the creation and administration of the TIRZ and the conception design and construction of the TIRZ Improvements, that is reimbursable at simple interest calculated at eight percent per annum until paid for a maximum period of five years from the completion of the applicable TIRZ Improvements, to $20 million for the eligible Master Improvements and $1 million for the creation and administration of the TIRZ The first payment of Brazoria County Tax Increment Participation shall be for those taxes levied by Brazoria County in the year 1999 and the last payment by Brazona County is for those taxes levied by the County in the year 2028. The City shall not adopt an ordinance terminating the TIRZ earlier than the duration of the TIRZ established m City Ordinance No. 891 without the prior consent of Brazoria County, provided that the TIRZ may otherwise terminate by operation of law. Brazoria County may reduce its participation in the TIRZ by the adoption of a written order of the Commissioner's Court adopted prior to September 30 of such year if the Captured Appraised Value is less than 50% of the values for each of the tax years listed below: Tax Year 2006 2011 2016 2021 2026 Captured Appraised Value $ 655,340,658 $ 1,338,693,425 $ 1,414,004,025 $ 1,414,004,025 $ 1,414,004,025 A-7 50% Required Value $327 670,329 $669,346,713 $707,002,013 $707,002,013 $707,002,013 or, if the County Unit Cost of Service (defined to mean initially the sum of $218 which sum shall be increased by the percentage increase in the Consumer Price Index from January, 2000, in accordance with formulas provided in the Brazoria County Agreement) is lower than the County's Actual Cost of Service (defined to mean the total annual amount Brazoria County has budgeted in a given fiscal year for its governmental services and operations, divided by the total number of dwelling units in Brazoria County), Brazoria County may reduce its participation in the TIRZ for the remaining term of the TIRZ so that the County's retained tax increment covers the County's Actual Cost of Service for dwelling units in the TIRZ by at least 1.32 times, but the reduction percentage may not increase the County's retained tax increment revenue to cover more than the County Unit Cost of Service plus ten percent. Provided, however, that if the City, the TIRZ or an agency or instrumentality of the City or TIRZ (such as the Authority) have (i) issued bonds or notes secured by revenues in the Tax Increment Fund or under a contract secured by payments of Tax Increments, or (ii) entered into a project cost agreement(s) for the implementation of the Plan pledging the payment of the Tax Increment for the payment of developer advances then incurred or construction contracts awarded and executed, Brazoria County may not reduce its participation as described above to an amount less than its cumulative annual pro rata share of the Tax Increment pledged to make payments on all such bonds or agreements. For the purpose of identifying Brazoria County's pro rata obligations, at the time of each issuance of bonds or the execution of each agreement, the City shall provide Brazoria County a schedule showing Brazoria County's pro rata share of all payments to be made for such bonds or under such agreements that are secured by the Brazoria County Tax Increment Participation. The City may not issue bonds or notes, the payment of principal, interest or premium of which are secured by the Brazoria County Tax Increment Participation unless the City's financial advisor shall certify in writing to the City Council that the total annual Tax Increment revenues less TIRZ administrative fees, is equal to or greater than 125% of the total annual amount to all outstanding and proposed TIRZ bond or note payments and contractual obligations. Fort Bend County On January 10, 2000 the City Council of the City adopted Resolution No. R99-57, and entered into an Agreement with Fort Bend County regarding participation in the TIRZ (the "Fort Bend County Agreement"). Fort Bend County agrees to participate in the TIRZ by contributing the amount of Tax Increment produced in the TIRZ attributable to Fort Bend County based on the following tax rates (the "Fort Bend County Tax Increment Participation") Tax Year 1999-2008 2009-2018 2019-2028 Fort Bend County Tax Rate Per $100 of Captured Appraised Value $0.624100 $0.468075 $0.312050 If the Fort Bend County tax rate is less than the rate specified above for such year, then the Fort Bend County Tax Increment foi such year would be the total amount of taxes collected by Fort Bend County at its actual tax rate on the Captured Appraised Value. Taxes collected as a result of a Fort Bend County tax levy at a tax rate greater than the rate specified above for a particular year will be retained by Fort Bend County. The Fort Bend County Tax Increment Participation and obligation to participate in the TIRZ shall be restricted to its tax increment collected on the Captured Appraised Value in the TIRZ. Fort Bend County A-8 shall not be obligated to pay its Fort Bend County Tax Increment Participation from other Fort Bend County taxes or revenues or until the Foit Bend County Tax Increment Participation in the TIRZ is actually collected. The obligation to pay the Fort Bend County Tax Increment Participation shall accrue as taxes representing the Fort Bend County Tax Increment Participation are collected and payment shall be due on the first day of each calendar quarter. Fort Bend County's participation is limited to the original boundaries of the TIRZ and the County's participation shall not extend to the Tax Increment on any additional property added to the TIRZ unless Fort Bend County approves the participation. Fort Bend County has the right to appoint one member of the TIRZ Board. Any amendment to the Plan shall be submitted to Fort Bend County for review prior to adoption. The first payment of Tax Increments by Fort Bend County is for taxes levied for the year 1999 and the last payment is for taxes levied in the year 2028. The City shall not adopt an ordinance terminating the TIRZ earlier than the duration of the TIRZ established in City Ordinance No. 891, without the prior consent of Fort Bend County, provided that the TIRZ may otherwise terminate by operation of law. Alvin Independent School District On June 14,1999, the City Council of the City adopted Resolution No. R99-45, and entered into an Interlocal Agreement with Alvin Independent School District ("AISD") regarding participation in the TIRZ (the "AISD Agreement"). AISD agrees to participate in the TIRZ by contributing 100% of all taxes collected by AISD each year during the term of the AISD Agreement at the prevailing AISD tax rate on the Captured Appraised Value (the "AISD Tax Increment Participation"). , The AISD Tax Increment Participation and obligation to participate in the TIRZ shall be restricted to its tax increment collected on the Captured Appraised Value in the TIRZ. AISD shall not be obligated to pay its AISD Tax Increment Participation from other AISD taxes or revenues or until the AISD Tax Increment Participation in the TIRZ is actually collected. The obligation to pay the AISD Tax Increment Participation shall accrue as taxes representing the AISD Tax Increment Participation are collected and payment shall be due on the first day of each calendar quarter. The City and the TIRZ agree that no mterest or penalty will be charged to AISD. AISD's participation is limited to the original boundaries of the TIRZ and AISD's participation shall not extend to the Tax Increment on any additional property added to the TIRZ unless AISD approves the participation. AISD has the right to appoint one member of the TIRZ Board. In addition, AISD and the City agree that AISD and the City shall jointly appoint one member of the TIRZ Board AISD agrees that, in accordance with State law AISD Trustees are not eligible for appointment to the TIRZ Board. Any amendment to the Plan shall be submitted to Fort Bend County for review prior to adoption. The City and the TIRZ agree that AISD will only be asked to build the school facilities as required by the Plan when they are needed to serve the population of the TIRZ. AISD will not be required to build school facilities earlier than such facilities would be needed in accordance with customary procedures established by AISD. The City and the TIRZ agree that AISD shall have the right to determine the A-9 location of all school facilities which serve the TIRZ and such location may be outside the boundaries of the TIRZ In the event that the State funds formula calculations applicable to AISD change so that the participation of AISD in the TIRZ will result in a decrease or decreases the amount of State Funds (defined to mean the funds provided or potentially available to AISD from the State of Texas, currently being Tier One, Tier Two, and Instructional Facilities Allotment, and any successor or replacement form of revenues provided or potentially available to AISD fiom the State of Texas) available and/or received by AISD or AISD determines in its sole and independent discretion that it would be in AISD s best interest due to negative financial impact to AISD, resulting from participation in the TIRZ, the City and the TIRZ agree that, at the option of AISD in its sole and independent discretion, (i) the AISD Tax Increment Participation shall be decreased by an amount determined by AISD to account for the amount of the decrease in AISD State Funding as a result of AISD s participation in the TIRZ (ii) the percentage of payments to be made by the TIRZ to AISD from taxes generated from the AISD Tax Increment Participation for educational facilities shall be increased by an amount determined by AISD to account for the amount of the decrease in AISD State Funding as a result of AISD s participation in the TIRZ, (iii) any combination of the options set forth in subparagraphs (i) or (ii) above, or (iv) AISD may completely withdraw from further participation in the TIRZ In addition, in the event the City determines that the continued participation by AISD in the TIRZ has or will have a negative financial impact on the TIRZ, then the City shall have the right to terminate AISD's participation in the TIRZ In the event that the laws applicable to AISD or tax increment reinvestment zones are changed so that the participation of AISD in the TIRZ is prohibited, the City and the TIRZ agree that AISD shall withdraw from further participation in the TIRZ. If such change of law occurs and AISD withdraws from participation in the TIRZ, AISD agrees to finance and build school facilities to serve development in the TIRZ in accordance with customary procedures established by AISD The City, the TIRZ and AISD agree that (i) any change to the percentage of the AISD Tax Increment Participation, (ii) any change to the percentage of the taxes generated from the AISD Tax Increment Participation to be paid to AISD for educational facilities, or (iii) the withdrawal by AISD from further participation in the TIRZ shall be selected by AISD not later than October 31 of each calendar year and shall be effective as December 31 of the immediately preceding calendar year. AISD agrees to provide written notice to the City and the TIRZ of any election hereunder on or before October 31 of each calendar year. In the event that AISD elects to withdraw from further participation in the TIRZ, the City and the TIRZ agree that AISD shall be paid by the TIRZ an amount equal to the negative financial impact iesulting to AISD during the preceding calendar year from its participation in the TIRZ The City and the TIRZ agree that the TIRZ s obligation to make such payment shall be payable solely from the prior years taxes generated from AISD Tax Increment Participation plus any investment earnings thereon The City and the TIRZ agree that all taxes generated from AISD Tax Increment Participation, other than those funds disbursed to AISD for educational facilities, shall be held in a special account of the Tax Increment Fund (the "AISD Suspense Account') for a period of one calendar year. All funds held in the AISD Suspense Account shall not be used, disbursed, pledge or encumbered in any way by the City or the TIRZ for one full calendar year and during which time such funds shall solely be used to reimburse AISD. The TIRZ agrees that 25% of the funds generated from the AISD Tax Increment Participation will be used to fund (i) the acquisition of land for school facilities, (n) the construction of park and recreation improvements benefiting AISD taxpayers, (iii) the acquisition of land for such park and recreation improvements, (iv) AISD's pro rata share of water, sewer and drainage facilities to serve the school facilities, and (v) other public improvements in the Plan which benefit AISD taxpayers. A-10 The TIRZ agrees that 75% of the funds generated from the AISD Tax Increment Participation, without deduction or setoff for costs of collection or any other costs, will be paid to AISD to be used by AISD to construct and operate school facilities within the TIRZ and for any other lawful purpose consistent with the Plan as determined by AISD. Such amounts shall be paid to AISD by the TIRZ within 30 days of the receipt by the TIRZ of the taxes generated from the AISD Tax Increment Participation. The first payment of the AISD Tax Increment Participation shall be for those taxes levied by AISD in the year 1999, and unless AISD terminates earlier, the last payment by AISD is for those taxes levied by AISD in the year 2028. The City shall not adopt an ordinance terminating the TIRZ earlier than the duration of the TIRZ established in City Ordinance No. 891 without the prior consent of AISD, provided that the TIRZ may otherwise terminate by operation of law. A-11 APPENDIX B BOUNDARY MAP OF REINVESTMENT ZONE NO. 2, CITY OF PEARLAND, TEXAS MC.. ARD Miles 0.25 05 1 G 7 Legend TIRZ Boundary Major Roads. (jcaunty•Boundary Freeway .Major Street: Ramp Createdovember.3 2004; APPENDIX C FORM OF OPINION OF BOND COUNSEL December , 2004 Development Authority of Pearland Pearland, Texas Wells Fargo Bank, National Association, as Trustee Houston, Texas First Southwest Company, as Lead Underwriter Houston, Texas Re: $ Tax Increment Contract Revenue Bonds, Series 2004 Ladies and Gentlemen: We have acted as Bond Counsel to the Development Authority• of Pearland (the "Issuer") in connection with the issuance and sale of the Issuer's Tax Increment Contract Revenue Bonds, Series 2004, in the aggregate principal amount of $ (the 'Bonds") pursuant to the terms of a Trust Indenture dated as of , 2004 (the "Indenture") between the Issuer and Wells Fargo Bank National Association (the "Trustee"), and a Bond Resolution, dated as of , 2004 (the "Resolution") Except as otherwise indicated terms defined in the Indenture are used in this opinion with the meanings assigned to them in the Indenture. In our capacity as Bond Counsel, we have participated in the preparation of and have examined a transcript containing certified copies of certain proceedings of the Board of Directors of the Issuer, and certain certificates and other documents of representatives of the City of Pearland, Texas (the "City"), Reinvestment Zone Number Two, City of Pearland, Texas (the "Zone"), the Issuer, the Trustee, and of others. We have relied upon those certificates as to certain factual matters which we have not independently verified. We have also examined such portions of the Constitution and statutes of the State of Texas and such applicable provisions of the Internal Revenue Code of 1986, as amended (the "Code' ), court decisions, regulations and published rulings of the Internal Revenue Service, as we have deemed necessary for the purposes of this opinion. Based on the foregoing, and subject to the matters set forth below, we are of the opinion that: 1. The Indenture and Resolution have been duly authorized by the Issuer, have been duly executed and delivered by the Issuer and constitute valid and binding obligations of the Issuer. By the terms of the Indenture, all of the Issuer's right, title and interest in and to the amounts required from time to time to be deposited in or credited to the account of the Debt Service Fund, the Reserve Fund, and the Pledged Revenue Fund created pursuant to the Indenture, together with any investments and reinvestments thereof, have been assigned to the Trustee. 2 The Bonds have been duly authorized, executed, issued and delivered by the Issuer and, are the legal and valid obligations of the Issuer The Bonds are entitled to the benefits and security of the Indenture. The Bonds are not general obligations of the City or of any other entity. The Bonds are payable by the Issuer out of the Pledged Revenues created by the Indenture and the revenues derived therefrom. C-1 3. Interest on the Bonds is excludable from gross income of the holders thereof for federal income tax purposes under existing law. 4. The Bonds are not "private activity bonds" within the meaning of the Code and interest on the Bonds is not subject to the alternative minimum tax on individuals and corporations, except that interest on the Bonds will be included in the "adjusted current earnings" of a corporation (other than an S corporation a regulated investment company, REIT, REMIC or FASIT) for purposes of computing its alternative minimum tax liability 5. The difference between the amount payable at maturity of certain Bonds (the "Original Issue Discount Bonds") and the initial offering price to the public of such Bond (as stated in the Official Statement prepared for use in connection with the sale of the Bonds) is excludable from gross income for federal income tax purposes as original issue discount under existing law. In providing such opinions, we have relied on representations of the Issuer, the City, the Issuer's financial advisor, and the Underwriters with respect to matters solely within the knowledge of the Issuer, the City the Issuer's financial advisor and the Underwriters which we have not independently verified, and have assumed continuing compliance with the covenants in the Indenture and Resolution pertaining to those sections of the Code which affect the exclusion from gross income of interest on the Bonds for federal income tax purposes In the event that such representations are determined to be maccurate or incomplete, interest on the Bonds could become includable in gross income the date of their original delivery, regardless of the date on which the event causing such inclusion occurs Purchasers of Original Issue Discount Bonds in the initial public offering are directed to the discussion entitled "LEGAL MA PI ERS-Tax Accounting Treatment of Original Issue Discount Bonds" set forth in the Official Statement prepared for use in connection with the sale of the Bonds for purposes of determining the portion of the original issue discount described in paragraph (5) which is allocable to the period such Bonds are held by a holder thereof. The federal income tax consequences of the purchase, ownership and redemption sale or other disposition of the Bonds which are not purchased in the initial public offering at the initial offering price may be determined according to rules which differ from those described above and in the Official Statement. Except as stated above, we express no opinion as to any federal, state or local tax consequences resulting from the ownership of, receipt or accrual of, interest on, or acquisition, ownership or disposition of, the Bonds. Owners of the Bonds should be aware that the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions, property and casualty insurance and Life insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations, taxpayers owning an interest in a FASIT that holds tax-exempt obligations and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corporations doing business in the United States may be subject to the "branch piofits tax" on their effectively -connected earnings and profits (including tax- exempt interest such as interest on the Bonds). We have examined executed Bond numbered I-1. In our opinion, the form of said Bond and its execution is regular and proper. The opinions set forth above are based on existing law, which is subject to change. Such opinions further are based on our knowledge of facts as of the date hereof We assume no duty to update or supplement these opinions to reflect any facts or circumstances that may hereafter come to our attention C-2 or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service"); rather, such opinions represent our legal judgment based upon our review of existing law and in rehance upon the representations and covenants referenced above that we deem relevant to such opinions. The Service has an ongoing audit program to determine compliance with rules that relate to whether interest on state or local obligations is includable in gross income for federal income tax purposes No assurance can be given whether or not the Service will commence an audit of the Bonds If an audit is commenced, in accordance with its current published procedures, the Service is likely to treat the Issuer as the taxpayer. We observe that the Issuer has covenanted in the Resolutions not to take any action, or omit to take any action within its control, that if taken or omitted, respectively, may result in the treatment of interest on the Bonds as includable in gross income for federal income tax purposes. Draft 11/10/04 RESOLUTION AUTHORIZING THE ISSUANCE OF $ DEVELOPMENT AUTHORITY OF PEARLAND TAX INCREMENT CONTRACT REVENUE BONDS, SERIES 2004; APPROVING CONTRACT DOCUMENTS RELATING TO THE SERIES 2004 BONDS; AND CONTAINING OTHER PROVISIONS RELATED THERETO BE IT RESOLVED BY THE BOARD OF DIRECTORS OF THE DEVELOPMENT AUTHORITY OF PEARLAND: ARTICLE I RECITALS WHEREAS, by Ordinance No , adopted on December , 1998, the City of Pearland (the "City") created Reinvestment Zone Number Two, City of Pearland, Texas (the 'TIRZ") pursuant to Chapter 311, Texas Tax Code, and approved a preliminary project plan for the TIRZ and a preliminary reinvestment zone financing plan for the TIRZ; and WHEREAS, by Resolution No. , adopted on , 2004, the City authorized the creation of the Development Authority of Pearland (the "Authority") to aid, assist and act on behalf of the City in the performance of the City's governmental and proprietary functions with respect to, and to provide a financing vehicle for, the TIRZ; and WHEREAS, by Ordinance No. 1999 1341, adopted on , 2004, the City approved and on October 5, 2004, the Boards of Directors of the TIRZ and the Authority approved that certain Agreement by and between the City, the TIRZ, and the Authority (the "Tri-Party Agreement"), pursuant to which the City delegated to the Authority the power and authority to issue, sell or deliver its bonds, notes or other obligations in accordance with the terms of the Tri-Party Agreement; and WHEREAS, by Ordinance No. , adopted on 2004, the City authorized the Authority to issue, sell, or deliver its Tax Increment Contract Revenue Bonds, Series 2004; and WHEREAS, as permitted by the Act, the Authority desires to issue Tax Increment Contract Revenue Bonds, Series 2004 upon the terms and conditions and for the purposes herein provided. 45375 - 2004 Bond Resolution ARTICLE II DEFINITIONS AND INTERPRETATIONS Section 2.1: Definitions. In this Resolution, the following terms shall have the following meanings, unless the context clearly indicates otherwise. Terms not defined herein shall have the meanings assigned to such terms in the Indenture: The term "Audit" shall mean the audited annual financial statements of the Authority prepared by an independent auditor. The term "Business Day" shall mean any day which is not a Saturday, Sunday, or a day on which banking institutions in the city where the principal corporate trust office of the Paying Agent/Registrar is located are authorized by law or executive order to close, or a legal holiday. The term "Comptroller" shall mean the Comptroller of Public Accounts of the State of Texas. The term "DTC" shall mean The Depository Trust Company of New York, New York, or any successor securities depository. The term "DTC Participant" shall mean brokers and dealers, banks, trust companies, clearing corporations and certain other organizations on whose behalf DTC was created to hold securities to facilitate the clearance and settlement of securities transactions among DTC Participants. The term "Initial Series 2004 Bond" shall mean the Initial Series 2004 Bond authorized by Section 3.4(d). The term "Indenture" shall mean the Indenture of Trust dated as of , 2004 between the Authority and The term "Interest Payment Date' shall mean, with respect to the Series 2004 Bonds, September 1, 2005, and each March 1 and September 1 thereafter until maturity or redemption. The term "Issuance Date" shall mean the date on which each such Series 2004 Bond is authenticated by the Paying Agent/Registrar and delivered to and paid for by the Underwriters. The term "Paying Agent/Registrar" shall mean , and its successors in that capacity. The term "Record Date" shall mean, for any Interest Payment Date, the fifteenth (15th) calendar day of the month next preceding each Interest Payment Date. 45375 - 2004 Bond Resolution -2- The term "Resolution" or "Bond Resolution" shall mean this Resolution Authorizing the Issuance of $ Development Authority of Pearland Tax Increment Contract Revenue Bonds, Series 2004, and all amendments hereof and supplements hereto. The term "Series 2004 Bond" or "Series 2004 Bonds" shall mean the Authority's Tax Increment Contract Revenue Bonds, Series 2004 authorized by this Resolution. The term "Underwriters" shall mean, collectively, • Section 2.2: Interpretations. All terms defined herein and all pronouns used in this Resolution shall be deemed to apply equally to singular and plural and to all genders. The titles and headings of the articles and sections of this Resolution have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof. This Resolution and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein and to sustain the validity of the Parity Bonds and the validity of the lien on and pledge of the Pledged Revenues to secure the payment of the Parity Bonds. ARTICLE III TERMS OF THE BONDS Section 3.1: Amount, Purpose, Authorization. The Series 2004 Bonds shall be issued in the aggregate principal amount of $ for the purpose of (1) paying Project Costs, (2) establishing the Debt Service Reserve Fund, (3) capitalizing interest on the Series 2004 Bonds and (4) paying Costs of Issuance, all under and pursuant to the authority of the Act and all other apphcable law. None of the proceeds of the Series 2004 Bonds shall be used for the purpose of paying or otherwise providing for educational facilities. Section 3.2: Name, Designation, Date, and Interest Payment Dates. The Series 2004 Bonds shall be designated as the "DEVELOPMENT AUTHORITY OF PEARLAND TAX INCREMENT CONTRACT REVENUE BONDS, SERIES 2004, ' shall be issued in fully registered form, without coupons and shall be dated November 1, 2004 (the "Dated Date"). The Series 2004 Bonds shall bear interest at the rates set forth in Section 3.3 from the later of the Dated Date, or the most recent Interest Payment Date to which interest has been paid or duly provided for, calculated on the basis of a 360- day year of twelve 30-day months, payable, semiannually on March 1 and September 1, commencing September 1, 2005, until maturity or earlier redemption. Section 3.3: Principal Amounts and Interest Rates; Numbers and Denomination. The Series 2004 Bonds shall be initially issued in the principal amounts 45375 - 2004 Bond Resolution and bearing interest at the rates set forth below, and may be transferred and exchanged as set out in this Resolution. The Series 2004 Bonds shall mature, subject to prior redemption in accordance with this Resolution, on September 1 in each of the years and in the amounts set out in the following schedule. The Initial Bond shall be numbered I- 1 and all other Series 2004 Bonds shall be numbered in sequence beginning with R-1. Series 2004 Bonds delivered on transfer of or in exchange for other Series 2004 Bonds shall be numbered in the order of their authentication by the Paying Agent/Registrar, shall be in the denomination of $5,000 or integral multiples thereof and shall mature on the same date and bear interest at the same rate as the Series 2004 Bond or Series 2004 Bonds in lieu of which they are delivered. Principal Maturity Date Interest Amount September 1 Rate o- 0 Section 3.4: Execution and Registration of Series 2004 Bonds. (a) The Series 2004 Bonds shall be signed by the Chairman or Vice Chairman of the Board and countersigned by the Secretary of the Board, by their manual, lithographed, or facsimile signatures. Such facsimile signatures on the Series 2004 Bonds shall have the same effect as if each of the Series 2004 Bonds had been signed manually and in person by each of said officers. (b) If any officer of the Authority whose manual or facsimile signature shall appear on the Series 2004 Bonds shall cease to be such officer before the authentication of such Series 2004 Bonds or before the delivery of such Series 2004 Bonds, such manual 45375 - 2004 Bond Resolution or facsimile signature shall nevertheless be valid and sufficient for all purposes as if such officer had remained in such office. (c) Except as provided below, no Series 2004 Bond shall be valid or obligatory for any purpose or be entitled to any security or benefit of this Resolution unless and until there appears thereon the Paying Agent/Registrar's Authentication Certificate substantially in the form provided herein, duly authenticated by manual execution by an officer or duly authorized signatory of the Paying Agent/Registrar. In lieu of the executed Paying Agent/Registrar's Authentication Certificate described above, the Initial Series 2004 Bond delivered at the Issuance Date shall have attached thereto the Comptroller's Registration Certificate substantially in the form provided herein, manually executed by the Comptroller, or by his duly authorized agent, which certificate shall be evidence that the Initial Series 2004 Bond has been duly approved by the Attorney General of the State of Texas and that it is a valid and binding obligation of the Authority, and has been registered by the Comptroller. (d) On the Issuance Date, the Initial Series 2004 Bond, being a single bond representing the entire principal amount of the Series 2004 Bonds, payable in stated installments to the Underwriters or their designee, executed by manual or facsimile signature of the Chairman or Vice Chairman and Secretary of the Board, approved by the Attorney General, and registered and manually signed by the Comptroller of Public Accounts, shall be delivered to the Underwriters or their designee. Upon payment for the Initial Series 2004 Bond, the Paying Agent/Registrar shall cancel the Initial Series 2004 Bond and deliver Series 2004 Bonds to DTC in accordance with Section 3.12. Section 3.5: Payment of Principal and Interest. The Paying Agent/Registrar is hereby appointed as the registrar and paying agent for the Series 2004 Bonds. The principal of the Series 2004 Bonds shall be payable, without exchange or collection charges, in any coin or currency of the United States of America which, on the date of payment, is legal tender for the payment of debts due the United States of America, upon their presentation and surrender as they respectively become due and payable, whether at maturity or by prior redemption, at the designated office of the Paying Agent/Registrar. The interest on each Series 2004 Bond shall be payable by check on the Interest Payment Date, mailed by the Paying Agent/Registrar on or before each Interest Payment Date to the Owner of record as of the Record Date, to the address of such Owner as shown on the Register, or by such other method, acceptable to the Paying Agent/Registrar, requested by and at the risk and expense of the Owner. If the date for the payment of principal or interest on any Series 2004 Bond is not a Business Day, then the date for such payment shall be the next succeeding Business Day, and payment on such date shall have the same force and effect as if made on the original date such payment was due. 45375 - 2004 Bond Resolution Section 3.6: Successor Paying Agent/ Registrars. The Authority covenants that at all times while any Series 2004 Bonds are Outstanding it will provide a commercial bank, or trust company or other entity duly qualified and legally authorized to act as Paying Agent/Registrar for the Series 2004 Bonds. The Authority reserves the right to change the Paying Agent/ Registrar for the Series 2004 Bonds on not less than sixty (60) days written notice to the Paying Agent/Registrar, so long as any such notice is effective not less than sixty (60) days prior to the next succeeding principal or interest payment date on the Series 2004 Bonds. Promptly upon the appointment of any successor Paying Agent/Registrar, the previous Paying Agent/Registrar shall deliver the Register or a copy thereof to the new Paying Agent/Registrar, and the new Paying Agent/Registrar shall notify each Owner, by United States mail, first class postage prepaid, of such change and of the address of the new Paying Agent/Registrar Each Paying Agent/Registrar hereunder, by acting in that capacity, shall be deemed to have agreed to the provisions of this Section. Section 3.7: Special Record Date. If interest on any Series 2004 Bond is not paid on any Interest Payment Date and continues unpaid for thirty (30) days thereafter, the Paying Agent/Registrar shall establish a new record date for the payment of such interest to be known as a "Special Record Date." The Paying Agent/Registrar shall establish a Special Record Date when funds to make such interest payment are received from or on behalf of the Authority. Such Special Record Date shall be fifteen (15) days prior to the date fixed for payment of such past due interest, and notice of the date of payment and the Special Record Date shall be sent by United States mail, first class, postage prepaid, not later than five (5) days prior to the Special Record Date, to each Owner of record of an affected Series 2004 Bond as of the close of business on the day prior to the mailing of such notice. Section 3.8: Ownership; Unclaimed Principal and Interest. Subject to the further provisions of this Section the Authority, the Paying Agent/Registrar and any other person may treat the person in whose name any Series 2004 Bond is registered as the absolute Owner of such Series 2004 Bond for the purpose of making and receiving payment of the principal of or interest on such Series 2004 Bond, and for all other purposes, whether or not such Series 2004 Bond is overdue, and neither the Authority nor the Paying Agent/Registrar shall be bound by any notice or knowledge to the contrary. All payments made to the person deemed to be the Owner of any Series 2004 Bond in accordance with this Section 3.8 shall be valid and effectual and shall discharge the liability of the Authority and the Paying Agent/Registrar upon such Series 2004 Bond to the extent of the sums paid. Amounts held by the Paying Agent/Registrar which represent principal of and interest on the Series 2004 Bonds remaining unclaimed by the Owner after the expiration of three (3) years from the date such amounts have become due and payable shall be remitted to the Authority, except to the extent that they are required by law to be reported and disposed of by the Paying Agent/Registrar in accordance with the 45375 - 2004 Bond Resolution -6- applicable provisions of Texas law including, to the extent applicable, Title 6 of the Texas Property Code, as amended. Section 3.9: Book -Entry Only System. (a) The Initial Series 2004 Bond shall be registered in the name of . Except as provided in Section 3.10 hereof, all other Series 2004 Bonds shall be registered in the name of Cede & Co., as nominee of DTC. (b) With respect to Series 2004 Bonds registered in the name of Cede & Co., as nominee of DTC, the Authority and the Paying Agent/ Registrar shall have no responsibility or obligation to any DTC Participant or to any person on behalf of whom such DTC Participant holds an interest in the Series 2004 Bonds, except as provided in this Resolution. Without limiting the immediately preceding sentence, the Authority and the Paying Agent/Registrar shall have no responsibility or obligation with respect to (i) the accuracy of the records of DTC, Cede & Co. or any DTC Participant with respect to any ownership interest in the Series 2004 Bonds, (ii) the delivery to any DTC Participant or any other person, other than an Owner, as shown on the Register, of any notice with respect to the Series 2004 Bonds, including any notice of redemption, or (iii) the payment to any DTC Participant or any other person, other than an Owner, as shown on the Register, of any amount with respect to principal of, premium, if any, or interest on the Series 2004 Bonds. Notwithstanding any other provision of this Resolution to the contrary, the Authority and the Paying Agent/Registrar shall be entitled to treat and consider the person in whose name each Series 2004 Bond is registered in the Register as the absolute Owner of such Series 2004 Bond for the purpose of payment of principal of and interest on the Series 2004 Bonds, for the purpose of giving notices of redemption and other matters with respect to such Series 2004 Bond, for the purpose of registering transfer with respect to such Series 2004 Bond, and for all other purposes whatsoever. The Paying Agent/ Registrar shall pay all principal of, premium, if any, and interest on the Series 2004 Bonds only to or upon the order of the respective Owners, as shown in the Register as provided in this Resolution, or their respective attorneys duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the Authority's obligations with respect to payments of principal, premium, if any, and interest on the Series 2004 Bonds to the extent of the sum or sums so paid. No person other than an Owner, as shown in the Register, shall receive a Series 2004 Bond certificate evidencing the obligation of the Authority to make payments of amounts due pursuant to this Resolution Upon delivery by DTC to the Paying Agent/Registrar of written notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., and subject to the provisions of this Resolution with respect to interest checks being mailed to the Owner of record as of the Record Date, the phrase "Cede & Co " in this Resolution shall refer to such new nominee of DTC. Section 3.10 Successor Securities Depository; Transfer Outside Book -Entry Only System In the event that the Authority, in its sole discretion, determines that the 45375 - 2004 Bond Resolution -7- beneficial owners of the Series 2004 Bonds shall be able to obtain certificated Series 2004 Bonds, or in the event DTC discontinues the services described herein, the Authority shall (i) appoint a successor securities depository, qualified to act as such under Section 17(a) of the Securities and Exchange Act of 1934, as amended, notify DTC and DTC Participants, as identified by DTC, of the appointment of such successor securities depository and transfer one or more separate Series 2004 Bonds to such successor securities depository or (ii) notify DTC and DTC Participants, as identified by DTC, of the availability through DTC of Series 2004 Bonds and transfer one or more separate Series 2004 Bonds to DTC Participants having Series 2004 Bonds credited to their DTC accounts, as identified by DTC. In such event, the Series 2004 Bonds shall no longer be restricted to being registered in the Register in the name of Cede & Co., as nominee of DTC, but may be registered in the name of the successor securities depository, or its nominee, or in whatever name or names Owners transferring or exchanging Series 2004 Bonds shall designate, in accordance with the provisions of this Resolution. Section 3.11: Payments to Cede & Co. Notwithstanding any other provision of this Resolution to the contrary, so long as any Series 2004 Bonds are registered in the name of Cede & Co., as nominee of DTC, all payments with respect to principal of, premium, if any, and interest on such Series 2004 Bonds, and all notices with respect to such Series 2004 Bonds, shall be made and given, respectively, in the manner provided in the Blanket Letter of Representations. Section 3.12: Registration, Transfer, and Exchange. So long as any Series 2004 Bonds remain Outstanding, the Paying Agent/Registrar shall keep the Register at its designated office and, subject to such reasonable regulations as it may prescribe, the Paying Agent/Registrar shall provide for the registration and transfer of Series 2004 Bonds in accordance with the terms of this Resolution. Each Series 2004 Bond shall be transferable only upon the presentation and surrender thereof at the designated office of the Paying Agent/Registrar, duly endorsed for transfer, or accompanied by an assignment duly executed by the Registered Owner or his authorized representative in form satisfactory to the Paying Agent/Registrar. Upon due presentation of any Series 2004 Bond in proper form for transfer, the Paying Agent/Registrar shall authenticate and deliver in exchange therefor, a new Series 2004 Bond or Series 2004 Bonds, registered in the name of the transferee or transferees, in authorized denominations and of the same maturity aggregate principal amount, and Dated Date, and bearing interest at the same rate as the Series 2004 Bond or Series 2004 Bonds so presented. All Series 2004 Bonds shall be exchangeable upon presentation and surrender thereof at the designated office of the Paying Agent/Registrar for a Series 2004 Bond or Series 2004 Bonds of the same maturity, Dated Date, and interest rate and in any authorized denomination, in an aggregate amount equal to the unpaid principal amount of the Series 2004 Bond or Series 2004 Bonds presented for exchange. The 45375 - 2004 Bond Resolution -8 Paying Agent/ Registrar shall be and is hereby authorized to authenticate and deliver exchange Series 2004 Bonds in accordance with the provisions of this Section 3.12 Each Series 2004 Bond delivered in accordance with this Section 3.12 shall be entitled to the benefits and security of this Resolution to the same extent as the Series 2004 Bond or Series 2004 Bonds in lieu of which such Series 2004 Bond is delivered. The Authority or the Paying Agent/Registrar may require the Owner of any Series 2004 Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection with the transfer or exchange of such Series 2004 Bond. Any fee or charge of the Paying Agent/Registrar for such transfer or exchange shall be paid by the Authority. The Paying Agent/Registrar shall not be required to transfer or exchange any Series 2004 Bond during the period beginning on a Record Date or a Special Record Date and ending on the next succeeding Interest Payment Date or to transfer or exchange any Series 2004 Bond called for redemption during the period beginning thirty days prior to the date fixed for redemption and ending on the date fixed for redemption; provided, however, that this limitation shall not apply to the exchange by the Owner of the unredeemed portion of a Series 2004 Bond called for redemption in part. Section 3.13: Cancellation of Series 2004 Bonds. All Series 2004 Bonds paid or redeemed in accordance with this Resolution, and all Series 2004 Bonds in lieu of which exchange Series 2004 Bonds or replacement Series 2004 Bonds are authenticated and dehvered in accordance herewith, shall be cancelled upon the making of proper records regarding such payment or redemption and retained in accordance with the Paying Agent/Registrar's document retention policy. Upon request of the Authority therefore, the Paying Agent/Registrar shall furnish the Authority with appropriate certificates of cancellation of such Series 2004 Bonds. Section 3.14: Mutilated, Lost, or Stolen Series 2004 Bonds. Upon the presentation and surrender to the Paying Agent/Registrar of a mutilated Series 2004 Bond, the Paying Agent/Registrar shall authenticate and deliver in exchange therefor a replacement Series 2004 Bond of like maturity, Dated Date, interest rate and principal amount, bearing a number not contemporaneously Outstanding. The Authority or the Paying Agent/Registrar may require the Owner of such Series 2004 Bond to pay a sum sufficient to cover any tax or other governmental charge that may be imposed in connection therewith and any other expenses connected therewith, including the fees and expenses of the Paying Agent/Registrar. If any Series 2004 Bond is lost, apparently destroyed, or wrongfully taken, the Authority, pursuant to the applicable laws of the State of Texas and in the absence of notice or knowledge that such Series 2004 Bond has been acquired by a bona fide purchaser, shall execute and the Paying Agent/Registrar shall authenticate and deliver 45375 - 2004 Bond Resolution -9- a replacement Series 2004 Bond of like maturity, Dated Date, interest rate and principal amount, bearing a number not contemporaneously Outstanding, provided that the Owner thereof shall have: (1) furnished to the Authority and the Paying Agent/Registrar satisfactory evidence of the ownership of and the circumstances of the loss, destruction or theft of such Series 2004 Bond; (2) furnished such security or indemnity as may be required by the Paying Agent/Registrar and the Authority to save them harmless; paid all expenses and charges in connection therewith, including, but not limited to, printing costs, legal fees, fees of the Paying Agent/Registrar and any tax or other governmental charge that may be imposed; and (4) met any other reasonable requirements of the Authority and the Paying Agent/ Registrar. If, after the delivery of such replacement Series 2004 Bond, a bona fide purchaser of the original Series 2004 Bond in lieu of which such. replacement Series 2004 Bond was issued presents for payment such original Series 2004 Bond, the Authority and the Paying Agent/Registrar shall be entitled to recover such replacement Series 2004 Bond from the person to whom it was delivered or any person taking therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost or expense incurred by the Authority or the Paying Agent/Registrar in connection therewith If any such mutilated, lost, apparently destroyed or wrongfully taken Series 2004 Bond has become or is about to become due and payable, the Authority in its discretion may, instead of issuing a replacement Series 2004 Bond, authorize the Paying Agent/Registrar to pay such Series 2004 Bond. Each replacement Series 2004 Bond delivered in accordance with this Section 3.14 shall be entitled to the benefits and security of this Resolution to the same extent as the Series 2004 Bond or Series 2004 Bonds in lieu of which such replacement Series 2004 Bond is delivered. (3) Section 3.15: Redemption. The Series 2004 Bonds are subject to redemption on the dates and for the redemption prices set forth in the form of the Series 2004 Bond in this Resolution. Principal amounts may be redeemed only in integral multiples of $5,000 If a Series 2004 Bond subject to redemption is in a denomination larger than $5,000, a portion of such Series 2004 Bond may be redeemed, but only in integral multiples of $5,000. In selecting portions of Series 2004 Bonds for redemption, the Paying Agent/ 45375 - 2004 Bond Resolution -10- Registrar shall treat each Series 2004 Bond as representing that number of Series 2004 Bonds of $5,000 denomination which is obtained by dividing the principal amount of such Series 2004 Bond by $5,000. The Paying Agent/Registrar shall select the particular Series 2004 Bonds to be redeemed within any given maturity by lot or other random selection method. Upon surrender of any Series 2004 Bond for redemption in part, the Paying Agent/Registrar, in accordance with this Resolution shall authenticate and deliver in exchange therefor a Series 2004 Bond or Series 2004 Bonds of like maturity and interest rate in an aggregate principal amount equal to the unredeemed portion of the Series 2004 Bond so surrendered. Unless waived by the Owner, notice of any redemption identifying the Series 2004 Bonds to be redeemed shall be given as provided in the form of Series 2004 Bond in this Resolution. Any notice given as provided in this Section 3.15 shall be conclusively presumed to have been duly given, whether or not the Owner receives such notice. By the date fixed for redemption, due provision shall be made with the Paying Agent/Registrar for payment of the redemption price of the Series 2004 Bonds or portions thereof to be redeemed, plus accrued interest to the date fixed for redemption. When Series 2004 Bonds have been called for redemption in whole or in part and due provision has been made to redeem the same as herein provided, the Series 2004 Bonds or portions thereof so redeemed shall no longer be regarded as Outstanding except for the purpose of receiving payment solely from the funds so provided for redemption, and the rights of the Owners to collect interest which would otherwise accrue after the redemption date on any Series 2004 Bond or portion thereof called for redemption shall terminate on the date fixed for redemption. Section 3.16: Limited Obligations. THE SERIES 2004 BONDS AND ALL PARITY BONDS ARE A LIMITED OBLIGATION OF THE AUTHORITY, PAYABLE SOLELY OUT OF THE PLEDGED REVENUES, WHICH IS THE SOLE ASSET OF THE AUTHORITY PLEDGED THEREFOR. THE SERIES 2004 BONDS ARE OBLIGATIONS SOLELY OF THE AUTHORITY AND DO NOT CONSTITUTE, WITHIN THE MEANING OF ANY STATUTORY OR CONSTITUTIONAL PROVISION, AN INDEBTEDNESS, AN OBLIGATION OR A LOAN OF CREDIT OF THE CITY OF PEARLAND, THE STATE OF TEXAS, ALVIN INDEPENDENT SCHOOL DISTRICT, BRAZORIA COUNTY, FORT BEND COUNTY OR ANY OTHER MUNICIPALITY, COUNTY, OR OTHER MUNICIPAL OR POLITICAL CORPORATION OR SUBDIVISION OF THE STATE OF TEXAS. NEITHER THE CITY OF PEARLAND, ALVIN INDEPENDENT SCHOOL DISTRICT, BRAZORIA COUNTY NOR FORT BEND COUNTY IS OBLIGATED TO MAKE PAYMENTS ON THE SERIES 2004 BONDS. 45375 - 2004 Bond Resolution -11- ARTICLE IV FORM OF SERIES 2004 BONDS AND CERTIFICATES Section 4.1: Forms The form of the Series 2004 Bonds, including the form of the Paying Agent/Registrar's authentication certificate, the form of assignment, and the form of the Comptroller's Registration Certificate for the Series 2004 Bonds to be initially issued, shall be substantially as follows, with such additions, deletions and variations, as may be necessary or desirable and not prohibited by this Resolution, including any legend regarding bond insurance if such insurance is obtained by the Underwriters: (a) Form of Bond Number Registered United States of America State of Texas DEVELOPMENT AUTHORITY OF PEARLAND TAX INCREMENT CONTRACT REVENUE BOND SERIES 2004 $ Registered INTEREST RATE• MATURITY DATE DATED DATE• CUSIP: September 1, 20 November 1, 2004 REGISTERED OWNER: PRINCIPAL AMOUNT: DOLLARS The DEVELOPMENT AUTHORITY OF PEARLAND (the ' Authority"), a not - for -profit local government corporation created by the City of Pearland (the "City"), in the Counties of Brazoria and Fort Bend, in the State of Texas, for value received, promises to pay, but solely from certain Pledged Revenues as hereinafter provided, to the Registered Owner identified above or registered assigns, on the Maturity Date specified above, upon presentation and surrender of this Series 2004 Bond at the designated office of the Paying Agent/Registrar (the "Paying Agent/Registrar"), initially, , the principal amount identified above, in any coin or currency of the United States of America which on the date of payment of such principal is legal tender for the payment of debts due the United States of America, and to pay, solely from such Pledged Revenues, interest thereon at the rate shown above, 45375 - 2004 Bond Resolution -12- calculated on the basis of a 360-day year of twelve 30-day months, from the later of the Dated Date identified above, or the most recent interest payment date to which interest has been paid or duly provided for. Interest on this Series 2004 Bond is payable by check on March 1 and September 1, beginning on September 1, 2005, mailed to the Registered Owner as shown on the books of registration kept by the Paying Agent/Registrar as of the fifteenth (15th) calendar day of the month next preceding each interest payment date, or by such other method, acceptable to the Paying Agent/Registrar, requested by and at the risk and expense of the Registered Owner. THE SERIES 2004 BONDS AND ALL PARITY BONDS ARE A LIMITED OBLIGATION OF THE AUTHORITY, PAYABLE SOLELY OUT OF THE PLEDGED REVENUES, WHICH IS THE SOLE ASSET OF THE AUTHORITY PLEDGED THEREFOR. THE SERIES 2004 BONDS ARE OBLIGATIONS SOLELY OF THE AUTHORITY AND DO NOT CONSTITUTE, WITHIN THE MEANING OF ANY STATUTORY OR CONSTITUTIONAL PROVISION, AN INDEBTEDNESS, AN OBLIGATION OR A LOAN OF CREDIT OF THE CITY OF PEARLAND, THE STATE OF TEXAS, ALVIN INDEPENDENT SCHOOL DISTRICT, BRAZORIA COUNTY, FORT BEND COUNTY OR ANY OTHER MUNICIPALITY, COUNTY, OR OTHER MUNICIPAL OR POLITICAL CORPORATION OR SUBDIVISION OF THE STATE OF TEXAS. NEITHER THE CITY OF PEARLAND, ALVIN INDEPENDENT SCHOOL DISTRICT, BRAZORIA COUNTY NOR FORT BEND COUNTY IS OBLIGATED TO MAKE PAYMENTS ON THE SERIES 2004 BONDS. THIS SERIES 2004 BOND IS ONE OF A DULY AUTHORIZED SERIES OF SERIES 2004 BONDS aggregating $ issued for the purpose of (1) paying Project Costs, (2) establishing the Debt Service Reserve Fund, (3) capitalizing interest on the Series 2004 Bonds and (4) paying Costs of Issuance, all under and pursuant to the authority of the Act and all other applicable laws, and a resolution adopted by the Authority on , 2004 (the "Resolution"). None of the proceeds of the Series 2004 Bonds shall be used for the purpose of paying or otherwise providing for educational facilities. THIS SERIES 2004 BOND AND THE SERIES OF WHICH IT IS A PART are limited obligations of the Authority that are together with all other Parity Bonds heretofore or hereafter issued under the Indenture described below, payable from, and are equally and ratably secured by a lien on the Pledged Revenues, which include the Contract Tax Increments, moneys on deposit in the Pledged Revenue Fund, the Debt Service Fund, and the Debt Service Reserve Fund, and interest earned on moneys deposited therein, as defined and more fully provided in the Indenture of Trust dated as of February 1, 2001, as defined and more fully provided in the Indenture of Trust dated as of , 2004 between the Authority and (the "Indenture"). This Series 2004 Bond and the series of which it is a part and all other Parity Bonds, together with the interest thereon, are payable solely from such Pledged Revenues. 45375 - 2004 Bond Resolution -13- THE AUTHORITY RESERVES THE RIGHT to redeem Series 2004 Bonds maturing on or after September 1, , in whole or in part from time to time, in integral multiples of $5,000, on September 1, , or any date thereafter at par plus accrued interest on the principal amounts called for redemption to the date fixed for redemption. Reference is made to the Resolution for complete details concerning the manner of redeeming the Series 2004 Bonds. UNLESS WAIVED BY THE OWNER, NOTICE OF ANY REDEMPTION shall be given at least thirty (30) days prior to the date fixed for redemption by first class mail, addressed to the Registered Owners of each Series 2004 Bond to be redeemed in whole or in part at the address shown on the books of registration kept by the Paying Agent/Registrar. Such notices shall state the redemption date, the redemption price, the place at which Series 2004 Bonds are to be surrendered for payment and, if less than all Series 2004 Bonds Outstanding of a particular maturity are to be redeemed, the numbers of the Series 2004 Bonds or portions thereof of such maturity to be redeemed. When Series 2004 Bonds or portions thereof have been called for redemption, and due provision has been made to redeem the same, the principal amounts so redeemed shall be payable solely from the funds provided for redemption, and interest which would otherwise accrue on the amounts called for redemption shall terminate on the date fixed for redemption. THIS SERIES 2004 BOND IS TRANSFERABLE only upon presentation and surrender at the designated office of the Paying Agent/Registrar, duly endorsed for transfer or accompanied by an assignment duly executed by the Registered Owner or his authorized representative, subject to the terms and conditions of the Resolution. THIS SERIES 2004 BOND IS EXCHANGEABLE at the designated office of the Paying Agent/Registrar for Series 2004 Bonds in the principal amount of $5,000 or any integral multiple thereof, subject to the terms and conditions of the Resolution. NEITHER THE AUTHORITY NOR THE PAYING AGENT/ REGISTRAR shall be required to transfer or exchange any Series 2004 Bond during the period beginning on the fifteenth calendar day of the month next preceding any interest payment date and ending on such interest payment date or to transfer any Series 2004 Bond called for redemption during the 30 day period prior to the redemption date. THIS SERIES 2004 BOND shall not be valid or obligatory for any purpose or be entitled to any benefit under the Resolution unless this Series 2004 Bond is either (i) registered by the Comptroller of Public Accounts of the State of Texas by registration certificate attached or affixed hereto or (ii) authenticated by the Paying Agent/Registrar by due execution of the authentication certificate endorsed hereon. THE AUTHORITY HAS RESERVED THE RIGHT to issue Additional Parity Bonds, subject to the restrictions contained in the Resolution and the Indenture, which 45375 - 2004 Bond Resolution -14- may be equally and ratably payable from, and secured by a lien on and pledge of, the Pledged Revenues in the same manner and to the same extent as this Series 2004 Bond and the series of which it is a part. IT IS HEREBY DECLARED AND REPRESENTED that this Series 2004 Bond has been duly and validly issued and delivered, that all acts, conditions, and things required or proper to be performed, exist, and be done precedent to or in the issuance and delivery of this Series 2004 Bond have been performed, existed, and been done in accordance with law; that the Series 2004 Bonds do not exceed any statutory limitation; and that provision has been made for the payment of the principal of and interest on this Series 2004 Bond and all of the Parity Bonds by the creation of the aforesaid lien on and pledge of the Pledged Revenues as provided in the Indenture. IN WITNESS WHEREOF, the Authority has caused this Series 2004 Bond to be executed by the manual or facsimile signatures of the Chairman and the Secretary. DEVELOPMENT AUTHORITY OF PEARLAND Chairman, Board of Directors Secretary, Board of Directors 45375 - 2004 Bond Resolution -15- (b) Form of Registration Certificate of Comptroller of Public Accounts. COMPTROLLER'S REGISTRATION CERTIFICATE• REGISTER NO. I hereby certify that this Series 2004 Bond has been examined, certified as to validity, and approved by the Attorney General of the State of Texas, and that this Series 2004 Bond has been registered by the Comptroller of Public Accounts of the State of Texas. WITNESS MY SIGNATURE AND SEAL this Comptroller of Public Accounts of the State of Texas (SEAL) (c) Form of Paying Agent/Registrar's Authentication Certificate AUTHENTICATION CERTIFICATE It is hereby certified that this Series 2004 Bond has been delivered pursuant to the Bond Resolution described in the text of this Series 2004 Bond. , as Trustee By: Authorized Signature Date of Authentication: 45375 - 2004 Bond Resolution -16- (d) Form of Assignment Assignment For value received, the undersigned hereby sells, assigns, and transfers unto (Please print or type name, address, and zip code of Transferee) (Please insert Social Security or Taxpayer Identification Number of Transferee) the within Series 2004 Bond and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer said Series 2004 Bond on the books kept for registration thereof, with full power of substitution in the premises. DATED* Signature Guaranteed: correspond Registered Owner NOTICE• The signature above must to the name of the Registered Owner as shown on the face of this Series 2004 Bond in every particular, without any alteration, enlargement or change whatsoever. NOTICE• Signature must be guaranteed by an institution which is a participant in the Securities Transfer Agent Medallion Program ("STAMP") or similar program. (e) The Initial Series 2004 Bond shall be in the form set forth in paragraphs (a), (b) and (d) of this Section, except for the following alterations: (i) immediately under the name of the Bond, the headings "INTEREST RATE" and "MATURITY DATE" shall both be completed with the words "As Shown Below" and the word ' CUSIP' deleted; (ii) in the first paragraph of the Series 2004 Bond, the words "on the maturity date specified above" and 'at the rate shown above" shall be deleted and the following shall be inserted at the end of the first sentence '..., with such principal to be paid in installments on September 1 in each of the years and in the principal amounts identified in the following schedule and with such 45375 - 2004 Bond Resolution -17- installments bearing interest at the per annum rates set forth in the following schedule: [Information to be inserted from schedule in Section 3.3] (iii) the Initial Series 2004 Bond shall be numbered CI-1 Section 4.2: Legal Opinion; Cusip Numbers; Bond Insurance. The approving opinion of Bond Counsel and CUSIP Numbers may be printed on the Bonds, but errors or omissions in the printing of such opinion or such numbers shall have no effect on the validity of the Bonds. If bond insurance is obtained by the Underwriters, the Bonds may bear an appropriate legend as provided by the Insurer. ARTICLE V ADDITIONAL BONDS Section 5.1: Additional Parity Bonds. The Authority reserves the right to issue, for any lawful purpose (including the refunding of any previously issued Parity Bonds), one or more series of Additional Parity Bonds payable from and secured by a lien on the Pledged Revenues, on a parity with the Series 2004 Bonds, and any previously issued Additional Parity Bonds; provided, however, that Additional Parity Bonds may be issued only in accordance with the provisions of Article III of the Indenture. Section 5.2: Subordinate Lien Obligations. The Authority reserves the right to issue, for any lawful purpose, bonds, notes or other obligations secured in whole or in part by liens on the Pledged Revenues that are junior and subordinate to the lien on Pledged Revenues securing payment of the Parity Bonds. Such subordinate lien obligations may be further secured by any other source of payment lawfully available for such purposes. ARTICLE VI COVENANTS AND PROVISIONS RELATING TO ALL PARITY BONDS Reference is made to Article V of the Indenture. All covenants made by the Authority therein are hereby incorporated into this Resolution. ARTICLE VII PROVISIONS CONCERNING SALE AND APPLICATION OF PROCEEDS OF SERIES 2004 BONDS 45375 - 2004 Bond Resolution -18- Section 7.1: Sale. The Series 2004 Bonds are hereby sold and shall be delivered to the Underwriters at a price of $ (representing the par amount of the Series 2004 Bonds, less an Underwriter's discount of $ and an original issue discount of $ ), plus accrued interest thereon to the date of delivery all in accordance with the Bond Purchase Agreement dated as of , 2004 which has been presented to and is hereby approved by the Authority, subject to the approval of the Attorney General of Texas and Bond Counsel, and such price and terms are hereby found and determined to be the most advantageous reasonably obtainable by the Authority. The Chairman and other appropriate officers, agents and representatives of the Authority are hereby authorized to do any and all things necessary or desirable to provide for the issuance and delivery of the Series 2004 Bonds. Section 7.2: Application of Proceeds. Proceeds from the sale of the Series 2004 Bonds shall, promptly upon receipt by the Trustee, be applied as follows: (a) The amount sufficient to establish the Reserve Requirement shall be transferred into the Debt Service Reserve Fund. (b) The Debt Service Fund shall be credited with the amount of accrued interest and interest capitalized on the Series 2004 Bonds. (c) All remaining proceeds from the sale of the Series 2004 Bonds shall be deposited into the Project Fund. The remaining proceeds in the Project Fund may be used to pay or reimburse the Authority for Project Costs including Costs of Issuance. ARTICLE VIII TAX EXEMPTION Section 81 General Tax Covenant. The Authority intends that the interest on the Series 2004 Bonds shall be excludable from gross income for purposes of federal income taxation pursuant to sections 103 and 141 through 150 of the Code, and applicable Regulations. The Authority covenants and agrees not to take any action, or knowingly omit to take any action within its control, that if taken or omitted, respectively, would cause the interest on the Series 2004 Bonds to be includable in gross income, as defined in section 61 of the Code, of the Owners thereof for purposes of federal income taxation. In particular, the Authority covenants and agrees to comply with each requirement of this Article VIII; provided, however, that the Authority shall not be required to comply with any particular requirement of this Article VIII if the Authority has received an opinion of nationally recognized bond counsel ("Counsel's Opinion") that such noncompliance will not adversely affect the exclusion from gross income for federal income tax purposes of interest on the Series 2004 Bonds or if the 45375 - 2004 Bond Resolution -19- Authority has received a Counsel's Opinion to the effect that compliance with some other requirement set forth in this Article VIII will satisfy the applicable requirements of the Code, in which case compliance with such other requirement specified in such Counsel s Opinion shall constitute compliance with the corresponding requirement specified in this Article VIII. Section 8.2: No Private Use or Payment and No Private Loan Financing. The Authority covenants and agrees that it will make such use of the proceeds of the Series 2004 Bonds including interest or other investment income derived from Series 2004 Bond proceeds, regulate the use of property financed, directly or indirectly, with such proceeds, and take such other and further action as may be required so that the Series 2004 Bonds will not be "private activity bonds" within the meaning of section 141 of the Code and the Regulations promulgated thereunder. Moreover, the Authority shall certify, through an authorized officer, employee or agent that based upon all facts and estimates known or reasonably expected to be in existence on the date the Series 2004 Bonds are delivered, that the proceeds of the Series 2004 Bonds will not be used in a manner that would cause the Series 2004 Bonds to be "private activity bonds" within the meaning of section 141 of the Code and the Regulations promulgated thereunder. Section 8.3: No Federal Guaranty.. The Authority covenants and agrees not to take any action, or knowingly omit to take any action within its control, that, if taken or omitted, respectively, would cause the Series 2004 Bonds to be ' federally guaranteed" within the meaning of section 149(b) of the Code and applicable regulations thereunder, except as permitted by section 149(b)(3) of the Code and such regulations. Section 8.4: Series 2004 Bonds Are Not Hedge Bonds. The Authority covenants and agrees that it has not taken and will not take any action, and has not knowingly omitted and will not knowingly omit to take any action, within its control, that, if taken or omitted, respectively, would cause the Series 2004 Bonds to be ' hedge bonds" within the meaning of section 149(g) of the Code and the applicable Regulations thereunder. Section 8.5: No -Arbitrage Covenant. The Authority shall certify, through an authorized officer, employee or agent, that based upon all facts and estimates known or reasonably expected to be in existence on the date the Series 2004 Bonds are delivered, the Authority will reasonably expect that the proceeds of the Series 2004 Bonds will not be used in a manner that would cause the Series 2004 Bonds to be 'arbitrage bonds" within the meaning of section 148(a) of the Code and applicable regulations thereunder. Moreover, the Authority covenants and agrees that it will make such use of the proceeds of the Series 2004 Bonds including interest or other investment income derived from Series 2004 Bond proceeds, regulate investments of proceeds of the Series 2004 Bonds, and take such other and further action as may be 45375 - 2004 Bond Resolution -20- required so that the Series 2004 Bonds will not be "arbitrage bonds" within the meaning of section 148(a) of the Code and applicable regulations thereunder. Section 8.6: Arbitrage Rebate. The Authority will take all necessary steps to comply with the requirement that certain amounts earned by the Authority on the investment of the "gross proceeds" of the Series 2004 Bonds (within the meaning of section 148(f)(6)(B) of the Code), be rebated to the federal government. Specifically, the Authority will (i) maintain records regarding the investment of the gross proceeds of the Series 2004 Bonds as may be required to calculate the amount earned on the investment of the gross proceeds of the Series 2004 Bonds separately from records of amounts on deposit in the funds and accounts of the Authority allocable to other bond issues of the Authority or moneys which do not represent gross proceeds of any bonds of the Authority, (ii) calculate at such times as are required by applicable regulations, the amount earned from the investment of the gross proceeds of the Series 2004 Bonds which is required to be rebated to the federal government, and (iii) pay, not less often than every fifth anniversary date of the Issuance Date and within sixty days following retirement of the Series 2004 Bonds, all amounts required to be rebated to the federal government Further, the Authority will not indirectly pay any amount otherwise payable to the federal government pursuant to the foregoing requirements to any person other than the federal government by entering into any investment arrangement with respect to the gross proceeds of the Series 2004 Bonds that might result in a reduction in the amount required to be paid to the federal government because such arrangement results in a smaller profit or larger loss than would have resulted if the arrangement had been at arm s length and had the yield on the issue not been relevant to either party. Section 8.7: Information Reporting. The Authority covenants and agrees to file or cause to be filed with the Secretary of the Treasury, not later than the fifteenth (15th) day of the second calendar month after the close of the calendar quarter in which the Issuance Date occurs, an information statement concerning the Series 2004 Bonds, all under and in accordance with section 149(e) of the Code and applicable regulations thereunder. Section 8.8: Continuing Obligation. Notwithstanding any other provision of this Resolution or the Indenture, the Authority's obligations under the covenants and provisions of this Article VIII shall survive the defeasance and discharge of the Series 2004 Bonds. ARTICLE IX CONTINUING DISCLOSURE UNDERTAKING Section 9.1: Annual Reports. The Authority shall provide annually to each NRMSIR and any SID, within six months after the end of each fiscal year of the 45375 - 2004 Bond Resolution -21- Authority ending in or after 2005, Annual Financial Information and Operating Data. Any financial statements so provided shall be (1) prepared in accordance with the Accounting Principles described in this Resolution and (2) audited, if the Authority or Participant commissions an audit of such statements and the audit is completed within the period during which they must be provided. If the audit of such financial statements is not complete within such period, then the Authority shall provide unaudited financial statements for the applicable fiscal year to each NRMSIR and any SID within such six month period, and audited financial statements, when the audit report on such statements becomes available. If the Authority changes its fiscal year, the Authority will notify each NRMSIR and any SID of the change (and of the date of the new fiscal year end) prior to the next date by which the Authority otherwise would be required to provide financial information and operating data pursuant to this Article IX. The financial information and operating data to be provided pursuant to this Section may be set forth in full in one or more documents or may be included by specific reference to any document (including an official statement or other offering document, if it is available from the MSRB) that theretofore has been provided to each NRMSIR and any SID or filed with the SEC Section 9.2: Material Event Notices. The Authority shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any of the following events with respect to the Series 2004 Bonds, if such event is material within the meaning of the federal securities laws: (a) Principal and interest payment delinquencies; (b) Non-payment related defaults; (c) Unscheduled draws on debt service reserves reflecting financial difficulties; (d) Unscheduled draws on credit enhancements reflecting financial difficulties; (e) Substitution of credit or liquidity providers, or their failure to perform; (f) Adverse tax opinions or events affecting the tax-exempt status of the Series 2004 Bonds; (g) Modifications to rights of holders of the Series 2004 Bonds; (h) Series 2004 Bond calls; (i) Defeasances; (j) Release, substitution, or sale of property securing repayment of the Series 2004 Bonds; and (k) Rating changes. 45375 - 2004 Bond Resolution -22- The Authority shall notify any SID and either each NRMSIR or the MSRB, in a timely manner, of any failure by the Authority to provide financial information or operating data in accordance with Section 9.1 by the time required. Section 9.3: Limitations, Disclaimers, and Amendments. The Authority shall be obligated to observe and perform the covenants specified in this Article IX for so long as, but only for so long as, the Authority remains an "obligated person' with respect to the Series 2004 Bonds within the meaning of the Rule, except that the Authority in any event will give the notice required by Section 9.2 of any Series 2004 Bond calls and defeasance that cause the Authority to be no longer such an "obligated person." The provisions of this Article IX are for the sole benefit of the Registered Owners and beneficial owners of the Series 2004 Bonds, and nothing in this Article IX, express or implied, shall give any benefit or any legal or equitable nght, remedy, or claim hereunder to any other person. The Authority undertakes to provide only the financial information, operating data, financial statements, and notices which it has expressly agreed to provide pursuant to this Article IX and does not hereby undertake to provide any other information that may be relevant or material to a complete presentation of the Authority's financial results, condition, or prospects or hereby undertake to update any information provided in accordance with this Article IX or otherwise, except as expressly provided herein. The Authority does not make any representation or warranty concerning such information or its usefulness to a decision to invest in or sell Series 2004 Bonds at any future date. UNDER NO CIRCUMSTANCES SHALL THE AUTHORITY BE LIABLE TO THE REGISTERED OWNER OR BENEFICIAL OWNER OF ANY SERIES 2004 BOND OR ANY OTHER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE AUTHORITY, WHETHER NEGLIGENT OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIFIED IN THIS ARTICLE IX, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE No default by the Authority in observing or performing its obligations under this Article IX shall constitute a breach of or default under this Resolution for purposes of any other provision of this Resolution. Nothing in this Article IX is intended or shall act to disclaim, waive, or otherwise limit the duties of the Authority under federal and state securities laws. The provisions of this Article IX may be amended by the Authority from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a change in the identity, nature, status, or type of operations of the 45375 - 2004 Bond Resolution -23- Authority or the Participants but only if (1) the provisions of this Article IX, as so amended, would have permitted the Underwriters to purchase or sell Series 2004 Bonds in the original primary offering of the Series 2004 Bonds in compliance with the Rule, taking into account any amendments and interpretations of the Rule to the date of such amendment, as well as such changed circumstances, and (2) either (a) the Registered Owners of a majority in aggregate principal amount (or any greater amount required by any other provision of this Resolution that authorizes such an amendment) of the Outstanding Series 2004 Bonds consent to such amendment or (b) a person that is unaffiliated with the Authority (such as nationally recognized bond counsel) determines that such amendment will not materially impair the interests of the Registered Owners and beneficial owners of the Series 2004 Bonds If the Authority so amends the provisions of this Article IX, it shall include with any amended financial information or operating data next provided in accordance with Section 9.1 an explanation, in narrative form, of the reasons for the amendment and of the impact of any change in the type of financial information or operating data so provided. The Authority may also repeal or amend the provisions of this Article IX if the SEC amends or repeals the applicable provisions of the Rule or any court of final jurisdiction enters judgment that such provisions of the Rule are invalid, but in either case only if and to the extent that its right to do so would not prevent the Underwriters from lawfully purchasing or selling Series 2004 Bonds in the primary offering of the Series 2004 Bonds. Section 9.4: Definitions. The term "Annual Financial Information and Operating Data" shall mean the financial information and operating data with respect to the Authority and the Participants in the final Official Statement authorized by this Resolution in the tables and schedules under the headings "FINANCIAL INFORMATION,' 'TAX INCREMENT COLLECTIONS,' and "PLAN OF FINANCING Debt Service Requirements." The term "Accounting Principles" shall mean the accounting principles described in the notes to the Audit as such principles may be changed from time to time to comply with State laws or regulations. The term "MSRB" shall mean the Municipal Securities Rulemaking Board. The term "NRMSIR" means each person whom the SEC or its staff has determined to be a nationally recognized municipal securities information repository within the meaning of the Rule from time to time. The term "Rule" shall mean SEC Rule 15c2-12, as amended from time to time. The term "SEC" shall mean the United States Securities and Exchange Commission. 45375 - 2004 Bond Resolution -24- The term "SID" shall mean any person designated by the State of Texas or an authorized department, officer, or agency thereof as, and determined by the SEC or its staff to be, a state information depository within the meaning of the Rule from time to time. ARTICLE X AUTHORIZATION AND CONFIRMATION OF AGREEMENTS The Board hereby approves issuance of the Series 2004 Bonds and all reasonable agreements necessary in connection with the issuance of the Series 2004 Bonds, including without limitation the following• the Indenture of Trust by and between the Authority and , as Trustee, in the form attached hereto as Exhibit A; the Paying Agent/Registrar Agreement by and between the Authority and , in the form attached hereto as Exhibit B; the Bond Purchase Agreement by and between the Authority and , as representative of the Underwriters, in the form attached hereto as Exhibit C• the Preliminary Official Statement, in the form attached hereto as Exhibit D; and the preparation of the Final Official Statement reflecting the terms and provisions of this Bond Resolution; and any and all other documents and agreements reasonable and necessary to issue the Series 2004 Bonds (collectively, the "Agreements"). The Board, by a majority vote of its members, at a regular meeting hereby approves the form, terms, and provisions of the Agreements and authorizes the execution and delivery of the Agreements. ARTICLE XI MISCELLANEOUS Section 11.1: Further Proceedings. The Chairman, Vice Chairman, Secretary and other appropriate officials of the Authority are hereby authorized and directed to do any and all things necessary and/ or convenient to carry out the intent, purposes and terms of this Resolution, including the execution and delivery of such certificates, documents or papers necessary and advisable. Section 11.2: Severability. If any Section, paragraph, clause or provision of this Resolution shall for any reason be held to be invalid or unenforceable, the invalidity or unenforceability of such Section, paragraph, clause or provision shall not affect any of the remaining provisions of this Resolution. Section 11.3: Open Meeting. It is hereby officially found and determined that the meeting at which this Resolution was adopted was open to the public, and that public notice of the time, place and purpose of said meeting was given, all as required by the Texas Open Meetings Act. 45375 - 2004 Bond Resolution -25- Section 11 4: Parties Interested. Nothing in this Resolution expressed or implied is intended or shall be construed to confer upon, or to give to, any person or entity, other than the Authority, the Paying Agent/Registrar, the Trustee and the Owners of the Series 2004 Bonds, any right, remedy or claim under or by reason of this Resolution or any covenant, condition or stipulation hereof, and all covenants, stipulations, promises and agreements in this Resolution shall be for the sole and exclusive benefit of the Authority, the Paying Agent/Registrar, the Trustee and the Owners of the Series 2004 Bonds. Section 11.5: Repealer. All orders, resolutions and ordinances, or parts thereof, inconsistent herewith are hereby repealed to the extent of such inconsistency. Section 11.6: Effective Date. This Resolution shall become effective immediately upon passage by this Authority and signature of the Chairman or Vice Chairman of the Authority. 45375 - 2004 Bond Resolution -26- Draft 11/10/04 PASSED AND APPROVED this day of November, 2004. Chairman ATTEST: By: Secretary, Board of Directors 45375 - 2004 Bond Resolution Draft 11/10/04 Exhibits A. Indenture of Trust (Tab ) B. Paying Agent/Registrar Agreement (Tab C. Bond Purchase Agreement (Tab ) D. Preliminary Official Statement (Tab ) ) 45375 - 2004 Bond Resolution